what is bank run ? in your own words.​

Answers

Answer 1

Answer:

A bank run occurs when many clients withdraw their money from a bank, because they believe the bank may cease to function in the near future

Explanation:

A bank run occurs when many clients withdraw their money from a bank, because they believe the bank may cease to function in the near future


Related Questions

Bruce Corporation makes four products in a single facility. These products have the following unit product costs:

Products
A B C D
Direct materials $16.10 $20.00 $13.00 $15.70
Direct labor 18.10 21.50 15.90 9.90
Variable manufacturing overhead 4.90 6.10 8.60 5.60
Fixed manufacturing overhead 28.00 14.90 15.00 17.00
Unit product cost 67.10 62.50 52.50 48.20

Additional data concerning these products are listed below.

Products
A B C D
Grinding minutes per unit 2.25 1.35 0.95 0.55
Selling price per unit $81.20 $73.60 $70.40 $65.10
Variable selling cost per unit $3.10 $3.60 $3.30 $4.00
Monthly demand in units 3,500 2,500 2,500 4,500

The grinding machines are potentially the constraint in the production facility. A total of 10,500 minutes are available per month on these machines. Direct labor is a variable cost in this company.

Required:
Which product makes the MOST profitable use of the grinding machines?

Answers

Answer:

Product D

Explanation:

Calculation to determine Which product makes the MOST profitable use of the grinding machines

First step is to calculate the Variable cost per unit

Products

A B C D

Direct materials $16.10 $20.00 $13.00 $15.70

Add Direct labor 18.10 21.50 15.90 9.90

Add Variable manufacturing overhead 4.90 6.10 8.60 5.60

Add Variable selling cost per unit $3.10 $3.60 $3.30 $4.00

Variable cost per unit $42.20 $51.60 $40.80 $35.20

Now let calculate the product that makes the MOST profitable use of the grinding machines

Selling price per unit $81.20 $73.60 $70.40 $65.10

Less Variable cost per unit $42.20 $51.60 $40.80 $35.20

=Contribution margin per unit $39 $22 $29.60 $29.90

÷Grinding minutes per unit 2.25 1.35 0.95 0.55

=Contribution per grinding minutes $17.33 $16.30 $31.16 $54.36

Therefore Based on the above calculation the product that makes the MOST profitable use of the grinding machines is PRODUCT D because it has the highest Contribution per grinding minutes of the amount of $54.36

LUVFINANCE, Inc. is estimating its WACC. It is operating at its optimal capital structure. Its outstanding bonds have a 12 percent coupon, paid semiannually, a current maturity of 17 years, and sell for $1,162. It has 100,000 bonds outstanding. The firm can issue new 20-year maturity semiannual bonds at par but will incur flotation costs of $50 per bond. The firm could sell, at par, $100 preferred stock that pays a 12 percent annual dividend that is currently selling for $120. The firm currently has 1,000,000 shares of preferred stock outstanding. Rollins' beta is 0.94, the risk-free rate is 3.72 percent, and the market risk premium is 6 percent. The common stock currently sells for $100 a share and there are 5,000,000 shares outstanding. The firm's marginal tax rate is 40 percent.

Required:
What is the WACC?

Answers

Solution :

Given :

The cost of the debt is yield to the maturity of the bonds.

The yield on the bond is 10%

The tax rate is 40%

After the tax cost of the debt = 10 ( 1- 0.4 )

                                          = 6 %

Add floatation cost at the rate of 5% = 11%

Cost of the preferred stock = [tex]$\frac{\text{dividend}}{\text{price}}$[/tex]

                                             = [tex]$\frac{120}{12}$[/tex] = 10%

The cost of equity = risk free rate + β x market risk premium

                              = 3.72 + 0.94 x 6

                              = 9.36%

WACC is weighted average of the individual securities :

Particulars  Value per  No. of       Market value   Weight   Cost of    Product

                   security    securities                                         security

Bonds           1162        100,000   116,200,000     0.1578      11         1.73621298

Preferred      120       1,000,000  120,000,000    0.1629     10         1.6299918

stocks

Equity           100        5,000,000 500,000,000   0.6791    9.36      6.356968

                                                      736,200,000       1         WACC    9.7231730

Therefore, WACC of the firm is 9.72%

describe the role of the public sector​

Answers

Answer:

The public sector includes all sorts of government (central, state, and local). It provides basic goods or services that are either not, or cannot be, provided by the private sector, for example, schools, roads, etc.

Explanation:

hope this helps!! please mark brainliest :))

Bob is a farmer and is required to use the accrual method. At the beginning of the year, Bob has inventory, including livestock held for resale, amounting to $10,000. During the year, Bob purchased livestock totaling $3,000. Bob's ending inventory was $4,000. Bob's net sales for the year totaled $17,000. What is Bob's gross profit for the current year

Answers

Answer:

$3,000

Explanation:

Gross Profit = Sales - Cost of Sales

Prepare a Trading Account for Bob to determine gross profit.

The information below pertains to Barkley Company for 2015.
Net income for the year $2,240,000
9% convertible bonds issued at par ($1,000 per bond); each bond is convertible into 30 shares of common stock 2,112,000
6% convertible, cumulative preferred stock, $100 par value; each share is convertible into 3 shares of common stock 4,707,000
Common stock, $10 par value 6,959,000
Tax rate for 2015 45%
Average market price of common stock $25 per share
There were no changes during 2015 in the number of common shares, preferred shares, or convertible bonds outstanding. There is no treasury stock. The company also has common stock options (granted in a prior year) to purchase 75,800 shares of common stock at $15 per share.
(a) Compute basic earnings per share for 2015. (Round answer to 2 decimal places, e.g. $2.55.)
Basic earnings per share
$
(b) Compute diluted earnings per share for 2015. (Round answer to 2 decimal places, e.g. $2.55.)
Diluted earnings per share
$

Answers

Ok I am so sorry I don’t know the answer to this question 2/3 + 4:2

Presented below is a condensed version of the comparative balance sheets for Ravensclaw Corporation for the last two years at December 31.

2019 2018
Cash $230,100 $101,400
Accounts receivable 234,000 240,500
Investments 67,600 96,200
Equipment 387,400 312,000
Accumulated Depreciation-Equipment (137,800 ) (115,700 )
Current liabilities 174,200 196,300
Common stock 208,000 208,000
Retained earnings 399,100 230,100

Additional information:
Investments were sold at a loss of $13,000; no equipment was sold; cash dividends paid were $39,000; and net income was $208,000.

Required:
Create a Statement of Cash Flows for 2019.

Answers

Answer:

Ravensclaw Corporation

Statement of Cash Flows for the year ended December 31, 2019:

Net income                           $208,000

Add non-cash expense:

Depreciation expense              22,100

Loss from sale of investment  13,000

Cash from operations         $243,100

Adjustments of working capital:

Accounts receivable               $6,500

Current liabilities                    -22,100

Net cash from operations $227,500

Investing activities:

Cash from investment sale   15,600

Equipment                            -75,400

Financing activities:

Cash dividends paid            -39,000

Net cash flows                   $128,700

Explanation:

a) Data and Calculations:

                                            2019          2018      Differences

Cash                               $230,100     $101,400  +$128,700

Accounts receivable       234,000     240,500   -$6,500

Investments                      67,600        96,200   -$28,600

Equipment                      387,400       312,000   +$75,400

Accumulated Depreciation-

Equipment                    (137,800)      (115,700)   +$22,100 Depreciation Exp.

Current liabilities           174,200       196,300     -$22,100

Common stock            208,000      208,000      $0

Retained earnings        399,100      230,100      +$169,000

Cash dividends                                                    +$39,000

Net income = $208,000 ($169,000 + $39,000)

Cash from sold investments = $15,600 ($28,600 - $13,000)

On March 1, 2019, Rasheed Company assigns $825,000 of its accounts receivable to the Third National Bank as collateral for a $600,000 loan due April 1, 2019. The assignment agreement calls for Rasheed Company to continue to collect the receivables. Third National Bank assesses a finance charge of 2.5% of the accounts receivable, and interest on the loan is 8% (a realistic rate of interest for a note of this type).

Required:
a. Prepare the March 1, 2019, journal entry for Rasheed Company.
b. Prepare the journal entry for Rasheed's collection of $750,000 (need to factor out discounts and sales returns) of the accounts receivable during March of 2019. Sales discounts of $8,000 apply, as well as $22,000 of sales returns.
c. On April 1, 2019, Rasheed paid Third National all that was due from the loan it secured on March 1, 2019. Prepare the journal entry to record this payment.

Answers

Answer:

A.Dr Cash 579,375

Dr Finance charge 20,625

Cr Loan payable 600,000

Dr Accounts Receivable Assigned 825,000

Cr Accounts Receivable 825,000

b) Dr Cash 750,000

Cr Sales discounts 8,000

Cr Sales returns 22,000

Cr Accounts Receivable Assigned 720,000

c)Dr Loan Payable 600,000

Cr nterest expense 4,000

Cr Cash 596,000

Explanation:

a. Preparation for March 1, 2019, journal entry for Rasheed Company

March 01,2019

Dr Cash 579,375

(600,000-20,625)

Dr Finance charge (825,000*2.5%) 20,625

Cr Loan payable 600,000

(Loan amount received)

March 01,2019

Dr Accounts Receivable Assigned 825,000

Cr Accounts Receivable 825,000

(Assigning Accounts receivable)

b.Preparation of the journal entry for Rasheed's collection of the amount of $750,000 of the accounts receivable during March of 2019

March, 2019

Dr Cash 750,000

Cr Sales discounts 8,000

Cr Sales returns 22,000

Cr Accounts Receivable Assigned 720,000

(750,000-8,000-22,000)

C.Preparation of the journal entry to record this payment.

April 01,2019

Dr Loan Payable 600,000

Cr nterest expense (600,000*8%*1/12) 4,000

Cr Cash 596,000)

(600,000-4,000)

(Loan settled along with interest)

Litton Company estimates that the factory overhead for the following year will be $1,250,000. The company has decided that the basis for applying factory overhead should be machine hours, which is estimated to be 40,000 hours. The machine hours for the month of April for all of the jobs were 4,780. If the actual factory overhead totaled $141,800, determine the over- or underapplied amount for the month.

Answers

Answer:

Overapplied overhead= $7,575

Explanation:

First, we need to calculate the predetermined overhead rate:

Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base

Predetermined manufacturing overhead rate= 1,250,000 / 40,000

Predetermined manufacturing overhead rate= $31.25 per machine hour

Now, we can allocate overhead:

Allocated MOH= Estimated manufacturing overhead rate* Actual amount of allocation base

Allocated MOH= 31.25*4,780

Allocated MOH= $149,375

Finally, the over/under allocation:

Under/over applied overhead= real overhead - allocated overhead

Under/over applied overhead= 141,800 - 149,375

Overapplied overhead= $7,575

central bank definition ​

Answers

Explanation:

a national bank that provides financial and banking services for its country's government and commercial banking system, as well as implementing the government's monetary policy and issuing currency.

name two considerations by the Minister of finance when setting up a budget​

Answers

Answer:

1. Revenue

2. Expenditure

Explanation:

Given that a country's budget is a robust plan usually prepared by the government of the country under the watchful eye of the Minister of Finance which thereby is used in presenting the country's expected or predicted revenues and proposed expenditure for the subsequent financial year.

Hence, two considerations by the Minister of finance when setting up a budget​ are REVENUE and EXPENDITURE.

Inventory records for Dunbar Incorporated revealed the following:
Date Transaction Number Unit
of Units Cost
Apr. 1 Beginning inventory 550 $2.33
Apr. 20 Purchase 310 2.68
Dunbar sold 560 units of inventory during the month. Ending inventory assuming weighted-average cost would be:__________.
a. $737.
b. $694.
c. $817.
d. $752.

Answers

Answer:

a. $737.

Explanation:

The computation of the ending inventory using weighted average cost is shown below:

But before that first determine the average cost per unit

= (Beginning cost + purchase cost) ÷ (Beginning units + purchased units)

= (550 × $2.33 + 310 × $2.68) ÷ (550  units + 310 units)

= ($1,281.5 + $830.8) ÷ (860 units)

= $2.46

Now the ending inventory is

= (860 units - 560 units) × $2.46

= $737

Equipment was sold for $50,000. The equipment was originally purchased for $85,000. At the time of the sale, the equipment had accumulated depreciation of $30,000. Calculate the gain or loss to be recorded on the sale of equipment. Multiple Choice Gain of $5,000. Loss of $35,000. Gain of $20,000. Loss of $5,000.

Answers

Answer:

Loss of $5,000

Explanation:

loss to be recorded on the sale of equipment is $5,000

How fast do you guys help students answer questions?

Answers

Usually takes 10 minutes it can be faster or longer I try to help everyone

Answer:

it depends on who is answering, what the question is, and what you want in the question. regularly answers come within 5 minutes, but if its really complicated then those questions almost never get answered

Lonergan Company occasionally uses its accounts receivable to obtain immediate cash. At the end of June 2021, the company had accounts receivable of $920,000. Lonergan needs approximately $570,000 to capitalize on a unique investment opportunity. On July 1, 2021, a local bank offers Lonergan the following two alternatives:
A. Borrow $570,000, sign a note payable, and assign the entire receivable balance as collateral. At the end of each month, a remittance will be made to the bank that equals the amount of receivables collected plus 10% interest on the unpaid balance of the note at the beginning of the period.
B. Transfer $620,000 of specific receivables to the bank without recourse. The bank will charge a 3% factoring fee on the amount of receivables transferred. The bank will collect the receivables directly from customers. The sale criteria are met.
Required:
1. Prepare the journal entries that would be recorded on July 1 for:
a. alternative a.
b. alternative b.
2. Assuming that 70% of all June 30 receivables are collected during July, prepare the necessary journal entries to record the collection and the remittance to the bank for:____.
a. alternative a.
b. alternative b.

Answers

Answer:

1.

ALTERNATIVE A

01-Jul

Dr Cash $570,000

Cr Notes Payable $570,000

ALTERNATIVE B

01-Jul

Dr Cash 601,400

Dr Loss on sale of receivables $18,600

Cr Accounts Receivables $620,000

2.

ALTERNATIVE A

Dr Cash $644,000

Cr Notes Payable $644,000

Dr Interest Expense $4,750

Dr Notes Payable 570,000

Cr Cash 574,750

ALTERNATIVE B

Dr Cash $210,000

Cr Accounts Receivable $210,000

Explanation:

1. Preparation of the journal entries that would be recorded on July 1 for alternative a and

alternative b.

ALTERNATIVE A

01-Jul

Dr Cash $570,000

Cr Notes Payable $570,000

(Notes payable collected)

ALTERNATIVE B

01-Jul

Dr Cash 601,400

($620,000-$18,600)

Dr Loss on sale of receivables $18,600 (3%*$620,000)

Cr Accounts Receivables $620,000

(Remittance to bank)

2. Preparation of the necessary journal entries to record the collection and the remittance to the bank for alternative a and

alternative b.

ALTERNATIVE A

Dr Cash (920,000 x 70%) $644,000

Cr Notes Payable $644,000

Dr nterest Expense($570,000 x 10%x 1/12) $4,750

Dr Notes Payable 570,000

Cr Cash 574,750

($570,000+$4,750)

ALTERNATIVE B

Dr Cash [ (920,000 -620,000)x 70%] $210,000

Cr Accounts Receivable $210,000

A food worker has prepared a large pot of rice that must be cooled. How should the food worker cool the rice safely?

Answers

Answer:

Cover the pot and leave it at room temperature.

Explanation:

That's how a food worker would cool rice safely.

Answer: Cover the pot and leave it at room temperature.

Explanation: took the test

For the coming year, Cleves Company anticipates a unit selling price of $100, a unit variable cost of $60, and fixed costs of $480,000.

Required:
1. Compute the anticipated break-even sales in units.
2. Compute the sales (units) required to realize a target profit of $240,000.
3. Construct a cost-volume-profit chart, assuming maximum sales of 20,000 units within the relevant range. From your chart, indicate whether each of the following sales levels would produce a profit, a loss, or break-even.

$1,200,000 SelectBreak-evenLossProfitItem 3
$1,000,000 SelectBreak-evenLossProfitItem 4
$800,000 SelectBreak-evenLossProfitItem 5
$400,000 SelectBreak-evenLossProfitItem 6
$200,000 SelectBreak-evenLossProfitItem 7

4. Determine the probable income (loss) from operations if sales total 16,000 units.

Answers

Solution :

1. The break even sales in units is given by :

   Break even sales in units = [tex]$\frac{\text{fixed cost}}{\text{contribution per unit}}$[/tex]

Where, contribution per unit = selling price per unit - variable cost per unit

The anticipated break even sales in units of Cleaves company in the coming year is :

Break even sales in units = [tex]$\frac{480,000}{40}$[/tex]

Contribution per unit = $ 100 - $ 60

                                   = $ 40

So the company anticipates its breakeven sales at 12,000 units.

2. In order tot earn profit the sales generated should overcome the breakeven point. The desired profit is $240,000, the sales required to earn the desired profit can be computed using the formula :

Desired sales in units = [tex]$\frac{\text{fixed cost + desired cost}}{\text{contribution per unit}}$[/tex]

                                    [tex]$=\frac{480,000+240,000}{40}$[/tex]

                                    = 18,000 units

Thus, the sales in units required to earn a profit of $ 240,000 are 18,000 units.

3. The sales in excess of the breakeven point would yield a profit on the contrary the sales below the breakeven point would result in a loss.

In the given sales in dollar =  breakeven sales in units x selling price per unit

                                           = 12,000 x 100

                                           = $ 1,200,000

∴ the sales above $1,200,000 would result in a profit whereas the sales below $1,200,000 would result in loss.

The cost volume profit chart below indicates the profit, loss, breakeven at different sales levels :

Sales levels           Result

1,200,000          Breakeven

1,000,000           Loss

800,000             Loss

400,000             Loss

200,000            Loss

4. The income on sale of 16,000 units is computed below :

Particulars                        Amount is $

Sales                                 1,600,000

Less : variable cost           960,000

Contribution                      640,000

Less : Fixed cost               480,000

Profit                                  160,000

The break-even sales in units are calculated as follows:

What is Break Even Point ?

Breakeven unit sales =

In this case, contribution per unit equals selling price per unit minus variable cost per unit.

The Cleaves Company's estimated break-even unit sales for the upcoming year are:

Breakeven unit sales =

Contribution per unit equals $100 minus $60.

= $ 40

The business therefore projects 12,000 units as its breakeven sales.

(2) 2. Sales must exceed the breakeven point in order to create a profit. The sales needed to achieve the desired profit, which is $240,000, can be calculated using the formula:

Ideally, sales would equal

= 18,000 units

Thus, the sales in units required to earn a profit of $ 240,000 are 18,000 units.

(3)  3. Sales beyond the breakeven threshold would result in a profit; sales below the breakeven point, on the other hand, would result in a loss.

Sales in dollars for the given period equal breakeven sales in units times selling price per unit.

= 12,000 x 100

= $ 1,200,000

Sales that exceed $1,200,000 generate a profit, whilst sales that go below that threshold generate a loss.

The following cost volume profit chart shows the profit, loss, and breakeven points at various sales levels:

Resulting sales levels

Breakeven is 1,000,000

1,000,000 Loss

800,000 Loss

400,000 Loss

200,000 Loss

4. The earnings from the sale of 16,000 units are calculated as follows:

Particulars The amount is $

Sales 1,600,000

Variable cost is 960,000 less.

640,000 dollars were contributed.

Less: 480,000 in fixed costs.

Gain of 160,000

Learn more about Break Even Point here

https://brainly.com/question/29063970

# SPJ 2

Olivia wants to buy some vacant land for investment purposes. She currently cannot afford the full purchase price. Instead, Olivia pays the landowner $8,000 to obtain an option to buy the land for $175,000 anytime in the next four years. Fourteen months after purchasing the option, Olivia sells the option for $10,000. What is the amount and character of Olivia's gain or loss

Answers

Answer:

$2,000 gain

Explanation:

Calculation to determine the amount and character of Olivia's gain or loss

Based on the information given we were told that she pays the landowner the amount of $8,000 in order for her to obtain an option to buy a land in which after purchasing the option she sells the option for the amount of $10,000 making her to gain the amount of $2,000.

Olivia's gain =$10,000-$8,000

Olivia's gain =$2,000

Therefore The amount and character of Olivia's gain will be $2,000

Answer: $2000

Explanation:

The amount and character of Olivia's gain or loss will be gotten by calculating the amount that Olivia paid the landowner $8,000 to obtain an option to buy the land and the amount she eventually sold the option. This will be:

= $10000 - $8000

= $2000

Therefore, she had a capital gain of $2000

Suppose a monopolist is producing a level of output such that MR > MC. Which of the following best describes what will happen as the firm moves to its profit-maximizing equilibrium? A) Marginal revenue will rise and marginal cost will fall. B) Marginal cost and marginal revenue will both rise. C) Marginal revenue will fall and marginal cost will rise. D) Marginal cost and marginal revenue will both fall.

Answers

Answer: C) Marginal revenue will fall and marginal cost will rise.

Explanation:

The profit-maximizing equilibrium is the production point where the Marginal Revenue equals the Marginal cost.

As the monopolist moves towards this point, they will see their marginal costs increase because they will be producing more goods.

For a monopolist to sell more goods however, they will need to reduce their prices. This means that Marginal revenue will come down.

Marginal revenue will keep decreasing and Marginal cost will keep increasing until both of them become equal to each other.

Nancy, the owner of a very successful hotel chain in the Southeast, is exploring the possibility of expanding the chain into a city in the Northeast. She incurs $35,000 of expenses associated with this investigation. Based on the regulatory environment for hotels in the city, she decides not to expand. During the year, she also investigates opening a restaurant that will be part of a national restaurant chain. Her expenses for this are $53,000. The restaurant begins operations on September 1.
Determine the amount Nancy can deduct in the current year for investigating these two businesses.

Answers

Answer:

$3,133.

As regard to opening a restaurant,  investigation expense = 53,000 - 2000 = $51,000.

Explanation:

Before diving straight into the solution to this problem, let's take out some of the parameters given in the question above.

=> Nancy incurs $35,000 of expenses associated with the investigation of the possibility of expanding the chain into a city in the Northeast.

=> Nancy expenses for investigates opening a restaurant that will be part of a national restaurant chain are $53,000.

The first thing to do right now is to determine the value for the  investigation as regard to the opening of a restaurant = [ 2000 × (51,000/180 months) × 4] = $3,133.

The next thing is to determine the value for the deduction which is available. This can be done below as:

The amount Nancy can deduct in the current year for investigating these two businesses = 5000 - [ 53000 - 50000] = $2, 000

As regard to opening a restaurant,  investigation expense = 53,000 - 2000 = $51,000.

Question 7 (4 points)
Saved
Which of the following inestments would be considered the most liquid?

Question 7 options:

Real Estate


A one year CD


A standard savings account


A 401k

Answers

i think A
hope this helps!! <3

Pearl Corporation reported net income of $49,100 in 2020. Depreciation expense was $17,200. The following working capital accounts changed.

Accounts receivable $11,200 increase
Available-for-sale debt securities 16,900 increase
Inventory 7,300 increase
Nontrade note payable 14,400 decrease
Accounts payable 13,300 increase

Required:
Compute net cash provided by operating activities. (Show amounts that decrease cash flow with either a - sign e.g. -15,000 or in parenthesis e.g. (15,000).)

Answers

Answer:

Net operating cash flow   $68,300

Explanation:

Operating cash flow is the amount of cash generated by a company from its main and normal business activity. This cash flow is useful to gauge the financial viability of a firm's business activity; the larger the better.

It is essentially computed as the net movement of cash inflow and outflow in respect of a business activities.

It is computed as follows:                          

                                                                  $

Net income                                              49,000

Add deprecation                                      17,200

Less increase in receivable                    (11.200)

add increase in payables                         13,300

Net operating cash flow                           68,300

Note that only items that relate to trading which is the core business area of the Pearl Corporation are considered. Depreciation is  added because it is a non-cash item initially deducted from net income.

An increase in receivable means a reduction in cash while an increase in payables implies cash savings

Net operating cash flow   $68,300

Answer the below case problem, giving the legal issue, the governing law and the rationale in support of your conclusion.
Arthur Jensen, Inc., was a corporation engaged in the housing construction business.
Arthur Jensen set up and was the sole owner and president of the corporation. Alaska Valuation Service [AVS] conducted housing appraisals for Jensen on numerous occasions over the years. When AVS took the orders for appraisals, it was not aware that it was dealing with a corporation. It believed that it was dealing directly with Jensen [i.e., as a sole proprietor]. Jensen never specifically informed AVS of his status as the president of Arthur Jensen, Inc. When AVS was not paid for appraisal services that it had performed, AVS sued Arthur Jensen, attempting to hold him personally liable for the unpaid appraisals.
Arthur Jensen argued that he could not be personally liable because he had acted on behalf of his corporation.
1. Decide the case based on the above stated facts.
2. Assuming Arthur Jensen could be held personally liable, how could Arthur
Jensen have better protected himself? [we discussed this in class]

Answers

Answer:

1. Decide the case based on the above stated facts.

Corporations provide limited liability to their owners, and one person corporations are legal in all states. Depending on how Arthur handled his business, the corporate veil might or not be lifted. If he separated the corporate account and managed the corporation separately for his other assets, then he is not liable.

On the other hand, if he paid the bills using his personal account, or used the corporation's assets as his own, then the outcome might change. We are not given enough details.

2. Assuming Arthur Jensen could be held personally liable, how could Arthur Jensen have better protected himself?

Simple, he should sign as the president of the corporation and pay using the corporation's account.

Theory Enterprises uses a standard cost system and prepared the following budget for May when 24,000 machine hours of activity were anticipated: variable overhead, $48,000; fixed overhead: $240,000. Actual data for May were: Standard machine hours allowed for output attained: 25,000 Actual machine hours worked: 24,000 Variable overhead incurred: $50,000 Fixed overhead incurred: $250,000 The variable-overhead spending and efficiency variances for Theory are: Variable-Overhead Spending Variance Variable-Overhead Efficiency Variance A. $ 0 $ 0 B. $ 0 $ 2,000 unfavorable C. $ 2,000 unfavorable $ 0 D. $ 2,000 favorable $ 2,000 unfavorable E. $ 2,000 unfavorable $ 2,000 favorable

Answers

Answer:

See below

Explanation:

a. Variable overhead spending variance

= AH × ( AR - SR)

Where

AH = Actual Hours worked = 24,000

AR = Actual variable overhead rate = $50,000

SR = Standard variable overhead rate = $48,000

Therefore,

Variable overhead spending variance

= 24,000 × ($50,000 - $48,000)

= $48,000

At the end of 2009, the following information is available for Clobes Company, Snyder Company, and Welz Company (you must show your calculations to receive full credit): Required: Which company has the highest level of financial risk? Using an appropriate ratio, support your answer. Which company is the most profitable from the owners' perspective? Using an appropriate ratio, support your answer. (3) Which company is getting the greatest return on assets? Show calculations.

Answers

Answer:

Answer is explained in the explanation section below.

Explanation:

Note: This question is incomplete and lacks necessary data to solve for this question. However I have found similar question on the internet and I will be using that data. Besides, I have attached the data used in the attachment below.

Solution:

1. The debt-to-equity ratio is the best way to assess financial risk. A higher debt-to-equity ratio indicates a higher level of financial risk. This ratio represents the willingness of the equity of the owners to fulfil their obligations.

Formula used:

Debt-to-equity ratio  =  Total liabilities divided by owner's equity

For Clobes:

Total liabilities = 100,000

Owners' equity =  200,000

Debt-to-equity ratio = 100000/200000 = 0.5

For Snyder:

Total liabilities = 300,000

Owners' equity = 200,000

Debt-to-equity ratio = 300000/200000 = 1.5  

For Welz:

Total liabilities = 300,000

Owners' equity = 100,000

Debt-to-equity ratio = 300000/100000 = 3

Welz faces the greatest financial risk because it has the highest debt-to-equity ratio. It has a debt-to-equity ratio of three. Even though it depends on the industry, a company's debt-to-equity ratio should be between 1 and 1.5 if it is considered optimal. In this case, Welz's financial risk is considerably higher.

2. calculate Return on Equity(ROE)

Formula used:

ROE = Net income / Owner's equity

For Clobes:  

Net income = 25,000

Owners' equity = 200,000

ROE = 25,000 / 200000 = 0.125

For Snyder:

Net income = 30,000

Owners' equity = 200,000

ROE = 30000 / 200000 = 0.15

For Welz:  

Net income = 20,000

Owners' equity = 200,000

ROE = 20000 / 100000 = 0.2

Welz has the highest return of equity (ROE) of 0.2.

As a result, Welz is the most profitable company.

3. Return on assets:

Formula used

Return on Assets = Net income / Total assets

For Clobes:  

Net income = 25,000

Total assets = 300,000

Return on Assets  = 25,000  / 300000 = 0.08

For Snyder:  

Net income = 30,000

Total assets = 500000

Return on Assets  = 30000 / 500000 = 0.06

For Welz:  

Net income = 20,000

Total assets = 400,000

Return on Assets  = 20000 / 400000 = 0.05

Hence,

Clobes has the highest return on assets, which is 0.08.

Muecke Inc. is working on its cash budget for April. The budgeted beginning cash balance is $40,000. Budgeted cash receipts total $150,000 and budgeted cash disbursements total $158,000. The desired ending cash balance is $50,000. To attain its desired ending cash balance for April, the company needs to borrow: Group of answer choices $18,000 $0 $50,000 $82,000

Answers

Answer:

See

Explanation:

common stock definition.​

Answers

Answer:

Common stock is a security that represents ownership in a corporation.

Explanation:

Holders of common stock elect the board of directors and vote on corporate policies.

An investor purchased a "par bond" for $300 with the principal $300. Over n = 5 years the bond will pay 8% coupon annually. Find the IRR of the cash flow stream (also called Yield to Maturity).

Answers

Answer:

8%

Explanation:

Internal rate of return is the discount rate that equates the after-tax cash flows from an investment to the amount invested

IRR can be calculated with a financial calculator  

Cash flow in year 0 = $-300

Cash flow each year from year 1 to 4 = [tex]\frac{8}{100}[/tex] × $300 = $24

Cash flow in year 5 = $300 + 24 = $324

  IRR = 8%

To find the IRR using a financial calculator:

1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.

2. After inputting all the cash flows, press the IRR button and then press the compute button.  

Bond X is a premium bond making semiannual payments. The bond has a coupon rate of 9.2%, a YTM of 7.2%, and has 17 years to maturity. Bond Y is a discount bond making semiannual payments. This bond has a coupon rate of 7.2%, a YTM of 9.2%, and also has 17 years to maturity. Assume the interest rates remain unchanged and both bonds have a par value of $1,000.
1. What are the prices of these bonds today?
2. What do you expect the prices of these bonds to be in one year?
3. What do you expect the prices of these bonds to be in three years?
4. What do you expect the prices of these bonds to be in eight years?
5. What do you expect the prices of these bonds to be in 12 years?
6. What do you expect the prices of these bonds to be in 17 years?

Answers

Answer:

I used an Excel spreadsheet to calculate the answers (see attached file):

1. What are the prices of these bonds today?

bond X = $1,194

bond Y = $830

2. What do you expect the prices of these bonds to be in one year?

bond X = $1,194

bond Y = $830

3. What do you expect the prices of these bonds to be in three years?

bond X = $1,175

bond Y = $844

4. What do you expect the prices of these bonds to be in eight years?

bond X = $1,131

bond Y = $879

5. What do you expect the prices of these bonds to be in 12 years?

bond X = $1,083

bond Y = $921

6. What do you expect the prices of these bonds to be in 17 years?

bond X = $1,046

bond Y = $1,036

Suppose that a hot dog vendor uses a cart (K) and his time (L) to make and sell hot dogs. The vendor's production function is , where Q is the number of hot dogs per day. Suppose that the rental on hot dog carts is $50 per day and that the vendor wants to produce 500 hot dogs per day. The demand for labor is ____.

Answers

Answer:

L = 2084.75 W^-0.3

Explanation:

The computation of the demand of the labor is shown below:

At the optimum input

As we know that

MRTS = MPL ÷ MPK = w ÷ r

0.7(K ÷ L)^0.3 ÷ 0.3(L ÷ K)^0.7 = w ÷ 50

7K ÷ 3L = w ÷ 50

K = (3 ÷ 350)wL

Now apply the production function

Q = K^0.3L^0.7

500 = ((3 ÷ 350)wL)^0.3 L^0.7

500 = (3 ÷ 350)^0.3 × w^0.3 × L

L = 2084.75 × w^-0.3.

Flexible Budget for Selling and Administrative Expenses for a Service Company Cloud Productivity Inc. uses flexible budgets that are based on the following data: Sales commissions 14% of sales Advertising expense 18% of sales Miscellaneous administrative expense $6,500 per month plus 12% of sales Office salaries expense $28,000 per month Customer support expenses $12,000 per month plus 20% of sales Research and development expense $30,000 per month Prepare a flexible selling and administrative expenses budget for March for sales volumes of $400,000, $500,000, and $600,000. (Use Exhibit 5 as a model.)

Answers

Answer:

Selling and administrative expenses budget for March

Sales Volume                                             $400,000   $500,000  $600,000

Sales commissions at 14 %                           $56,000     $70,000     $84,000

Advertising expense at 18%                          $72,000    $90,000    $108,000

Miscellaneous at $6,500 + 12%                   $54,500      $66,500     $78,500

Office salaries at                                           $28,000     $28,000     $28,000

Customer support at $12,000 + 20%          $92,000     $112,000    $132,000

Research and development at                     $30,000     $30,000     $30,000

Total                                                             $332,500   $396,500    $460,500

Explanation:

A flexible is a budget that is adjusted to the actual activity. Thus, adjust the costs items to the appropriate Sales Volumes.

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