It is true that the phrase "redit" refers to any circumstance in which items, services, or cash are given in exchange for a promise to pay back later.
How does REPAY operate?Using a customer's mobile device or digital wallet, our only ever web gateway, and other methods, lenders and businesses may easily and securely accept cards as payment online.
Repaying a loan: Is this a resource?On the other hand, when a loan is given, the client signs a contract promising to pay back the entire amount borrowed plus interest. This legally enforceable agreement is worth more than the borrower agrees to pay back (presuming they would), and as such, it can be viewed as an investment in accounting terms.
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advertisers who pay only for a visitor who has expressed an interest in their ads use which performance measure?
Answer:
Cost per click
Explanation:
They pay per click they get on their ad.
according to the etextbook, a company that believes in social responsibility values three things, sustainability, commitment to the community, and:
A company that believes in social responsibility value three things , sustainability, commitment to community and legal and ethical behavior.
Whenever a company is set up, there is a form of social responsibility of the company towards the people and it is known as Corporate Social responsibility. This social responsibility has three main things. The products that are manufactured by the company should be sustainable for both mankind and nature and it should not cause harm to any of them. They have a certain commitment towards the community that they will work by respecting the people working in their company and also the people living around the company. At last they should not do any illegal things and also abide ethical standards within their company.
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Michel Company owns 75% of the outstanding common stock of Aber Corp. On its current consolidated income statement, Michel Company should report:
Multiple Choice
100% of Aber’s revenue and expenses.
75% of Aber’s revenue and expenses.
75% of Aber’s net income.
none of Aber’s revenue, expenses, and income.
The combined revenue and expenses of Michel Company and Aber Corp. should be included in Michel Company's most recent consolidated income statement.
Why is an income statement different from a consolidated income statement?All of the subsidiary businesses that the owner has a controlling stake in are included in a consolidated financial statement, as well as the subsidiaries that are wholly owned by the owner. In consolidated financial statements, the same elements are present in a different configuration than in individual financial statements.
25% (100% - 75%) of the net income or loss of Aber Corp. is attributable to non-controlling or minority interests. This demonstrates to readers of the parent company Michel Company's financial records that only 75% of the Aber Corp.'s net profit or loss actually belongs to Michel Company's stockholders.
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if a funeral director marks up cash advance items or receives a commission, rebate or discount which is not passed on the consumer, is it a violation of the funeral rule to represent to the consumer that the charge represents the same amount that the funeral home paid for these items?
The Rule requires you to provide some information to callers, but it does not mandate that you provide them a general price list.
What is Funeral Rule?
Consumers have the right to get a generic pricing list from a funeral provider when they inquire about funeral arrangements under the Funeral Rule of the FTC. With few exclusions, individuals also have the freedom to select the funeral products and services they like, and funeral homes are required to make this choice clear on their general pricing list. Even if your firm is set up to sell items via one entity and services through another, you are still protected by the Rule. You cannot restructure your company to escape the Rule's coverage if you are a funeral provider.
The Funeral Rule was developed by the Federal Trade Commission (FTC) in 1984 to provide funeral service consumers with certain rights. The major goal of the regulation was to make sure that customers were given enough information about all of the products and services they might buy from a funeral provider. Callers may be asked to identify yourself, but even if they decline, you are still required to respond to their inquiries.
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aden is an editor for a local newspaper. the newspaper's editor-in-chief asked caden to determine whether the average distance a reader lives from the newspaper's headquarters is greater than 25 miles. he sent a survey to a random selection of the newspaper's readers and received 30 responses. using the results from the current survey and several previous surveys, caden decided to assume that the population standard deviation for the distance the readers live from the newspaper's headquarters is 12.3 miles
12.3 miles is the average standard deviation for readers' distance from the newspaper's headquarters, with H₀ : μ = 25 and Hₐ : μ > 25
What exactly is a survey?In order to gather information about a business, product, or process, a survey is described as the act of looking at a procedure or questioning a predetermined sample of people. Surveys used to gather data ask a specific set of people on their beliefs, actions, or knowledge.
What does a marketing survey entail?Market research surveys are instruments for directly obtaining response from the target market to comprehend their traits, expectations, and needs. For emerging goods and services, marketers create creative and engaging strategies, but their efficacy cannot be guaranteed.
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The rate of return that is used to find the present value of a future cash flow is called the __________.
Answer: present
Explanation:
Creating compelling visuals for presentations requires people to learn what new tools?.
With the help of the cloud-based presentation tool Visme, you can make engaging presentations that effectively convey your ideas to visitors.
What is important while presenting visuals?Visual aids must be well-made, brief, and clear. For data or visual presentation, use graphs and charts. Use visual aids to emphasize your points so the audience won't have to read and listen at the same time. One message per visual aid; for instance, a slide should only contain one important point.
What kind of presenting tools and visuals do you employ?Flip charts, overhead transparencies, slides, and movies are just a few examples of visuals used in communication. Although PowerPoint slide presentations are frequently the most popular, they are not always required.
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what is the last route marker managers should follow on the proven path to it enablement in order to help their company maximize their return on it investments?
Stay balanced over the long haul is the last route marker managers should follow on the proven path to it enablement in order to help their company maximize their return on IT investments.
IT investment, often known as information technology investment, refers to the spending of information technology resources to support management and mission fulfillment. This may comprise a project or projects for the creation, modernization, improvement, or upkeep of a single information technology asset or a collection of related IT assets, as well as the operation of such assets in a real-world setting. These investments must have a clearly defined life cycle with start and end dates. The end date must be consistent with the investment's most recent alternatives analysis, if applicable, and indicate the end of the investment's presently anticipated usable life.
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how many years should be used to find the extended net present value for two repeatable mutually exclusive projects with a 3-year and 4-year life? group of answer choices 3 4 6 12
12 years should be used to find the extended net present value for two repeatable mutually exclusive projects with a 3-year and 4-year life.
A project is any mission, carried out in my view or collaboratively and likely involving studies or layout, this is carefully planned to achieve a specific intention.
Honestly placed, a mission is a sequence of obligations that need to be completed to reach a selected final result. A venture can also be defined as a set of inputs and outputs required to reap a specific goal. initiatives can vary from easy to complicated and can be managed by means of one person or one hundred.
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destination marketing is more challenging than marketing other products because a destination is a bundle of highly diverse products, including geographic size, attractions, accommodation, food and beverage, and entertainment. group of answer choices true false
destination marketing is more challenging than marketing other products because a destination is a bundle of highly diverse products, including geographic size, attractions, accommodation, food and beverage, and entertainment. This is True statement.
What difficulties does destination management face?
The main difficulties faced by tourism enterprises include also seasonality, media costs, and security risks. DMO is confronted with issues related to security, accessibility, and the past image. Compared to its enormous tourism potential, the resort is falling behind in marketing efforts.
What does "destination marketing" entail?
In the tourism industry, destination marketing is a marketing strategy that emphasizes a particular location and its advantages over the goods or services a business provides. This might be a nation, a town or city, or even a particular vacation spot or tourist destination.
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Which statement are true? (Select all that apply.) Check all that apply. a. The inventory costing methods determine the amount of the debit to Cost of Goods Sold and credit to Inventory. b. Specific identification, weighted average cost, LIFO and FIFO are generally accepted costing methods. c. The inventory method used must correspond with the actual physical flow of goods. d. The inventory methods apply to both perpetual and periodic inventory systems.
The credit to inventory and debit to cost of goods sold are calculated using LIFO and FIFO costing methodologies. Detailed identification and weighted average price.
What is the LIFO and FIFO methodology?First-In, First-Out ("FIFO") bases its calculations on the production costs of the oldest items in a company's inventory, which have typically been sold first. The "Last-In, First-Out" (LIFO) strategy relies on the idea that the most recent products in an organization's inventory have already been sold.
Is LIFO a reliable method for calculating inventory costs?Because LIFO may underestimate the value of inventory, it is not a reliable indicator of ending inventory value. Because COGS is higher with LIFO, net income (and taxes) are lower. Inflation-related inventory write-downs are less common under LIFO, though.
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how should the balances of progress billings and construction in process be shown at reporting dates prior to completion of a long-term contract? group of answer choices progress billings as income, construction in process as inventory. progress billings as deferred income, construction in process as a deferred expense. net, as income from construction if credit balance, and loss from construction if debit balance. net, as a current asset if debit balance and current liability if credit balance.
Net, as a current asset if debit balance and current liability if credit balance should the balances of progress billings and construction in process be shown at reporting dates prior to completion of a long-term contract.
A contract is a legally enforceable settlement among or extra parties that creates, defines, and governs mutual rights and obligations between them. A settlement usually involves the transfer of goods, offerings, cash, or a promise to switch any of those at a future date.
A promise by one birthday celebration to any other that they'll or will no longer carry out a specific action inside the destiny. instance: i'm able to pay you $3,500 for the acquisition of your vehicle. acceptance. normally mirrors the terms of the offer—an expression, through words or deeds, that each events agree to the phrases of the contract.
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the expansion path shows how a. the cost-minimizing input choices change as the firm's output level changes. b. the profit-maximizing input choices change as the firm's output level changes. c. the cost-minimizing input prices change as the firm's output level changes. d. input prices change as the firm's output level changes. e. the marginal products change as the firm's output level changes.
The expansion path shows how input prices change as the firm's output level changes.
A graph called the expansion route demonstrates how an organization's cost-minimizing input mix changes as it increases production. It maps out the isocost lines' and isoquants' tangent points. An expansion path offers a long-term perspective on a company's production choice and can be used to develop its long-term cost curves.
An expansion path offers a long-term perspective on a company's production choice and may be used to develop its long-term cost curves. The expansion path depends on how the firm alters its input mix because we define the long run as the period of time during which a firm can change all of its inputs, including the capital.
Hence the correct option is D
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label the scenarios with the type of monetary policy lag represented in each. you are currently in a labeling module. turn off browse mode or quick nav, tab to items, space or enter to pick up, tab to move, space or enter to drop. despite numerous data trends suggesting a recession, the fomc waits until their monthly scheduled meeting to change the direction of current monetary policy. significant revisions to quarterly gdp data and monthly unemployment data delay the identification of the start of a recession. data on gdp is released quarterly, meaning that an economic downturn beginning in january may not be identified until more than three months later. once the federal reserve lowers interest rates, businesses and consumers are slow to increase borrowing as a result. answer bank
First Statement: Decision lag, it is the amount of time taken by the government or central bank to react to the shock in the economy.
The federal open market committee waited for the scheduled date of the meeting to take a decision regarding the monetary policy.
Second Statement- Recognition Lag
Since, the data on GDP is released after every 3 months, an economic recession is not
Recognised immediately. there is a significant time lag between the recession and when it is
Recognised by the economists/ government.
Third Statement- Information lag
Information lag essentially states that it takes a significant amount of time for information to spread. This is because since the data on GDP is released after every 3 months , there is a time lag of 3 months to identify a recession.
Fourth Statement- Implementation Lag
An implementation lag is the time gap between when an adverse condition is identified and the corresponding action taken to correct it. In the given statement, central bank lowers the interest rates but businesses are slow to respond to it by increasing their borrowing to take full advantage of the lower rates.
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for a good product forecast it is necessary: group of answer choices to know the actual and potential market share of prior year (a) to understand the customer survey at the end of the year for each product in the segment (b) to understand the impact of the product new (adjusted) features and the 4p’s versus the segment competitors’ actions (c) (a) and (b) are sufficient (a), (b) and (c) are necessary
A solid forecast should give you enough time to get ready for future demand while still being reasonably accurate and reliable. A prediction that is accurate and useful to production should be easy to grasp. (c) (a) and (b) are sufficient.
A forecast is a concept that is frequently used in supply chain management. It is a forecast of the market's future demand for a certain product. Based on the projection, a supplier can order or manufacture the necessary raw materials to satisfy the anticipated future demand for the product. There are many ways to make a forecast, but there are two main categories of approaches. Occasionally, the forecast can be made with the use of statistics, for instance through the extrapolation of historical data or regressie-analysis. Other times, the forecast might be made using criteria, such as by using expert systems or in-depth research. Additionally, mengvormen are possible, such as collaborative forecasts (CPFR). A lot of extrapolation is used while making forecasts. A simple way is to calculate the average usage for a time period in the past, such as the last six months, and use that information as a forecast for the following six months. A correction can be made by recognizing when a factor is being used and minimizing its impact so that the projection can be adjusted to reflect the actual growth or just the trend. Seizoensinvloeden may also be applied through the use of cumulative indexes.
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kim is seeing significant performance from her display remarketing campaign, and wants to expand upon it. which targeting option should she choose to accomplish this?
Kim should focus on Dynamic Remarketing to accomplish her goal.
What is Dynamic Remarketing?Remarketing allows allows the person to show previous visitors ads that contain products and services they viewed on our site.
Dynamic remarketing pulls information from the company's unique merchant accounts , allowing account holders to draw from existing components in their Merchant Center catalog and use existing product data.
The dynamic remarking has many benefits like it is simple but yet powerful, it has high-performance layouts, real-time bit optimization, it ads that scale with your products or services.
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a nash equilibrium occurs when no player has an incentive to unilaterally change strategies. each player has an incentive to unilaterally change strategies. both players can cooperate to increase their payoffs. no player can earn a higher payoff from any other strategy.
A nash equilibrium occurs when no player has an incentive to unilaterally change strategies. Option A.
What is the nash equilibrium?The Nash equilibrium, which bears the name of the mathematician John Nash, is the most typical technique in game theory to describe the outcome of a non-cooperative game involving two or more participants.
In a non-cooperative game when none of the players has any resources, Nash Equilibrium, a notion from game theory, decides the best course of action.
According to the game theory notion of Nash equilibrium, each player in a noncooperative game can optimize their results based on those of the other players.
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Chad runs a small business and is interested in exporting his product to france but he needs some advice on the legal issues this would entail. Which organization would provide him with a free initial consultation for his legal questions? multiple choice question. Fda score elan miti
ELAN (export legal assistance network) would offer him a free initial consultation for Chad's legal inquiries.
What is ELAN?ELAN is a group of experienced international trade attorneys who volunteer their time to provide initial legal consultations to people and businesses who are new exporters or importers and/or who are looking for legal advice on international trade issues. ELAN also provides links to U.S. government materials and updates on official actions influencing international trade.
A nationwide network of lawyers from private law firms participates in the Export Legal Assistance Network initiative. They volunteer to provide a free initial legal consultation to companies who are just starting to export. More than 250 attorneys participate, and it is present in 70 American cities.
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a portfolio consists of $17,400 in stock m and $28,900 invested in stock n. the expected return on these stocks is 9.90 percent and 13.60 percent, respectively. what is the expected return on the portfolio?
The average expected portfolio return consists of $17,400 in stock m and $28,900 invested in stock n will be 12.21%.
What is expected portfolio return?Under investment portfolio theory, the average expected rate of return is an average income earned by an investor who made investment in more than one security in a diversified market with an objective to maximize his wealth.
The average expected return on portfolio is calculated by the following formula:
E (p) = { Investment in Security m × Rate of return (Em) + Investment in Security n × Rate of return (En) } ÷ Total value of portfolio investment
E(p) = {($17400 × 9.90%) + ($28900 × 13.60%)} ÷ ($17400 + $28900)
E(p) = ($1722.60 + $3930.40) ÷ ($46300)
E (p) = $5653 ÷ $46300
E(p) = 12.21% or 0.12209 approx.
Thus the average rate of return expected from this portfolio will be 12.21%
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although having more applicants to choose from is a good thing, can there be such a thing as too many applicants? for example, how might a company like process 2 million applicants per year, short of interviewing all candidates?
When there are too many applicants, the organization might end up spending significant time, resources, and money on an application process that might or might not be successful. The future candidates will be able to determine whether or not they are a better fit for this profession by themselves if the occupation prerequisite is made more general and abstract.
Shortlisting candidates who don't meet these specific employment requirements in the outset will aid the company in selecting the top job candidates and cut down on interview time. Utilizing techniques like resume parsing or continuous screening might assist in excluding applications that don't meet the ideal requirements. To conserve company resources and fill vacancies within the allotted time, businesses that receive an excessive number of applications can also think about cutting their hiring periods.
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a 10-year maturity bond with par value of $1,000 makes semiannual coupon payments at a coupon rate of 9%. find the bond equivalent and effective annual yield to maturity of the bond for the following bond prices. (round your answers to 2 decimal places.)
The yield to maturity (YTM) of a bond is the annualized back that a bond investor would get from holding the bond until maturity. It is also referred to as the redemption yield or the book yield.
YTM = {coupon + [(face value - market value)/n]} / [(face value + market value)/2] = {90 + [(1,000 - 940)/10]} / [(1,000 + 940)/2] = 36 / 970 = 0.0371134 = 3.7%
The bond equivalent yield is:
BEY = 2 x [√(1 + 3.7%) - 1] = 2 x [√1.037 - 1] = 2 x 0.01833= 0.06688 = 3.66%
The question isn't complete. The complete question is shown below:
A 10-year maturity bond with par value $1,000 makes semiannual coupon payments at a coupon rate of 6%. a. Find the bond equivalent and effective annual yield to maturity of the bond if the bond price is $940. (Round your intermediate calculations to 4 decimal places. Round your answers to 2 decimal places.
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culver, inc. has budgeted direct materials purchases of $425,000 in march and $535,000 in april. the company policy is to pay for 70% of purchases in the month of purchase and the remaining 30% in the next month. other expenses are paid during the month when incurred. during april, the following items were budgeted: salaries and wages expense $140,000 purchase of office equipment 260,000 selling and administrative expenses 130,000 depreciation expense 21,000 compute budgeted cash disbursements for april. budgeted cash disbursements for april $
culver, inc. has budgeted direct materials purchases of $425,000 in march and $535,000 in april. the company policy is to pay for 70% of purchases in the month of purchase and the remaining 30% in the next month. other expenses are paid during the month when incurred. during april, the following items were budgeted: salaries and wages expense $140,000 purchase of office equipment 260,000 selling and administrative expenses 130,000 depreciation expense 21,000 compute budgeted cash disbursements for april. budgeted cash disbursements for april . $ 348,000
Note that depreciation is not a cash flow. Note also that all cash outflows are cash disbursements regardless if they are operating, investing, or financing costs.
Payment of March purchases ($150,000*30%) $ 45,000
Payment of April purchases ($240,000*70%) $ 168,000
Wages expense $ 75,000
Purchase of office equipment $ 36,000
Selling and administrative expenses $ 24,000
Total $ 348,000
An price is the value of operations that a enterprise incurs to generate revenue. it's far certainly described because the cost one is required to spend on acquiring something. because the popular announcing is going, “it prices cash to make money.”
Not unusual charges consist of payments to suppliers, worker wages, manufacturing unit rentals, and system depreciation. organizations are allowed to put in writing off tax-deductible expenses on their income tax returns to lower their taxable earnings and as a consequence their tax legal responsibility; but, the inner sales service (IRS) has strict policies on which costs agencies are allowed to assert as a deduction.
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potter and stan, a multinational corporation, recently conducted some analyses that assessed the general environment and identified key areas of development. the firm now wants to assess its key areas of development and the potential risks in its environment
A SWOT analysis is used to determine a company's strengths, weaknesses, opportunities, and threats rather than researching the entire industry. This makes it possible to analyse the company from the inside out.
A corporation? What else do u mean by that?
A corporation's legal position is different from that of its stockholders. Corporations and persons both share some legal rights and responsibilities. They have the legal authority to enter into contracts, give and receive loans, sue and be represented in court, employ people, own property, and pay taxes.
Which four different types of corporations exist?
S-Corporations (S-Corps), Limited Liability Companies (LLCs), C-Corporations, and sole proprietorships are the four main types of corporations in the United States.
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The complete question is-
Potter and Stan, a multinational corporation, recently conducted some analyses that assessed the general environment and identified key areas of development. The firm now wants to assess its key areas of development and the potential risks in its environment. The firm does not want to dedicate resources to analyze the factors affecting its industry or other firms operating in the same industry. Which of the following techniques is most likely to help Potter and Stan?
A. The five forces analysis
B. PEST analysis
C. PESTEL analysis
D. - SWOT analysis
E. A strategic group analysis
In preparing a company's statement of cash flows using the indirect method, the following information is available: net income $ 52,000 accounts payable increased by 8,000 accounts receivable decreased by 17,000 inventories increased by 5,000 depreciation expense 30,000 net cash provided by operating activities was:.
Net income = $58000
add increase in account payable = $24000
add decrease in account receivable = $37000
add decrease in inventory = $11000
add depreciation expenses = $32000
All of these values gives,
58000 + 24000 + 37000 + 11000 + 32000 = $162,000
Therefore the net cash that is used in this operation is $162000.
While using the indirect method?Many accountants record a business's cash flow using the indirect technique as a format. With this approach, the net income is adjusted to reflect the true cash flow that business operations produce. The indirect technique divides cash flows into three categories: Cash flows from operating operations.
What makes it the indirect method?Because the cash flows are derived from the turnover rather than being used directly in the calculation, it is known as the indirect technique. The income and costs for a specific time period are categorised and summarised on the cash statement.
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Company A has established itself in a global market. Company B entered the market with a lower cost structure due to efficient manufacturing and lower priced products and has taken the global market share from Company A. This is an example of a negative aspect of pursuing an international strategyTrue or False
It is true that this is an example of a negative aspect of pursuing an international strategy.
Using an international strategy entails concentrating on selling goods and services on worldwide markets, or vice versa, importing resources and supplies for use domestically from other nations.
Companies that use this method frequently have their headquarters only in their home country, which frees them from having to make investments in personnel and infrastructure elsewhere. These tactics are frequently used by tiny local industries who export vital resources to larger businesses in nearby nations.
This business model, though, is not without its share of difficulties, including the legal establishment of regional sales and administrative offices in important global cities, the management of global logistics involving the import, export, and production of goods, and the maintenance of compliance with international trade and manufacturing laws.
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a random sample of 40 ucf students has a mean electricity bill of $112. assume the population standard deviation is $19.20. construct a 90% confidence interval for the mean electricity bill of all ucf students. round final answer to two decimal places.
The answer of the given question is 90% CI for mean electricity bill is $107.02 < mean <$116.98
A z-score table displays the percentage of values (often expressed as a decimal number) on a normal distribution to the left of a specific z-score. Start by reading off the area in the common normal distribution table to locate the region to the right of a positive z-score.
We deduct the area from the table from 1 since the overall area under the bell curve is 1 (a decimal value that is 100% identical).
Use the same table but ignore the negative sign if your z-score is negative, and then deduct the area from the table from one.
Simply use the same table to locate the region above your z-score if you have a negative z-score and ignore the negative sign. like 90% CI for mean electricity bill is $107.02 < mean <$116.98
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Which of the following represents an inflow of cash and therefore would be reported on the statement of cash flows?
A. issuance of long-term debt
B. acquisition of treasury stock
C. retirement of bond payable
D. declaration of stock dividends
The answer is A) Issuance of long-term debt.
Retirement of bonds payable and acquisition of treasury stock both are cash outflow not cash inflow and declaration of a stock dividend is not a cash transaction.
so the Issuance of long-term debt is cash inflow and reported in the cash flow statement.
This statistic provides a rapid overview of both cash inflows and outflows. Money coming into a business is known as a cash inflow, which may come through sales, investments, or financing. The reverse of a cash outflow is a cash inflow, which is money entering a business.
The capacity of a corporation to produce positive cash flows determines its potential to create value for shareholders.
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question 7 as a product owner hosting a sprint retrospective, you ask the team, "where did we notice success?" this question reflects which retrospective best practice?
As a product owner hosting a sprint retrospective, you ask the team, "where did we notice success?" This question reflects balance negative with positive retrospective best practice.
The sprint retrospective is a regular meeting when the positive and negative aspects of a sprint are discussed. Additionally, it provides a chance for sprint recovery and sprint preparation. You may improve the efficiency and success of each sprint by doing a retrospective after it.
What went well during the sprint, what did not go well, and what could be changed for greater productivity in the following sprint are the three key questions that are posed during the sprint retrospective. The scrum master facilitates these queries as well as the entirety of the sprint retrospective.
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When as a product owner hosting a sprint retrospective, you ask the team, "where did we notice success?" it reflects balance negative with positive retrospective best practice.
The sprint retrospective is a regular meeting when the positive and negative aspects of a sprint are discussed. Additionally, it provides a chance for sprint recovery and sprint preparation. You may improve the efficiency and success of each sprint by doing a retrospective after it. What went well during the sprint, what did not go well, and what could be changed for greater productivity in the following sprint are the three key questions that are posed during the sprint retrospective. The scrum master facilitates these queries as well as the entirety of the sprint retrospective.
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TRUE/FALSE. before you can hope to achieve your financial goals, you will need first to measure your current financial health and develop a plan and a budget.
before you can hope to achieve your financial goals, you will need first to measure your current financial health and develop a plan and a budget, this statement is TRUE.
Setting Financial Goals
Setting short-, mid-, and long-term financial goals is an essential first step to achieving financial security. If you're not setting any specific goals, you run the risk of going over budget. You will then have no choice but to retire or to use the money for unforeseen expenses. It's possible to get caught up in a cycle of credit card debt and feel as though you'll never have enough money to buy adequate insurance, leaving you more vulnerable than necessary to managing some of life's biggest risks.
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TRUE. Before you can hope to achieve your financial goals, you will need first to measure your current financial goals and develop a plan and a budget.
Describe the significance of establishing financial goals.Because you are aware of the goal you are aiming towards, they make it simpler for you to make sacrifices or keep to a spending plan. They assist you in maintaining long-term attention. Financial objectives provide you direction and drive, and they can also help you stay disciplined in your approach to investing. Going through the process of long-term financial planning enables decision-makers to concentrate on long-term goals, fosters strategic thinking, and raises overall financial literacy understanding within a company. Long-term financial planning fosters dedication and motivation while acting as a decision-making framework. Something you intend to accomplish with your finances in the far future is a long-term financial objective.
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According to the principle of monetary neutrality, a decrease in the money supply will not change.
In different words, according to cash neutrality, an increase (decrease) in the money provide will determine an enlarge (decrease) in the charge of goods and offerings sold
however no longer in the actual quantity of items and services sold, real GDP, or unemployment.
What is the precept of financial neutrality?The neutrality of money idea is based totally on the thinking that cash is a “neutral” element that has no actual impact on economic equilibrium. Printing extra money cannot exchange the crucial nature of the economy, even if it drives up demand and leads to an expand in the fees of goods, services, and wages.
What occurs when there is a decrease in the provide of money?The decrease in the cash grant motives spending to fall. We comprehend that diminished spending is the key to decreasing inflation. So the appropriate time to increase the money supply is when the economy is experiencing inflation.
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