The maximum rate for credit transactions is established by

Answers

Answer 1

Answer:      Each state has a different approach to usury law. If you are a credit card holder in Kansas, the maximum interest rate is set at 15 percent. If you’re in South Carolina, the maximum rate is set at 8.75 percent for credit card debt.

Explanation:


Related Questions

The monthly failure-to-pay on time penalty is usually

Answers

Answer:

Failure-to-pay penalty is charged for failing to pay your tax by the due date. The late payment penalty is 0.5% of the tax owed after the due date, for each month or part of a month the tax remains unpaid, up to 25%. You won't have to pay the penalty if you can show reasonable cause for the failure to pay on time.

Explanation:

Do family psychologists help couples? Explain.

Answers

Answer:

yes they can

Explanation:

psychologist can help by making communication easier through the couple making it easier for them to talk and understand eachother. also they can help with feeling you may have not said to eachother about certin things

_______________ theory best explains the belief that some adolescents take drugs and alcohol because they feel it will increase sexual pleasure regardless of negative consequences.

Answers

Expectancy Theory
In this theory, individuals' expectations that substance use lowers sexual inhibitions and/or enhances sexual pleasure moderates its relationship to sexual behavior, making sexual behavior under the influence more likely and more risky as such expectations increase.

Which of the following might make you suspect that an ID is fake?
•The ID feels thinner or thicker than usual.
•Fuzzy printing or different font on the birth date.
•Bar codes or magnetic strips on the back will not scan.
•All of the above.

Answers

All of the above is right

The following would possibly make you think that an ID is fake: it is probably thinner or thicker, printed with fuzzy bar codes, or bar code strips on back.

What is an ID?

Identityentification is the impulsive part of our psyche which responds at once and at once to fundamental urges, needs, and desires. The persona of the new child is all identityentification, and best of all, it expands an ego and super-ego.

From the above rationalization, it's clear that alternative D, all of the above, is the right alternative.

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4. What is the leading critique of the electoral college?

Answers

It's hard to make an intellectual argument in favor of the Electoral College. Most people feel that the person who gets the most votes should become president.

After all, that's how we run every other election in this country, says Jesse Wegman, the author of Let the People Pick the President



Which of the following is considered
direct evidence?
a.
DNA
b. Weapons
C. Eyewitness testimony
d. Fingerprints

Answers

Direct evidence is eyewitness testimony. So the answer is C. Eyewitness Testimony.
Direct Evidence is used to directly prove a fact.

The Eyewitness testimony considers the direct evidence. The witness's personal knowledge of that fact is acquired by means of the witness's senses.

What is the evidence?

However, there is a difference between evidence and proof. Evidence is information or facts that help us determine if something is real or even exists. A claim can be proven by a body of supporting data. A conclusion that a certain fact is true or false is called proof.

The term direct evidence refers, To that, directly linking a defendant to the crime for which they're on trial without any need for inference. A common example would be the sworn testimony of an eyewitness.

The Eyewitness is usually that which speaks for itself: eyewitness accounts, a confession, or a weapon

Therefore, Thus option (C) is correct.

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Proposal committee consideration, debate, and executive action are all related to
a. Federalism
b. How a bill becomes a law (statute) in our American government system.
c. Judicial Review.
d. All choices.

Answers

Answer:

b

Explanation:

Which of the following best describes a business code of ethics?

Answers

Can you please go into further detail about your question?

An organization's policies and the ethical standards it expects its employees to uphold are outlined in a company code of ethics. The correct option is D.

A set of guiding principles known as a code of ethics in business is meant to ensure that a company and its personnel behave honestly and honorably in all areas of day-to-day operations and only take actions that benefit society.

Implementing proper corporate policies and practices with regard to apparently contentious matters is referred to as practicing business ethics. Corporate governance, insider trading, bribery, discrimination, social duty, and fiduciary responsibilities are a few topics that come up in an ethical discussion.

Thus the correct option is D.

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Laws that govern acceptable behavior

How reasonable moral standards are when applied to your life

Universal standards based on impartial rules

Norms of behavior in a society

Can a teacher threaten a student to slap in India?​

Answers


Answer: It is both a crime and a civil wrong for holding some one guilty and inflicting penalty, without legal authority. In India, the education system itself promotes corporal punishment. Teacher is assumed a respectful and thus powerful position.

Approaches of democracy

Answers

I don’t quite understand your question, can you please go into further detail?

Which of the following was a major reason the Anti-Federalists were against the ratification of the Constitution?

Answers

Answer:they feared that the new national government would be too powerful and thus threaten individual liberties,

Explanation:

The Anti-Federalists opposed the ratification of the 1787 U.S. constition,given the absence of a bill of rights.

how science prevail over common sense?​

Answers

Answer:

The difference between common sense and science. Plainly stated common sense is information gathered from everyday knowledge and science is thorough research on a particular subject with concluded facts.

The reason for science prevailing over common sense is because its​ uses conceptual schemes and theoretical structures while common sense has no structure to it,

Basically, a common sense means a conventional intelligence that people gathered from everyday situations, events etc.

Science mean a knowledge about our world based on facts learned through numerous experiments,  observation etc.

In conclusion, the reason for science prevailing over common sense is because its​ uses conceptual schemes and theoretical structures while common sense has no structure to it.

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Since 1976, the National Association of Legal Assistants (NALA) has administered a

A)rigorous ethics exam.


B)two-day comprehensive exam.

C)temporary certificate that is good until the candidate completes a bachelor's degree.

Answers

Answer:

(C) temporary certificate that is good until the candidate complete a bachelor's degree

Which statement would the author of the passage most
likely agree with?

Passage:
3. The Patriot Act updated the law to reflect new technologies and new threats. The Act brought the law up to date with current technology, so we no longer have to fight a digital-age battle with antique weapons-legal authorities leftover from the era of rotary telephones. When investigating the murder of Wall Street Journal reporter Daniel Pearl, for example, law enforcement used one of the Act's new
authorities to use high-tech means to identify and locate
some of the killers.

-"The USA PATRIOT Act:
Preserving Life and Liberty,"
Department of Justice

✓ The Patriot Act is essential to the United States'
efforts to combat terrorism.

O The Patriot Act is essential to the United States'
efforts to combat war.

O The Patriot Act is needed to help the United States
protect privacy rights.

O The Patriot Act is needed to help the United States
protect suspects' rights.

A is the correct answer! :)

Answers

Answer:

THANK YOU IF IT IS "A"....<3333

Explanation:

According to the passage, the correct option is A. The Patriot Act is essential to the United States' efforts to combat terrorism.

The passage states that the Patriot Act updated the law to reflect new technologies and new threats. The Act was reportedly used to look into the killing of Wall Street Journal writer Daniel Pearl, according to the document. This implies that the Patriot Act is a powerful weapon in the battle against terrorism in the author's eyes.

Therefore, the author of the passage would most likely agree with the statement that the Patriot Act is essential to the United States' efforts to combat terrorism. Hence, Option A. is correct.

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Read Shelly v Kraeme, Moose Lodge v. Irvis and Georgia v. Mccollum.

Which case is most compelling?

Answers

Answer:

Georgia v. Mccollum.

Explanation:

Definir racismo, si es sin palabras difíciles mejor.

Answers

Answer:

El racismo es la creencia de que grupos de humanos poseen diferentes rasgos de comportamiento correspondientes a atributos heredados y pueden dividirse en función de la superioridad de una raza sobre otra.

Who is required by law to wear restraint devices in a vehicle?
A: The driver and front-seat passenger only
B: The driver only
C: The driver, front-seat passengers, and all passengers under 18
D: All passengers under 18 only

Answers

B. The driver only.

Its band to use a device of any sort while driving

Most people
when someone challenges their judgment
A. react well
B. have no reacton
C. don't react well

Answers

I believe it is C. don’t react well.

What is one possible problem with the statistics in the NCVS?
O It over-reports crimes.
It focuses on white collar crimes.
People may not accurately report the crime that they have experienced.
Not all police precincts participate in the data collection.

Answers

Answer:

C.

People may not accurately report the crime that they have experienced.

Explanation:

People may not accurately report the crime that they have experienced is one possible problem with the statistics in the NCVS. Thus, option C is correct.

What is an NCVS?

National Crime Victimization Survey also called NCVS is an organization that records a number of crime that has happened. The crime can be assault, robbery, physical harm, etc. Track the rate of crime as well as the ratio or proportion that it has happened during the year and the people involved in it.

One of the major setbacks that NCVS has faced is that people do not report the crime that has happened to them so they cannot get accurate data regarding the crimes that have happened. As people want to be silent about a particular situation but it serves as a setback for NCVS.

Therefore, option C is the correct option.

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in Historical Archetypes and Mythology, what is Call to Adventure?

Answers

Answer:

adventuring duh hey you sup

Which clause from the Sixth Amendment guarantees that an accused person will be able to hear the charges against him or her?

“the right to a speedy and public trial”
“confronted with the witnesses against him”
“informed of the nature and cause of the accusation”
“have the assistance of counsel”

Answers

Answer:

“informed of the nature and cause of the accusation”

Explanation:

The clause "informed of the nature and cause of the accusation" from the Sixth Amendment guarantees that an accused person will be able to hear the charges against him or her. Thus, option 'C' is the correct option.

What is the Sixth Amendment?

The United States Constitution's Sixth Amendment outlines rights pertaining to criminal prosecutions. It was included in the United States Bill of Rights when it was passed in 1791. Through the Due Process Clause of the Fourteenth Provision, the Supreme Court has extended the protections of this amendment to the states.

According to the Sixth Amendment, criminal defendants have a right to a swift and open trial by a fair jury made up of citizens of the state and district where the alleged crime was committed. A representative cross-section of the community must be represented on the jury, and the jurors must be impartial.

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What does “Checks and balances” mean when it comes to government. Give at least 2 examples of checks and balances amongst the branches of government.

Answers

Answer:

In terms of gov.t, Checks and Balances, which is the principle of government under which separate branches have the power to prevent actions by other branches and are induced to share power.

Explanation:

- 1st Example -

 > The Judicial branch/Supreme court CHECKS on the Executive branch/President to make sure that the laws that they enforce is (Un)constitutional and would BALANCE the power it enforces.

- 2nd Example -

 > The Legislative branch/Congress CHECKS on the Judicial branch/Supreme Court to make sure that they are doing their job on interpreting the laws to make the law (un)constitutional

.. I hope this helps ..

Which statement about social security is true?

Answers

Answer:

because ethat us the awnser

b

Some of the taxes that are paid by workers go towards social security. Thus, option 'B' is the correct option.

What is social security?

Based on their career earnings, Social Security replaces a portion of their pre-retirement income. Depending on how much you earn and when you decide to begin receiving benefits, Social Security replaces a different percentage of your pre-retirement income depending on your top 35 years of earnings.

The possibility for children to grow up healthy and secure; to meet the material necessities of individuals and families; to shield elderly and handicapped people from medical bills that may otherwise deplete their resources; to keep families together.

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As you increase your use of alcohol and other drugs your ability to safely operate a motor vehicle decreases

Answers

True. Increasing your intake of alcohol and drugs decreases your ability to operate a motor vehicle.

IF YOU BECOME ANGRY OR UPSET, YOU SHOULD: A. Control your emotions while driving B. Park the car and "cool down" before driving on C. Speed up so you can reach your final destination faster

Answers

Answer:

B. park the car and cool down

Explanation:

IF YOU BECOME ANGRY OR UPSET, YOU SHOULD control your emotions while driving. The correct option is a.

For the sake of your safety and the safety of other road users, it is crucial to maintain composure when you become angry or upset while driving. Allowing frustration or anger to influence your driving can result in aggressive behavior and sloppy judgment, which raises the possibility of accidents.

Instead, it's crucial to maintain your composure. Breathe deeply, keep your eyes on the road, and keep a positive attitude. If necessary you can also put stress relieving techniques into action while driving, such as relaxing music or breathing exercises.

In order to get where you're going faster, driving while angry or upset is neither safe nor responsible. It can result in careless driving and raise the risk of collisions. Always put safety first and keep your emotions under control when operating a vehicle.

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White Chocolate Chunk Pecan Cookies
INGREDIENTS
1 1/4 cups all-purpose flour
1/2 cup unsalted butter
1/2 teaspoon baking powder
1/2 teaspoon salt
1/2 cup white sugar
1/4 cup packed brown sugar
1 egg
1 teaspoon vanilla extract
1/2 cup chopped white chocolate
1/3 cup chopped pecans


DIRECTIONS
Blend sugar and butter together until smooth and creamy. Add the egg and vanilla; blend well.
Sift together the flour, salt, and baking powder; combine these ingredients with the creamed mixture. Add chopped white chocolate and nuts.
Spoon dough out onto a cookie sheet. Bake at 375 degrees F (190 degrees C) for about 5 to 10 minutes, or until golden brown on the bottom. Let cool slightly on the cookie sheet before removing, or they'll break.


What was the author's purpose for writing this passage?
A.
to inform readers of the proper way to eat cookies
B.
to entertain readers with a tale of two cookies
C.
to persuade readers that white chocolate is better
D.
to provide instructions on how to bake cookies

Answers

The answer is D. This recipe was made to inform the readers how to bake chute chocolate chunk pecan cookies!
D. The recipe is to inform the reader!

What is the fine for jaywalking in california?

Answers

Answer:

$196

Explanation:

G O O G L E

Answer:

$196

Explanation:

"A jaywalking pedestrian can receive a ticket for the offense. The cost of the jaywalking ticket is $196. This is the base fine and does not include administrative fees and assessments. No points will be assessed to the pedestrian's DMV driving record."

oh, so your a lawyer? name every law

Answers

Answer:

I'm not a lawyer... I'm the judge... why are you even asking? You know your on trial right?

how will criminal investigations in the future be more complex and global than in the past.

Answers

try to do some research!
Yeah I think you should do some research

Who won the Gonzales v CARHART case?

Answers

Answer:

The decisions of the Courts of Appeals for the Eighth and Ninth Circuits reversed. Gonzales v. Carhart, 550 U.S. 124 (2007), was a landmark decision of the US Supreme Court that upheld the Partial-Birth Abortion Ban Act of 2003

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