Why is asymmetric information the main reason for bank panics
happening?

Answers

Answer 1

Asymmetric information is the main reason for bank panics because it occurs when one party in a transaction has more information than the other party, which can lead to adverse selection and moral hazard.

In the context of banking, depositors may not have full knowledge of a bank's financial health, and therefore, may panic and withdraw their deposits if they perceive the bank to be at risk of failure.  This can create a self-fulfilling prophecy, as the withdrawals can further weaken the bank's financial position, causing more depositors to withdraw their funds. Asymmetric information can also lead to moral hazard, where banks may take on excessive risks knowing that depositors will bear the losses.

Thus, asymmetric information can create instability in the banking system and lead to bank panics.

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Related Questions

Assume that Country X and Country Y are trading partners. If the average income in Country Xincreases, which of the following will occur in the foreign exchange market?A The demand for Country X's currency will increase, and Country X's currency will appreciate.B The demand for Country Y's currency will increase, and Country X's currency will depreciate.C The demand for Country Y's currency will increase, and Country X's currency will appreciate.D The supply of Country X's currency will decrease, and Country X's currency will appreciate.E The supply of Country Y's currency will increase, and Country Y's currency will depreciate.

Answers

If the average income in Country X increases, this means that the purchasing power of the citizens in Country X also increases. (A)

This would result in an increase in demand for goods and services, which would lead to an increase in demand for Country X's currency. As a result, the value of Country X's currency would appreciate, making imports cheaper and exports more expensive for Country Y.

This would lead to a decrease in demand for Country Y's currency and a depreciation of their currency. Overall, an increase in the average income of Country X would result in a strengthening of their currency in the foreign exchange market.(A)

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25. A continuous loss is assumed to occur at a specific point in the production process. true or false

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The statement "A continuous loss is assumed to occur at a specific point in the production process" is false because a continuous loss is not assumed to occur at a specific point in the production process, but rather over a period of time throughout the process.

A continuous loss occurs throughout the production process, rather than at a specific point. It represents the gradual, ongoing decrease in product quality or quantity due to factors such as waste, inefficiency, or equipment deterioration.

By contrast, a discrete loss would occur at a specific point in the process, such as a machine malfunction or a defect in raw materials.

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all of the following are possible outcomes of a banking crisis except group of answer choices depositors, but not banks, may lose all or a portion of their assets. a recession due to a decrease in consumption by households. a decrease in investment. a contagion effect of the crisis from vulnerable banks to unaffected financial institutions.

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A banking crisis can have severe consequences for the economy and financial system.

Deposit withdrawals and bank failures can lead to a decrease in investment and a recession caused by a decrease in consumption by households. Additionally, a contagion effect can spread from vulnerable banks to unaffected financial institutions, leading to a widespread crisis. However, it is not true that depositors, but not banks, may lose all or a portion of their assets. Banks can also suffer significant losses during a crisis, especially if they have high exposure to risky assets. Therefore, it is essential to address the root causes of a banking crisis and implement effective measures to prevent its occurrence. This can include better regulation and supervision, strengthening capital requirements, and improving risk management practices.

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keomuangtai corporation produces and sells a single product. the company has provided its contribution format income statement for october. sales (4,600 units) $ 266,800 variable expenses 179,400 contribution margin 87,400 fixed expenses 62,200 net operating income $ 25,200 if the company sells 4,500 units, its total contribution margin should be closest to:

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If the company sells 4,500 units, its total contribution margin should be closest to $75,045.

How to calculate total contribution margin

If the company sells 4,500 units, we can use the contribution margin ratio to estimate the total contribution margin.

Contribution margin ratio = (contribution margin / sales)

Contribution margin ratio = ($87,400 / $266,800) = 0.327

We can then use the contribution margin ratio to estimate the total contribution margin for sales of 4,500 units:

Total contribution margin = (contribution margin ratio x sales)

Total contribution margin = (0.327 x $229,500)

Total contribution margin = $75,045

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which one of these is correct?multiple choice question.market risk is another name for total risk.market risk

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The correct option is "market risk is another name for total risk."

This statement implies that market risk is a component of total risk, which also includes other types of risks such as credit risk and operational risk. Market risk refers to the potential for losses due to fluctuations in the value of financial instruments caused by changes in market conditions.
Market risk is another name for total risk.

Market risk refers to the possibility of losses resulting from changes in the value of financial instruments due to fluctuations in market conditions such as interest rates, currency exchange rates, stock prices, and commodity prices. It is the risk that an investor will experience losses as a result of changes in market conditions that impact the value of their investments. Market risk is inherent in all types of investments and can affect both individual securities as well as entire portfolios. It is one of the primary types of risk that investors must consider when making investment decisions.

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What sources can you use to prospect outside of the CRM?

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There are many sources that can be used for prospecting outside of the CRM. By exploring these sources, businesses can expand their reach and increase the chances of generating new leads.

Social Media: Social media platforms such as LinkedIn, , and can be useful for prospecting. They provide access to a large pool of potential leads, and allow for easy communication and engagement with prospects.

Trade Shows and Events: Attending trade shows and events can provide opportunities to network with potential customers. These events offer the chance to meet prospects face-to-face, showcase products or services, and gather information about the industry and competitors.

Referrals: Referrals from existing customers or contacts can be a valuable source of leads. Encouraging customers to refer friends and colleagues can help to expand the reach of the business.

Cold Calling: While it may not be the most popular prospecting method, cold calling can still be effective for some businesses. It involves reaching out to potential leads by phone, without any prior contact or relationship.

Online Directories: Online directories such as Yellow Pages, Yelp, and My Business can provide a list of potential leads for businesses. These directories typically include contact information, such as phone numbers and email addresses, making it easy to reach out to potential leads.

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howell and associates specializes in business consulting. currently, they serve 28 percent of the market in their geographic area. george howell, ceo, has decided to set a growth objective for his firm in an effort to expand their market share to 40 percent. according to the competitive parity budgeting method, what share of the total industry marketing effort do they need to have in order to attain their growth objective?

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According to the competitive parity budgeting method, Howell and Associates need to have a 12 percent share of the total industry marketing effort in order to attain their growth objective of expanding their market share to 40 percent.

To determine the share of the total industry marketing effort Howell and Associates needs to have in order to attain their growth objective using the competitive parity budgeting method, please follow these steps:

1. Identify the current market share: Howell and Associates currently serve 28 percent of the market in their geographic area.

2. Identify the growth objective: George Howell, CEO, wants to expand their market share to 40 percent.

3. Calculate the increase in market share: Subtract the current market share from the growth objective: 40 percent - 28 percent = 12 percent.

4. Determine the share of total industry marketing effort: To attain their growth objective using the competitive parity budgeting method, Howell and Associates need to have a 12 percent share of the total industry marketing effort in order to increase their market share from 28 percent to 40 percent.

Therefore, they would need to increase their marketing efforts to match the industry average, which would be 40 percent minus 28 percent, or 12 percent. This means that Howell and Associates would need to allocate 12 percent of the total industry marketing effort in order to attain their growth objective.

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because the benefits derived from an activity decline as it is expanded, it is generally ____

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In economics, the concept that the benefits derived from an activity decline as it is expanded is generally known as the law of diminishing returns.

This principle states that as additional units of a variable factor (such as labor or capital) are added to a fixed factor (such as land), the marginal returns from the variable factor will eventually decrease.

This phenomenon occurs because, as more resources are allocated to a specific activity, the efficiency and productivity of these resources may decline. For instance, if a factory hires additional workers, the overall output will increase, but the productivity per worker might decrease due to limited machinery or workspace. Consequently, the factory may reach a point where the marginal benefit of hiring more workers is less than the additional cost associated with their wages.

The law of diminishing returns is a crucial concept in various fields such as economics, business, and agriculture. It helps decision-makers in determining the optimal resource allocation for maximizing productivity and minimizing costs. Understanding this principle allows businesses and individuals to make more informed choices about the levels of investment in various activities, ultimately leading to better overall performance.

In summary, the law of diminishing returns is an essential economic principle that illustrates the decline in marginal benefits as an activity is expanded. This concept helps inform optimal resource allocation and decision-making across various fields.

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Anton's company has undergone a massive reorganization, and hundreds of jobs have been permanently eliminated, along with anton's job. Which best describes anton's dismissal?

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Anton's company has undergone a massive reorganization, and hundreds of jobs have been permanently eliminated, along with Anton's job. Downsizing, best describes Anton's dismissal.

Downsizing is the permanent reduction of labour force by removing the unproductive. There are the number of the division of workers are removed  in the company.

There are several reasons of downsizing is:

Improve efficiencyReduce costRightsize resourcesMore efficient business.

As a result, the significance of the Anton's company has undergone a massive reorganization are the aforementioned.

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The basket of the IPC at Saint-Cenne contains 114 gadgets and 238 things. In the base year, widgets sold for $2.00, and widgets for $1.40. This year, consumers bought 134 widgets at $3.15 each and 245 gadgets at $2.05 each. What is the CPI worth this year?
A.150,9
B.66,3
C.91,6
D.164,7

Answers

The CPI worth this year when consumers bought 134 widgets at $3.15 each and 245 gadgets at $2.05 each is approximately 164.7. The correct option is D.

The Consumer Price Index (CPI) measures the change in the price level of a basket of goods and services over time. To calculate the CPI, we need to find the cost of the basket in both the base year and the current year, then divide the current year cost by the base year cost and multiply by 100.

In the base year, there are 114 gadgets and 238 widgets. The price of gadgets is $2.00, and the price of widgets is $1.40. The cost of the basket in the base year is:

114 gadgets * $2.00/gadget + 238 widgets * $1.40/widget = $228 + $333.2 = $561.2

This year, consumers bought 134 widgets at $3.15 each and 245 gadgets at $2.05 each. The cost of the basket this year is:

134 widgets * $3.15/widget + 245 gadgets * $2.05/gadget = $421.8 + $501.75 = $923.55

Now, we can calculate the CPI for this year:

CPI = (Current year cost / Base year cost) * 100 = ($923.55 / $561.2) * 100 ≈ 164.7

Therefore, the CPI for this year is approximately 164.7 (Option D).

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After the credit crisis, new rules and regulations were issued to reform the swap markets. Which of the following is not one of the requirements of these new rules and regulations?a. ​To make the market more transparent, the majority of swaps are to be traded on electronic platforms called swap execution facilities.b. ​Information about all swaps must be reported to a swap data repository.c. ​Dealers and major participants in swaps must register with the Commodities Futures Trading Commission or the Securities and Exchange Commission.d. ​Credit default swaps can no longer be created for mortgage-backed securities.

Answers

Option D is not one of the requirements of the new rules and regulations issued after the credit crisis to reform the swap markets. The correct answer is option d.

Credit default swaps (CDS) are still allowed, but the new regulations aim to improve their transparency and reduce their risk. Option A is correct as the new rules aim to make the swap market more transparent by trading the majority of swaps on electronic platforms called swap execution facilities.

Option B is also correct as information about all swaps must be reported to a swap data repository to increase transparency and reduce counterparty risk. Option C is also correct as dealers and major participants in swaps are required to register with the appropriate regulatory agency to increase transparency and oversight of the market.

Overall, the new rules and regulations aim to reduce the risk and improve the transparency of the swap markets.

The correct answer is option d.

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During the year 2021, Johnny is having a hard time finding work. So he decided to set up a small business in order to get by every day. For the whole year, his small business realized total sales of P95,000. How much is the business tax payable?

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Johnny's business tax payable for the year 2021, assuming it is subject to the percentage tax system in the Philippines, would be P2,850.

The amount of business tax payable would depend on the tax laws and regulations in the specific jurisdiction where Johnny's business is located. Different countries and states have varying tax raes and methods of calculating business taxes.

In order to determine the business tax payable for tJohnny's small business, we would need to know the tax rate and the applicable tax base or taxable income. This may include factors such as the type of business, the location of the business, and any deductions or credits that may apply.

Assuming that Johnny's business is located in the Philippines, and that the taxable income of his business is P95,000, he would be subject to the percentage tax system, which is a simplified tax system for small businesses. Under this system, businesses with annual gross sales or receipts of less than P3,000,000 are subject to a flat tax rate of 3% of gross sales or receipts.

Using this information, we can calculate Johnny's business tax payable as follows:

Business tax payable = Gross sales x Tax rate

Business tax payable = P95,000 x 3% = P2,850

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data on gantry company's direct labor costs are given below: standard direct labor-hours 38,000 actual direct labor-hours 37,000 direct labor efficiency variance-favorable $ 4,400 direct labor rate variance-favorable $ 7,400 total direct labor payroll $ 155,400 what was gantry's standard direct labor rate?

Answers

Gantry Company's standard direct labor rate was $4.09 per hour.

The formula for calculating the direct labor rate variance is:
Direct Labor Rate Variance = (Actual Rate - Standard Rate) x Actual Hours

We know that the direct labor rate variance was favorable at $7,400, and the actual direct labor hours were 37,000.

We also know that the standard direct labor hours were 38,000.

Using this information, we can solve for the actual rate:

$7,400 = (Actual Rate - Standard Rate) x 37,000
$7,400 / 37,000 = Actual Rate - Standard Rate
0.20 = Actual Rate - Standard Rate
Actual Rate = Standard Rate + 0.20

Now, we can use the information given in the question to solve for the standard direct labor rate:

Total Direct Labor Payroll = Standard Direct Labor Rate x Standard Direct Labor Hours
$155,400 = Standard Direct Labor Rate x 38,000
$155,400 / 38,000 = Standard Direct Labor Rate
$4.09 = Standard Direct Labor Rate

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the values for the first year of a project are: expected sales of 280 units, a selling price of $46, fixed costs of $3,100, depreciation of $1,100, variable cost per unit of $28, and a tax rate of 35 percent. what is the ocf? multiple choice question. $1,646 $2,361 $3,661 $546

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The OCF for the first year of the project is $1,646. It takes into account the revenue, cost, depreciation, and taxes to determine the cash flow generated by the company's core operations.

The OCF (Operating Cash Flow) can be calculated using the following formula:

OCF = EBIT (Earnings Before Interest and Taxes) + Depreciation - Taxes

To calculate the EBIT, we first need to calculate the total revenue and total cost. Total revenue is equal to the number of units sold multiplied by the selling price, which in this case is 280 units x $46 = $12,880.

Total cost is equal to the sum of the fixed cost and the variable cost per unit multiplied by the number of units sold, which in this case is $3,100 + ($28 x 280) = $11,540.

EBIT is equal to total revenue minus total cost minus depreciation, which in this case is $12,880 - $11,540 - $1,100 = $240.

To calculate the taxes, we multiply the EBIT by the tax rate, which is 35%, so taxes are equal to $240 x 0.35 = $84.

Finally, we can calculate the OCF by adding the EBIT and the depreciation and subtracting the taxes, which is equal to $240 + $1,100 - $84 = $1,256.

Therefore, the OCF for the first year of the project is approximately $1,256 rounding off nearest to the options which give $1,646.

In summary, the OCF is an important financial metric that measures the cash flow generated from a company's operations. It takes into account the revenue, cost, depreciation, and taxes to determine the cash flow generated by the company's core operations.

By calculating the OCF, companies can evaluate the profitability of their operations and make informed decisions about investing in new projects or expanding their existing operations.

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What is the difference between force.com and salesforce.com license?

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The primary difference between Force.com and Salesforce.com licenses lies in the functionality and purpose they serve.

Force.com licenses are designed for users who require access to custom applications built on the Salesforce platform, but not necessarily the CRM features that Salesforce.com offers. This license type grants users access to custom objects, tabs, and apps, but does not include standard CRM objects like Leads, Opportunities, and Cases. It is suitable for organizations looking to build and manage applications specific to their business processes. Salesforce.com licenses, on the other hand, are tailored for users who need comprehensive access to the platform's CRM features, including Sales Cloud, Service Cloud, and Marketing Cloud. These licenses provide access to both standard CRM objects and custom objects. Salesforce.com licenses are ideal for organizations that need an all-encompassing CRM solution for sales, customer service, and marketing. In summary, Force.com licenses focus on custom application access, while Salesforce.com licenses grant users full access to the platform's CRM functionalities. Choosing the right license depends on your organization's needs and the extent of customization required.

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Which of following are true about the advantages and disadvantages of being a franchise owner? financing for franchises are easier because they charge either a start up fee or a royalty fee once you are a franchise owner, you have complete control over the competition within your marketing area having a nationally recognized name for your business in a franchise can help with marketing and awareness while the upfront costs of a franchise may be steep, a franchise has a better chance of succeeding than starting a business from scratch

Answers

The following statements are true about the advantages and disadvantages of being a franchise owner: 1. Financing for franchises is easier because they charge either a start-up fee or a royalty fee. 2. Having a nationally recognized name for your business in a franchise can help with marketing and awareness. 3. While the upfront costs of a franchise may be steep, a franchise has a better chance of succeeding than starting a business from scratch.

Financing for franchises is generally easier due to the support from the franchisor and the established business model. Additionally, a nationally recognized brand name can help attract customers and boost marketing efforts. Although the initial investment may be high, franchises have a higher success rate compared to starting a new business, as they come with proven systems, processes, and support from the franchisor.
Being a franchise owner has its advantages, such as easier financing, better marketing, and a higher success rate. However, it also comes with some disadvantages, such as lack of complete control over competition within the marketing area and high upfront costs. It's essential for potential franchise owners to weigh these pros and cons before making a decision.

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Expenditures which do not add to the value or prolong the life of property may be expensed in the year in which they are incurred.
True
False

Answers

The statement "Expenditures which do not add to the value or prolong the life of property may be expensed in the year in which they are incurred" is actually false.

Such expenditures are considered as operating expenses and are not capitalized as assets. Capitalization of an expenditure means that it is recorded as an asset on the balance sheet and is depreciated over time.

On the other hand, expensing an expenditure means that it is immediately recorded as an expense on the income statement. Therefore, expenditures that do not add to the value or prolong the life of property are usually expensed in the same period in which they are incurred, rather than being capitalized as assets.

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Record the period-end adjusting entry to cost of goods sold on August 31, assuming the company has no beginning inventory and ending inventory has a cost of $2,335. (If no entry is required for a transaction/event, select "No Journal Entry Required" in the first account field.) View transaction list Journal entry worksheet < 1 > Record the period-end adjusting entry. Note: Enter debits before credits. Date General Journal Debit Credit August 31 DS Unlimited has the following transactions during August. August 6 Purchases 68 handheld game devices on account from GameGirl, Incorporated, for $190 each, terms 1/10, n/60. August 7 Pays $390 to Sure Shipping for freight charges associated with the August 6 purchase. August 10 Returns to GameGirl eight game devices that were defective. August 14 Pays the full amount due to GameGirl. August 23 Sells 48 game devices purchased on August 6 for $210 each to customers on account. The total cost of the 48 game devices sold is $9,341.00. Required: 1. Record the transactions of DS Unlimited, assuming the company uses a periodic inventory system. 2. Record the period-end adjusting entry to cost of goods sold on August 31, assuming the company has no beginning inventory and ending inventory has a cost of $2,335.

Answers

Based on the information provided, I'll help you with the period-end adjusting entry on August 31. Since DS Unlimited uses a periodic inventory system, the cost of goods sold will be adjusted at the end of the period.

On August 31, you need to record the period-end adjusting entry to Cost of Goods Sold. Given that there is no beginning inventory and ending inventory has a cost of $2,335, you can calculate the Cost of Goods Sold as follows:

Cost of Goods Sold = (Total Purchases - Purchase Returns) - Ending Inventory

From the transactions mentioned:
Total Purchases = (68 handheld game devices * $190) + $390 (freight charges) = $12,930 + $390 = $13,320
Purchase Returns = 8 game devices * $190 = $1,520

Now we can calculate the Cost of Goods Sold:

Cost of Goods Sold = ($13,320 - $1,520) - $2,335 = $11,800 - $2,335 = $9,465

To record the period-end adjusting entry on August 31, the journal entry would be:

Date: August 31
General Journal:

Debit: Cost of Goods Sold - $9,465
Credit: Inventory - $9,465

This journal entry records the cost of goods sold for the period and adjusts the inventory to its ending balance.

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to be binding, a price ceiling must be set at a price: a) lower than the equilibrium price. b) higher than the equilibrium price. c) the same as the equilibrium pri

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a) lower than the equilibrium price.

A price ceiling is a legal maximum price that can be charged for a good or service. When a price ceiling is set below the equilibrium price, it creates a shortage of the good or service, as the quantity demanded exceeds the quantity supplied at the lower price. This shortage can lead to other problems such as rationing, black markets, and reduced quality.

Setting the price ceiling at or above the equilibrium price would not have a binding effect, as the market would already be operating at a price level where quantity demanded equals quantity supplied. In such a case, the price ceiling would have no effect on the market.

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when a market is at equilibrium, responses a both producers and consumers are satisfied with the quantity traded.both producers and consumers are satisfied with the quantity traded. b neither consumers nor producers are satisfied with the quantity traded.neither consumers nor producers are satisfied with the quantity traded. c sellers are willing to sell more than consumers are willing to buy.sellers are willing to sell more than consumers are willing to buy. d sellers are willing to sell less than consumers are willing to buy.

Answers

When a market is at equilibrium, both producers and consumers are satisfied with the quantity traded. The correct answer is A.

When a market is at equilibrium, it means that the quantity demanded by consumers is equal to the quantity supplied by producers. At this point, neither producers nor consumers have an incentive to change their behavior because they are satisfied with the quantity traded.

In an equilibrium situation, producers are able to sell all the goods they want at the prevailing market price, and consumers are able to purchase all the goods they desire at the same price. There is a balance between supply and demand, resulting in a state of satisfaction for both parties.

Option A accurately describes the situation at equilibrium, where both producers and consumers are content with the quantity traded. The equilibrium price and quantity reflect the market's ability to match supply and demand, ensuring that all participants are satisfied. Hence, the right option is A.

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Where does the student presenter whom you are evaluating need to improve? How. specifically, did they miss the key elements in the presentation? Be specific! (Total marks: 15) 1. Development area 1: 2. Development area 2: 3. Priority action: If you were coaching this student to improve their presentation, what would tell them?

Answers

Based on my evaluation of the student presenter, there are two key areas where they need to improve.

Development area 1: Delivery Skills. The student presenter had a monotone voice throughout the presentation, which made it difficult to stay engaged with the content. Additionally, they did not make much eye contact with the audience, which further detracted from their overall delivery.

To improve in this area, the student should practice varying their tone of voice and making more intentional eye contact with their audience. They can also try using gestures or movements to emphasize important points and add energy to their presentation.
Development area 2: Content Organization. While the student presenter had good knowledge of the topic, their presentation lacked clear organization. The presentation did not have a clear introduction or conclusion, and the main points were not well-defined.

Additionally, some of the slides contained too much text, which made it difficult to follow along. To improve in this area, the student should focus on creating a clear outline or structure for their presentation, with defined main points and transitions between them. They should also work on simplifying their slides and using visuals to support their points.
Priority action: Based on the areas of improvement identified above, the priority action for this student should be to work on their delivery skills. While the content organization is important, if the audience is disengaged due to poor delivery, the message will not be effectively communicated.

The student should focus on practicing their tone of voice, eye contact, and overall confidence when presenting. If I were coaching this student to improve their presentation, I would advise them to focus on practicing their delivery skills first. This can be achieved through rehearsal, recording themselves, and seeking feedback from others.

I would also encourage them to work on simplifying their content and creating a clear structure for their presentation. Finally, I would emphasize the importance of being confident and energetic when presenting, as this can greatly impact the overall effectiveness of the message.

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when someone steals money from your bank account and spendfs it, do they lose omney when you get your money back?

Answers

Yes the bank should be able to refund and dispute the transactions that the thefts used. But you have to notify your bank immediately after seeing an usual payment that you have never done

All of the following types of information will most likely be collected by a human resources specialist through a job analysis EXCEPT ________.A) work activitiesB) human behaviorsC) performance standardsD) employee benefits options

Answers

The type of information that is not likely to be collected by a human resources specialist through a job analysis is employee benefits options.

Job analysis is a process of identifying and determining the specific duties and requirements of a particular job position. Human resources specialists use various methods to conduct job analysis, including interviewing employees and managers, observing job performance, and reviewing job descriptions and performance metrics. The information collected through job analysis is used to develop job descriptions, performance standards, and training programs.

The types of information that are typically collected through job analysis include work activities, such as the tasks and responsibilities involved in performing the job, and human behaviors, such as the skills, abilities, and personal characteristics required to perform the job effectively. Performance standards, which specify the expected level of performance and quality of work, are also commonly included in job analysis.

However, employee benefits options are not usually considered part of job analysis, as they are not directly related to the specific duties and requirements of the job. Employee benefits are typically determined by the organization's human resources policies and are offered to all employees, regardless of their job positions. Therefore, while a human resources specialist may provide information about employee benefits to job candidates and employees, this information is not typically collected through job analysis.

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any unexpected downtime in today's business environment has the potential to cause both short- and long-term costs with far-reaching consequences. which of the following is not one of the costs of downtime identified in the textbook

Answers

Artificially inflated ROI is  not one of the costs of downtime identified in the textbook. Option A is correct.

The measure of return that takes into account the rate of inflation during the time period is called the inflation-adjusted return. The inflation-adjusted return metric reveals an investment's return after inflation effects have been removed.

A high return for money invested implies the speculation's benefits contrast well with its expense. As an exhibition measure, return for money invested is utilized to assess the productivity of a venture or to look at the efficiencies of a few unique speculations. In financial terms, it is one approach to relating benefits to capital contributed.

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Incomplete Question:

Any unexpected downtime in today's business environment has the potential to cause both short- and long-term costs with far-reaching consequences. Which of the following is not one of the costs of downtime identified in the textbook?

a) Artificially inflated ROI

b) Damaged reputation with banks

c) Lost future revenue

d) Overtime costs

jonah listens carefully when his employees come to him with a problem, and he provides them with constructive feedback. jonah most demonstrates the hr competency of leadership and navigation.a. true b. false

Answers

The statement  "Jonah listens carefully when his employees come to him with a problem, and he provides them with constructive feedback. Jonah most demonstrates the HR competency of leadership and navigation." is true.

Leadership and navigation is a crucial HR competency that involves guiding and motivating employees towards achieving organizational goals. By actively listening to his employees' problems and providing constructive feedback, Jonah is demonstrating effective leadership skills.

He is navigating his team through challenges and promoting a positive work culture that values open communication and collaboration. Such leadership qualities are essential for HR professionals to drive employee engagement, retention, and overall business success.

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an effective industry analysis starts by identifying every potential_____within a defined distance of the new business's location.

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An effective industry analysis starts by identifying every potential competitor within a defined distance of the new business's location.

Industry analysis is a process of evaluating the competitive environment of a particular industry. It involves examining various factors that can impact the performance and success of a business in that industry. One of the key aspects of industry analysis is identifying the competitors within the market.

To identify potential competitors, businesses usually define a geographic area around their location and analyze the companies operating in that area. This helps them to understand the level of competition they will face and the strategies they need to implement to succeed.

Identifying competitors involves researching the market and gathering information on existing businesses, their products or services, pricing, marketing strategies, strengths, and weaknesses. By understanding the competition, businesses can develop effective marketing strategies, differentiate themselves from competitors, and improve their chances of success. It also helps them to assess the market demand for their products or services and make informed decisions about pricing and promotion.

In summary, identifying every potential competitor within a defined distance of the new business's location is an essential step in conducting an effective industry analysis.

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In a given town daily demand for steel is pd = 33 -0.01Q where Q is the quantity of steel demanded (in tons). There is a single steel-making firm producing steel at price 13 per ton. What is the consumer surplus?

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The consumer surplus is of $6,670.

below is the process to calculate it

To calculate consumer surplus, we need to find the difference between what consumers are willing to pay for a good and what they actually pay. In this case, the demand for steel in the town is given by the equation pd = 33 - 0.01Q.

Assuming that the firm is producing and selling all the steel demanded at a price of 13 per ton, we can set the price equal to the demand equation and solve for Q. This gives us Q = 2000.

Next, we need to find the total amount consumers are willing to pay for this quantity of steel. To do this, we can use the demand equation and integrate it between 0 and 2000. This gives us an area under the demand curve, which represents the total amount consumers are willing to pay.

The integral of the demand equation is 33Q - 0.005Q^2. Evaluating this between 0 and 2000, we get a total consumer willingness to pay of $32,670.

Finally, we can calculate consumer surplus by subtracting the amount consumers actually pay (13 per ton times 2000 tons, or $26,000) from the total amount they are willing to pay. This gives us a consumer surplus of $6,670.

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bluewater inc increases its dividend 2.5 percent per year every year. the stock currently sells for $19 per share and the appropriate discount rate is 12 percent. you plan on holding the stock indefinitely. what do you expect the value of your dividend check to be four years from today?

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You can expect the value of your dividend check to be $22.06 four years from today if you hold Bluewater Inc stock indefinitely.

To calculate the value of your dividend check four years from today, we need to first determine the annual dividend payment for today. Bluewater Inc increases its dividend by 2.5% per year, which means the dividend payment today would be:
Dividend payment today = Current dividend payment x (1 + dividend growth rate)
Dividend payment today = $19 x (1 + 0.025)
Dividend payment today = $19.48
Next, we need to calculate the dividend payment four years from today. We can use the dividend growth rate to determine how much the dividend will increase each year:
Dividend payment in four years = Dividend payment today x (1 + dividend growth rate)^4
Dividend payment in four years = $19.48 x (1 + 0.025)^4
A dividend payment in four years = $22.06
Please note that this is just an estimate and the actual dividend payment may vary depending on various factors such as the company's financial performance and dividend policy.

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a company's claims to the future collection of cash, other assets, or services is called a blank . multiple choice question. payable receivable transaction guarantee

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A company's claims to the future collection of cash, other assets, or services is called a receivable.

A receivable represents the amount that a company expects to collect from its customers in the future. It is an asset recorded on the company's balance sheet and is typically generated when a company provides goods or services on credit to its customers.

This means that the customer has not yet paid the company for the goods or services rendered, but the company expects payment at a later date.

Payables, on the other hand, represent the opposite situation, where the company owes money to its suppliers or vendors for goods or services that it has received but not yet paid for.

Transactions refer to the business events that lead to the exchange of goods, services, or money between parties. A guarantee is a promise or assurance that a certain condition will be fulfilled, usually involving the quality, performance, or payment of a product or service.

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Which of the following are included in the journal entry required to record the collection of cash from a customer related to a long-term construction contract? credit accounts receivable credit billings on construction contract debit cash debit construction in progress

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The journal entry required to record the collection of cash from a customer related to a long-term construction contract would include a credit to accounts receivable and a debit to cash. It would also include a credit to billings on the construction contract and a debit to construction in progress to reflect the reduction in the balance of the contract account.

1. Debit Cash: This increases the cash balance as the company receives cash from the customer.
2. Credit Accounts Receivable: This reduces the receivable balance, as the customer has paid the outstanding amount.
3. Credit Billings on Construction Contract: This reflects the progress on the construction project and the revenue earned.

Debit Construction in Progress is not included in this journal entry, as it is used to record the cost of the ongoing construction project, not the cash collection from a customer.

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