The lower the actuarial value of your health insurance plan, the higher your monthly premium.
Insurance is a means of protecting yourself and your loved ones from a financial calamity. For the same, you purchase an insurance policy, and the insurance provider assumes the associated risk and provides insurance coverage at a certain rate.
A plan's coverage of a percentage of total average expenses for covered benefits. You would be liable for paying 30% of the price of all insured benefits, for instance, if a plan's actuarial value is 70%.
The higher your monthly payment, the lower the actuarial value of your health insurance coverage.
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on january 24, 1848, james wilson marshall, a carpenter originally from new jersey, found flakes of gold in the american river at the base of the sierra nevada mountains near coloma, california.
James Wilson Marshall, a carpenter from New Jersey, discovered gold flakes in the American River on January 24, 1848, close to Coloma, California, at the base of the Sierra Nevada Mountains.
The American River, also known as the Rio de Los Americanos, is a 30-mile (50-km) long river that flows across California out from Sierra Nevada mountains range to its confluence only with Sacramento River in the city of Sacramento. It is a portion of the watershed for San Francisco Bay through the Sacramento River. This river receives its nourishment from the melting snowfall of something like the Sierra Nevada or its numerous sources and tributaries, such as the North Fork, Middle Fork, and South Fork American Rivers.
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which statement describes stage 4 of kohlberg's theory the child recognizes that there is more than one right view
The statement that children respect authority and maintain social order represents stage 4 of Kohlberg's theory.
What is Kohlberg's theory and its example? Kohlberg's theory focuses on the thought processes that occur in determining whether an action is right or wrong. The theoretical focus, therefore, is on how people choose to respond to moral dilemmas, rather than what they choose or actually do.For instance: according to Kohlberg, those who have achieved higher levels of moral reasoning cannot skip levels; someone cannot suddenly switch from being primarily concerned with peer opinions (stage three) to supporting social contracts (stage five)What are Kohlberg's Six Stages of Moral Development Theory?Stage 1: obedience and punishment. Stage 2: Self-indulgence.Stage 3: Interpersonal Agreement and Conformity. Stage 4: Authority and maintenance of social order. Stage 5: social contract. Stage 6: universal ethical principles and common sense level.How is Kohlberg's theory used today?Another use of Kohlberg's theory is to model the discipline of the school system. An author named Bud Churchwood used Kohlberg's theory of moral development to develop a system to explain how children function with different levels of discipline.
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an uprising in New York called blank rebellion ended when its leader was executed for treason
which factor best accounts for the decreasing number of opinions the court has issued in recent sessions?
Apart from the preferences of Chief Justices Rehnquist and Roberts, there really isn't a solid explanation for why the number of opinions has decreased over time, which is perplexing.
Why are the Supreme Court's majority decisions significant?Except in circumstances where one or more Justices have recused themselves, a majority opinion typically requires five Justices. The majority opinion is significant because it establishes the standard that all ensuing courts hearing a case like this should adhere to.
What aspects influence a court's decisions?As previously indicated, Formalists assert that the facts and the rule of law are two unchanging components that produce judicial judgements. These two factors combine to form a judge's conclusion, which makes it frequently predictable.
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one way that historical political parties consolidated power was through appointing faithful party members to government jobs, also known as
Known as spoiled system.
What do you mean by Spoiled system?
The spoiled system, known as the patronage system. The practice of a party that wins an election to reward polling workers and other active supporters with appointments to government offices or other favors.
What causes the spoiled system?
In an attempt to revamp the government and make it more efficient, President Andrew Jackson replaced many long-serving officials with loyal collaborators rather than appointing the most capable candidates. It was the beginning of the system.
The impact of spoil system?
As a result, the spoils system allows those with political influence to rise to powerful positions within government, regardless of experience or skill, thereby increasing government inefficiency and increasing opportunities for corruption.
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Consider the following example:Pacific fish are now migrating from the ocean to the river to spawn about two weeks earlier than they did forty years ago.Which of the following principles of natural selection most applies? Select the best answer.genetic drift all genotypes are equally fit CCOO neutral evolution variation heredity
Best answer.genetic drift all genotypes are equally fit CCOO neutral evolution variation heredity.when a population is drastically decreased. Natural catastrophes like earthquakes, floods, and fires can obliterate the majority of a population .
While leaving a small, undetermined number of survivors behind.The founder effect causes a small part of a population to move to a new area. Here, they develop their own population with lower genetic diversity. Organisms move between populations, however this does not always cause a noticeable population decline.Typical Genetic Drift Consider a population of white-furred rabbits where the dominant gene is brown fur. White people may disappear entirely due to genetic drift, leaving only the dark population. If a couple has brown and blue eyes, their children will either have brown or blue eyes.The term "evolution" describes the process of expansion and development. It is the idea that holds that current organisms evolved from earlier ones. Taking Charles Darwin's theory of how people evolved and acquired their current shape as an example.
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a nurse is preparing to contact a provider regarding a client. when using the sbar communication tool, which of the following statements should the nurse include in the b step?
The US Navy initially created the SBAR (situation, background, assessment, and recommendation) as a means of communication with nuclear submarines.
The nurse's concerns, vital signs, and patient identity information are all included in this. Indicate your room number, unit, patient, and self. Briefly describe the issue, including what it is, when it occurred or began, and its severity. Prior to communicating, organise the material to make it understandable. Only convey information that is pertinent. Be succinct and clear when giving a briefing, and make use of each SBAR component to convey the important details. To decide on the necessary action, collaborate with the other person. To guarantee that staff members are sharing information that is focused and brief, SBAR is divided into four sections of typical prompt questions. It enables personnel to speak up and communicate clearly, which minimises the need for repeating and the possibility of mistakes.
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FILL IN THE BLANK. Self-esteem is ______ during elementary school, dips during the early teen years, and then ______ during high school and young adulthood.
Self-esteem dips during elementary school, dips during the early teen years, and then increases during high school and young adulthood.
What is self-esteem?
Self-esteem is how we see and value ourselves. It is based on our self-perceptions and beliefs, which can be difficult to change. This is also referred to as self-assurance.
The factors that influence our self-esteem differ from person to person. Your self-esteem may suddenly change. Or you may have suffered from low self-esteem for some time.
Low self-esteem is not a mental health issue in and of itself. However, mental health and self-esteem can be inextricably linked.
Having a mental health problem can also lead to low self-esteem. And if you struggle with your mental health, it may be more difficult to cope or take steps to improve your self-esteem.
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a temporary gathering of people who share a common focus of attention and who influence each other to some extent?
A crowd is known as a temporary gathering of people who share a common focus of attention and who influence each other to some extent.
What is known as a gathering?
An event that brings people together in a group. Only at sporadic family get-togethers do I get to see my cousins. dinner gatherings and other social events. political leaders gathered together. You come together for each other's support. You come together to forge wholesome ties and establish enduring families. To gain a deeper understanding of the significance and scope of your creation, you come together. It's not just fun to get together; it also nurtures our most vital relationships and fosters a sense of belonging and community. You can experience incredible inspiration, renewal, and connection after a straightforward meal with friends or family.
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alisha took an overdose of prescription pills, but before she lost consciousness she called her mom for help. alisha was rushed to the hospital for medical attention. alisha's behavior is defined as .
Alisha took an overdose of prescription pills, but before she lost consciousness she called her mom for help. alisha was rushed to the hospital for medical attention. alisha's behavior is defined as adolescent depression
What part does heredity play in how drug addiction develops?People's bodies' ability to absorb pharmaceuticals fast, the amount and types of receptors they have in their brains, and how well they respond to various medications are all influenced by their genes. The study of addiction will eventually advance as more is learned about the genetic, epigenetic, and neurological roots of addiction.
According to scientists, 40 to 60 percent of a person's susceptibility to addiction is determined by genetic characteristics. A significant research project is currently being supported by the National Institute on Drug Abuse (NIDA) to find the gene variants that increase a person's susceptibility to drug addiction.
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Which phrase best describes peer conflict?occurs between people of equal power and results in no serious harmoccurs between people of equal power and results in a serious threat of harmoccurs between people of unequal power and results in no serious harmoccurs between people of unequal power and results in a serious threat of harm.
Occurs between people of equal power and results in no serious harm phrase best describes peer conflict.
What is unequal power in the workplace?Workers who lack equal power at work are unable to safeguard themselves against accidents, illnesses, and fatal workplace incidents. The majority of workers are unable to secure fair pay for the underlying health hazards they experience at work due to unequal employer power, in a similar manner.
What is an example of an unequal power relationship?Here are some instances of how decision-making disparity might manifest itself in a connection: Always, one individual decides where to go out. One person is making a holiday destination decision. On significant life events, one individual has the final say.
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as a teacher of ap calculus at garfield high school, escalante explained high-level math concepts to students with limited math backgrounds and potential futures to teenagers with limited life experience. his ability to do so is evidence of which leadership behavior?
18 Garfield High students took the AP Calculus Exam in 1982. Each of them succeeded. At Garfield High School, Escalante taught students who had little prior math background advanced calculus concepts.
What was the highest math class you ever took in high school?Unquestionably Calculus. Only a few students who are brave enough to dabble in integral calculus finish high school with it. It was equivalent to AP Calcus AB and BC in the US, respectively.
How many kids at Escalante's conducted advanced placement exam cheating, and how did they do it?Based on similarities in their responses, the Educational Testing Service charged 14 of them with cheating. Twelve retook the exam under strict proctoring and passed once more. Although it was an intriguing mystery, it wasn't the one that made me want to hang out with Garfield.
What high school math topic is the most challenging?The most challenging math course that your school offers is typically AP Calculus BC or IB Math HL. Keep in mind that AP Calculus BC expands on the material covered in AP Calculus AB by tackling harder and more complex ideas.
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when people think about culture they often overlook processes such as the learning of gender roles. why is this?
Answer:
The learning of gender roles is most know as an invisible process. mostly when people think about peoples culture they mainly think about what they eat, what they wear, their day to day life, and normally their first thought isn't learning about gender roles
Explanation:
ps this is my words so u can use it or switch it up. hope this helps.
paul and stacy have a very volatile conflict style. they both are very forceful and inevitably end up hurling insults at each other until they both withdraw exhausted. this is an example of which conflict style?
Conflict between Paul and Stacy is symmetrical. They both exert a lot of pressure and inevitably wind up calling each other names until they both give up and leave, weary.
How would you define conflict style?
The greatest way to understand conflict is frequently by looking at the results of certain actions at specific times. These actions can be helpfully divided into conflict styles. Each approach is a means of resolving a disagreement to one's satisfaction, but it may have varied effects on others.
Is the combative approach healthy?
Relationships in both the personal and professional spheres might benefit from some conflict. Numerous studies have shown that conflict may build teams and relationships and can act as a catalyst for better ideas, innovation, and growth when it is handled correctly.s.
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Gene is receiving food stamps and other government assistance because his income is not enough to adequately support his family. Gene is eligible for this assistance based upon a formula the government uses to award aid. Which statement below best reflects this scenario?
Group of answer choices
Gene is living below the poverty line
Gene is abusing the social welfare system, and his benefits should be cut-off.
Gene is lazy, and needs to get a better job.
Gene is a victim of the feminization of poverty
Gene is receiving food stamps and other government assistance. Statement below which best reflects this scenario is Gene is living below the poverty line.
Option A is correct.
What's the poverty line?The poverty line is the minimum amount of money a person needs to meet basic living needs such as housing and food. If a family lives below the poverty line, they are entitled to state assistance.
How is the poverty line determined?The official poverty line is the national average he spends to obtain goods within the PLB. From 1973 to 1974, prices of PLB commodities were regularly adjusted across states over time to derive official poverty lines.
What is poverty and the poverty line?The poverty line, or bread line is the minimum income considered sufficient in a particular country. The poverty line is usually calculated by estimating the total expenses an average adult needs in her one year.
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Marquis received an angry email from one of his colleagues about a mistake in a sales report. In an attempt to defuse the situation, Marquis is responding to the email by
focusing on task-related facts and issues.
Marquis received an irritated email from one of his colleagues regarding a mistake in a sales report focusing on task-related facts and issues is correct.
Marquis is responding to the email by focusing on task-related facts and issues. Explanation of task-related facts and issues. Task-related facts and issues are simply known as that information, business, projects, and situations that are related to what a person or a businessman is currently working on.
Focusing on task-related facts and issues will be a good way to defuse situations. Hence, we can therefore say the answer Marquis is responding to the email by focusing on task-related facts and issues is correct.
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describe your own philosophy of gift giving (and receiving) and what makes for the most meaningful gifts. relate your experiences to the gift of the magi.
Instead of the ceremonial giving and receiving of objects, the gift is largely about the connections being exchanged and the persons participating in these transactions.
The giving and receiving of gifts show the love and affection one person have for another. The exchange of gifts is crucial because it demonstrates your deep understanding and concern for the recipient.
Most meaningful gifts can be someone giving their time to you without demanding, someone giving charity in your name or someone giving you some handmade gifts.
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four-month-old kiley is watching a puppet show with both a mickey mouse and a minnie mouse puppet. when the curtain closes and reopens with only the mickey mouse puppet, kiley looks longer waiting for minnie mouse. this behavior demonstrates the concept of
Assimilation was the reason Kiley waited for Minnie Mouse to hit the big screen as well as Mickey Mouse.
Kylie already has the cognitive structure of both Mickey Mouse and Minnie Mouse with prior knowledge of watching the same show together, so Kylie assimilates the existing cognitive structure with the character on screen. Other options, such as accommodation, imply changing existing cognitive structures by integrating them with new ones. Research with core knowledge and connections has a very different meaning and perspective.
What does assimilation mean?The process of becoming like others by accepting and using customs and culture: The assimilation of immigrants into American culture has been a consistent feature of American history.
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alice, who is now in her seventies, tends to ramble on about various topics and has difficulty sustaining attention to the conversations around her. this behavior is likely related to
This conduct in Alice, who has been in her sixties, is probably caused by a decline in executive function.
How would you define sustain?supplying what is required for (somebody else) to endure, persist, etc. At very high elevations, there is insufficient oxygen for life to exist. We were buoyed by hope at that trying period. From start to finish, the film maintained [=kept] our interest.
What sustainability entails?The definition of sustainability is "meeting the requirements of the current without jeopardizing the needs of the future" and "ensuring a balance between economic, environmental legislation, and social well-being." The three fundamental pillars of sustainability are socioeconomic, environmental, and social. People, ecology, and profits are the three pillars' colloquial names.
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what type of leader is described as a humble, giving person who wants nothing in return but to see other people succeed?
Answer:a mother
Explanation: they give us life and everything else we need to survive and don’t even ask for a penny
Which approach to therapy emphasizes the unconscious mind and early childhood experiences?.
Psychodynamic treatment centers around oblivious cycles as they are appeared in the client's current way of behaving.
Which treatment centers around the individual self-recuperating limit?
The treatment depends on Rogers' conviction that each individual takes a stab at and has the ability to realize their own true capacity. Individual focused treatment, otherwise called Rogerian treatment, massively affects the field of psychotherapy and numerous different disciplines.
Which early way to deal with brain science presented the possibility of the oblivious psyche?
Freud's hypothesis of therapy expects that quite a bit of mental life is oblivious, and that previous encounters, particularly in youth, shape how an individual feels and acts over the course of life.
What is the psychodynamic approach in brain research?
Psychodynamic hypothesis, otherwise called psychoanalytic psychotherapy, assists clients with figuring out their feelings and oblivious examples of conduct. By talking through these feelings and ways of behaving with a social specialist, clients come to realize themselves better and pursue better choices for themselves.
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the reason(s) behind doctors getting paid much higher than janitors is/are . group of answer choices because they are culturally valued more for their training because they rationally contribute more to society arbitrary both a and c
The main reason(s) behind the doctors getting more paid than janitors is because they are more culturally valued for their own training. Option (a) is correct.
That is, a health practitioner 'contributes greater' to society than that of a janitor, and consequently the health practitioner receives greater than the janitor, primarily based totally on a probable flat basis - each want a home, in all likelihood a car, etc. The health practitioner, however, may get nicer items, and so on.
When it involves the idea of pay many think about it as intrinsic to money, whilst there can many options starting from forex that deteriorates in fee the longer it's far held, to the credit score machine normally visible in sci-fi movies, aleven though this trouble cannot be absolutely tackled with out moving into the very idea of pay. Some socialists, however, in the long run enroll in the idea of 'From every consistent with his ability, to every consistent with his want' - a view that mandates handiest that every man or woman offer what they could to society and take returned.
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Correct Question:
the reason(s) behind doctors getting paid much higher than janitors is/are . group of answer choices
a). because they are culturally valued more for their training
b). because they rationally contribute more to society
c). arbitrary
d). both a and c
1. is the right of a government to control and defend its territory and determine what happens within its borders.
Today, territoriality is strongly linked to this idea; sovereignty is defined as having the final legal say about a region.
a government with the power to protect a state's borders and territory from outside threats. A State is an autonomous, sovereign government that exercises power over a certain geographically defined and bounded territory, typically with well-defined borders that are accepted by other governments on a global scale. Territories are linked to states. a sovereign or state that has complete control over a region. Sovereignty. Sovereignty is a closely related concept to territory and the bounded space boundary. The ability of a state to rule over its territory and the citizens who live within its borders without interference from outside sources is essentially what is meant by this. Warfare, colonialism, or mutual agreements between the political entities that occupy those territories are all ways that political borders can be constructed; the process of establishing such agreements is known as boundary delimitation government.
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26. children living with cohabitating parents: a. are at a higher risk of experiencing lower academic achievement b. are at a higher risk of experiencing behavioral challenges c. are at a lower risk of experiencing learning disabilities d. both a and b are correct
As opposed to children born to married parents, cohabiting parent's children go through more family changes.
Explain about the cohabitating parents?
Parents who live in a close relationship but are not married are said to be cohabiting. Only since the middle of the 1990s have census data been made accessible on cohabitation, therefore some parents who were labelled as "solo parents" in 1968 may have actually been cohabiting.
Cohabitation is another name for living together with someone. In general, cohabiting partners' rights are less protected than those of married couples. The legal distinctions between being married and cohabiting are explained in this information.
When asked why they cohabitate, the majority of couples cited convenience, the want to spend more time together, and the desire to test their relationships. Very few couples cited their lack of faith in marriage as a justification.
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what should you include in your list of references? instructors’ contact information career objective personal or character references
Personal or character references should include in your list of references.
What should your list of references contain?Contact information for the instructors.Wait 24 hours before getting in touch with your teacher.You'll have time to collect yourself and refrain from saying anything you'll later regret.They appreciate assisting pupils in finding solutions to difficulties.One of the many advantages of engaging with your professors is that it can make you feel more at home at school and more a part of the community.Students who interact with their teachers are less likely to lose motivation and quit school.To learn more about Instructors’ contact information refer to:
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which of these factors is not likely a therapeutically effective component of eye movement desensitization and reprocessing? rapidly moving one's eyes patients' anticipation that the treatment will work a relaxing therapeutic environment reliving traumatic memories.
One of the factors that is unlikely to be a therapeutically helpful component of head movements desensitization and processing is rapidly shifting one's eyes.
The therapeutic efficacy is a statistical measure of a drug's relative safety. It is a comparison of the amount of a medicinal drug that generates the therapeutic benefit to the amount that causes toxicity. The phrases therapeutic window and safety window describe a range of doses that optimum between efficacy and toxicity, providing the greatest therapeutic benefit while avoiding undesirable side effects or toxicity. TI is traditionally defined in an established clinical indication setting of an approved medicine as the ratio of the dose of drug that generates side effects at an endemic not compatible with the targeted indications to the dose that leads to the desired pharmacological effect.
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a researcher studied the impact of a social program on aggressive behavior. in the elementary school, 200 students were randomly assigned to receive the social programming classes or no social programming classes. after three months, the researcher measured aggressive behavior by having observers document incidents of aggression during recess time on the playground. around the time of data collection, a new playground was built for the kids. the researcher found the social program decreased aggressive behaviors.
Gender differences, as expected showed that boys scored higher than girls did on physical, verbal and indirect aggression.
Present views on gender difference.
Gender roles, or the discrepancies between how men and women are expected to behave, or gender stereotypes, can all contribute to differences between men and women. For example, men and women genuinely possess different skills (i.e., differences in how we think men and women are). Gender roles and stereotypes may or may not accurately represent actual gender differences.
When it comes to language development and linguistic abilities, girls learn more words than do men, but these distinctions disappear with time.
Girls are also more likely than boys to express gratitude, concur with the other person, and expound on what they have just said. Contrarily, boys are more prone than females to speak up and make comments (Leaper & Smith, 2004). Boys have a temperament that makes it slightly harder for them to restrain inappropriate responses and slightly more likely for them to speak outright than girls.
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A student wants to teach a friend how to sew. Which type of medium should the student use?(1 point).
Depending on the kind of lesson to just be given, different teaching strategies may be used. Therefore, it would be ideal to use a dvd to teach someone how to sew.
What are strategies in goals?The precise macro and micro goals and outcomes that a corporation wishes to attain during a specific time period—typically the next 3 - 4 years—are known as its strategic ambitions. One of the most common examples of strategic planning is a corporate strategy, which tries to increase sales and brand reputation.
Why is a strategy important?Organizational design decisions are defined and guided by strategy. Thus, by actively seeking out new skills and information, you set the company up for the desired future state and raise your chances of success.
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Choose the correct cycle of addiction.
A.
drug use, dependence, tolerance, withdrawal, addiction
B.
drug use, tolerance, dependence, addiction, withdrawal
C.
drug use, addiction, dependence, tolerance, withdrawal
D.
drug use, withdrawal, tolerance, addiction, dependence
Please select the best answer from the choices provided
A
B
C
D
Answer:
Explanation: The correct answer is B
Because the consumption of the small amount of drug will increase the tolerance of the body by small amounts, which means that the little amount leads to an increase the tolerance and hence the amount increased.
after a certain amount of drug the body gets dependent ie body doesn't work unless a certain amount of drug in infused in the body.
the continuous dependent leads to addiction
The last option is withdrawal after the addiction body can withdrawl the drug by certain means of medicine and other medical advice.
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The correct cycle of addiction is: drug use, tolerance, dependence, addiction, withdrawal. Therefore, the correct option is B.
What is the cycle of addiction?The cycle of addiction refers to the pattern of behavior that often accompanies addiction to drugs or alcohol. Like Preoccupation stage, at which a person's thoughts are consumed with the substance they are addicted to. They may spend a lot of time thinking about using it and planning when and where they can use it.
Breaking the cycle of addiction often requires professional help, including medical treatment, therapy, and support from friends and family. Treatment can help individuals overcome physical dependence on the substance and address the underlying emotional and psychological factors that contribute to addiction.
Drug use, tolerance, dependence, addiction, withdrawal is the correct cycle of addiction. Thus, the ideal selection is option B.
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in some pentecostal and charismatic christian religions adherents experience an ecstatic religious happening (often associated with shamanism), which is known as group of answer choices praying speaking in tongues pilgrimage meditation
Speaking in tongues is a common ecstatic religious event for followers of several Pentecostalism and charismatic Christina sects.
A type of Christianity known as Pentecostalism places a strong emphasis on the work of the Holy Spirit and the believer's personal encounters with God. Pentecostals hold that religion must be profoundly experiential rather than something attained only via ceremony or thought. Pentecostalism is vibrant and active. Members of this group think that they are propelled by the power of God at work within them. Conversions that equate to a Baptism in the Spirit are valued highly in Pentecostal churches. As a result, the believer is filled with the Holy Spirit, which gives them the power to lead truly Christian lives.
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