Tejas has decided to finance his college education through student loans. He is planning on taking out $100,000 in loans to become a nursery school teacher. On average, would this be something a finance professional would recommend?


A. No, because he is taking out more debt then he will ever be able to pay back.


B. Yes, because you should always finance your education.


C. Yes, because he is using the money to advance his career.


D. No, because you should never take out student loans.

Answers

Answer 1

Answer: A. No, because he is taking out more debt then he will ever be able to pay back.

Explanation:

Getting the finance to foot one's bills could come from many different sources, one of which is to put in for a loan. However, the advice to secure a loan might best be given by a finance expert who has the knowledge and expertise required to adequately access the value of the loan, the probable return on investment and ayher embedded considerations. In the scenario given above, taking out a loan of up to $100,000 in other to target the job of finally landing a teaching job at a nursery school which would on average return a meagre pay than cannot be pitted with the loan value would be considered unreasonable on average by a finance professional simply because the return on investment will probably be nothing near the value of the loan. This way, the debt incurred from due to the loan application may never be returned from the intended job.


Related Questions

In order for a sales team to achieve full potential, modern day sales organizations assign specialized roles to increase efficiency and productivity of their sales teams. For example, ________________________ are farmers, with the sole responsibility of increasing customer loyalty and retention through additional services so that customers continue to use and expand a firm's product and service offerings. ____________ are hunters who are responsible for finding new clients.

Answers

Answer:

Customer success or client Development Reps; Sales Development Reps.

Explanation:

Marketing mix can be defined as the choices about product attributes, pricing, distribution, and communication strategy that a company blends and offer its targeted markets (customers) so as to build and maintain a desired response.

Generally, a marketing mix is made up of the four (4) Ps;

1. Products: this is typically the goods and services that gives satisfaction to the customer's needs and wants. They are either tangible or intangible items.

2. Price: this represents the amount of money a customer buying goods and services are willing to pay for it.

3. Place: this represents the areas of distribution of these goods and services for easier access by the potential customers.

4. Promotions: for a good sales record or in order to increase the number of people buying a product and taking services, it is very important to have a good marketing communication such as advertising, sales promotion, direct marketing etc.

In order for a sales team to achieve full potential, modern day sales organizations assign specialized roles to increase efficiency and productivity of their sales teams. For example, Customer success or client Development Reps are farmers, with the sole responsibility of increasing customer loyalty and retention through additional services so that customers continue to use and expand a firm's product and service offerings. Sales Development Reps are hunters who are responsible for finding new clients.

8. Which of the following is NOT a job of the Federal Reserve?
1.Keeping banks safe
2.Making payment systems secure
3.Printing currency
4.Growing the economy

Answers

Answer:

I think 3

Explanation:

It is said that there are a number of steps in designing an effective service system which include a) Establishing procedures to be followed in case of service failure b) Identifying failure-prone areas can be enabled by a service blueprint technique c) Obtaining feedback from the customers and continuous review of service delivery d) Defining and incorporating service standards and explicitly communicating them to the customers e) Empowerment enabled through training and other HR practices List them in the right order.

Answers

Answer is in a file below

cutt.us/tWGpn

the role of music my life...

Answers

Answer:

yes

Explanation:

role of music is very important

Which of the following is NOT part of the Marketing Mix?

Question 8 options:

Place


Product


Publicity


Price

Answers

Answer:

C- Publicity

Explanation:

The traditional 7Ps of marketing consist of:

Product

Promotion

Price

Place

People

Process

Physical evidence

Publicity of the following is not part of the Marketing Mix. The right answer is (C)

What is marketing?

Marketing is the process of investigating, developing, and providing value in terms of products and services to fulfill the needs of a target market. Potentially includes the selection of a target audience; the selection of certain traits or themes to emphasize in advertising;

When selling a good or service, the four Ps are a "marketing mix" made up of four essential components: product, pricing, place, and promotion. Typically, companies take into account the four Ps when developing marketing plans and strategies to reach their target audience.

A typical marketing mix is comprised of the four Ps: price, product, promotion, and place. Today, however, the marketing mix is progressive including several more Ps as essential mix components, such as Packaging, Positioning, People, and even Politics.

Therefore, The right answer is (C)

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McPherson Corp. does not make an annual physical count of year-end inventories, but instead makes weekly test counts on the basis of a statistical plan. During the year, Sara Mullins, CPA, observes such counts as she deems necessary and is able to satisfy herself as to the reliability of the client's procedures. In the reporting on the results of her examination, Mullins:

Answers

Answer and Explanation:

Since in the given situation it is mentioned that McPherson Corp has not done any physical count of inventory but rather it do weekly test counts based on statistical plan also such counts would be considered for satisfying herself so here the reporting would be that Mullins would have to submit an unqualified opinion as she is content with the client producers and considered them reliable & accurate

Celebrities can appeal to ethos when they promote products that

A. are related to their field.

B. people want to buy.

C. might help people.

D. are not well known.

Answers

Answer:

B.people want to buy ..............

True or​ False: Ignoring any​ "Other" operating income or operating​ expenses, EBIT can be found by subtracting SGA and Depreciation from the gross profit. True

Answers

Answer:

True

Explanation:

As we know that

Earning before interest & taxes (EBIT) = Gross Profit - SGA (Selling, General and Administrative Expense) - Depreciation Expense

So the given statement is true

Hence, the same would be considered and relevant too

define the term budding class 7th

Answers

Answer:  Budding is a process when there is an outgrowth and eventually seperates the nucleus.  Budding can be observed in yeast. This is a form of asexual reproduction which involves development of small mass of cells as protuberances on the parental body to give rise to new structures called as buds.

Explanation:

Kasey Corp. has a bond outstanding with a coupon rate of 5.86 percent and semiannual payments. The bond has a yield to maturity of 4.3 percent, a par value of $2,000, and matures in 24 years. What is the quoted price of the bond

Answers

Answer:

Market price = $2,464.21

Explanation:

coupon rate = 5.86% / 2 = 2.93%

YTM = 4.3% / 2 = 2.15%

face value = $2,000

periods to maturity = 24 x 2 = 48

Present value of face value = $2,000 / (1 + 2.15%)⁴⁸ = $720.42

Present value of coupon payments = $58.60 x {[1 - 1/(1 + 0.0215)⁴⁸ ] / 0.0215} = $1,743.79

Market price = $2,464.21

Answer:123.21

Explanation:

Research FedEx's dress code first to find out how the
employees dress.

Answers

Answer:

You can wear whatever to keep warm on dock. Drivers and supervision have to wear uniforms. Dock workers can wear whatever.

Tattoos are acceptable. Many employees have them and are visible.

Calculate the cost price of one of the following if 10 pencils = $ 110.00

Answers

Answer:

The pencils are 11 dollars.

Explanation:

110/10 is 11

11 times 10 is 110

11 + 11 + 11 + 11 + 11 + 11 + 11 + 11 + 11 + 11 = 110

The pencils are $11 each 110/10= 11

the profit mark-up is a percentage of the cost price which is added to the cost price in order to calculate the selling price.

true or false if false say why​

Answers

Answer:

true

Explanation:

2. Happy Selling's Sales amounted to Php 500,000. Sales returns and sales discounts amounted to Php
30,000 and Php 10,000 respectively. Purchases of the company totaled Php 100,000 while purchase
returns and purchase discounts amounted to Php 20,000 and Php 10,000 respectively. How much is the
company's Net Sales? Net Purchases?
Answer:

Answers

Answer:

Net Sales

= Sales - Sales returns - Sales discounts

= 500,000 - 30,000 - 10,000

= Php 460,000

Net Purchases

= Purchases - Purchase returns - Purchase discounts

= 100,000 - 20,000 - 10,000

= Php 70,000

The net sales and net purchases of Happy Selling are Php 460,000 Php 70,000 respectively.

What are net sales and net purchases?

Net sales refer to the sales value that is obtained after adjusting the return and discounts. Therefore the net sales will be:

[tex]\rm Net \:sales = Total \:sales - Sales\:returns-\:Sales \:discounts\\\\\rm Net \:sales = Php\: 500,000 - Php\: 30,000 - Php\: 10,000\\\\\rm Net \:sales = Php\:460,000[/tex]

Therefore the net sales are Php 460,000.

Similarly, net purchases refer to the purchase value that is obtained after adjusting the return and discounts. Therefore the net purchases will be:

[tex]\rm Net \:purchases = Total \:sales - Purchase \:returns-\:Purchase \:discounts\\\\\rm Net \:purchases = Php\:100,000 - Php\: 20,000 - Php\: 10,000\\\\\rm Net \:purchases = Php\:70,000[/tex]

Therefore the net purchases are Php 70,000.

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Under the Uniform Commercial Code, a buyer must bring a lawsuit on a breached contract within _____ of when the breach occurred or when the buyer became aware of it.

Answers

Answer:

10 days.

Explanation:

A contract can be defined as an agreement between two or more parties (group of people) which gives rise to a mutual legal obligation or enforceable by law.

Uniform Commercial Code (UCC) is a set of comprehensive, codified, and modernized business laws that regulate commercial transactions and financial contracts across different state in the United States of America.

The U.C.C isn't a federal law, but a uniformly adopted state law with the sole aim and purpose to create uniformity of law across multiple court jurisdictions in the United States of America. It is called the backbone of American commerce because it has been adopted by all 50 states, in whole or in large part and thus, enhancing commercial transactions or business to thrive significantly.

Under the Uniform Commercial Code, a buyer must bring a lawsuit on a breached contract within 10 days of when the breach occurred or when the buyer became aware of it.

All of the following allow for a monopoly to exist EXCEPT ______________.
a. geography
b. competition
c. a patent
d. government mandate
Economics

Answers

Answer:

d. government mandate economics

Explanation:

during the industrial era the government stepped in to stop wealthy monopoly companies from corruption of the government

The correct option is (d) Government mandate economics.

What does government mandate economics mean?

The group of people responsible for governing the country is called the government. If some government has a mandate for carrying out any policy or task, then they somewhat get the authority to win the election or vote. Hence (d) is correct out of all options.

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Although using a multi-car insurance policy can be a great way to reduce premium costs, when does bundling actually increase rates?
PLz help will mark brainlies

A. None of these
B. After Jack and Diane finally got married, they bundled their automobile insurance policies and moved into a small town far from the city
C. Adding a 17-year-old driver to the account that has 3 points issued by the State of New Jersey
D. Taking off a 20-year-old driver on the policy that began college in New York City and has less need for a vehicle

Answers

Answer:

I believe it's C.

Explanation:

Insurance policies usually have a higher cost for Young drivers because they are seen as more of a risk so this would be the option where the cost would increase by bundling

B. seems like it would save money or at least just keep the same rates

D. seems like it would decrease rates

hope this helps and if im wrong comment <3

The bundling rate will increase when a 17-year-old driver is added to the account that has 3 points which are issued by the State of New Jersey.

An insurance is a protection against a financial loss. A multi-car insurance policy is a policy whereby different vehicles are covered under one insurance policy.

Under the multi-car insurance policy, there is a discount gotten for every car that's added. Despite this, adding a 17 year old driver to the account is a high risk and this will be taken into consideration by the insurance company.

It should be noted that getting married and taking off the 20 year old driver will not increase the rates.

Therefore, due to the addition of the 17 year old, there may be an increase in rate.

In conclusion, the correct option is C.

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A bachelor's degree is earned at a ___.

O A. technical school
O B. four-year college
O C. vocational school
O D. two-year college​

Answers

Answer: four year college

Explanation: online

A bachelor's degree is a four-year undergraduate degree that is typically earned at a four-year college or university.  Hence option B is correct .

When A bachelor's degree is earned ?

This degree is widely recognized as a standard credential for entry into many professional careers and is often a requirement for many higher-paying jobs.

The curriculum for a bachelor's degree program is typically divided into two parts: general education requirements and major requirements. General education courses provide students with a broad range of knowledge in subjects such as mathematics, science, literature, history, and social sciences.

Major courses focus on a specific area of study and provide students with the specialized knowledge and skills needed to excel in their chosen field.

While some technical schools and vocational schools may offer bachelor's degree programs, these are relatively rare.

Technical schools and vocational schools typically offer more specialized training in specific trades or industries, and degrees earned from these institutions are often associate degrees or certificates.

In contrast, two-year colleges, also known as community colleges, typically offer associate degrees, which can be earned in two years. These degrees are often designed as transfer degrees, allowing students to complete their general education requirements before transferring to a four-year college or university to complete their bachelor's degree.

Overall, a bachelor's degree is typically earned at a four-year college or university and is a valuable credential for those seeking to enter many professional careers.

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Please help............

Answers

it would be 900 because 8% of 900 is 72

When Laura started working in the accounting department, she felt like her boss hovered over her all day and constantly double checked her work. As a result, Laura made sure she always did her work exactly as her boss would like and that she double checked everything so her boss would find no errors. Eventually, she found that her boss stopped hovering and double checking her work. What Laura experienced was ______.

Answers

Answer:

negative reinforcement

Explanation:

Negative reinforcement can be regarded as method that is been utilized in teaching specific behaviors. Using Negative reinforcement, uncomfortable feelings/ things or unpleasant is removed as to respond to a stimulus. As time goes on the target behavior should move on having the expectation that those unpleasant things will disappear.

Should the government have given money to the banks? Why or why not?

Answers

Answer:

It really depends on the state of the economy but I'll give a general answer, Investing in a bank is pretty much investing in people, when the economy is good the banks are good, and when the economy is bad the banks are bad, namely stocks. If the government were to invest in banks and give them money they would wouldn't be circling the money into resources, technically the government doesn't really need to invest in banks anyway since they are the ones that print the bills and give money, investing in banks is just pointless when the government already pays for your  job, in which YOU give money to the bank to either save up and spend the money later, or to invest in a trust fund which also circles money back into the government through taxes.

Explanation:

If the government already pays for peoples food , jobs , etc and expect them to put that food back into business and then tax the people and the business why would they need to invest in banks? Unless of course there was a stock market crash and the government needed an incentive to get people to buy stocks and thus started to invest but that always goes bad.

I think I have the correct answers but I would like a second opinion

Answers

Answer:

The answer is C

Explanation:

If you stand over a student they will become stressed and not want to answer anything. If they grade eachothers papers then could get bad grades or extremely good grades based on the other student feels about them.

The items below list several e-mail practices. If the practice describes something workers should do when using e-mail for business purposes, select Do. If the practice describes something workers should not do when using e-mail for business purposes, select Don't.


include a signature.


include lots of exclamation marks to get your point across.


include the thread of previous messages.


make e-mail messages brief.


always mark messages as urgent so your e-mails will be read first.


use a relevant subject line.


use all capital letters when the message is urgent.

Answers

Answer:

do

don't

do

do

don't

do

dont

Please help me with this!!
A certain country has a balanced economy. This has led to more tax revenue for the government. What is MOST likely the fiscal policy stance that this government takes?

contractionary stance

economic stance

neutral stance

expansionary stance

Answers

The correct answer is Neutral stance

Neutral stance is most likely the fiscal policy position that this government takes. As certain country has a balanced economy. This has led to more tax revenue for the government.

What is balanced economy?

Balanced economy is defined as the long term economy that has a sustainable growth and development in every sector.

There are numerous features of a well-balanced economy. Low inflation aids to avert an unsustainable boom and bust cycle in the economy.

Thus, option C is correct.

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DeBeers is an example of a government monopoly. True or False?

Answers

Answer:

I believe this is false.

Outose Concept manufactures small tables in its Processing Department. Direct materials are added at the initiation of the production cycle and must be bundled in single kits for each unit. Conversion costs are incurred evenly throughout the production cycle. Before​ inspection, some units are spoiled due to undetectable materials defects. Spoiled units generally constitute​ 4% of the good units. Data for December 2020 are as​ follows: ​WIP, beginning inventory​ 12/1/2020 ​23,000 units Direct materials​ (100% complete) Conversion costs​ (75% compete) Started during December ​76,900 units Completed and transferred out​ 12/31/2020 ​72,700 units ​WIP, ending inventory​ 12/31/2020 ​18,800 units Direct materials​ (100% complete) Conversion costs​ (70% complete) Costs for​ December: ​ WIP, beginning​ inventory: Direct materials ​$160,000 Conversion costs ​77,300 Direct materials added ​224,400 Conversion costs added ​293,000 Abnormal spoilage totals​ ________.

Answers

Answer:

The answer is "5492".

Explanation:

[tex]\to (23,000+76,900) - (72,700+18,800) \\\\\to (99,900) - (91,500) \\\\\to 8,400\\\\\to 4\% \times 72,700[/tex]

  [tex]= 2,908\\\\[/tex]

[tex]\to 8,400 - 2,908 \\\\[/tex]

  [tex]=5492[/tex]

Vertical disintegration occurs when a company: a. uses its capital resources to purchase its competitor. b. takes advantage of another company it does business with after the other company has made a substantial investment in assets to meet the needs of the company. c. decides to exit industries to its core industry. d. decides to acquire its suppliers and distributors. e. decides to sell its business model to another company.

Answers

Answer:

b. takes advantage of another company it does business with after the other company has made a substantial investment in assets to meet the needs of the company.

Explanation:

Vertical disintegration occurs when a company takes advantage of another company it does business with after the other company has made a substantial investment in assets to meet the needs of the company.

A common or popular example of vertical disintegration is Hollywood because it comprises of specialized business firms that are saddled with the responsibility of performing specific tasks or services such as creating movie trailers, posters, editing, sound effects, special effects, lighting, etc.

Generally, vertical disintegration help business firms or organizations to share risk associated with doing business among themselves.

A cashier at the convenience store ignores a customer who is clearly having trouble serving herself at the refreshment center.

YES (shows good work ethic)
NO (does not show good work ethic)

Answers

this seems a little obvious so the answer is no, doesn’t show good work ethic
No, does not show good work.

I need help on these two. 15 pts. Brainliest...

Answers

Readily available for personal use and growth

Click this link to view O‘NET's Work Styles section for General and Operations Managers. Note that common work
styles are listed toward the top and less common work styles are listed toward the bottom. According to O‘NET, what
are common work styles needed by General and Operations Managers? Select four options.
self control
curiosity
leadership
dependability
attention to detail
creativity

Answers

Answer:

Self control, leadership, dependability, attention to detail

Explanation:

The styles section for the general and operation managers lists are :

Self-control, leadership, dependability, attention to detail.What is a work style?

A work style is a style that is followed for the purpose of work and includes logical reasoning, detail-oriented and supportive, and ideal oriented style. The operations manager's style includes self-control, leadership, and dependability plus attention to detail during work.

Find out more information about the work styles.

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