what is the purpose of long term disability insurance?

Answers

Answer 1

To provide financial support if person cannot work.


Related Questions

How are NAFTA, the EU, and ASEAN similar

Answers

Answer:

Each decreases trade barriers among neighboring nations.

Explanation:

Hannah, age 65, is retiring today. Hannah would like $100,000 per year in retirement income. If the invested assets to gross pay benchmark is 16:1, how much should Hannah have saved for retirement according to the invested assets to gross pay benchmark

Answers

Based on the information given, the amount that Hannah will have saved for retirement will be $1,600,000.

From the information given, it was stated that Hannah would like $100,000 per year in retirement income and that the invested assets to gross pay benchmark is 16:1.

Therefore, the amount that'll have been saved will be:

= 16/1 × $100,000

= $1,600,000

In conclusion, the correct option is $1,600,000.

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Under riparian rights, if flowing water is shallow, a property owner usually owns to A) the center of the water. B) the average high-water mark. C) the next county. D) the edge of the water.

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There are different kinds of rights. Under riparian rights, if flowing water is shallow, a property owner usually owns to  center of the water.

Riparian rights are regarded as the legal rights of owners of land that is known to be bordering on a river or other waterbodies.

A "riparian owner" is simply known as an individual  who possess a land that runs into a river. Riparian rights are simply not known as ownership rights but simply as the rights of access to the water for drinking water, bathing, etc.

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What does it mean when the feds lower interest rates?

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Interest rates are lowered by the Fed in order to boost economic development. Reduced finance costs might entice people to borrow and invest. When interest rates are excessively low, however, they might stimulate excessive growth and perhaps inflation. On the other hand, if growth becomes excessive, the Fed will boost interest rates.

The rate at which a business increases revenue from sales is

Answers

Answer:

There are only four ways to increase revenue in your business: increase the number of consumers, increase the average transaction size, increase the frequency of transactions per client, and raise your rates.

Explanation:

Which finger should you use to type the space bar?

Index finger
Pinkie finger
Ring finger
Thumb

Answers

Answer:

thumb should be used to press space bar.

Answer:

Thumb

Explanation:

Your thumbs should rest on the space bar in order to type properly. Therefore, you use your thumbs to type a space.

Many production employees began to talk among themselves about whether they wanted to transfer to a new production facility in a neighboring town. What type of communication is thi

Answers

The type of communication in this context  is referred to as Lateral

communication

Lateral communication is the exchange of information between people

who are in similar hierarchy in an organization or gathering.

In this scenario, we were told production employees talked about if it was

needed to move the facility to a new location which is a good example of

Lateral communication as they are of the same level.

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Which group is the primary source of financial support that benefits all wildlife species?

Answers

The group that is the primary source of the financial support needed for wildlife species is Hunters.

The main source of the financial support that the nation uses to fund wildlife conservation efforts to protect various wildlife species is hunting licenses.

Hunting licenses are issued to hunters so in effect, hunters are the chief financiers for conservation efforts. This is quite peculiar and one could say that it balances out the killing of animals by hunters.

In conclusion, the answer is hunters.

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what did antonie van leeuwenhoek call his discovery

Answers

Answer:

Antonie Van Leeuwenhoek called his discovery "wee animalcules"

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Sen Corp., a publicly-traded, mid-cap company, wanted to obtain $30 million in new capital to expand its Iowa plant. Cost of capital was a factor in making the decision. Sen Corp. could either issue new preferred stock or new debentures. Sen Corp.'s underwriter estimated that preferred stock should have an annual dividend payout of $6 and an issue price of $103 per share. The debentures should have a coupon interest rate of 9% and an issue price of $101. Sen Corp.'s marginal income tax rate was 40%.

Required:
What approaches describes Sen Corp.'s best strategy?

Answers

Based on the information given, the approach that describes the strategy that was used by the company is that Sen Corp. should issue the debentures since the after-tax cost of debt (5.347%) would be less than the cost of equity (5.825%).

A debenture simply refers to the rule of bond that's unsecured by collateral. Debentures typically rely on the reputation of the issuer.

From the complete information, the company wants to obtain $30 million in new capital to expand its plant. Therefore, it's appropriate to issue the debentures since issue the cost of equity is more than the after-tax cost of debt.

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When you miss payments on a loan, creditors:
A. can charge excessively high interest on other customers to make

up the difference.
B. must accept the loss as simply part of doing business.

C. have the right to take measures to get their money back.

D. must declare bankruptcy on the loan, which damages their credit
score.

Answers

Answer:

C.

Explanation:

It's obviously not A, because that would lead to a corrupt society. It's not B either, because no one would pay if that were a policy, and it wouldn't be any different than giving out money for free.

C is correct. If a debtor misses payments on a loan, the creditor has the right to transfer the amount due plus interest to the next given payment. The next given payment will cost the debtor the amount due previously, plus interest (for being late), and the amount due that month.

For example, a debtor makes monthly payments of $1,000 to their creditor. If the debtor misses this month's payment (which equates to $1,000), the creditor has the right to move the amount due plus interest to next January.

Generally speaking, interest should be around 10% annually and broken down into monthly charges. So the annual interest rate would be $100, which makes the monthly interest rate $8.33. Next January, the debtor would pay the amount due previously ($1,000), plus interest ($8.33), and the amount due that month ($1,000).

The debtor will need to pay $2008.33 in January.

A lot of people might mistake D as the correct answer, but creditors don't have to declare bankruptcy.

The correct option is C. When you miss payments on a loan, creditors have the right to take measures to get their money back. Normally, the creditor will get in touch with you and let the credit bureaus know about the default.

Who is a creditor?

A creditor is a company that extends credit, allowing another company to borrow money that will eventually be repaid. A company that offers goods or services but does not request payment upfront is also considered a creditor because the customer owes the company money for work already completed.

A creditor has a range of alternatives available to it to induce payment if you miss a payment or are unable to pay a debt, including using collection firms. Inability to pay a debt can still have negative effects, such as ruined credit scores and lawsuits, even though debtor's prison is a thing of the past.

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#SPJ2

jorDANTHE GOD HOW ARE U

Answers

Answer:

uhm- hi

Explanation:

thxs for the points....

The extended warranty on a ceiling fan is 18% of the purchase price. If the price of the fan is $140, how much is the warranty? a. $7. 78 b. $25. 20 c. $18. 72 d. $12. 86.

Answers

Answer:

holi es la l D hojala te pueda ayudar con todo corazón

Austin is starting his first job at the local bowling alley. What can Austin do to make a good first impression on his first day of work?

Arrive to work late.
Be kind to customers.
Criticize his co-workers.
Invite his friends to visit him at work.

Answers

Answer:

Be kind to customers

Explanation:

Be kind to customers because when a customer is well treated the customer will intend to come often

as susie left for work, she said "goodbye" to her husband and slammed the door. the loud sound of the door made her husband flinch. after many mornings of hearing "goodbye" followed by a door slam, her husband flinches when he hears her say "goodbye." in this scenario, hearing the word "goodbye" is the

Answers

In this scenario, hearing the word "goodbye" is the: conditioned stimulus.

Classical conditioning can be defined as a learning process through which two (2) stimuli are paired together repeatedly. Thus, it is a learning process which typically involves pairing two (2) stimuli, so as to help an individual anticipate an event that he or she has a reaction for.

In classical conditioning, the two (2) stimuli that are paired repeatedly include the following:

Unconditioned stimulusConditioned stimulus

A conditioned stimulus refers to a neutral stimulus that eventually triggers a conditioned response, after it is repeatedly paired (associated) with the unconditioned stimulus.

In this example, hearing the word "goodbye" is the conditioned stimulus because it made Susie's husband to elicit a response, which is flinching.

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Revenues and expenses arising from activities that are not part of the company's operations are classified as ______ revenues and expenses.

Answers

Answer:

Nonoperating

Explanation:

The activities through which revenue and expenses occur which do not take part in the operations of business is consider as nonoperating.

like hitler and mussolini, stalin was a totalitarian leader, even though his economic approach was different from germany and italy.

Answers

Answer:

yes this is true, although many of them had the same goal of conquering and taking resources from others all three went a different way of achieving this goal, mainly hitler and mussolini went about destroying everyone in sight and taking their lands and resources stalin built an iron wall around his home so that no one could get in or out, he did also conqueror a few areas but not as much as the other two.

Explanation:

Which of the following is used by a seller to deceive a buyer? a. Bait and switch b. Contest c. Display d. Introductory offer Please select the best answer from the choices provided A B C D.

Answers

That which is used by a seller to deceive a buyer is: a. Bait and switch

Bait and switch is a tactic that is used by entrepreneurs to attract customers. They tell them to purchase a good at a low price.

However, when they come to buy, they are encouraged to buy a good that costs more.

So, in this way, the bait and switch tactics is used by sellers to deceive the buyers.

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Answer:

A. Bait and Switch

Explanation:

edge 2022

Felice bought a duplex apartment at a cost of $165,000. Her mortgage payments on the property are $1,520 per month $666 of which can be deducted from her income taxes. Her real estate taxes total $1752 per year, and insurance costs $1464 per year. She estimates that she will spend $1230 each year per apartment for maintenance, replacing appliances, and other.costs. The tenants will pay for all Utilities What must she charge to more $2550 in profit each year? (Do not round intermediate calculations. Round your answer to 2 decimal places. Ignore any tax effects.)
Rant per paiment ________________.

Answers

The Rent per apartment Felice should charge is the PITI plus expected profit, (where PITI is principal, interest, taxes, and insurance) which is $8,516.

Data and Calculations:

Cost of a Duplex Apartment = $165,000

Monthly mortgage payments = $1,520

Deductible mortgage payment = $666

Annual Real Estate Taxes = $1,752

Annual Insurance costs = $1,464

Annual Maintenance costs = $1,230

Annual profit expected = $2,550

Rent to charge = PITI + Profit

= $8,516 ($1,520 - $1,752 - $1,464 - $1,230 + $2,550)

Thus, the Rent per apartment Felice should charge is the PITI plus expected profit, (where PITI is principal, interest, taxes, and insurance) which is $8,516.

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when accounting profits are negative, economic profits

Answers

Answer:

will be negative is the answer to this question

Explanation:

Accounting profits take into account only implicit costs while economic profit takes both implicit as well as explicit costs and if accounting profits are negative with only implicit costs, economic profit will be more negative as more amount of costs are subtracted from it.

which characteristic would concern an auditor about the risk of material misstatements arising from fraudulent financial reporting

Answers

Based on the information given, the characteristic that would concern the auditor is professional skepticism.

It should be noted that professional skepticism simply means an attitude that includes an questioning mind and the critical assessment of an audit evidence.

Professional skepticism would concern an auditor about the risk of material misstatements arising from fraudulent financial reporting.

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how many black millionaires are there in the united states?

Answers

Answer:

1.5 million black American millionaires.

Explanation:

Please help this is the final.

Identify a minimum of two ways companies compete for your money. In a minimum of five sentences each, explain in what way each of those tactics has been proven to be successful.

Answers

Answer:

here's your answer below

Explanation:

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.

Answer:

They compete by giving better bundels or lowering prices.

Explanation:

They do that because people usually want a better price so if their the same thing then someone would want to go to a store with cheaper options.

What is the purpose of advertising?
To make people want the things they do not have.
To expand the marketplace to a wider audience.
To explain to people the cost and risks of owning products.
To allow people to make choices about what is available.

Answers

It should be noted that the purpose of advertising is to expand the marketplace to a wider audience.

Advertising can be regarded as marketing strategy that is been utilized by organization and firms to promote their products and services.

It involves using media and other means to make the public aware about the products or services.

We can conclude that advertising is done on the purpose of making marketplace to a wider audience so that more people can patronize.

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Answer: To make people want the things they do not have.

Explanation:

The purpose of advertising is to make people want things they don’t have

northern city bank keeps no excess reserves. assume northern city bank receives a deposit of $50 million dollars. as a result of the deposit, northern city bank’s required reserves increase by $10 million. what is the maximum possible change in the money supply in the banking system that could result from the $50 million deposit?

Answers

The maximum possible change in the money supply is $250 million.

The change in required reserves when an amount of money is deposited in a bank is determined by the reserve requirement.

Reserve requirement = increase in required reserves / amount deposited

$10 million / $50 million = 0.20 = 20%

The change in money supply can be determined using this formula:

Amount deposited / reserve requirement

$50 million / 20%

$50 million / 0.2 = $250 million

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the narrowest official definition of the money supply is

Answers

The narrowest definition of the money supply: The sum of currency in circulation, checking account deposits in banks, and holdings

By 2030, what will Elon Musk's, net worth will be?

Answers

Well currently, as of December 2021, his total net worth is totaled to around $266 billion. I believe, in my opinion, he will become a trillionaire within the next 10-20 years, that is unless Elon’s Tesla operation in China eventually bankrupts him. But considering his current net worth, and if he continues with SpaceX and other futuristic projects offering huge investments, 2030 could get him to around $500 billion.

Culver City College, a public college, has a 10-week summer session that starts on June 25, 2020, so that one week is held during FY 2020 and the other nine weeks meet during FY 2021. Tuition and fees in the amount of $1,000,000 were collected from students for classes to be conducted in this session.

Required:
What amount should Culver City College recognize as unrestricted revenue in each of the years ended (FYE) June 30, 2020 and June 30, 2021?

Answers

Based on the information given, the amount that will be recognized as unrestricted revenue in each of the years will be $100,000 and $900,000.

Unrestricted revenue simply means the donations that can be used by a company or group for purposes that meet the goals that were set aside.

From the information, the unrestricted revenue in June 30, 2020 will be:

= 10% × $1,000,000

= $100,000

The unrestricted revenue for June 30, 2021 will be:

= $1,000,000 - $100,000

= $900,000

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Write a paragraph talking about what happens through out a work day 

Answers

Answer:

I fulfilled management tasks of opening and closing the facility, as well as overseeing a staff of seven individuals. Throughout the day I completed various administrative duties as well, including answering phones, drafting documents and emails, filing, and greeting customers.

u can also use this if u like

I fulfilled control tasks of beginning and closing the facility, as well as overseeing a body of workers of seven people. in the course of the day I completed numerous administrative duties as properly, together with answering telephones, drafting files and emails, submitting, and greeting customers.

Explanation:

A customer buys 17. 01 in gas and requests one five dollar [$5] lottery ticket, two one dollar [$1] lottery tickets, and one [$3] lottery ticket. He gives you two winning tickets to be redeemed: one for ($5) and the other for ($2). How much change would he receive from a $100 bill?.

Answers

The customer will receive $79.99 as change in exchange for a $100 note the person gave to the shop owner. The amount is derived as a result of a series of transactions carried out by the customer.

The customer did multiple transactions during the course of the visit to the shop. The customer's transactions also involve buying stuff as well as redeeming the coupon codes won by the customer.

Currency Exchange

The customer is given to have purchased gas amounting to $17.01, after which the customer has bought lottery tickets of different denominations.

The customer purchased tickets worth $10. After the purchase of lottery tickets, the customer displayed and produced the previous lottery tickets for redemptions, as he had won the lotteries on both the tickets worth $7.

The change received by the customer can be calculated with the help of using the following formula, where the customer gave $100 note to the shopkeeper.

[tex]\rm Change\ Received= Money\ Given- (Purchase\ of\ Gas+ Purchase\ of\ Lottery\ Tickets- Redemption\ of\ Lottery\ Tickets)[/tex]

Now putting the values in the formula, we get,

[tex]\rm Change\ Received= 100- (17.01+5+1+1+3-2-5)\\\\\\\\\rm Change\ Received= \$100- \$20.1\\\\\\\\\rm Change\ Received= \$79.99[/tex]

So we have concluded that the customer will receive $79.99 as change. Hence, the correct amount of change received by the customer for the period is $79.99.

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Other Questions
Translate the sentence into an inequality.Six times the sum of a number and 20 is greater than 16.Use the variable c for the unknown number. Lopez Corporation, a manufacturer of household paints, is preparing annual financial statements at December 31, 2007. Because of a recently proven health hazard in one of its paints, the government has clearly indicated its intention of having Lopez recall all cans of this paint sold in the last six months. The management of Lopez estimates that this recall would cost $800,000. Requried:What accounting recognition, if any, should be accorded this situation? me (5) A taxi is travelling at 15. m/s. Its driver accelerates with acceleration 3 m/s for 4 s. What is its new velocity? A car accelerates from 20 m/s to 30 m/s in 10 (a) Calculate the car's acceleration using v=utat. (b) Draw a velocity-time graph to show the car's motion. Find the distance it travels by calculating the area under the graph. (c) Check your answer by using the equation s = ut + hat Grade 9 Accounting is used to communicate financial information to both internal audiences and external audiences. Internal users are:a. Only people within a business's accounting and finance departmentsb. People within the business like production managersc. Suppliers that provide goodsd. Contractors that perform work for the business. 2.occur due to the air disturbances in the Bay of Bengal. Examine the figure. What is the measure of angle b? Which three processes are involved when a multicellular organism reproduces sexually. please help ASAP! What is the area of this figure? y-5=2(x-3) slope intercept. Martin slowly pours an unknown liquid into a container that originally had some water in it. He is measuring the temperature in the container as he does this.The temperature in the container rises very fast.What kind of change is likely to be happening in the container?A. A physical change.B. A chemical change.C. Neither a chemical nor a physical change, only a temperature change.D. No evidence of any type of change. Answer each question with a complete sentence in Spanish using the imperfect tense Find the center of the circle that you can circumscribe about DABC.. A(2, 8), B (0,8), and C (2,2) What is the verb phrase in the following sentence?For hundreds of years, the Miller family has been growing wheat in the little village of Smithville.A. the Miller familyB. in the little villageC. has been growingD. For hundreds of years How I can apply the distribute property to this question? Heheh... uhm, yeah, I don't do best with algebraic questions- How do political cartoonist relationships with their newspapers differ? what types of activities are ideal for a robot to perform? Someone pls anwser this. solve the equation. 2(3x-4)=3x+1 How does Obama use rhetoric in paragraph 6 to advance his point of view?