Option B is the correct answer. The Federal Reserve will have to set up the Reverse Repo facility in which these nonbank lenders can lend to the Fed and earn an interest rate.
In order to make sure that the federal funds rate does not fall below the floor which has been set by the interest rate on excess reserves, the Federal Reserve needs to set up the Reverse Repo facility which will let the nonbank lenders that can lend to the Fed and earn an interest rate that is close to the interest rate the Fed pays on excess reserves.
Hence, the correct answer is Option B.
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aubrey is typing a 10 page research paper for her business law class on the branches of the us government. she decides to change the organization of the paper. which view would assist in performing this task?
Aubrey is writing a 10-page research project on the US government's branches for her business law class. She makes the decision to rearrange the paper's structure. This work would be made easier with the aid of outline view.
Business law , often called mercantile law or trade law, is the body of legislation that controls the rights, relationships, and conduct of individuals and businesses engaged in trade, commerce, merchandising, and sales. It is frequently regarded as a subset of civil law because it deals with both private and public law issues. Business law encompasses a variety of topics such as principal and agent, conveyance by land and water, merchant shipping, guarantees, marine, fire, life, and accident insurance, bills of exchange, negotiable instruments, contracts, and partnerships. Most of these categories fall under Financial law, a division of Business law with a focus on financing and financial markets. It can also be regarded to regulate business contracts, hiring practices, and the production
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benjamin retired at age 62 and began to collect social security retirement benefits. after a year of playing 3 rounds of golf per day, ben is bored and decides to go back to work part-time. in 2019 (when benjamin is age 63) he
The correct option (b) 13,000.
As Benjamin has earned $25,720 at his part time job and it is greater than the threshold of $15,720 for 2016, excess income above threshold = 25,720 - 15,720 = $10,000
Social Security will deduct $1 for every $2 above this thershold limit.
So, Adjustment value = $10,000 / 2 = $5000
So, Actual Social Security benefit = $18000 - $5000 = $13,000
Social Security A retirement benefit is a regular payment that replaces a portion of your income when you cut back on or quit your job. As you get older, it might not completely replace your income, so it's best to find other ways to cover your monthly expenses.
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Full Episode : Benjamin retired at age 62 and began to collect Social Security retirement benefits. After a year of playing 3 rounds of golf per day, Ben is bored and decides to go back to work part-time. In 2016 (when Benjamin is age 63) he earns $25,720 at his part time job. His social security benefit before any adjustment for 2016 is $18,000. What will his actual Social Security benefit be for 2016? (a) $10,000. (b) $13,000. (c) $14,667. (d) $18,000.
What aspect of marketing contains, protects, displays, increases the utility, and promotes a product, as well as conveying the product and brand messages?.
Packaging is a subset of advertising the place a manufacturer designs and develops the wrapper or container to aid its transport, handling, delivery, and communicate the manufacturer and product records by making it seem to be attractive.
To facilitate safety and resource product storage and transportation.
What is the significance of packaging in marketing?Packaging is so an awful lot extra than simply protecting a product. It's an necessary advertising tool, which helps branding, emphasizes the product's great aspects and creates an unforgettable experience for the customer. It's a gateway that can increase your product – and enterprise – to the subsequent level.
With the increasing demand for packaging, many businesses have started discovering methods and methods to sell their products thru higher designing and packaging.
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https://brainly.com/question/27992495#SPJ4a signal: occurs when one party to a transaction has more information than the other party. is an agent trying to exploit an information advantage in a dishonest way. is an expensive action that is taken to reveal information. is an offer that conveys negative information about the product.
When an expensive action is taken to reveal information, a signal is produced.
What is information advantage means?The term "information advantage" refers to a legitimate advantage acquired through the ongoing, flexible, incisive, and resilient use of information and information systems. A firm or person with an information advantage has specialized knowledge that gives them a strategic or tactical edge in a particular situation.
What is the advantage of data and information?You will have information once you group, combine, manage, and evaluate the data. You can discover trends, connections, or fresh perspectives on how your organization operates using information. Additionally, the knowledge can assist you in developing business analytics and plans. transfers and deposits made via mobile apps on smartphones. electronic signatures that don't require printing out. Lending approvals on the fly without visiting a loan office. Automated bill payment helps clients meet their monthly responsibilities on time.
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as defined by maloni and benton: the power of a supply chain member [is] the ability to control the decision variables in the supply strategy of another member in a given chain at a different level of the supply chain. it should be different from the influenced member's original level of control over their own supply strategy.
As defined by using Malone and Benton the energy of a power supply member is the potential to manipulate the selection variables within the supply method of another member in a given is True.
Supply refers to the number of products a supplier gives to customers. supply and call for are key gamers in figuring out charges and goods consumption or services. The regulation of supply states that having higher demand is an effective indication for suppliers to boom deliver.
The law of delivering and call for combines two fundamental economic ideas describing how changes inside the fee of an aid, commodity, or product affect its supply and call for because the fee will increase, delivery rises whilst call for declines. Conversely, because the charge drops deliver constricts even as the call for grows.
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question content area current liabilities are a.payable if a possible subsequent event occurs b.due, but not payable for more than 1 year c.due and receivable within 1 year d.due and to be paid out of current assets within 1 year
Current liabilities are due and to be paid out of current assets within 1 year.
In accounting, current liabilities are often understood as all liabilities of the business that are to be settled in cash within the fiscal year or the operating cycle of a given firm, whichever period is longer.
Current liabilities include accounts payable, short-term debt, dividends and notes payable as well as income taxes owed.
The analysis of current liabilities is important to investors and creditors. This can give a picture of a company's financial solvency and management of its current liabilities.
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question content area if $354,000 of 10% bonds are issued at 95, the amount of cash received from the sale is
The amount of cash received from the sale is calculated to be $336,300.
The amount of cash received from the sale of bonds can be calculated by using the following formula;
Cash received = Face value of bond × Bond quote
Since $354,000 of 10% bonds are issued at 95 in this case, therefore we substitute the values in the equation to determine the amount of cash received from the sale as follows;
Cash received = $354,000 × (95 / 100)
Cash received = $354,000 × 0.95
Cash received = $336,300
Therefore $336,300 cash is received from the sale if $354,000 of 10% bonds are issued at 95
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when an auditor of financial statements has substantial doubt about an entity's ability to continue as a going concern, the auditor most likely would express a qualified or adverse opinion if:
If information about an entity's ability to continue as a going concern is not disclosed in the financial statements, an auditor of financial statements is likely to express an adverse opinion.
Define a qualified or adverse opinion.A remark made in an auditor's report that is attached to a company's audited financial statements is known as a qualified opinion. According to an auditor's judgment, a company's financial information may have been incomplete or there may have been a significant problem with how generally accepted accounting standards (GAAP) were applied, but the problem was not widespread.
With one or more exceptions, the financials often reflect the company's success and position. The financial statements are inaccurate or do not adhere to widely accepted accounting rules, in our opinion (GAAP).
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the static budget is an example of a: multiple choice question. variable budget fixed budget flexible budget
A budget that employs anticipated quantities for a specific period prior to the period's start is known as a static budget.
How do fixed and flexible budgets compare?How exactly does the flexible budget operate? The first step in developing a flexible budget is identifying and budgeting for fixed spending. The management must determine what those costs will be and include them as fixed items in the budget at this stage of the process, which is the same as creating a static budget.
Static planning – what is it?Static planning is a method that ignores alterations to the external environment or internal operations of the company. As a result, it could result in erroneous projections and strategies.
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which kind of messages can be used in problem-solving based on using the competition (win-lose) style of conflict management?
In that one conforms to or obliges another without offering personal input, the accommodating conflict management approach is generally seen as passive or submissive and implies a low concern for oneself and a great concern for others.
What is the main danger of using a combative, competitive style?Cons: A competitive style may come out as hostile, combative, and aggressive. The biggest disadvantage of a competing style is that it can damage relationships, sometimes irreparably.
Which method of handling conflict involves ignoring or discussing things subtly?When there is a disagreement, one individual may use passive-aggressive conduct, in which case they express their negative emotions or thoughts by engaging in nonverbal activities like procrastinating.
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when comparing a retail business to a service business, the financial statement that changes the least is the a.statement of cash flows b.income statement c.balance sheet d.statement of stockholders' equity
When comparing a retail business to a service business, the financial statement that changes the least is the d. statement of stockholders' equity.
What distinguishes a sales company's financial statements from those of a service company?The existence of inventory distinguishes a merchandising firm from a service-based one as their main distinction. Unlike service-based firms, which do not sell things to customers, retail enterprises do. This distinction must be reflected in the financial accounts of the companies, especially the income statements.
Both types of business models may employ staff, both may require equipment to operate, and both may have paying consumers who purchase goods or services. A merchandising company must keep inventory on hand, which is the major distinction between it and a service industry business.
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what term best describes a scenario in which an employer subsidizes the purchase of an employee's personal mobile device, giving the employee the option of buying a more expensive device if the employee pays the difference?
The circumstance in which an employer covers a portion of the cost of an employee's personal mobile device, enabling the employee to buy a more expensive device provided they pay the difference, is best described as "shared ownership."
To lessen the owners' financial burden is the most frequent justification for joint ownership of a residence. A joint mortgage application may be made by two or more people, who may then divide the debt equally or unequally. Every applicant's income, credit history, and debt-to-income ratio will be taken into consideration by the lender.
They might not wish to pursue a combined mortgage if one person's credit could adversely affect an application for a mortgage. They might provide the down payment in this situation and allow the person with superior credit to hold the mortgage in their name.
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a boss whose management style emphasizes consensus-building and seeks out input from her employees is demonstrating a(n) style of leadership.
A boss whose management style emphasizes consensus-building and seeks out input from her employees is demonstrating democratic style of leadership.
What kind of leadership style is democratic?Democracy literally translates to "governed by the people." Making room for multiple people to engage in the decision-making process is a key component of this leadership style. Participative leadership is another term frequently used to describe democratic leadership.
What does "democracy in management" mean?The people being led are actively involved in the democratic leadership approach, also known as participative management. Democratic leaders frequently ask their employees for advice and input. They promote discussion and involvement in the decision-making process.
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Roger Wu has decided to buy a new Porsche. Since there are no Porsche dealers in his community, he must travel almost 200 miles to a find a Porsche dealer to purchase the car of his dreams. For Wu, a Porsche is a product. O generic O sought O specialty O shopping O nondurable
Roger Wu has decided to buy a new Porsche. Since there are no Porsche dealers in his community, he must travel almost 200 miles to find a Porsche dealer to purchase the car of his dreams. For Wu, a Porsche is a specialty product.
A product is an item offered for sale. Products are services or items. It can be in physical or virtual or cyber form. All products are made at one price and sold at one price. Calculated prices vary by market, quality, marketing, and target segment.
Commodities are classified into four categories based on consumer habits, prices, and product characteristics: consumer goods, commodity goods, specialty goods, and nondurable goods.
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Maple Corporation, a calendar-year corporation, was formed three years ago by its sole shareholder, Brady, who immediately elected S corporation status. On December 31 of the current year, Maple distributed $38,500 cash to Brady.
What are the amount and character of gain Brady must recognize on the distribution in each of the following alternative scenarios? (Leave no answer blank. Enter zero if applicable. If the answer is "0", select "None".)
a. At the time of the distribution, Brady’s basis in his Maple Corporation stock was $45,200.
Amount Character
Gain
Brady's basis stock gained $38,600, which equals $0 in capital gains, Brady's basis stock gained $9,500, which equals $23,500 in long-term gains, and Brady's basis gained $0, which equals $33,000 in long-term gains.
How can I figure stock gain?Both short-term and long-term capital gains are possible with stocks. Capital gains for durations shorter than a year or a year and a half are referred to as short-term capital gains. Long-term capital gain is profit from investments for durations longer than a year or a calendar year.
Brady has owned shares of Marple Corp. for three years, therefore there will be a long-term capital gain.
Using the following formula, one may determine capital gain:
Capital gain = cash distributed - Basis stock
For basis stock was $38,600
Capital gain = $33,000 - $38,600
Capital gain = -$5,600
Brady's stock basis decreased from $38,600 to $5,600 as a result of the negative capital gain outcome, indicating that Brady did not experience a capital gain. Brady consequently recorded no capital gain.
For basis stock was $9,500
Capital gain = $33,000 - $9,500
Capital gain = $23,500
This shows that Brady's stock basis decreased to $0 and Brady realized a long-term capital gain of $23,500.
For basis stock was $0
Capital gain = $33,000 - $0
Capital gain = $33,000
This indicate the Brady's stock basis would remain at $0 and Brady recognized $33,000 long term capital gain.
Brady's capital gain therefore consists of $33,000 in long-term capital gains at basis stock 0 and $33,000 in short-term capital gains at basis stock 0 and $23,500 in long-term capital gains at basis stock 9,500.
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Jin-Lo is investing money for his company. He notices that the interest rate on borrowing in Jakarta is 2 percent and the interest rate on bank deposits in Warsaw is 7.5 percent. In this situation, a carry trade would occur when Jin-Lo
A.borrows money in Jakarta currency and invests in stocks with good growth potential in Jakarta.
B.borrows money in Jakarta currency, converts it into Warsaw currency, and deposits it in a Warsaw bank.
C.invests in bank deposits of Warsaw and reinvests the earnings in Jakarta.
D.invests in bank deposits of Jakarta and reinvests the earnings in Warsaw.
Jin-Lo is investing money in his company. He notices that the interest rate on borrowing in Jakarta is 2 percent and the interest rate on bank deposits in Warsaw is 7.5 percent. In this situation, a carry trade would occur when Jin-Lo borrows money in Jakarta currency, converts it into Warsaw currency, and deposits it in a Warsaw bank. Option B
What is investing money?Generally, You have the option of selecting assets on your own according to the way you choose to invest, which is known as the do-it-yourself approach, or you can seek the assistance of an investment professional, such as an advisor or broker.
Before you start investing, it is essential to evaluate your preferences and the amount of risk you are willing to take. If you don't like taking chances, investing in stocks and options might not be the ideal choice for you. Create a plan that details how much money to invest, how often to invest, and what kind of investments to make depending on your objectives and personal preferences.
Before you commit your resources to the target investment, you should conduct research on it to ensure that it is in line with your strategy and has the ability to achieve the benefits you are looking for. Keep in mind that you won't need a lot of money to get started and that you can make adjustments as your requirements shift.
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management tries to maintain consistent, regular dividend distributions to encourage any dividend cuts in the future and prevent a negative signaling effect. true false
Management tries to maintain consistent, regular dividend distributions to encourage any dividend cuts in the future and prevent a negative signaling effect. - true
management consists of the sports of putting the approach of an organisation and coordinating the efforts of its personnel (or of volunteers) to perform its goals through the application of to be had sources, consisting of financial, natural, technological, and human sources. "Run the commercial enterprise"[1] and "alternate the enterprise" are two principles which are utilized in control to distinguish between the continuing shipping of products or offerings and adapting of products or services to satisfy the converting needs of clients - see fashion. The term "management" may additionally talk over with the ones individuals who control an employer—managers.
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stone industries uses flexible budgets. at normal capacity of 16,000 units, budgeted manufacturing overhead is: $48,000 variable and $270,000 fixed. if stone had actual overhead costs of $321,000 for 18,000 units produced, what is the difference between actual and budgeted costs? question 10 options: $3,000 unfavorable $9,000 unfavorable $3,000 favorable $12,000 favorable
The Actual cost is less than the Budgeted, so the difference between actual and budgeted costs is $3,000 is favorable.
The computation of actual and budgeted costs is shown below:-
Budgeted Actual
(18,000 units) (18,000 units)
Variable $54,000
($48,000 ÷ $16,000) × $18,000
Fixed $270,000
Total $324,000 $321,000
Therefore, the Actual cost is less than the Budgeted, so the difference between actual and budgeted costs is $3,000 is favorable.
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an owner has a home with a great view of the river from her location, which is across the road from a vacant lot that has an even better view. unfortunately if the vacant lot sold, any building would obscure her view. what can she do to preserve her view?
She can do nothing about it to preserve her view.
Recollect, voluntary alienation truely approach you're selling your home. This is the type of belongings transfer you want to be part of! Involuntary alienation essentially manner the property is being transferred without the proprietor consent.
Consent: Consent of each the important and the agent is essential to form an agency courting. Greater specially, each the predominant and the agent need to consent to the agent appearing at the essential's behalf and situation to the fundamental's manipulate.
The most commonplace prevalence of involuntary alienation is whilst a financial institution evicts the residents because of unpaid loan balances. In different words, foreclosures is a situation where one loses their property due to unpaid debts.
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Brand ________ refers to the degree to which customers can identify a brand under a variety of circumstances.
Brand recognition refers to the degree to which customers can identify a brand under a variety of circumstances. Brand recognition is the extent to which a consumer can correctly identify a particular product or service just by viewing the product or service's logo, tag line, packaging or advertising campaign.
Brand recognition can also be triggered via an audio cue, such as a jingle or theme song associated with a brand. The five stages of brand recognition are awareness, preference, reputation, trust and loyalty. Brand awareness familiarizes the public with a product and differentiates it from competing brands. Businesses that maintain high levels of brand awareness are likely to generate more revenue because consumers are more likely to buy familiar brand names compared to unknown ones.
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an economy is employing 5 units of capital, 5 units of raw materials, and 10 units of labor to produce its total output of 100 units. each unit of capital costs $10; each unit of raw materials, $4; and each unit of labor, $3. the per-unit cost of production in this economy is
The per-unit cost of production in this economy is 0.25.
An economy is a system of inter-related production and consumption activities that ultimately verify the allocation of resources at intervals a bunch. the assembly and consumption of products and services as an entire fulfill the requirements of these living and operative at intervals it.
The per-unit cost of production refers to each the variable prices and stuck prices related to manufacturing and delivering one unit of any product to an finish client. observation your price of products sold-out helps produce context to line rating and guarantee profit is generated.
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the smithwicks, your buyer clients, obtained a 90% loan on their new $400,000 home. at closing, they paid $6,150 for points at closing. how many points did they pay?
The smithwicks paid a total of 1.71 points.
How exactly did the Smithwicks pay the points?A point is 1% of the loan amount. The Smithwicks' loan is $360,000 ($400,000 x .90), and they paid $6,150 for points at closing. Divide the cost in points by the loan amount to get the number of points they paid: ($6,150 ÷ 360,000 = 0.0170833, or 1.71).
What does the term "home loan" mean?A home loan is a sum of money that a bank or other loan provider lends to an individual borrower in order for that person to fund the purchase of a piece of property. The length of time the loan must be repaid will be agreed upon by the lender and borrower; normally, this will be between 25 and 30 years.
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in a cost-benefit analysis the development or purchase of software is generally considered a(n)
in a cost-benefit analysis the development or purchase of software is generally considered as a operating costs.
What do you mean by operating costs?The continuing costs associated with conducting business on a day-to-day basis are known as operating costs. Costs of goods sold (COGS) and other operating costs, also referred to as selling, general, and administrative (SG&A) costs, are both included in operating costs. In addition to COGS, typical operating expenses could also include rent, tools, inventory prices, marketing, payroll, insurance, and money set aside for R&D. The income statement of a business can be used to locate and assess operating costs.
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g what valuation should be recorded for noncash assets transferred to a partnership by one of the partners?
On the day that they are transferred to the partnership, non-cash assets ought to be valued at their fair market value.Partner assets are deducted from the appropriate asset account and credited to the partner's Capital account in their entirety.
Honest evaluation (FMV) in land is the resolved value that a property will sell for in an open market.A willing buyer and seller who are both reasonably knowledgeable about the property in question agree on the FMV.
What is an illustration of a fair market price?
For instance, the fair market value of a home is $310,000 if the seller lists it for $350,000, an interested buyer offers $300,000, and the buyer and seller negotiate and agree on that amount.
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you are working with team members to complete a project for school. person 1 has not been as active as they could during the brainstorming process. about one week into the project, person 1 suggests an alternative way to complete a task. you are confident this new approach would be counterproductive. how do you respond to person 1's request?
Let Person 1 know that he is not doing his share and communicate that you are willing to switch tasks or organize the work differently. Perhaps he just needs moral support or a different task.
- The choice that was just suggested fits the situation.
1. Describe the issue you wish to fix.
It could be simpler to say than to do. Keeney recounts a PhD student who is struggling to find an adviser and a topic for their dissertation. The pupil fumbles for ideas and expresses them as negatives rather than positives, with just the haziest notion of a purpose. It's "not intriguing to me," "it seems too hard," "it seems like it would take too much time," and "I don't believe I could accomplish it."
2. Determine a potential solution's goals.
The German energy company hired Keeney to perform these services, and he has also performed these services for a number of government organizations, including the Department of Homeland Security and the Energy Department.
3. Attempt to come up with individual answers.
Organizations should urge that employees first try to come up with their own answers before starting a collective brainstorming session.
4. Once you have a clear understanding of your issues, your goals, and your unique solutions, work as a group.
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which organization has the authority to establish generally accepted accounting principles for state and local government entities? multiple choice the national council on governmental accounting the governmental accounting standards board the financial accounting standards board the municipal officers finance organization
The Government Accounting Standards Board is responsible for developing generally accepted accounting principles for state and local governments.
The Government Accounting Standards Board (GASB) is a private non-governmental organization that develops accounting reporting standards for state and local governments. The GASB is in charge of generally accepted accounting principles (GAAP).
GASB is significant because it assists public organizations in demonstrating to citizens that they are accountable and compliant. Because many of these organizations are funded by tax dollars, they must be able to demonstrate to the public that their financial statements are accurate and up to date. The GASB is recognized by governments and the accounting industry as the official source of generally accepted accounting principles (GAAP) for state and local governments.
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Oil prices are denominated in terms of _____ in international commodities markets.
Answer:
Dollars.
Explanation:
The price of nearly every raw material the world consumes today, from oil to wheat to copper, is set in dollars.
If an economy can increase its steady annual growth rate from 1 percent to 1.5 percent, this reduces the time it takes for the economy to double in size by approximately ________years. O 5 O 8
O 33 O 17 O 23
The time it takes for an economy to double in size can be shortened by about 23 years if it can raise its constant annual growth rate from 1 percent to 1.5 percent.
When annual growth rates rise from 1% to 1.5%, the time decreases by 23 years.
Rule 70 states that the time it will take the economy to double is equal to 70 divided by the growth rate.
If the growth rate is 1%, it will take the economy 70 years to double in size.
Given a 1.5 percent growth rate, it will take the economy 47 years to double in size.
Time decreases by 70 years, 47 years, and 23 years when annual growth rates rise from 1% to 1.5%.
Growth rates are the changes in a particular variable's percentage over a given period of time. Growth rates can be either positive or negative, depending on whether the variable's size is changing over time or not. Growth rates were initially employed by biologists to study population sizes, but they have since been used to other fields such as economics, business management, and investment returns.
Increase rates for investors often reflect the compounded yearly rate of growth of an investment, or the revenues, earnings, or dividends of a corporation. Gross domestic product (GDP) and unemployment are two macroeconomic terms that are also analyzed using growth rates. Two popular types of growth rates used for analysis are expected forward-looking and trailing growth rates.
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how do dollar bills and gold differ in their role as money? multiple choice question. dollar bills do not have stability of value gold has intrinsic value gold does not have stability of value dollar bills have intrinsic value
The value of the dollar can influence the cost of gold. In actuality, gold serves as both a currency and a commodity.
What distinguishes gold from currency?When it comes to wealth storage, gold may be much more effective than cash. According to CNN Money, your money in the bank "earns essentially nothing" because interest rates are still low. That cash might really be worth less now that inflation has been taken into consideration. It is well known that gold has a long history of stability.
Why is gold regarded as currency?Gold is a form of money in a free market. A price for gold exists, and that price will change in relation to other mediums of exchange like the US dollar, euro, and yen.
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if the debt payment (mortgage payment) is $100,000 and the net operating income (noi) is $130,000, what is the debt coverage ratio (dcr)?
The debt coverage ratio (dcr) will be 1.3
What is DCR?
The debt service coverage ratio compares the cash flow of a company to its debt commitments. Businesses can use DSCR to determine whether they have enough net operating income to repay loans. Divide net operating income by the total debt service, including principal and interest, to obtain the debt service coverage ratio (DSCR).2.0 or above A DSCR of at least 2 is regarded as very strong, despite the fact that there is no industry standard. The minimal DSCR standards that many lenders will establish range between 1.2 and 1.25.To know more about Debt here
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