predicting the approval of a mortgage Examples of classification models include forecasting consumer purchasing behavior.
A mortgage is a sort of loan used to buy or keep up a house, land, or other real estate. The borrower consents to make payments to the mortgage lender over time, typically in the form of a series of regular behavior payments that are split into principal and interest. Then, the asset is used as security to protect the loan.
Borrowers must submit an application through their preferred lender and make sure they satisfy a number of criteria, including minimum credit mortgage scores and down payments. Before they proceed to the closing stage, mortgage applications must pass a stringent underwriting procedure. Depending on the borrower's needs, different mortgage behavior kinds exist, such as fixed-rate and conventional loans.
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when you use a finger to focus on bold headings and other text features before you read, we call this…
A searching
B preparing
C focusing
D scanning
Answer:
i feel it would be scanning
Explanation:
Complete the sentence. A religious perspective that emphasizes a literal interpretation of principles is called while refers to an absence of religious or spiritual point of view.
A religious perspective that emphasizes a literal interpretation of principles is called Fundamentalism while refers to an absence of religious or spiritual point of view is called Atheism.
What is Fundamentalism?
It is a type of conservative religious movement characterized by the advocacy of strict conformity to sacred texts. Once used exclusively to refer to American Protestants who insisted on the inerrancy of the Bible, the term fundamentalism was applied more broadly beginning in the late 20th century to a wide variety of religious movements. Indeed, in the broad sense of the term, many of the major religions of the world may be said to have fundamentalist movements.
What is Atheism?
Atheism is not an affirmative belief that there is no god nor does it answer any other question about what a person believes. It is simply a rejection of the assertion that there are gods. Atheism is too often defined incorrectly as a belief system. Atheism is not a disbelief in gods or a denial of gods; it is a lack of belief in gods.
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A survey finds that miners in west virginia are less healthy than miners in any other state. passing federal laws regulating mining conditions would be an example of which broad economic goal? equity freedom growth security
Equity will be the broad economic goal.
What are federal laws?
A federal law is a bill lapsed each homes of Congress, signed by the President, upturned by a Presidential veto, or allowed to enter into force while not having the President's signature .The United States Codes includes all the general and permanent federal laws
Few examples of federal laws in USA are:
Fair Labor Standards Act Age Discrimination in Employment Act Family and Medical Leave Act Americans With Disabilities ActWhy do we need federal laws?
Laws protect our general security and protect our rights as citizens from abuse by other people, organizations, and the government itself. Federal law prohibits discrimination based on an individual's national origin, race, color, religion, disability, sex, or marital status. Nationality-based discrimination laws prohibit discrimination based on a person's origin, ancestry, culture, or language.
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Answer:
A- Equity
Explanation:
Took the test got it right!
you are dispatched to a residence where a middle-aged man was found unconscious in his front yard. there are no witnesses who can tell you what happened. you find him in a prone position; his eyes are closed and he is not moving. your first action should be to:
The unconscious man needs to be collectively log rolled into a supine position (face upward).
Enumerate the steps to take care of an unconscious patient.1. Gently tilt the person's head back while placing one hand on their forehead.
2. Monitor the breathing
3. Put patient in the recovery position
4.If you believe he could have spinal injuries
5. Call for assistance
Describe the four P's of patient care.Predictive, preventative, personalized, and participatory care (the four Ps) are the cornerstones of a clinical medicine model that presents real opportunity to change the healthcare paradigm.
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Which of the following types of species interaction is correctly paired with its effects on the density of the two interacting populations?
commensalism: as one increases the other stays the same
Commensalism is an accurate description of the types of species interaction and how it affects the density of the two interacting populations. As one increases, the other remains constant.
In biology, commensalism is a connection between members of two Commensalism species in which one species uses the resources of the other for food or other purposes without causing harm to or gaining anything in return from the other.
The commensal species, which gains from the connection, may ingest density nutrients from the unaffected host species or find refuge, support, or means of locomotion there. A larger host and a smaller commensal are frequently in a commensal relationship. While the commensal species Commensalism may exhibit significant morphological modification, the host organism remains fundamentally unchanged as a result of the contact. Mutualism, in which both species density profit, can be compared with this relationship.
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when does public-opinion polling take place during a campaign? question 4 options: at the very beginning only toward the end of the campaign throughout the entire campaign never
Public-opinion polling takes place throughout the entire campaign.
An unbiased scientific opinion poll is a type of survey or inquiry designed to determine public opinion on a specific issue or set of issues. Trained interviewers ask questions to people randomly selected from the population to be measured.
Based on the results, answers are given and interpretations are made. With a random sample, it is important that all members of the population under investigation have the same chance of participating. Otherwise, the results could be biased and therefore not representative of the population.
Representative samples are selected in order to make generalizations about a particular population studied.
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dr. martin luther king, jr. used his public speaking abilities and magnetism to inspire african americans to stand up against injustice in an extremely hostile environment. he is an example of a(n) leader.
Dr. martin luther king is an example of a Charismatic leader, jr. used his public speaking abilities and magnetism to inspire african, americans to stand up against injustice in an extremely hostile environment.
What is definition of injustice?
The word injustice is a noun that means the default of justice, an unfair action or an unfair act, or the breach of the rights of others – a person, thing, or notion.
Dr. martin luther king is an example of a Charismatic leader, jr. used his public speaking abilities and magnetism to inspire african, americans to stand up against injustice in an extremely hostile environment.
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seven-year-old lindsay is easily upset. she often throws dramatic fits, and her parents often feel as if they are walking on eggshells around her. based on the dsm-5, lindsay might be diagnosed with disorder.
Based on the DSM-5, Lindsay might be diagnosed with disruptive mood dysregulation disorder.
The Diagnostic and Statistical Manual of Mental Disorders (DSM-5) provides a list and details of mental disorders that can be found in people.
According to this manual, disruptive mood dysregulation can be described as a childhood psychological disorder in which the child gets easily upset, has an aggressive nature and his temper seems to be bursting every minute. Parents find it extremely difficult to handle a child with disruptive mood dysregulation.
As Lindsay is also exhibiting the behavior of getting angry and upset and she throws dramatic fits, she will be diagnosed with disruptive mood dysregulation.
The question will correctly be written as:
Seven-year-old Lindsay is easily upset. She often throws dramatic fits, and her parents often feel as if they are walking on eggshells around her. Based on the Diagnostic and Statistical Manual of Mental Disorders, Fifth Edition (DSM-5), Lindsay might be diagnosed with _____ disorder.
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when using creative dimension filtering, what steps must be taken to generate dynamic previews correctly?
You can reduce the amount of columns within your feed by using the creative dimensions filter.
Why do we use the term "dimension"?Something's size, including its breadth, height, and depth: She took exact measurements of the room's dimensions in one direction, like the distance from ceiling to the floor. The space was shockingly small, both in terms of length, width, and height.
What do actual dimensions mean?In daily life, we live in a three-dimensional environment known as a big "cupboard" with height, breadth, and depth. Less visibly, time can be thought of as a fourth, additional dimension, like Einstein famously demonstrated.
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Overall, research suggests that gender differences in the areas of intelligence and memory are ___________.
Overall, evidence indicates that there are gender differences in memory and intelligence. number of siblings, verbal intelligence, and working memory.
According to research, mothers communicate to and support their children verbally when they are young. Overall, these meta-analyses demonstrate that men have much higher spatial ability than women. According to a number of these research, parents with higher levels of education may manifest themselves as variations in their perspectives on gender roles, psychology, the study of psychological gender disparities, and challenging the masculine bias prevalent in the application of the scientific method.
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what is an organized effort to persuade voters to choose one candidate over others competing for the same office called?
An organized attempt to persuade voters to support one candidate over others running for the same office is known as an election campaign.
- Election campaigns serve the objective of holding a free and open discussion about which candidate would make a better representative and, as a result, which party would establish a better government.
- Election campaigns involve putting up campaign signs, hosting gatherings. In order to win over voters, there are also information booths run by the parties whose candidates are running. These booths distribute stickers, leaflets, and badges.
- Election campaigns entice supporters of a candidate or party as well as potential voters to cast ballots for particular candidates.
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Which of the following is a major difference between the peripheral and central routes to persuasion? a. The peripheral route involves more cognitive elaboration than the central route. b. The peripheral route focuses more on careful thinking about the content of a message, whereas the central route focuses more on superficial characteristics of the message delivery. c. The peripheral route involves less cognitive elaboration than the central route. d. The peripheral route is always more influential than the central route.
The peripheral route focuses more on careful thinking about content of message, whereas central route focuses more on superficial characteristics of message delivery is major difference between peripheral and central routes to the persuasion.
What is persuasion?Influence is a general term for persuasion or persuasive techniques. It is possible to persuade someone to change their ideas, attitudes, intentions, motives, or behaviors. Many academic fields study persuasion. Rhetoric, which focuses on persuasion techniques in speech and writing, is sometimes taught as a classical discipline. Psychology examines persuasion from the perspective of personal behavior, and neuroscience investigates the brain activity behind this behavior. The influence of propaganda on historical events is a topic that both political science and history are interested in. When making a sales pitch, running for office, or advocating a case, persuasion is frequently done to further one's own interests. Utilizing one's position or personal assets to influence others is another definition of persuasion.
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Why did john white leave the roanoke colony
Answer:
Before John White could relocate his colony to the shores of Chesapeake Bay, the dire need for supplies compelled him to leave his settlers at the Roanoke site and return to England. The colonists forced White to promise to return to England and bring back more supplies for the colony, which he agreed to do.
Explanation:
the description of the moon in the first paragraph serves to i. convey an ominous tone ii. associate the moon with the chapel second paragraph) iii. associate the moon with the organ pipes third paragraph)
The description of the moonlight in the opening paragraph aims to generate an ominous tone and tie the moon with the chapel.
The pattern of storytelling development that seeks to make a place, item, character, or group come to life is known as description. Along with explanation, argumentation, and narration, description is one of four persuasive styles. In actuality, it would be difficult to compose fiction that relied solely on one of the four basic forms. Characterization is the fiction-writing method for conveying a mental image of the specifics of a story. Description, along with conversation, narration, exposition, and summarizing, is one of the most well-known fiction-writing modes. The most acceptable and successful strategies for delivering description are a topic of continuing debate among authors and writing coaches.
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according to lecture, what is a defining characteristic of countries in which people report the highest levels of happiness?
People in Finland and other Nordic nations express the greatest levels of contentment. Strong social support, freedom of choice, sustaining the spirit of humanity, and gender equality are the defining traits of Nordic countries.
Finland is ranked as the happiest nation in the world for the fifth consecutive year, according to the 2022 World Happiness Report. In the yearly survey released on Friday, March 18, 2022, Denmark, Iceland, Switzerland, and the Netherlands are placed in their wake.
According to the Happiness Report, factors that improve these life evaluations in each nation include a high GDP per capita, a strong social support network among friends and family, a healthy life expectancy, the freedom to pursue one's goals in life, the absence of corruption in the political and business sectors, and charitable giving.
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Freire did very poorly on his last arithmetic test. The tendency to make the fundamental attribution error might lead his sixth-grade teacher to conclude that Freire did poorly because:
Group of answer choices
a) he was not given enough time to complete the test.
b) his parents had an argument the evening before the test.
c) the test covered material that had not been adequately covered in class.
d) he is unmotivated to do well in school.
d) He is unmotivated to do well in school.
Why does the basic attribution mistake happen?Because they focus too much on the behavior or personality of the person in the circumstance and not enough on the context, people commit the fundamental attribution error.
There are three different kinds of attribution bias: actor-observer bias, fundamental attribution mistake, and self-serving bias.
Why is basic attribution error so prevalent?People frequently make the fundamental attribution error because it is simpler and quicker to assume that a person's behavior is only determined by their personality rather than trying to take into account all of the other situational elements.
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which factor contributed to colonel james fannin's decision to surrender to general josé de urrea?
The main factor that contributed to the withdrawal of Colonel Fannin was the letter that General Sam Houston sent to Him.
In 1836, occurred a battle which had different names but the principal was the "battle of Coleto". In this battle, Fannin Faced the General of the Mexican army whose name was Jose De Urrea. Simultaneously, there Sam Houston was another battle in which the Texian troops lost and because of this, the general Sam Houston sent a letter to Fannin and summoned all the Texian troops in Victoria.
James Walker Fannin Jr., an American soldier in the Texas Army and a Colonel Fannin slave trader who died on March 27, 1836, was a key figure in the Texas Revolution against Mexico. Colonel Fannin and nearly all of his 344 men were executed shortly afterwards at Goliad, Texas, in Colonel Fannin accordance with Santa Anna's orders to execute all Sam Houston rebels after Mexican forces defeated them at the Battle of Coleto Creek and forced them to surrender.
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the coach firmly believes if his players work as hard as they can and follow the rigorous practice schedule, they have a very good chance of winning the championship. if the coach can make the players believe this will actually happen, then they might increase their motivation to achieve this desired goal. what motivational theory does this represent
Expectancy theory is the motivational theory that the above scenario represents.
What is expectancy theory?According to expectancy theory, people are more motivated to work hard if they believe their efforts will be noticed and rewarded (Vroom, 1964). As a result, businesses that use performance-based pay might anticipate improvements. Performance-based compensation can tie benefits to the quantity of work that employees produce.
What is meant by motivational theory?Understanding what motivates a person to work toward a specific goal or result is the subject of motivation theory. All of society can benefit from it, but business and management stand to gain the most. This is so because motivated employees are more productive, and more lucrative employees are those that are more productive.
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name two ways the mongols were good for regions they concured
Answer:
The Mongol empire spared teachers of taxation and led to the great spread of printing all over East Asia. They also helped the rise of an educated class in Korea
Explanation:
15._______________ describes children who display severe aggressive and antisocial acts involving inflictingpain on others or interfering with others’ rights.a.Early-onset psychopathyb.Callous behavior disorderc.Oppositional defiant disorderd.conduct disorder
Children who exhibit extreme aggression and antisocial behavior, such as causing harm on others or interference with their rights, are said to have conduct disorder.
What do you mean by rights?
Rights are fundamental normative norms regarding what is permitted of people or due to people in accordance with some legal system, social custom, or ethical theory. Rights are therefore political, economic, or moral rules of freedom or entitlement.
What are the principal five rights?
Human rights cover a wide range of rights, such as the freedom from tyranny and torture, the right to liberty and security, the freedom of speech, the right to a job and an education, among many more. These rights apply to everyone without exception.
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the minimum wage can be thought of as a price floor. the great majority of labor economists believe that a minimum wage unemployment among young and unskilled workers.
The minimum wage which can be thought for any price floor. Then the majority for labor economists wants to believe that at a minimum wage Increases with unemployment among everyone or young with unskilled workers.
A diffused factor human beings frequently neglect is that at a excessive minimal wage, employers will generally tend to disregard the least professional employees. They would require greater revel in or capabilities for his or her minimal-salary jobs at $15 than at decrease levels. Economists apprehend this, with eighty three percentage responding that a $15 minimal salary could have precisely this effect.
Finally, if authorities goes to have a poverty remedy program, a minimal salary is a awful manner to do it. There are higher options. Rather than messing with the salary device and welcoming all kinds of unintentional consequences, it's miles easier and greater green to in reality deliver cash. sixty four percentage of respondents view a $15 minimal salary as “now no longer at all” green at addressing low profits needs, at the same time as sixty four percentage rated an extended Earned Income Tax Credit (EITC) as “very” green.
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a motivation that usually involves sexual contact between several family members and is motivated by an eroticization of family roles is called a(n):
A motivation that usually involves sexual contact between several family members and is motivated by an eroticization of family roles is called an erotic based motivation.
What drives a person toward sex?According to the law, "sexual motivation" is "that one of the goals for which the defendant committed the offence was for his or her or another person's sexual enjoyment." The unique details of a case are used by prosecutors in an effort to show the presence of sexual motivation.
How can I have a sexual agenda?Hill asserts that men "gain keenness of imagination, courage, willpower, persistence, and creative capacity when propelled by desire, which they do not otherwise possess." "When harnessed and directed along other lines," he continues, "this motivating drive preserves all of its qualities of keenness of imagination, fearlessness, etc., which may be exploited as great creative forces in literature, art, or any other professional vocation, including the amassing of wealth."
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if marijuana were decriminalized, but not legalized, this would likely mean that driving under the influence of marijuana would not be a crime. true false
If marijuana were decriminalized, but not legalized, this would likely mean that driving under the influence of marijuana would not be a crime , this statement true.
What subset of pharmaceuticals does cannabis fall under?Marijuana is classified as a Schedule I substance under the Controlled Substances Act, which implies it has a high potential for misuse, no accepted medical purpose in American treatment, and no accepted safety for use under medical supervision.
What form does marijuana take?Cannabis buds are the cannabis plant's blooms, which are typically smoked. These buds might differ in size and shape depending on the strain. Typically, they have a brownish green tinge. Cannabis buds resemble dried clusters with trichomes, which are little crystals or hairs, sticking out of them.
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Which technique indoctrinates people into performing actions against their beliefs by initially requesting them to carry out apparently small, harmless tasks?.
Foot in the door technique indoctrinates people into performing actions against their beliefs by initially requesting them to carry out apparently small, harmless tasks.
What's an example of indoctrination?Indoctrination includes obfuscating information, denigrating student viewpoints, and rejecting any views that go against the teacher's worldview. A method of imposing preferred ideals without a free exchange of ideas is indoctrination.
What traits characterize indoctrination?Philosophers have historically identified four additional conditions for indoctrination in addition to instruction for belief: The three components of how beliefs were taught are technique, substance, and intention. The teacher's goals include how she wants her students to react to the views she has instilled.
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Dreams often involve sudden emotional reactions and surprising changes in scene. This best serves to support the theory that dreamsare triggered by random bursts of neural activity
Dreams can involve unexpected emotional responses because they are typically triggered by random bursts of brain activity.
What are the seven most prevalent emotions?
The scientific community has generally accepted the notion that there are seven primary emotions, each of which has a unique facial expression. Surprise, Fear, Disgust, Anger, Happiness, Sadness, Fear, Disgust, and Disgust are the emotions that they encompass.
What triggers your emotional reactions?
Triggers can be objects, places, or people, as well as sounds, language, and colors. Others' expressions of rage or sorrow may trigger automatic emotional responses inside us. For example, you might have no issue connecting with someone while they're angry but struggle to do so when they're crying.
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as of 2021, about how many states had shield laws protecting journalists from revealing certain information and/or confidential sources in court proceedings?
As of 2021, there are 47 states that have shield laws protecting journalists from revealing certain information and/or confidential sources in court proceedings.
The Benefits of Shield Laws for JournalistsThe protection of journalists and their confidential sources has been an ongoing issue for many years. Shield laws are an important tool for protecting journalists from having to reveal confidential sources or other sensitive information in court proceedings. As of 2021, 47 states have shield laws in place that provide varying levels of protection for journalists.
The benefits of shield laws are clear:
Not only do they protect journalists from having to reveal confidential sources, but they also provide an additional layer of protection for the free press as a whole. By protecting journalists from having to reveal confidential sources, these shield laws ensure that journalists are able to continue to do their job without fear of retribution or reprisal. This is especially important in cases involving sensitive topics or sources, as journalists may be in danger if they are forced to reveal their sources.Learn more about Shield Laws for Journalists at: https://brainly.com/question/1022663
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The r and K - selection theory accounts for the level of parental investment early in the lives of their offspring. Which of the following BEST describes an r-selected strategy for parents?
a.) a large amount of parental energy is invested in producing a small number of offspring
b.) an r-selected species will assume high parental investment during juvenile stages
c.) parents expend a small amount of per capita energy to produce large numbers of offspring
d.) parents expend a large amount of per capita energy feeding and caring for large offspring
e.) the parents invest a small amount of energy producing a small number of offspring
The r and K - selection theory accounts for the level of parental investment early in the lives of their offspring. The statement that best describes an r-selected strategy for parents is parents expend a small amount of per capita energy to produce large numbers of offspring. So, the correct option is c.
r/K selection theory explains what types of life strategies evolve in the presence of density effects and individual differences. However, the relationship between the life schedules of individuals and the population size is still unclear, even if the theory can classify life strategies appropriately. R-selected species produce many offspring and provide little care to each individual offspring. Both r- and K-selected strategies have shown to be successful. R-selected species are called so after the variable "r", which in population ecology stands for the maximum reproductive rate within a population.
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. rather than categorizing people as either good or bad in two distinct categories, it is clear that coates speaks of humans as having pure and dark intentions and actions simultaneously. it is not the bad white people versus the good black people. that being said, how does coates speak of humanity and its complexities? give examples.
The process by which people divide themselves and other people into distinct groups is known as social categorization. By identifying underlying similarities or imposing structure on the social world, categorization facilitates perception and cognition connected to it (or both).
What distinguishes classifying from stereotypes?Image of classifying people into two distinct groups of good and bad
Prejudice and stereotypes may lead to discrimination. Social categorization, the natural cognitive process by which we divide people into social groups, is where prejudice and stereotypes first emerge. Our perceptions of groups are influenced by social categorization; for example, the idea of outgroup homogeneity.
What does the term "social categorization" mean?
Social categorization is the act of placing oneself and others into social groups based on shared characteristics like ethnicity, physical characteristics, or even psychological characteristics, frequently unintentionally or without one's knowledge.
What are the three components of the process of social categorization?
Image outcome
Three crucial cognitive processes—social categorization, social identification, and social comparison—form the basis of social identity theory.
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The Women's March, which began in response to President Trump's inauguration in 2017, is a grassroots movement that has created entry points for new grassroots activists. Of the following key functions of interest groups, which two best exemplify the the Women's March movement?
On January 21, 2017, the day following Donald Trump's inauguration as US president, there was a protest all over the world. Trump's rhetoric and policy stances served as the catalyst.
Women's March was a global day of action on January 21, 2017, to promote civil rights, gender equality, and other causes that were protest anticipated to face difficulties under newly-elected U.S. President Donald Trump. The march was originally planned to take place just in policy Washington, D.C., but "sister marches" appeared all throughout the United States and many other nations. It was largely acknowledged to be the greatest single-day protest in American history, with some estimates policy placing attendance at the numerous gatherings as much to 4.6 million.
The Women's March concept emerged after Republican Trump beat protest Democratic rival Hillary Clinton in the 2016 presidential election; moreover.
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Ann recently saw an ad for Claritin, a medicine perfect for counteracting her allergy symptoms. She immediately went to the store to purchase the product. In terms of the communication process, the Claritin ad created a(n) __________.a. stimulusb. exposurec. field of experienced. subconscious impulsee. response
Ann recently saw an ad for Claritin, a perfect medication to counteract her allergy symptoms. She immediately went to the store to buy the product.
The most effective direct marketing campaigns use targeted prospect lists to send their messages to only the most likely prospects. Promotion aims to stimulate demand for a company's goods or services. The promotional strategy is designed to inform, persuade or remind the target audience about those products. The promotional objective in the maturity stage is to remind consumers of the existence of the product. Advertising plays an important role in reminding consumers about the product/service. Sales promotions in the form of discounts and coupons are offered as part of the reminder targeting. The most common promotional pricing types include BOGOF (buy one get one free), seasonal sales promotions, discounts, and flash sales. Depending on your specific pricing goals and business strategy, you may also consider multiple purchases, loyalty programs, conditional sales, free shipping, or giveaways.
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