Answer:
No, Stephen should not be worried.
Explanation:
What Jeff has done is known as diversification.
Diversification is an investment strategy of spreading one's capital in different categories of assets. Practicing diversification means investing in many classes of assets as opposed to focusing on one particular asset.
By diversifying, Steven's father is safeguarding against heavy losses should the market behave against expectation. If one has focused on only one class of assets, if the market moves against forecast, he will suffer heavy losses. If he has diversified, some classes of assets will make profits and other losses. Diversification is, therefore, a risk mitigation tool that guards against total capital loss. Steven should be happy instead of getting worried.
Your dad bought a house for you 10 years ago. He took out a $200,000 mortgage then. The mortgage has a 15-year term with monthly payments and has an APR of 8.00%. He paid monthly mortgage for 10 years or 120 months. On October 1, 2019, you became the owner of the house and started to be responsible for the rest of the mortgage payments. (Hint: If you continue with the mortgage, you will pay the monthly payment for another 60 months with the first payment due on November 1, 2019.) You are thinking about refinancing the mortgage. On October 1, 2019, how much is the balance of this mortgage?
Answer:
The answer is "$1064.90".
Explanation:
Mortgage balance after 10 years Only at end of the 10th year, we must first calculate the amount of credit outstanding.
[tex]\to PV= \$ \ 200,000\\\\\to N= 15 \times 12 = 180\\\\\to M= 10 \times 12 = 120\\\\\to R= \frac{8 \%}{12} = 0.006667\\\\[/tex]
Amount repaid = [tex]PV \times \frac{(1+r)^m -1}{(1+r)^n -1}[/tex]
[tex]= \frac{200,000 \times ((1+ 0.0066667)^{120} -1)}{(1+0.0066667)^{180} -1}\\\\= \frac{200,000 \times 1.219649054}{2.3069411}\\\\ = 105,737.34[/tex]
Amount of outstanding [tex]= 200,000 - 105,737.34[/tex]
[tex]= 94262.66[/tex]
The balance of mortgage = $94262.66
Refinancing :
[tex]\to N= 10 \times 12 = 120\\\\\to R= \frac{1.50 \%}{12} = 0.00125\\\\\to PV = 94262.66[/tex]
[tex]pmt= \frac{PV \times r}{1-(1+r)^{-n}}\\[/tex]
[tex]=\frac{94262.66 \times 0.00125}{1-(1+0.00125)^{-120}}\\\\=\frac{117.828325}{0.1392114}\\\\=846.40[/tex]
The monthly payment = 846.40
[tex]\text{Monthly savings = earlier monthly payment - current monthly payment}[/tex]
[tex]= 1911.30-846.40 \\\\= \$ \ 1064.90[/tex]
Mention any there objectives of Accounting
Answer:
objectives of accounting in any business are:-
systematically record transactions sort and analysing them, prepare financial statements position, and aid in decision making with financial data and information about the business.
hope it is helpful....
according to the video what are some quality's petroleum engineers need? check all that apply.
Hello! Your answer is shown below,
Petroleum engineers should have natural abilities to make them successful. Personal attributes include strong mathematics and analytical skills to design equipment and solve problems in drilling.
Hope this helps!
Answer:
The answer is
A) willingness to travel
E) problem-solving skills
F) patience
Explanation:
Here's the revenue and expenses for the month. Calculate whether Mia had a profit or loss.
MAY ACCOUNTS
REVENUE
FIXED EXPENSES
VARIABLE EXPENSES
CARD PURCHASE $300
DOG FOOD
CAT FOOD
PET TREATS
PET SUPPLIES
$3,650
$2,850
$1,650
$1,800
RENT
$2,000
SALARIES
$2,000
UTILITIES
$1,000
PRODUCT STOCK $4,000
TOTAL
$9,950
TOTAL
$9,000
TOTAL
$300
ENTER MIA'S TOTAL PROFIT/LOSS FOR THE MONTH IN THE BOX BELOW, THEN CLICK SUBMIT.
$1 X
SUBMIT
Answer:none
Explanation:
Answer:
Explanation: The answer is 650
Why do you think it is so important for a résumé to be free of any grammar and spelling errors?
Answer:
A reasonably competent person would make sure everything was correct. That person would want to display care, diligence and attention to detail by using correctly spelled words and proper grammar. These are all valuable traits that employers look for in an employee.
Explanation:
Answer:
It is important that your resume doesn't have grammar and spelling errors because you interviewer will see if you are a competent person and they will see that you have what it takes to do that job
Explanation:
Hope this helps
What are blueprints?
OA.
Plans for buildings, machines or other items.
OB.
Computer programs.
O C. Laboratory equipment.
OD.
Instructions for employees.
Rese
answer:oa.
Explanation:
its just oa its the definition
Answer:
A. plans for buildings, machines, or other items
Explanation:
Blueprint
A complete plan that explains how to do or develop something.
<3 Enjoy,
Dea
(02.01 LC)
Match each term with its description.
Match Term Definition
Demand A) Amount of money left over after the business pays its expenses.
Price B) The production, purchase, and sale of goods in a world.
Profit C) The amount paid for goods or services.
Competition D) The number of goods and services that consumers want to buy.
Global economy E) Rivalry in supplying or acquiring an economic service or good.
Answer:
See below
Explanation:
Demand A): The number of goods and services that consumers want to buy. Demand is computed in relation to a specified price per period.
Price B): The amount paid for goods or services. In most cases, price is the monetary value attached to an item.
Profit C): Amount of money left over after the business pays its expenses. Profits are achieved when revenues or income are more than the costs.
Competition D): Rivalry in supplying or acquiring an economic service or good. Businesses compete to gain customers, a bigger market share, and more profits.
Global economy E) The production, purchase, and sale of goods in a world. Technological and infrastructure development has made trading in the world much easier and faster.
Explain two benefits to Walmart of setting up a joint venture to enter the Indian market
Answer:
Walmart will get more money. It will also expand their brand.
Explanation:
^
What are the possible problems for readers when companies market their goods on social media? How do social media companies make money? Can individuals keep their information private from marketers when they use social media?
Answer:
I want to know to
Explanation:
Sheridan Company took a physical inventory on December 31 and determined that goods costing $225,000 were on hand. Not included in the physical count were $24,200 of goods purchased from Pelzer Corporation, FOB shipping point, and $21,200 of goods sold to Alvarez Company for $29,200, FOB destination. Both the Pelzer purchase and the Alvarez sale were in transit at year-end.
Answer:
$270,400
Explanation:
FOB shipping point: (transfer of risk and reward takes place when the goods are shipped for transfer.
The purchased inventory that was not included are under FOB shipping point, which means that the risks and rewards associated with the inventory has been transferred at the year end. Hence the ownership has been shifted. This means the purchase must be included in the inventory.
FOB destination: The transfer of ownership takes place once the other party receives the order.
As the sold inventory are under FOB destination, which means that the risks and rewards assoiciated with the inventory are not yet transferred. Hence the ownership has not been shifted. This means the sold inventory must be included in the inventory.
Calculation:
Goods on Hand $225,000
Goods Purchased FOB Shipping Point $24,200
Goods Sold on FOB Destination $21,200
Goods on Hand on December 31 $270,400
When you seek to define an issue, you should try to frame it in positive terms. T or F
Answer:
True
Explanation:
When you seek to define an issue, you should try to frame it in positive terms. The given statement is True.
What is the framing message?Without changing the justifications or characteristics of the highlighted goods, message framing involves organizing and structuring a message. Although though both framing techniques use the same objective information, Rucker and his coauthors discovered that if the same message is framed in two distinct ways, its persuasiveness might change.
A problem or issue can be presented or structured by using a framing technique. In order to elicit the most support from your audience, framing entails identifying and clarifying the background of the issue. Framing depends on your audience. Always consider your assumptions before making a decision. Try to frame an issue in a favorable light when attempting to define it.
Thus, the mentioned above-given statement is True.
Learn more about the framing message here:
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Which term refers to the first level of a product, which depends on the customer value it generates?
A.
augmented product
B.
core benefit
C.
expected product
D.
basic product
Answer:
B. core benefit
Explanation:
A product can be defined as any physical object or material that typically satisfy and meets the demands, needs or wants of customers. Some examples of a product are mobile phones, television, microphone, microwave oven, bread, pencil, freezer, beverages, soft drinks etc.
According to the economist Philip Kotler in his book titled "Marketing management" he stated that, there are five (5) levels of a product. This includes;
1. Core benefit.
2. Generic product.
3. Expected product.
4. Augmented product.
5. Potential product.
The core benefit of a product can be defined as the basic (fundamental) wants or needs that is being satisfied, met and taken care of when a customer purchase a product.
Hence, the term that refers to the first level of a product, which depends on the customer value it generates is generally referred to as a core benefit. For example, a hotel provides a comfortable and convenient bed to spend the night (sleep) when you travel for a vacation.
Infinity times Infinity
Answer:
I think its just infinity
Answer:
Infinity
Explanation:
what is the importance of opportunity cost to the governmentk
Answer:
Opportunity cost is important to economic agents, such as consumers, producers and governments. For example, producers might have to choose between hiring extra staff and investing in a new machine. The government might have to choose between spending more on the NHS and spending more on education.
This document shows that you are allowed to work in the United States:
a. cover letter
b. résumé
c. job application
d. work permit
Answer:
d. work permit
Explanation:
The work permit is also referred to as the Employment Authorization Document or EAD. A work permit has the same design as a driver's license. It is issued by US Citizenship and Immigration Services (USCIS).
Foreigners coming into the US need to obtain a work permit to enable them to seek employment. The work permit card is presented to potential employers as proof that a person is duly authorized to work in the USA.
Answer:
D. Work permit
Explanation:
Did the quiz
Click to review the online content. Then answer the question(s) below, using complete sentences. Scroll down to view additional questions. How to Conquer the First Impression What does this article say about being on time?
Punctuality is the key to develop a good first impression.
Whether attending a meeting or an interview if the person is on time this makes a good impression indicating that a person is punctual and strict to time. Such a person will value time and consider the priority tasks to be done on time that can be consider good for the organization.Therefore, time management can develop a positive first impression.Learn more about time:
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Advantages and disadvantage of workers on a strike
Answer:
ADVANTAGES: Potential for better pay and working conditions for the workers
DISADVANTAGES: The employer could potentially punish the workers, restrict their pay, or even fire them. The company the workers work for will lose money. Strikes can take long periods of time.
1. You are enployed as a sales associate in a clothing store that has a frequent shopper
reward program For example, for every $100 spent, customers eam 10 points. When
they reach 1000 points they eam a $10 reward certificate. A friend who is not registered
in the frequent shopper reward program wants you to accept a $25 off certificate as
payment for a shirt. The prograny's guidelines state that points are not transferable and
they can only be used by a member. What will you do?
Answer:
dwddddd
Explanation:
This graph compares the cost of an education at different institutions in Texas.
A graph titled The Cost of Tuition in Texas from 2012 to 2013 has type of school on the x-axis, and yearly cost in thousands of dollars on the y-axis. Public 4-year university is about 7,000, and private 4-year is 23,000. Public community college is 2,000, and private community college is 9,000. Technical school is 4,000.
This graph demonstrates that
private universities can cost three times as much to attend as public universities.
public universities can cost three times as much to attend as private universities.
community colleges can cost five times as much to attend as technical schools.
technical schools can cost five times as much to attend as community colleges.
Answer:
private universities can cost three times as much to attend as public universities.
Explanation:
Private universities are more expensive to attend compared to public universities. As per the graph, the public university is cost 7,000 while private university costs 23,000 to attend. It is then correct to say that private universities cost more than three times as public universities ( 23,000/7,000= 3.29).
Community college costs 9000, while technical schools cost 4000; the cost is not five times more.
Technical schools 4,000 and community colleges are 9000; the costs are only two and a half more.
The graph is a pictorial representation of the data given.
The graph shows the relationship between two quantities whether it is linear or inversely proportional etc.
The given graph depicts that:
Private universities can cost three times as much to attend as public universities.
The given data tells that
Costsa)Public b) Private
University 7000 23000
College 2000 9000
Dividing b by a gives
23000/7000=3.286
9000/200= 4.5
Choice b public universities can cost three times as much to attend as private universities is incorrect.
Choice c community colleges can cost five times as much to attend as technical schools is also incorrect.
Choice d technical schools can cost five times as much to attend as community colleges is incorrect as well.
The best answer from the given choices is option a: private universities can cost three times as much to attend as public universities.
Reading graph can be understood from the following links.
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https://brainly.com/question/7040405
Which of the following is the best description of
greenwashing?
O A. Committing to using only sustainable sources for
raw materials used in production
O B. Trying to eliminate as much pollution as possible by
relying on solar energy or other cleaner form of fuel
O C. Changing from traditional printing media to
environmentally friendly printing media
D. Changing practices superficially to appear more
environmentally friendly to consumers than they
truly are
Answer:
D. Changing practices superficially to appear more environmentally friendly to consumers than they truly are.
Explanation:
Greenwashing is the act of corporate companies in their attempts to convey a false impression to their customers that their products are environmentally friendly. Through this process, they provide misleading information.
Companies provide misleading information to their customers, in making the impression that their products are more environmentally friendly than other products. Thus, greenwashing can be described as changing the practices of the company/ brand superficially so that they appear more environmentally friendly than they really are to customers.
Answer:
D. baud
Explanation:
Protecting intellectual property rights is important to a free enterprise system because:
A. it gives the government the ability to regulate businesses.
B. it allows entrepreneurs to profit from their ideas.
C. it ensures that businesses sell products at fair prices.
D. it makes more money available for starting new companies
Answer:
B. it allows entrepreneurs to profit from their ideas.
Explanation:
Intellectual properties are valuable ideas, innovations, and creations to a business. They are intangible assets that give a business its competitive advantage. Protecting intellectual properties ensure an individual or entity reaps the full benefits of the inventions and creations.
Protecting intellectual properties safeguards a company's ideas from being exploited by its competitors for commercial gains. It gives a business the right to exclusively profits from its innovations. Protecting intellectual properties encourages research and development as entrepreneurs are guaranteed to benefit from their creations.
What is the difference between a marketing strategy and a marketing plan?
A. A marketing strategy tells where a business wants to go and the marketing plan tells how to get there.
B. There is no difference between a marketing strategy and a marketing plan.
C. A marketing strategy is rather flexible, but a marketing plan should not be revised once it has been created.
D. A marketing plan is written first and forms the basis of the marketing strategy.
Answer:
a
Explanation:
Purchased merchandise on account from moonlight co., list price $85,000, trade discount 25%, terms fob destination, 2/10, n/30. 4 sold merchandise for cash, $37,680. the cost of the goods sold was $22,600. 5 purchased merchandise on account from papoose creek co., $47,500, terms fob shipping point, 2/10, n/30, with prepaid freight of $810 added to the invoice. 6 returned $13,500 ($18,000 list price less trade discount of 25%) of merchandise purchased on november 3 from moonlight co. 8 sold merchandise on account to quinn co., $15,600 with terms n/15. the cost of the goods sold was $9,400.
Hi, your question is incomplete however, i have searched for the full question and it reads as follows :
The following were selected from among the transactions completed by Babcock Company during November of the current year:
Nov. 3 Purchased merchandise on account from Moonlight Co., list price $85,000, trade discount 25%, terms FOB destination, 2/10, n/30.
4 Sold merchandise for cash, $37,680. The cost of the merchandise sold was $22,600.
5 Purchased merchandise on account from Papoose Creek Co., $47,500, terms FOB shipping point, 2/10, n/30, with prepaid freight of $810 added to the invoice.
6 Returned $13,500 ($18,000 list price less trade discount of 25%) of merchandise purchased on November 3 from Moonlight Co.
8 Sold merchandise on account to Quinn Co., $15,600 with terms n/15. The cost of the merchandise sold was $9,400.
13 Paid Moonlight Co. on account for purchase of November 3, less return of November 6.
14 Sold merchandise on VISA, $236,000. The cost of the merchandise sold was $140,000.
15 Paid Papoose Creek Co. on account for purchase of November 5.
23 Received cash on account from sale of November 8 to Quinn Co..
24 Sold merchandise on account to Rabel Co. 6,900, terms 1/10, n/30. The cost of the merchandise sold was $34,000.
28 Paid VISA service fee of $3,540.
30 Paid Quinn Co. a cash refund of $6,000 for returned merchandise from sale of November 8. The cost of the returned merchandise was $3,300.
Journalize the entries to record the transactions of Babcock Company for November using the periodic inventory system.
Answer:
Nov 3
Merchandise $21,250 (debit)
Trade Payable : Moonlight Co. $21,250 (credit)
Nov 4
Cash $37,680 (debit)
Cost of Goods Sold $22,600 (debit)
Sales Revenue $37,680 (credit)
Merchandise $22,600 (credit)
Nov 5
Merchandise $47,500 (debit)
Trade Payable : Papoose Creek Co $47,500 (credit)
Nov 6
Trade Payable : Moonlight Co. $13,500 (debit)
Merchandise $13,500 (credit)
Nov 8
Accounts Receivable : Quinn Co. $15,600 (debit)
Cost of Goods Sold $9,400 (debit)
Sales Revenue $15,600 (credit)
Merchandise $9,400 (credit)
Nov 13
Trade Payable : Moonlight Co. $7,750 (debit)
Discount allowed $155 (credit)
Cash $7,620 (credit)
Nov 14
Cash $236,000 (debit)
Cost of Goods Sold $140,000 (debit)
Sales Revenue $236,000 (credit)
Merchandise $140,000 (credit)
Nov 15
Trade Payable : Papoose Creek Co $47,500 (debit
Discount Allowed $950 (credit)
Cash $46,550 (credit)
Nov 23
Cash $15,600 (debit)
Accounts Receivable : Quinn Co. $15,600 (credit)
Nov 24
Accounts Receivable : Rabel Co.. $56,900 (debit)
Cost of Goods Sold $34,000 (debit)
Sales Revenue $56,900 (credit)
Merchandise $34,000 (credit)
Nov 28
Visa Service Fee $3,540 (debit)
Cash $3,540 (credit)
Nov 3
Sales Revenue $6,000 (debit)
Merchandise $3,300 (debit)
Accounts Receivable : Quinn Co. $3,300 (credit)
Cost of Goods Sold $9,400 (credit)
Explanation:
Please Be very careful :
-to exclude trade discount
-to to use perpetual inventory method
- to check if payment falls within the cash discount period
- include freight charges in invoice amount for FOB purchases
See the journal prepared above.
1) Based on the video, which type of
departmentalization is used by the parent company
of MyGym?
a
Geography
b
Functional
с
Product
d
Process
Customer
e
Answer:
d customer
Explanation:
because people buy memberships to the gym
hope it helps
Jenny can paint one birdhouse in 2 hours and can build one birdhouse in 1 hour. Gary can paint one birdhouse in 3 hours
and can build one birdhouse in 2 hours. Who has the comparative advantage in painting a birdhouse?
a
b
оооо
A. Gary
B. Jenny
C. Their comparative advantage is the same
D. Neither has a comparative advantage
Answer:
Jenny
Explanation: This is an easy comparative answer Jenny takes 2 hours for 1 birdhouse, and Gary takes three J2>3G
Primetime Incorporated is a retailer of sporting gear. It sells 500 pairs of a specific Nike sneaker each day. Nike, the supplier, takes a week (7 days) to deliver the order. For what quantity should the inventory manager place his/her next order?
Answer:
3500 units
Explanation:
The quantity at which the Primetime inventory manager places his/her next order is the reorder point.
The reorder point is the minimum quantity of inventory that a business should have in its store.
The reorder point is calculated using the formula below.
(Average daily unit sales x delivery lead time) + safety stock
For Primetime, safety stock is not mentioned
reorder point =500 units x 7 days
=3500 units
Which situation most directly illustrates a possible outcome of a fiscal
policy?
A. New environmental regulations make drinking water in a city safer.
B. The government decides it is time to print a great deal of new
money
O C. Struggling farmers receive less assistance from the government.
O D. A company decides to expand its operations into several new
states
Answer:
C
Explanation:
The correct answer would be option C that says that the struggling farmers receive less assistance from the government as fiscal policies are associated with determining the expenses and taxation policies to the various sectors to regulate the direction of the economy.
There are two types of Fiscal Policy that are Expansionary and Contractionary.
Expansionary fiscal policy:
deals with an increase in spending and/ or relaxing in taxation by the government so that consumers in the economy get more money.Contractionary policy:
deals with reducing spending and/ or increasing taxation.In this case, farmers did not get assistance from the government due to reducing the amount of Federal money available for farming and farmers is an illustration of Contractionary fiscal policy.
Learn more about Fiscal policy:
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E6-14 Analyzing and Recording Sales and Gross Profit with Sales Returns [LO 6-4, LO 6-6] Cycle Wholesaling sold merchandise on account, with terms n/60, to Sarah’s Cycles on February 1 for $700 (cost of goods sold of $450). On February 9, Sarah’s Cycles returned to Cycle Wholesaling one-quarter of the merchandise from February 1 (cost of goods returned was $110). Cycle Wholesaling uses a perpetual inventory system, and it allows returns only within 15 days of initial sale. Required: 1. to 3. Prepare the journal entry to record the sales, Goods returned on February 9 and Cash collected on March 2. 4. Calculate the gross profit percentage for the sale to Sarah’s Cycles. g
Answer and Explanation:
The journal entries are shown below:
Accounts Receivable $700
To Sales Revenue $700
(Being the sales revenue is recorded)
Cost of Goods Sold $450
To Inventory $450
(being the cost of goods sold is recorded)
Sales Revenue $175 ($700 × 1 ÷ 4)
To Accounts Receivable $175
(Being return inventory is recorded)
Inventory $110
To Cost of Goods Sold $110
(Being return inventory is recorded)
Cash $525
To Accounts Receivable $525
(being cash received)
Now the gross profit percentage is
Gross Profit Percentage 35.23%
= (Gross Profit ÷ Net Income)
= ($700 - $175 - $450 + 110) ÷ ($700 - $175)
= 35.23%
A market conditions featuring many producers selling the same good is called __?
Answer:
A perfect competition market structure
Explanation:
A perfect competition market structure has many suppliers selling a homogeneous or identical product. There are no dominant sellers, meaning no supplier can influence the price. All sellers are competing against each other.
The other features of a perfect competition market structure include
There is freedom of entry and exit from the market, i.e., trade barriers do not exist.There are very many buyers.Suppliers sell identical goods.Sellers have a motive to maximize profits.Buyers are sufficient information about the market.Answer
pure competition
Explanation
multiple choice test 2.3.4: Market Structures
WILL GIVE BRAINLIEST TO FIRST CORRECT ANSWER!
Sandra deposits $3,000 at the end of each semiannual period for 12 years at 10% interest compounded semiannually. Determine the amount she will have in the account after 12 years. Round to the nearest cent.
a. $133,506.00
b. $140,181.30
c. $121,291.43
d. $70,568.14
Answer:
b
Explanation:
$140,181.30
Answer: its A
Explanation:
$133,506.00