The following costs result from the production and sale of 5,000 drum sets manufactured by Tight Drums Company for the year ended December 31, 2015. The drum sets sell for $350 each. The company has a 25% income tax rate.
Variable production costs
Plastic for casing $ 185,000
Wages of assembly workers 510,000
Drum stands 230,000
Variable selling costs
Sales commissions 175,000
Fixed manufacturing costs
Taxes on factory 5,000
Factory maintenance 10,000
Factory machinery depreciation 70,000
Fixed selling and administrative costs
Lease of equipment for sales staff 10,000
Accounting staff salaries 60,000
Administrative management salaries 140,000
Required:
Prepare contribution margin income statement for the company.

Answers

Answer 1

Answer:

Contribution margin income statement for the year ended December 31, 2015.

Sales (5,000 drum sets × $350)                             1,750,000

Less Variable Costs :

Variable production costs :

Plastic for casing                                  185,000

Wages of assembly workers               510,000

Drum stands                                         230,000

Variable selling costs :

Sales commissions                               175,000     (1,100,000)

Contribution                                                               650,000

Less Fixed Cost :

Fixed manufacturing costs  :

Taxes on factory                                     5,000

Factory maintenance                            10,000

Factory machinery depreciation          70,000

Fixed selling and administrative costs :

Lease of equipment for sales staff      10,000

Accounting staff salaries                      60,000

Administrative management salaries 140,000   (295,000)

Net Income before tax                                           355,000

Income tax expense                                                (88,750)

Income after tax                                                      266,250

Explanation:

A contribution margin income statement shows the contribution amounts and the net income after removing all fixed expenses from contribution.


Related Questions

"Winston tells Lenita that he prefers to form an S corporation because he does not want to attach "LLC" to the name of the company. Lenita responds that the option of an S corporation is not available for their situation. Is she correct

Answers

Answer:

D. Yes, because all the owners are not U.S. citizens.

Explanation:

This question is not incomplete.

Please find the incomplete information below.

Winston and Noe patented a mechanism that will change open heart surgery forever. They are setting up a business to produce and sell their invention to hospitals and will take advantage of Noe's non-U.S. citizenship to help with sales in international markets. They hire Lenita, a corporate lawyer, to assist in setting up their business. Winston's largest concern is taxes. Noe, on the other hand, doesn't want to bother keeping corporate minutes and having board meetings as he is too busy. Both are concerned about being sued personally for products liability

As it is mentioned in the question that Winston and Noe wanted to set up a business for producing and selling an invention so that it would result in taking the advantage of non-U.S. citizenship so t it would help in an international market sales. For that,  they hired Lenita, who is a corporate lawyer. At the same time, both the point of view is different. But they being sued for liability of products personally.

In the given scenario, Lanita is correct for the non-availability of the S corporation option as all the owners do not belong from U.S citizens.

Record the journal entry for Sales and for Cash Over and Short for each of the following separate situations.
a. The cash register's record shows $420 of cash sales, but the count of cash in the register is $430.
b. The cash register's record shows $980 of cash sales, but the count of cash in the register is $972.

Answers

Answer:

1.Dr Cash $430

Dr Cash Over and Short $10

Cr Sales $420

2.Dr Cash $980

Dr Cash Over and Short $8

Cr Sales $972

Explanation:

Preparation of the journal entry for Sales and for Cash Over and Short for each of the following separate situations.

1. Since the cash register's record already shows $420 of the cash sales in which the count of cash in the register was $430 this means we have to record the transaction as:

Dr Cash $430

Dr Cash Over and Short $10

($430-$420)

Cr Sales $420

2.. Since the cash register's record already shows $972 of the cash sales in which the count of cash in the register was $980 this means we have to record the transaction as:

Dr Cash $980

Dr Cash Over and Short $8

($980-$972)

Cr Sales $972

Suppose an American worker can make 100 chairs or catch 1,000 fish per day. A Chilean worker, on the other hand, can produce 40 chairs or catch 400 fish per day. Which of the following statements is true?

a. Chile has the comparative advantage in chair production.
b. Both the United States and Chile have a comparative advantage in chair production.
c. Neither the United States nor Chile has a comparative advantage in chair production.
d. The United States has the comparative advantage in chair production.

Answers

Answer:

Neither the United States nor Chile has a comparative advantage in chair production.

Explanation:

A country has comparative advantage in production if it produces at a lower opportunity cost when compared with other countries.

A countrry has absolute advantage if it produces more quantities of a good when compared to another country.

America:

Opportunity cost in producing chairs = 1,000 / 100 = 10

Opportunity cost in fishing = 100 / 1000 = 0.1

For Chile:

Opportunity cost in producing chairs = 400 / 40 = 10

Opportunity cost in fishing = 40/ 400 = 0.1

Neither the United States nor Chile has a comparative advantage in chair production because they produce at the same opportunity cost.

I hope my answer helps you

Doug Pederson Corporation bases its predetermined overhead rate on machine-hours. Data for 2017 appear below: Estimated machine-hours 73,000 Estimated total manufacturing overhead $1,057,730 Actual machine-hours 74,900 Actual total manufacturing overhead $1,147,000 The predetermined overhead rate for 2017 was closest to:

Answers

Answer:

Predetermined overhead Absorption rate = $14.5 per machine hour

Explanation

Predetermined Overhead absorption rate(POAR) = Estimate overhead /Estimated machine hours

Estimated overhead = $1,057,730

Estimated machine  hours =73,000 hours

Overhead absorption rate = $1,057,730/73,000 hours =$14.48 per machine hour

Predetermined overhead Absorption rate = $14.5 per machine hour

Suppose the opportunity cost of capital is 10 percent and you have just won a $1 million lottery that entitles you to $100,000 at the end of each of the next ten years. Alternatively, you can accept an immediate cash payment of $600,000. Ignoring the tax implications, which option is better and by how much?

Answers

Answer:

It is more convenient to accept the first offer. It has a higher present value than accepting $600,000 now. Exactly $14,456.712

Explanation:

Giving the following information:

Discount rate= 10%

Offer:

Cash flow= $100,000

Years= 10

Or:

You can accept an immediate cash payment of $600,000.

First, we need to calculate the present value of the first offer. We will determine the final value, and then, the present value.

FV= {A*[(1+i)^n-1]}/i

A= annual cash flow

FV= {100,000*[(1.10^10)-1]} / 0.10

FV= 1,593,742.46

Now, the present value:

PV= FV/(1+i)^n

PV= 1,593,742.56/ (1.10^10)

PV= $614,456.712

It is more convenient to accept the first offer. It has a higher present value than accepting $600,000 now. Exactly $14,456.712

Hitzu Co. sold a copier costing $6,500 with a two-year parts warranty to a customer on August 16, 2018, for $13,000 cash. Hitzu uses the perpetual inventory system. On November 22, 2019, the copier requires on-site repairs that are completed the same day. The repairs cost $121 for materials taken from the repair parts inventory. These are the only repairs required in 2019 for this copier. Based on experience, Hitzu expects to incur warranty costs equal to 6% of dollar sales. It records warranty expense with an adjusting entry at the end of each year.
1. How much warranty expense does the company report in 2018 for this copier?
2. How much is the estimated warranty liability for this copier as of December 31, 2018?
3. How much warranty expense does the company report in 2019 for this copier?
4. How much is the estimated warranty liability for this copier as of December 31, 2019?
5. Prepare journal entries to record (a) the copier's sale; (b) the adjustment on December 31, 2018, to recognize the warranty expense; and (c) the repairs that occur in November 2019.

Answers

Answer and Explanation:

1. The computation of warranty expenses is shown below:-

Warranty expense in 2018 = Warranty for a customer × Rate of sales

= $13,000 × 6%

= $13,000 × 0.06

= $780

2. The computation of estimated warranty liability is shown below:-

As we have calculated in part 1 so it is same that is

Estimated warranty liability in 2018 = $780

3. The computation of Warranty expenses in 2019 is shown below:-

In 2019 no warranty expense is there so the correct answer is $0

4. The computation of estimated warranty liability is shown below:-

Estimated warranty liability = Warranty expenses in 2018 - Repairs cost

= $780 - $121

= $659

5. The Journal entries is shown below:

a. Cash Dr, $13,000

            To Sales $13,000

(Being cash is recorded)

b. Cost of goods sold Dr, $6,500

        To Merchandise inventory $6,500

(Being cost of goods sold is recorded)

c. Warranty expense $650

         To Estimated warranty liability $650

(Being warranty expenses is recorded)

Estimated warranty liability Dr, $121

           To Repair parts inventory $121

(Being warranty liability is recorded)

Isabel, a calendar-year taxpayer, uses the cash method of accounting for her sole proprietorship. In late December she received a $34,000 bill from her accountant for consulting services related to her small business. Isabel can pay the $34,000 bill anytime before January 30 of next year without penalty. Assume her marginal tax rate is 40 percent this year and next year, and that she can earn an after-tax rate of return of 9 percent on her investments.
a) What is the after-tax cost if Isabel pays the $34,000 bill in December?
b) What is the after-tax cost if Isabel pays the $34,000 bill in January?(Round your intermediate calculations and final answer to the nearest whole dollar amount.)

Answers

Answer:

a) The after-tax cost if Isabel pays the $34,000 bill in December is equal to $24,000.

b) The after-tax cost if Isabel pays the $34,000 bill in January is equal to $21,523.

Explanation:

Note: See the attached excel file for how the answers are calculated and note the alphabets A  to I for how is cell is calculated.

A one-year and two-year bonds currently pays 1.2% and 1.6%, respectively. What is the expected interest rate on a one-year bond next year according to the liquidity premium theory if the two-year term premium is 0.1%

Answers

Answer: 1.8%

Explanation:

Liquidity Premium theory posits that investors prefer more liquid securities to less liquid ones.

It can also be used to calculate expected interest by relating to other bond returns.

The formula is;

Interest Rate expected in nth year = (Sum of individual interest rates in n years)/n + Liquidity Premium in nth year

The premium provided is for the two - year bond and the return on the 2 year bond is also given.

Plugging the figures in gives;

1.6% = (1.2% + One year bond expected interest) / 2 + 0.1%

1.6% - 0.1% = (1.2% + interest) / 2

1.5% * 2 = 1.2% + interest

3% = 1.2% + interest

Interest = 3% - 1.2%

Interest = 1.8%

Calico Corporation produced 1 comma 900 units in Job 903. The following data is provided for Job 903 for the​ year: Direct materials used $ 3 comma 100 Direct labor costs $ 819 Actual manufacturing overhead rate per direct labor hour ​$17.15 Predetermined manufacturing overhead rate per direct labor hour $ 18.00 Direct labor hours used in Job 903 39 Direct labor rate per hour $ 21 What is the unit cost for Job​ 903? ​ (Round to two decimal​ places.)

Answers

Answer:

Unitary cost= $2.23

Explanation:

Giving the following information:

Units= 1,900

Direct materials used $3,100

Direct labor costs $819

Predetermined manufacturing overhead rate per direct labor hour $8.00

Direct labor hours used in Job 903= 39

We will consider the predetermined overhead rate.

First, we need to calculate the total cost:

Total cost= 3,100 + 819 + 8*39= $4,231

Now, the unitary cost:

Unitary cost= 4,231/1,900= $2.23

Francis Inc.'s stock has a required rate of return of 10.25%, and it sells for $87.50 per share. The dividend is expected to grow at a constant rate of 6.00% per year. What is the expected year-end dividend, D1

Answers

Answer:

D1 is $3.72

Explanation:

The constant growth model of Dividend discount model approach (DDM) is used to calculate the fair price per share of a stock today when the dividends of a stock are growing at a constant rate forever. It values the stock based on the present value of the expected future dividends. The formula for price per share today is,

P0 = D1 / r - g

WHERE,

D1 is dividend expected for the next periodr is the required rate of return on the stockg is the growth rate in dividends

Plugging the values of the available variables, we calculate the value of D1 to be,

87.5 = D1 / (0.1025 - 0.06)

87.5 * 0.0425 = D1

D1 = $3.71875 rounded off to $3.72

On January 1, 20X8, Package Company acquired 80 percent of Stamp Company's common stock for $280,000 cash. At that date, Stamp reported common stock outstanding of $200,000 and retained earnings of $100,000, and the fair value of the noncontrolling interest was $70,000. The book values and fair values of Stamp's assets and liabilities were equal, except for other intangible assets which had a fair value $50,000 greater than book value and an 8-year remaining life. Stamp reported the following data for 20X8 and 20X9: Stamp Corporation Year Net Income Comprehensive Income Dividends Paid 20X8 $ 25,000 $ 30,000 $ 5,000 20X9 35,000 45,000 10,000 Package reported net income of $100,000 and paid dividends of $30,000 for both the years. Based on the preceding information, what is the amount of comprehensive income attributable to the controlling interest for 20X8?

Answers

Answer:

Comprehensive income attributable to the controlling interest for 20X8 is $119,000

Explanation:

Stamp Corporation

Year             Net Income           Comprehensive Income          Dividends Paid 20X8             $ 25,000                       $ 30,000                            $ 5,000

20X9              $35,000                       $45,000                             $ 10,000

The amount of comprehensive income attributable to the controlling interest for 20X8 ;

Comprehensive income of Stamp Corporation = $30,000  

Less: Annual amortization of intangible assets acquired on acquisition (50000/8) = $6,250  

Comprehensive income of Stamp Corporation after adjustment = $23,750  

Income attributable to controlling interest = 80% × $23,750 = $19,000  

Net income of Package Company = $100,000  

Comprehensive income attributable to the controlling interest = Income attributable to controlling interest + Net income of Package Company

= $19,000 + $100,000

= $119,000

As part of the initial investment, Jackson contributes accounts receivable that had a balance of $35,017 in the accounts of a sole proprietorship. Of this amount, $1,229 is deemed completely worthless. For the remaining accounts, the partnership will establish a provision for possible future uncollectible accounts of $740. The amount debited to Accounts Receivable for the new partnership is

Answers

Answer: $33788

Explanation:

From the question, we are told that as part of the initial investment, Jackson contributes accounts receivable that had a balance of $35,017 in the accounts of a sole proprietorship and of this amount, $1,229 is deemed completely worthless.

The amount that will be debited to the accounts receivable for the new partnership will be the difference between the balance of $35017 and the $1229 that is seen as been worthless.

= $35017 - $1229

= $33788

A project with an initial investment of $451,700 will generate equal annual cash flows over its 8-year life. The project has a required return of 8.9 percent. What is the minimum annual cash flow required to accept the project

Answers

Answer:

$81,307.55

Explanation:

The minimum annual cash flow required to accept the project is the equal annual cash flow that makes net present value of the project to be at least equal to zero. In other words, it is the equal annual cash flow that equates the initial investment and the summation of the present values (PV) of all the 8-year equal annual cash flow.

This can be estimated as using the formula for calculating the ordinary annuity as follows:

PV = P × [{1 - [1 ÷ (1+r)]^n} ÷ r] …………………………………. (1)

Where;

PV = Present values of equal annual cash flow that is equal to Initial investment = $451,700

P = annual cash flow = ?

r = required return = 8.9% = 0.089

n = number of years = 8

Substitute the values into equation (1) to have:

$451,700 = P × [{1 - [1 ÷ (1 + 0.089)]^8} ÷ 0.089]

$451,700 = P × 5.55544994023063

P = $451,700 / 5.55544994023063

P = $81,307.5457181148

P = $81,307.55 when approximated to two decimal places.

Therefore, the minimum annual cash flow required to accept the project is $81,307.55.

It costs Blakeley Company $22.10 of variable and $2.20 of allocated fixed costs to produce an industrial trash can that normally sells for $31.30. A buyer offers to purchase 2,200 units at $21.00 each. Blakeley has excess capacity and can handle the additional production. What effect will acceptance of the offer have on net income?

Answers

Answer:

Effect on income= $2,420 decrease

Explanation:

Giving the following information:

It costs Blakeley Company $22.10 of variable

A buyer offers to purchase 2,200 units at $21.00 each

Because there is an unused capacity and it is a special offer, we will not take into account the fixed costs.

Effect on income= 2,200*(21 - 22.1)

Effect on income= $2,420 decrease

In this case, the company should reject the offer, because the unitary contribution margin is negative.

Critically analyze the difference and point of convergence between floor inspections and functional inspections

Answers

Answer:

Floor inspection is a system in which detailed inspection is performed at the place of production

Functional inspection is a system in which inspection is performed to analyze whether the production meets customer demands.

Explanation:

Floor inspection and Functional inspections both methods are used to analyze the production system effectiveness. These both systems are used to detect the faults in the raw material, production process and finished goods. These systems together evaluate the production line errors and helps to meet customer needs.

Logan, a 50-percent shareholder in Military Gear Inc. (MG), is comparing the tax consequences of losses from C corporations with losses from S corporations. Assume MG has a $111,000 tax loss for the year, Logan's tax basis in his MG stock was $155,500 at the beginning of the year, and he received $80,500 ordinary income from other sources during the year. Assuming Logan's marginal tax rate is 24 percent, how much more tax will Logan pay currently if MG is a C corporation compared to the tax he would pay if it were an S corporation

Answers

Answer:

$10,680

Explanation:

Computation of the amount of how much more tax that Logan will pay currently if MG is a C corporation compared to the tax he would pay if it were an S corporation

Logan would pay the amount of $19,320 in taxes if Military Gear Inc. is a C corporation ($80,500 ×24%).

In a situation were it is an S corporation, that means he would pay the amount of $8,640 in taxes (($80,500 - $44,500) × 24%).

Therefore he has to pay the amount of $10,680 more in his taxes which is ($19,320 - $8,640) currently if Military Gear, Inc.

Logan's tax basis $155,500 -$111,000 tax loss for the year =$44,500

Therefore the amount of money that Logan will tend to pay MG is a C corporation compared to the tax he would pay if it were an S corporation would be $10,680.

The following are the financial statements of Nosker Company.
NOSKER COMPANY
Comparative Balance Sheets
December 31
Assets 2017 2016
Cash $37,200 $19,800
Accounts receivable 33,000 18,700e
Inventory 30,400 20,400
Equipment 59,300 78,000
Accumulated depreciation--equipment (29,300 ) (23,300 )
Total $130,600 $113,600
Liabilities and Stockholders' Equity
Accounts payable $28,700 $ 16,000
Income taxes payable 7,300 8,300
Bonds payable 27,400 33,100
Common stock 18,200 14,300
Retained earnings 49,000 41,900
Total $130,600 $113,600
NOSKER COMPANY
Income Statement
For the Year Ended December 31, 2017
Sales revenue $242,900
Cost of goods sold 175,600
Gross profit 67,300
Operating expenses 24,800
Income from operations 42,500
Interest expense 4,000
Income before income taxes 38,500
Income tax expense 7,500
Net income $31,000
Additional data:
1. Dividends declared and paid were $23,900.
2. During the year equipment was sold for $9,600 cash. This equipment cost $18,700 originally and had a book value of $9,600 at the time of sale.
3. All depreciation expense, $15,100, is in the operating expenses.
4. All sales and purchases are on account.
Prepare a statement of cash flows using the indirect method. (Show amounts that decrease cash flow with either a - sign e.g. -15,000 or in parenthesis e.g. (15,000).)

Answers

Answer:

Nosker Company statement of cash flows using the indirect method

Cash flow from Operating Activities

Net income                                                                            31,000

Adjustment for Non-cash items :

Depreciation                                                                          15,100

Adjustment to Changes in Working Capital :

Increase in Accounts receivable                                        (14,000)

Increase in Inventory                                                           (10,000)

Increase in Accounts payable                                              12,700

Income taxes paid (8,300 + 7,500 - 7,300)                         (8,500)

Net Cash from Operating Activities                                       26,300

Cash flow from Investing Activities

Proceeds from sale of Equipment                                        9,600

Net Cash from Investing Activities                                        9,600  

Cash flow from Financing Activities

Dividends Paid                                                                    (23,900)

Repayment of Bonds                                                            (5,700)

Issuance of Common Stock                                                  3,900

Net Cash from Financing Activities                                   (25,700)

Movement during the period                                               17,400

Cash and Cash Equivalents at Beginning of the Period    19,800

Cash and Cash Equivalents at End of the Period              37,200

Explanation:

Calculation of Profit or Loss on Sale of Equipment

Equipment Disposal T - Account

Debits :

Book Value           $9,600

Totals                    $9,600

Credits:

Cash Receipt        $9,600

Totals                    $9,600

Remember to use the Indirect method in determining cash flow from operating activities.

Sarah and First Financial Corp. enter into an oral employment contract under which First Financial Corp. agrees to hire Sarah for five years. Before Sarah begins, First Financial Corp. backs out of the contract. If Sarah sues to enforce the contract,
she will be able to successfully sue to enforce the contract or receive damages for the full five year term.
she will be able to successfully sue to enforce the contract or receive damages for one year of the contract, but the remaining four years will be unenforceable because of the Statute of Frauds.
she will not be able to enforce it, because it is voidable by First Financial since it violates the Statute of Frauds.
she will not be able to enforce it because fixed term employment contracts are illegal.

Answers

Answer:

she will not be able to enforce it, because it is voidable by First Financial since it violates the Statute of Frauds.

Explanation:

All contracts that last for more than one year fall under the Statute of Frauds and therefore, must be in writing and signed by both parties. Even if the contract was for one year and one day, it must be in writing. The non-breaching party, Sarah, cannot even sue for damages corresponding to only the first year because the contract is considered to be one and cannot be divided into parts.

If an organization tracks its strategy implementation, looks for problem areas, evaluates whether the problem areas indicate any weakness in the strategy, and makes any necessary changes, then it is using:

Answers

Question:

If an organization tracks its strategy implementation, looks for problem areas, evaluates whether the problem areas indicate any weakness in the strategy, and makes any necessary changes, then it is using:

A) Organizational controls

B) Tactical controls

C) Behavioral controls

D) Strategic controls

Answer:

The correct option is D) Strategic controls

Explanation:

Strategic controls refer to the process which helps one to easily and immediately change direction where if proposed strategies do not create anticipated results.  

For example, if a company X,  decides to reduce prices to drive sales and increase market share albeit, at a cost to its bottom line, where there is no increase in sales, an effective strategic control process would be to quickly reverse the situation to the status quo before implementation and thereafter go back to the drawing table to check why demand is low.

Demand could be weak because, quality of products, or services, do not meet consumer expectations, it could be that there is a violation of one of the 'P' of marketing such as Positioning.  

The head of strategy thus reviews and plans the next move to ensure that changes are effected.

Cheers!

The management of L Corporation is considering a project that would require an investment of $260,000 and would last for 6 years. The annual net operating income from the project would be $110,000, which includes depreciation of $17,000. The cash inflows occur evenly throughout the year. The payback period of the project is closest to (Ignore income taxes.):

Answers

Answer:

2.04 years

Explanation:

Payback period calculates the amount of the time it takes to recover the amount invested in a project from its cumulative cash flows.

To derive cash flows from net income, add depreciation to net income.

$110,000 + $17,000 = $127,000

Payback period = $260,000 / $127,000 = 2.04 years

I hope my answer helps you

A company issued 1,000 shares of $10 par value common stock due to a previously declared stock dividend; the market value at both the date of declaration and distribution was $12 per share. Which of the following correctly describes the reporting of this stock issue within the financing activities section of the cash flow statement?
a) A cash outflow of $10,000
b) A cash outflow of $2,000
c) A cash outflow of $12,000
d) There is no cash flow

Answers

Answer:

d) There is no cash flow

Explanation:

There is no cash flow because a stock dividend refers to a dividend that is paid by issuing additional shares to shareholders of a company instead of paying them a cash dividend.

Therefore, there is no cash flow since no cash is received nor paid.

Note: To record stock dividends, the amounts is moved from retained earnings to paid-in capital; and the evidence that no cash is received nor paid is that the journal entries for the issue of stock dividend will be as follows:

Debit Retained for $12,000 (i.e. 1,000 * $12 = $12,000)

Credit Common Stock for $10,000 (i.e. 1,000 - $10 = $10,000)

Credit Additional Paid-In Capital in Excess of Par - Common Stock for $2,000 ($12,000 - $10,000)

A husband and wife are self-employed and have 3 children, ages 4, 7, and 9. They have a combined income of $300,000. They wish to open Coverdell ESAs for each of their children to pay for qualified education expenses. Which statement is TRUE

Answers

Answer:

The correct answer is they are prohibited from opening an account for each child because they earn much.

Note: Kindly find an attached inage of the complete question stated here.

Sources: the image or pictures was researched from Quizlet and Course hero

Explanation:

Solution

Now,

The answer to the question given as follows:

(a) False: The contribution made to ESAs is not tax-deductible. Also, they are not allowed to contribute to ESAs due to high income.

(b) False: The contribution made to ESAs is not tax-deductible but they are not allowed to contribute to ESAs due to high income.

(c) True: Since they have a combined income of $300,000, therefore they are prohibited to open an account for each child under ESAs.

(d) False: There is no such condition that ESAs accounts cannot be opened by self-employed individuals.

george forgot to pay his monthly life insurance premium that was due march 1. the policy had a face value of $100,000. on march 21, george died. how much will the insurer pay george's beneficiary for this death claim

Answers

Answer: An amount equal to the face value of the policy, MINUS the overdue premiums and any interest or late penalties George owed them

Explanation:

Grace Periods are usually included in Life Insurance policies to safeguard the client in question in case they are late with their payment. This means that should they pay within the grace period they will not lose their coverage.

Normally in Life Insurance, a grace period of 30 days is standard. George died 20 days after his due date which meant that he was still under a grace period and so the Insurance company will still pay out to his beneficiaries but they will deduct all monies owed by George.

Compare the roles of the United Nations, the World Bank, the European Union, the World Trade Organization, and non-governmental organizations. If you could gain the support of just one of these institutions for a policy you favored, which would you choose

Answers

Answer:

The United Nations

Explanation:

The united nations ensures peace and security to the world,which is the most important thing

The WTO is a broad international organization whose members account for more than 90% of global trade, whereas the EU, as a WTO member, is a geographically limited and tightly integrated organization.

What is the main role of the World Bank?

The World Bank Group works with emerging countries to reduce poverty and increase economic stability, whereas the International Monetary Fund serves to steady the global monetary system and acts as a currency monitor.

The World Bank, officially the World Bank Group, is an international organization affiliated with the United Nations (UN) that finances projects that help member countries' economic development. The World Bank, headquartered in Washington, D.C., is the largest source of financial aid to developing countries.

Learn more about  the World Bank, the European Union, and the World Trade Organization here:

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Accumulating a growing future sum Personal Finance Problem A retirement home at Deer Trail Estates now costs $ 191 comma 000. Inflation is expected to cause this price to increase at 6​% per year over the 17 years before C. L. Donovan retires. If Donovan earns 9​% on his​ investments, ow large must an​ equal, end-of-year deposit must be to provide the cash needed to buy the home 17 years from​ now?

Answers

Answer: $13,910.42

Explanation:

The price of the house increases by 6% per year for 17 years.

The value at the end of 17 years is;

= 191,000 ( 1 + 6%) ¹⁷

= $514,319.60

Mr Donovan needs to deposit an amount per year at an interest rate of 9% that will earn him $514,319.60 at the end of 17 years.

This makes this an annuity which is calculated as;

Future Value of Annuity = Annuity (( 1 + rate )^ no. of periods - 1 ) / rate

514,319.60 = Annuity ((1 + 9%)¹⁷ - 1)/9%

514,319.60 = Annuity * 36.9737

Annuity = 514,319.60/36.9737

= $13,910.42

If the U.S. Congress enacts a federal statute regulating the sale of automatic weapons and Kentucky passes a state law that conflicts with the federal law, Kentucky's law is said to be: Select one:

a. impliedly preempted.
b. void-for-vagueness.
c. expressly preempted.
d. prevailing.

Answers

Answer:

implied preempted

Explanation:

 a state law is in conflict with a federal law 

Pre-determined overhead rates are calculated by dividing estimates of total factory overhead cost in the upcoming accounting period (usually a year) by an estimated usage or capacity of some unit of related activity (such as direct labor hours).
A. True
B. False

Answers

Answer:

The correct option is A, true

Explanation:

The predetermined overhead absorption rate is a forecast overhead rate usually computed by estimated total factory overhead by the planned usage or capacity  of the unit of the activity.

This is more like planning ahead for the overhead to be incurred, hence the correct option is A , which truly supported that the statement made in the question

Paladin Furnishings generated $2 million in sales during 2016, and its year-end total assets were $1.7 million. Also, at year-end 2016, current liabilities were $500,000, consisting of $200,000 of notes payable, $200,000 of accounts payable, and $100,000 of accrued liabilities. Looking ahead to 2017, the company estimates that its assets must increase by $0.85 for every $1.00 increase in sales. Paladin's profit margin is 5%, and its retention ratio is 55%. How large of a sales increase can the company achieve without having to raise funds externally

Answers

Answer:

The large of a sales increase can the company achieve without having to raise funds externally is $81,784

Explanation:

In order to calculate How large of a sales increase can the company achieve without having to raise funds externally we would have to calculate the following:

sales increase=Sales*growth rate

Sales=$2,000,000

growth rate=(Profit Margin * Retention ratio * Sales) /( Total year end Assets - Accounts payable - Accrued liabilities) - (Profit Margin * Retention ratio * Sales)

growth rate= (0.05 * 0.35 *  2,000,000 ) / (1,700,000 - 200,000 - 100,000) - ( 0.05 * 0.55 x 2,000,000)

growth rate=$55,000/$1,345,000

growth rate=4.089%

Therefore, sales increase=$2,000,000*4.089%

sales increase=$81,784

The large of a sales increase can the company achieve without having to raise funds externally is $81,784

If $1200 is borrowed at 9% interest, find the amounts due at the end of 4 years if the interest is compounded as follows. (Round your answers to the nearest cent.) (i) annually $ 1693.9 Correct: Your answer is correct. (ii) quarterly $ 1204.3 Incorrect: Your answer is incorrect. (iii) monthly $ (iv) weekly $ (v) daily $ (vi) hourly $ (vii) continuously $

Answers

Answer and Explanation:

(i) The computation of compound interest for annual is shown below:-

Compound interest = A = P × (1 + r ÷ n)^t

= $1,200 × (1 + 9% ÷ 1)^1 × 4

= $1,200 × (1.09)^4

= $1,693.897932

or

= $1,693.90

(ii) The computation of compound interest for quarterly is shown below:-

= $1,200 × (1 + 9% ÷ 4)^4 × 4

= $1,200 × (1.09)^16

= $1,713.145749

or

= $1,713.15

Since it is quarterly so we divide the interest rate by 4 and multiply the time period by 4

(iii) The computation of compound interest for monthly is shown below:-

= $1,200 × (1 + 9% ÷ 12)^4 × 12

=  $1,200 × (1.0075)^48

= $1,717.6864

or

= $1,717.69

Since it is monthly so we divide the interest rate by 12 and multiply the time period by 12

(iv) The computation of compound interest for weekly is shown below:-

= $1,200 × (1 + 9% ÷ 52)^4 × 52

= $1,200 × (1.432883461 )^208

= $1719.460154

or

= $1,719.46

Since it is weekly so we divide the interest rate by 52 and multiply the time period by 52

(v) The computation of compound interest for daily is shown below:-

= $1,200 × (1 + 9% ÷ 365)^4 × 365

= $1,200 × (1.43326581  )^1460

= $1719.918972

or

= $1719.92

Since it is daily so we divide the interest rate by 365 and multiply the time period by 365

(vi) The computation of compound interest for hourly is shown below:-

= $1,200 × (1 + 9% ÷ 8760)^4 × 8760

= $1,200 × (1.433326764   )^35,040

= $1,719.992117

or

= $1719.99

(vii) The computation of compound interest for continuously is shown below:-

A = Pe^rt

= 1,200e^0.09 × 4

= 1,200e^0.36

= $1,720.00

You are saving for retirement. To live comfortably, you decide that you will need $2.5 million dollars by the time you are 65. If today is your 30th birthday, and you decide, starting today, and on every birthday up to and including your 65th birthday, that you will deposit the same amount into your savings account. Assuming the interest rate is 5%, the amount that you must set aside each year on your birthday is closest to

Answers

Answer:

The answer is $26086

Explanation:

Solution

Given that:

Future of Annuity = 2.5 million

The interest rate =5%

Time period = 35 (65-30)

Now

The future of annuity =Annuity [(1+rate)^time period-1]/rate

Thus

$2,500,000 = Annuity[(1.05)^36-1]/0.05

$2,500,000 = Annuity[(4.79186135)]/0.05

$2,500,000 = Annuity (95.83632272)

$2,500,000=Annuity*95.83632272

Annuity=$2,500,000/95.83632272

=$26086

Therefore the amount hat you must set aside each year on your birthday is closest to $26086

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