The general rule of thumb is to stick to a budget that is no higher than 50% of your annual wage. You can decide whether to take into account gross income or net income. You can accept a budget of Rs. 10 lakhs if your yearly salary is that amount.
How much cash is required to purchase a car?One must make sure that only 10% of the family's annual income and car-related expenses should be taken into account. Poor planning can influence future expenditures and prevent you from making financially irresponsible decisions. Nobody can prevent you from purchasing your ideal vehicle.
What should I spend on a car if I make $100,000?Numerous lenders accept DTIs of around 50% for auto loans (including refinance loans). Using the 36% method, multiply your family's income by 0.36 to get the size of the car you can buy. So, for instance, if you make $100,000, you might, provided you have no other debt, afford to take out a car loan of up to $36,000.
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Droz's Hiking Gear, Inc. has found that its common equity capital shares have a beta equal to 1.0 while the risk-free return is 8 percent and the expected return on the market is 14 percent. It has 7-year semiannual maturity bonds outstanding with a price of $767.03 that have a coupon rate of 7 percent. The firm is financed with $120,000,000 of common shares (market value) and $80,000,000 of debt. What is the after-tax weighted average cost of capital for Droz's, if it is subject to a 35 percent marginal tax rate?
a) 10.20%
b) 11.88%
c) 11.52%
d) 13.32%
d) 13.32% is the after-tax weighted average cost of capital for Droz's, if it is subject to a 35 percent marginal tax rate
The weighted average cost of capital (WACC), which includes common stock, preferred stock, bonds, and other types of debt, is the average after-tax cost of capital for a company. The WACC is the typical interest rate that a business anticipates paying to finance its assets.
The Weighted Average Cost of Capital (WACC) of a company is a measure of its total cost of capital, which includes debt, common shares, and preferred shares. Each sort of capital's cost is multiplied by how much of the total capital it makes up.
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The government is investigating Stuart for insider trading. During the investigation, Stuart makes false statements to investigators. The false statements could be a crime for obstruction of justice
A. under no circumstances
B. only if the false statements were made with an intent to interfere with the investigation
C. even if the statements were not intended to interfere with the investigation
D. only if Stuart is convicted of insider trading
Stewart is being looked at by the authorities for insider trading. Stewart lies to the investigators while the case is being investigated. False statements must be made with the purpose to obstruct an inquiry in order for obstruction of justice to constitute a crime. Here option B is the correct answer.
Insider trading refers to the practice of persons having access to sensitive or important non-public information about a firm trading its securities.
A buddy who has a sizeable stake in the firm is given crucial information regarding the purchase of his company by the CEO of that company. Before the information is made public, the buddy takes action on the knowledge and sells all of his shares.
Owners of businesses, the employers of those insiders for corporations, the ongoing shareholders, and society at large are the groups most likely to suffer from insider trading.
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when examining a master budget, where does a company find the planned expenditures for facilities and equipment?
A master budget where does a company find the planned expenditures for facilities and equipment is operating expense budget.
A master budget will provide an overview of revenue and expenditures as well as all the specifics of the company's income-producing activities as they relate to the operational budget. A projection of what would appear on the balance sheet at the conclusion of the accounting period will also be included, along with cash inflows and outflows from the cash flow statement.
A master budget is composed of three primary parts. Operating budgets include all basic business costs and revenue. The budget for capital expenditures includes spending for longer-term projects and assets. Cash flows and business financial information are covered in financial budgets.
The given question is incomplete, the complete question is:
When examining a master budget, where does a company find the planned expenditures for facilities and equipment?
A) operating expense budget
B) capital budget
C) operating budget
D) purchases budget
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what are four examples of temporary marketable security investments utilized by firms to invest idle cash?
an investor purchased a small property with an equity investment of $100,000 and an $800,000 mortgage. she has held the property for five years, and the mortgage now has a balance of $750,000. the market value of her property is estimated to be $950,000. what is her current equity investment in the property?
Her current equity investment in property that she purchased with an equity investment of $100,000 and $800,000 mortgage which the market value of her property is estimated to be $950,000 is $150,000.
In finance world, equity is ownership of an asset that may have debts or other liabilities attached to them. Equity is measured for accounting purposes by subtracting liabilities from the value of the assets. For example, if you own a house worth $100,000 and owes $80,000 on the mortgage, the difference of $20,000 is considered as an equity.
How to calculate her current equity investment in the property?
The formula of current equity as follows :
Current equity investment = initial equity + reduction in mortgage balance
As we know from the question :
Initial equity = $100,000
reduction in mortgage balance = $800,000 - $750,000 = $50,000
Now, let's use the formula :
Current equity investment = $100,000 + $50,000 = $150,000
Therefore, her current equity investment on the property is $150,000
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which of the following is not a characteristic of a perfectly competitive market? group of answer choices there is a large number of small firms. firms sell a homogeneous product. firms can easily enter or exit the market. firms are price makers, not price takers.
The following is not a characteristic of a perfectly competitive market is firms are price makers, not price takers.
This choice is accurate due to the fact the cappotential to govern the fee isn't function of ideal competition. In a wonderfully aggressive marketplace, there are numerous customers and dealers that impact the marketplace fee of almost homogeneous merchandise and there aren't anyt any obstacles to access or go out from the marketplace. Flawlessly elastic.
The call for curve for a only aggressive organization is flawlessly elastic, however the call for curve for a only aggressive enterprise is down sloping. Firms can go out and input the marketplace freely. A flawlessly aggressive marketplace is a theoretical marketplace in which corporations can input and go out the marketplace freely or without cost.
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the essential characteristic of ???? is that they bring hundreds to thousands of suppliers into a single internet-based environment to conduct trade.
The primary feature of Internet marketplaces is that they bring hundreds to thousands of suppliers into a single Internet-based environment to conduct business.
What is the significance of the marketplace?Marketplaces are open online venues where users may search for a variety of things in one place. These online marketplaces provide variety, price comparison, and a more convenient shopping experience. Marketplaces provided benefits for both the consumer and the business, from faster customer care replies to customisable delivery. A brand that sells online may appear to require an e-commerce site. Existing e-commerce, on the other hand, has climbed above sites. Many vendors rely only on third-party platforms such as Amazon or eBay. The decision to use an external site is heavily influenced by the type of products and services you're offering, as well as your goals.
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The manufacturer of Two-In-One, a combination shampoo and conditioner, shrink wraps a4- ounce foil packet of a smoothing hair pomade to its combo product. Which of the followingpromotion tools is being used in this case?A) rebatesB)samplesC) couponsD) advertising specialties
The following promotion tools is being used in this case is Samples Option B is correct
Promotions encompass any actions that educate customers about a good, service, or brand. The objective is to increase exposure, attract clients, and influence them to select the product over competitors. The use of promotion as a marketing tactic helps suppliers and buyers communicate with one another. The seller attempts to convince and influence customers to buy their products or services by doing this. It helps to inform people about the company, its goods, and its services. A form of communication between the buyer and the seller is promotion.
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malcolm’s employer automatically deducts 37.7% from his paycheck every month for taxes, insurance premiums, retirement accounts, and so on. he ends up taking home $39560.50. what was his gross pay?
The gross pay of the malcolm’s employe is $ 104,935.0133.
Gross pay is what employees earn before taxes, benefits and other payroll deductions are withheld from their wages. the quantity last after all withholdings are accounted for is net pay or take-domestic pay.
Calculation:-
net pay = $39560.50
gross pay × 37.7 % = net pay
X × 37.7 /100 = $39560.50
X = $39560.50 × 100 ÷ 37.7
= $ 104,935.0133
Fundamental revenue is a charge of pay agreed upon by way of an corporation and worker and does now not encompass overtime or any extra compensation. Gross earnings, but, is the quantity paid before tax or other deductions and consists of overtime pay and bonuses.
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Equipment was purchased for $25,000 with a $5,000 residual value. It has a four-year estimated useful life. Match the amount with the respective term using the declining balance method.
1. $25,000
2. 25%
3. 50%
4. $12,500
5. $6,250
A. Year 1 depreciation
B. Book Value Beginning of Year 1
C. Year 2 depreciation
D. Twice the straight-line rate
E. Straight-line rate
Using the declining balance method. Year 1 depreciation= $12,500, Book Value Beginning of Year 1= $25,000, Year 2 depreciation=$6,250, Twice the straight-line rate= 50%, Straight-line rate=25%
The declining balance technique, a form of accelerated depreciation, records higher depreciation costs in the early years of an asset's useful life and lower depreciation costs in the asset's later years. . Other conventional contracts contain a "declining balance" condition, which entails a sliding scale for the reimbursement of your entry price. According to the declining balance technique, depreciation costs are higher at the start of an asset's useful life and get lower with time. The depreciation is computed annually using the same fixed percentage rate. Identify the asset's initial cost at the time of purchase.
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Estimated useful life is:
A) the total amount that the company paid for the asset.
B) the expected cash value at the end of the asset's useful life.
C) the number of years for which the asset is useful.
Option C is right answer. An estimate of the average number of years an asset is viewed useable earlier than its value is thoroughly depreciated.”
How do companies estimate beneficial existence of an asset?Factors involved in determining the beneficial lifestyles of a tangible asset consist of the age of the asset when purchased, how regularly the asset is used, and the environmental stipulations of the business that purchased the asset.
What takes place when the estimate of an asset's useful life is changed?If there is a big change in an asset's estimated salvage value and/or the asset's estimated beneficial life, the trade in the estimate will end result in a new amount of depreciation rate in the modern accounting 12 months and in the remaining years of the asset's beneficial life.
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https://brainly.com/question/27993465#SPJ4which type or types of inventory timing system requires the user to record two journal entries every time a sale is made.
Answer:
perpetual is the correct answer.
Explanation:
a. in 2017 about 700 commercial banks operated in the united states. b. money market mutual funds represent 13 percent of m1. c. a benefit of a money market mutual fund is that shareholders can write checks on their accounts with no restrictions. d. securities are u.s. government bonds and other bonds such as mortgage-backed securities.
13 percent of all mutual funds are money market funds. (B Option)
What are the objectives of the money market funds that mutual funds offer?An example of a fixed income mutual fund that invests in debt securities is the money market mutual fund, which stands out for its investments' quick maturities and low credit risk. The least volatile investing categories include money market mutual funds.
Debt securities are what?Recurrent interest payments are due to the owners of financial instruments known as debt securities. Debt securities, as opposed to equity securities, call for repayment of the borrowed principle. The perceived creditworthiness of the borrower will have an impact on the interest rate on a debt security.
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the intent of the parties in a contract is determined by what their outward conduct would lead a reasonable person to believe. a. true b. false
True, the behavior of the parties to a contract that would lead a reasonable person to believe reveals their intent.
What are the parties' intentions?
Taking into account, in particular, the nature and purpose of the contract, the construction of a contract must determine the common intention of the parties or, if no such intention can be determined, the meaning that reasonable parties of the same kind would give to it in the same circumstances.
What is it called when a contract must be understood from how the parties act?
A legally binding obligation that results from the actions, conduct, or circumstances of one or more parties to an agreement is known as an implied contract.
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eastline corporation had 10,500 shares of $5 par value common stock outstanding when the board of directors declared a stock dividend of 3,255 shares. at the time of the stock dividend, the market value per share was $13. the entry to record this dividend is:
If eastline corporation had 10,500 shares of $5 par value common stock outstanding when the board of directors declared a stock dividend of 3,255 shares. the entry to record this dividend is: Debit Retained Earnings $16,275; credit Common Stock Dividend Distributable $16,275.
What is dividend?Dividend can be defined as a portion of profit that a company is expected to their investors which are the shareholders.
Now let prepare the journal entry to record the dividend
Eastline corporation journal entry
Debit Retained Earnings $16,275
Credit Common Stock Dividend Distributable $16,275
(3,255 shares × $5 par value)
(To record dividend)
Therefore the entry to record this dividend is: Debit Retained Earnings $16,275; credit Common Stock Dividend Distributable $16,275.
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the value of financial assets such as savings, real estate, stocks, and bonds, minus any outstanding debts, best refers to:
You can calculate your net worth by deducting all of your obligations from all of your assets.
What is an obligation?A person is required to follow a course of action, whether it is ethically or legally required. The freedom imposed by commitments is constrained. Those who must comply with obligations may choose to do so willingly. When there is a choice between doing what is morally right and evil, there is a responsibility. In other situations that are considered normative, such as etiquette, social obligations, religious commitments, and potentially political commitments, there are responsibilities that must be fulfilled. Some people are obligated to complete specific duties for additional reasons, such as when it is expected of them or because of tradition or cultural expectations.
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person 1 gets along great with her team and especially her supervisor, person 2. person 2 knows person 1’s strengths and also knows how to challenge her just the right amount. in the middle of the current project, it is announced that person 2 will be temporarily switching to another department and a replacement will come in for the present time to help oversee the remainder of the project. when person 1 hears of this news, she is feeling a bit unsure as she believes she won’t have the same work dynamic with the new replacement as they do with person 2. what should person 1 do?
Person 1 is apprehensive that they won't have the same working relationship with the new replacement as they have with Person 2 when they learn of this news. Because person 2 is just temporarily moving and will eventually go back to becoming person 1.
People 1 and 2 will have new situations in which they may work and prove themselves to be together for future projects, and person 1 can be a leader in this replacement scenario since the authority announcing the replacement doesn't desire the loss of either party.
He must thus lead the replacement and team in the same way as a good leader finds what is universal and should use it in everyday life. Like a game of chess, you must follow the rules in order to succeed. You must also know what to do when various circumstances arise.
The circumstance must be thanked by both of them, not berated. To get rid of the negative, you may always think positively and maintain that attitude.
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Can someone give a tagline for news and what's its meaning very important thank you
Answer:
A tagline is a catchy, memorable, short phrase that sums up the vision behind the service or product that you are offering. A good tagline could ideally polarise the crowd and appeal directly to your “tribe”.
true or false: using a turnkey operation can create competition for a firm and it could lose its competitive advantage by selling its process technology through the turnkey project.
True, Using a turnkey operation can put a company in competition, and it may lose its competitive advantage if it sells its process technology through the turnkey project.
A turnkey, turnkey project, or turnkey operation (also spelt turn-key) is a type of project that is built to be sold as a finished product to any buyer. A turnkey project is one that is designed, developed, and outfitted with all necessary amenities by a company under contract.
A turnkey project is a delivery method in which a single entity—a contractor—works under a single contract with a project owner to complete all stages of a project, from the detail engineering to construction.
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Two kinds of short-term effects of currency movements are transactions risk and _____ risk.
The two types of short-term effects on currency movements are transactions risk and transformational risk.
What is the definition of "currency"?Money is a medium of exchange for goods and services. A government-issued unit of account that is accepted at face value is referred to as currency. Bartering was the practice of exchanging one item or service for another directly.
Why do we work with money?Currency refers to the real paper coins and notes that are now in use. By taking the money, a trader has a convenient option to pay their trading partners for the goods they have sold. The benefits of currency also extend to other important areas. Due to their small size, coins and dollar bills are portable.
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this type of assumption/principle requires a business to disclose all information about the business that is important for a lender or investor to know in financial statements or in the financial statement notes.
The full disclosure Principle requires a business to disclose all information about the business that is important for a lender or investor to know in financial statements or in the financial statement notes.
According to the full disclosure principle, all information that could influence how well a reader understands an entity's financial statements should be disclosed in those statements. Since there is a lot of information that may be presented, this principle can be interpreted in very judgmental ways. It is common to only disclose information regarding occurrences that are likely to have a major impact on the entity's financial status or financial results in order to decrease the quantity of disclosure.
This disclosure might cover things that aren't yet measurable exactly, including the existence of a legal battle with the government over a tax issue or the result of an ongoing case.
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which social media metric helps marketers to evaluate how conversations about one brand compare with conversations about its competitors?
The social media metrics share of voices assists marketers in determining how conversations about one brand compare to conversations about competitors.
Social media are interactive media platforms that enable users to produce and share content through online communities and networks, including information, ideas, hobbies, and other kinds of expression.
People may have access to a platform through social media that enables them to connect and reconnect with others, so growing and enhancing their in-person networks and interactions. Users of social media can converse, exchange knowledge, and create material for the internet.
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the feeling that consumers experience such as distress, sadness, regret, disgust, or anger after a purchase decision, consumption experience, or disposition decision is referred to as
The feeling that the consumers experience such as distress, sadness, regret, disgust, or anger after the purchase decision, consumption experience or disposition is referred to as dissatisfaction.
Who are consumers?Consumers are people or entities who do not actively engage in entrepreneurial or business activities but who intend to order or utilize purchased goods, services, or products primarily for personal, social, family, or household needs. Consumption, not resale or business, is the main reason why consumers make purchases in an economy. Consumers must pay a specific amount of money before eating. As a result, consumers are an essential part of every economy and are fundamental to the functioning of the economy in a capitalist society. Without consumer demand, it would not be feasible to produce for retail sale. The consumer is also a link in the chain of distribution.
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stacey, a salesperson for xyz co. has just heard her prospect make a red light statement. this means:
Stacey, a sales representative for XYZ Company, has just heard her prospect say something that makes no sense.This indicates that She must address another objection.Salespeople need to be good listeners in order to respond to objections in an effective manner.
Why is it important for salespeople to be good at asking questions and listening to others?
Most of the time, being able to ask good questions and really listen to the answers is the first step toward success in sales.Reason:Effective questioning aids salespeople in generating value.It gives them the opportunity to see if the prospect and themselves are compatible.
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the great recession and the great depression both had major macroeconomic impacts. sort the following impacts according to the economic contraction in which they occurred.
Impacts according to the economic contraction in the history of gasoline prices is a subject that macroeconomics does not cover.A subfield of economics called macroeconomics focuses on the economy as a whole.
Macroeconomics is the study of broad measures of the economy, including GDP, unemployment, inflation, and growth rate.A subfield of economics called microeconomics examines the choices that people and businesses make in response to shifting economic conditions.A recession is a protracted period of real GDP growth that has declined significantly, setting a record. Due to lack of production, it leads in employment losses and significant personal costs for households.By boosting any one or a combination of the expenditure components of aggregate demand—consumption, investment, government spending, and net export—the government can end the recession.
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Toyota is designing its print media advertisements. It decides to use the least complexcopy technique to highlight the urgency of acting immediately. Which of the followingcopy techniques is it more likely to have chosen?a.Direct response copyb. Narrativec. Dialogued. Straight-line copy
Toyota has most likely chosen the narrative copy technique.
By narrating a tale before recommending a good or service which can assist in resolving their issue, narrative copy captures readers' attention. The strength of narrative advertising is that it's a soft sell, allowing readers to relate to the story and foster positive feelings towards the company.
Only a small percentage of us respond positively to being instructed to buy a product. Background story, flashbacks or retrospect, flash-forward, and foreshadowing are examples of common plot devices that can be used in a narrative. Plot is the series of events that constitute a narrative.
First person, second person, third person, and third-person omniscient are common strategies related to narrative viewpoint, or who is telling the story.
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A saver places $1,000 in a certificate of deposit that matures after 20 years and that each year pays 4 percent interest, which is compounded annually until the certificate matures.
a) How much interest will the saver earn if the interest is left to accumulate?
b) How much interest will the saver earn if the interest is withdrawn each year?
c) Why are the answers to (a) and (b) different?
a) Present Value of deposit=PV=$1000
Number of periods=n=20
Rate of interest=r=4%
Future Value of deposit=FV=PV*(1+r)^n=1000*(1+4%)^20=$2191.12
Interest earned=FV-PV=2191.12-1000=$1191.12.
b) Interest earned per year=PV*r=1000*4%=$40
Interest earned in 20 years=40*20=$800.
c) It is because of the fact that interest is reinvested every year and is added to principal amount in the first case. So, earnings are more.
What is meant by reinvestment?
Reinvestment is the practice of using dividends, interest, or any other form of income distribution earned in an investment to purchase additional shares or units, rather than receiving the distributions in cash.
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ghow can motivational theories help with improving organizational performance? do you see one theory as more practical than the others? why?
Motivational theories can be used in the workplace to understand why certain employees put in more effort or are more dedicated than others.
How may motivational theories enhance the effectiveness of an organization?Theories of motivation offer insight into what influences an employee's performance. It gives managers a tool to inspire staff members and aids in their awareness of better ways to manage the workforce.
Which hypothesis is one of the best explanations of organizational motivation?The Hierarchy of Needs, one of the most well-known and important theories of workplace motivation, was introduced by Abraham Maslow. According to the theory, people are driven to take actions to fulfill five basic needs that are, as the name implies, structured in a hierarchy.
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to be eligible for social security benefits, you receive one credit for every $1,200 in wages that you earn, up to 4 credits per year. how many total credits do you need to qualify for benefits?
To be eligible for social security benefits, you receive one credit for every $1,200 in wages that you earn, up to 4 credits per year. You need to qualify 40 credits for benefits
What is social security benefits?
Benefits from Social Security are payments paid to eligible retired adults, disabled individuals, and their spouses, children, and survivors.
How much of a Social Security payout may you receive?
The maximum benefit is based on your retirement age. For illustration, if you reach full retirement age in 2022 and decide to retire, your maximum benefit will be $3,345. However, your maximum benefit would be $2,364 if you retired at age 62 in 2022. The maximum benefit you could receive in 2022 if you retired at age 70 would be $4,194.
Every year, Social Security benefits are reviewed. In other words, the Social Security Administration evaluates payments each year based on income from the preceding year. Your benefit is recalculated to reflect the increased benefit due, which is retroactive to January of the year after you earned the money, if the most recent year is one of your highest earning years.
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what kinds of information does your marketing team likely need included in a persona? the number of people represented by that persona that they need to bring to the website each month how the persona finds answers to problems and how they prefer to be communicated with the persona’s first name and email address so that they can be sent personalized marketing emails the size of the target market represented by each persona
The number of people represented by that persona that they need to bring to the website each month.
They help you grow by returning to buy again and by promoting your brand through their network.
You ought to do 15 or more interviews for each of your personalities. Take thorough notes during these interactions, and if you can, record them. Then, look for repeating patterns that appear from one client to the next.
Major tasks and job titles. demographics including family status, ethnicity, age, and level of education. the objectives and duties they are attempting to carry out on the website.
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