Uptown Bank provides lockbox services. They estimate that you can reduce your average mail time by 2.2 days and your combined clearing and processing time by .75 days by implementing their system. Your firm receives 65 checks a day with an average value of $298 each. The current T-Bill rate is .01 percent per day. Assume a 365-day year. The bank will charge your firm $.15 per check. What is the annual net savings from installing this system?

Answers

Answer 1

Answer: $1473.067

Explanation:

First, we calculate the total time that's saved by the firm when it installs the lockbox services. This will be:

= 2.2 days + 0.75 days

= 2.95 days

Then, the gross amount that the firm will save will be:

= 65 × 2.95 × 298 × 0.01%

= $5.7142 per day

Since the bank charges the firm $0.15 per check and the firm receives 65 checks per day, the total cost to the firm will then be:

= 65 × $0.15

= $9.75 per day

The net loss will then be calculated as:

= $9.75 - $5.7142

= $4.0358 per day

Then, to get that for annual, we multiply the above value by 365. This will be:

= $4.0358 × 365

= $1473.067 per annum.


Related Questions

Aster Inc. has developed a new digital three-tier food steamer. Though the product comes with a self-explanatory manual, the controls and the operation of the appliance have to be explained to the customer on a one-to-one basis, in great detail. Which of the following elements of the promotional mix is Aster most likely to rely on to sell its products?

a. Advertising
b. Sales promotion
c. Public relations
d. Personal selling

Answers

Answer:

d. Personal selling

Explanation:

Personal selling would be the one of the component of the promotional mix where the person interact with the customers from face to face and explains the product with respect to its features, price, benefits, etc also at the same time customer could solve their doubts related to the product

So as per the given situation, the option d is correct

Danks Corporation purchased a patent for $405,000 on September 1, 2019. It had a useful life of 10 years. On January 1, 2021, Danks spent $99,000 to successfully defend the patent in a lawsuit. Danks feels that as of that date, the remaining useful life is 5 years. What amount should be reported for patent amortization expense for 2021?

Answers

Answer:

Amortization Expense for year 2021 $90,000

Explanation:

The computation of the amount that should be reported for patent amortization for the year 2021 is shown below:

But before that following calculations need to be done

The value of the patent as of 31st Dec, 2020

Purchase Value as of Sep 1,2019 $405000

Less:- Amortization Expense for the year 2019 $13,500

($405000 ÷ 10 × 4 ÷ 12)

Less:- amortization expense for the year 2020 $40500 ($405,000 ÷ 10)

Value of patent as on 1st Jan, 2021 $351,000

Add:- fees to defend $99000

New Book Value for the year 2021 $450,000

Now Remaining Useful Life 5 years

So,

Amortization Expense for year 2021 $90,000 ($450,000 ÷ 5)

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