Initially in the year, the anticipated benefit obligation was $80 million. $10 million was spent on services throughout the year.
How do you determine your estimated benefit obligation at year's end?The Process for Calculating Projected Benefit Obligation
On the balance sheet of the company, you can see how financed the pension plan is.
The assets of the pension plan should be valued fairly.
To calculate the projected benefit obligation, deduct the funded status of the pension plan from the fair market value of the assets in the pension plan.
How is PBO calculated at the end of the year?Benefits from earlier years (1 plus the discount date) divided by PBO at the start of the year.
decades until retiring
Opening obligation is equal to benefits accrued in preceding years plus the discount rate.
decades until retiring
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in a purchase commitment, if market price at acquisition is less than the contract price, the purchase is recorded at what price
In a purchase commitment, if market price at acquisition is less than the contract price, the purchase is recorded at market price.
A contract is a legally enforceable agreement between two or more parties that creates, defines, and governs mutual rights and obligations between them. A contract typically involves the transfer of goods, services, money, or a promise to transfer any of those at a future date.
Contract, in the simplest definition, a promise enforceable by law. The promise may be to do something or to refrain from doing something. The making of a contract requires the mutual assent of two or more persons, one of them ordinarily making an offer and another accepting.
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One strategy insurance companies have adopted to reduce moral hazard is to require an injured party to pay a _______________ .
A. actuarial fairness
B. a contribution
C. a premium
D. a deductible
One strategy insurance companies have adopted to reduce moral hazard is to require an injured party to pay a deductible.
A method to control your risk is via insurance. If something unfavorable occurs to you, the insurance company compensates you or a person of your choice. If an accident occurs and you don't have insurance, you can be liable for all expenses.
When anything unfortunate occurs, such as a fire, theft, legal action, or automobile accident, insurance acts as a financial safety net, assisting you and your loved ones in recovering. You will obtain an insurance policy—a binding legal agreement between you and your insurance provider—when you acquire insurance.
Hence the correct option D
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you are brought onto a project team that has worked together for a few months. you have ideas for how the team can work together more effectively. is the first meeting the time to speak or to listen?
Make sure that every meeting has a purpose to increase team efficiency. It may also be beneficial to establish the meeting's non-goals in order to avoid becoming sidetracked. Create and distribute a meeting agenda to ensure that everyone is on the same page. Include any readings or extra papers in the agenda as well.
improve team cooperationMake a safe environment for people to discuss their views. To collaborate, colleagues must first participate, and in order to contribute, employees must feel comfortable enough to communicate their opinions without fear of judgment or bad repercussions. Improving team cooperation requires creating an environment in which team members may freely express themselves.
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which of the following would cause short-run aggregate supply to decrease? choose 1 answer: choose 1 answer: (choice a) a an increase in consumption (choice b) b firms anticipate lower in
A decrease in the price level will decrease the short-run aggregate supply only.
What is aggregate supply?The whole supply of products and services produced within an economy at a specific overall price over a specific time period is known as aggregate supply, also known as total output.
Shocks to labor or input cost can also cause the aggregate supply curve to change.
The SRAS curve would shift to the left as a result of the shock of a large number of agricultural crops being destroyed by an unexpected early frost because there would be less agricultural products available at any given price.
How much output companies will produce and at what prices is determined by the interaction between aggregate demand and aggregate supply. Inflation is also determined by it.
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doing personal favors for people is an example of an attempt to create which kind of attitude when working to increase managerial power?
A sense of responsibility to the manager.
What is leadership sense of responsibility?
As a leader, being responsible means being able to carry out the responsibilities that have been assigned to you and responding to situations in a mature and professional manner.A responsible leader must also commit to a particular skill or follow certain guidelines.
What are the five most important roles that a manager plays?
At the most essential level, the board is a discipline that comprises of a bunch of five general capabilities:organizing, planning, hiring, leading, and exercising control.A collection of practices and theories on how to be a successful manager includes these five functions.
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open market operations take place when the central bank ____ in order to influence the quantity of bank reserves.
Open market operations take place when the central bank sells or buys U.S. Treasury securities in order to influence the quantity of bank reserves and the level of interest rates.
The Federal Reserve's open market operations (OMOs)—the purchase and sale of securities in the open market by a central bank—are a key tool in the implementation of monetary policy. The Federal Open Market Committee establishes the short-term goal for open market operations.
What are some examples of open market operations?
The Federal Reserve Bank (Central Bank of United States) purchased $175 million MBS from banks originated by Fannie Mae. read more, Freddie Mac, and the Federal Home Loan Banks. ...As the Fed's short-term treasury bills matured, it used the proceeds to buy long-term Treasury notesLearn more about open market operations (OMOs) to visit this link
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investments. sheldon cooper and amy fowler are married and live in pasadena, california. they have as a new investment goal to create a college fund for their newborn daughter. they estimate that they will need $200,000 in 18 years. assuming that the cooper-fowler family could obtain a return of 5 percent, how much would they need to invest annually to reach their goal? garman, e. thomas; forgue, raymond. personal finance (p. 419). cengage learning. kindle edition.
They need to invest $7109.25 annually to reach their goal.
let X be the amount to be invested annually
=>FV = 200000
X * [(1+5%)^18 -1]/5% = 200000
=>X = $7109.25
hence they need to invest $7109.25 annually.
An investment is an asset or object received with the goal of producing earnings or appreciation. Appreciation refers to a growth in the cost of an asset over the years. when an individual buy a good as an investment, the purpose is not to consume the good but as a substitute to using it inside the destiny to create wealth. investment definition is an asset received or invested in to build wealth and save cash from the tough-earned income or appreciation. funding means more often than not to attain a further supply of income or advantage and make the most of the investment over a particular time frame.
The funding provides the inventory of capital, and the quantity of capital to be had in a financial system is a critical determinant of its productivity. investment for that reason contributes to economic increase. An investment technique is a set of suggestions that govern the conduct of traders in a way that permits them to remain faithful to the tenets of their funding method.
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Suppose that the adult population in the country of Atlantis is 140 million. If 90 million people are employed and 10 million are unemployed, then O 40 million are not in the labor force. O 40 million are in the labor force. O 130 million are in the labor force. O 80 million are not in the labor force.
Let's assume that Atlantis has 140 million adult residents. If there are 90 million employed people and 10 million unemployed people, that leaves 40 million people out of the labor force.
What does the term "labor force" mean?
All people who meet the criteria for inclusion among the employed or unemployed make up the labor force, also known as the population that is currently engaged in labor-force activities. The term "employed" refers to people who work for pay or profit at least one hour per week or who hold a job but are momentarily off the clock due to illness, vacation, or a strike. The armed forces include anyone who served in the armed forces during the time in question, whether they were stationed in the metropolitan territory or elsewhere, and was selected from the pool of all workers available.
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a vertical marketing system that involves a contractual relationship between a wholesaler and small independent retailers to standardize and coordinate buying practices, merchandising programs, and inventory management efforts is referred to as a(n)
A wholesaler-sponsored voluntary chain is a vertical marketing system that involves a contractual relationship between a wholesaler and small independent retailers to standardise and coordinate buying practises, merchandising programmes, and inventory management efforts.
What do you mean by merchandising programs?
Merchandising is the presentation and promotion of goods for sale at both wholesale and retail levels. Marketing strategies, display design, and competitive pricing, including discounting, are all part of this. Merchandising is critical for retailers looking to build their brand, improve customer experience, compete with others in the industry, and, ultimately, drive sales. The planning, development, presentation, and sale of fashion products in consumer-driven markets is referred to as merchandising. A bachelor's degree in this field can help you prepare for a variety of jobs, including: Merchandiser. Retail brand purchaser. Product creator.
So, the required answer is wholesaler-sponsored voluntary chain.
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which of the following are types of manageable questions? a. leading questions b. loaded questions c. close-out questions d. impulse questions
Leading questions are the most controllable sort of inquiry. Thus, the correct answer is (a) leading questions.
What is Leading questions mean?In common law systems that rely on witness evidence, a leading question is one that indicates a response and contains information that the examiner wants to be confirmed. The use of leading questions to elicit testimony in court is limited in order to limit the examiner's capacity to control or influence the evidence given. Leading inquiries might be problematic or appropriate depending on the circumstances.
Leading inquiries are frequently answered with a yes or no (though not all yes–no questions are leading). Leading questions differ from loaded questions, which are problematic because they carry implicit assumptions.
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What would help a company reduce the risk of developing products for which there is little or no demand?.
The danger of creating items for which there is little or no market demand could be decreased by combining the R&D and marketing departments.
Which seven marketing functions are there?The seven components of marketing include selling, managing products and services, managing marketing information, pricing, financing, and distribution. Your efforts and business-supporting tactics can be more effectively focused if you are aware of the fundamental principles of marketing.
what is A marketing department divisions?The marketing department's job is to inform and influence customers to purchase the company's goods. It involves a number of tasks, including sponsorship, public relations, personal selling, direct mail, and sales promotion.
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hy does a bond's value fluctuate over time? multiple choice question. a bond's par value changes over time the coupon rate and par value are fixed, while market interest rates change the coupon rate varies, while market interest rates are fixed a bond's value does not fluctuate over time
The amount of income generated by a bond's coupon payments in relation to general interest rates affects the bond's price. If market interest rates exceed their coupon rate, bonds lose all of their appeal.
What do you mean by bond's value ?Bond valuation is a technique for calculating the fictitious fair value of a certain bond. Bond valuation entails figuring out the face value or par value of the bond as well as the present value of the bond's future interest payments, sometimes referred to as its cash flow or future value.
Every bond has a face value, also referred to as a par value. This figure represents the bond's future value and is also used to determine the bond's interest payments. It's one of the crucial figures regarding a bond that you should be aware of in order to appreciate its worth as an investment.
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Compute depreciation expense for 2022 and 2023 using (1) the straight-line method, (2) the units of activity method, and (3) the double-dedining balance method. Depreciation Expense 2022 2023 (1) $ Straight-line method 2600 $ 36000 (2) Units-of-activity method $ (3) Double-declining balance method $ 19500 $ 73125 Linton Company purchased a delivery truck for $34,000 on January 1, 2022. The truck has an expected salvage value of $2,000, and is expected to be driven 100,000 miles over its estimated useful life of 8 years. Actual miles driven were 15,000 in 2022 and 12000 in 2023
Depreciation Expense 2022-2023 (1) $ Straight-line method 2587.50 $ 28500 (2) Units-of-activity method $ 3200 $ 2400 (3) Double-declining balance method $ 24000 $ 43900.
What does "straight line method of depreciation" mean?The value of a fixed asset is decreased over the course of its useful life using a popular depreciation method called straight line depreciation. Over the course of the asset's useful life, it is used to lower the carrying amount of a fixed asset. The cost of an asset is depreciated by the same amount over each accounting period when using straight line depreciation.
Why do people adopt the straight-line method?By assuming a constant depreciation expense throughout each accounting period, the straight line basis depreciation technique estimates the value of an asset's wear over its useful lifespan. The value of an asset is expensed over accounting periods on a straight line basis by businesses in order to lower net income.
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a firm has a pure discount loan with face value of $75,000 that is due in six months. the assets of the firm are currently worth $96,000. the stockholders in this firm basically own options on the assets of the firm with a strike price of .
HE assets of the firm with a strike price of .call; $50,000
A name alternative gives a proper to its holder to shop for underlying belongings at a predetermined at fee i.e strike fee and date i.e adulthood date. If in adulthood the decision option is not beneficial to its holder then he does not exercise the option.
In the above case, the company's stockholder has personal a call option to shop for its property by way of paying $50,000 i.e strike rate to its lender on the maturity of the mortgage.If on maturity the belongings value of the company is reduced to $50,000 then the stockholder does not exercise the call option and hand over the company's property to the lender.
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find the sales tax on a purchase of $18.95 if the tax rate is 6%. responses $1.85 $1.85 $1.92 $1.92 $3.25 $3.25 $1.14
The sales tax on a purchase of $18.95 if the tax rate is 6% is $1.14
Define sales tax.The consumer can usually be asked to pay the tax at the time of purchase under most legal provisions. Typically referred to as a use tax, this tax is imposed on goods or services and is paid by the consumer directly to the government. Food, education, and medicine are just a few examples of the goods and services that are frequently exempt from sales and use tax. Sales taxes are related to value-added taxes (VAT) that are levied on goods and services.
Given:
$18.95 = 100 percent
$x? =6 percent
rule of three
$18.95 = 100%
$x? =6%
18.95 / 100 = x / 6
x = (18.95 × 6)/100
x = 113.7/100
x = 11.37 = 11.34
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a revenue collection system by which guests pay the cashier, the bartender, or the food or beverage server (who then pays the cashier or the bartender who has cashiering duties).
A revenue collection system by which guests pay the cashier
The key elements that can have an impact on profitability must be given special consideration in order to control a unit's revenue. Therefore, it is crucial to maintain control over the key variables that can impact a business's revenue, such as the menu-beverage list, the overall amount of food, and
beverage sales, the mix of products sold, the average amount spent by customers at various times of the day in each selling outlet, the number of covers served, and the gross profit margins.
It is crucial to keep in mind, especially in commercial operations, that the accountability of what has been delivered to the client must be included someplace in the overall management system.
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Which of the following is the MOST concerning when getting political information from social media outlets?
A.
political discussions can be negative and discouraging
B.
political groups can be formed to feed information to people who want it
C.
political information shared on social media sites can be wrong
D.
political ideas can spread quickly and start dangerous movements
The most concerning option when getting political information from social media outlets is that C. political information shared on social media sites can be wrong.
What challenge follows from political information on social media?When you get political information from social media, you should be careful of it because it can turn out to be wrong. Using it therefore, would be a perv-ersion of the truth.
The reason why one might fine incorrect political information on social media is that not everyone online beleieves in fair and equal methods of getting their opinions out there. They might therefore spread false information regardless of the consequences.
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free cash flow is defined as: a. additional funds donated by stockholders. b. cash borrowed by the company that requires no interest payments. c. government funds given to a company for meeting environmental protection agency (epa) regulations. d. cash amounts that exceed what is required to fund new investments in the company's current business and meet existing debt commitments. e. money in a company's bank account.
Free cash flow is defined as: a. additional funds donated by stockholders.
Coins go with the flow from operations is produced from prices made as part of the regular direction of operations. Examples of these cash outflows are payroll, the cost of goods offered, hire, and utilities. coins outflows can range appreciably while enterprise operations are notably seasonal.
Revenue is the cash a enterprise earns from the sale of its products and services. coins flow is the net amount of cash being transferred into and out of a corporation. sales affords a degree of the effectiveness of a company's income and advertising and marketing, while coins go with the flow is greater of a liquidity indicator.
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What are the economic and political issues raised by having an imbalance between free and slave states?.
Slaves are much less productive that free men and women. This is because the the human method of productivity is thinking.
The first slave was who?As retribution for fleeing his captors in 1640, indentured servant John Punch is referred to by many historians as the first documented slave (or slave for life) in America. It is regarded as one of the first legal instances to distinguish between black and white indentured servants based on race.
How do you define slavery?One person was owned by another in the practice of slavery. The majority of the rights typically enjoyed by free people were denied to slaves, who were regarded by law as chattel, or property.
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Charlie hates his job, but he is also dissatisfied with other aspects of his life and feels no one has it as bad as he does. Charlie demonstrates
a. general malaise.
b. cognitive dissonance.
c. systemic discrimination.
d. aggressive self-evaluation.
e. negative affectivity.
Charlie exhibits intense self-evaluation, as per the query. To prevent the Charlie from being confused, perform the demonstration in order.
How would you define a demonstration?
demonstrating to someone how something is done or operates: The necessity of stricter controls is demonstrated clearly by this catastrophe. The establishment of an acceptable situation is necessary for the display skill. This would require collecting all of the demonstration's supplies in advance and getting ready for the event itself.
Why do we utilize examples?
Demonstrations can serve an variety of objectives. These fall into one of three categories: to give a example like an occurrence, notion, rule, theory, or procedure. to pique students' interest before teaching in order to inspire and stimulate them.
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question 37 starting a sole proprietorship is easier and less costly than starting any other kind of business. true false
Starting a sole proprietorship is easier and less costly than starting any other kind of business. true
A sole proprietor is a person who owns an unincorporated business by himself or herself. but, in case you are the only member of a home confined liability enterprise (LLC), you aren't a sole proprietor in case you pick to deal with the LLC as a agency.
Sole Proprietorship examples include small organizations, inclusive of a unmarried character artwork studio, a neighborhood grocery, or an IT consultation service. the instant you begin supplying goods and offerings to others, you shape a Sole Proprietorship. it is that easy. Legally, there's no distinction among you and your business.
A sole proprietor is an entrepreneur. A sole proprietor takes on important risks with the intention to generate a enterprise income on his personal. however, an entrepreneur isn't always labeled as a sole owner.
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fedex corp. stock ended the previous year at $118.30 per share. it paid a $1.30 per share dividend last year. it ended last year at $131.70. if you owned 500 shares of fedex, what was your dollar return? select one: a. $14.70 b. $6,700 c. $7,350 d. $6,050
The total dollar return of the stock is $7,350.
What is a stock?A corporation's or company's stock, as used in finance, comprises of all the shares that make up its ownership. Both privately and on stock exchanges, stock can be purchased and sold. Governments often impose strict regulations on these transactions in order to deter fraud, safeguard investors, and advance the general welfare of the economy. In an electronic format, also referred to as a Demat account, the stocks are deposited with the depositories. Existing shareholders' ownership and rights are reduced as a result of a corporation issuing new shares in order to raise money to operate or expand the business. Many businesses provide stock options to employees as part of their remuneration; these options do not reflect ownership but rather the right to purchase ownership at a future date and at a particular price.
Return=14.7 * 500= $7350
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A stock had returns of 9%, -6%, 4%, and 16% over the past four years. what is the standard deviation of these returns?
The standard deviation of these returns is 9.25%.
What is standard deviation?In statistics, the standard deviation measures how widely distributed or how much a set of values might vary. A low standard deviation suggests that values tend to be near the mean (also known as the anticipated value) of the set, as opposed to a high standard deviation, which signals a larger range of values. Standard deviation is frequently represented by the lower case Greek letter (sigma) in mathematical literature and equations for population standard deviation or by the Latin letter s for sample standard deviation. The shorthand for standard deviation is SD. The advantage of the standard deviation over the variance is that it is expressed in the same unit as the data, unlike the variance.
Standard deviation = {[(.09 - .0575)2 + (-.06 - .0575)2 + (.04 - .0575)2 + (.16 - .0575)2] / (4 - 1)}.5 = .0925, or 9.25%
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in your opinion, why does a business have a responsibility to employees and community stakeholders in a business- or plant-closing decision
In your opinion, why does a business have a responsibility to employees and community stakeholders in a business- or plant-closing decision “Society is stressful that organizations, each public and private, serve a social purpose,” he wrote in a draft of the letter that became shared with me.
“To prosper over time, each organization ought to now no longer simplest supply economic performance, however, additionally display the way it makes a nice contribution to society. "Social duty method that except maximizing shareholder value, companies have to perform in a manner that advantages society.
Socially accountable organizations have to undertake regulations that sell the wellbeing of society and the surroundings at the same time as lessening bad influences on them. A stakeholder's number one function is to assist an organization meet its strategic targets via way of means of contributing their revel in and angle to a project. They also can offer essential substances and resources. Their help is vital to a a success project.
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a company wants to store data that is not frequently accessed. what is the best and cost efficient solution that should be considered?
A company wants to store data that is not frequently accessed. The best and cost efficient solution that should be considered is Amazon Glacier.
What do you know about Amazon Glacier?
The Amazon S3 Glacier storage classes are designed specifically for data archiving, offering the highest performance, greatest retrieval flexibility, and lowest cost archive storage in the cloud. All S3 Glacier storage classes offer virtually infinite scalability and are designed for data durability of 99.999999999% (11 nines). The S3 Glacier storage classes offer the quickest access to your archive data as well as the lowest-cost archive storage in the cloud. You can select from three archive storage classes that are optimised for various access patterns and storage durations.
So, The required answer is Amazon Glacier.
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you work for a financial institution that lets customers register online. as new customers register, their user data is sent to pub/sub before being ingested into bigquery. for security reasons, you decide to redact your customers' government issued identification number while allowing customer service representatives to view the original values when necessary. what should you do?
Businesses that offer consumers various financial services are known as financial institutions. Institutions of finance could also redact your customers' government issued identification number while allowing customer service representatives.
After using the funds that clients have provided, they provide money to people and organisations that require it. In order to ease transactions in the financial markets, they thereby link savers and spenders. For instance, these companies let borrowers to get loans using the money that savers have set aside. These businesses also assist clients with fund-raising and financial planning.
The facilitation of the purchase and sale of securities like bonds and stocks is included here. In addition to helping consumers manage their money, certain financial institutions also help them protect their assets. For instance, some would provide insurance plans that safeguard homes or automobiles against financial damage.
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a store has clearance items that have been marked down by 40%. they are having a sale, advertising an additional 55% off clearance items. what percent of the original price do you end up paying?
A 40% reduction in the discounted price is equivalent to 60% of the original price. Clearance items will be discounted an additional 30% and clearance items will be 30% off 60% of the original price or percent an additional 18%.
Percent is basically a fraction with a denominator of 100. Use a percent sign (%) next to the number to indicate that the number is a percentage. For example, if you get 75 out of 100 questions correct on a test (75/100), you get a score of 75%.
Percent is a relative value that represents 100 of an arbitrary amount. A percentage (representing 1%) is 1 in 100. So 100% represents the whole and 200% represents double the amount.
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psychological pricing acknowledges that customers are always rational when making buying decisions. true or false
The business practices of setting prices that are lower than a whole number are known as psychological pricing.
Psychological pricing is based on the idea that customers will perceive the slightly reduced price as being less expensive than it actually is.
What does psychological pricing entail?
Mental estimating is a system that utilizations evaluating to impact a client's spending or shopping propensities to make more or higher worth deals.The objective is to satisfy a customer's psychological need for something, whether that be saving money, purchasing the best product, or getting a "good deal."
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if foxed cots are 100,000 variable costs per unit is 40 andf the selling price is 60 how manyu iuntioes must be siokld fir the firm to break even
If the firm needs to sell $5,000 units in order to cover its fixed expenses of $100,000, variable costs per unit of $40, and selling price of $60. Depending on how many products a company produces, fixed costs may have a different effect on its bottom line. Therefore, the fixed cost decreases as production rises.
What are a company's fixed expenses?Fixed costs are outlays that a company must cover regardless of production levels. Since fixed costs are independent of production parameters like volume, they are less manageable than variable costs.
What are variable expenses, and how can you reduce them?Variable costs are the first location to cut back on spending when necessary. Your ability to supply your good or service will be more affordable the smaller your total variable expenses are.
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Which of the following is an example of a strategic alliance partnership that uses a network cooperative strategy? a Redbox b. Oneworld ora DowAksa d. Mittercoors
One world or Dow Aksa is an example of a strategic alliance partnership that uses a network cooperative strategy
A strategic alliance is an agreement between two or more parties to collaborate in order to accomplish a certain set of objectives while continuing to run their respective businesses independently. Each member of the alliance believes that the alliance's advantages will outweigh the outcomes of their individual efforts. It is a cooperative or synergistic effort. Common components of alliances include the transfer of technology, economic specialisation, shared costs, and risk sharing. Typically, a formal agency, partnership company, or corporate affiliate arrangement will be superior to a strategic alliance. When two businesses each have one or more corporate assets or talents that will advance the other by advancing their respective sectors, a strategic alliance is often created. Outsourcing relationships that attempt to accomplish long-term objectives
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