Suppose you are interested in obtaining a mortgage loan for $250,000 in order to purchase your principal residence. Your lender has suggested that you might be interested in taking an FHA loan. In order to do so, you must pay an additional up-front mortgage insurance premium (UFMIP) of 1.0% of the mortgage balance. If the interest rate on the fully amortizing mortgage loan is 5% and the term is 30 years, what is your monthly mortgage payment assuming the UFMIP is financed

Answers

Answer 1

Answer:

$1,355.47

Explanation:

if you are going to finance the up-front mortgage insurance premium, then the total principal of the loan will increase by 1%, so it will be = $250,000 x 1.01 = $252,500. It is normal to finance UFMIP payments since they are additional closing costs and the whole purpose of FHA loans is to allow more people to be able to buy a house.

we can use the present value of an annuity formula to determine the monthly payment.

monthly payment = principal / PV annuity factor

principal = $252,500PV annuity factor = 186.2816

monthly payment = $252,500 / 186.2816 = $1,355.474722 ≈ $1,355.47

I prepared an amortization schedule in order to check the answer. At the end the final balance is $3.83, but that is because you have to round to the nearest cent. If the payment is rounded to $1,355.48, the the balance is -$4.50.


Related Questions

Joe is a regular customer. He's been in 4 times over the past two weeks. Each
time, he's received a wire transfer of $2000. He immediately sends a wire for
$500 and comes back into the store the next day to send 3 more money
transfers of $500 each to 3 different people.
The situation raises the following Red Flags (Select all that apply)
Joe has multiple friends.
Joe's transaction activity is frequent and for larger dollar amounts.
Joe is breaking up the transaction into smaller amounts.
Joe sometimes purchases other items in the store such as toothpaste and medicine.
Joe is breaking up received money into smaller amounts of money and sending to
several people.

Answers

Answer:

Joe's situation raises the following Red Flags:

Joe is breaking up the transaction into smaller amounts.

Explanation:

Joe is following money laundry footsteps.  I suspect that he may be involved in some fraudulent practices, no wonder he is making some frantic efforts to launder the wire transfer of $2,000.  He had completed sending some of the proceeds to some other persons.  Perhaps, he will remit more cash in similar ways.

Answer:

Joe is breaking up the transaction into smaller accounts

Joe's transaction activity is frequent and for larger dollar amounts.

Joe is breaking up received money into smaller amounts of money and sending to several people

Explanation:

Novak Corp. developed the following information about its inventories in applying the lower of cost or market (LCM) basis in valuing inventories: Product Cost Market
A $139000 $146000
B 98000 93000
C 195000 198000
If Novak applies the LCM basis, the value of the inventory reported on the balance sheet would be:________
a. $442000
b. $432000
c. $437000
d. $427000

Answers

Answer: $427,000

Explanation:

Based on the Generally Accepted Accounting principles, to solve this question, the inventory have to be recorded based on the lower cost or net realizable value. This will therefore be:

A = $139,000

B = $93,000

C = $195,000

The value of the inventory reported on the balance sheet would be:

= $139,000 + $93,000 + $195,000

= $427,000

The following transactions occurred at the Daisy King Ice Cream Company.
1. Started business by issuing 10,000 shares of capital stock for $23,000.
2. Signed a franchise agreement to pay royalties of 5% of sales.
3. Leased a building for three years at $530 per month and paid six months' rent in advance.
4. Purchased equipment for $5,700, paying $2,000 down and signing a two-year, 10% note for the balance.
5. Purchased $2,100 of supplies on account.
6. Recorded cash sales of $1,100 for the first week.
7. Paid weekly salaries and wages, $470.
8. Paid for supplies purchased in item (5).
9. Paid royalties due on first week's sales.
10. Recorded depreciation on equipment, $70.
Required:
Prepare journal entries to record each of the transactions listed above. (If no entry is required for a transaction/event, select "No journal entry required" in the first account field.)
​Journal Entries Needed as followed:
​1. Started business by issuing 10,000 shares if capitol stock for $23,000
2. Signed a franchise agreement to pay royalties of 5% of sales
​3. Leased a building for 3yrs st $530 per month and paid 6 months rent in advance
​4. Purchased equipment for $5700, paying $2000 down and signing a 2yr 10% note for the balance.
​5. Purchased $2100 of supplies on account
​6. Recorded cash sales of $1100 for the 1st week
​7. Paid weekly salareies and wages $4700
​8. Paid for suplies purchased in item (5)
9. Paid royalites due on 1st weeks sales
​10. Recorded depreciation on equipment $70

Answers

Answer:

Daisy King Ice Cream Company

General Journal

1. Debit Cash Account $23,000

Credit Capital Stock $23,000

To record the issue of 10,000 shares for cash.

2. No journal entry required.

3. Debit Prepaid Rent $3,180

Credit Cash Account $3,180

To record the payment in advance of six months' rent.

4. Debit Equipment $5,700

Credit Cash $2,000

Credit Notes Payable $3,700

To record the purchase of equipment for cash and 10% two-year notes.

5. Debit Supplies $2,100

Credit Accounts Payable $2,1000

To record the purchase of supplies on account.

6. Debit Cash Account $1,100

Credit Sales Revenue $1,100

To record the sale of goods for cash.

Debit Royalties Expense $55

Credit Royalties Payable $55

To record 5% royalties payable on sales.

7. Debit Salaries and Wages Expense $470

Credit Cash Account $470

To record the payment of weekly salaries and wages.

8. Debit Accounts Payable $2,100

Credit Cash Account $2,100

To record the payment for supplies purchase on account.

9. Debit Royalties Payable $55

Credit Cash Account $55

To record the payment of royalties due.

10. Debit Depreciation Expense $70

Credit Accumulated Depreciation $70

To record the depreciation expense for the period.

Explanation:

For Daisy King Ice Cream Company, the recording of business transactions in the journal is the first step of maintaining the double-entry system of book-keeping.  In it, the accounts to be debited and credited are identified and recorded for onward posting to the general ledger.

examples when demand may have got out of a hand?

Answers

Answer:

Recall, that we represent economic laws and theory using models; in this case we can use a demand schedule or a demand curve to illustrate the Law of Demand.  The demand schedule shows the combinations of price and quantity demanded of apples in a table format.  The graphical representation of the demand schedule is called the demand curve

When graphing the demand curve, price goes on the vertical axis and quantity demanded goes on the horizontal axis. A helpful hint when labeling the axes is to remember that since P is a tall letter, it goes on the vertical axis. Another hint when graphing the demand curve is to remember that demand descends.

The demand curve reflects our marginal benefit and thus our willingness to pay for additional amounts of a good.  It makes sense that our marginal benefit, or willingness to pay for a good, would decline as we consume additional units because we get less additional satisfaction from each successive unit consumed. For example, at lunch time you decide to buy pizza by-the-piece.  You'd be willing to pay a lot for that first piece to satisfy your hunger.  But what about the second piece?  Perhaps a little less.  If we keep considering each additional piece, we might ask what the 3rd, 4th or 5th piece is worth to you.  By that point, you'd be willing to pay less, perhaps much less.  The law of demand and our models illustrate this behavior.

Explanation:

Suppose that real GDP grew more in Country A than in Country B last year.

a. Country A must have a higher standard of living than country B.
b. Country A's worker productivity must have grown faster than country B's.
c. Both of the above are correct.
d. None of the above are correct.

Answers

Answer:

D

Explanation:

Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year

Nominal GDP is GDP calculated using current year prices while Real GDP is GDP calculated using base year prices. Real GDP has been adjusted for inflation.

The standard of living is calculated as real GDP / population. Even though the real GDP of country A grew faster than country B, country A's population might be higher than country B's making its standard of living lower.

To make a conclusion that the growth of country A's worker productivity grew faster, it must be assumed that population grew at the same rate in both countries

Lawn Master Company, a manufacturer of riding lawn mowers, has a projected income for the coming year as follows: Sales $ 44,000,000 Operating expenses: Variable expenses $ 28,600,000 Fixed expenses 7,700,000 Total expenses 36,300,000 Operating profit $ 7,700,000 Required: 1. Determine the breakeven point in sales dollars. 2. Determine the required sales in dollars to earn a before-tax profit of $9,152,500. (Do not round intermediate calculations. Round your answer to the nearest whole dollar amount.) 3. What is the breakeven point in sales dollars if the variable expenses increases by 9%

Answers

Answer:

Please see attached

Explanation:

• Break even point in sales dollars $22,000,000

• Required sales in dollars $48,150,000

• Break even point in sales dollars $34,010,600

See as attached, detailed solution to the questions above.

Answer:

Results are below.

Explanation:

Giving the following information:

Sales $44,000,000

Variable expenses $ 28,600,000

Fixed expenses 7,700,000

To calculate the break-even point in dollars, we need to use the following formula:

Break-even point (dollars)= fixed costs/ contribution margin ratio

Break-even point (dollars)= 7,700,000 / [(44,000,000 - 28,600,000)/44,000,000]

Break-even point (dollars)= $22,000,000

Now, we incorporate the desired profit of $9,152,500

Break-even point (dollars)= (fixed costs + desired profit) / contribution margin ratio

Break-even point (dollars)= (7,700,000 + 9,152,500) /0.35

Break-even point (dollars)= $48,150,000

Finally, the new break-even point in dollars:

Total variable cost= 28,600,000*1.09= 31,174,000

Break-even point (dollars)= 7,700,000 / [(44,000,000 - 31,174,000) / 44,000,000]

Break-even point (dollars)= 7,700,000 / 0.2915

Break-even point (dollars)=  $26,415,094.34

During a recessionary gap due to insufficient aggregate demand, the government should ________ spending by an amount determined by the spending multiplier in an attempt to return the economy to potential GDP/full employment. g

Answers

Answer:

Increase

Explanation:

Recessionary gap is simply defined as that which happens or occurs when the current/actual is less than the needed that is below potential. It is simply when the equilibrium level of real GDP falls short of potential GDP.

Recessionary gap (expansionary FP) can be handled or fixed by increasing government spending, decrease in tax rates and Increasein transfers

Corentine Co. had $154,000 of accounts payable on September 30 and $133,500 on October 31. Total purchases on account during October were $283,000. Determine how much cash was paid on accounts payable during October. On September 30, Valerian Co. had a $103,500 balance in Accounts Receivable. During October, the company collected $103,890 from its credit customers. The October 31 balance in Accounts Receivable was $91,000. Determine the amount of sales on account that occurred in October. During October, Alameda Company had $104,500 of cash receipts and $105,150 of cash disbursements. The October 31 Cash balance was $19,600. Determine how much cash the company had at the close of business on September 30.

Answers

Answer:

Explanation:

a.                                        Accounts Payable

Payments on account   $303,500 | Beginning balance  $154,000

                                                          | Purchases on account $283,000

                                                          |

                                                          | Ending balance             $133500

b.                                     Accounts Receivable

Beginning balance   $103,500  | Cash receipts on account  $103,890

Sales on account      $91,390  |

                                                    |

Ending balance         $91,000   |

 

c.                                             Cash

Cash receipts           $104,500  |  Cash disbursements  $105,150

Beginning balance   $20,250 |

                                                   |

Ending balance         $19,600  |

Jen Rogers withdrew a total of $15,000 from her business during the current year. The entry needed to close the withdrawals account is:_________
A. Debit Income Summary and credit Cash for $31,000.
B. Debit Jen Rogers, Withdrawals and credit Cash for $31,000 Debit Income Summary and credit Jen Rogers, Withdrawals for $31,000.
C. Debit Jen Rogers, Capital and credit Jen Rogers, Withdrawals for $31,000.
D. Debit Jen Rogers, Withdrawals and credit Jen Rogers, Capital for $31,000.

Answers

Answer: C. Debit Jen Rogers, Capital and credit Jen Rogers, Withdrawals for $15,000

Explanation:

The options do not match the question. Correct answer is posted.

When closing the Withdrawal account at the end of the period, the withdrawals need to be accounted for from the capital invested by the investor because the withdrawals would reduce the capital balance.

To do this the Capital account should be debited to signify that it is reducing. The opposing entry therefore will be to credit the Withdrawals account.

Brad will graduate next year. When he begins working, he plans to deposit $6000 at the end of each year into a retirement account that pays 6% interest. How much will be in his account after 40 deposits

Answers

Answer:

$92,8571.7937

Explanation:

The computation of the amount after 40 deposits is shown below:

= (((1 + interest rate)^number of years - 1) ÷ interest rate)× principal

= (((1 + 0.06)^40-1) ÷ 0.06) × $6,000

= $92,8571.7937

We simply applied the above formula and the same is to be considered

We considered all the things given in the question

Paula has sales that qualify to be reported on the installment basis. In year 2, installment sales were $40,000 with a cost of $30,000. In year 3, installment sales were $50,000 with a cost of $25,000. Collections in year 2 were in the amount of $30,000. Collections in year 3 were $10,000 on the year 2 sales and $30,000 on the year 3 sales. How much deferred gross profit exists as of the end of year 2

Answers

Answer: $2500

Explanation:

Gross profit is gotten when costs are subtracted from sales. Deferred gross profit is the cash that hasn't been gotten by a business.

The percentage on gross profit percentage will be calculated as:

= ($40000-$30000)/$40000 × 100

= $10,000/$40,000 × 100

= 0.25 × 100

= 25%

Deffered gross profit will now be calculated by multiplying the gross profit percentage by the cash to be cash to be collected. This will be:

=$10000 × 25%

= $2500

The deferred gross profit that exists as of the end of year 2 is $2500

ere are simplified financial statements for Watervan Corporation:



INCOME STATEMENT
(Figures in $ millions)
Net sales $
888.00

Cost of goods sold
748.00

Depreciation
38.00

Earnings before interest and taxes (EBIT) $
102.00

Interest expense
19.00

Income before tax $
83.00

Taxes
17.43

Net income $
65.57



BALANCE SHEET
(Figures in $ millions)
End of Year Start of Year
Assets
Current assets $
376

$
326


Long-term assets
272


229


Total assets $
648

$
555


Liabilities and shareholders’ equity
Current liabilities $
201

$
164


Long-term debt
115


128


Shareholders’ equity
332


263


Total liabilities and shareholders’ equity $
648

$
555




The company’s cost of capital is 8.5%.


a. Calculate Watervan’s economic value added (EVA). (Do not round intermediate calculations. Enter your answer in millions rounded to 2 decimal places.)

b. What is the company’s return on capital? (Use start-of-year rather than average capital.) (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.)

c. What is its return on equity? (Use start-of-year rather than average equity.) (Enter your answer as a percent rounded to 2 decimal places.)

d. Is the company creating value for its shareholders?

Answers

Answer:

its wap   aka      W A P

Explanation:

A landlord needs to update a rental house due to it's age, so it can be habitable again. If he has that ability to cover a $1,500.00 payment monthly for 3 years at 5% compounded monthly, how much can he borrow and still be able to afford the payment?

Answers

Answer:

$50,048.55

Explanation:

Use the Time Value of Money Techniques to Find the Principle (PV), that is the amount to be borrowed under the conditions given.

Pmt =  - $1,500.00

N = 3 × 12 = 36

i = 5%

P/yr = 12

Fv = $0

Pv = ?

Using a Financial calculator to enter the amount as done above the Principle amount would be $50,048.55

Which of these is an acceptable less hazardous method of cleaning than solvents?
[You Chose] Using disposable wipesUsing a dishwasherUsing a water hoseMechanical cleaning

Answers

Answer:

I guess that this depends on what you want to clean, but my choice is

using a dishwasher

E.g. if you are a mechanic and you need to clean auto parts (which are dirty and greasy), then a hot soap washer is very useful. A hot soap washer is basically a dishwasher that works with hot pressurized water. Generally, detergent is much less hazardous than solvents. This method applies to all the objects that can be moved into the sink in order to be washed.

If you want to clean things at home, the same applies. The least hazardous cleaning method is using hot water and detergent.

A pressurized water hose may be a solution to certain issues, e.g. clean bird poop on top of a car or a sidewalk. If you can mechanically clean something (use a broom or vacuum cleaner), then there is no reason why you would need a solvent. Using disposable wipes only increases the amount of waste that you generate.

Answer:

The correct alternative to cleaning parts beside just using solvents, would be Mechanical Cleaning.

At a sales volume of 44,000 units, Thoma Corporation's sales commissions (a cost that is variable with respect to sales volume) total $585,200. To the nearest whole cent, what should be the total sales commission per unit at a sales volume of 46,300 units

Answers

Answer: $13.30 per unit

Explanation:

Thoma Corporation Sales Commission per unit;

= Total Sales commission/ Sales volume

= 585,200/44,000

= $13.30

For a sales volume of 46,300 units, the commission per unit will be the same $13.30 per unit as this cost is variable with respect to sales volume.

Crane Company identifies three activities in its manufacturing process: machine setups, machining, and inspections. Estimated annual overhead cost for each activity is $140,000, $240,000, and $54,000, respectively. The cost driver for each activity and the estimated annual usage are number of setups 2,000, machine hours 24,000, and number of inspections 1,200. Compute the overhead rate for each activity. Machine setups $ per setup Machining $ per machine hour Inspections $ per inspection

Answers

Answer:

1. $70 per set up

2. $10 per machine hour

3. $45 per inspection

Explanation:

With regards to the above,

Compute the overhead rate for

1. Machine set ups

= Estimated annual overhead cost / Estimated annual Number of setups

Estimated annual overhead costs = $140,000

Estimated annual Number of setups = 2,000

= $140,000 / 2,000

= $70 per set up

2. Machining

= Estimated annual overhead costs / Estimated annual Machine hours

Estimated annual overhead costs = $240,000

Estimated annual Machine hours = 24,000

= $240,000 / 24,000

= $10 per machine hours

3. Inspection

= Estimated annual overhead costs / Estimated annual number of inspections

Estimated annual overhead costs = $54,000

Estimated annual number of inspections = 1,200

= $54,000 / 1,200

= $45 per inspection

Follows a summary of Gold Corp.'s cash flows ($ in millions) for the year ended Dec. 31, 2020: Cash received from: Customers $ 3,150 Interest on investments 290 Sale of land 190 Sale of Rowdy's common stock 780 Issuance of debt securities 2,900 Cash paid for: Interest on debt $ 390 Income tax 170 Debt principal reduction 2,400 Purchase of equipment 5,800 Purchase of inventory 1,900 Dividends on common stock 470 Operating expenses 680 Gold Corp would report net cash inflows (outflows) from investing activities for the period of:

Answers

Answer:

Only two of the listed activities classify as investing activities. The cash flow form investing activities = cash received form the sale of land + cash paid for the purchase of equipment = $190 - $5,800 = -$5,610

Explanation:

Customers $ 3,150 ⇒ operating activity

Interest on investments 290 ⇒ operating activity

Sale of land 190 ⇒ investing activity

Sale of Rowdy's common stock 780 ⇒ financing activity  

Issuance of debt securities 2,900 ⇒ financing activity

Interest on debt $ 390 ⇒ operating activity

Income tax 170 ⇒ operating activity

Debt principal reduction 2,400 ⇒ financing activity

Purchase of equipment 5,800 ⇒ investing activity

Purchase of inventory 1,900 ⇒ operating activity

Dividends on common stock 470 ⇒ financing activity

Operating expenses 680 ⇒ operating activity

The state of the economy alone can predict how the financial market will perform.
True
False

Answers

Answer:

true

Explanation:

A share of Lash Inc.'s common stock just paid a dividend of $2.10. If the expected long-run growth rate for this stock is 5%, and if investors' required rate of return is 18.5%, what is the stock price

Answers

Answer:

P0 = $16.333333333 rounded off to $16.33

Explanation:

Using the constant growth model of dividend discount model, we can calculate the price of the stock today. The DDM values a stock based on the present value of the expected future dividends from the stock. The formula for price today under this model is,

P0 = D0 * (1+g) / (r - g)

Where,

D0 * (1+g) is dividend expected for the next period g is the growth rate r is the required rate of return  

P0 = 2.1 * (1+0.05)  /  (0.185 - 0.05)

P0 = $16.333333333 rounded off to $16.33

is the price of a movie ticket likely to go up or down why?

Answers

Answer:

Down

Explanation:

Because they want more people to watch

How are productive resources
allocated among people and
businesses in the United States?

Answers

Answer:

see below

Explanation:

America is a good example of a free-market economy. In this type of market, productive resources are allocated through the interaction of a willing buyer and a willing seller. In a market economy, Mutual beneficial exchange of resources through trade is relied upon to solve economic problems. An Individual's self-interest is viewed as a benefit to society.

In a free-market economy like in America, purchasing power determines who owns resources. Resource owners are motivated by profits and other self-interest to engage in production. The forces of supply and demand control activities in a Free Market. Consumers decide what will be produced. In market economies,  operation and acquisition of resources is by the freely and self-directed interaction between consumers and producers.

Companies, the military, the government, and nonprofit organizations can operate because they have determined the levels of authority and reporting structure for their organizations. What is the name given to this line of authority

Answers

Answer:

Chain of command.

Explanation:

Chain of command is been used in the description of operation flow pattern in companies, government, universities and in many organisations which aid in a better reporting relationship. This report is said to set records straight and also puts every individual in a category in this chart organization. Also a chain of command is established so that everyone knows whom they should report to and what responsibilities are expected at their level. A chain of command enforces responsibility and accountability.

If the average propensity to consume is 0.75, and the marginal propensity to consume is 0.70, if income rises by $4,000, consumption will increase by _____. (Remember when we use APC versus MPC. Use only one for this question).

Answers

Answer:

$2,800

Explanation:

The computation of the increase in consumption is shown below:

= Marginal propensity to consume × rise in income

= 0.70 × $4,000

= $2,800

Hence, the consumption would be increased by $2,800

We simply applied the above formula i.e. marginal propensity to consume is multiplied with the rise in income so that the correct answer could come

A perpetuity pays $170 per year and interest rates are 8.2 percent. How much would its value change if interest rates increased to 9.7 percent

Answers

Answer:

$320.59 decrease

Explanation:

The computation of the change in the value is shown below:

As we know that

The Value of perpetuity is

= Annual inflows ÷ interest rate

Current value is

= $170 ÷ 0.082

= $2,073.17

And,

New value is

= $170  ÷ 0.097

= $1,752.58

Now change in value is

= $2,073.17 - $1,752.58

= $320.59 decrease

We simply applied the above formula

Situation 2
A customer walks into your department and asks if anyone can help her. She complains that she's
been waiting for the salesperson in the shoe department for the last 10 minutes. She says, "Just
when I think he's finally going to help me, he takes another phone call. I'm so upset. I just want to
tell his manager how rude he's been."
Policy: Employees should try to handle all customer complaints. If the customer demands to see a
manager, call the departmental manager immediately.
19
sty

Answers

Answer:

The lady would need to remain patience and make note of the fact that there may be a crowd and not enough employees so it may take a while. Yes the lady has a right to assistance but she should only be given it if she is being respectful of the people around her and nice to the employees.

Not sure what you wanted me to answer but I hope this helps.

Explanation:

Ramon had AGI of $165,000 in 2020. He is considering making a charitable contribution this year to the American Heart Association, a qualified charitable organization. Determine the current allowable charitable contribution deduction in each of the following independent situations, and indicate the treatment for any amount that is not deductible currently. Identify any planning ideas to minimize Ramon's tax liability.

Answers

Answer:

the situations are missing, so I looked for similar questions:

a. A cash gift of $68,500.

In the current year, Ramon may deduct $68,500 since his charitable contribution is limited to $165,000.

b. A gift of OakCo stock worth $68,500 on the contribution date. Ramon had acquired the stock as an investment two years ago at a cost of $61,650.

The stock's value for determining the contribution is $68,500 (fair market value). The deduction for 2020 is $49,500 (30% of AGI). The remaining $19,000 for years.

c. A gift of a painting worth $68,500 that Ramon purchased three years ago for $61,650. The charity has indicated that it would sell the painting to generate cash to fund medical research.

The contribution is valued at $61,650 (the charity will sell the painting immediately). The amount deductible in the current year is $61,650.

Explanation:

The charitable contribution limit was increased to 100% of AGI for 2020 by the CARES Act (Coronavirus Aid, Relief, and Economic Security Act).

Receivables are valued based on their ________.
a. fair value
b. estimated amount collectible
c. lower-of-cost-or-market value
d. historical cost

Answers

Answer:

b. estimated amount collectible

Explanation:

In Financial accounting, Receivables are also known as Account Receivable. Receivables are considered to be a current asset because it is the payment a business firm would receive from its customers for goods purchased or services taken on credit. Also, accounts receivable are recorded in the current assets section of the balance sheet because they add value to a business firm.

Generally, current assets are considered to be liquid because they are listed on the balance sheet in the order (descending) in which they are expected to turn or be converted to cash within a relatively short term period.

Hence, receivables are valued based on their estimated amount collectible from customers for the goods and services taken.

Explain the digestion process of a complex carbohydrate by arranging the statements in the order that they occur.

a. The enzyme, amylase. which is present in saliva breaks potysaccharide chains into disaccharides.
b. Other enzymes in the small intestine further break the potysaccharide into monosaccharides.
c. You take a bite and to chew the complex carbohydrate into smaller pieces.
d. Amylase is deactivated by the low pH in the stomach.
e. Monosaccharides are absorbed through the intestinal wad.

Answers

Answer:

The digestion process of a complex carbohydrate:

c. You take a bite and to chew the complex carbohydrate into smaller pieces.

a. The enzyme, amylase. which is present in saliva breaks polysaccharide chains into disaccharides.

b. Other enzymes in the small intestine further break the polysaccharide into monosaccharides.

d. Amylase is deactivated by the low pH in the stomach.

e. Monosaccharides are absorbed through the intestinal wad.

Explanation:

The monosaccharides are produced last in the digestion process described above because it is the absorption of energy (glucose) into the body.  It is at this stage that carbohydrate is metabolized within cells to create fuel. Then in the presence of oxygen, this important glucose breaks down into carbon dioxide and water, and finally energy is released as a byproduct.

Southern Imports is an all-equity firm with a beta of 1.32. The firm is considering a new project that entails less risk than its current operations and thus management feels that the firm's beta should be lowered by .18 when assigning a discount rate to this project. The market rate of return is 9.4 percent and the risk-free rate is 2.8 percent. What discount rate should be assigned to this project

Answers

Answer:

The answer is "10.32%".

Explanation:

The actual beta firm =1.32

if new beta reduced by 1.8

beta firm= 1.14(1.32-1.8)

market return= 9.4%

risk-free return=2.8%

formula:

[tex]\to \text{Discount rate= risk} +beta \times (return-risk)}[/tex]

                         [tex]=2.8+1.14(9.4-2.8)\\\\=10.32%[/tex]

To what three different audiences might you have to give a presentation? How would the presentation differ for each? Which one would be the most challeng- ing for you?

Answers

Answer:

Please see explanation below.

Explanation:

°To what three different audiences might you have to give a presentation.

Answer:

• Senior manager

• Project manager

• Team leader.

° How would the presentation differ for each.

• Senior manager. The senior manager will be presented with existing IT structures in a brief manner. In addition to being given the short description of the previous IT system, a short explanation of the newly built and improvement on these existing systems will as well be presented to the senior manager.

• Project manager. A project manager would be presented with detailed description of the project. This is because the project manager must have first knowledge of the whole project and will be held accountable for the success or failure of the project. He would also be giving reports to the senior managers.

• Team leader. The details of the current process as the project progresses will be shared with the team leader.

° Which one will be the most challenging for you.

The most challenging for me will be the project manager because he would have to be presented with a well detailed and thorough description of the whole project. More so, further details of the cost expended on the system will be shared with the project manager.

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