The emergence of the subprime mortgage market following the recession of 2001 made it increasingly difficult for low-income individuals to obtain a mortgage. b. false
A subprime mortgage is typically given out to applicants with bad credit. Because the lender believes the borrower has a higher-than-average chance of defaulting on the loan, a prime conventional mortgage is not given.
To make up for taking on additional risk, lending institutions frequently charge interest rates on subprime mortgages that are significantly higher than those on prime mortgages. These mortgages are frequently ARMs, meaning that the interest rate has the ability to rise at particular intervals.
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When it comes to contacting inbound leads, one rule is always true:
Content and context are two of the most effective elements of inbound marketing. Help prospects buy by providing the right content at the right time through lead nurturing.
What is inbound marketing?Inbound marketing is a systematic strategy for creating valuable content that meets the needs of your target audience and fosters lifelong customer loyalty.Your customers are with you by helping them find solutions to their problems. It's easy to see why modern businesses use content marketing as one of their inbound marketing strategies.Outbound marketing strategies include TV spots, billboards, solicitation calls, and display advertising, while inbound marketing relies on slow-burning content marketing techniques such as blogs, opt-in email nurturing methods, and native suggestions.Outbound marketing is the act of proactively reaching out to potential customers to increase their interest in your product.On the other hand, the goal of inbound marketing is to create and distribute content that encourages people to visit her website.Learn more about inbound marketing, here
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what is one of the advantages of monetary policy over fiscal policy? group of answer choices the opportunity for broad political influence its control over the size of federal budget deficits it can guarantee an expansion of aggregate demand when needed the quickness with which it can be used
One benefit of monetary policy over fiscal policy is that financial, banking, and monetary policy experts, not politicians, make the decisions.
What advantages do monetary policies have over fiscal ones?Monetary policy expansion can raise company earnings while having little effect on GDP by increasing asset prices and lowering borrowing costs. In contrast to monetary policy, which attempts to promote economic growth, fiscal policy focuses on either total spending, the general makeup of spending, or both.
What sets fiscal policy apart from monetary policy?A central bank's actions with the goal of influencing the amount of credit & money in an economy are referred to as "monetary policy." The government's decisions about taxation and expenditure are referred to as fiscal policy, on the other hand. Both monetary and fiscal policies are used to hold down the economy over time.
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one of the high-priority webpages a marketer's ads serve to has content on it that she's unsure is right for her brand. which verification setting within campaign manager 360 would let her know if the content was okay?
One of the high-priority webpages a marketer's ads serve to has content on it that she's unsure is right for her brand. The verification setting within the Campaign Manager 360 would let her know if the content was okay will be Content setting.
Website settings is a single place where various global and system-level content settings can be configured for your website's blog, navigation, pages, and themes. There are cases when web files cannot or do not have to specify certain properties within the content of the file. Without this information, however, some features such as content assist and source validation cannot work to the best of their knowledge.
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when a country opens its markets to international trade, if the world price is greater than the domestic equilibrium price,:
The statement reflects that when a country opens its markets to international trade, if the world price is greater than the internal equilibrium price, the foreign quantity supplied will increase, so total production increases
International TradeIt is about any economic movement in which people or entities from different countries are involved, This activity is the engine of growth for the world, through this, it incorporates imports and exports of products and services through different countries and their markets.
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you are the presenter. in presenter view, you can use monitors to display your presentation.
Only two monitors can be used for a presentation in PowerPoint. Presenter view allows you to see your presentation on one computer while the audience sees it on a different monitor without any speaker.
Information is presented to an audience during a presentation by a speaker. Presentations are often displays, introductions, lectures, or speeches intended to educate, convince, inspire, motivate, foster goodwill, or promote a novel concept or good. Preparation, planning, organising an event, writing, using visual aids, managing stress, and answering questions are typically necessary for presentations. The presenter, the audience, the message, the audience's response, and the technique used to give the speech effectively are the presentation's important components. In tertiary professional contexts, presentations are frequently used by accountants to present a detailed report of a company's financials or by entrepreneurs to pitch their venture idea to investors. When a debutante is presented, the phrase can also refer to a formal or ritualised introduction or offering.
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a. jerome has a beautifully landscaped front lawn with lots of colorful flowers. landscaped lawns produce a externality. landscaped lawns exist relative to the socially efficient quantity. b. dave takes advantage of the low price of gas to purchase a sports utility vehicle. sports utility vehicles generate a externality. sports utility vehicles are produced relative to the socially efficient quantity. c. susan decides to walk to work instead of driving. walking to work creates a externality. walks to work exist relative to the socially efficient quantity. d. anita decides to smoke a cigarette while she is waiting at a busy bus stop. cigarettes create a externality. cigarettes are produced relative to the socially efficient quantity.
Option A Jerome has a beautiful well-kept front garden with many colorful flowers. A well-maintained lawn creates an externality A well-maintained lawn exists relative to a socially efficient crowd.
Socially efficient prices and quantities are those that occur in a perfectly competitive market. This occurs when the marginal cost equals the demand, at price B and quantity Y. This means that all possible mutual benefit deals could have been made.
This is the optimal allocation of resources in society, taking into account all external and internal costs and benefits. Social efficiency occurs at outputs where marginal social utility (MSB) = marginal social cost (MSC).
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If the inflation rate in an economy is 5 percent and the income earned by workers increases by 5 percent, then _____.
nominal income increases by 5 percent and real income is unchanged
nominal income increases and real income declines
both nominal income and real income increase by 5 percent
both nominal income and real income decrease by 5 percent
nominal income declines and real income increases
If the inflation rate in an economy is 5 percent and the income earned by workers increases by 5 percent, then nominal income increases by 5 percent and real income is unchanged that is option A is correct.
Inflation refers to the increase in the prices of the commodities within the economy. Inflation has a significant effect on any economy as the purchasing power decreases within an economy when the prices of commodities increases. Nominal Income is the income that is not adjusted according to the changes in the inflation within an economy and the purchasing power of the people. This income changes as the inflation rate while the real income does not have any effect with reference to the inflation rate. So when the inflation rate increases by 5% then the nominal income increases by 5% while the real income remains unchanged.
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During the Intro stage, pricing a product high is known as BLANK and pricing a product low is called BLANK
During the Intro stage, pricing a product high is known as "Skimming" and pricing a product low is called "Penetration Pricing."
What do we mean by Skimming?
Skimming is a strategy for strategic, selective reading that focuses on the main ideas of a text. Skim text that contains details, stories, data, or other elaboration when skimming. Skimming is a method of reading or glancing over a text quickly to get the main points or ideas rather than reading it thoroughly. It is a useful technique for quickly reviewing large amounts of information or for getting a high-level overview of a text before reading it in its entirety.
Also penetration pricing strategy involves offering a new product or service at a low initial price to gain customers' attention.
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all u.s colleges and universities were required to comply with the campus save act by the end of which year?
All US colleges and universities were required to comply with the campus save act by the end.
Thus, the correct option is A.
What do you mean by university?A university is a center for higher learning and research that confers degrees in a variety of academic fields. In general, universities provide both undergraduate and graduate degrees. The label is only used for colleges with graduate programs in the United States.
The main areas where colleges and universities diverge are in the types of programs and degrees offered.
Larger institutions that offer both undergraduate and graduate programs are referred to as "universities." Community colleges, vocational schools, and liberal arts colleges are all considered to be "colleges."
A university is a place where people can pursue degrees in education. Additionally, they might pursue master's or doctoral degrees. It is a prestigious institution of higher learning. Universities also conduct academic research.
"Institution of higher learning" or "body of people composing a university" are the definitions of the word "university." The name is derived from the Latin word universitatum, which denotes a company or community. One form of postsecondary education is university. Community colleges and vocational schools are further forms.
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duke corporation is issuing $5 million in 30-year, 8% bonds, with bonds bearing a par value of $1,000. flotation costs will be 3% of the par value. what is the net proceeds from the sale of each bond, assuming that the bonds sell at par
When a bond with a $1,000 par value can be purchased for more than $1,000, it is selling at a premium, and when it can be purchased for less than $1,000, it is selling at a discount.
What exactly does it imply when a bond trades at par?A bond's yield is equal to its coupon when it trades at par. For the risk of lending money to the bond issuer, investors anticipate receiving a return equivalent to the coupon.
Why is par value important?A single common share's par value is determined by the charter of a corporation. It usually has nothing to do with the shares' actual worth. Actually, it's frequently lower. The par value is stated on each stock certificate that is issued for shares that are bought. A firm has the option to specify a par value when authorizing shares or not.
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Question:
duke corporation is issuing $5 million in 30-year, 8% bonds, with bonds bearing a par value of $1,000. flotation costs will be 3% of the par value. what is the net proceeds from the sale of each bond, assuming that the bonds sell at par?
If the bonds sell, then bonds buy = 970, which represents the net revenues from each bond sale.
What Do Bonds Do?In consideration for monthly interest expenses, a bondholder loans money to a business or the government for a predetermined length of time. The investor makes a fixed-term loan of wealth (the capital) to a business and the sovereign in exchange for a stream of loan repayments (the yield).
What is a bond, for instance?There are various types of bonds: the federal government issues Treasury securities; state and local governments issue municipal bonds; and businesses issue corporate bonds. High-yield bonds, government securities, including wealth securities are some more varieties of bonds.
Briefing:Bonds sell = Sale Price - Float Coast
= (1000)-(1000x.03)
= 1000-30
= 1000-30
Bonds sell = 970
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an equity alliance creates weaker ties between the alliance partners when compared to a nonequity alliance. an equity alliance is based on contractual agreements rather than partial ownership. in an equity alliance, a standalone organization is created that is jointly owned by two or more parent companies. in an equity alliance, the partners frequently exchange personnel to make the acquisition of tacit knowledge possible.
In an equity partnership, individuals are routinely swapped between the partners to facilitate the accumulation of tacit knowledge.
What does equity mean in its simplest form?The amount of money that a company's owner has invested in or owns is known as equity. The difference between a firm's obligations and assets on its balance sheet indicates how much capital the company has. The equity value is calculated using the stock price or even a value established by valuation specialists or investors.
Which four categories of equity are there?Incentives stock grants (ISOs), quasi restricted stock (NSOs), restricted share or stock options units (RSUs), and employee purchase plans (ESPPs) are the four varieties of stock splits you are most likely to come across (ESPPs).
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the determines the access privileges for all users and enters the appropriate authorization rules in the dbms
'The DBA determines the access privileges for all users and enters the appropriate authorization rules in the DBMS.
Database administrators use specialized software to store and organize data. This role includes capacity planning, installation, configuration, database design, migration, performance monitoring, security, troubleshooting, and backup and data recovery.
Systems DBAs focus on the physical aspects of database administration. For example, database management system installation and maintenance, database backup, performance optimization, and disaster recovery. Development DBAs are responsible for the development aspects of database administration.
Abbreviation for Database Administrator. DBAs design, implement, manage, and oversee data management systems to ensure design, consistency, quality, and security.
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although résumés have standard categories, no two résumés are alike. strategically plan and arrange a résumé’s content, and customize it when you are applying for a particular job or company. do not inflate your résumé; be ethical and honest when describing your education, work experience, and employment history. your résumé’s main heading should include
your resume’s main heading should include: your complete mailing address
How to prepare a resume?Make sure your main header includes your contact information, including your full postal address, area code, phone number, and e-mail address, whether you utilize a functional or chronological resume structure. Later parts of the CV will contain your accomplishments. In your resume, you should either create a unique email account or utilize your own email address. It is not advised to use your present work email address when looking for work.
drawback exists with a career ambition on a resume
It can mean that you've decided to pursue a particular vocation.It could make the job of a recruiter more challenging and complicated.To know more about Resume, visit:
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which of the following is a true statement? multiple choice most economists believe that the recent rise in the average rate of productivity growth implies an end to the business cycle. mainstream economists disagree as to whether the rate of productivity growth was higher between 1995 and 2010 or between 1973 and 1995. economists who support economic growth say that it is the most practical route to the higher standards of living that the vast majority of people desire. most economists believe that increases in real gdp actually produce decreases in overall economic well-being because of spillover costs.
Economists who support economic growth say that it is the most practical route to the higher standards of living that the vast majority of people desire. The given statement is True.
Economic growth is how a country's wealth develops over time. Although it is frequently used in talks about short-term economic performance, the phrase primarily refers to a growth in wealth over a long period of time in the context of economic theory. Growth is best characterised as a transformational process.
The process of growth is unequal and unbalanced regardless of whether one looks at an economy that is already modern and industrialised or one that is still in the early stages of development.
Economic historians have made an effort to create a theory of the developmental stages that each economy must go through as it expands. Early writers were fond of metaphor and frequently emphasised how human existence and
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jed invents a self-walking dog leash, and his neighbor watched through the window as jed invented this leash. jed would need to file which of the following to protect his invention from copying? a. copyright b. trademark c. patent d. service mark
Jed leads to self dog leash, but his neighbor observed from his window as he worked on this patent.
What else could I use in place of the a dog leash?Any length of strong cord or wire that can be safely fastened to your dog's collar will work. You might make use of extra rope, string, stockings, or an old belt.
Which leash is ideal for dogs?Traditional 6-foot cotton or leather leashes work well for walking dogs. 6 feet is a sufficient length to allow for mobility while still having your dog close by or under your control. You can choose between nylon and leather. However, stay away from other materials like cotton and rubber because they aren't as sturdy or long-lasting.
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6. if the reserve ratio is 20 percent, then $100 of new reserves can generate a. $60 of new money in the economy. b. $250 of new money in the economy. c. $500 of new money in the economy. d. $2,000 of new money in the economy.
If the reserve ratio is 20 percent, then $100 of new reserves can generate $500 of new money in the economy.
We must identify the economy's money multiplier in order to determine how much a new reserve can contribute to that economy. We can determine the money multiplier if we are aware of the reserve ratio of the banking system.
The formula for money multiplier is 1/Reserve ratio
In the question the reserve ratio is 20% or 0.2 we will put this in the formula in order to find the money multiplier
Money multiplier = 1/0.2= 5
Now in order to find how much can a new reserve generate we will multiply the new reserve by the multiplier.
New reserve = $100
Money multiplier = 5
5*100= 500
So a $100 new reserve can generate $500 of new money in the economy.
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the key question you want to keep in mind while undertaking a social media audit is: ""what value is your organization adding to your customers through social media now vs. ?""
According to the scenario, "what value is your organization adding to your customers through social media now vs. the value you want to be adding."
What is a social media audit?An analysis of your company's analytics to determine growth, prospects, and what can be done to enhance your social presence is known as a social media audit. By the way, don't let the word "audit" scare you. Auditing social media accounts don't have to be time-consuming or difficult.
By doing social media audits, you can eliminate marketing's element of guessing and find and monitor the KPIs that allow you to gauge your ROI. In the always-evolving world of social media, these insights might provide you with a competitive advantage in growing your reach and converting leads.
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your client, devin, asks about the risks and benefits of locking in a rate. you explain that which of the following is a risk he should consider?
The risk of locking the interest rate is that some shady lenders let lock periods expire, if interest rates rise under the pretense that the borrower could not process the paperwork in time and the client may also incur loss if interest rates are lowered than the locked rate.
What happens when you lock an interest rate?If your interest rate is locked, as long as you close within the allotted time frame and make no modifications to your application, your rate won't change from the time you receive the rate lock and closing.
When you lock your interest rate, it will remain the same during the duration of the rate lock, regardless of shifting market conditions. If there are adjustments made before your loan closes, your final interest rate can be greater or lower than what you were first offered. When buying a property, a mortgage rate lock can help eliminate financial uncertainties.
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What is the average number of times that a specific risk is likely to be realized in a single year?.
ARO (Annual incidence rate) is the average number of times a particular risk is likely to materialize in a year.
What is Annual incidence rate (ARO)?Annual incidence, also known as ARO, refers to the expected frequency at which a risk or threat is expected. ARO is also commonly referred to as probabilistic determination.
How to calculate annual frequency?The probability that a risk will materialize in a given year. For example, if insurance data indicates that a major fire is likely to occur once every 25 years, the annual frequency is 1/25 = 0.04.
What is the purpose of calculating the Annual Expected Loss (ALE)?Annual Expected Loss is a calculation that helps determine the expected monetary loss of his assets in one year due to a particular risk. You can calculate ALE as part of your company's quantitative cost-benefit analysis for an investment or project idea.
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37)quality chairs inc. (qc) manufactures chairs for industrial use. laura winters, the vice president for marketing at qc, concluded from market analysis that sales were dwindling for qc's standard three-foot chair due to aggressive pricing by competitors. qc's chairs sold for $550 whereas the competition's comparable chair was selling for $495. winters determined that a price drop to $495 would be necessary to regain market share and reach a targeted annual sales level of 10,000 chairs. cost data based on sales of 10,000 chairs:
Budgeted Quantity Actual Quantity Actual Cost
Direct materials (board feet) 88,500 80,000 $ 1,252,500 Direct labor (hours) 71,600 74,025 875,500 Machine hours (hours) 11,650 11,500 250,500 Finishing and packing (hours) 6,750 6,650 125,500 If the profit per unit is maintained, the target cost per unit is:
Multiple Choice
$81.
$171.
$181.
$276.
$226.
If the profit per unit is maintained, the target cost per unit is $171.
Cost per unit= ($1251500+ $875500+ $250500+$125500)/10000
= $250.40
New selling price= $570
New cost per unit= new selling price - profit per unit
= $570- $399.6
= $170.4
Profit per unit- The amount of profit we make per unit sold is referred to as per-unit profit.
Profit Per Item Calculation
Once you've determined your cost per product, you can calculate your profit on each item. Subtract the product's cost from the item's sale price. For example, if you sell an item for $40 and your company spends $22, your profit per unit is $18.
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Serotta Corporation is planning to issue bonds with a face value of $420,000 and a coupon rate of 16 percent. The bonds mature in two years and pay interest quarterly every March 31, June 30, September 30, and December 31. All of the bonds were sold on January 1 of this year. Serotta uses the effective-interest amortization method and also uses a premium account. Assume an annual market rate of interest of 12 percent. (FV of $1, PV of $1, FVA of $1, and PVA of $1) (Use the appropriate factor(s) from the tables provided.)
2. Provide the journal entry to record the interest payment on March 31, June 30, September 30, and December 31 of this year. (If no entry is required for a transaction/event, select "No journal entry required" in the first account field. Round your final answers to nearest whole dollar amount.)
The journal entry to record the interest payment on March 31, June 30, September 30, and December 31 of this year.
Bond interest rate is the aggregate hobby price incurred at some stage in a reporting duration for an corporation's bonds payable.
This cost includes the amortization of any premium or bargain on issued bonds for the reporting duration, which is based on the charge at which they had been offered to buyers.
Amortisation Schedule:-
Date cash payment Bond interest expense premium Amortisation Carrying value
0 - - - $449482
March 31 16800 13484 [449482 * 12%/4] 3316 446166
June 30 16800 13385 [ 446166* 12%/4] 3415 442751
September 30 16800 13283 [ 442751 *12%/4] 3517 439234
December 31 16800 13177 [439234 * 12%/4] 3623 435611
Journal entry to record the interest payment :
March 31 Interest Expense Dr. 13484
Premium on Bonds payable Dr. 3316
To cash 16800
June 30 Interest Expense Dr. 13385
Premium on Bonds payable Dr. 3415
To cash 16800
September 30 Interest Expense Dr. 13283
Premium on Bonds payable Dr. 3517
To cash 16800
December 31 Interest Expense Dr. 13177
Premium on Bonds payable Dr. 3623
To cash 16800
Note: Present value of bond = present value of face value of bond + present value of interest payment
= face value / (1+market interest)number of payment + interest [(1 - (1+market interest)- number of payment/ market interest]
= 420000 / (1+12%/4)4*2year + (420000 *16%/4)[(1 - (1+ 12%/4)- 4*2year / (12%/4)]
= 420000 / (1+0.03)8 + 16800[(1 - (1+ 0.03)- 8 / 0.03]
= 420000 / 1.26677 + 560000[(1 - 1/1.26677 ]
= 331551.90 + 560000 *0.21059
=331551.90 + 117930.4
= $449482
Issuance entry:
1 jan Cash $449482
To Bonds payable 420000
To Premium on bonds payable 29482
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In 2021, Southwestern Corporation completed the treasury stock transactions listed below. February March May 2: Reacquired 77,000 shares at $12.70. 17: Sold 27,000 shares at $14.35. 17: Sold 32,800 shares at 58.35. Southwestern had issued 100,000 shares of its $1 par common stock for $10 several months ago Required: Prepare the journal entries to record the above transactions, using the cost method. (If no entry is require select "No journal entry required" in the first account field.)
Using the cost method Equity shares journal entry for feb 2 will be Bank A/c Dr. 9,77,900 To equity share application A/c 9,77,900, mar 17 equity share application A/c Dr, 3,87,450 To Bank A/c 3,87,450 may 17 equity share application A/c Dr 2,67,200 To Bank A/c 2,67,200.
Certain investments are recorded using the cost method of accounting in a company's financial statements. When an investor owns an investment that it has little or no control over—typically represented as owning less than 20% of the company—they use this method.
The investor lists the investment's cost as an asset. Dividend income is recorded as income when it is received and appears on the income statement. In either the investing section or the operating section of the cash flow statement, receiving a dividend also results in an increase in cash flow.
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Prepare a December 31, 2020, balance sheet for Long Print Shop from the following: cash, $41,700; accounts payable, $29,700; merchandise inventory, $15,700; Joe Ryan, capital, $49,400; and equipment, $21,700.
Long Print Shop
Balance sheet for the year ended December 31, 2020
Amount in $ Amount in $
Assets
Non-current asset
Equipment 21,700
Current assets
Merchandise inventory 15,700
Cash 41,700
Total current assets 57,400
Total assets 79,100
Liabilities
Accounts payable 29,700
Total liabilities 29,700
Equity
Capital 49,400
Total equity 49,400
Total liabilities and equity 79,100
This balance sheet shows the relation between the two quantities in a business which are assets and liabilities. It can be represented by an equation which is:
Assets = Equity + Liability
Assets include fixed assets, cash, inventories, and account receivables, etc, liabilities include accounts payable, loans payable, accrued expenses, etc.
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The federal funds rate is the interest rate at which banks can borrow and lend _____ in the _____ market.
The federal funds rate is the interest rate at which banks can borrow and lend reserves in the federal funds market. Correct answer: letter A.
The federal funds rate is the most important interest rate in the US economy because it influences other short-term interest rates, including those for mortgages, credit cards, and other types of loans.
By setting the federal funds rate, the Federal Reserve (the "Fed") is able to control the money supply and, in turn, the pace of economic growth.
What are federal funds?Federal funds are part of the federal budget and are used to finance government activities, such as:
EducationHealth careInfrastructureDefenseThey are also used to help stabilize the economy by providing money to banks and other financial institutions. The Federal Reserve holds a portion of these funds and lends them to the government when needed.
The federal funds rate is the interest rate at which banks can borrow and lend _____ in the _____ market. Indicate which option is the correct one:
A. Reserves; federal funds
B. Money; interbank
C. Money; federal funds
D. Reserves; interbank
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true or false: as the pressure to reduce costs increases, the best entry modes are franchising and joint ventures.
Businesses can use franchising as a model for scaling up with limited resources.International franchising is a way for businesses to enter new markets that gives them little control and little risk.
Which three statements about franchising are accurate?
A royalty is typically paid to the franchiser.It has a longer time commitment than a license, but it is similar to one.The franchisee agrees to follow strict business regulations.
What three benefits do joint ventures offer?
Sharing the costs and risks of opening a foreign market, as well as gaining local knowledge and political influence, are advantages of joint ventures.The possibility of losing control over technology and a lack of tight control are disadvantages.
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what refers to the computer chip performance per dollar doubles every 18 months? multiple choice question.
According to Moore's Law, the performance of a computer chip doubles every 18 months.
Define Moore's Law.A dense integrated circuit's transistor count doubles approximately every two years, according to Moore's law. A historical trend that has been noted and predicted is Moore's law. Rather than being a physical law, it is an empirical relationship linked to increases in production experience.
The number of transistors on microchips will roughly quadruple every two years, according to Gordon Moore's 1965 prediction. The intrinsic complexity of semiconductor process technology, which has been increasing, is the problem for Moore's Law. Transistors are now three-dimensional, and numerous exposures were necessary to replicate these features on silicon wafers due to the small feature size of today's modern process technologies.
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Martha Pim is a general partner in PLF Partnership. This year, Martha received a $48,000 guaranteed payment from PLF, and her distributive share of PLF's ordinary business income was $93,200. Which of the following is accurate?
A. Martha must pay income tax on $141,200 and self-employment tax on $48,000.
B. Martha must pay income tax on $141,200 and self-employment tax on $93,200.
C. Martha must pay both income tax and self-employment tax on $141,200.
D. Martha must pay income tax on $48,000 and self-employment tax on $93,200.
Martha must pay the income tax on $141,200 and the self-employment tax on $48,000 is accurate.
What is an income tax?An income tax is a charge levied against people or organizations (taxpayers) in relation to the income or profits they make. In most cases, income tax is calculated as the sum of the tax rate and the amount of taxable income. Taxable income for taxpayers who live in the jurisdiction is typically their total income less any additional deductions and costs incurred in earning that income. Only net gains from the sale of assets, including items held for sale, are typically included in income. Distributions of profits made by a firm are typically included in the income of its shareholders. Every item that generates money or is related to a business, including a provision for the cost of commercial assets, is normally deductible. Many jurisdictions permit hypothetical deductions for people as well as the possible deduction of some personal expenses.
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FILL IN THE BLANK. when a decision maker is faced with several alternatives and an uncertain set of future events, s/he uses ____ to develop an optimal strategy.
Decision/selection analysis A approach used to improve an most reliable strategywhen a choice maker is confronted with several selection alternativesand an uncertain set of future events
Where is choice analysis used?Decision evaluation uses a range of equipment and additionally accommodates factors of psychology, administration techniques, and economics. Risk, capital investments, and strategic commercial enterprise selections are areas where choice evaluation can be applied.
There are 4 simple factors in selection theory: acts, events, results and payoffs. There are four basic factors in decision theory: acts, events, outcomes, and payoffs.
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https://brainly.com/question/27004710#SPJ4When raw material acquisitions were recorded, the improper unit price was included in the perpetual inventory master file. Therefore, the inventory valuation was misstated because the physical inventory was priced by referring to the perpetual records.
Examine appropriate unit price of raw material in master file with perpetual records.
The incorrect unit price was recorded when purchasing raw materials, and it was stored in the perpetual inventory master file. The physical inventory was priced using the permanent records, hence the inventory valuation was inaccurate.
With computerised point-of-sale systems, perpetual inventory is a form of accounting that continuously records inventory changes in real time, doing away with the necessity for physical inventory inspections. With fast reporting of the amount of inventory on hand and an accurate reflection of the quantity of goods in stock, it offers a highly detailed perspective of changes in inventory.
When using this approach, a business does not make any effort to maintain thorough records of the products it has on hand; instead, purchases are noted as debits to the inventory database. The price of things is actually high.
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how much should the emergency fund hold, according to the recommendation for creating a responsible financial plan for personal finances?
A typical emergency fund is 3-6 months of living expenses. This also equates to roughly four months' salary.
While the size of your emergency fund will vary depending on your lifestyle, monthly costs, income, and dependents, the general rule is to save three to six months' worth of expenses.While emergencies cannot always be avoided, having emergency savings can take some of the financial stings out of dealing with these unexpected events.
An emergency fund is a cash reserve set aside specifically for unplanned expenses or financial emergencies. Car repairs, home repairs, medical bills, or a loss of income are all common examples.
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