The net present value, in that case, is more than $10,000 and less than or equal to $25,000. Option B.
Present value is the present value of a future amount of money or cash flow given a particular rate of return. Present value on the other hand is the difference between the present value of cash inflows and the present value of cash outflows over a period of time.
Net Present Value is used to calculate the present value of future cash flows from a business project or investment. Calculating NPV involves estimating the timing and amount of future cash flows and choosing a discount rate that corresponds to the minimum acceptable rate of return. NPV is calculated as the sum of discounted cash flows. Here, the multi-year benefits minus the costs are discounted by a percentage.
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brussels enterprises issues bonds at par dated january 1, 2021, that have a $2,600,000 par value, mature in four years, and pay 9% interest semiannually on june 30 and december 31. 1. record the entry for the issuance of bonds for cash on january 1. 2. record the entry for the first semiannual interest payment and the second semiannual interest payment. 3. record the entry for the maturity of the bonds on december 31, 2024 (assume semiannual interest is already recorded).
If brussels enterprises issues bonds at par dated january 1, 2021, that have a $2,600,000 par value. The journal entry for the issuance of bonds for cash on January 1 is: Debit Cash $2,600,000, Credit Bonds payable $2,600,000.
How to prepare the journal entry?1. January 1
Debit Cash $2,600,000
Credit Bonds payable $2,600,000
(To record issuance of bonds for cash)
2. June 30
Debit bond Interest expense $117,000
Credit Cash $117,000
($2,600,000×9%/2)
(To record first semiannual interest payment)
December 31
Debit bond Interest expense $117,000
Credit Cash $117,000
($2,600,000×9%/2)
(To record second semiannual interest payment)
3. December 31, 2021
Debit Bonds payable $2,600,000
Credit Cash $2,600,000
(To record payment of bonds payable)
Therefore the journal entry for the issuance of bonds for cash on January 1 is: Debit Cash $2,600,000, Credit Bonds payable $2,600,000.
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what are ""off balance sheet"" transactions? what is ""mark to market accounting"" why are these significant in the context of enron?
Enron Scandal
The corporation was able to create the appearance of higher current earnings by writing unrealized future gains from some trading contracts into current income statements using mark-to-market accounting.
What Enron accounting controversy occurred?The Enron Scandal involves Enron misleading the regulators by using phony holdings and off-the-books accounting techniques. In order to conceal its toxic assets and enormous debts from investors and creditors, the corporation used special purpose companies.
How did the Enron scandal affect corporate governance?Other additional compliance procedures were brought forth by the Enron scandal. The Financial Accounting Standards Board (FASB) also significantly increased its standards for moral behavior. Additionally, corporate boards of directors developed greater independence, keeping an eye on the audit firms and swiftly removing subpar managers.
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A five-year annuity of ten $5,900 semiannual payments will begin 9 years from now, with the first payment coming 9.5 years from now. The discount rate is 8 percent compunded monthly.
a. What is the value of this annuity five years from now? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
b. What is the value three years from now? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
c. What is the current value of the annuity? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
The value of this annuity five years from now will be $62,992.
What is annuity?In the realm of investments, an annuity is a series of payments made on a regular schedule. The classification of annuities is made possible by the periodicity of payment dates. The payments (deposits) may be made on a weekly, monthly, quarterly, annual, or any other regular basis basis. Annuities can be calculated using mathematical procedures referred to as "annuity functions." An annuity that provides payments for the remainder of the owner's lifetime is known as a life annuity. At the end of each payment period, an immediate annuity payment is made, allowing interest to accrue between the time the annuity is issued and the first payment.
Annuity after 5 years=12598.4*5= $62992.
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the minimum efficient scale is part 2 a. the level of operation where long run average costs are lowest. b. the level of output where diminishing returns have not set in yet. c. the plant size that yields the most profit. d. the smallest output level where the firm finally reaches productive efficiency.
The minimum efficient scale is, "the level of operation where long run average costs are lowest."
The minimum effective scale of production, or MES, is the lowest point on the cost curve where a business may create its goods so that its long-term average cost is reduced over time.
When fewer units are produced by the firm, the cost per unit (average) would be high due to the fixed cost, but when more units are produced, the fixed cost would be spread over a greater number of units, and the average cost per unit would decrease. This efficient scale of operation can be calculated by equating marginal cost with average cost.
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f public utilities are a natural monopoly, what would be the danger in splitting them into a number of separate competing firms?
Separating them has the risk of forcing businesses to shoulder the expenditures, as well as having an influence on roadways.
This is a kind of monopoly that arises from the unique situation that only one company can effectively serve a given region due to high initial costs. An organization with a natural monopoly may be the only supplier or only product or service in an industry.
Utilities are an example of a natural monopoly because these monopolies enabled a single company to offer a product or service at a lower cost than potential competitors. Utilities are often referred to as part of a type of competitive system known as a natural monopoly. A utility is an organization that maintains the infrastructure of a public service. Utilities are subject to public control and regulation, from local community-based groups to statewide government monopolies.
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What marking acronym is required on a dod document containing controlled unclassified information.
The abbreviation "CUI" must appear in the document's header and footer in order to qualify as CUI markings for unclassified DoD papers.
What is CUI?Within the U.S. Federal Government, there is a type of unclassified material called "Controlled Unclassified Information" (CUI). In order to streamline the exchange and protection of information, President Obama's Executive Order 13556 established the CUI program. The National Archives and Records Administration's (NARA) Executive Agent (EA), the Information Security Oversight Office (ISOO), is in charge of overseeing the CUI program. The executive branch agencies' use of the CUI program is under the ISOO's watchful eye. On new data, CUI will take the place of agency-specific labels like "For Official Use Only," "Sensitive But Unclassified," and "Law Enforcement Sensitive." Some data with historical labels will also qualify as CUI.
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question 1 suppose that as a project manager, you assign tasks to the team members who can best complete them. what project management value does this represent?
The team members who can best complete It stands for the project manager's value of Prioritization in project management. Project operation is the process of organising a platoon's efforts to complete.
All design objectives within the available restrictions. The design attestation, which is prepared the beginning of the development process, typically contains a description of this information. Time, money, and a compass are the main restrictions. Optimizing the distribution of necessary inputs and using them on meet-defined objects is the secondary problem.The goal of design operation is to provide a comprehensive design that satisfies the goals of the client. In many instances, the optimal design operation also involves reshaping or reformulating the client's brief to more effectively fulfil the client's objectives. Once the customer's items are set up without difficulty.
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the tax system is used to reduce income inequality through the use of taxes. regressive proportional efficiency offset progressive
The regressive proportional efficiency tax system is used to reduce income inequality through the use of taxes.
In contrast to proportional taxes, regressive and progressive taxes have differing effects on high- and low-income earners. Regressive taxes, such as property taxes, progressive taxes, like the federal income tax in the United States, and proportional taxes, like occupational taxes, are all examples of taxes. Lower-income people are more negatively impacted by regressive taxation than wealthier people. Low-, middle-, and high-income earners are impacted by the proportional tax, commonly known as a flat tax. No matter what their income is, they all pay the same tax rate.
Higher-income earners are more financially impacted by a progressive tax than low-income earners because both the tax rate and the tax burden rise as a taxpayer's income does. In the United States, progressive taxes include those on investment income and estates.
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Suppose, due to political instability, Mexicans suddenly choose to invest in U.S. assets as opposed to Mexican assets. Which of the following statements is true regarding U.S. net capital outflow?
U.S. net capital outflow falls.
The statement is true regarding U.S. net capital outflow The dollar appreciates, and U.S. net exports fall.
Exporting refers to the selling of products and services from the home to a foreign state. whereas, uploading refers to the purchase of foreign merchandise and bringing them into one's domestic u. s.
Exports are described as movable items produced inside the boundaries of 1 u. s ., which are traded with every other united States of America. The sale of those items generates foreign forex earnings within the united states that produce them and boosts its financial growth.
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what is an intangible asset that is made up of the favor or reputation of an individual or organization
Goodwill An intangible asset made up of a person's or an organization's goodwill or reputation is an invaluable property made up of a person's or an organization's goodwill or character.
what is Goodwill?
An intangible asset called goodwill is connected to the acquisition of one business by another. It represents value that could give the company making the purchase a competitive advantage. The percentage of the appraised value that exceeds the total of a net recoverable amount of all the assets acquired in the purchase and the liabilities taken on during the process is referred to as goodwill.
The worth of a trademark, brand awareness, loyal clients, outstanding customer service, good staff relations, & proprietary technology are examples of goodwill. Due to its value, a firm may be willing to pay more for another. Usually, a company's goodwill value is discovered during a purchase. The valuation of the target's goodwill is often represented by the sum that the obtaining company has to pay for the target business in addition to the target's cash holdings at fair value.
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other things equal, what effects would each of the following have on aggregate demand or aggregate supply? in each case, explain the expected effects on the equilibrium price level and the level of real output. a. a reduction in the economy’s real interest rate. b. a major increase in federal spending for health care (with no increase in taxes). c. the complete disintegration of opec, causing oil prices to fall by one-half. d. a 10 percent reduction in personal income tax rates (with no change in government spending). e. a sizable increase in labor productivity (with no change in nominal wages). f. a 12 percent increase in nominal wages (with no change in productivity). g. a sizable depreciation in the international value of the dollar.
Effects would each of the following have on aggregate demand or aggregate supply are:
Aggregate demand will increase.
Aggregate demand will increase.
Aggregate supply will increase.
Aggregate supply will increase.
Aggregate supply will decrease.
What impact could this shift in combination deliver have at the charge degree and the extent of actual output? could upward thrust and actual output could decrease. AS curve shifts to the right; charge degree declines and actual output increases.
There are 3 simple motives for the downward sloping combination call for curve. These are Pigou's wealth effect, Keynes's interest-price effect, and Mundell-Fleming's exchange-price effect. These 3 motives for the downward sloping combination call for curve are distinct, but they paintings together.
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based on employee earnings for the previous year, excellent lighting company paid an estimated premium of $900 for worker's compensation insurance in advance for the new year. the actual premium at the end of the year was $1,000. the year-end adjusting journal entry to record the additional amount would require a debit to the account for $100.
In order to ensure that their workplaces are safe, employers are required by law to take reasonable precautions for their workers. Nevertheless, mishaps do occur and Workers compensation insurance offers protection if this occurs.
Workers compensation insurance has two functions: It ensures that injured employees receive medical attention and reimbursement for a portion of the revenue they lose while they are not able to return to work, and it typically protects corporations from lawsuits brought by workers hurt at work.
Whether or not the accident was the fault of the worker, they are entitled to payments. Workers compensation, or "workers comp," offers insurance coverage for the worker's dependents in the event that they pass away while on the job.
Since, in the given question insurance is an expense, therefore when expenses increase it is debited so, Worker’s Compensation Insurance Expense will be debited.
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1. identify the relevance of the data given in the exercise to the decision about what to do with the obsolete parts.
The relevance of the data given in the exercise to the decision about what to do with the obsolete parts:
The importance of Decision lies in the way it allows you in choosing from various options. earlier than you make a decision, there is a need to gather all available information and weigh its professionals and cons. its miles vital to focus on steps that can help in taking the right selections.
1A) Decision regarding the relevance or irrelevance of data
Decision
Current sales value for unmodified parts Relevant
Sales value for modified parts Relevant
Modification costs Relevant
Current book value of inventory Irrelevant
1B) Calculate the benefit under each alternative for disposing of obsolete parts.
Benefit if parts are sold without modification $7,100
Net benefit if parts are sold after being modified = $21300-$9900 $11,400
1C) How should the obsolete parts be disposed of?
How should the obsolete parts be disposed of?
It should be sold after modification
Parts should be sold after modification as it will generate extra benefits without modification net benefit is $7100 and after modification net benefit is $11400.
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which of the following does not represent a current liability? select one: a. accrual of taxes payable b. short-term loan c. purchase of inventory on credit d. bond issue e. none of the above
Bond issue does not represent a current liability.
Bonds are one way for businesses to raise funds. A bond is a loan given by an investor to a business. The investor consents to provide the company with a specific amount of money over a predetermined time period.
Bonds are subject to a variety of risks, including interest rate risk, credit/default risk, and prepayment risk. Most bonds are rated according to their investment grade. A first-time stock or bond offering is referred to as a new issue. The majority of new issues are created by privately held companies that go public, providing investors with new opportunities.
The correct option is "D".
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trinity needs to write up a report on native wildlife in her texan town for her work at a real estate company. what is her best first step?
As part of her job at a real estate company, Trinity is required to write a report on the local wildlife in her Texas town. what should she do first? She needs to learn who she is.
How should a formal report be reviewed and revised?Some reports would need additional legal examination, as was noted at the beginning of this section. The best approach to guarantee a professional paper is to have a group of people read it independently while noting modifications, errors, and queries along the way.
Which recommendations for preparing a progress report should you heed?What suggestions are there for preparing a progress report? Describe the work that is currently being done, including the people, things, processes, and places. Give the anticipated completion date of the project at the start of the report. Describe the issues at hand, but stay away from talking about potential issues.
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which document do property managers and the owners they represent sign to formalize the relationship?
A legally binding contract between a landlord and a property management firm is known as a property management agreement. Usually, the landlord has one or more properties that they would like managed by professionals.
What is normally included by a property management agreement?Rent collection, bill payment, evictions, tenant screening, advertising unoccupied units, continuous building exterior and landscaping care, and creating tenancy or lease agreements are typically included in full-service property management. The goal of a property management agreement is to establish a legally binding instrument that spells out the landlord's and property management company's rights and obligations.
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a bank sold a 3 × 9 fra. payment is made when? multiple choice none of the options at the end of 3 months at the end of 6 months at the end of 9 months
Payment is made at the end of 6 months when a bank sells as 3*9 FRA.
What is the FRA disability benefit?Because you would only be qualified for 70% of the full retirement pension if you turn 62 in 2022, your SSDI payout will probably be higher. the the the the the the one that the one that the one that the one the one that the one the the the. the one the ones that the others The one that
Social Security allows you to receive both a pension and a disability payment?The bulk of private and state pensions have no bearing on whether you qualify for SSDI or how much you get in monthly benefits. This is because the majority of pensions are subject to Social Security taxes, so you can get both pension payments and your full monthly SSDI benefits.
What is the FRA?The age at which you are eligible for 100% of your Social Security benefits, which are based on your lifetime earnings, is known as full retirement age, or FRA.
Which Social Security benefit has the biggest payment?The maximum benefit is based on your retirement age. For illustration, if you reach full retirement age in 2022 and decide to retire, your maximum benefit will be $3,345. However, your maximum benefit would be $2,364 if you retired at age 62 in 2022. The maximum benefit you could receive in 2022 if you retired at age 70 would be $4,194.
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If prices are sticky and the number of dollars of gross investment unexpectedly increases, the _______ curve will shift _______.
a. AD; right.
b. AD; left.
c. AS; right.
d. AS; left.
If prices are sticky and the number of dollars of gross investment unexpectedly increases, the AS curve will shift right.
What may shift aggregate supply to the right?As productivity rises or the price of important inputs decreases, the aggregate supply curve shifts to the right, allowing for a combination of lower inflation, higher production, and lower unemployment.
What causes the AS curve to change?Changes in inflationary expectations, variations in the labor force and capital stock, variations in government activity (which is not the same as government expenditure), variations in productivity, and supply shocks all affect how the short-run aggregate supply curve behaves.
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Two automotive technicians have the same amount of schooling and work experience, but earn different wages. The first works the day shift for an auto manufacturer factory for an annual wage of $51,000 per year, and the second works the night shift for the same company for an annual wage of $62,000 per year.
Compensating differential is why the two automotive technicians have same amount of schooling and work experience but earn different wages.
What is compensating differential?A compensating differential, which is also known as a compensating salary differential or an equalizing difference, is the additional revenue that a worker must be granted in comparison to other tasks that worker may undertake to encourage them to accept a particular unfavorable employment. The compensating differential for a job that is particularly desirable or offers unique benefits can also be mentioned, but in this case the differential would be negative, meaning that a particular worker would be willing to accept a lower salary for a job that is particularly desirable in comparison to other jobs. In order to examine issues like the danger of future unemployment, the risk of injury, and the risk of risky sexual activity, compensating differentials has been employed.
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Manufacturing Cycle Efficiency (MCE) is computed as: Throughput Time Delivery Cycle Time. Process Time Delivery Cycle Time. Value-Added Time Throughput Time. Value-Added Time Delivery-Cycle Time.
Manufacturing Cycle Efficiency (MCE) is computed as: Value-Added Time Throughput Time.
The amount of production time spent on activities that provide value is measured by manufacturing cycle efficiency. With the use of this knowledge, a company may eliminate non-value-added tasks and cut the time it takes to produce a good, lowering expenses.
Subtract the value-added production time from the total cycle time to determine cycle efficiency. As a point of reference, Total Cycle Time is the total of all processes involved in producing a unit from beginning to end.
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The process at wheeled coach ambulance plant is a repetitive process supported by?.
Answer:
D. Work Cells
Explanation:
write a program that calculates the balance of a savings account at the end of a period of time. it
A program that calculates the balance of a savings account at the end of a period of time can be given as follows:
#include <iostream>
#include <fstream>
using namespace std;
int main() {
// Definitions
double annualInterest; // The annual interest rate
double balance; // The account balance
int months; // Total number of months
double totalDeposit = 0.0; // Total deposited value
double totalWithdraw = 0.0; // Total withdrawn value
double earnedInterest= 0.0; // The earned amount
double deposited; // Monthly deposited value
double withdrawn; // Monthly withdrawn value
// Get the initial required data.
cout<<"Please enter the annual interest rate,\n";
cout<<" Interest rate: ";
cin >>annualInterest;
cout<<"--------------------------------------------\n";
cout<<"Please enter the starting balance,\n";
do{
cout<<"[the number could not be negative]\n";
cout<<"Starting Balance: ";
cin >>balance;
}while(balance<0);
cout<<"--------------------------------------------\n";
cout<<"Please enter the number of months,\n";
do{
cout<<"[the number could not be less than 0]\n";
cout<<"Number of months: ";
cin >>months;
}while(months<0);
// Iterated Loop to get all the months data.
for(int month=1; month <= months; month++){
// Get the deposited value during that month.
cout<<"Enter the deposited value during month "
<<month<<",\n";
do{
cout<<"[the value could not be less than 0]\n";
cout<<" Deposited value: ";
cin >>deposited;
}while(deposited<0);
totalDeposit += deposited;
balance += deposited;
// Get the withdrawn value during that month.
cout<<"Enter the withdrawn value during month "
<<month<<",\n";
do{
cout<<"[the value could not be less than 0]\n";
cout<<" Withdrawn value: ";
cin >>withdrawn;
}while(withdrawn<0);
totalWithdraw += withdrawn;
balance -= withdrawn;
// Negative balance close the program.
if(balance < 0){
cout<<"Sorry, the account has been closed due to\n";
cout<<"the negative balance.\n";
break;
// Calculate value due to the interest rate.
}
else {
earnedInterest += (annualInterest/12) * balance;
// monthly interest rate
balance += (annualInterest/12) * balance;
}
}
// Display the statistics,
ofstream file;
file.open ("Report written to Report.txt");
file << "Report written to Report.txt\n";
file.close();
cout<<"The ending balance: "<<balance<<std::endl;
cout<<" Total deposited: "<< totalDeposit<<std::endl;
cout<<" Total withdrawals: "<< totalWithdraw<<std::endl;
cout<<" Earned interest: "<< earnedInterest<<std::endl;
cout<<"============================================\n";
return 0;
}
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martin enterprises needs someone to supply it with 125,000 cartons of machine screws per year to support its manufacturing needs over the next five years, and you've decided to bid on the contract.it will cost you $910,000 to install the equipment necessary to start production; you'll depreciate this cost straight-line to zero over the project's life. you estimate that, in five years, this equipment can be salvaged for $85,000. your fixed production costs will be $485,000 per year, and your variable production costs should be $17.35 per carton. you also need an initial investment in net working capital of$90,000. if your tax rate is 21 percent and you require a return of 12 percent on your investment, what bid price should you submit?
For given project of 125000 cartoons, the minimum bid price to be offered by Martin where the net present value (NPV) would be zero is $23.40 per cartoon.
What do you understand by Bid Price?A bid price is the amount that someone is willing to pay for a security, asset, commodity, service, or contract, project among other things. In a lot of markets and places, it is referred to as a "bid."
Under capital budgeting, Bid price is a break even price where the present value of all cash inflows will be equal to present value of outflow. Thus the NPV will be zero.
Compute the Bid price by the use of present value annuity factor i.e. discounting rate 12% (assume after tax):
Present Value of Outflows = Present Value of Inflows.
Where NPV = 0.
For better understanding refer the tabular presentation in the attachment. where Bid price put at $23.40
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Sara withdraws $1,000 from her savings account at the lucky s&l, keeps $50 in cash, and deposits the balance in her checking account at the bank of illinois. What is the immediate change in m1 and m2?.
There will be a increase in m1 and no change in m2 when Sara withdraws $1,000 from her savings account at the lucky s&l, keeps $50 in cash, and deposits the balance in her checking account at the bank.
What functions do banks have?It is a bank's responsibility to collect public deposits and lend those deposits to support the expansion of business, trade, industry, and agriculture. Bank receives higher rates of interest from depositors on loans and advances than it does on deposits.
How are banks able to make money?Like any other profit-driven business, banks charge for the financial goods and services they provide. The two main products that make banks profitable are interest on loans and service fees.
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Forrest corporation, a new company, adds material at the beginning of its production process; conversion cost, in contrast, is incurred evenly throughout manufacturing. During may, the firm completed 15,000 units and had ending work in process of 2,000 units, 60% complete. Equivalent-unit costs were: materials, $15; conversion, $22. The cost of the company's ending work-in-process inventory is:.
The cost of the company's ending work-in-process inventory is $18,600.
Materials cost: ($15 × 2,000) = $30,000
Conversion cost: ($22 × 1,200) = $18,600
Exactly what does "work in process inventory" mean?At the end of each accounting period, work-in-progress inventory (WIP) refers to the total cost of unfinished goods still during production. On the balance sheet of an organization, it is regarded as a current asset as well.
A work-in-progress inventory can be audited in what ways?With each step of the production process that is finished, the WIP balance increases. The techniques used to calculate a product's standard costs are examined by auditors together with the way the business divides up the costs associated with each stage of production.
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Chelsea is considering job offers from two companies. Company A offered her a starting salary of $51,000 with a $2100 raise at the end of each year. Company B offered her a starting salary of $51,000 with a 4.1% raise at the end of each year. Let f(t) represent Chelsea's salary at Company A t years after accepting a position at Company A, and let g(t) represent Chelseas salary at Company B t years after accepting a position at Company a. Write the function formula for f. 510001.041)t Preview b. Write the function formula g(t) 53100t(2100)
Let f(t) be 51000+ (2100)t which represent Chelsea's salary at Company A and g(t) be 51000(1.041)t which Chelsea salary at Company B.
Chelsea's offer from company A includes a raise of $2100 annually and a starting salary of $51,000.
Since the increase is constant, the salary of Chelsea from Company A is a linear function, as can be seen here.
f(t) is salary of chelsea from company A after t years.
f(t) = 51000+ (2100)t
The offer made to Chelsea by company B includes a starting salary of $51,000 and an annual raise of 4.1%.
we can see here that raise is exponential, so raise is:
(1+4.1/100) = (1+0.041) = (1.041) per year.
Consequently, the salary of Chelsea from Company B is a function that is exponential.
g(t) is salary of chelsea from company B after t years.
g(t) = 51000(1.041)t
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A project that finishes within budget, on schedule and with full functionality goes through _____ closure, whereas a project whose technology did not work and got canceled goes through a _______ closure.
Select one:
a. changed priority, premature
b. perpetual, normal
c. normal, premature
d. perpetual, changed priority
e. normal, failed project
Option (e), A project that is completed within its allocated budget, on schedule, and with full functionality is said to have had normal closure, as opposed to one whose technology failed and was abandoned.
What is a project that exceeds its budget known as?When the final projected cost exceeds the initial budgeted estimate, the project is considered to be over budget or to have incurred project cost overrun. To minimize overbudget projects and improve project cost management, professional services businesses can put these 5 measures in place: Figure out the issue.
Why is sticking to the budget so important to the project's success?The capacity to avoid unforeseen expenses and devote the appropriate proportion of the budget to each related necessity is what makes budgeting so crucial to project management.
The importance of setting a budget for project completion.Since it can help to save time and money throughout the project, a construction project's budget is essential. Once the building project has been correctly planned out, you will be able to take the required steps to ensure that it stays within the budget.
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Suppose that the required reserve ratio is 20%. If Saanvi deposits $4,000 in cash in her checking account, and her bank lends $1,000 to Freda, the money supply initially:
decreases by $4,000.
remains the same.
increases by $1,000.
increases by $4,100.
The money supply initially Since Saanvl deposits the $4,000, the starting amount of money available is unchanged.The funds were simply changed from cash to cash deposits at the bank once Saanvl placed them. The correct is increase by $4,100.
There is initially no change in the money supply because both of these items are regarded as components of it.In macroeconomics, the term "money supply" refers to the total amount of currency that the general public is holding at any given time. There are several ways to describe "money," but the most popular ones are demand deposits and legal tender in circulation.The total amount of money (cash, coins, and bank account balances) in circulation is known as the "money supply." A collection of secure assets that people and companies can use to make payments or hold as short-term investments is commonly understood as the money supply.Considering that a 20% reserve ratio is needed. Money supply is calculated as follows if Saanvi transfers $4,000 in cash into her checking account and her bank lends Freda $1,000: = $4000 + (20% x $1000) = $4000 + $100 - $4100.
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what is the purpose of fha? to loan money for first mortgages to loan money for second mortgages to act as an insurance company of first mortgages to loan money in areas of high risk
The purpose of FHA is to act as an insurance company of first mortgages.
A house mortgage that is guaranteed by the government and provided by a bank or other lender that has been approved by the Federal Housing Administration (FHA) is known as an FHA loan. FHA loans allow applicants with lower credit ratings than is often necessary and offer smaller minimum down payments than many commercial loans.
The FHA loan is intended to assist families with low to moderate incomes in becoming homeowners. They are especially well-liked by first-time homebuyers. Its main goals were to raise housing standards and conditions, offer a system for mutual mortgage insurance, and lessen the number of family homes that went into default.
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a task group that is made up of one member each from marketing, development, production, and manufacturing would be a(n) .
A task group that is made up of one member each from marketing, development, production, and manufacturing would be a cross functional team.
What is a Cross Functional Team?A cross-functional team, sometimes referred to as an interdisciplinary or multidisciplinary team, is made up of individuals with various functional specialties who are working together to achieve a common objective. Personnel from the departments of finance, marketing, operations, and human resources might be present.
Therefore, a team is considered cross functional when it consists of members from many disciplines, such as marketing, development, production, and manufacturing.
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