A cooperative, non-profit financial institution, a credit union was established to encourage thrift and provide members with credit.It is part claimed and controlled through a governing body chose by the enrollment.
The credit union may be run by a management team that is hired by the board, which is made up of volunteers.
Which of coming up next is a client own charitable helpful monetary foundation?
The people who use its financial services own a credit union, which is a non-profit financial institution.Credit cards, checking and savings accounts, loans, and other services offered by a traditional bank are all available to credit union members.
What distinguishes a credit union from a bank?
Credit unions are not-for-profit institutions that exist to provide members with services.Credit unions, like banks, take deposits, make loans, and offer a wide range of other financial services.
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if you buy a case of heartland healthy soup, you can mail eight upc labels to heartland and receive a heart-shaped soup bowl. the bowl is an example of a
if you buy a case of heartland healthy soup, you can mail eight upc labels to heartland and receive a heart-shaped soup bowl. the bowl is an example of a premium.
What is premium?A premium can be described as the price paid for above as well as beyond some basic or intrinsic value.
It should be noted that it is the price paid for protection from a loss, hazard, as well as harm which can be seen in the insurance or options contract and in some case it can be considered to be a "reward" or "prize."
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A private closed economy includes:
households, businesses, and government, but not international trade.
households, businesses, and international trade, but not government.
households and businesses, but not government or international trade.
households only.
Answer:households and businesses, but not government or international trade
Explanation:
question 4 consider the following scenario: your company wants to establish good privacy practices in the workplace so that employee and customer data is properly protected. well-established and defined privacy policies are in place, but they also need to be enforced. what are some ways to enforce these privacy policies? select all that apply.
Audit access logs and Lease privileges are some ways to enforce these privacy policies.
Coverage is hard and fast of guidelines or pointers in your company and personnel to comply with in or to reap compliance. policies solution questions on what personnel does and why they do it. A process is a command of how a policy is observed.
Guidelines are the distillation of the whole lot above them within the hierarchy -- undertaking, values, and strategic objectives, together with the regulation. rules articulate dreams which might be narrower than strategic goals and become aware of limits, or obstacles, for conduct and movements which might be necessary to finish those desires.
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an outside supplier offers to provide epsilon with all the units it needs at $64.55 per unit. if epsilon buys from the supplier, the company will still incur 30% of its overhead. epsilon should choose to:
If an outside supplier offers to provide epsilon with all the units it needs at $64.55 per unit. if epsilon buys from the supplier, the company will still incur 30% of its overhead. epsilon should choose to:E. Buy since the relevant cost to make it is $60.55.
How to find the relevant cost?Using this formula to find the relevant cost
Relevant Cost = Direct material + Direct labor + Overhead
Where:
Direct material =$ 8.10
Direct labor =$24.10
Overhead =$40.50
Let plug in the formula
Relevant Cost = $8.10 + $24.10 + [$40.50 × (1-.30)]
Relevant Cost= $8.10 + $24.10 + [$40.50 ×.70)]
Relevant Cost=$8.10 + $24.10 +$28.35
Relevant Cost = $60.55
Therefore the correct option is E.
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The complete question is:
Epsilon Co. can produce a unit of product for the following costs: Direct material $ 8.10 Direct labor 24.10 Overhead 40.50 Total costs per unit $ 72.70 An outside supplier offers to provide Epsilon with all the units it needs at $64.55 per unit. If Epsilon buys from the supplier, the company will still incur 30% of its overhead. Epsilon should choose to:
Multiple Choice
Buy since the relevant cost to make it is $72.70.
Make since the relevant cost to make it is $60.55.
Buy since the relevant cost to make it is $44.35.
Make since the relevant cost to make it is $44.35.
Buy since the relevant cost to make it is $60.55.
true false an easement is the right to go onto land owned by another and take away some part of the land itself or some product of the land.
The given statement is False. An easement is a restricted permission to use someone else's property for a certain purpose.
An easement, for instance, would permit someone to access their own property from a road on their neighbor's property. Electrical wires or railroad tracks may also be laid using easements. Easements can be categorized as either easements in gross or easements appurtenant.
An easement does not confer "possession" of the property to the holder, unlike a lease. For specific remedy from specific infringement of fundamental human rights, an easementary right is thereby offered. Any unjustified obstruction of the right of way is considered a nuisance in this circumstance. However, a right of way never grants the grantee or those lawfully using the way under the grant exclusive use of the land over which the way is located.
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an employee has proposed adding new equipment that would speed up the loading rate to 5.71 trucks per day. the equipment would cost an additional $100 per day for each dock. what is the lowest daily total cost that can be achieved with the new equipment?
Investing in new equipment will cut overall costs. Managers should do this because it will lower the company's overall costs. 1441.126 is the lowest daily total cost that can be achieved with the new equipment.
What is the total cost?
The total cost represents all the costs incurred by a business to produce a particular level of output. Product managers can assess their overall profit margin by adding together their fixed and variable costs.
What is the total cost formula?
The average total cost formula is created by dividing the total cost of production by the total amount paid in money. The total-cost formula is a simple and user-friendly method that is computed by dividing the total production cost by the quantity of goods produced.
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which of the following statements is true about the effects of product demand for a product on the resource demand market? multiple choice question. an increase in the demand will decrease the demand for a resource used in its production, and vice versa. a decrease in the demand will increase the demand for a resource used in its production, and vice versa. an increase in the demand will not influence the demand for a product used in its production, and vice versa. an increase in the demand will increase the demand for a resource used in its production, and vice versa.
The statement "An increase in the demand will increase the demand for a resource used in its production, and vice versa" is true about the effects of product demand for a product on the resource demand market. Thus, option 'D' is the correct option.
What is Market demand?The amount of individuals looking for your goods, their willingness to pay for them, and the quantity of your product that is offered to customers by both your business and your rivals are some of the elements that affect market demand.
Demand for goods and services overall may change throughout time; often, it does. Prices often rise when there is an increase in market demand for a certain kind of goods because more people want it and are ready to pay more money for it.
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all of the following are key steps to successful career planning except: assessing your values and interests aligning yourself with well paid jobs on wall street taking advantage of networking opportunities matching your abilities, experience and education with your chosen career field
All of the following are key steps to successful career planning except Aligning yourself with historical employment trends.
Planning is the procedure of questioning concerning the activities required to achieve the preferred goal. planning is primarily based on foresight, the fundamental ability for mental time tour. The evolution of forethought, the capability to think beforehand, is considered to were a top mover in human evolution.
Making plans may be defined as a system of putting in of goals and objectives for a given time frame, formulating alternatives for the route of action to be taken, and sooner or later determining the best action from the numerous options.
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a healthcare company provides a lower training pay rate to its employees belonging to the age group of 18 to 19 years. the rate is applicable for a period of 90 days. in this case, which law justifies the organization's decision to pay the lower amount?
When the healthcare company provides a lower training pay rate to its employees belonging to the age group (18 to 19) for a period of 90 days, the law that justifies the organization's decision to pay the lower amount is that Fair Labor Standards Act (FLSA) provisions for minimum wage. The Option B is correct.
What is the provision of Fair Labor Standards Act?In U.S., the Fair Labor Standards Act is a federal law that establishes minimum wage, overtime pay eligibility, recordkeeping and child labor standards affecting both the full-time and part-time workers in the private sector and in federal, state and local governments.
Missing options "A. laws governing equal employment opportunity B. Fair Labor Standards Act (FLSA) provisions for minimum wage C. Fair Labor Standards Act (FLSA) provisions for overtime D. laws governing prevailing wages E. Fair Labor Standards Act (FLSA) provisions for child labor"
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after you've finished building your portfolio and adding securities to it in prtu, what is your next logical stop?
A fixed income index is the natural next step after adding securities to it in prtu.
What does the phrase "create a portfolio" mean?Understanding how various asset classes, funds, and weightings affect one another, their performance and risk, and how choices relate to an investor's goals is the process of portfolio design.
What should the format of a creative portfolio be?A creative portfolio should contain more than just examples of your best work. Instead, you should consider your portfolio as a visually appealing, perfectly coherent piece of "creative work" in and of itself, one that has been "well thought out and marketed like a product" (Cleaver).
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the hill-burton act provided substantial funds for medical education. group of answer choices false true
The Hill-Burton Act provided substantial funds for medical education. This statement is a false statement.
The Hill-Burton Act had what objective?The Hill-Burton Act was passed with the intention of providing grants and loans for new building and renovation projects at hospitals, nursing homes, and other healthcare facilities. Nearly one-third of hospitals in the United States had been built by Hill-Burton by 1975.
What distinguished the Hill-Burton Act from other laws?The Hill-Burton Act was ratified by President Harry S. Truman on August 13, 1946. The Hospital Survey and Construction Act was a Truman effort that offered loans and subsidies for construction so that hospitals could be built where they were needed and would be financially viable.
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The balanced scorecard was developed to help companies take a more ______________ and ______________ approach to measurement.
Group of answer choices
a. Holistic; Strategic
b. Short-term; Tactical
c. Financial; Strategic
d. Functional; Long-term
e. Holistic; Functional
The balanced scorecard was developed to help companies take a more holistic and strategic approach to measurement.
The correct option is a.
In 1992, Robert S. Kaplan and David P. Norton published a study in the Harvard Business Review that introduced the balanced scorecard idea.
By adding other metrics that assess success in areas like customer happiness and product innovation to financial indicators, the balanced scorecard approach tries to provide stakeholders a more complete picture of an organization's performance.
Businesses can use a balanced scorecard (BSC) as a planning tool to assist them work toward reaching specified strategic goals and targets. It is a tool for strategic business planning that may be used to set priorities, track, and report KPIs for goods, projects, and services.
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on january 1, 2024, the allegheny corporation purchased equipment for $175,000. the estimated service life of the equipment is 10 years and the estimated residual value is $10,000. the equipment is expected to produce 240,000 units during its life. required: calculate depreciation for 2024 and 2025 using each of the following methods. 2. 150% declining balance.
Depreciation is the deterioration of a certain asset over time.2) 150% declining method = cost - salvage value × 150%/No. of useful life= 1,65,000 × 150%/10 = 1,65,000 × 15% = $24,750
A tangible product's cost can be spread out over the period of its expected lifetime using the accounting approach of depreciation. Depreciation indicates the extent to which an asset's worth has been expended. It enables companies to invest in commodities over a predetermined time period and profit from such assets.
Depreciation is sometimes misunderstood to signify a tax calculation or that something is just losing value. Depreciation, despite being a difficult topic, is crucial to your industry's tax returns.
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question number 2) when working around the world on projects like the panama canal, ch2mhill should be concerned about which barrier to effective communication?
The world on projects like the panama canal, ch2mhill should be concerned Panama's full control over the canal is the key reason for its thriving economy.By connecting the Atlantic and Pacific Oceans, the canal eliminates the need for ships to pass via South America.
In 2016, a new set of locks that permit larger ships to transit through the canal were inaugurated.The Panama Canal was constructed to reduce the distance, coast, and transit time needed for ships to transport freight between the Pacific and Atlantic Oceans. Before the canal, ships had to circumnavigate the entire South American continent.Retirement is very popular in Panama City. Panama offers retirement visas and other unique privileges for retirees, in addition to having a low cost of living.Spanish engineers were the first to consider building a canal through Panama. The first European to recognise that there was a short area of land dividing the Atlantic and Pacific oceans was the Spanish adventurer Vasco Nunez de Balboa.
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chez fred bakery estimates the allowance for uncollectible accounts at 3% of the ending balance of accounts receivable. during 2024, chez fred's credit sales and collections were $108,000 and $134,000, respectively. what was the balance of accounts receivable on january 1, 2024, if $90 in accounts receivable were written off during 2024 and if the allowance account had a balance of $720 on december 31, 2024?
The balance of accounts receivable on January 1, 2024 is = $26,810.
Ending account receivable balance = Beginning account receivable + credit sales - collections - written off amount
$720 = Beginning account receivable + $108,000 - $134,000 - $90
$720ca= Beginning account receivable - $26,090
So, the Beginning account receivable would be
= $720 + $26,090
= $26,810
The ending accounts receivable is computed below
= $720÷ 33%
= $0.33
An account balance is the full sum of money available in a economic account after all of the debits and credit were calculated. it is able to also consult with the entire sum of money that a person or organisation is due to pay to a third party, including a carrier issuer.
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to be a close corporation, the business must be small, with no more than 20 owners, trade its stock publicly, and have no more than $500,000 in gross annual income.
If your tax due is less than the credit and your federal adjusted gross income is less than $50,500.
Which type of business structure strikes a balance between a tiny, one-owner company and incorporation?Although the term "incorporation" technically refers to "forming a corporation," it is also frequently used to refer to the establishment of any kind of distinct business entity, such as a Limited Liability Company (LLC), which serves as a convenient middle ground between a corporation and a sole proprietorship.
How might a business with two or more owners look?A partnership is the most straightforward type of shared ownership for two or more persons. Limited partnerships (LP) and limited liability partnerships are the two most prevalent types of partnerships (LLP).
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A company uses specially configured workstations for any work that requires administrator privileges to its Tier 0 and Tier 1 systems. The company follows a strict process to harden systems immediately upon delivery. Even with these strict security measures in place an incident occurred from one of the workstations. The root cause appears to be that SoC was tampered with or replaced. What of the following MOST likely occurred?
Fileless malware
A downgrade attack
A supply-chain attack
A logic bomb
Misconfigured BIOS
A downgrade attack might occurs in root cause appears to be that SoC was tampered with or replaced.
A downgrade attack, also known as a bidding-down attack or version rollback attack, is a type of cryptographic attack that forces a computer system or communications protocol to switch from a modern, high-quality mode of operation to an older, lower-quality mode that is typically provided for backward compatibility with older systems. An illustration of such a problem was discovered in OpenSSL, which let the attacker to convince the client and server to use a less secure version of TLS. One of the most prevalent downgrade assaults is this one. Due to their inherent fallback to unencrypted communication, opportunistic encryption technologies like STARTTLS are typically vulnerable to downgrade attacks.
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true or false: the tax cuts and jobs act of 2017 eliminates the tax issue about repatriating overseas profits.
It is true that the tax problem with bringing home foreign profits was resolved by the tax cuts and jobs act of 2017.
What did the Tax Cuts and Jobs Act of 2017 serve to accomplish?Deductions, depreciation, expensing, tax credits, and other business-related tax items have altered as a result of the Tax Cuts and Jobs Act ("TCJA"). Business owners can use this side-by-side comparison to comprehend the changes and make appropriate plans.
The 2017 Tax Cuts and Jobs Act is still in force, right?By 2025, many tax cut provisions, particularly those relating to income taxes, will expire and gradually increase in size beginning in 2021; by 2027, this is expected to affect 65% of the population, and in that year, the law's provisions are scheduled to be fully implemented, but the corporate tax cuts are not.
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to assure accountability for fixed-asset retirements, management should implement an internal control that includes:
Internal control, often referred to as an internal safeguard, can be any tool used by a business to ensure that its operations are carried out properly and efficiently.
Examples include rules, policies, procedures, management statements, and more. Internal control is described as "a procedure implemented by an organization's management body, board of directors, officers, and employees meant to provide reasonable assurance over the attainment" by COSO, the authoritative source on the topic. Accounting data, frequently produced from accounting software, serves as the foundation for management control.
Its goal is to make sure that the business has solid financial management and sustainability. Its strategy is organized around creating and observing budgets.
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what is the bank discount rate on a $100,000 face value t-bill priced at $97,500, maturing in 181 days?
In this instance, the answer is 4.97%. When Bank discount rate is $100,000.The bank discount rate is calculated as follows: face value - price /face value * 360/days to maturity
the formula for determining the bank rate of return is as follows
When we apply relevant information to the equation, we receive:
Bank discount rate = 100,000 97,500/ 100,000 *360/ 181 = 0.0497 = 4.97
Why is the bank discount generate not a realistic assessment of the refund on holding a Treasury bonds?
Because it is an annual rate rate of return based on the par value of the bills rather than the actual dollar amount of money invested, and it is calculated on a 360-day rather than a 365-day basis, the Discount Yield can be a misleading measure of the return on T-Bills (used for Treasury bonds and notes).
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if you are using a pink-and-white product application during a nail maintenance, what color product should you apply first?
Answer:
white
Explanation:
color theory
each consumer maximizes the value they get from the good by consuming as much as they can as fast as they can before others deplete the resource, and no-one has an incentive to reinvest in maintaining or reproducing the good since they cannot prevent others from appropriating the value of the investment by consuming the product for themselves.
When a consumer maximizes the value of goods by maximum consumption and does not pay heed to depletion of resources, it is called the tragedy of commons.
The tragedy of the commons is an economic problem that comes to surface when people put personal interests ahead of the welfare or benefit of society. Everyone loses out as a result of excessive consumption and eventual resource depletion. A resource needs to be limited, subject to competition for consumption, and non-excludable for a tragedy of the commons to arise.
Private property rights, government control, or the creation of a collective action agreement are all potential remedies for the tragedy of the commons. Listed below is a case of tragedy of commons.
The amount of food must grow at the same rate as the world's population. However, fishing has the potential to wipe out numerous species. For instance, the Pacific bluefin tuna population has reached an all-time low of about 3% of its original population due to overfishing. This not only puts the Pacific bluefin tuna in danger, but it also raises the possibility of further harming the marine ecosystem.
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Which of the following that affect the value or desirability of the property must be disclosed by the seller (transferor) or real estate agent involved in the transaction?
Any material facts
Any material facts that affect the value or desirability of the property must be disclosed by the seller or real estate agent involved in the transaction.
A material fact is one that a reasonable person would recognise as desirability to a decision to be made, as opposed to a minor, trivial, or insignificant detail. In other words, it is a fact whose suppression would result in a different decision. Material facts include whether the property has a current DA approval, whether it has had water damage in the past, and whether it was the scene of a serious crime during the current occupation.
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ron borrows funds from suburban bank secured by ron’s house. ron defaults on the debt. the bank’s options include
The bank has two choices: it can either sell the collateral or keep the security interest.
How do option funds work?An option income fund is a type of closed-end pooled investment that makes money by writing (or selling) options contracts on behalf of investors. A fund that invests in options will often use lower-risk tactics that can produce consistent income streams without being overly dependent on market direction.
What kinds of possibilities are there?Options come in two varieties: calls and puts. Options of the American variety may be exercised at any moment before they expire. Only the expiration date can be used to exercise European-style options.
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which of the following is included in the responsibilities of an individual working in sport retailing as a manufacturer's representative?
The responsibilities of an individual working in sport retailing as a manufacturer's representative include all of the following except (d) All of the answers are correct.
Sportswear, sporting goods, and related general merchandise are all sold by retail establishments known as sporting goods retailers or sporting goods stores.
What do sports retailers do?
Sportswear, swimwear, and casual clothing are all sold in the majority of sports stores. white trainers, running shoes, gym shoes, and studded boots are examples of clothing. Hockey sticks, racquets, and a variety of bats.
A sporting goods retailer, also known as a sporting goods store, is a retailer of sporting and recreational goods, such as apparel, equipment, and accessories.
All of the above options a, b, c are the job description of a retail marketer representing a sport manufacturing company.
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Full Question :The responsibilities of an individual working in sport retailing as a manufacturer's representative include all of the following except _____.
a. being knowledgeable about equipment specifications
b. phoning prospective clients to set up appointments to show the manufacturer's goods
c. receiving bids for equipment wanted by institutions
d. All of the answers are correct.
selling over the internet while maintaining a physical distribution network is an example of . question content area bottom part 1 a. channel of distribution b. channel leadership c. channel captain d. channel conflict e. intermediaries
Selling over the internet and maintaining a physical distribution network is an example of a distribution channel. Option a. is correct.
What is a distribution channel?It corresponds to the method used by companies to ensure that their product or service reaches the final consumer in the right quality, time and quantity. That is, the distribution channel is the way companies use to deliver.
Therefore, the physical distribution network for products sold over the internet corresponds to the distribution channel through which the company will pick up the orders placed and deliver them properly to the consumer.
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antiglobalization activists are opposed to increased trade because of three reasons. which reason is not one of the three?
The reason that is not related to the demands of antiglobalization activists, who are opposed to increased trade, is number 3. Developing nations employ workers with low human capital. Why? Because the best talents are employed to achieve the expected objectives in a globalization process.
The antiglobalization movementIt is a social movement of world protest that rejects the neoliberal capitalist model. This movement emerged in the 21st century, and it demands social justice, limitation of the power of multinationals, cancellation of foreign debt, reform or disappearance of the World Bank and the International Monetary Fund (IMF), and protection of the environment.
Your question is incomplete, but most probably your full question was:
Antiglobalization activists are opposed to increased trade because of three reasons. Which reason is not one of the three?
Developing nations use child labor.Developing nations pay low wages.Developing nations employ workers with low human capital.Developing nations degrade the environment.To learn more about antiglobalization, click here:
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An insurer offers a three-year warranty for a certain piece of equipment.• A premium payment for the warranty is made at the start of each year.• All premium payments are the same.• Once the machine breaks, a benefit payment is made at the end of that year and thepolicy is cancelled (no further payments, neither premium nor benefit, are made)
A premium payment is a monthly rate that a man or woman has to pay for medical health insurance coverage. individuals need to maintain paying the top rate for every month they are enrolled in a health plan till they cancel or alternate their plan, otherwise, their coverage may be terminated.
With ordinary mode, the premium payments to your term lifestyles insurance are made on a periodic basis, at a normal frequency. The premiums for the policy can be paid every year, month-to-month, quarterly, or half-yearly based totally on the character choice of the policyholder.
The definition of top class is something or someone of more or superior fine. An instance of premium used as an adjective is the word top class gasoline which means that fuel with a better octane score. A charge that is above marketplace prices.
The premium paying time period is the whole variety of years for the coverage holder to pay the top class. Definition: policy term is usually identical to the premium paying time period. however, some coverage regulations give the insured the autonomy to choose a top rate paying time period lower than the coverage term.
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tran is employed at a company that annually contributes anywhere from 2% up to 12% of his salary into his retirement plan, depending on how good the company's financials were that year. this type of contribution plan is a(n) plan.
Depending on how good the company's financials were that year, this type of contribution plan is C) profit-sharing.
How are contributions to profit-sharing plans determined?Subtract the overall compensation for the period from the individual remuneration for each employee during that time. After that, multiply your profit share % by the whole period profits. The next step is to multiply the two sums together to arrive at the payment amounts for each employee.
What two drawbacks does profit-sharing have?Because they include extensive non-discrimination clauses that must be evaluated annually, they are more expensive to administer than conventional profit sharing plans. Employee contributions are not guaranteed because such programs are discretionary, hence this is true.
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suppose a bank has excess reserves of $50 and that the reserve ratio is 20%. if roderick deposits $5,000 in his checking account, and the bank lends $2,500 to nia, the money supply:
Money in circulation, including cash, coins, and account balances, is collectively referred to as the "money supply." Both deposits and cash that can be accessed virtually as easily as cash are roughly included in the money supply.
Measures of the money supply have occasionally shown quite close correlations with significant economic factors including the nominal gross domestic product (GDP) and the level of prices. Some economists, Milton Friedman being the most well-known example, have argued that the money supply offers vital information about the near-term direction of the economy and affects the level of prices over time in the long run.
This argument is based in part on these relationships. Measures of the money supply have occasionally served as a crucial benchmark for central banks, like the Federal Reserve, when implementing monetary policy.
In the given question, since, the bank lends $2,500 to Nia, therefore, the money supply in the economy would increase by $2,500.
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Disclaimer: Your question is incomplete. Please write the complete question by looking over the internet.