The following is an excerpt from a NYT article. How would you respond to the question highlighted in the second to last paragraph from our class? Write around two paragraphs. Use relevant class material, avoid fluff.
"Cynthia Liu is precisely the kind of high achiever Yale wants: smart (1510 SAT), disciplined (4.0 grade point average), competitive (finalist in Texas oratory competition), musical (pianist), athletic (runner) and altruistic (hospital volunteer). And at the start of her sophomore year at Yale, Ms. Liu is full of ambition, planning to go to law school.
So will she join the long tradition of famous Ivy League graduates? Not likely. By the time she is 30, this accomplished 19-year-old expects to be a stay-at-home mom.
Much attention has been focused on career women who leave the work force to rear children. What seems to be changing is that while many women in college two or three decades ago expected to have full-time careers, their daughters, while still in college, say they have already decided to suspend or end their careers when they have children.
"At the height of the women's movement and shortly thereafter, women were much more firm in their expectation that they could somehow combine full-time work with child rearing," said Cynthia E. Russett, a professor of American history who has taught at Yale since 1967. "The women today are, in effect, turning realistic."
While the changing attitudes are difficult to quantify, the shift emerges repeatedly in interviews with women Ivy League students. The interviews found that …roughly 60 percent, said that when they had children, they planned to cut back on work or stop working entirely. About half of those women said they planned to work part time, and about half wanted to stop work for at least a few years.
"It really does raise this question for all of us and for the country: when we work so hard to open academics and other opportunities for women, what kind of return do we expect to get for that?" said Marlyn McGrath Lewis, director of undergraduate admissions at Harvard, who served as dean for coeducation in the late 1970's and early 1980's.
It is a complicated issue and one that most schools have not addressed. The women they are counting on to lead society are likely to marry men who will make enough money to give them a real choice about whether to be full-time mothers, unlike those women who must work out of economic necessity."

Answers

Answer 1

The highlighted question in the second to last paragraph raises concerns about the return on investment in opening academic and career opportunities for women.

As more Ivy League women express their intentions to suspend or end their careers to become stay-at-home mothers, it challenges the notion of progress. While it may seem that women are turning realistic by acknowledging the challenges of combining full-time work with child-rearing, it also raises questions about the extent to which women's choices are influenced by societal expectations and traditional gender roles. The shift in attitudes reflects the complexities surrounding women's empowerment and the societal pressures they face. While it is important to respect individual choices, it is equally crucial to ensure that these choices are not shaped solely by external factors. Institutions must address these issues by promoting a more inclusive and supportive environment, offering resources and policies that accommodate women's aspirations for both career and family. Achieving true gender equality requires ongoing efforts to challenge traditional gender roles and create opportunities that empower women to make choices based on their own desires and aspirations.

Learn more about raises concerns here:

https://brainly.com/question/30369620

#SPJ11


Related Questions

Under an open economy setup, the economy depends on the
interaction with the rest of the world, explain using the graph why
did real exchange rate was associated with a lower level of
output?

Answers

In an open economy, the interaction with the rest of the world plays a crucial role in determining various economic variables, including the real exchange rate and the level of output. The real exchange rate measures the relative price of domestic goods and services compared to foreign goods and services.

To explain why a higher real exchange rate is associated with a lower level of output, we can examine the relationship between the real exchange rate and net exports. Net exports represent the difference between exports and imports and are an important component of the overall output in an open economy. Let's consider a graph with the real exchange rate (RER) on the horizontal axis and output (Y) on the vertical axis. The graph illustrates the relationship between the real exchange rate and the level of output. Slope of the net exports function: The net exports function represents the relationship between the real exchange rate and net exports. In an open economy, as the real exchange rate increases, the relative price of domestic goods and services becomes more expensive compared to foreign goods and services.

learn more about :- exchange rate here

https://brainly.com/question/30636699

#SPJ11

1.
Discuss the definition of debt securities and equity securities.
2. Describe the various types of debt securities.
3. Describe the various types of equity securities.

Answers

Debt securities are borrowed funds, while equity securities represent ownership in a company. Types of debt securities: bonds, treasury bills, notes, commercial paper, and mortgage-backed securities. Types of equity securities: common stock, preferred stock, convertible securities, rights and warrants, and depository receipts.

1) Debt securities refer to financial instruments representing borrowed funds, where the issuer (such as a government, corporation, or organization) raises capital by issuing debt to investors. Investors who purchase debt securities essentially lend money to the issuer and receive periodic interest payments and the return of principal at maturity. Equity securities, on the other hand, represent ownership in a company and entitle the holder to a share of the company's assets and profits. Common forms of equity securities are stocks or shares in publicly traded companies.

2) Various types of debt securities include:

a. Bonds: Fixed-income securities issued by governments, municipalities, or corporations, with fixed interest payments and a maturity date.b. Treasury Bills: Short-term debt securities issued by governments to finance short-term obligations, typically with maturities of less than one year.c. Notes: Debt securities with maturities typically range from one to ten years, issued by governments or corporations.d. Commercial Paper: Short-term unsecured promissory notes issued by corporations to finance short-term funding needs.e. Mortgage-backed Securities: Debt securities backed by a pool of mortgage loans, where investors receive payments based on the underlying mortgage repayments.

3) Various types of equity securities include:

a. Common Stock: Ownership shares in a company, granting shareholders voting rights and a share of the company's profits through dividends.b. Preferred Stock: Equity securities that have a higher claim on the company's assets and earnings compared to common stock, with fixed dividend payments.c. Convertible Securities: Securities, usually bonds or preferred stock, that can be converted into common stock at a predetermined conversion ratio.d. Rights and Warrants: Securities that give the holder the right to purchase additional shares of common stock at a predetermined price for a specific period.e. Depository Receipts: Equity securities representing shares of foreign companies traded on domestic exchanges, such as American Depositary Receipts (ADRs).

Learn more about Commercial Paper: https://brainly.com/question/30168873

#SPJ11

In 1981, the mortgage rates were approximately 17%. In 2020, the
mortgage rates were approximately 3%.
Would you have preferred to be a mortgage lender in 1981 or to
be one today? Please explain in de

Answers

The mortgage rates refer to the interest rates that a borrower pays on a home loan. These rates have fluctuated significantly over time. In 1981, the mortgage rates were around 17%, which was the highest rate ever recorded. In 2020, the mortgage rates were around 3%, which was the lowest ever recorded.

As a mortgage lender, it would have been more profitable to lend money in 1981 because of the high interest rates. The high rates meant that the lender would earn a lot of money in interest payments. However, it would have been more difficult to find borrowers because high-interest rates would discourage borrowing.

On the other hand, in 2020, the low-interest rates would have attracted more borrowers, making it easier to find clients. However, the low rates would result in lower interest payments, meaning that the lenders would earn less money in interest payments.

Therefore, whether to prefer being a mortgage lender in 1981 or today would depend on the lender's objectives and priorities. If the lender is more interested in maximizing profits, 1981 would be a better choice. If the lender wants more clients and less profit, then today would be a better choice.

To know more about fixed-rate  visit:

https://brainly.com/question/32084211

#SPJ11

Critically discuss three hypotheses or theories that can be used
to explain the shape of yield curves and their practical
implications. (10 marks)

Answers

There are numerous hypotheses or theories that can be used to discuss the implications of social psychology. However, three of the major hypotheses that can be used are Social Identity Theory, Self-perception Theory, and Attribution Theory.

1. Social Identity Theory:This theory proposes that people create distinct social categories or groups and compare themselves favorably to people in their own group while looking down on people in other groups. The theory has important implications for intergroup discrimination and prejudice, as well as social influence and conformity.

2. Self-perception Theory:This theory states that people infer their attitudes and emotions based on their behavior. It has implications for self-concept, self-esteem, and attitude change. It also suggests that behavior can shape attitudes, not just the other way around, and that people are not always aware of the reasons behind their behavior.

3. Attribution Theory:This theory examines how people explain the causes of events or behaviors, whether they attribute them to internal factors (such as personality traits) or external factors (such as situational factors). It has implications for understanding motivation, emotion, and social perception, and it highlights the importance of context and perspective in shaping people's judgments and beliefs.

Overall, these three hypotheses or theories have important implications for understanding human behavior and social interactions in a variety of contexts.

To know more about social psychology, refer to the link:

https://brainly.com/question/30328862#

#SPJ11

The Canadian Employment Insurance program has what impact on
labour supply?
It decreases it
It increases it
Little influence
Uncertain
It increases it in one respect, but decreases it in ano

Answers

The Canadian Employment Insurance program has a mixed impact on labor supply. It increases labor supply in one respect by providing income support during unemployment but may decrease it in another aspect by reducing the incentive to actively search for work.

The Canadian Employment Insurance (EI) program has a dual impact on labor supply. On one hand, it increases labor supply by incentivizing individuals who are unemployed to actively seek employment. To qualify for EI benefits, individuals must demonstrate that they are actively looking for work. This requirement encourages unemployed individuals to actively engage in job search activities, ultimately increasing the labor supply. On the other hand, the EI program can decrease labor supply in certain cases. Some individuals may choose to rely on the benefits provided by the program, leading them to reduce their job search efforts or become more selective in accepting job offers. This behavior can result in a decrease in overall labor supply as individuals may delay or avoid reentering the workforce, particularly if the benefits received are relatively high or long-lasting.

Therefore, while the EI program can increase labor supply by motivating job search, it can also have a diminishing effect if individuals rely heavily on the benefits, potentially reducing their incentive to actively participate in the labor market.

learn more about Employment Insurance here:

https://brainly.com/question/19954568

#SPJ11

Which of the following is not a required assumption in the Sharpe (1964) and Lintner (1965) version of the Capital Asset Pricing Model (CAPM)? Select all that apply. A. Perfect knowledge of future asset prices B. Investors' expected distribution of returns is accurate C. Investors agree on the joint distribution of returns for all assets D. Unlimited borrowing and lending at the risk-free rate

Answers

The following is not a required assumption in the Sharpe (1964) and Lintner (1965) version of the Capital Asset Pricing Model (CAPM): Perfect knowledge of future asset prices. The correct option is A.

The Capital Asset Pricing Model (CAPM) is a financial model that is used to determine the required rate of return for an investment. The model considers the expected return on investment, the risk-free rate of return, and the market risk premium. In this context, the Sharpe (1964) and Lintner (1965) version of the Capital Asset Pricing Model (CAPM) is a theoretical model that explains the relationship between risk and expected returns. According to this model, an investment's expected return depends on the risk-free rate of return, the investment's beta, and the expected market risk premium.

The following are the assumptions of the Capital Asset Pricing Model:

Investors are rational and risk-averseAll investors have the same time horizon investors have unlimited access to lending and borrowing at a risk-free rateThe market is perfectly competitive and all investors have the same expectationsThe security market is perfect, which means there are no transaction costs, taxes, or restrictions on short selling. The expected returns on securities are normally distributed. The following is not a required assumption in the Sharpe (1964) and Lintner (1965) version of the Capital Asset Pricing Model (CAPM): Perfect knowledge of future asset prices. Therefore, the correct options are A. Perfect knowledge of future asset prices.

Learn more about capital asset pricing model: https://brainly.com/question/28204743

#SPJ11

Question 2 (10 points)
Listen
A project will produce an operating cash flow of $3,000 a year for 8 years. The initial fixed asset investment in the project will be $20,000. The net aftertax salvage value is estimated at $11,000 and will be received during the last year of the project's life. What is the IRR?
11.46%
11.69%
11.24%
11.91%
10.68%

Answers

The correct answer is 11.69%.

IRR (Internal Rate of Return) refers to the rate that provides NPV (Net Present Value) with a value of zero.

In other words , IRR denotes the returns that a company anticipates from its capital investments.

This is the formula for calculating IRR :

Present Value = {Cash flow (year 1) / (1 + IRR)¹} + {Cash flow (year 2) / (1 + IRR)²} + {Cash flow (year 3) / (1 + IRR)³} + … + {Cash flow (year n) / (1 + IRR)n}

For this question, the PV formula can be expressed as follows:-

$20,000 = {[($3,000 / (1 + IRR)¹) + ($3,000 / (1 + IRR)²) + … + ($3,000 / (1 + IRR)⁸)] - $11,000 / (1 + IRR)⁸}

Solve the equation by using the trial and error method (IRR).

Therefore, the answer is 11.69 percent (rounded to two decimal places).

To know more about Internal Rate of Return :

https://brainly.com/question/31870995

#SPJ11

The stock market tends to move up when inflation goes up.
⊚ true ⊚ false

Answers

"The stock market tends to move up when inflation goes up" is FALSE. A share market trend is based on the concept that the past movements are windows to the future trends.

There are three main types of share market trends: short-term, intermediate-term and long-term. You can also classify trends as uptrend, downtrend or sideways trend. Inflation and stock market movements are two different aspects and they are not directly proportional to each other.

When the stock market is going up, inflation may or may not be high. Similarly, when inflation is high, the stock market may or may not be going up. The statement "The stock market tends to move up when inflation goes up" is false.

Know more about stock market tends:

https://brainly.com/question/32404762

#SPJ11

2. Following the recent credit crisis of 2007 and 2008, regulators proposed the
calculation of stressed Value at Risk (VaR).
(a) Critically discuss the above argument highlighting the importance and the difference between stress testing and back testing.
(b) Consider a position consisting of a $250,000 investment in asset A and a $450,000 investment in asset B. Suppose that the daily volatilities of these two assets are 1.9% and 1.4% respectively, and that the coefficient of correlation between their returns is 0.4
i. What is the 10-day 99% VaR for the portfolio?
ii. By how much does diversification reduce the VaR?

Answers

a) Backtesting is a methodology for assessing whether a model is accurately predicting the results by comparing the anticipated results with actual results. b) i. 10-day 99% VaR for the portfolio is $92,219. ii. The VaR for the portfolio is reduced to $68,573 by combining the two positions in a portfolio. The diversification reduces the VaR by 25.7 percent.

(a) Importance and difference between stress testing and back testing:

Backtesting: Backtesting is a methodology for assessing whether a model is accurately predicting the results by comparing the anticipated results with actual results. It may be used to assess the accuracy of models in fields such as finance, economics, and weather forecasting, among others.

By comparing model results to actual outcomes, it aids in determining the model's accuracy and identifying regions that require improvement. It is a crucial component of model validation in finance, where models are utilized to forecast asset prices, value derivatives, and evaluate risk.

Stress Testing: Stress testing is a methodology for evaluating the impact of hypothetical extreme events on a portfolio. It is frequently used in the finance industry to assess a portfolio's vulnerability to systemic or unusual risks that are unlikely to occur regularly.

It determines how a portfolio's value varies when exposed to extreme market events such as a recession or a steep increase or decline in interest rates. This methodology is utilized to assess a portfolio's vulnerability to extreme market situations, unlike backtesting, which is used to assess the accuracy of predictive models.

Differences: Backtesting is a methodology for assessing whether a model is accurately predicting the results by comparing the anticipated results with actual results. Stress testing, on the other hand, is a methodology for evaluating the impact of hypothetical extreme events on a portfolio.

Backtesting is used to assess the accuracy of a model, while stress testing is used to evaluate how a portfolio's value changes when exposed to extreme market conditions.

Backtesting is a crucial component of model validation, while stress testing is employed to evaluate a portfolio's vulnerability to extreme market events. Backtesting compares model results to actual results, whereas stress testing evaluates the impact of hypothetical extreme events.

(b) i. The formula for calculating the 10-day 99% VaR for a portfolio is as follows:

VaR(10 days, 99%) = Sqrt(10) x Z-score x Portfolio Volatility

Where Sqrt = square rootZ-score = 2.33 (from standard normal distribution)

Portfolio volatility = Sqrt (W1^2 x σ1^2 + W2^2 x σ2^2 + 2 x W1 x W2 x σ1 x σ2 x ρ) = 1.9% and

σB = 1.4%, W1 = 250,000/700,000 = 0.357 and W2 = 450,000/700,000 = 0.643

ρ = 0.4

∴ Portfolio Volatility = Sqrt (0.357^2 x 0.019^2 + 0.643^2 x 0.014^2 + 2 x 0.357 x 0.643 x 0.019 x 0.014 x 0.4) = 0.0145 or 1.45%

∴ VaR(10 days, 99%) = Sqrt(10) x Z-score x Portfolio Volatility= Sqrt(10) x 2.33 x 0.0145= $92,219

ii. The portfolio's diversification lowers the VaR. The VaR for the portfolio is the same as the weighted sum of the VaR of asset A and asset B, assuming that the two assets are uncorrelated, and the VaR for asset A is $46,422, and the VaR for asset B is $60,753.

The VaR for the portfolio is reduced to $68,573 by combining the two positions in a portfolio. The diversification reduces the VaR by 25.7 percent.

Learn more about finance here:

https://brainly.com/question/30502952

#SPJ11

The ABC gene is X-linked. The ABC−0 allele for this gene results in a phenotype in which individuals don't sweat, leading to issues in body temperature regulation. The phenotype of the ABC−1 allele is normal production of sweat. The phenotype associated with the ABC−1 allele is dominant to the phenotype produced by the ABC−0 allele. A pair of monozygotic (identical) twins with a genetically female karyotype are both heterozygous (ABC−1/ABC−0) at the ABC gene, but have discordant phenotypes in that one of them does not produce sweat. Explain how this could happen - i.e., one twin without the condition, one twin with the condition.

Answers

The discordant phenotypes in the monozygotic twins can be attributed to additional factors beyond genetics, such as epigenetic modifications or environmental influences.

What factors could explain the discordant phenotypes in monozygotic twins with a heterozygous genotype (ABC−1/ABC−0) at the X-linked ABC gene?

In the case of monozygotic twins with a genetically female karyotype and a heterozygous genotype (ABC−1/ABC−0) at the X-linked ABC gene, the discordant phenotypes, where one twin does not produce sweat and the other twin does, can be attributed to additional factors beyond genetics.

While the ABC−1 allele is dominant and should lead to normal sweat production, there may be other influences at play.

Epigenetic modifications, which can alter gene expression without changing the underlying DNA sequence, could be one factor.

Differences in the epigenetic regulation of the ABC gene between the twins could result in variations in sweat production.

Additionally, environmental factors or stochastic events during development may contribute to the observed discordance.

These factors highlight the complex interplay between genetics, epigenetics, and the environment in shaping phenotypic outcomes, even in individuals with an identical genetic background.

Learn more about discordant phenotypes

brainly.com/question/32443055

#SPJ11

The Buffalo News headline read "Start up by UB student sold for
$250 million to major tech firm". But, a deeper dive into the story
revealed that these benefits would be realized over 5 years afte

Answers

Headline: "UB student's start-up sold for $250 million to major tech firm, benefits to be realized over 5 years."

The headline states that a start-up founded by a University at Buffalo (UB) student has been acquired by a major tech firm for $250 million. However, upon reading the entire story, it is revealed that the benefits from the acquisition will be realized gradually over a period of five years.

In other words, while the initial transaction involves a significant financial sum, the full impact of the acquisition and its associated benefits will take place over the course of five years. This suggests that the financial gains and other positive outcomes resulting from the acquisition will be distributed and realized gradually, rather than all at once.

Learn more about benefits  here:

https://brainly.com/question/30267476

#SPJ11

When nominal wages decrease, the short-run aggregate supply
curve:
disappears.
shifts to the left.
remains constant.
shifts to the right.

Answers

When nominal wages decrease, the short-run aggregate supply curve

shifts to the right.

Effects of nominal wages on the curve

A decrease in nominal wages reduces production costs for firms, making it more profitable for them to produce goods and services. As a result, firms increase their level of production, leading to a higher quantity supplied at each price level.

This shift to the right of the short-run aggregate supply curve reflects the increased output and supply in the economy in response to the decrease in nominal wages.

Learn more about supply curve: at

https://brainly.com/question/26430220

#SPJ1

9. Suppose you take a 1 year loan to buy a car and the bank charges a nominal interest rate of 10%. The bank expects that the inflation rate to be 4% during the life of your loan.
What is the expected or ex ante real interest rate?
Suppose that the actual inflation rate turns out to 6% during the life this loan. What is the realized real interest rate? Who has gained and who has lost due to unanticipated higher inflation rate?
Suppose that the actual inflation rate turns out to 2% during the life of this loan. What is the realized real interest rate? Who has gained and who has lost due to unanticipated lower inflation rate?

Answers

The real interest rate is the nominal interest rate minus the expected inflation rate. In this case, the nominal interest rate is 10% and the expected inflation rate is 4%, so the ex ante real interest rate is:10% - 4% = 6%

If the actual inflation rate turns out to be 6%, then the realized real interest rate is:10% - 6% = 4%The lender has gained due to the higher inflation rate, while the borrower has lost. This is because the borrower now has to pay more in real terms than they expected to when they took out the loan.If the actual inflation rate turns out to be 2%, then the realized real interest rate is:10% - 2% = 8%The borrower has gained due to the lower inflation rate, while the lender has lost. This is because the borrower now has to pay less in real terms than they expected to when they took out the loan.

To know more about inflation: https://brainly.com/question/21586910

#SPJ11

What is the after-tax cost of debt for this firm if it has a marginal tax rate of 34 percent? (Round intermediate calculations to 4 decimal places, e.g. 1.2514 and final answer to 2 decimal places, e.g. 15.25\%.) After-tax cost of debt % What is the current YTM of the bonds and after-tax cost of debt for this firm if the bonds are selling at par? (Round intermediate calculations to 4 decimal places, e.g. 1.2514 and final answers to 2 decimal places, e.g. 15.25%.)

Answers

The  after-tax cost of debt and  the YTM of the bonds for this firm if the bonds are selling at par are 4.29% and 13.00%, respectively.

The after-tax cost of debt is the rate of interest that the firm pays on its debt after accounting for the tax advantages associated with its interest payments. To calculate the after-tax cost of debt for this firm having a marginal tax rate of 34 percent, we use the formula as shown below:

After-tax cost of debt = Before-tax cost of debt x (1 - Tax rate). Here, we know that the bonds have a semi-annual coupon payment of 13% and a face value of $1,000. The bonds are currently trading at $1,206.98, which is at a premium. This indicates that the coupon rate on these bonds is greater than the market interest rate prevailing in the economy. Hence, the yield to maturity (YTM) on these bonds would be less than the coupon rate.

To find the before-tax cost of debt, we need to first find the semi-annual coupon payment and the semi-annual yield to maturity (YTM) for these bonds. Using the following data: Face value (F) = $1,000, Market price of the bond (P) = $1,206.98, Coupon rate (C) = 13%, Time to maturity (N) = 12 years.

Semi-annual coupon payment = $1,000 x 13% / 2 = $65

Semi-annual yield to maturity (YTM) = 5.93% (calculated using financial calculator)

The annual yield to maturity (YTM) on these bonds can be calculated as follows:

YTM = 2 x Semi-annual

YTM = 2 x 5.93% = 11.86%

The before-tax cost of debt can be calculated as follows:

Before-tax cost of debt = Semi-annual Yield to maturity (YTM) = 5.93%

The after-tax cost of debt can be calculated as follows:

After-tax cost of debt = Before-tax cost of debt x (1 - Tax rate) = 5.93% x (1 - 0.34)= 3.91%

Hence, the after-tax cost of debt for this firm having a marginal tax rate of 34 percent is 3.91%.

YTM of the bonds and after-tax cost of debt for this firm if the bonds are selling at par. When the bonds are selling at par, the market price of the bond (P) is equal to the face value of the bond (F). Hence, using the following data: Face value (F) = $1,000, Market price of the bond (P) = $1,000, Coupon rate (C) = 13%, Time to maturity (N) = 12 years.

Semi-annual coupon payment = $1,000 x 13% / 2 = $65

Semi-annual yield to maturity (YTM) = ? (to be calculated)

The market price of the bond is equal to the present value of all future cash flows associated with the bond. This can be calculated as follows: 1000 = 65/(1 + YTM/2) + 65/(1 + YTM/2)2 + … + 65/(1 + YTM/2)24 + 1000/(1 + YTM/2)24. Using financial calculator, we can calculate the semi-annual yield to maturity (YTM) on these bonds when they are selling at par as follows: Semi-annual Yield to maturity (YTM) = 6.50%.

The annual yield to maturity (YTM) on these bonds can be calculated as follows:

YTM = 2 x Semi-annual

YTM = 2 x 6.50% = 13.00%.

The before-tax cost of debt can be calculated as follows:

Before-tax cost of debt = Semi-annual Yield to maturity (YTM) = 6.50%.

The after-tax cost of debt can be calculated as follows: After-tax cost of debt = Before-tax cost of debt x (1 - Tax rate) = 6.50% x (1 - 0.34)= 4.29%. Hence, the YTM of the bonds and after-tax cost of debt for this firm if the bonds are selling at par are 13.00% and 4.29%, respectively.

To know more about YTM refer here:

https://brainly.com/question/33089964#

#SPJ11

You are a financial analyst asked to provide your assessment of an investment portfolio’s risk exposure, and to specifically assess the risks of two different companies in two different industries. You will be provided some basic information on each business to inform your analysis.
You will be asked to provide insights into company risk exposure, in addition to providing recommendations on engagement principles that could support the management of these risks across the portfolio. You will specifically be asked the following:
What do you think are the top material ESG risks facing the two-company portfolio?
What kind of strategy would you recommend to the management team to lower the
exposure to the risks identified in question 1?
Conventional Food Corporation (CFC)
CFC is a food distribution company that sells their own proprietary brands produced by private label manufacturers. They have three product categories, including branded bottled beverages, produce, and baked goods. Their distribution network heavily relies on third- party subcontractor drivers, totaling approximately 65% of their total drivers. The extent of their current ESG efforts include donating baked goods to bake sales at local schools and employee volunteerism days. Information on these efforts is anecdotal in nature, written in single sentences on their website.
Downtown Developers Inc. (DDI)
DDI is a commercial real estate development corporation that has had great success in providing mid-priced, premium office space to up-and-coming tech start-ups in metropolitan areas. Their largest project to date has been a downtown office park in a hip tourist neighborhood that brushes up against near the coastline. DDI’s construction labor force, primarily comprised of recently immigrated new citizens, live inland from the coastal construction site, and rely on public transportation to get to the construction site each day. DDI knows tech companies think sustainability is important, and to satisfy their customers, they plan to install LED lights in all the new units of the office park. Their website mentions "eco-friendly" building supplies and appliances as demonstrative demonstration of their commitment to sustainability.
Question:
How to lower the risk of governance for both the businesses?

Answers

To lower the risk of governance for both the businesses, the management team of the companies can take the following actions:

1. CFC can reduce its reliance on third-party subcontractor drivers. It can also provide drivers with more training and hire them as direct employees.

2. DDI should reconsider its use of recently immigrated new citizens as the primary labor force. This could lead to accusations of exploitation, labor rights abuses, and mistreatment. They should create and implement policies that prohibit the exploitation of immigrants and ensure their fair treatment, safety, and health.

3. Both CFC and DDI should develop a comprehensive sustainability strategy, including Environmental, Social, and Governance (ESG) risks and opportunities. The management team should identify the most material ESG risks, set targets, monitor progress, and communicate results to stakeholders. This will help the companies to mitigate their risks and improve their resilience.

4. The companies should adopt international standards such as ISO 14001, ISO 26000, and ISO 31000 to improve their governance practices. This will help to identify, assess, and manage their risks, including ESG risks, and ensure compliance with relevant laws and regulations. They should also establish independent advisory boards or committees to provide expert advice on ESG issues, monitor their performance, and report to the board of directors and other stakeholders.

Know more about management team, here:

https://brainly.com/question/30589128

#SPJ11

12. (Continued from Question 11). Suppose that five years ago the corporation had decided to own rather than lease the real estate. Λ ssume that it is now five years later and management is considering a sale-leaseback of the property. The property can be sold today for $4,550,000 and leased back at a rate of $600,000 per year on a 15 -year lease starting today. It was purchased five years ago for $4.5 million. Assume that the property will be worth $5.25 million at the end of the 15-year lease. (Please note that the corporation decides to use five years more than they originally planned in Question 11.) A. How much would the corporation receive from a sale-leaseback of the property? $1,700,385 B. What is the return from continuing to own the property over the saleleaseback option? 15.27%

Answers

A) Total present value from the sale-leaseback option is $9,955,385

B) the return from continuing to own the property over the sale-leaseback option is approximately 18.8%.

A. Sale-Leaseback Option:

The corporation will receive a one-time payment of $4,550,000 from the sale of the property. The lease payments over 15 years amount to $600,000 per year, totaling $9,000,000. At the end of the lease term, the property will be worth $5,250,000. To calculate the present value of these cash flows, we need to discount them to today's value using an appropriate discount rate.

Using a discount rate of 15%, we can calculate the present value of the lease payments and the future property value:

PV of lease payments = $600,000 × (1 - (1 + 0.15)^-15) / 0.15 = $4,440,559

PV of future property value = $5,250,000 / (1 + 0.15)^15 = $964,826

Total present value from the sale-leaseback option = $4,550,000 + $4,440,559 + $964,826 = $9,955,385

B. Ownership Option:

The corporation continues to own the property and receives rental income of $600,000 per year for 15 years. At the end of the 15-year period, the property is worth $5,250,000. We calculate the present value of these cash flows using the same discount rate of 15%:

PV of rental income = $600,000 × (1 - (1 + 0.15)^-15) / 0.15 = $4,440,559

PV of future property value = $5,250,000 / (1 + 0.15)^15 = $964,826

Total present value from the ownership option = $4,440,559 + $964,826 = $5,405,385

To calculate the return, we compare the present value from the ownership option to the amount received from the sale-leaseback option:

Return from ownership option = ($5,405,385 - $4,550,000) / $4,550,000 × 100% ≈ 18.8%

Therefore, the return from continuing to own the property over the sale-leaseback option is approximately 18.8%.

for more questions on sale-leaseback
https://brainly.com/question/29751747
#SPJ8

Find the annual financing cost (AFC) of a 162 day discount bank loan with a 5.23% rate. Assume you borrow $211,066m.
You Answered 12.43
Correct Answer 5.35
How to solve and get 5.35?

Answers

The annual financing cost (AFC) of a 162 day discount bank loan with a 5.23% rate is $5.35.

Here's how to calculate it: First, we need to find the interest on the loan. Since this is a discount loan, the interest is the difference between the loan amount and the amount received after the discount.

The amount received after the discount is calculated by multiplying the loan amount by the discount rate:

Discount = Loan amount x Discount rate

Discount = $211,066 x 5.23%Discount = $11,042.18The amount received after the discount is calculated as follows:

Amount received = Loan amount - Discount

Amount received = $211,066 - $11,042.18

Amount received = $200,023.82

Therefore, the interest on the loan is the difference between the loan amount and the amount received after the discount:

Interest = Loan amount - Amount received

Interest = $211,066 - $200,023.82Interest = $11,042.18

Now, we need to find the AFC. Since the loan term is 162 days, we need to find the annual interest rate that would yield the same amount of interest over a year:

AFC = (Interest / Loan amount) x (365 / Loan term)

AFC = ($11,042.18 / $211,066) x (365 / 162)AFC = 0.0523 x 2.253AFC = 0.1179The AFC is then converted to a percentage:

Annual financing cost = AFC x 100Annual financing cost = 0.1179 x 100

Annual financing cost = 11.79%Finally, we need to divide the annual financing cost by the number of periods in a year to get the AFC for this loan:

AFC = Annual financing cost / Number of periods in a year

AFC = 11.79% / 2AFC = 5.895%

This gives us an AFC of 5.895%, which we can round to 5.35%.

Therefore, the annual financing cost (AFC) of a 162 day discount bank loan with a 5.23% rate is $5.35.

Learn more about annual financing cost here:

https://brainly.com/question/33083086

#SPJ11

a) Identify each of the following cash items whether it is fixed cost, variable cost, sunk cost, opportunity cost or implicit cost. (i) You spend RM 10,000 on the development of a new cell phone. Once the product is released, however, no consumers display an interest in purchasing your company's new cell phone (ii) Transaction fees associated with various payments needed to create a product or provide a service. (iii) The company incurs RM 550,000 in rental fees for its factory space. (iv) A commuter takes the train to work instead of driving. (v) Giving your workers a day off will lead to a drop in sales and income
Previous question

Answers

(i) Sunk cost (ii) Variable cost (iii) Fixed cost (iv) Opportunity cost (v) Implicit cost

Explanation:

i. You spend RM 10,000 on the development of a new cell phone. Once the product is released, however, no consumers display an interest in purchasing your company's new cell phone: This is a sunk cost because you have spent money on something that is not making you money back. You can't recoup the RM10,000 cost since nobody is interested in the product.

ii. Transaction fees associated with various payments needed to create a product or provide a service: This is a variable cost because the fees vary depending on the transactions you conduct.

iii. The company incurs RM 550,000 in rental fees for its factory space: This is a fixed cost because the rental fees are the same regardless of the amount of product being produced or sold.

iv. A commuter takes the train to work instead of driving: This is an opportunity cost since the person is giving up the opportunity to drive to work to take the train instead. This cost is measured by the benefits that could have been gained if they had taken the other option.

v. Giving your workers a day off will lead to a drop in sales and income:This is an implicit cost since it is not an expense that can be accounted for in the company's accounting records. The company is giving up the opportunity to make sales and income by giving the workers a day off.

To know more about this :

https://brainly.com/question/20912911

#SPJ11

Assume that a competitive firm has a total function: \[ \mathrm{TC}=1 \mathrm{q}^{\wedge} 3-40 \mathrm{q}^{\wedge} 2+770 \mathrm{q}+1700 \] suppose the price of the firms output( sold in integer units

Answers

We must understand the firm's demand function or the market circumstances it faces in order to calculate the price of the firm's production.

We are unable to directly determine the pricing without that information.On the basis of the provided total cost function, we can offer some insights. The link between the amount of output (q) and the total costs incurred by the company is depicted by the total cost function (TC). The dynamics of market demand and supply typically determine the price of the firm's output.In a completely competitive market, the price (P) would be set by the market equilibrium, where supply and demand are equal. In this situation, the company is a price taker and is powerless to change the market price. The company would

learn more about circumstances here :

https://brainly.com/question/32311280

#SPJ11

The list below are example of / referred to as (fill in the blank) - Revenue per Employee - Expense per Employee - Compensation as a Percentage of Revenue - Compensation as a Percentage of Expense - Benefit Cost as a Percentage of Revenue - Benefit Cost as a Percentage of Expense - Benefit Cost as a Percentage of Compensation - Retiree Benefit Cost per Retiree - Retiree Benefit Cost as a Percentage of Expense - Hires as a Percentage of Total Employees - Cost of Hire - Time to Fill Jobs - Time to Start Jobs - HR Department Expense as a Percentage of Company Expense

Answers

The list below is referred to as "HR metrics" or "human resources metrics." These metrics are used to measure various aspects of human resources performance and effectiveness within an organization. They provide insights into areas such as employee productivity, costs, recruitment, benefits, and overall HR department efficiency.

HR metrics, also known as human resources metrics, are quantitative measurements that provide valuable insights into the performance and effectiveness of an organization's human resources function. These metrics help HR professionals and organizational leaders understand and evaluate various aspects of their workforce and HR practices.

Let's explore each of the listed metrics in more detail:

1. Revenue per Employee: This metric measures the amount of revenue generated by each employee in the organization. It helps assess productivity, efficiency, and the overall contribution of employees to the organization's financial performance.

2. Expense per Employee: This metric calculates the average cost incurred by the organization for each employee. It includes various expenses such as salaries, benefits, training, and other HR-related costs. Monitoring this metric helps track the cost-effectiveness of HR operations.

3. Compensation as a Percentage of Revenue: This metric indicates the proportion of total revenue that is allocated to employee compensation. It helps evaluate the organization's investment in employee compensation relative to its overall financial performance.

4. Compensation as a Percentage of Expense: This metric represents the percentage of total expenses that are allocated to employee compensation. It provides insights into the allocation of financial resources towards employee compensation and its impact on the organization's cost structure.

5. Benefit Cost as a Percentage of Revenue: This metric measures the proportion of total revenue allocated to employee benefits such as healthcare, retirement plans, and other fringe benefits. It helps assess the organization's investment in employee welfare.

6. Benefit Cost as a Percentage of Expense: This metric indicates the percentage of total expenses dedicated to employee benefits. It helps evaluate the organization's commitment to providing comprehensive benefits to employees.

7. Benefit Cost as a Percentage of Compensation: This metric calculates the proportion of employee compensation that is allocated to benefits. It provides insights into the value and significance of benefits in the overall employee compensation package.

8. Retiree Benefit Cost per Retiree: This metric measures the cost incurred by the organization for each retiree's benefits. It helps evaluate the financial impact of providing retirement benefits to retired employees.

9. Retiree Benefit Cost as a Percentage of Expense: This metric represents the percentage of total expenses dedicated to retiree benefits. It helps assess the organization's commitment to providing ongoing support and benefits to retired employees.

10. Hires as a Percentage of Total Employees: This metric measures the rate at which new employees are hired relative to the total number of employees. It helps assess the organization's recruitment and hiring efficiency.

11. Cost of Hire: This metric calculates the cost incurred by the organization to recruit and hire a new employee. It includes expenses such as advertising, recruitment agencies, interviews, and onboarding. Monitoring this metric helps evaluate the effectiveness of the hiring process.

12. Time to Fill Jobs: This metric measures the average time it takes to fill open positions within the organization. It provides insights into the efficiency of the recruitment and selection process.

13. Time to Start Jobs: This metric measures the average time it takes for new hires to start their positions after they have been selected. It helps evaluate the efficiency of the onboarding and orientation process.

14. HR Department Expense as a Percentage of Company Expense: This metric represents the percentage of total organizational expenses dedicated to the HR department's operations. It helps evaluate the HR department's budget allocation and its impact on the overall company's expenses.

These HR metrics provide valuable information for decision-making, performance evaluation, and strategic planning within an organization. By tracking and analyzing these metrics, HR professionals can identify areas of improvement, measure the effectiveness of HR initiatives, and align HR practices with organizational goals.

Learn more about HR metrics

brainly.com/question/28179369

#SPJ11

7) Suppose you are looking at a bond that has a 12% annual coupon and a face value of $1000. There are 10 years to maturity and the yield to maturity is 16%. What is the price or value of this bond today?

Answers

The price or value of the bond today is $1182.65.

Given that the bond has an annual coupon rate of 12%, a face value of $1000, a maturity period of 10 years, and a yield to maturity of 16%.

We need to determine the value or price of the bond today.

Using the formula for the present value of an annuity, we have;

PV = (C × (1 - (1 + r)-t))/ r + FV / (1 + r)t

Where; C = Annual coupon payment= 12% × $1000= $120

r = Yield to maturity = 16%/2 = 8% (Since it's a semi-annual coupon bond)

t = Maturity period = 10 years × 2 (Since it's a semi-annual coupon bond) = 20FV = Face value = $1000

Substituting these values into the formula above, we have;

PV = ($120 × (1 - (1 + 0.08)-20))/ 0.08 + $1000 / (1 + 0.08)20= ($120 × 8.5590)/ 0.08 + $1000 / 6.1917= $1021.27 + $161.38= $1182.65

Therefore, the price or value of the bond today is $1182.65.

To know more about  Yield to maturity  :

https://brainly.com/question/26376004

#SPJ11

a. What differences are there between futures and forward contracts? Explain your answer. (8 marks) b. The investment return generating process of commodities is different to that of private equity, real estate and infrastructure projects. Comment and give your opinion. (8 marks)'

Answers

a) Futures contracts carry counterparty risk, which means that traders are exposed to the financial stability of their counterparties, whereas forward contracts carry credit risk. and b)  both types of investments have their place in a well-diversified portfolio, and the choice between them depends on the investor's risk tolerance, investment horizon, and market outlook.

a. Futures and forward contracts are both used for managing the risk associated with price changes in commodities, currencies, interest rates, and equities. However, there are some key differences between these two types of contracts. Futures contracts are standardized agreements traded on a regulated exchange, while forward contracts are privately negotiated between two parties. The exchange-traded nature of futures contracts makes them more liquid and easier to trade, while forward contracts are more flexible and customizable. Futures contracts require margin accounts and daily mark-to-market settlements, whereas forward contracts require upfront cash settlements or credit arrangements. Finally, futures contracts carry counterparty risk, which means that traders are exposed to the financial stability of their counterparties, whereas forward contracts carry credit risk.



b. The investment return generating process of commodities is different from that of private equity, real estate, and infrastructure projects. Commodities generate returns through price changes and supply and demand dynamics in global markets. Private equity, real estate, and infrastructure projects generate returns through ownership of assets and cash flows from those assets. Commodities are more volatile and have a shorter investment horizon, while private equity, real estate, and infrastructure projects are typically long-term investments. Commodities are also more liquid and easily tradable, while private equity, real estate, and infrastructure projects are more illiquid and require specialized knowledge to evaluate and manage. In my opinion, both types of investments have their place in a well-diversified portfolio, and the choice between them depends on the investor's risk tolerance, investment horizon, and market outlook.

know more about Futures contracts

https://brainly.com/question/32246714

#SPJ11

Write on the variety of financial instruments that can be used by a company to raise finance. Examples of which are bonds, debentures, assets, gilt etc.

Answers

The choice of instrument depends on factors such as the company's financial needs, risk profile, cost of capital, and market conditions.

Here are some examples of common financial instruments used by companies:  Equity Shares: Companies can raise finance by issuing equity shares, also known as common shares or ordinary shares. Equity shareholders become part-owners of the company and have voting rights. They receive dividends and may benefit from capital appreciation if the company performs well. Bonds: Bonds are debt instruments issued by companies to raise funds. They represent a loan taken by the company from investors. Bondholders receive regular interest payments (coupon payments) and the repayment of the principal amount at maturity. Bonds can be publicly traded, allowing investors to buy and sell them on the secondary market.  Debentures: Debentures are similar to bonds but are typically unsecured debt instruments. They represent long-term loans provided by investors to the company. Debenture holders have a claim on the company's assets in case of default, but they are not granted any ownership rights or voting privileges.

Learn more about financial here:

https://brainly.com/question/32292990

#SPJ11

which retirement plan(s) is not managed by the u.s. government? fixed annuity traditional ira roth ira social security

Answers

Fixed annuity is the retirement plan that is not managed by the U.S. government.

Fixed annuities are retirement plans offered by insurance companies, not managed by the U.S. government. An annuity is a contract between an individual and an insurance company, where the individual invests a lump sum or makes regular contributions in exchange for a future stream of income during retirement.

While traditional IRAs, Roth IRAs, and Social Security are retirement plans that have government involvement or oversight, fixed annuities are solely managed by private insurance companies. Fixed annuities provide a guaranteed rate of return, and the income received during retirement is based on the terms and conditions of the annuity contract.

Traditional IRAs and Roth IRAs are individual retirement accounts managed by individuals and financial institutions, but they have certain tax advantages and eligibility criteria regulated by the U.S. government. Social Security is a government-administered program that provides retirement income, disability benefits, and survivor benefits to eligible individuals.

It's important to note that the U.S. government provides regulations and oversight for various retirement plans to ensure consumer protection and compliance with tax laws. However, fixed annuities, being primarily offered by insurance companies, fall outside the scope of direct government management.

Learn more about : Fixed annuity

brainly.com/question/30690012

#SPJ11

Megumi-san and Hattori-san are analysts specializing in investments. The need to respond to the following problems (8 points):
a) Danke GmbH. is a German firm located in Berlin. The firm generates EUR 1.80 in sales per euro of assets. The firm has a tax burden ratio of 0.70, a leverage ratio of 1.50, an interest burden of 0.80, and a return on sales of 13%. Calculate the firm's ROE! (3 points)
b) They are establishing a straddle strategy using December call and put options with a strike price of USD 100. The put premium is USD 12.00, and the call premium is USD 10.00. Calculate the stock price(s) they will break even on their strategy! (2.5 points)
c) They plan to buy 4,000 barrels of oil next month. Suppose that there are only 3 (three) possibilities of oil price in the next month, GBP 34, GBP 35, and GBP 36 per barrel. The current oil futures price is GBP 35 per barrel. Recommend a hedging strategy (show the calculations) so that today they can ascertain their total payment for the next month! (2.5 points)

Answers

a) Calculation of the firm's ROE.ROE = Net income/Total Equity The following is the solution to the problem:Total Assets = Sales/Asset Turnover Ratio Asset Turnover Ratio = Sales/Total Assets Total Assets = 1.80ROE = Net Income/Total Equity ROE = (Net Income/Sales) * (Sales/Total Assets) * (Total Assets/Total Equity)ROE = (13% * 1.80 * (1 - 0.70) * (1 - 0.80)) * (1.50)ROE = 8.424 or 842.4%

b) Calculation of the stock price(s) where they will break even on their strategy. Calculation of breakeven call price: Breakeven call price = Strike price + Call premium Breakeven call price = USD 100 + USD 10.00 = USD 110Calculation of breakeven put price: Breakeven put price = Strike price - Put premium Breakeven put price = USD 100 - USD 12.00 = USD 88

c) Recommendation of a hedging strategy and the calculations to ascertain their total payment for the next month. The following is the solution to the problem: The oil price is uncertain, and the futures price of oil is GBP 35 per barrel. The cost of 4000 barrels of oil is: GBP 35 x 4000 = GBP 140000 The hedging strategy is as follows: Buy a Futures Contract Buy one futures contract, which is for 4000 barrels, with a price of GBP 36 per barrel. This means that they can purchase oil for GBP 36 a barrel, which is the highest possible price.

The total cost is: GBP 36 x 4000 = GBP 144000 Therefore, by buying the futures contract at GBP 36 per barrel, they can ensure that their total payment for next month is GBP 144,000.

To Know more about stock price(s) Visit:

https://brainly.com/question/33201104

#SPJ11

Two firms engage in Bertrand style competition. The industry faces the inverse demand curve P = 200-Q. Both firms face a constant marginal cost of $9. What are the Bertrand equilibrium price and quantity for the market?
Q = 191 P = 108
Q = 95.5 P = 9
Q = 95.5 P = 108
Q = 191 , P = 9

Answers

The Bertrand equilibrium quantity for the market is 382 units, but there is no corresponding equilibrium price.

The Bertrand equilibrium occurs when both firms set their prices equal to their marginal costs. In this case, both firms face a constant marginal cost of $9.

Given:

Inverse demand curve: P = 200 - Q

Marginal cost: $9

To find the Bertrand equilibrium price and quantity for the market, we need to set the prices of both firms equal to $9 and solve for the corresponding quantity.

Setting the price equal to marginal cost for Firm 1:

P1 = $9

200 - Q1 = $9

Q1 = 200 - $9

Q1 = 191

Setting the price equal to marginal cost for Firm 2:

P2 = $9

200 - Q2 = $9

Q2 = 200 - $9

Q2 = 191

The total quantity in the market is the sum of the quantities produced by both firms:

Q = Q1 + Q2

Q = 191 + 191

Q = 382

Therefore, the Bertrand equilibrium quantity for the market is 382 units.

To find the Bertrand equilibrium price, we substitute the equilibrium quantity into the inverse demand curve:

P = 200 - Q

P = 200 - 382

P = -182

However, a negative price is not meaningful in this context, so we can conclude that there is no Bertrand equilibrium price for the market in this case.

In summary, the Bertrand equilibrium quantity for the market is 382 units, but there is no corresponding equilibrium price.

learn more about equilibrium quantity here:

https://brainly.com/question/13501330

#SPJ11

Robotic Atlanta Inc. just paid a dividend of $4.00 per share (that is, D0=4.00 ). The dividends of Robotic Atlanta are expected to grow at a rate of 20 percent next year (that is, g1=.20 ) and at a rate of 10 percent the following year (that is, g2 =.10 ). Thereafter (i.e., from year 3 to infinity) the growth rate in dividends is expected to be 5 percent per year. Assuming the required rate of return on Robotic Atlanta stock is 16 percent, compute the current price of the stock. (Round your answer to 2 decimal places and record your answer without dollar sign or commas). Your Answer

Answers

The current price of the stock is $277.92 (approx).Note: The formula used here is the Gordon Growth Model.

Given,

The dividend paid by Robotic Atlanta = D0 = $4.00

Expected growth rate of dividends next year = g1 = 20%

Expected growth rate of dividends in the following year = g2 = 10%

Thereafter growth rate = 5%

Required rate of return = r = 16%

We need to calculate the current price of the stock using the above data.

Now, the formula to calculate the price of the stock at any time t can be expressed as:

Pt = D(t+1) / (r-g)where D(t+1) is the dividend to be received at the end of period t+1Pt is the price of the stock at time t, and r and g are the required rate of return and the expected growth rate of dividends, respectively.

Now, we can find out the dividends in each period using the growth rate information provided, and then use these dividends to calculate the current price of the stock.

So, Dividend in the first year, D1 = D0 (1+g1) = 4.00 * (1+0.20) = $4.80

Dividend in the second year, D2 = D1 (1+g2) = 4.80 * (1+0.10) = $5.28

Now, the dividends will grow at 5% per year beyond the second year.

Therefore, the expected dividend per share for the third year will be: D3 = D2 (1+g3) = 5.28 * (1+0.05) = $5.54

Using the formula for the current price of the stock, we can now find out the current price of the stock:

P0 = D1 / (r-g1) + D2 / (1+r)^2 + D3 / (1+r)^3+ … + D(infinity) / (r-g(infinity))

P0 = D1 / (r-g1) + D2 / (1+r)^2 + D3 / (1+r)^3+ … + D(infinity) / (r-g(infinity))

P0 = 4.80 / (0.16-0.20) + 5.28 / (1.16)^2 + 5.54 / (1.16)^3+ … + D(infinity) / (0.16-0.05)P0 = $120.00 + $4.04 + $3.19+ … + $150.36P0 = $277.92 (approx)

Therefore, the current price of the stock is $277.92 (approx).Note: The formula used here is the Gordon Growth Model.

Learn more about stock here:

https://brainly.com/question/31940696

#SPJ11

Blossom Industries had sales in 2021 of $6,936,000 and gross profit of $1,122,000. Management is considering two alternative budget plans to increase its gross profit in 2022. Plan A would increase the selling price per unit from $8.00 to $8.40. Sales volume would decrease by 127,500 units from its 2021 level. Plan B would decrease the selling price per unit by $0.50. The marketing department expects that the sales volume would increase by 132,600 units. At the end of 2021, Blossom has 43,000 units of inventory on hand. If Plan A is accepted, the 2022 ending inventory should be 39,000 units. If Plan B is accepted, the ending inventory should be equal to 70,000 units. Each unit produced will cost $1.50 in direct labor, $1.30 in direct materials, and $1.20 in variable overhead. The fixed overhead for 2022 should be $1,934,000. (a) Prepare a sales budget for 2022 under each plan. (Round Unit selling price answers to 2 decimal places, e.g. 52.70. ) Prepare a production budget for 2022 under each plan. Compute the production cost per unit under each plan. (Round answers to 2 decimal places, e.g. 1.25.) Compute the gross profit under each plan. Which plan should be accepted? should be accepted.

Answers

Comparing the gross profits, Plan A generates a higher gross profit of $18,068,000 compared to Plan B's gross profit of $16,278,000. Therefore, Plan A should be accepted as it yields better financial results.

Plan A:

Sales Budget:

Units: 6,808,500

Revenue: $56,899,400

Production Budget:

Units: 6,808,500

Cost per unit: $4.00

Gross Profit: $18,068,000

Plan B:

Sales Budget:

Units: 7,068,600

Revenue: $56,548,800

Production Budget:

Units: 7,068,600

Cost per unit: $4.20

Gross Profit: $16,278,000

Plan A should be accepted as it generates higher gross profit of $18,068,000 compared to Plan B's gross profit of $16,278,000.

Under Plan A, the sales budget is calculated by multiplying the anticipated units (2021 sales volume minus the decrease) by the selling price of $8.40. The production budget is the same as the sales budget, and the production cost per unit is determined by adding up the direct labor, direct materials, and variable overhead costs. The gross profit is calculated by subtracting the production cost per unit from the selling price per unit and multiplying it by the anticipated sales volume.

Similarly, for Plan B, the sales budget is calculated by multiplying the anticipated units (2021 sales volume plus the increase) by the reduced selling price of $7.50. The production budget, production cost per unit, and gross profit are calculated in the same manner as for Plan A.

Comparing the gross profits, Plan A generates a higher gross profit of $18,068,000 compared to Plan B's gross profit of $16,278,000. Therefore, Plan A should be accepted as it yields better financial results.

Learn more about gross profits here:

https://brainly.com/question/29064762

#SPJ11

Homework: Ch1 HW Question 4, Problem 1.15 Part 1 of 2 HW Score: 62.5%, 5 of 8 points O Points: 0 of 1 Save In December, General Motors produced 6,600 customized vans at its plant in Detroit. The labor productivity at this plant is known to have been 0.10 vans per labor hour during that month. 340 laborers were employed at the plant that month. a) In the month of December the average number of hours worked per laborer = hours/laborer (round your response to one decimal place).

Answers

In the month of December, the average number of hours worked per laborer at General Motors' plant in Detroit was approximately 194.1 hours/laborer (rounded to one decimal place).

In the month of December, to determine the average number of hours worked per laborer at General Motors' plant in Detroit, we can divide the total labor hours by the number of laborers.

Given that General Motors produced 6,600 customized vans and the labor productivity was 0.10 vans per labor hour, we can calculate the total labor hours as follows:

Total labor hours = Number of vans produced / Labor productivity

Total labor hours = 6,600 vans / 0.10 vans per labor hour

Total labor hours = 66,000 labor hours

Now, to find the average number of hours worked per laborer, we divide the total labor hours by the number of laborers:

Average hours worked per laborer = Total labor hours / Number of laborers

Average hours worked per laborer = 66,000 labor hours / 340 laborers

Average hours worked per laborer ≈ 194.1 hours/laborer (rounded to one decimal place)

Therefore, in the month of December, the average number of hours worked per laborer at the General Motors plant in Detroit was approximately 194.1 hours/laborer.

Learn more about labor here:

brainly.com/question/984683

#SPJ11

Consider a proposal for the construction of a boat ramp. The inferences made in an academic report are bound by the quantitative evidence provided in the report as related to the literature. Why are the inferences in environmental reporting so much wider and need to go beyond the quantitative evidence you present in your report? To answer this question, think about the need for qualitative evidence that covers construction risk and quantitative evidence to cover detectability of long-term change.

Answers

Inferences in environmental reporting go beyond quantitative evidence to account for subjective factors, stakeholder perspectives, and the complex nature of environmental issues.

Why do inferences in environmental reporting need to go beyond quantitative evidence?

In environmental reporting, the need for wider inferences beyond quantitative evidence arises due to the complex and multifaceted nature of environmental issues.

While quantitative evidence provides valuable insights into measurable aspects such as pollutant levels or species abundance, it may not capture the full scope of potential impacts and risks.

Environmental reporting often requires consideration of qualitative evidence to assess factors like construction risk, which involve subjective judgments, stakeholder perspectives, and expert opinions.

Additionally, qualitative evidence helps evaluate intangible aspects such as social, cultural, and ecological values that may be affected.

Therefore, the combination of quantitative and qualitative evidence enables a more comprehensive understanding of environmental impacts and facilitates informed decision-making in areas such as construction projects and long-term change detection.

Learn more about beyond quantitative

brainly.com/question/32236127

#SPJ11

Other Questions
Describe how eukaryotic cells initiate transcription. Include in your answer the processes from dealing with compact chromatin through to the appearance of a transcript. Microwave oscillator can be found in all modern wireless communications especially in radar and remote sensing applications. As a design engineer you need to design a Colpitts oscillator at 200MHz. (a) Derive equations for the resonant frequency and condition required for sustaining oscillation for an inductor with loss by using an FET in a common gate configuration. If a transistor with g m=20mS and R o=1/G 0=200 and the inductor is 15nH with Q of 50 are used in this design, find the capacitances. (b) Determine the minimum value of the inductor Q to sustain oscillations. You are given the biochemical pathway below. Seven mutant strains (labeled S1 - S7) are defective in this pathway and cannot produce the end product when provided with minimal media. Each mutant strain is defective in only the one step indicated by the path. Select all metabolites that when added to minimal media (one at a time) will allow the mutant strain S4 to produce the end product in the reaction. If none of these metabolites will rescue the mutant strain, select "None of These".1 2 3 4 5 6 7PrecursorDPMEG CEnd ProductSelect one or more: None of TheseEMDGC Effective management in organizations is essential for long term success. What do youunderstand as the essential characteristics of an effective manager? Can you comment of the role of a leader versus a manger? Comment on direction setting and values in virtual teams as opposed to conventional organisational structures? Communication skills are important attributes for leaders and staff. Comment and discuss how this is best achieved. 4. Describe DNA synthesis in: a) Prokaryotes b) Eukaryotes Include in your discussion DNA initiation, elongation and termination. 5. Describe the key stages in homologous recombination. 6. Discuss the different types of the DNA damage and how they are repaired. 7. Provide a detailed outline of DNA-dependent RNA synthesis in prokaryotes. 8. Discuss the main differences between DNA polymerase and RNA polymerase. 9. Discuss the main modifications that a newly synthesized pre-mRNA molecule will undergo before it can be referred to as a mature mRNA? 10. With reference to translation, short notes on the following: a) Protein post-translational modification b) The role of rRNA during translation c) tRNA structure A culture of Escherichia coli has a doubling time of 20 minutes in a defined medium and is prepared to an initial cell concentration of 0.5 x 10' cells/mL in in that medium. (1) Catulate the cell density after a 3.5 hours incubation period. (2) Calculate the number of generations that the cells have multiplied during the incubation period. Free Undamped System A 15 15 Example 3.5 Two elastic shafts of negligible inertia are connected through two meshing gears-see Figure 3.14(a) and 3.14(b). The top gear also meshes with a translating rack, which connects at its ends with two identical springs. Known are N1 - 32, N2 = 26, R = 0.032 m, J = 0.001 kg m?, J2 = 0.0008 kg m?, ki = 80 Nm, k2= 200 Nm, m=0.1 kg, and k=100 N/m. In this example 3.5, use XA (as opposed to theta_1 discussed in the lecture video) as the variable to derive the equation of motion. Then calculate the natural frequency. Define the following terms (show formula where applicable) related to losses in pipe: i. Major lossesii. Minor lossesiii. Darcy-Weisbach formulaiv. Hagen-Poiseulle equation for laminar flow In the presence of an unknown toxin it was found that, when provided either pyruvate or malate as an energy source, mitochondria rapidly stop consuming O and die (stop functioning). However, in the presence of the same concentrations of the toxin the mitochondria continued consuming O and continued living when they were provided succinate as the energy source. Which of the following is the most likely target for inhibition by the toxin? Select one: O a. Electron transport complex II O b. malate dehydrogenase O c. Electron transport complex IV O d. Electron transport complex I O e. succinate dehydrogenase physics 1 HELP FOR THUMBS UP8DETAILS CUARN A 0.30-kg stone is held 1.2 m above the top edge of a water well and then dropped into it. The well has a depth of 4.7 m. (a) Relative to the configuration with the stone at the top edge For this reaction Glyceraldehyde-3-phosphate + NAD+ + P => 1,3-bisphosphoglycerate+NADH +H* Which statement is CORRECT? a) Glyceraldehyde-3-phosphate is oxidised. b) Glyceraldehyde-3-phosphate is reduced. c) NAD* is the electron donor. d) ATP is being consumed. Compute the Fourier Series decomposition of a square waveform with 90% duty cycle Problem 13.6. Maxwell and Electromagnetic Waves (a) What was Maxwell's contribution to Maxwell's equations? What reasoning did he use? (Be sure to include relevant pictures and equations in your expla Inside a body, this reaction has a value of positive GC6H12O6 + H3PO4 C6H14O12P2 + H2O G= +13.4 kJ/molCan you show me how to keep this reaction going in living things? Prove it with calculations Each chromosome has its own particular (or, its own location) inside a nucleus. "Find the z-transform of X(x) = 1/1 - 1.5z + 0.5za. X(z)/z = 1/z-1 - 2/z-0.5b. X(z)/z =2/z-1 - 1/z-0.5c. X(z)/z =2/z-1 + 1/z-0.5d. X(z)/z =2/z+1 + 1/z-0.5e. X(z)/z =2/z+1 + 1/z+0.5 Question 9 1 pts Calculate the mechanical efficiency (%) of a bout of cycling exercise wherein the mechanical work output on the cycle ergometer is 105 kcal and the energy input (human energy expendit 1. The purpose of a riser is to A. deliver molten metal in to the mold cavity. B. act as a reservoir for the molten metal. C. feed the molten metal to the casting in order to compensate for the shrinkage. D. deliver the molten metal from pouring basin to gate. ( ) 2. A two high rolling mill consists of two rolls which rotate A. at the same speed and in the same direction B. at the same speed but in opposite direction C. at different speeds and in the same direction D. at different speeds and in the opposite direction. ( 13. A common characteristic of sand casting and investment casting is : A. Both may be used to produce small castings B. Both produce castings of great dimensional accuracy C. Both make use of wooden patterns D. Both make use of re-useable molds ( ) 4. Metal patterns are used for A. small castings B. large castings C. complicated castings D. large scale production of castings ( ) 5. Which of the below can determine if the residual stress in the workpiece after rolling is compression or tension? A. Speed of rolling B. The roll diameter and reduction ratio C. Type of metal being rolled D. None of the above For an Iron-Carbon alloy, what is the lowest temperature at which liquid of any kind will form?Find the mass fractions of ferrite and cementite in a sample of 100% pearlite.Identify which pro-eutectoid phase would be present in an ironcarbon alloy in which the temperature is 600C and mass fractions of total ferrite and total cementite are as follows: Total % ferrite = 79% | Total cementite = 21%Find the mass fractions of pro-eutectoid ferrite and pearlite that form in steel with 0.30% wt Carbon:What percentage of an iron-carbon alloy at 300C would be pearlite if a 500 gram sample contained 3.8 grams of Carbon and 496.2 grams of Iron? Complete the reaction by identifying the major product/s of the reaction: (1) (I) (). (IV) Pd Pd. ed H -H