when will it make sense to borrow to finance education beyond high school? what are some of the factors that will make borrowing to finance higher education risky?

Answers

Answer 1

There are some reasons that will make borrowing to finance higher education risky:

1. You'll have to pay more than you originally borrowed, thanks to interest.

2. Falling behind on student loan repayment can lead to delinquency and default.

3. Student loans can hurt your debt-to-income ratio.

Student loan debt affects more than your financial independence and your standard of living. You may find yourself sacrificing a job that offers you more purpose and fulfillment for a career with a higher salary.

Sometimes it will not make sense to borrow to finance education beyond high school, is usually a mistake. If you borrow to finance an investment; sometimes equity is a better choice because to borrow for high school is to take a risk. Indebted students may not earn enough to repay their loans after they graduate, or the worse student may fail to graduate at all. For students who cannot pay for college without borrowing, this risk is both a disincentive and a penalty.

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Related Questions

.If a grower wishes to work in wholesale floriculture, which of the following will prove most broadly helpful when determining what plants to focus on and what timeframe to aim for when scheduling the production process?
A. growing degree days (GDD) indicating total hours of heat to reach maturity
B. natural bloom time in a non-greenhouse environment
C. a schedule indicating seed germination period from planting to sprouting
D. a schedule indicating preferred products through the year

Answers

The correct option for this question is D. A schedule indicating preferred products through the year.

Organizations often foster production schedules before they start their assembling processes. This is significant in light of the fact that it helps organizations:

Decide the cost of producing a specific item, including production and work costs.Distribute an adequate number of monetary assets to each phase of production.Guarantee that an item arrives at the buyer market rapidly and proficiently.Decide how long they might expect to finish production and transport their item to merchants.Guarantee the production of the right measure of an asset.

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d. what should be the primary objective of managers? (1) do firms have any responsibilities to society at large?(2) is stock price maximization good or bad for society?(3) should firms behave ethically?

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The primary objective of the manager is to please the stockholder by maximizing stockholder wealth.

The traditional definition of a manager is someone who supervises the activities of individuals. Simply put, managers supervise the activities of others in order to achieve goals. Managers in the modern workforce may be in charge of systems or specific functions that do not involve humans.

The manager's role is to achieve department objectives by managing staff, planning, and evaluating department activities. Employees are retained by recruiting, selecting, orienting, and training them. Ensures a safe, secure, and legal workplace.

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suppose that the economy is in a recession and the inflation rate decreases from 5 percent to 1 percent. in this case, the demand for money most likely will:

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The demand for money most likely will decrease if economy is in recession and the inflation rate decreases.

What is a recession?

A recession is the contraction of the business cycle in the study of economics, which happens when there is a broad fall in economic activity. In general, a recession is indicated by general drops in spending. This could result from a number of events, such as a financial crisis, a severe manmade or natural disaster, an external trade shock, an unfavorable supply shock, the bursting of an economic bubble, etc. The European Union has used terminology akin to this. Two consecutive quarters of negative economic growth are what the UK considers to be a recession. Macroeconomic expansionary policies, such as boosting the money supply, expanding government spending, and lowering taxes, are frequently used by governments in response to recessions.

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the green mortgage company has originated a pool containing 75 ten-year fixed interest rate mortgages with an average balance of $103,800 each. all mortgages in the pool carry a coupon of 12 percent. (for simplicity, assume that all mortgage payments are made annually at 12% interest.) green would now like to sell the pool to fnma. required: a. assuming a constant annual prepayment rate of 10 percent (for simplicity, assume that prepayments are based on the pool balance at the end of each year), what will be the price that green should obtain on the date of issuance if market interest rates were (1) 11 percent? (2) 12 percent? (3) 9 percent? b. assume that five years have passed since the date in (a). what will the pool factor be? if market interest rates are 12 percent, what price can green obtain then? c. instead of selling the pool of mortgages in (a), green decides to securitize the mortgages by issuing 100 pass-through securities. the coupon rate will be 11.5 percent and the servicing and guarantee fee will be 0.5 percent. however, the current market rate of return is now 9.5 percent. how much will green obtain for this offering of mpts? what will each purchaser pay for an mpt security, assuming the same prepayment rate as in (a)? d. assume now that immediately after purchase in (c), interest rates fall to 8 percent and that the prepayment rates are expected to accelerate to 20 percent per year, beginning at the end of the first year. what will the mpt security be worth now?

Answers

The green mortgage company has interest rate mortgages atValue of MPT at 11%

Interest is 103,208Value of MPT at 12% interest is 100,000Value of MPT at 13% interest is 110,188Interest rate mortgages- mortgage rate, also known as a mortgage interest rate or interest rate, is part of the cost of borrowing money from a lender. Instead of paying your mortgage lender in one lump sum, you pay interest as part of your monthly mortgage payment.For more information on Interest rate mortgages visit:

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a publishing company pays its salespeople a weekly salary plus a 2% commission on all net sales over $5,000 (no commission on returned goods): gross sales 8000 return 25

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Net sales, commision sales, total commision, and total wage is shown below:

Net sales is $7,775.Commision sales is $2,775.Total commision is $55.5.Total wage is $305.5.

Based on the scenario we know that the company pay its slaespeople with a commision 2% on all net sales over $5,000. The gross sales that is founded by company is $8,000 with return $25. It requires us to fill the blank sheet, there are net sales, commision sales, total commision, and total wage.

To determine the net sales we can use the formula below:

Net sales = Gross sales - Returns

Net sales = $8,000 -  $25 = $7,775

To determine the Commission sales we can use the formula below:

Commission sales = Net sales - Given quota

Commission sales = $7,775 - $5,000 = $2,775

To determine the Total commission we can use the formula below:

Total commission = Commission rate × Commission sales

Total commission = 2% x $2,775 = $55.5

To determine the Total wage we can use the formula below:

Total wage = Total commission + Regular wage

Total wage = $55.5 + $250 = $305.5

The missing table is shown in the attachment.

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discuss the general consequences of climate change on the economy. for example, what effects could climate change have on country x's employment or long-term economic growth prospects?

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Svante Arrhenius was the first scientist to quantitatively predict that global warming would occur if atmospheric carbon dioxide concentration doubled in 1896.

Scientists have researched the effects of increased greenhouse gas emissions on the earth's climate for the past 125 years. Every seven years or so, the IPCC publishes assessment reports that aim to summarize the state of climate science at the time. Assessing the physical scientific underpinnings of the climate system and climate change is the goal.

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macrovision hosts free internet seminars that will help businesses improve lead generation and client relationships. another name for these internet seminars are:

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Another name for those internet seminars is Web Conferencing that is being hosted by Macrovision.

What does "web conference" actually mean?

Web conferencing: What does that mean? Any online meeting that includes two or more participants who are in different places is referred to as web conferencing. They could be located anywhere in the world. They can see, hear, and communicate with each other in real-time using a dependable internet connection and conferencing software.

What benefits may you get from web conferencing?

Since you and your clients or customers can meet online without leaving the office, web conferencing has many advantages, including time, resource, and financial savings. Due to the decreased need for travel, it is also environmentally benign.

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he cash account in the company's ledger is a(n) a.asset with a normal credit balance b.liability with a normal credit balance c.liability with a normal debit balance d.asset with a normal debit balance

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The cash account in the company's ledger is a(n) liability with a normal debit balance.

A debit balance is a negative cash balance in a bank checking account. Such an account is said to be overdrawn, and thus cannot have a negative balance - the bank simply refuses to honor any checks presented against it that would result in a debit balance.

A debit balance to a personal account is an asset, so the more debit balances to personal accounts there are, the more assets there are in the form of outstanding recoverable.

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Bond market values are expressed as a percentage of their par (face) value. For example, a company's bonds might be trading at 103, which means that they can be bought or sold for ____ of their par value.Multiple choice question.103%100.3%10.3%0.103%

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A company's bonds might be trading at 103, which means that they can be bought or sold for 10.3% of their par value.

What is par value?

Par value is the accounting and finance term for stated value or face value. This is where the phrases at par (at the par value), over par (above the par value), and under par originate (under par value). The concept of stock par value is rather outmoded and has no connection to market value. The value specified in a share's corporate charter as its par value prevents shares of that class from being sold below that price during an initial public offering. The issuing company guarantees that it will not issue any additional shares at a price below par, giving investors peace of mind that they won't receive a better issue price from a third party. Par value, then, is the nominal value of a security, which the issuing corporation establishes as its minimal price.

103/10=10.3

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the vertical distance between points a and b represents the tax in the market. the amount of the tax on each unit of the good is

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the vertical distance between points a and b represents the tax in the market. the amount of the tax on each unit of the good is $10.

What are tax?

Taxes are compulsory payments made by a government agency, whether local, regional, or federal, to people or businesses. Public works and services like roads and schools, as well as programs like Social Security and Medicare, are all funded by tax revenues.

Regressive, proportional, and progressive taxation are the three main types of taxation in the US. While proportional taxes have no effect on income levels, regressive and progressive taxes have different effects on high- and low-income earners.

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If a company earns net income of $48 million in Year 8, has 20 million shares of common stock outstanding, pays a dividend of $1.00 per share, and has annual interest costs of $10 million, then O the company's retained earnings for the year would be $28 million; the $28 million in retained earnings would be shown on the company's balance sheet as a reduction in equity investment by stockholders in Year 9. O the company's EPS for Year 8 would be $2.40 and its retained earnings for Year 8 would be $38 million (net income of $48 million less interest payments of $10 million); the $38 million addition to retained earnings would cause shareholders' equity investment to increase by $38 million in Year 8. O the company's EPS for Year 8 would be $2.40 and its retained earnings for Year 8 would be $28 million (net income of $48 million less dividend payments of $20 million); the $28 million addition to retained earnings would cause shareholders' equity investment to increase by $28 million in Year 8. O the company's retained earnings for the year would be $18 million (net income of $48 million less dividend payments of $20 million less interest costs of $10 million) and its earnings per share would be $2.00. 0 the company's EPS for Year 8 would be $4.80 and its retained earnings for Year 8 would be $36 million (net income of $48 million less dividend payments of $28 million); the $20 million addition to retained earnings would cause shareholders' equity investment to increase by $28 million in Year 8.

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The company's EPS for Year 8 would be $2.40 and its retained earnings for Year 8 would be $38 million (net income of $48 million less interest payments of $10 million)

Net income, also known as total comprehensive income, net earnings, net profit, bottom line, sales profit, or credit sales, in the context of business and accounting refers to an entity's income less cost of goods sold, expenses, depreciation and amortisation, interest, and taxes for a given accounting period. It has also been described as the net growth in shareholders' equity that arises from a company's operations. It is calculated as the residual of all revenues and gains less all expenses and losses for the period. Contrary to gross income, which merely deducts the cost of products sold from revenue, this is not the same thing. Net income for families and individuals is defined as (gross) income less any applicable taxes and other deductions.

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You own an ice cream store and are concerned that an employee may be giving generous scoops to friends and family and smaller scoops to some other customers. This may be reducing sales. In this example, you are the

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Based on the story above, we are the example of principal. In other side, the employee is the example of agent.

In economic and business, marketing generally can be defined as the activity,  processes for creating, set of institutions, communicating, delivering, and exchanging offerings that have value for partners, customers, clients, and society at large. There are several key point in marketing, there are product, price, place, and promotion. In the other side, there are several types of marketing, such as sales promotion and brand marketing. In the marketing also there are seller, employee, and buyers.

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refer to the accompanying normal-form game of price competition. what is(are) the nash equilibrium(equilibria) strategy(ies) for this game?

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There is a coordination issue whenever there are several Nash equilibria.Coordination is a phrase used today to denote the directed productive concatenation of components or activities within a firm.

A pure-strategy Nash equilibrium is an action profile with the property that no single player i can obtain a higher payoff by choosing an action different from ai, given every other player j adheres to.For example, a game involves two players, each of whom could choose two available actions, which are X and Y. If the players choose different actions, they each get a payoff of 0. If they both choose X, they each get 2, and if they both choose Y, they each get 1. The action profile (Y, Y) is an equilibrium, since if any one player chooses X, it would result in a lower payoff for the player. Similarly, the action profile (X, X) is also an equilibrium.

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Parking
Your coffee shop sits in a strip mall next to a small restaurant. The owner of the restaurant has complained to you about parking: There are not enough spaces available for his customers during lunch and dinner hours.
Activity
What are some suggestions you might offer to alleviate this situation? Prepare an outline for a conversation between the two owners: List your suggestions and the pros and cons for each.

Answers

The suggestions that i might offer to alleviate this situation is he should try and expand the should to maybe a lower and upper level. Interior designers can do so. Another is to encourage his customers to use the booking platform ahead of time so that they would not be disappointed.

What characteristics characterize a good office setting?

A sense of individuality is among the qualities that characterize a good office environment. You might think about dividing teams with open bookshelves because large open-plan offices might appear cold and uninviting.

Therefore, Some decisions for Improving Office Space Planning are:

Create a plan.Dispose of any uncomfortable furnishings.Put variety first.Take note of the technical prerequisites.Include your staff in the procedure.Make areas that are intended for collaboration.Be mindful of the lights.Make a Space Dedicated to Relaxation.

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In 2021, Southwestern Corporation completed the treasury stock transactions listed below. February March May 2: Reacquired 77,000 shares at $12.70. 17: Sold 27,000 shares at $14.35. 17: Sold 32,800 shares at 58.35. Southwestern had issued 100,000 shares of its $1 par common stock for $10 several months ago Required: Prepare the journal entries to record the above transactions, using the cost method. (If no entry is require select "No journal entry required" in the first account field.)

Answers

Applying the cost approach For February 2, the equity shares journal entry will be Bank A/c Dr. 9,77,900. A/C 9,77,900 equity share application dated March 17; address: 3,87,450 3,87,450 to Bank A/c Application for equity shares dated May 17: Dr. 2,67,200 to Bank A/c 2,67,200.

In a company's financial accounts, certain investments are recognized using the cost method of accounting. This strategy is used when an investor holds a security over which it has little or no influence, often expressed as owning less than 20% of the firm.

The cost of the investment is listed by the investor as an asset. When received, dividend income is recorded as income and shown on the income statement. Receiving a dividend also increases cash flow in both the investment and operating sections of the cash flow statement.

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Salt Foods purchases forty $1,000,7%, 10-year bonds issued by Pretzelmania, Incorporated, for $42,975 on January 1 . The market interest rate for bonds of similar risk and maturity is 6%. Salt Foods receives interest semiannually on June 30 and December 31 . 1. \& 2. Record the necessary entries regarding the bonds. (If no entry is required for a particular transaction/event, select "No Journal Entry Required" in the first account field. Round your answers to the nearest whole number.) Journal entry worksheet Record the investment in bonds. Note: Enter debits before rredits.

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The journal entry will be Cash dr. $1,400 To Investment (difference) $111 To Interest Revenue $1,289

Let's understand the transactions that occur when the investment is made in order to record Salt Foods' investment in Pretzelmania's bonds and the recipe for the first interest payment on June 30.

The following transactions take place when a firm buys bonds from another company: The value of the investment is added to the investment account. Investments are assets, thus there will be a debit because of that.

The value of the investment reduces cash. Cash is a resource, hence a credit will be noted.

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_______________ have become increasingly important because of the decline of organic views AND because of the overall increase in the volume of content being published on social channels.
Enterprise Tactics
Paid Tactics
Owned Strategies
Top of Funnel Conversions
Earned Goals
Influencer Strategies

Answers

Paid Tactics is becoming increasingly important due to the decline in organic view counts and due to the overall increase in the volume of content published on social channels. Tactic is a way of organizing or strategy in achieving a goal. For example, tactics in war, campaign tactics.

All jobs or activities always require tactics to achieve targets. Tactics have the same meaning as plans. If something is arranged according to plan, it will most likely go smoothly. An example is building a business, so we have to prepare a plan, such as preparing business capital, employees, profit sharing, profit and loss.

However, it is possible that if we have made plans, our efforts will fail. all possibilities can happen at any time without us knowing.

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The sales philosophy and process that emphasizes a commitment to maintaining customer relationships over the long term and investing in opportunities that are mutually beneficial to all parties is known as ________ selling.

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Relationship selling is a type of sales approach that places a strong emphasis on investing in long-term client connections and prospects that benefit all parties involved.

What do you think of as sales?

In a sale, two or more parties trade services or goods for money or other assets. In the capital markets, a sale is an agreement between a buyer and a seller regarding the price of a good and its distribution in exchange for a predetermined payment.

Why are sales such a big deal?

Sales have a big impact on how customers become loyal and how much trust they have in brands. The primary drivers of a customer's ability to recommend your company to family or friends or to post a favorable online comment of your products or services are trust and satisfaction.

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Return on investment (ROI) is calculated using which of the following formulas?
Multiple Choice
Average operating assets ÷ Net operating income
Net operating income ÷ Average operating assets
Total assets ÷ Average net operating income
Average net operating income ÷ Total assets

Answers

Return on investment (ROI) is calculated using b) Net operating income ÷ Average operating assets.

An indicator of an investment's profitability is return on investment (ROI). ROI measures the effectiveness of an investment by comparing the amount you invested to the amount you earned. Let's examine how it is applied by both enterprises and private investors.

Divide the amount you received from an investment—often referred to as the net profit, or the cost of the investment minus its current value—by the cost of the investment, then multiply the result by 100 to determine return on investment.

ROI is a statistic for assessing the effectiveness of an investment that is clear and simple to calculate. This frequently used calculation enables you to compare investment possibilities side by side.

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Exempting things such as groceries and clothing from sales tax is an attempt by states to make sale tax less ______.

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Exempting things such as groceries and clothing from sales tax is an attempt by states to make sale tax less: Regressive.

Regression is a protective psychological reaction to some unwanted urges. Nodal regression is the migration of an object's nodes inside their orbit along a different path than the object itself.

The action of returning to a former territory or kingdom; reversion. retrogression; going backward. Biology. return to a common or standard kind, a former or less developed nation, or a form. The word "Regressive" derives from the Latin word "regresses," which means to return (to something). In this respect, regression is the technique that enables "to head back" from disorganized, challenging data to a more understandable and significant model.

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he percentage of customers who click on an ad or link of interest to them is called: a) the click through rate b) a hit c) a pageview d) the conversion rate e) the cpm

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The correct response is a)The click through rate. The click through rate is the proportion of users who click on relevant ads or links.

The relative magnitude or extent; ratio; the relationship between several entities or components in terms of comparative size, number, or degree. the right or ideal relationship between components of a whole; symmetry or balance. When determining if two ratios or fractions are equivalent, the proportion formula is utilized. By dividing the supplied values, we may determine the missing value. One way to express the percentage formula is as a: Whereas a and d are the extreme terms and b and c are the mean terms, a: b::c : d = a/b = c/d. One of the most well-known examples of proportion in art is often referred to as the "Golden Ratio," "Divine Section," or "Golden Proportion," among other terms.

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a what is a retail department store that sells at prices 25 percent or more below traditional department store prices in no frills environments, but does not sell memberships.

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Off-Price Retailers  is a retail department store that sells at prices 25 percent or more below traditional department store prices in no frills environments, but does not sell memberships.

What are Off-Price Retailers?

Retailers who offer premium products at discount prices are known as off-price retailers. They typically market used stuff, off-season merchandise, etc.

These stores provide a sporadic selection of cheap soft goods from well-known brands and fashion-forward manufacturers. They purchase end-of-season closeout merchandise, end-of-season manufacturer irregulars, seconds, closeouts, canceled orders, overruns, and overruns.

Delivering a quality product selection at the most competitive price on the market is the off price retailer's customer value proposition. The first thing that will draw buyers is a low pricing.

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what is a common mistake that small-business owners make when their businesses begin growing?

Answers

Answer: Not making a long-term plan before expanding.

an appropriate fiscal policy for a severe recession is: group of answer choices an increase in interest rates. appreciation of the dollar. a decrease in government spending. a decrease in tax rates.

Answers

An appropriate fiscal policy for a severe recession is a decrease in tax.

Fiscal policy refers to the use of either taxes or public spending to balance the budget. Using either lower taxes or more expenditure, expansionary fiscal policy may cover recessionary gaps, and contractionary fiscal policy can close inflationary gaps (using either increased taxes or decreased spending).

Fighting against a severe recession will be appropriate for the expansionary fiscal policy. When the GDP declines by more than 10 percent from the base year, it is said to be in a severe recession. In order to remedy this situation, the government employs an expansionary fiscal policy to boost GDP.

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galaxy industries buys back 600,000 shares of its stock from investors at $45 a share. two years later it reissues this stock for $65 a share. the stock reissue would be recorded with a debit to cash for: a. $39 million and a credit to treasury stock for $39 million. b. $39 million, a credit to treasury stock for $27 million, and a credit to gain on sale of treasury stock for $12 million. c. $27 million, a debit to additional paid-in capital for $12 million, a credit to treasury stock for $27 million, and a credit to stockholders' equity for $12 million. d. $39 million, a credit to treasury stock for $27 million, and a credit to additional paid-in capital for $12 million.

Answers

The stock reissue would be recorded with a debit to cash for: $39 million, a credit to treasury stock for $27 million, and a credit to gain on sale of treasury stock for $12 million.

What separates a credit from a debit?

A debit option exists in every double-entry accounting system. A debit is the complete opposite of a credit. Debits reflect money leaving an account, whereas credits show money entering it.

In a typical journal entry, all debits are declared on the top lines and all credits are stated on the line immediately below the debits. When using T-accounts, a debit is shown on the left side of the chart, and a credit is shown on the right. Debits and credits are utilized in the trial balance and adjusted trial balance to ensure that all entries balance. The total of all debits must be more than or equal to the total of all credits. Or, to put it another way, resources need to balance.

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question content area using the data below for the ace guitar company: a region b region sales $568,000 $852,000 cost of goods sold 215,800 323,800 selling expenses 136,300 204,500 support department expenses: purchasing $238,600 payroll accounting 159,000 allocate support department expenses proportional to the sales of each region. determine the divisional operating income for the a and b regions. for interim calculations, round percentages to two decimal places and all other amounts to the nearest whole dollar.
A Region Operating Income $
B Region Operating Income $

Answers

A Region Operating Income $85140

B Region Operating Income $56860

Region A

% of sales allocation = sales/sales of both regions

                                       = 852000/ 852000 + 568000

                                      = 60%

Allocation of the service department expense

= % of the sale allocation × (purchaning + payroll )

= 60% × (238600 + 159000)

= 238560

operating income = sales - csgs - selling expense - Allocation of the service department expense

                             = 852000 - 323800 - 204500 - 238560

                             = 85140

Region B

% of sales allocation = 568000/ 852000 + 568000

                                    = 40%

Allocation of the service department expense

= % of the sale allocation × (purchaning + payroll )

= 40% × (238600 + 159000)

= 159040

operating income = sales - csgs - selling expense - Allocation of the service department expense

= 568000 - 215800 - 136300 - 159040

= 56860

Working earnings refers back to the adjusted sales of a employer in the end expenses of operation and depreciation are subtracted. fees of operation or working expenses are virtually the fees incurred so one can keep the commercial enterprise running.

It's a metric that allows you to see your enterprise's profitability in case you only account for everyday operating expenses. that is why running earnings is likewise known as working profit or income earlier than interest and taxes (EBIT) as it does not account for taxes or hobby expenses.

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currently, your company is in the process of upgrading security in the company headquarters building by installing biometric sensors to limit access to specific rooms. your network switches are poe-enabled, which allows biometric sensors to connect to switches without an external power source. which of the following poe standards is designed for use with biometric sensors?

Answers

The POE+ standards is designed for use with biometric sensors.

Biometrics also assists in making it more difficult for someone to forge, steal, or use your identity, resolving problems or errors that may occur if your name, date of birth, and/or place of birth are similar to those of someone else, and Biometric sensors collect measurable biological characteristics (biometric signals) from humans, which are then used in conjunction with biometric recognition algorithms to perform automated person identification.

Personal characteristics (directly related to who you are) are used by biometric systems to authenticate or identify a person. A system collects biometric characteristics that are unique to each individual.

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grey company signs a 10-year franchise agreement with doh donuts. grey (the franchisee) makes payments of $3,000 per year for the first 8 years of the franchise agreement

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Grey Company signs a 10-year franchise agreement with DOH Donuts. Grey (the franchisee) makes payments of $3,000 per year for the first 8 years of the franchise agreement—a total of $24,000.

A franchise agreement, which is a binding legal document, details the terms and conditions of a franchisor for a franchisee. These terms, which are ordinarily set forth in a written agreement between the parties, govern every franchise.

The most crucial document in a franchising relationship is the franchise agreement since it frequently addresses issues such, What fees and payments is a franchisee responsible for? How long will the franchise arrangement last What privileges and limitations apply to using the trademarks and other intellectual property of the franchisor? Does the franchisee have to purchase specific tools and goods for the enterprise?

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TRUE/FALSE one of the attractive features of mutual funds is that they offer small investors a diversified portfolio and professional management.

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The fact that mutual funds provide small investors with a diverse portfolio and experienced management is one of their appealing qualities.so statement is true.

What draws small investors to mutual funds?

Investors have access to a greater variety of investments through mutual funds than they could on their own. By pooling your funds, you may take advantage of economies of scale. The monthly contributions improve the investor's assets. Funds are more liquid because they are often less volatile.

The ability to diversify and thereby distribute risk over a number of investments is one of the reasons mutual funds are so well-liked by investors. People are drawn to mutual funds because they provide an opportunity for typical individuals to invest in professionally managed funds.

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All of the following are operating budgets except the sales budget b. operating expenses budget e. budgeted income statement d. cash budget

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All of the following are operating budgets except the cash budget.

Expense plans covers the upcoming year and deals with the real short-term income and costs required to run the facility (12-month period). A cash budget represents an estimate of a company's cash flows for a given time frame. A weekly, monthly, quarterly, or yearly budget can be the subject of this. With the help of this budget, you may determine if the company has enough cash on hand to keep running for the specified period of time.

The cash budget varies from the operational budget in that it establishes accountability and gives a numerical representation of the plan the company will use to make the projected expenditures without exhausting operating funds.

Hence the correct option is D

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