2 clients of the broker have invested in both mutual funds and municipal bonds according to the given question.
How do mutual funds work? What are they?A particular kind of financial vehicle known as a mutual fund combines investor funds with a single investing objective. The money are then invested in a variety of asset types, including equities and bonds, according on the scheme's objectives. An asset management firm makes these investments on the investors' behalf (AMC).
Are mutual funds a prudent investment option?Mutual funds may be a worthwhile investment for those looking to diversify their investments. Determine whether investing in mutual funds is the best decision for you. Mutual funds offer diversification and convenience at a low cost, but whether you should invest in them depends on your unique situation.
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In effect, a _____ states that, regardless of policies in the employee handbook and regardless of any oral promises to the contrary, an employment-at-will situation still exists between the employer and its employees.
quasi-contract
disclaimer
relinquishment
waiver
In effect, a disclaimer states that, regardless of policies in the employee handbook and any oral promises, an employment-at-will situation still exists between the employer and its employees.
Disclaimer is used as a risk mitigation in business that states necessary information, clauses, laws, and claims before involving in any type of exchange of services, whether employees or a business partner. Business owners have a huge legal responsibility while operating any type of business online or in shops. Disclaimer reduces some of the legal responsibilities by putting such information on their products and services.
Disclaimers save companies from legal claims associated with third-party risk and users. It states legal texts to save the business from any legal action. In the question, the disclaimer states the conditions of employment-at-will situation.
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Which departments within the organization should have access to the marketing plan?.
The marketing plan should be available to the organization's marketing departments.
What are the primary duties of such a marketing professional?A marketing manager would conduct market research, comprehend consumer trends and preferences, develop marketing strategies and budgets, supervise the production of marketing materials or content, and carry out all other pertinent duties necessary to boost the company's sales.
What is included in a job description for marketing?The Bureau of Labor Statistics (BLS) reports that they keep an eye on market trends, plan marketing campaigns, create pricing and target marketing based on demographic data, and work with the company to promote what they have to offer.
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Which of the following generates a positive externality?
A) You buy a new car and find $5,000 in the door panel.
B) Your next-door neighbor mows the lawn at 6 A.M.
C) Your next-door neighbor installs a bat house and the bats eat mosquitoes.
D) Joe buys health insurance but decides not to take the time to get a flu shot.
In his yard, Gilberto grows a range of trees, shrubs, & flowers. The neighborhood is made beautiful by the landscaping. As a result, a favorable exterior will be produced.
What function does a shrub serve?Due to their widespread global distribution, shrubs are crucial for many species that are associated with them, including grazing and browsing mammals & livestock, birds, fungi, as well as invertebrates, as well as for ecosystem water balance, soil stabilization as well as production, carbon uptake and storage, and soil stabilization and production.
What kind of plant is a shrub?A shrub is a small and medium sized annual woody plant (sometimes referred to as a bush). Shrubs, as opposed to herbaceous plants, have woody stems that stick up above the ground. Both deciduous and evergreen shrubs are available. They differ from trees in that they have more stems and are shorter, standing less than
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if a cpa firm is organized as an llp and an individual partner is involved in a negligent audit, another partner in the same cpa firm is personally liable: a. always b. if the partner operates out of the same office c. if the partner was involved in the audit in a supervisory role d. never
If the partner was involved in the audit in a supervisory role. (Option C)
How would you define audit?To ensure that all departments are using a documented system of documenting transactions, an auditor must examine or inspect multiple books of accounts in addition to physically examining inventory. It is done to check the correctness of the financial statements that the organization provides.
What is auditor misconduct?Gross negligence is significant in the context of professional negligence since it is considered professional misconduct. If auditors are found to have engaged in professional misconduct, they may be suspended or dismissed from their position.
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the u.s. federal government collects about a. three-fourths of the taxes in our economy. b. one-half of the taxes in our economy. c. two-thirds of the taxes in our economy. d. one-third of the taxes in our economy.
A tax cut indicates a drop in the amount of money the public sector makes. As labour incomes are where the most taxes are imposed, such revenue is collected from residents, particularly from those who earn salaries.The correct answer is three-fourths of the taxes in our economy.
According to supply-side economics, a tax cut improves the amount of disposable income that citizens actually receive because there are fewer reductions in their take-home pay. As more individuals will be prepared to work and those who are currently employed will be motivated to put more effort into their tasks, this will act as an incentive and increase work figures and productivity figures.Tax reductions will boost the economy and eventually increase tax income.The short-term expenses of a tax cut would be totally offset by the higher government revenue from a faster-growing economy, and a tax cut might actually raise overall revenue.
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what are some of the many ways that global supply chains are more complex than purely domestic supply chains? (select all that apply.)
Supply chain complexity is caused by a variety of factors often the result of rising customer expectations for faster lead times, expanded products and services, and tailored experiences.
How does supply chain complexity rise as a result of globalization?Globalization in the context of supply chain management describes the method through which a corporation conducts its operations on a worldwide scale. Trade globalization gives businesses the chance to access new consumers in new markets, which drastically changes how successful manufacturers must conduct their business.
Everyone agrees that supply chains are complicated, that complexity is increasing over time, and that complexity raises the cost of operations. Therefore, experts need to find ways to lessen the negative effects that supply chains are having on their business operations.
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ones embezzled $10,000 from his company's account in bank a. at year-end he hid the shortage by making a deposit on december 31 in bank a, drawn on bank b. he has not recorded the transaction on the books. this is an example of:
Jones embezzled $10,000 from his company's account in Bank A. At year-end he hid the shortage by making a deposit on December 31 in Bank A, drawn on Bank B. He has not recorded the transaction on the books. This is an example of Kiting.
A bank is a type of financial institution that lends money, accepts deposits from the general public, and produces demand deposits. Banks can lend directly or indirectly by using capital markets.Since banks are crucial to a nation's financial stability and economy, most legal systems place strict regulations on them.
A system known as proportional reserve banking, in which banks hold liquid assets for just a portion of their short-term liabilities, has been institutionalised in the majority of nations.
The correct option is D.
The above question is incomplete, the complete question is-
Jones embezzled $10,000 from his company's account in Bank A. At year-end he hid the shortage by making a deposit on December 31 in Bank A, drawn on Bank B. He has not recorded the transaction on the books. This is an example of:
A. Effective cash management.
B. Related party transactions.
C. Lapping.
D. Kiting.
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A company paid $0.55 in cash dividends per share. Its earnings per share is $2.55, and its market price per share is $26.25. Its dividend yield equals:
Dividend yield for the corporation is 2%.
What exactly does this dividend yield actually tell us?The amount of a company's share price which is distributed as dividends each year, as indicated by the financial ratio called dividend yield.
A $20 share price with a $1 annual dividend, for instance, would equal a 5% dividend yield. A company's dividend yield may be consistently increasing if its dividend is increasing, its stock price is declining, or both. Depending on the circumstances, investors may view this as either a positive or negative development.Importance of dividend yield:
Investors who are approaching retirement, for instance, rely heavily on dividend income.The dividend yield of these investors' portfolios may have a major impact on their own finances, thus it is imperative that they select dividend-paying companies with proven track records and demonstrable financial health.For the stated question;
$0.55 is the 2% of the market price per share is $26.25.
Thus, the Dividend yield for the corporation is 2%.
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entered into a purchase commitment to buy 1,000 units of raw materials for $30 per unit. as of december 31, the purchase commitment is outstanding and the year-end market price is $28 per unit. smith should recognize
Smith should recognize a loss of $2000.
An unwavering promise to buy products or services from a provider is known as a purchasing commitment. Companies enter into purchase commitments to lock in specific pricing and occasionally to lock in a supplier's production capacity as a defensive measure to prevent rivals from exploiting the production capacity.
In the given question,
Units of Raw material = 1000
Unit Price = $30
Units of Raw material outstanding = 1000
Market Price = $28
Now,
Total Raw Material = $30,000
Total Raw Material Outstanding = $28,000
Loss/Profit Incurred = $28,000 - $30,000
Loss Incurred= ($2000)
Therefore, Smith Corp. should recognize a loss of $2000.
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Robert Company purchased $100,000 of 8 percent bonds of Evergreen Corp. on January 1, 20x1, at $92,278. The bonds mature January 1, 20x16, and yield 10%. Interest is payable each July 1 and January 1. The market value on December 31, 20x1 was $92,500 and all bonds were sold for $93,300 on January 1, 20x2.Required: prepare journal entries on January 1, 20x1, July 1, 20x1, December 31, 20x1 and January 1, 20x2 assuming the bond investment is classified as(1) Held-to-Maturity(2) Trading(3) Available-for-SaleII. On November 1, 20x1, Bush Company issued 10% bonds with a face amount of $20 million. The bonds mature in 10 years. For bonds of similar risk and maturity, the market yield is 12%. Interest is paid semiannually on April 30 and October 31. Bush is a calendar-year corporation.Required:(1.) Determine the price of the bonds at November 1, 20x1.(2.) Prepare the journal entry to record the bond issuance by Bush on November 1, 20x1.(3.) Prepare the journal entries (using the effective interest method):a. December 31, 20x1b. April 30, 20x2c. October 31, 20x2*Assume no reversing entry is recorded on January 1, 20x2.(4.) What would be the journal entry if all bonds are retired at 103 on May 1, 20x3 right after the third payment.
On January 1st, 20x1, Robert Company paid $92,278 for $100,000 of Evergreen Corp.'s 8% bonds that were available for sale. 12% is the market yield. Interest is paid on April 30 and October 31 of each year. Bush is a company with a calendar year. The right response is $4,556,500.
On December 31x1, Fox should declare $4,556,500.
Bonds are currently valued $4,580,000.
$50,000 Bonds are currently valued $4,530,000.
From July 1 to December 31, the discount is amortised over a six-month period: Bonds are currently valued $4,580,000.
$50,000 Bonds are currently valued $4,530,000.
From July 1 to December 31, the discount is amortised over a six-month period: Interest Income = $226.00 ($4,530,00% x 10% x 6/12)
In terms of interest-bearing quantities, $5,000,000 times 8% times six months is $200,000.
Interest revenue less interest due is equal to discounted interest.
Discount amortised is calculated as $226500 less $200000, or $2650.
As a result, $4,530,000 + $26,500 is the total that Fox must declare as of December 31, 2020, multiplied by one.
Thus, On December 31x1, Fox should declare $4,556,500.
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Katie company issues $14 million in bonds. The bonds are well received by investors solely based on the excellent reputation and past performance of the company, its products, and its executives. Katie most likely is issuing a(n) _______ bond.
unsecured
secured
Katie most likely is issuing a debenture bond.
A debenture bond is a bond that is not secured by the issuer's assets. Instead, the bond is only backed by the issuer's reputation and integrity. To compensate investors for the increased risk of not having their funds repaid, this type of bond typically bears a higher rate of interest than a secured bond.
Debentures can pay periodic interest payments, which are also known as coupon payments. Debentures, like other types of bonds, are documented in an indenture. An indenture is a legally enforceable agreement between bond issuers and bondholders. The contract specifies the terms of a debt offering, such as the maturity date, the timing of interest or coupon payments, the method of calculating interest, and other details. Governments and companies both have the authority to issue debentures.
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suppose that the gdp of california increases by 11% each year. how long will it take for the gdp of california to double?
Based on the data above, years to double of California's GDP is 3,3 years. It can be calculated using gross domestic product formula.
GDP or also known as Gross domestic product generally can be defined as a monetary measure of the market value of all the final services and goods produced and sold in a specific time period by countries. Due to its complex and subjective nature this measure is often revised before being considered a reliable indicator.
The formula of GDP is:
Gross domestic product = gross private investment + private consumption + government spending + government investment + (exports – imports).
To calculate how long will it take for the GDP will double:
Years To Double: 72 / Expected Rate of Return
Years To Double: 72 / 22%
Years To Double: 3,3 Years
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Suppoe that the number of bacteria preent in a certain culture after t minute i given by the equation Q(t) = Q0 e0. 04t , where Q0 repreent the initial number of bacteria. How long would it take for the bacteria count to grow from 500 to 2000?
It takes the micro organism count 35 minutes to develop from 500 to 2000. The exponential characteristic is a mathematical characteristic denoted with the aid of using "> or }">} (wherein the argument x is written as an exponent).
The required details for exponential functions in given paragraph
How to decide the time to develop to the very last cost 2000?
The equation of the characteristic is given as
Q(t) = Q₀e⁰°⁰⁴ˣ
Also, we have:
A increase from 500 to 2000
This method that
Q₀ = 500 and Q(t) = 2000
Substitute Q₀ = 500 and Q(t) = 2000 in the equation Q(t) = Q₀e⁰°⁰⁴ˣ
So, we have
500e⁰°⁰⁴ˣ = 2000
Divide each facets with the aid of using 500
e⁰°⁰⁴ˣ = 4
Take the herbal logarithm of each facets
0.04t = ln(4)
This gives
0.04t = 1.3863
Divide each facets
t = 34.6575
Approximate
t = 35
Hence, it takes 35 minutes.
Unless in any other case specified, the time period normally refers back to the positive-valued characteristic of a actual variable, despite the fact that it is able to be prolonged to the complicated numbers or generalized to different mathematical items like matrices or Lie algebras. The exponential characteristic originated from the perception of exponentiation (repeated multiplication).
However cutting-edge definitions (there are numerous equal characterizations) permit it to be carefully prolonged to all actual arguments, including irrational numbers. Its ubiquitous incidence in pure and implemented mathematics led mathematician Walter Rudin to opine that the exponential characteristic is "the maximum vital characteristic in mathematics".
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knowledge check when investors doubt the creditworthiness of a borrower, what should happene to the price and yield of the bond
knowledge check when investors doubt the creditworthiness of a borrower, what should happen to the price and yield of the bond Prices go down, yield goes up.
An investor is a person who allocates monetary capital with the expectancy of a future return (earnings) or to advantage a bonus (interest).[1][2] thru this allocated capital most of the time the investor purchases some species of assets.[3] kinds of investments consist of equity, debt, securities, actual property, infrastructure, foreign money, commodity, token, derivatives consisting of placed and contact alternatives, futures, forwards, etc.
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Agnes Hammer is a senior majoring in management science. She has interviewed with several companies for a job when she graduates, and she is curious about what starting salary offers she might receive. She asked 12 of her classmates at random what their annual staring salary offers were, and she received the following responses
$28500 $35500
$32600 $36000
$34000 $25700
$27500 $29000
$24600 $31500
$34500 $26800
Compute the sample mean and sample variance for these data. (Please write down the calculation process)
Suppose the starting salaries are normally distributed, the mean is the same as the sample mean and variance is the same as sample variance that you calculate from the previous question. What is the probability that Agnes will receive a salary offer of less than $27000? (For probability of normal distribution, please use the probability table posted on Blackboard)
Suppose the starting salaries are normally distributed, the mean is the same as the sample mean and variance is the same as sample variance that you calculate from the previous question. What is the probability that Agnes will receive a salary offer of between $27000 and $40000 (meaning 27000<= salary <= 40000)? (For probability of normal distribution, please use the probability table posted on Blackboard)
Mean = 30516.67
Standard deviation, s = 3996.55P(x < 27000) = 0.0011518Step-by-step
explanation:
Given the data:28500 35500 32600 36000 34000 25700 27500 29000 24600 31500 34500 26800Mean, xbar = Σx / n = 366200 /12 = 30516.67
Standard deviation, s = [√Σ(x - xbar) / n-1]Using calculator, s = 3996.55
The ZSCORE = (x - mean) / s/√nZscore = (27000 - 30516.67) / (3996.55/√12)Zscore = - 3516.67 / 1153.7046Zscore = - 3.048P(x < 27000) = P(Z < - 3.049) = 0.0011518By standard deviation,
what do you mean?The term "standard deviation" (or "") refers to the degree of dispersion of the data from the mean. Data are grouped around the mean when the standard deviation is low, and are more dispersed when the standard deviation is high.
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which of the following are changes in accounting estimates? (select all that apply.) multiple select question. adoption of a new fasb standard. change in inventory costing method. change in useful life of a depreciable asset. change in estimate of periods benefited by intangible asset.
Changes to the pension plan's actuarial computations.
What have accounting estimations changed?
Accounting changes might take the form of certain accounting regulations, accounting forecasts, or auditor reports. Changes to the pension plan's actuarial computations. A change in the accounting estimate A shift in accounting principles refers to a modification of a method, such as switching from one depreciation method to another or from LIFO to FIFO stock valuation techniques.
In accrual basis accounting, estimates are utilized to increase the completeness of the financial statements by assuming typically unobserved but likely future events. These projections could later be updated when new data becomes available. Changes to the pension plan's actuarial computations. An estimate has a number of uses for the different stakeholders involved in the process. By doing so, he or she will be better able to decide if the assignment can be finished as suggested, needs to be modified, or has to be discontinued.
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A BLANK products life cycle does not have the characteristic shape, but instead shows growth, decline, and then reemergence months, years, or even decades later.
There are no specific stages that are typically associated with a product life cycle, as each product is unique and may have different factors that affect its growth and decline.
What do we mean by Product life Cycle?
The product life cycle describes the stages that a product goes through from the time it is introduced to the market until it is removed from the market. Introduction, growth, maturity, and decline are four stages of a product's life cycle.Many products are still in their early stages of maturity. The product life cycle describes how a product progresses through five distinct stages: development, introduction, growth, maturity, and decline.
Instead, a blank product life cycle can be thought of as a graph that shows a product's sales and market share over time, with periods of growth and decline as well as periods of stagnation.
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when the interest rate in the u.s. rises, u.s. financial assets become (more or less) more attractive to (foreign, domestic, or both foreign and domestic ) both foreign and domestic buyers.
Higher interest rates frequently draw foreign investment, which raises both demand for and the value of the currency of the host nation. Conversely, lower interest rates typically make a currency less valuable relative to other currencies and are less appealing to foreign investment.
What are the effects of an increase in interest rates?A rise in interest rates has an impact on aggregate demand through a leftward shift in the aggregate demand curve, a decline in real GDP, and a decrease in price level. Consumption, investment, and net exports all decline as the interest rate rises, which lowers aggregate demand.
A decrease in interest rates can boost business activity because it will make it possible for them to borrow more money for investments.
Because borrowing money will become more expensive with an increase in interest rates, company activity would decline.
Existing bond prices automatically fall on the market when the Fed raises interest rates. This is due to the upcoming release of new bonds that will pay investors greater interest rates.
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You should start to calculate your retirement need when: O It's always important, regardless of age. you are older than 55. O you have just retired. you will retire in a few years.
You should start to calculate your retirement need when you will retire in a few years.
Retirement is the stage of life when one decides to quit employment for good. Most industrialized nations, including the United States, have a government pension or benefits system in place to augment retirees' salaries, and the usual retirement age in most nations is 65.
The day you receive your first paycheck is the ideal moment to begin retirement planning. Starting your retirement planning as early as 25 ensures you have plenty of time to develop healthy habits and begin compounding funds.
You should strive to replace 70% of your yearly pre-retirement income, according to a standard rule of thumb. The calculator defaults to using this.
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when a foreman orders an assembly-line employee to carry out a task that the employee perceives as unethical, yet the employee feels compelled to do it because of the foreman's position, the foreman is exercising which type of power?
When a foreman orders an assembly-line employee to carry out a task that the employee perceives as unethical, yet the employee feels compelled to do it because of the foreman's position, the foreman is exercising legitimate power.
A lower-level management role that is largely centred on power over employees or a workplace is known as a foreman, lead, or lead position. A professor who supervises a PhD dissertation is an example of one of the most senior members of staff who can serve as a supervisor.
On the other side, supervision can be done by someone without this official designation, such as parents. Any employee who has this responsibility as part of their job description can be referred to by the word "supervisor" in its own right. Employees that are unable to do the aforementioned tasks lawfully are most likely not supervisors but fall under another category, such as work group leader or lead hand.
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currency swaps are mostly used by stable market economies who hedge risk by using the continuity and relatively low volatility of exchange rate fluctuations over time.
Currency swaps are used to achieve foreign money loans at a higher hobby fee than an enterprise may want to achieve via borrowing without delay in a foreign marketplace or as a way of hedging transaction hazards on foreign forex loans that it has already taken out.
One of the primary functions of swaps is the hedging of risks. as instance, hobby fee swaps can hedge towards hobby fee fluctuations, and foreign money swaps are used to hedge towards currency trading rate fluctuations.
A switch is an agreement or a derivative settlement among two parties for an economic trade to be able to trade coin flows or liabilities. through a switch, one party guarantees to make a series of payments in trade for receiving any other set of bills from the second birthday celebration.
Hedging the forex hazard of developed countries can provide you with a slight superb or poor return over 10 years, plenty larger profits or losses over five years, or even extra so over one year. if you want to avoid all currency income or losses you need to comply with a strict hedging method and keep on with it.
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suppose that you have a pumpkin stall at a farmer's market, and the halloween season arrives. you know that your customers will want to buy many pumpkins to decorate their houses and make pumpkin pies. which of the following is a likely result of this scenario? you will take fewer pumpkins to the market to sell. you will be able to sell only the highest-quality pumpkins. you will wind up with many unsold pumpkins. you can charge a higher price per pumpkin.
You'll bring fewer pumpkins to sell at the market. You will only be allowed to sell pumpkins of the finest caliber. You'll end up having lots of pumpkins that aren't sold. You can demand more money per pumpkin.
Why do you use the word "market"?
Market: A mechanism whereby commodities and services are exchanged as a result of contacts between buyers and sellers, whether directly or through intermediaries or institutions.
What kinds of markets are there?
Market categories:
A monopoly market is a system with has the characteristics of a pure economy.Oligopoly.Perfect rivalry.monopolistic rivalry.Monopsony.Oligopsony.Organic monopoly.To know more about Market visit:
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Answer:
1200
Explanation:
The whole is the unknown.
Set up a proportion with the known values and solve for the whole.
part = 720 customers, percent = 60%, whole = ? total customers
720?=60100
Multiply the numerator and denominator of a fraction by the
same number to determine an equivalent fraction.
StartFraction 720 Over question mark EndFraction = StartFraction 60 Over 100 EndFraction. Arrows going from 60 to 720 and from 100 to question mark are labeled times 12. 60×12100×12==720?
Solve for the whole.
?=100×12=1,200
when an instrument is payable only at a specific time designated in the future, this is known as a(n) .
When an instrument is payable only at a specific time designated in the future, this is known as a demand instrument.
What is a demand instrument?In finance, a demand instrument refers to any instrument where the holder of that instrument has a right to require the redemption of that instrument at any time before the date specified in terms of that instrument as the date of redemption of that instrument.
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the statement a kodak all-in-one printer may cost a little more, but you'll pay far less for replacement ink than you will with other printers . a. gains attention by describing a problem b. builds interest in a product c. motivates action d. reduces resistance
Gains attention by asking a question that focuses on reader benefits as there is effective pricing.
Thus, the correct option is A.
What is effective pricing?A successful pricing strategy will correctly match the value your service offers with the willingness to pay of your target market.
Perhaps the most significant pricing tactic of all is value pricing. This considers how valuable, important, and beneficial your customers consider your goods or services to be.
Depending on the sector and type of business, value-based, competition-based, cost-plus, and dynamic pricing are all regularly employed approaches.
Less costly products are frequently associated by consumers with subpar production values.
The value of a product is typically correlated with its price. A price that is excessively high could prevent a customer from purchasing it.
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Jack M. Balkin says that people and business entities act as information fiduciaries for each of the following scenarios. Which of the following is not one of the factors described in his vague formulation?
A. When businesses give people belief that they will not misuse personal information
B. When existing social norms or patterns of practice justify the trust people put in the business
C. When businesses hold themselves out as respecting privacy to gain trust
D. When people pay money and the business is required by law to protect the information
The right response is (b), i.e., when prevailing social standards or patterns of behavior support people's faith in the company.
What does Jack M. Balkin have to say regarding "information fiduciaries"?A fiduciary is a person or entity that has a legal duty to act honorably and in the best interests of another. Examples include the specialists and managers who look after our estates or finances. An information fiduciary is a person or business that transacts in information as opposed to money. Doctors, attorneys, and accountants are a few examples; they must keep our secrets private and are not allowed to use the information they learn about us negatively to our interests.
The law expects accountants, attorneys, and doctors to operate honestly since they are people we trust and know a great deal about. In the event that they fail to do so, they run the risk of having their legal practice license revoked and being sued by clients. In some cases, the law even protects them from being required to reveal the private information they have learned.
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beginning three months from now, you want to be able to withdraw $4,100 each quarter from your bank account to cover college expenses over the next four years. if the account pays .81 percent interest per quarter, how much do you need to have in your bank account today to meet your expense needs over the next four years? note: do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.
$61,294.59 need to have in my bank account today to meet my expense needs over the next four years.
We must determine the Present Value of the Annuity, or the amount of money needed in the bank right now, in order to solve this problem. The following is the formula: Present value of annuity = Annuity x PVAF, where: Annuity = Quarterly withdrawal = $4,100.
PVAF, or present value annuity factor, is equal to 1-(1+r)-n/r, where r is the periodic rate and is equal to 0.0081, and n is the number of periods, which is 4 X 4 or 16 quarters.
We determine PVAF in this way: 1-(1+0.0081)-16/0.0081 = 14.9499.
To determine the annuity's Present Value, use the formula Annuity x PVAF = $4,100 X 14.9499 = $61,294.59.
A bank account is a financial record of the financial transactions between a bank and a customer that is kept by a bank or other financial organization.
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operations are able to respond quickly to customers and changes in the environment in a decentralized organization because blank .
Operations are able to respond quickly to customers and changes in the environment in a decentralized organization because there are fewer managers that must be consulted before a decision is made.
Decentralized Organization. A shape wherein decision-making authority is delegated as a way down the chain of command as possible. -All massive corporations are de-centralized to a few extent. The fundamental downside of a decentralized business enterprise is that you lose manage over the everyday sports of your company.
Maybe “lose” is simply too sturdy a word, however you're ceding authority for your managers, this means that which you consider their instincts, skills, and talents. Decentralization in enterprise is whilst day by day operations and decision-making energy are delegated with the aid of using pinnacle control to middle-and lower-degree managers — and every so often even group members
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a major tire manufacturer nearly did not reach agreement with one of its major unions last time over health care coverage and retirement provisions. the contract has 10 months to go before expiration, but both sides are hard at work on the new contract. the detroit free press had a lead article that health care would be further reduced under the new agreement. at noon, after the workers had read and discussed the matter, they walked off the job to demonstrate their dissatisfaction with the proposed management action. what kind of technique is being used?
In the above scenario the workers are using wildcat Strike technique by walking off the job to demonstrate their dissatisfaction with the proposed management action.
Wildcat strikes are actions conducted by workers to halt work without the approval of their respective unions. Although these strikes are frequently in violation of a collective bargaining agreement, they are not always unlawful. The term is based on the unpredictability and uncontrollability that are stereotypically associated with wildcats. Employers, the media, and the government frequently use these descriptors, not the workers themselves. Employers and the government have always questioned the legitimacy of strikes in general because they pose a threat to their dominance, power, and interests.
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when sonya, who works for a toy manufacturer, ’visits a local toy store without an appointment to show the store owner the company’s new toys and games, this is an example of .
When Sonya, who works for a toy manufacturer, ’visits a local toy store without an appointment to show the store owner the company’s new toys and games, this is an example of cold calling.
A agency's income pressure includes its group of workers of salespeople. The function of the income pressure relies upon to a big volume on whether or not a agency is promoting at once to purchasers or to different businesses. In client income, the income pressure is generally worried without a doubt with taking and last orders.
A agency income pressure is composed of folks that are personnel of the promoting agency. Order taker. (An order taker is a salesclerk whose number one duty is to procedure recurring orders for products.
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what number do you put for k in a savings annuity formula problem when you need to figure out how much money you need to deposit now
Annuity Formula
The yearly interest rate is represented by the decimal r. The number of compounding periods in a calendar year is k.
On a calculator, how do you calculate an annuity?Annuity versus perpetuity
Calculating Effective Annual Rates.
Formula. C is the cash flow per period, I is the interest rate, and n is the frequency of payments. The present value of an annuity is equal to C(1(1+i)(n)))/i.
Annuity with a tax benefit.
How do you figure out interest when solving an annuity problem?The equation A = P(1 + rt) is ultimately used to determine the interest rate in a regular annuity.
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