Two Ethiopian institutions of saving are Iddir and Iqe-Beka.
1. Iddir: Traditional Ethiopian mutual aid organisation called Iddir, also known as Eddir runs as a savings and credit cooperative. Regular payments from members go into a communal fund, which is then used to assist members in need. It acts as a social safety net and encourages a saving and cooperative culture among neighbours.
2. Iqe-Beka: The rotating savings and credit association (ROSCA), which involves a group of people agreeing to each contribute a certain amount of money to a common fund, is the basis of the traditional Ethiopian saving system known as iqe-beka or ekub . The entire fund is distributed among the members in turn, allowing each to access a lump sum of money when their turn comes. This enables them to take care of their immediate financial needs or make investments in sources of income.
Iddir and Iqe-Beka are deeply ingrained in Ethiopian culture and have played a significant role in encouraging saving practises and offering financial assistance to community members in need. They have been essential in promoting social cohesiveness, trust, and economic toughness.
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A one-wheeled cart is used to carry 400N load. If the load is at a distance of 30cm from the wheel and the cart is 1.2 m long, what effort should be applied at the handles to lift the load? What are mechanical advantages, velocity ratio and efficiency? Is the efficiency in practice same as calculated one?
The load force to effort force ratio is the mechanical advantage. The distance traveled by the effort divided by the load is known as the velocity ratio. Efficiency is a measure of a system's ability to turn input work into productive output work.
Given
Load = 400N
Distance =30cm
Distance = 1.2m
Required to calculate mechanical advantages, velocity ratio, and efficiency
mechanical advantages = Load / Effort
= 400N / Effort
velocity ratio = Distance moved by effort / Distance moved by the load
= 1.2m / 0.3m = 4
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Why do only 45% of Americans take part in the political process OR VOTE?
Factors such as voter suppression, lack of interest, and difficulty in accessing voting booths contribute to the low voter turnout in the US.
There are several reasons why only 45% of Americans take part in the political process or vote, including:
Voter suppression: Some states have implemented laws and policies that make it difficult for certain groups of people, such as minorities and low-income individuals, to vote.Lack of interest: Many people feel that their vote does not matter or that the political system is corrupt, leading to a lack of interest in participating in the political process.Difficulty in accessing voting booths: Some people face challenges in accessing polling places, such as long lines, limited hours, or distance from their homes.Disenfranchisement: People with criminal records may be ineligible to vote in some states, leading to a decrease in voter turnout.Political polarization: The increasing divide between political parties and their ideologies may discourage some people from participating in the political process.In summary, various factors contribute to the low voter turnout in the US, including voter suppression, lack of interest, difficulty in accessing voting booths, disenfranchisement, and political polarization.
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in at least 150 words compare philosophies and constitutionalism
Philosophies and constitutionalism are distinct concepts, with philosophies encompassing a broad range of ideologies and beliefs, while constitutionalism refers specifically to the principles and practices of governance based on a constitution.
Philosophies and constitutionalism are different in nature and scope. Philosophies encompass a wide range of ideologies and beliefs that shape individuals' views on various aspects of life, including ethics, morality, politics, and the nature of reality. They provide a foundation for individual or collective perspectives on how society should be organized and governed. Philosophies can differ significantly, ranging from liberalism and socialism to conservatism and existentialism.
On the other hand, constitutionalism specifically refers to the principles and practices of governance based on a constitution. Constitutionalism establishes the framework for the exercise of political power, the protection of individual rights, and the distribution of authority within a political system. It places limitations on the power of the government and provides a system of checks and balances. Constitutionalism emphasizes the rule of law, accountability, and the protection of fundamental rights and liberties.
While philosophies provide the broader ideological underpinnings of governance and societal values, constitutionalism translates those principles into concrete legal and institutional frameworks. Constitutionalism ensures that governance adheres to the principles and values espoused by various philosophies, providing a system of rules and structures to guide and regulate political power within a society.
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A political advertisement shows a candidate standing in front of a giant American flag with members of law enforcement and the military at her side to imply her pratiotism. This is an example of?
A political advertisement shows a candidate standing in front of a giant American flag with members of law enforcement and the military at her side to imply her patriotism. This is an example of symbolism.
Flags may stand for safety or danger, freedom or control, depending on where they are flown. Flags are most recognized in modern society as national symbols since they combine a nation's past, present, and future goals into one.
"Doing the right thing by individuals, especially veterans who raise their right hand to protect this nation, is what patriotism is all about. Even when we entered the war, we didn't give up on the nation. I believe that caring for a veteran who is still alive is the finest way to pay tribute to a fallen service member.
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Select one valuation technique (Engagement letter, Valuation report, methodologies selection etc...) and discuss how it is being used.
Answer:
Explanation:
A valuation report is a document that summarizes the analysis and findings of a valuation process, which aims to estimate the fair market value of a business, asset, or equity. A valuation report can be used for various purposes, such as mergers and acquisitions, litigation, taxation, or financial reporting.
Which valuation technique do you find most useful in your professional field? Why?
As a a lawyer, one valuation technique that could be valuable in your professional field is the income approach.
Why is this valuation method best ?The income approach is commonly used in legal contexts, particularly in cases involving business valuation, intellectual property, or economic damages. This approach involves estimating the present value of future income or cash flows generated by an asset or business.
It requires analyzing historical and projected financial data, considering factors such as revenue, expenses, growth rates, and risk factors.
The income approach can be beneficial in legal matters as it provides a systematic and quantitative method to assess the economic value of assets, businesses, or intellectual property.
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Select one valuation technique (Engagement letter, Valuation report, methodologies selection etc...) and discuss how it is being used.
Explanation:
One valuation technique commonly used in business and financial contexts is the Valuation Report. A Valuation Report is a comprehensive document that provides an in-depth analysis and assessment of the value of an asset, business, or investment opportunity. This report is typically prepared by a qualified valuation professional or an appraisal firm.
The purpose of a Valuation Report is to provide an unbiased and well-documented estimation of the fair market value of the subject asset. It serves as a crucial tool for various stakeholders such as investors, shareholders, buyers, sellers, and financial institutions to make informed decisions regarding the value and potential risks associated with an investment or transaction.
The Valuation Report typically includes the following key elements:
1. Introduction: This section provides an overview of the purpose and scope of the valuation, along with the identification of the subject asset and its relevant characteristics.
2. Valuation Methodology: The report outlines the methodologies and approaches used to determine the value. Common valuation methods include the income approach, market approach, and asset-based approach. The selection of the appropriate method depends on the nature of the asset being valued and the availability of relevant data.
3. Data Analysis: This section involves the collection and analysis of relevant financial and non-financial information. It may include financial statements, industry benchmarks, market trends, comparable transactions, and other relevant data.
4. Assumptions and Limiting Conditions: The report explicitly states the assumptions made during the valuation process and any limiting conditions that may affect the accuracy or reliability of the valuation.
5. Valuation Results and Conclusion: The report presents the calculated value of the asset based on the chosen valuation methodology. It may also include a range of values or alternative scenarios if appropriate. The conclusion provides an overall assessment of the value and may include additional insights or recommendations.
A Valuation Report is a valuable tool in various scenarios such as mergers and acquisitions, financial reporting, litigation support, tax planning, and dispute resolution. It provides a detailed analysis that helps stakeholders understand the value drivers, potential risks, and the underlying factors impacting the value of the subject asset.
It is important to note that the preparation of a Valuation Report requires expertise in valuation techniques, financial analysis, and knowledge of relevant industry and market trends. It is often performed by professionals such as Certified Public Accountants (CPAs), Chartered Financial Analysts (CFAs), or Accredited Senior Appraisers (ASAs), who adhere to professional standards and guidelines to ensure the accuracy and credibility of the valuation analysis.
What are the main challenges you face when applying Income-based valuation techniques in practice?
The main challenges when applying income-based valuation techniques in practice is the accurate estimation of future cash flows and their growth rates.
How can the estimation of future cash flows and growth rates pose challenges?Estimating future cash flows and growth rates is essential in income-based valuation techniques such as discounted cash flow (DCF) analysis but predicting the future performance of a business can be inherently uncertain and subject to various factors such as market conditions, competition and economic fluctuations.
It requires careful analysis and consideration of historical data, industry trends and macroeconomic factors. The accurately projecting long-term growth rates can be challenging especially for companies operating in dynamic and evolving industries.
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Population
O D.
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Years
According to the graph, during which year did an event reduce the carrying capacity of the area?
OA. year 3
OB.
year 6
O C.
year 10
year 11
According to the graph, during option D. year 11 was when an event reduce the carrying capacity of the area.
What is the carrying capacity?Carrying capacity is the maximum size of the population of a species that a certain environment can support for an extended period of time.
In the graph, there is a balance height where the population size reaches and population size reaches its maximum at time point 12, after which there is no increase in population size. So, time point 11 represents the reduction time for the carrying capacity of the area.
Therefore, the correct answer is D.
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Critics of the legalization of gay marriage who claimed that it would lead to marriage in general being meaningless were using what type of fallacy in their arguments? a)either/or b)slippery slope c)ad populum d)begging the claim
The fallacy that critics of the legalization of gay marriage would be used in their argument is the slippery slope fallacy. The correct option is b.
When someone asserts that a specific course of action or event would unavoidably result in a string of unfavorable outcomes without offering sufficient evidence to back up this causal link, they are committing the slippery slope fallacy.
Without demonstrating how this trend will take place, the critics, in this case, assert that allowing gay marriage will result in the meaninglessness of marriage in general. It is significant to emphasize that this misconception ignores the potential for alternate outcomes and oversimplifies the complicated processes involved in societal transformation.
Thus, the ideal selection is option b.
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What is one main theme of this story? It is important to appreciate people for their unique interests and strengths. If you want to accomplish a goal, take one small step at a time towards it. Animals are an important part of the world and should be treated better. Sports have a way of bringing people together that nothing else can match.
The main theme of this story is option A. "It is important to appreciate people for their unique interests and strengths."
What is a theme?A theme, in the context of literature or storytelling, refers to a central or underlying idea or message that runs throughout a work.
It is a broad concept or topic that the author explores and develops through various elements such as characters, plot, setting, and symbolism. Themes often reflect the deeper meaning or purpose of the story and can evoke emotions, provoke thoughts, or convey certain values or lessons to the audience.
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Which valuation technique do you find most useful in your professional field? Why?
most often, the Discounted Cash Flow (DCF) method is considered the most useful valuation technique in the field of finance and investing. This technique involves estimating the future cash flows of a business or investment and discounting them back to their present value to determine the intrinsic value of the asset. The DCF method takes into account the time value of money and provides a detailed analysis of the potential returns on investment. However, it requires accurate assumptions about future cash flows and discount rates, which can be difficult to predict. Other valuation techniques include comparables analysis and the dividend discount model, which are also widely used and can complement the DCF method.
In "The Story of Baba Abdalla," how does Baba Abdalla respond after losing his sight?
Responses
He becomes angry with the dervish
He gives the dervish all his riches.
He runs away from the dervish in fear.
He asks the dervish to restore his sight.
(please help quiz)10 points
In "The Story of Baba Abdalla," after losing his sight, Baba Abdalla requests the dervish to restore his sight.
In "The Story of Baba Abdalla," Baba Abdalla responded after losing his sight by asking the dervish to restore his sight. The story of Baba Abdalla is an Arabic fairy tale that tells of a rich merchant who lost everything and was forced to beg for a living. The story takes a twist when Baba Abdalla encounters a Dervish who gives him a silver ring with an inscription that states, "Tie me and read me, and your wish will be fulfilled."Baba Abdalla is skeptical of the Dervish's claim but eventually ties the ring around his arm and recites the inscription. The Dervish suddenly appears and commands him to follow him. Baba Abdalla finds himself inside a magnificent palace where the Dervish tells him he can have whatever he desires. Baba Abdalla, realizing he has lost his sight, asks the Dervish to restore it. The Dervish replies by telling Baba Abdalla that his sight will be restored but warns him not to doubt the power of the ring. After reciting the inscription, Baba Abdalla's sight is restored.Baba Abdalla is overjoyed at his restored sight and thanks the Dervish. He returns home, and soon his life changes for the better. The story illustrates the power of belief and faith and encourages readers to never give up on their dreams and desires.For more such questions on Baba Abdalla:
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discuss how valuation report technique is being used?
Answer:
How Do You Calculate Valuation?
There are many ways to calculate valuation and will differ on what is being valued and when. A common calculation in valuing a business involves determining the fair value of all of its assets minus all of its liabilities. This is an asset-based calculation.What Is the Purpose of Valuation?
The purpose of valuation is to determine the worth of an asset or company and compare that to the current market price. This is done so for a variety of reasons, such as bringing on investors, selling the company, purchasing the company, selling off assets or portions of the business, the exit of a partner, or inheritance purposes.The Bottom Line
Valuation is the process of determining the worth of an asset or company. Valuation is important because it provides prospective buyers with an idea of how much they should pay for an asset or company and for prospective sellers, how much they should sell for.Valuation plays an important role in the M&A industry, as well as in regard to the growth of a company. There are many valuation methods, all of which come with their pros and cons.Explanation:
I hope this answer is able to be of assist to you, let me know if you have any questions or not.