What should be the function of money? What do you mean by M2?

subject Macroeconomics, please please help...

Answers

Answer 1

Money is any object in which you can exchange for goods or services. We consider this currency. Money is also a store of value so that you can get those goods and services at a later time (so you don't have to immediately use up the currency right away if you don't need to).

If at some future date, the unit of money isn't able to purchase as much as it used to, then we say that inflation has occurred. For example, if a loaf of bread costs $1 today but then $5 ten years from now, then we say inflation has kicked in.  

-------------------------

Before we talk about M2, it helps to start with M0. That's a zero and not the letter 'oh'. In economics, M0 is the total collection of all cash (bills and coins) that are in circulation. This means we're just talking about physical things people can touch. Building to M1, it involves everything M0 talks about plus things like travelers checks and demand deposits. So if you're talking about M1, then you involve all physical cash as well.

Then finally moving to M2, it involves everything M0 and M1 does, plus savings accounts and time deposits. By "time deposits", I mean things like mutual funds and money market accounts. Basically things you may hear about when talking about wall street.

In short, M2 involves all physical cash plus other electronic stores of value (this is a fairly vague definition but it may work in many settings). It does not involve large time deposits as that is what M3 handles.


Related Questions

Financial Math

Q197948

 7 hours 18 min

Bonita intends to open a small fabric shop and borrows the money for it from her aunt Magda. Bonita feels that she will only be able to start repaying her debt after three years. Bonita will then pay aunt Magda R105 000 per year for five years. Money is worth 19,5% per year.


The present value of Bonita’s debt at the time she will start paying aunt Magda back is

[1] R408 978,93.

[2] R317 500,78.

[3] R222 924,04.

[4] R525 000,00.

[5] R436 649,07.

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Walter and Gordon model analyse the impact of distribution of dividends on the valuation of the firm but the formula used in both the cases are different. Company

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Financial Math

Q197948

 Deadline: 03.06.21, 14:15

Bonita intends to open a small fabric shop and borrows the money for it from her aunt Magda. Bonita feels that she will only be able to start repaying her debt after three years. Bonita will then pay aunt Magda R105 000 per year for five years. Money is worth 19,5% per year.


The present value of Bonita’s debt at the time she will start paying aunt Magda back is

[1] R408 978,93.

[2] R317 500,78.

[3] R222 924,04.

[4] R525 000,00.

[5] R436 649,07. ​

Answers

Answer:

gggggggggggggggggggg

Zhang Industries is preparing a cash budget for June. The company has $29,500 cash at the beginning of June and anticipates $98,000 in cash receipts and $122,540 in cash disbursements during June. The company has no loans outstanding on June 1. Compute the amount the company must borrow, if any, to maintain a $23,000 cash balance.

Answers

Answer:

Amount to be borrowed  $18,040

Explanation:

The computation of the amount that should be borrowed is given below:

Opening cash balance $29,500

Add Cash Receipts $98,000

Less Cash Disbursements -$122,540

Balance before adjustment $4,960

Desired ending cash balance $23,000

Amount to be borrowed  $18,040

what dose gpa and sras stand for

Answers

Answer:

gross demestic product and short-run aggregate supply

Explanation:

gpa:The GDP is the total of all value added created in an economy.

SRAS: aggregate supply in the short run (SRAS) is best defined as the total production of goods and services available in an economy at different price levels

Sras stands for Stock appreciation rights and gpa stands for grade point average.

The balance sheet of Sand Sportswear reports total equity of $500,000 and $650,000 at the beginning and end of the year, respectively. The return on equity for the year is 20%. What is Sand Sportswear's net income for the year?
a. $100,000.
b. $130,000.
c. $2,875,000.
d. $115,000.

Answers

Answer:

d. $115,000

Explanation:

The calculation of Sand Sportswear's net income for the year is as seen below;

Return on equity = Net income / Average total equity

Return on equity = 20%

Average total equity = ($500,000 + $650,000) / 2 = $575,000

Therefore,

Net income = Average total equity × Return on equity

Net income = $575,000 × 20%

Net income = $115,000

During the busiest season of the year, your customer support center receives a higher call volume than planned. However, you can't hire more staff. how would you address the extra volume?

A tell your team to take their calls more quickly
B split shifts with the management team to take on some of the extra volume
C mandate that everyone on the team works overtime​

Answers

B will be the most efficient while keeping everyone happy

2x + y= 4 find the value of y using substitution method​

Answers

Answer:

Correct option is

A

11

−4

and

11

−10

x+4y=−4 ------- (1)

2x−3y=2 ------ (2)

From equation 1:

4y=−4−x

y=

4

−4−x

Substitute the value of y in equation 2:

2x−3y=2

2x−3(

4

−4−x

)=2

8x+12+3x=8

11x=812

11x=−4

x=

11

−4

Now, Substitute x=

11

−4

in equation 1:

x+4y=−4

11

−4

+4y=−4

−4+44y=−44

44y=−44+4

44y=−40

y=

44

−40

=

11

−10

Therefore the solution is: x=

11

−4

and y=

11

−10

Luke Company has three divisions: Peak, View, and Grand. The company has a hurdle rate of 5.01 percent. Selected operating data for the three divisions follow: Peak View Grand Sales revenue$332,000$233,000$311,000 Cost of goods sold 204,000 116,000 183,000 Miscellaneous operating expenses 36,000 30,000 33,000 Average invested assets 1,310,000 920,000 1,105,000 Required: 1. Compute the return on investment for each division. 2. Compute the residual income for each division.

Answers

Answer and Explanation:

The computation is shown below:

1. The return on investment is  

As we know that  

Return on Investment = Net operating profit ÷ average invested assets × 100

But before that the Net Operating Profit should be determined  

Particulars               Peak           View                  Grand

Sales revenue       $332,000    $233,000           $311,000

Less: Cost of

goods sold          ($204,000)   ($116,000)            ($183,000)

Miscellaneous

operating Expenses ($36,000)   ($30,000)             ($33,000)

Net Profit              $92,000       $87,000               $95,000

Now

Return on Investment is

For peak, it is

= $92,000 ÷ $1,310,000

= 7.02%

for view, it is

= $87,000 ÷ $920,000

= 9.46%

for grand, it is

= $95,000 ÷ $1,105,000

= 8.60%

2. The residual income is  

We know that  

Residual Income = Net operating income - (Minimum required rate of return ×  average invested assets)

For Peak, it is

= ($92,000 - (5.01% of $1,310,000)

= $26,369

For view, it is  

= ($87,000 - (5.01% of $920,000)

= $40,908

And, for grand, it is

= ($95,000 - (5.01% of $1,105,000)

= $39,640

significant of working capital​

Answers

Answer:

Working capital serves as a metric for how efficiently a company is operating and how financially stable it is in the short-term. The working capital ratio, which divides current assets by current liabilities, indicates whether a company has adequate cash flow to cover short-term debts and expenses.

Explanation:

www.investopedia.com > answers#CARRYONLEARNING


How will new entrants in the perfect competitive market impact on the
profit levels of existing businesses?

Answers

Answer:

negative

Explanation:

as the profits are determined by the quantity it will lead to many competitor's

The manager wants to advertise that anybody who isn't served within a certain number of minutes gets a free hamburger. But she doesn't want to give away free hamburgers to more than 1% of her customers. What number of minutes should the advertisement use

Answers

Answer:

0.99

Explanation:

According to the given question, we need just  only1% of orders to take longer than the specified time.

So, proportion = 1%

= 1/100

= 0.01.

It's possible to write it as P( X ≥ a) 0.01

We are aware that total area = 1

As a result, if the 0.01 proportion of orders is more than a, then;

The remainder will be less than or equal to a (1 - 0.01 = 0.99).

Therefore, P(0 ≤ x ≤ a) = 0.99

Fund financial statements have separate columns for each activity. Which activities are reported in this manner

Answers

Answer: See explanation

Explanation:

Fund financial statements are the statements whereby the information about major funds are presented individually. The funds will then be reported based on the basis of accounting that is required for that particular fund type.

For the governmental funds, it should be noted that there'll be a separate column for

(a) the General Fund

(b) any other fund which qualifies as major

(c) all the remaining funds that are accumulated as a whole.

Which of these is a sign that you’re dealing with someone engaged and unfair lending

Answers

Answer:

One of the biggest warning signs of predatory lending is high, three-digit interest rates. For example, rates of 400% APR are typical on payday loans and car title loans. However, some lawmakers seek to cap interest rates at 36% to keep loans affordable for borrowers.

Galvatron Metals has a bond outstanding with a coupon rate of 6.3 percent and semiannual payments. The bond currently sells for $949 and matures in 25 years. The par value is $1,000 and the company's tax rate is 39 percent. What is the company's aftertax cost of debt

Answers

Answer:

The right response is "4.102%".

Explanation:

Given:

Number of half years,

n = [tex]25\times 2[/tex]

  = [tex]50[/tex]

Coupon per half years,

c = [tex]1000\times \frac{6.3 \ percent}{2}[/tex]

  = [tex]31.5[/tex]

Price,

pv = 949

Par value,

= 1000

Now,

The YTM will be:

= [tex]rate(n,c,-pv,fv)\times 2[/tex]

= [tex]rate(50,31.5,-949,1000)\times 2[/tex]

= [tex]6.724[/tex] (%)

hence,

After tax cost of debt will be:

= [tex]YTM\times (1-tax \ rate)[/tex]

= [tex]6.724\times (1-39)[/tex]

= [tex]4.102[/tex] (%)

At December 31, before adjusting and closing the accounts had occurred, the Allowance for Doubtful Accounts of Seaboard Corporation showed a debit balance of $3,200. An aging of the accounts receivable indicated the amount probably uncollectible to be $2,100. Given this information, write the year-end adjusting entry for Seaboard Corporation in Journal Entry format.

Answers

Answer:

Debit to Uncollectible Accounts Expense of $5,300.

Explanation:

Based on the information given the year-end adjusting entry for Seaboard Corporation in Journal Entry format will be DEBIT TO UNCOLLECTIBLE ACCOUNTS EXPENSES OF $5,300.

Uncollectible Accounts Expense=Allowance for Doubtful Accounts +Accounts receivable Uncollectible

Uncollectible Accounts Expense=$3,200+$2,100

Uncollectible Accounts Expense=$5,300

Customers arrive at a suburban ticket outlet at the rate of 14 per hour on Monday mornings. This can be described by a Poisson distribution. Selling the tickets and providing general information takes an average of 3 minutes per customer, and varies exponentially. There is 1 ticket agent on duty on Mondays. Determine each of the following:______________(A) system utilization.(B) average number in line.(C) average time in line.(D) average time in the system.

Answers

Answer:

Following are the solution to the given points:

Explanation:

When the arrival rate matches the distribution of Poisson, the rate of delivery varies exponentially as well as the server exists. The paradigm, therefore, is W/M/I, an exponential time interval concept, and one server.

Arrival rate [tex](\lambda) = 14\ per\ hour[/tex]

Service rate[tex]( \mu) =\frac{3\ minutes}{customer} = \frac{60 minutes (1 hour)}{3 minutes}= 20 \ \frac{customers}{hour}[/tex]

For point A:

System utilization[tex]=\frac{\lambda}{\mu}=\frac{14}{20}=0.7[/tex]

For point B:

Average number in line:

[tex](L_q )=\frac{\lambda^2}{\mu \times (\mu-\lambda)}\\\\=\frac{14^2}{20\times (20-14)}\\\\= 1.633[/tex]

For point C:

Average time in line:

[tex](W_q)=\frac{L_q}{\lambda}\\\\=\frac{1.633}{14} \ hours\\\\=\frac{1.633}{14} \times 60 \ minutes\\\\= 7\ minutes[/tex]

For point D:

Average time in the system:

[tex](W_s)=w_q+\frac{1}{\mu}\\\\=7\ minutes + \frac{1}{20} \ hours\\\\=7 \ minutes + \frac{60}{20} \ hours\\\\= 7 \ minutes + 3\ minutes\\\\= 10 \ minutes\\[/tex]

manufacturing costs for August when production was 1,000 units appear below: Direct material $12 per unit Direct labor $7,500 Variable overhead 6,000 Factory depreciation 9,000 Factory supervisory salaries 7,800 Other fixed factory costs 2,500 Compute the flexible budget manufacturing cost amount for a month when 900 units are produced.

Answers

Answer:

Total manufacturing Cost $42,250

Explanation:

The computation of the flexible budget manufacturing cost amount for a month when 900 units are produced is given below:

No. of units Produced 900 units

Direct material at $12 per unit $10,800

Direct labor (($7,500 ÷1,000) × 900) $6,750

Variable Overhead ($6,000 ÷ 1000) × 900    $5,400

Factory depreciation $9,000

Factory Supervisory salary  $7,800

other fixed factory cost $2,500

Total manufacturing Cost $42,250

what is the present value of $7500 per year, at a discounted rate of 7.1%, of the first payment is received 6 years from now and the last payment is received 25 years from now

Answers

Answer:

PV= $50,981.17

Explanation:

First, we need to calculate the future value at the end of the period:

FV= {A*[(1+i)^n-1]}/i

A= annual payment

FV= {7,500*[(1.071^19) - 1]} / 0.071

FV= $283,234.78

Now, the present value:

PV= FV/(1+i)^n

in this case n=25 years

PV= 283,234.78 / (1.071^25)

PV= $50,981.17

On September 1, Home Store sells a mower (that costs $120) for $420 cash with a one-year warranty that covers parts. Warranty expense is estimated at 6% of sales. On January 24 of the following year, the mower is brought in for repairs covered under the warranty requiring $29 in materials taken from the Repair Parts Inventory.

Required:
Prepare the September 1 entry to record the mower sale (and cost of sale) and the January 24 entry to record the warranty repairs.

Answers

Answer: See explanation

Explanation:

The entry is prepared below:

Sep-01

Dr Cash $420

Cr Sales revenue $420

(To record the mower sales)

Sep-01

Dr Cost of goods sold $120

Cr Finished goods inventory $120

(To record the cost of mower sales)

Sep-01

Dr Warranty expense (6% x $420) = $25.20

Cr Warranty liability $25.20

(To record the estimated warranty expense)

Jan-24

Dr Warranty liability $29

Cr Repair parts inventory $29

(To record the cost of warranty repairs)

Comet Company accumulated the following account information for the year: Beginning raw materials inventory$5,200 Indirect materials cost 1,200 Indirect labor cost 4,200 Maintenance of factory equipment 2,000 Direct labor cost 6,200 Using the above information, total factory overhead costs would be:

Answers

Answer:

$7,400

Explanation:

Given the above information, the total factory overhead cost would be computed as;

Total factory overhead costs = Indirect materials + Indirect labor + Maintenance of factory equipment

= $1,200 + $4,200 + $2,000

= $7,400

Hence, the total factory overhead costs is $7,400

North Corp. EBIT is $200. It has a debt-equity ratio of 25% and a WACC of 16%. Debt interest is 12%. Without taxes, what is the value of the firm?

Answers

Answer:

Value of the firm = 25000

Explanation:

Use the below formula to find the value of firm.

Degree of Financial Leverage = EBIT / ( EBIT​ - Interest)

Degree of Financial Leverage = 0.25

0.25={200/ {200-Interests}

Interests amount = - 600

Interest amount = debt × Cost of Debts

Debt amount = Interest amount / Cost of Debt

Debt amount = - 600 / 0.12.

Debt amount = -5000

Now find the debt equity ratio:

Debt-equity ratio =  debt / equity

Given Debt amount = 5000

0.25= 5000 / Equity

Equity =5 000 /0.25

The value of Equity = 20,000

Now, the value of the firm = Equity amount + Debt amount

The value of the firm = 20000 + 5000

The value of the firm = 25000

MC Qu. 123 The ending inventory of finished... The ending inventory of finished goods has a total cost of $9,800 and consists of 700 units. If the overhead applied to these goods is $3,726, and the overhead rate is 81% of direct labor, how much direct materials cost was incurred in producing these units

Answers

Answer:

$5,200

Explanation:

Given the above information,

Direct labor = $3,726 / 0.81 = $4,600

But,

Total cost = Direct material + Direct labor + Overhead

Fixing the values, we'll have

$9,800 = Direct materials + $4,600 + $3,726

Direct materials = $9,800 - $4,600

Direct materials = $5,200

Therefore $5,200 raw materials cost was incurred in producing these units.

Dana has standard consumer preferences over two goods: hours spent watching football (W) and hours spent playing football (P). He is indifferent between the bundles: A=(2W,1P) and B=(1W,2P). He is offered a third bundle C=(1.5W,1.5P). Based on the preference assumptions, what might we say about Dana's preferences for C relative to A or B?A. Dana might prefer C to A, and C to B.B. Dana might prefer C to A, and A to B.C. Dana might prefer C to A, and B to C.D. Dana might prefer A to C, and B to C.E. Dana might be indifferent between C, A, and B.

Answers

Answer:

The correct option is Dana might be indifferent between C, A, and B.

Explanation:

Note: See the attached photo for the indifference curve showing points A, B and C.

The answer can be explained using an indifference curve.

An indifference curve is a graph that depicts the combination of two commodities that provide equal satisfaction or utility to the consumer. A consumer is indifferent between the two commodities at each point on an indifference curve because all points on the curve provide him with the same level of satisfaction or utility.

In the attached photo, bundles A, B and C are plotted as points on the same indifference curve (IC). Since points A, B and C are on the same IC, it therefore implies that Dana might be indifferent between C, A, and B.

Therefore, the correct option is Dana might be indifferent between C, A, and B.

Journalize the six December 31 adjusting entries for Cole Designs that adjusted the accounts to arrive at the financial statements in the Adjusted Financial Statements panel. Refer to the Chart of Accounts for exact wording of account titles. Journalize each adjustment as a separate entry.
Cole Designs
Income Statement
For the Year Ended December 31, 2018
Fees earned $77,000.00
Expenses:
Wages expense $47,200.00
Supplies expense 3,515.00
Insurance expense 2,900.00
Depreciation expense 2,000.00
Total expenses 55,615.00
Net income $21,385.00
CHART OF ACCOUNTS
Cole Designs
General Ledger
ASSETS
Cash
Accounts Receivable
Supplies
Prepaid Insurance
Equipment
Accumulated Depreciation-Equipment
LIABILITIES
Wages Payable
Unearned Fees
EQUITY
Ann Cole, Capital
Ann Cole, Drawing
REVENUE
Fees Earned
EXPENSES
Wages Expense
Supplies Expense
Insurance Expense
Depreciation Expense

Answers

Answer:

1- Accounts Receivable (Dr.) $500

Fees Earned (Cr.) $500

2- Unearned Fees (Dr.) $4,500

Accounts Receivable (Cr.) $4,500

3- Insurance Expense (Dr.) $1,600

Prepaid Insurance (Cr.) $1,600

4- Depreciation Expense (Dr.) $1,700

Accumulated Depreciation (Cr.) $ 1,700

5- Office Supplies Expense (Dr.) $3,530

Office Supplies (Cr.) $3,530

6- Wages Expense (Dr.) $1,850

Wages Payable (Cr.) $1,850

Explanation:

Adjusting entries are prepared at the month end to adjust the transaction which occur after the recording or if there is any change in already recorded transaction. The liabilities and assets accounts are adjusted at the month end to reflect true expense or liability.

Machines J and K have the following investment and operating costs: Year 0 1 2 3 J 11000 1200 1300 K 13000 1200 1300 1400 Which machine is a better buy at a WACC of 10.5%

Answers

Answer:

Machine K

Explanation:

The values can be better computed as:

 Year     0          1           2         3

J         11000   1200      1`300

K         13000   1200     1300    1400

Using the PV Calculator

The Present Value (PV) for each year in Machine J is as follows:

Cashflow    Year      Present Value

11000           0             11000

1200             1              1085.97

1300             2              1064.68

Total                            13,150.65

The effective annual cost = [tex]\dfrac{NPV\times r}{1-(1+r)^{-n}}[/tex]

[tex]=\dfrac{13150.65 \times 0.1050}{1-(1+0.1050)^{-2}}[/tex]

= $7628.16

Using the PV Calculator

The Present Value (PV) for each year in Machine K is as follows:

Cashflow    Year      Present Value

13000           0             13000

1200             1              1085.97

1300             2             1064.68

1400             3             1037.63

Total                            16,188.28

The effective annual cost = [tex]\dfrac{NPV\times r}{1-(1+r)^{-n}}[/tex]

[tex]=\dfrac{16188.28 \times 0.1050}{1-(1+0.1050)^{-3}}[/tex]

= $6566.92

Therefore, machine K is better to buy than machine J.

The following information is available for Baker Industries: Cost of goods manufactured $ 320,000 Beginning finished goods inventory 45,000 Ending finished goods inventory 35,000 Compute the cost of goods sold.

Answers

Answer:

Baker Industries

The Cost of goods sold for the period is:

= $330,000

Explanation:

a) Data and Calculations:

Cost of goods manufactured       $ 320,000

Beginning finished goods inventory 45,000

Ending finished goods inventory      35,000

Cost of goods sold:

Beginning finished goods inventory $45,000

Cost of goods manufactured            320,000

Ending finished goods inventory       (35,000)

Cost of goods sold =                       $330,000

A firm is offered credit terms of 2/10 net 45 by most of its suppliers. The firm also has a credit line available at a local bank at an interest rate of 12 percent. What is the cost of giving up the cash discount

Answers

Answer:

21.28%

Explanation:

Note: Assuming 365 day year

Cost of giving up cash discount = [Discount rate / (1-Discount rate)] * 365 / [Credit period - Discount period]

Cost of giving up cash discount = [0.02/(1-0.02)] * [365/(45-10)]

Cost of giving up cash discount = [0.02/0.98] * [365/35]

Cost of giving up cash discount = 0.0204082 * 10.42857

Cost of giving up cash discount = 0.212828

Cost of giving up cash discount = 21.28%

Examples of mangers organizing

Answers

Answer:

hehehehheeh3h3hhehh3h3h3h3hh3hhehhehe

You need to provide more context.

Plethora Farms purchased a greenhouse for $52,700. Delivery costs totaled $1,825 and handling costs were $3,000. The useful life is 10 years and the salvage value is $14,050. Using the straight-line depreciation method, calculate the book value at the end of year 4. Group of answer choices $31,256 $58,000 $22,000 $40,135

Answers

Answer:

$40,135

Explanation:

Straight line depreciation expense = (Cost of asset - Salvage value) / useful life

Cost of the asset =purchase cost + delivery cost + handling cost

$52,700 +  $1,825 + $3,000 = $57,525

depreciation expense = ($57,525 - $14,050) / 10 = $4,347.50

book value at the end of year 4 = cost of the asset - accumulated depreciation

Accumulated depreciation =  $4,347.50 x 4 = $17,390

Book value = $57,525 - $17,390 =  $40,135

Fallow Corporation has two separate profit centers. The following information is available for the most recent year: West Division East Division Sales (net) $390,000 $540,000 Salary expense 45,000 59,000 Cost of goods sold 137,000 251,000 The West Division occupies 9,750 square feet in the plant. The East Division occupies 5,850 square feet. Rent, which was $ 78,000 for the year, is an indirect expense and is allocated based on square footage. Compute operating income for the West Division.

Answers

Answer: $159250

Explanation:

The operating income for the West Division will be calculated thus:

Sales = $390000

Less: Cost of goods sold = $137000

Less: Salary = $45000

Less: Rent = $48750

Operating Income = $159250

Rent was calculated as:

= $78000 × 9750/(9750 + 5850)

= $78000 × 9750/15600

= $48750

Olinick Corporation is considering a project that would require an investment of $343,000 and would last for 8 years. The incremental cash inflows of the project per year at $107,000. The scrap value of the project's assets at the end of the project would be $23,000. The cash inflows occur evenly throughout the year. The payback period of the project is closest to:___.a) 2.8 years.
b) 4.6 years.
c) 3.5 years.
d) 2.7 years.

Answers

Answer:

the payback period of the project is 3.20 years

Explanation:

The computation of the payback period of the project is shown below:

= Investment ÷ incremental cash inflows

= $343,000 ÷ $107,000

= 3.20 years

hence, the payback period of the project is 3.20 years

This is the answer but the same is not provided in the given options

Hence, the same should be considered

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