Why do you think banks expanded their subprime lending so much in the mid 2000s?

Answers

Answer 1
In the early to mid 2000s, interest rates on house payments were actually quite low. This sudden increase in subprime mortgages was due in part to the Federal Reserve’s decision to significantly lower the Federal funds rate to spur growth.

Related Questions

he ending of the Pullman Strike is significant because it A) demonstrated unions’ superiority and solidarity. B) demonstrated the US government's support of worker's rights. C) demonstrated the US government’s pro-business alliances. Eliminate D) showed that the US government was unwilling to get involved in business matters.

Answers

Answer:

Answer: C) demonstrated the US government’s pro-business alliances.

Explanation:

Pullman Strike happened against the Pullman Palace Car Company in the company town of Pullman, Illinois, on May 11, 1894, by the American Railway Union under Eugene V. Debs. On July 3, 1894, President Grover Cleveland sent federal troops into the Chicago area, where the strike was centered. The Illinois governor insisted that the state could keep order, but President Cleveland claimed authority and stressed his duty to ensure delivery of the mail. Meanwhile, the attorney general won an injunction forbidding any interference with the mail or any effort to restrain interstate commerce. On July 13, the union called off the strike, after two months of strike. Based in this behavior we can say the US government was pro-business during the strike.

Explanation:

National Labor Relations Act of 1935 legitimized and regulated labor unions. How is this act applied

Answers

Answer:

Answered below

Explanation:

The national labour relations act of 1935, an act which was written by senator Robert Wagner, gives workers in the private sector the right to come together to form trade unions and engage in union activities such as strike and other collective actions to protect their interests.

This act is being enforced by the National Labor relations board which plays a role in preventing unfair labour practices, giving legal advice, encouraging collective bargaining etc.

The Enlightenment thinker believed that all people are born free and equal,
with the rights to life, liberty, and property was? *
John Locke
Thomas Hobbes
Montesquieu
Rousseau

Answers

John Locke, I believe

PLEASE HELP!!!!!! How was the practice of traditional African slavery different from the slavery practiced after European contact? a. Enslaved people were usually transported to the West Indies. b. Enslaved people were often ransomed back to their home villages. c. Enslaved people were rarely captured in war. d. Enslaved people rarely had an opportunity to regain their freedom.


FIRST TO ANSWER WILL BE BRAINLIEST

Answers

The practice of traditional African slavery was different from the slavery practiced after European contact because the enslaved people were often ransomed back to their home villages.

Also, it should be noted that slavery in Africa was due to debt, criminal activities while slavery was seen as a social status symbol after European contact.

Furthermore, slavery in Africa wasn't heritable while children were considered slaves when they were born by slave mothers after European contact. It should also be noted that in the practice of traditional African slavery, the slaves were often ransomed back to their home villages.

In conclusion, the correct option is B

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Answer:

B) Enslaved people were often ransomed back to their home villages.

Explanation:

Hope this helped!! mark brainliest pls!

Who would be a member of the American Dental Association?

Answers

Answer:

Those interested in dentistry or improving other oral health

Explanation:

for in depth understand

The American Dental Association (ADA) exists to power the profession of dentistry and to assist our members in advancing the overall oral health of their patients.The American Dental Association worked closely with HHS and the Health Resources and Services Administration, which administers the fund, to implement this for dentists. As a result of this advocacy, eligible dentists will receive a reimbursement of 2% of their annual reported patient revenue.

hoped this was able to help hun.

Answer:

someone practicing to be a dintuce

mark me as brailist please

i just took a quiz

Help.................

Answers

Answer:

The answer is A.

Explanation:

Which is the most likely reason for the downfall of the Old Kingdom?

Answers

Answer:

Please  mark me Brainliest

Explanation:

Climate change and reduced.

What does Jefferson mean when he writes “and to provide new Guards for their future security”?

Answers

When Thomas Jefferson wrote “ And to provide new guards for the future security”,  I think he was meaning that he wants to defend and protect.

The quote of Thomas Jefferson, “and to provide new Guards for their future security”, is to be interpreted as the provision of additional defense and security.

What is the significance of Thomas Jefferson and his address?

Thomas Jefferson, apart from being the American President, is also remembered for being the person who signed the Declaration of American Independence in the year 1776. He also holds an important position in the early American political history.

While addressing the security of the Americans in his speech, Jefferson had laid a great amount of emphasis on the provision of Guards for the future security and other defensive purposes in the society.

Therefore, the significance regarding Thomas Jefferson and his address has been aforementioned.

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Hello, there yes that amazing?

Answers

Answer:

can I be your friend plz

Explanation:

Yoo, Wassup!!! How ya'll doin?

50 Points
Refer to the Newsela article “Issue Overview: Should the Descendants of Slaves Get Reparations?” Which statement would both supporters and opponents of slavery reparations most likely agree with?

A: Health initiatives and educational opportunities are better options than cash payouts.

B: Reparations cannot completely make up for the injustices caused by slavery.

C: African Americans receive more opportunities than whites in the United States today.

D: Descendants of enslaved people have continued to suffer from the injustices of slavery.

Answers

Hey There!!~

I think your best answer choice is B). Reparations cannot completely make up for the injustices caused by slavery.

Good Luck!!

[tex]Itsbrazts[/tex]

Answer:

Explanation:

D

What is the point of view in the excerpts from Olaudah Equiano’s memoir? What is likely his purpose in beginning the narrative with details describing his village in Nigeria?

Answers

Answer:

His point of view was the first-person point of view.

His likely purpose in beginning the narrative with details describing his village in Nigeria is to compare the life he was living before he was enslaved and the life he was living after becoming enslaved.

Explanation:

Olaudah Equiano's purpose in writing his autobiography describing his journey into slavery was to strongly oppose slavery and highlight how slaves were really treated.

He showed how horrific he and other slaves were treated by their masters and they helped other abolitionists to further their cause of ending slavery.

Answer:

The point of view in these excerpts in first person. Equiano describes his village in Nigeria to show the culture and way of life where he grew up as a child. He likely means to draw a contrast between the simple way of life in his childhood home and his experiences later in the memoir as an enslaved person.

Explanation:

Please do not copy and paste this answer. Use it to help you form your own answer.

Nonauthoritarian governments provide the most freedom but can take that freedom to the extreme. The most familiar, and least extreme, form of nonauthoritarian government is ______.

a. constitutional monarchy
b.a theocracy
c. a democracy
d. libertarianism

Answers

Answer:

c. democracy

Explanation:

Democracy is the most familiar, and least extreme, form of nonauthoritarian government because it is a authoritarian government and impose some restrictions on the population through laws.

Democracy never provide freedom beyond government laws such as laws against murders and theft. Democracy also protects rights of population and allows freedom to an extent.

Hence, the correct option is "c. democracy".

Answer:

D. Libertarianism

Explanation:

Libertarianism is the political philosophy that upholds liberty as its main principle. Libertarians want to maximize the autonomy, political freedom, freedom of voluntary association and choice and emphasize on individualism.

in simple terms they belive that people should be allowed to do whatever they want as long ss their action do not hurt others.s and early  

Libertarianism was popularized by Benjamin Tucker in the late 1870s and early 1880s

Why was it important to say that “all men” were “created equal”? Choose the best answer.

Answers

Answer:

because some people may feel superior

Explanation:

all men are equal none are above another

All men are created equal meaning skin color does not matter nor does your ethnicity we’re all human and that’s what matters

what were the characteristics of the Tokugawa Shogunate rulers?

Answers

Answer:

The Tokugawa period was marked by internal peace, political stability, and economic growth. Social order was officially frozen, and mobility between classes (warriors, farmers, artisans, and merchants) was forbidden. The samurai warrior class came to be a bureaucratic order in this time of lessened conflict.

Which federal law was passed in response to the September 11, 2001 terrorist attacks?
a. USA Anti-Terrorism Act
b. USA PATRIOT Act
c. AMERICA FIRST Act

Answers

Answer:

The answer is B

Explanation:

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The federal law that was passed in response to September 11, 2001, terrorist attacks was USA PATRIOT Act. Thus the correct option is B.

What is Law?

A law is referred to as a set of rules and regulations, guidelines given in the constitution and implemented by the ruling government to maintain cordial relationships among people and help to conduct the functioning of any country properly.

Al-Qaeda, a network of jihadist Islamic extremists, attacked the United States four times on September 11, 2001, by crashing Aeroplanes in the World trade center.

President George W. Bush signed the USA PATRIOT Act into law, which was a significant piece of legislation that was passed by the US Congress. By looking at the full range of terrorism-related charges, it enabled investigators to gather data.

Therefore, option B is appropriate.

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How did horses significantly impact the lives of the Plains Indians?
a. Horses became a primary food source for the tribes.
b. Horses gave the tribes increased mobility, particularly during buffalo hunts.
C. Horses were used as beasts of burden and promoted agricultural development.
d. Horses contributed to increased economic development in the fur trade.

Answers

Answer:

b

Explanation:

Answer:

its b tho

Explanation:

In the Constitution, the job of the Judicial Branch is to:
A Interpret laws
B Make laws
C Enforce laws
D Write laws

Answers

Answer:

They Interpret Laws

A

Explanation:

Legislature - make laws

Executive - enforce laws

Answer:

Article 81 of the Constitution stipulates that “The Supreme Court is the court of last resort with power to determine the constitutionality of any law, order, regulation or official act.” As this article is considered an adaptation of the American style of judicial review, the Supreme Courtis vested with the role 

Which of these religions was not practiced in the Mauryan Empire? A. Buddhism B. Jainism C. Hinduism D. Christianity

Answers

Answer:

christianity

Explanation:

How did John d Rockefeller horizontally integrate his monopoly in 1889

Answers

Answer:

He created a trust that controlled ninety percent of the nations oil refineries. He purchased coal plants around the country to add to his business

40 pts PLS hELP One significant contribution from african american on American society and/or culture. Explain how the contribution affected American society and/or culture. (Hint – What did Americans gain from the contribution?)

Answers

Answer:

A significant contribution is culture.

Explanation:

Through the blue and the jazz to rock n' roll The african americans, have helped to shape the diffrent decades for the american society and culture.  

Answer:

Native Americans

Helped the patriots from Britain learn how to hunt, fish, and introduce diversity within cultures.

African Americans

Indirectly introduced the idea of diversity to Americans.

Women

Because women have rights here in the United States, other countries' citizens strive to come to America, especially women, since they have equal rights in the United States. This is important because America is seen and desired by many in the world.

Children

Children are our future. We learn from our elders and carry out things the same or differently learning from America's history. We continue tradition and change tradition if it is needed.

Explanation:

write one importance of revolt of 1857​

Answers

Answer:

Even so, the rebellion proved to be an important watershed in Indian and British Empire history. It led to the dissolution of the East India Company, and forced the British to reorganize the army, the financial system, and the administration in India, through passage of the Government of India Act 1858.

The best explanation as to why direct democracy would not work well in the United States is that
ОООО
O voting is not mandatory in the United States.
the use of direct democracy would make debate on issues by individuals too difficult.
Ancient Greece was smaller and less geographically diverse than the United States.
the population of the United States is too large.

Answers

Answer:

D. the population of the United States is too large.

Explanation:

Edge 2021

The population of United States is too large

DemocracyDemocracy is a form of governance in which all adult citizens, directly or through freely chosen representatives, exercise authority and civic responsibility. The ideals of majority rule and individual rights underpin democracy. Elections must be fair, frequent, and well-managed in order for a democracy to function.Direct democracy would not work well in the United States as the population of United States is too large

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Which element of a command economy is also used in a mixed economy?
O A. Ghernments provide economic services to citizens.
B. Trade between countries is strongly discouraged.
C. Parents decide on the careers their children will pursue.
O D. Corporations are legally treated as individual citizens.
SUBMIT

Answers

Answer:

the answer is A

Explanation:

"Government provide economic services to citizens"  is an element of a command economy which is also used in a mixed economy.

Command and Market Economy

A Command economy is that economy which is controlled by a centralized government. Most of the businesses and rules  are dictated  by the government. China, North Korea, and the former Soviet Union are all examples of command economies.

In a Market Economy the law of Demand and Supply dictates the laws and regulations in the Market economy. Moreover, the market is controlled by private business, but Government also play a minor role in the direction of economic activity.

Therefore, Government role in the economy is a common element in both types of  Economy.

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how long does it take for the Europeans settlements to creat over fishing ​

Answers

Answer:

1 year

Explanation:

Wednesday, Aug 26: Westward Expansion Discussion
68 68
Now that you have read about Westward Expansion and watched a Crash Course about
Westward Expansion, it's time to answer the lesson question: ? HOW WAS THE WEST
TRANSFORMED? ?
ry
You will post TWO times. Your first post is the discussion prompt. Your second post is
the discussion reply.
1. Discussion Prompt:
• Think back to the reading and the video and answer the question: How was the West
transformed?
• Terms: transcontinental railroad, Dawes Act, Cowboys, Great Plains, farming, Wild
West, American Indians, open-range, Homestead Act, Chinese Exclusion Act
Include in your response at least 5 of the above terms. You can start your response with:
The west was transformed because and
Bold or underline the terms you
use.

I need this by tonight if anyone could please do this for me , thank you !

Answers

Wait you want us to write an entire essay for you?

I need help answering this homework question. It’s for Religion. 1. What does God love about you? 2. Write a profile of yourself telling how you think God intends for you to be “perfect”

Answers

Answer:

hkihjvcjjj

Explanation:

how did the majority of African slaves help the colonial american economy

Answers

Answer: Slavery Is what made up a lot of the American economy in the past and it also gave free labor (outside of initial price of slave) to slave owners saving plantation owners alot of money.

Explanation:

who is the president of Azerbaijan ​

Answers

Answer:

llahm Aliyev is the president of Azerbaijan

Answer:

Ilham Aliyev

Explanation:

What was Marquis De Lafayette’s involvement in the revolution against Britain? Why was he important? What was he known for?

Answers

Answer:

Marquis De Lafayette was a French general who helped colonists against Britain.

Explanation:

Marquis made sure to volunteer his time and money towards helping Americans. He was a French general who was known for being elected as a representative of the nobility to the Estates-General that convened in May 1789, Lafayette supported the maneuvers by which the bourgeois deputies of the Third Estate gained control of the Estates-General and converted it into a revolutionary National Assembly

A geologist studies _____. the earth, rock forms, and strata the origins of words the lives of early communities by examining artifacts the development of language early human culture and development compared to the present day

Answers

Answer:

Geology

Explantion:

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Ariana borrowed some money from her friend in order to help buy a new video gamesystem. Ariana originally borrowed $150 and agreed to pay back her friend $15 perweek. Write an equation for L, in terms of t, representing the amount Ariana owesher friend after t weeks. What is importance of piggy bank? Consider the single factor APT. Portfolio A has a beta of 1.8 and an expected return of 21%. Portfolio B has a beta of .8 and an expected return of 21%. The risk-free rate of return is 12%. If you wanted to take advantage of an arbitrage opportunity, you should take a short position in portfolio __________ and a long position in portfolio _________.A: A;AB: A;BC: B;BD: B;A the perimeter of a rectangle is 12cm. If the length is 2 less than 3 times the width, find the length Can u say whats this How did the invention of the circle in performing during the neolithic era? If James can read two pages in three minutes how long will it take him to read a 250 page novel? 750 minutes 500 minutes 375 minutes 167 minutes What are the 5 phases of life-span development according to psychology? What event was added to the Health Science category for 2020-2021? Which of the following is rational? 1) 3xPi2) 2/3+9.26 3) \/45+\/264) 14.3+5.7876239... BTW this ( \/ ) means the squared sybol. i did it like that because iididn't know how to do the squared symobl on a keyboard. _ And the 3 in 14.3 is a repeating 3 Ralph Chase plans to sell a piece of property for $170000. He wants the money to be paid off in two waysa short-term note at 12% interest and a long-term note at 9% interest. Find the amount of each note if the total annual interest paid is $18000. pls answer this questions. thanks HELP !! its due soon Dawson Toys, Ltd., produces a toy called the Maze. The company has recently established a standard cost system to help control costs and has established the following standards for the Maze toy:________. Direct materials: 6 microns per toy at $0.50 per micron Direct labor: 1.3 hours per toy at $8 per hour During July, the company produced 3,000 Maze toys. Production data for the month on the toy follow:________. Direct materials: 25,000 microns were purchased at a cost of $0.48 per micron. 5,000 of these microns were still in inventory at the end of the month. Direct labor: 4,000 direct labor-hours were worked at a cost of $36,000.Required:1. Compute the following variances for July:________.a. Direct materials price and quantity variances.b. Direct labor rate and efficiency variances.2. Prepare a brief explanation of the possible causes of each variance. Which crops did trustees grow to make the colony profitable? Check all that apply. indigo cotton tobacco rice grapes oranges mulberries please help me to prove this.. Which of the following is a homogeneous mixture? aMixed cake batter bSand in water cSodium chloride dSulfur Read the passage from "The Maori: Genealogies and Origins in New Zealand. Light flooded into the world that had been created between Rangi and Papa. The brothers rejoiced, and were amazed to find that in the dark, they had birthed many childrenthe first humans! These offspring fell to Papa, and were warmly received by the earth, their new home. Which excerpt from the passage best allows the reader to infer that the Maori people felt cared for by the earth? light flooded into the world the first humans were warmly received their new home Peter invests $1000 at 4% compounded annually for 10 years and Jose invests $900 compounded annually at 5% for 11 years. Who ends up with more money? And how much more money? What is mAngleRST in degrees?