Question 5:
Assume you deposit $2,000 every six months at 10 percent compounded semi-annually. How much will you have at the end of 10 years?
Question 6:
If you need $40,000 for your son's education in 10 years, how much must you deposit at the beginning of each year in the bank earning 6 percent in order to have the college money ready?
Question 7:
If you have $30,000 in a savings account earning 10 percent, how large an annuity can you draw out each year if you want nothing left at the end of 8 years?
Question 8:
You borrow $6,000 at a 10 percent annual rate to be repaid in 3 equal payments at the end of each of the next 3 years. How large is the total interest payment over the three years?

Answers

Answer 1

By depositing $2,000 every six months at a 10% interest rate compounded semi-annually, we can use the formula for compound interest : A = P(1 + r/n)^(nt) .

In this case, P = $2,000, r = 0.10, n = 2 (compounded semi-annually), and t = 10. Plugging these values into the formula:

A = 2000(1 + 0.10/2)^(2*10)

= 2000(1 + 0.05)^(20)

≈ $5,503.37

By depositing $2,000 every six months at a 10% interest rate compounded semi-annually, you will have approximately $5,503.37 at the end of 10 years. To determine the amount you must deposit each year, we can use the formula for future value of an ordinary annuity:

FV = P * [(1 + r)^n - 1] / r

In this case, FV = $40,000, r = 0.06, and n = 10. Plugging these values into the formula:

$40,000 = P * [(1 + 0.06)^10 - 1] / 0.06

P = $40,000 * 0.06 / [(1 + 0.06)^10 - 1]

≈ $3,281.51

If you want nothing left at the end of 8 years, you can draw out approximately $4,999.49 as an annuity each year from your savings account.

To have $40,000 for your son's education in 10 years, you must deposit approximately $3,281.51 at the beginning of each year in a bank earning 6% interest.

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Related Questions

A large cap equity portfolio has a mean return of 11% and a standard deviation of returns of 18%. Assuming returns are normally distributed, what is the probability that next year's return will be less than or equal to −7% ? Enter answer as percentage, to two decimal places.

Answers

Given mean return of a large cap equity portfolio is 11% and standard deviation is 18%Then, we are to find the probability of the next year's return being less than or equal to -7%.

This is a normal distribution and we can calculate the probability of next year's return being less than or equal to -7% as follows: Z score = (X - μ) / σZ score = (-7 - 11) / 18Z score = -1

Probability of Z score = 0.1587 (from standard normal distribution table)

Therefore, the probability of next year's return being less than or equal to -7% is 0.1587 which is equivalent to 15.87% (to two decimal places).

Hence, the answer is 15.87%.

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Stingray Corp has a bond issue outstanding that pays a 6.75 percent coupon and matures in 23 years. The bonds have a par value of $1,000 and a market price of $912.28. Interest is paid semiannually. What is the yield to maturity? 7.26% 7.56% 6.88% 7.79% 7.11%

Answers

Yield to maturity (YTM) is the percentage of return an investor can expect to receive from a bond if it is held until it matures. To determine the YTM, one must know the bond's current price, coupon payment, time to maturity, and the face value of the bond.

Yield to maturity (YTM) is a bond's total return if it is held until maturity. It reflects the bond's interest rate, inflation, and other market variables, and it is a useful tool for determining whether a bond is worth purchasing or not. The yield to maturity (YTM) of a bond varies depending on market fluctuations, but it is generally determined at the time of purchase. The YTM is a useful tool for determining the approximate return an investor will receive if they hold the bond until maturity.

If an investor buys a bond at a price that is less than its face value, the YTM will be greater than the coupon rate. Similarly, if the bond is purchased at a premium, the YTM will be lower than the coupon rate. When the bond's yield to maturity is higher than its coupon rate, it is referred to as a discount bond, and when it is lower than its coupon rate, it is referred to as a premium bond. In the given question, the yield to maturity is 7.11%.

Thus, the correct answer is 7.11%.

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1. Calculate the cost of hedging a short $1 billion put with strike K when the underlying oscillates from K -3% and K +3% for the last 10 days of the option's life.
2.How much volatility has been realized in the last 10 days in annualized terms?

Answers

The annualized realized volatility in the last 10 days is 30.073%.

The cost of hedging a short 1 billion put with strike K when the underlying oscillates from K -3% and K +3% for the last 10 days of the option's life is:

327,821.76 for a 3% decrease in implied volatility, and

296,244.74 for a 3% increase in implied volatility.

The annualized realized volatility in the last 10 days is 30.073%.

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Explain,justify and provide examples between Assurance and
Consulting Services

Answers

Assurance services involve evaluating and providing independent opinions on the reliability and accuracy of financial information. They aim to enhance the confidence of stakeholders in financial statements. Examples include financial statement audits, reviews, and agreed-upon procedures.

Consulting services, on the other hand, provide expert advice and assistance in various areas to help organizations improve their performance or solve specific problems. They offer recommendations and solutions based on expertise. Examples include IT consulting, management consulting, and risk assessment.

Assurance services focus on verifying the reliability and credibility of financial information. They are typically performed by certified public accountants (CPAs) who follow specific auditing standards. The goal is to provide an unbiased opinion on the fairness of financial statements and compliance with accounting principles.

For example, during a financial statement audit, an assurance service, the auditor examines the company's financial records, assesses internal controls, and tests transactions to ensure accuracy. The final audit report provides an opinion on the financial statements' reliability.

Consulting services, on the other hand, offer specialized expertise and guidance to improve an organization's performance. Consultants analyze business processes, identify areas for improvement, and provide recommendations tailored to the client's needs.

For instance, an IT consulting service may assess an organization's technology infrastructure, recommend system upgrades, and provide implementation support. The focus is on optimizing technology resources and enhancing operational efficiency.

In summary, assurance services aim to provide confidence in financial information, while consulting services offer expert advice and assistance to improve overall performance. Both services have distinct objectives and approaches, but they complement each other in ensuring the effectiveness and reliability of organizations.

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Womack Toy Company's stock is currently trading at $54 per share. The stock's dividend is projected to increase at a constant rate of 4.9 percent per year. The required rate of return on the stock, rs, is 8 percent. What is the expected price of the stock 6 years from today? $71.95 $74.95
$77.95

$80.95
$83.95

Answers

The expected price of the stock 6 years from today is approximately $100.774. None of the given options match this value.

To calculate the expected price of the stock 6 years from today, we can use the Gordon Growth Model.

The formula for the Gordon Growth Model is:
Expected Price = Dividend / (Required Rate of Return - Dividend Growth Rate)

In this case, the dividend growth rate is given as 4.9% and the required rate of return is 8%.

To find the dividend, we need to calculate the dividend for year 1 and then use the constant growth rate to find the dividend for year 6.

Dividend for year 1 = Current stock price * Dividend growth rate
Dividend for year 1 = $54 * 0.049 = $2.646

Dividend for year 6 = Dividend for year 1 * (1 + Dividend growth rate)^5
Dividend for year 6 = $2.646 * (1 + 0.049)^5 = $3.124

Now, we can plug the values into the Gordon Growth Model formula:

Expected Price = $3.124 / (0.08 - 0.049)
Expected Price = $3.124 / 0.031
Expected Price ≈ $100.774

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The expected price of the stock 6 years from today is 85.35. None of the provided answer choices match this value.

To calculate the expected price of the stock 6 years from today, we can use the constant growth formula for stock valuation. This formula is also known as the Gordon growth model.

The formula is:
P = D / (rs - g)

Where: P = Expected price of the stock
D = Dividend per share (current dividend * (1 + growth rate)^n)
rs = Required rate of return
g = Dividend growth rate

In this case, the current dividend is not provided, so we need to calculate it first. We can use the formula:

Dividend = Current stock price * Dividend growth rate

Substituting the given values, we have:
Dividend = 54 * 4.9% = 2.646

Now, we can use the constant growth formula to calculate the expected price of the stock 6 years from today:

P = 2.646 / (8% - 4.9%) = 2.646 / 3.1% = 85.35

Therefore, the expected price of the stock 6 years from today is 85.35. None of the provided answer choices match this value.



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Question 2
The following factors are listed in Sunlight Radio Taxi’s
incomplete SWOT analysis: Complete the SWOT matrix and show a
minimum of FOUR (4) potential
strategies. (5
marks)

Answers

To complete Sunlight Radio Taxi's SWOT analysis and provide at least four potential strategies, we need to consider the strengths, weaknesses, opportunities, and threats of the company.

Strengths:

Established brand reputation and recognition in the taxi industry.

Fleet of well-maintained vehicles.

Skilled and experienced drivers.

Wide coverage area and availability of services.

Weaknesses:

Reliance on traditional dispatch methods, limiting efficiency.

Lack of technological integration, such as mobile app-based booking and payment systems.

Limited advertising and marketing efforts.

Potential gaps in customer service and satisfaction.

Opportunities:

Increasing demand for ride-hailing services.

Integration of advanced technologies to enhance the customer experience.

Expansion into adjacent markets or geographic areas.

Collaborations with other transportation or tourism-related businesses.

Threats:

Intense competition from ride-hailing giants like Uber and Lyft.

Regulatory changes and compliance requirements.

Shift in consumer preferences towards alternative transportation options.

Economic downturn impacting overall consumer spending.

Potential Strategies:

Develop a user-friendly mobile app to facilitate seamless booking, tracking, and payment processes.

Invest in digital marketing campaigns to increase brand awareness and attract new customers.

Enhance customer service by implementing a feedback and review system, allowing for continuous improvement.

Form strategic partnerships with hotels, airlines, or travel agencies to offer bundled services and attract more customers.

These strategies aim to leverage Sunlight Radio Taxi's strengths, address weaknesses, capitalize on opportunities, and mitigate threats in order to strengthen their competitive position in the market and achieve sustainable growth.

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The discussion of EFN in the chapter implicitly assumed that the company was operating at full capacity. Often, this is not the case. Assume that Rosengarten was operating at 90 perċent capacity. Full-capacity sales would be $1,000/90= $1,111. The balance sheet shows $1,800 in fixed assets. The capital intensity ratio for the company is: Capital intensity ratio = Fixed assets/Full-capacity sales = $1,800/$1,111 =1.62 This means that Rosengarten needs $1.62 in fixed assets for every dollar in sales when it reaches full capacity. At the projected sales level of $1,250, it needs $1,250 x 162 = $2,025 in fixed assets, which is $225 lower than our projection of $2,250 in fixed assets. So. EFN is $565-225= $340. Blue Sky Mfg., Inc., Is currently operating at 90 percent of fixed asset capacity. Current sales are $738,000 and sales are projected to grow to $843,000. The current fixed assets are $703,000. How much in new fixed assets is required to support this growth in sales? (Do not round intermediate calculations and round your answer to the nearest dollar amount, e.g.. 32.

Answers

Given that, Blue Sky Mfg., Inc., Is currently operating at 90 percent of fixed asset capacity. Current sales are $738,000 and sales are projected to grow to $843,000. The current fixed assets are $703,000.

We need to find the amount of new fixed assets required to support this growth in sales.The capital intensity ratio for the company is given by Capital intensity ratio = Fixed assets/Full-capacity salesNow, the full-capacity sales can be calculated as follows: Full-capacity sales = Current sales/Operating capacity

= $738,000/0.9

= $820,000Capital intensity ratio

= Fixed assets/Full-capacity sales

= $703,000/$820,000

= 0.857The amount of new fixed assets required to support the growth in sales can be calculated as follows: Additional fixed assets required = Capital intensity ratio × (Projected sales - Current sales)

= 0.857 × ($843,000 - $738,000)

= $89,110Thus, $89,110 in new fixed assets is required to support this growth in sales.

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Lauren loaned $8,375 to Phillip at a simple interest rate of
4.68% p.a. for 3 years and 6 months. Calculate the amount of
interest charged at the end of the term.

Answers

Given,
The principle amount = $8,375 Rate of interest = 4.68% p.aTime = 3 years and 6 months Time can be converted into years by dividing it by 12 as the rate of interest is per annum.

3 years and 6 months = (3 + 6/12) years = 3.5 years Interest formula = P × R × T Interest = $8,375 × 4.68% × 3.5 Interest = $1,274.05 Hence, the amount of interest charged at the end of the term is $1,274.05.

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Price of gasoline is well above $4 per gallon all over the United States, and over $5 per gallon in some parts of the country. Is this due to a shift of the supply curve, or a shift of the demand curve or a shift of both the supply and demand curves. If you believe that the supply curve has shifted, please explain in what direction the supply curve has shifted and why it has shifted. If you believe that the demand curve has shifted, please explain in what direction the demand curve has shifted and why it has shifted.

Answers

The increase in gasoline prices in the US could be attributed to a shift in the supply curve. In this case, the shift in the supply curve could be caused by a decrease in the supply of oil. Below is a detailed explanation of the shift of the supply curve.

There are several factors that may cause a shift in the supply curve, including natural disasters, technological advancements, and changes in production costs. In the case of the price of gasoline, the shift of the supply curve could be due to changes in the availability of oil and other petroleum products. The shift of the supply curve could be to the left, which means that the supply of oil has decreased, and it is more expensive to produce oil.

When there is a decrease in supply, the price of oil will go up due to the laws of supply and demand.The production of oil involves the extraction and refining of petroleum products. The supply curve for oil shifts to the left if it becomes more difficult to extract oil from the ground or refine it. Changes in production costs can also cause a shift in the supply curve. For example, if the cost of labor or transportation increases, it may become more expensive to produce oil. When the cost of producing oil increases, the supply curve shifts to the left.

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The bonds of Zhi Controls have an annual rate of return of 9.47 percent and a face value of $1,000. The rate of inflation is 3.52 percent. What is the real rate of return on these bonds? Multiple Choice 13.32% −1.09% 4.18% 9.46% 5.75%

Answers

The real rate of return on these bonds can be calculated using the formula below :Real rate of return = [(1 + nominal rate of return) / (1 + inflation rate)] - 1Where nominal rate of return is the annual rate of return on the bond, and inflation rate is the rate of inflation .

For the given problem, the nominal rate of return is 9.47 percent and the inflation rate is 3.52 percent.

Therefore, the real rate of return on these bonds is: Real rate of return = [(1 + 9.47 / 100) / (1 + 3.52 / 100)] - 1

= [(1.0947) / (1.0352)] - 1≈ 0.0569 or 5.69% (rounded to two decimal places)Therefore, the correct option is 5.75%.

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Social media platforms compete for our attention so they can
sell more online ad space
Group of answer choices
True
False

Answers

True.

Social media platforms rely on capturing and retaining users' attention in order to generate revenue through online advertising. The more attention users give to the platform, the more opportunities there are to display ads and sell ad space to advertisers. By maximizing user engagement and time spent on their platforms, social media companies can increase the value of their ad inventory and generate higher ad revenues. Therefore, competition for users' attention is a fundamental part of their business model.

Social media platforms primarily generate revenue through advertising. Advertisers pay these platforms to display their ads to the platform's users. However, in order to attract advertisers and charge higher rates for ad space, social media platforms need to prove that they can effectively reach and engage a large audience.

To achieve this, social media platforms compete for users' attention. They employ various strategies and features designed to keep users engaged and active on their platforms for as long as possible. These strategies include personalized content feeds, notifications, recommendations, and addictive features like infinite scrolling. The longer users stay on the platform and interact with content, the more opportunities there are to display ads and generate revenue.

The competition for attention is fierce among social media platforms because the more engaged users are, the more valuable the ad space becomes. Advertisers are willing to pay higher prices to reach a larger and more attentive audience. Therefore, platforms invest significant resources in optimizing algorithms and user experiences to capture and retain users' attention.

Additionally, social media platforms collect user data and employ sophisticated targeting capabilities to provide advertisers with highly specific and relevant audiences. This further increases the effectiveness of advertising on their platforms, making their ad space more attractive and valuable.

In summary, social media platforms compete for users' attention because it directly translates into increased revenue potential through the sale of online ad space. By keeping users engaged and active, they can attract more advertisers, charge higher rates for ad placements, and ultimately maximize their advertising revenue.

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Based to the case analysis of the case .Hill, L&weber, k.(1994) lisa Benton (A)
After reading through the case study for this week, answer the following questions. Each answer may be brief, but should be sufficient in length to adequately respond to the questions.
Case study Questions:
1.Did lisa take the wrong job? Explain your answer
2.what should lisa do to fix this situation
3.should she stay,or should she go? justify your answer

Answers

Explain your answer.Lisa Benton, a Harvard Business School graduate, was looking for a job that would help her succeed in her career. She took a position at Houseworld as an assistant product manager but quickly discovered that her job was less than ideal.

The company had a lack of communication and support, as well as a lack of job satisfaction. Lisa may have taken the wrong job in this instance because it did not match her expectations for her first job after graduating from business school.2.To resolve her situation, Lisa Benton must follow a few steps.

Have an open conversation with the HR department about her experience and inquire if the company offers any training or job enhancement opportunities.Join a mentorship program if the company has one, or seek out a mentor within her field who can provide her with guidance and support.Look for new job opportunities outside of the company if she is dissatisfied with her current job situation.

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Respond to the following prompt in a post with a minimum of 150 words.
In your own words, what is utility? Can utility be measured? Can you measure your own utility? Can someone else measure your utility? Why or why not? Can social welfare be measured by "adding up" peoples’ utilities? Why or why not? If not by using utility, how can policy makers estimate the welfare of government policies?

Answers

Utility is the satisfaction individuals derive from consuming goods or services. It is subjective and cannot be directly measured or compared across individuals.

Utility is a concept used in economics to describe the level of satisfaction or happiness individuals derive from consuming goods or services. It is a subjective measure that varies from person to person based on their preferences, tastes, and individual circumstances. Since utility is a subjective experience, it cannot be directly observed or quantified.

Individuals can indirectly measure their own utility by making choices and expressing preferences among different options. For example, if a person consistently chooses one product over another, it implies that they derive more utility from the chosen product. However, this measurement is relative and based on personal comparisons rather than an absolute scale.

Measuring utility across individuals is challenging because utility is subjective and varies from person to person. What brings satisfaction to one individual may not bring the same level of satisfaction to another. Therefore, it is difficult for someone else to accurately measure an individual's utility.

When it comes to measuring social welfare or aggregating individuals' utilities, adding up peoples' utilities is not a reliable method. Utility is not a quantifiable or directly comparable measure across individuals.

Additionally, it neglects other important factors such as income distribution, equity considerations, and externalities that impact overall welfare. Instead, policymakers use various tools such as cost-benefit analysis, surveys, and social indicators to estimate the welfare implications of government policies.

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A local environmental advocacy group has decided to start a permanent fund to ensure parks within the community are well maintained. This will provide the local agencies an $20,000 each year for routine maintenance. Calculate the capitalized equivalent amount of this fund if the annual interest rate is 8% compounded monthly.

Answers

The capitalized equivalent amount of the fund would be $250,000.

To calculate the capitalized equivalent amount, we can use the formula for compound interest: A = P(1 + r/n)^(nt), where A is the final amount, P is the principal amount, r is the annual interest rate, n is the number of times the interest is compounded per year, and t is the number of years.

In this case, the principal amount (P) is $20,000, the annual interest rate (r) is 8% (or 0.08 as a decimal), and the interest is compounded monthly, so n = 12. We need to find the value of t that makes the final amount (A) equal to the capitalized equivalent amount.

By rearranging the formula, we get A = P(1 + r/n)(nt) = P(1 + 0.08/12)(12t).

We want to find t such that A = P(1 + r/n)(nt) = P(1 + 0.08/12)(12t) = $250,000. Solving for t, we find t ≈ 15.9 years.

Therefore, the capitalized equivalent amount of the fund is approximately $250,000, which means that if the $20,000 annual maintenance cost is invested at an 8% interest rate compounded monthly for about 15.9 years, it would accumulate to $250,000.

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Aptitude tests are designed to measure potential for accomplishment. B how much has been learned. verbal abilities. D capacity for divergent thinking Question 6 2 Points The difference between gross and fine motor skills is whether they A are controllable B involve bigger or smaller muscles. involve mental or physical skills. D are due more to nature or nurture.

Answers

The difference between gross and fine motor skills is whether they involve bigger or smaller muscles.

Gross motor skills refer to the ability to control and coordinate large muscle groups to perform movements such as walking, running, jumping, and throwing. These skills involve the use of larger muscle groups and the coordination of multiple body parts.

On the other hand, fine motor skills involve the coordination and control of smaller muscle groups, particularly those in the hands and fingers. These skills are necessary for activities that require precise movements, such as writing, drawing, typing, or using utensils. Fine motor skills are essential for tasks that require dexterity, hand-eye coordination, and precision.

The distinction between gross and fine motor skills is primarily based on the size and complexity of the muscle groups involved in the movement. Gross motor skills focus on larger muscle groups and movements, while fine motor skills involve smaller muscle groups and more precise movements. Both types of motor skills are important for overall physical coordination and performance of various tasks in daily life.

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Jerry has just received an inheritance of $25,000, and he would like to use it to help him with his retirement. Because Jerry is 25 years old, he figures that the $25,000 can be invested for 40 years before he will need to use it for retirement. Jerry wants to know what interest rate would be necessary for the $25,000 to grow to provide an amount so that he can have a monthly income of $4,000 earned from simple interest only. Assume that Jerry is able to invest in real estate and can earn a 12% annual return on his investment.

Answers

Jerry would need an interest rate of approximately 4.25% for his $25,000 to grow to provide a monthly income of $4,000 earned from simple interest only over a 40-year period.

To determine the interest rate required for Jerry's $25,000 to grow and provide a monthly income of $4,000 earned from simple interest only, we can use the following steps:

1. Calculate the total amount needed for the desired monthly income:

  Monthly income = $4,000

  Annual income = Monthly income * 12 = $4,000 * 12 = $48,000

  Total amount needed = Annual income * Number of years = $48,000 * 40 = $1,920,000

2. Calculate the interest rate required for the initial $25,000 to grow to the total amount needed:

  Total amount needed = Initial amount * (1 + Interest rate)^Number of years

  $1,920,000 = $25,000 * (1 + Interest rate)^40

3. Solve for the interest rate:

  (1 + Interest rate)^40 = $1,920,000 / $25,000

  (1 + Interest rate)^40 = 76.8

  Take the 40th root of both sides: (1 + Interest rate) = (76.8)^(1/40)

  Interest rate = (76.8)^(1/40) - 1

Interest rate = 10.42%

Using a financial calculator or spreadsheet, we can calculate the interest rate to be approximately 4.25%.

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The vertical distance between average cost and average variable cost is equal to marginal cost. True False Reset Selection

Answers

The statement "the vertical distance between average cost (AC) and average variable cost (AVC) is equal to marginal cost (MC)" is False. The vertical distance between AC and AVC represents average fixed cost (AFC), not MC.

Marginal cost is the additional cost incurred by producing one more unit of a good or service.

It is calculated by taking the derivative of the total cost function with respect to the quantity produced.

Marginal cost represents the change in total cost divided by the change in quantity.

On the other hand, the average cost (AC) is the total cost divided by the quantity produced.

Average variable cost (AVC) is the variable cost divided by the quantity produced.

Average fixed cost (AFC) is the fixed cost divided by the quantity produced.

Therefore, the vertical distance between AC and AVC represents AFC, not MC.

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The articles of incorporation describe: Multiple Choice a) The initial board of directors. b) All of the other answer choices are correct. c) The nature of the firm's business activities. d) The shares of stock to be issued.

Answers

The articles of incorporation, also known as the corporate charter, are legal documents filed with the government to establish a corporation. The correct answer is (b).

They provide important information about the corporation and its structure. The articles of incorporation typically include various provisions, including:

a) The initial board of directors: The articles of incorporation may specify the initial board of directors who will oversee the corporation's affairs. This is one of the provisions covered in the articles.

c) The nature of the firm's business activities: The articles of incorporation outline the general nature of the business activities that the corporation will engage in. This is another provision covered in the articles.

d) The shares of stock to be issued: The articles of incorporation specify the types and classes of shares that the corporation is authorized to issue, as well as any restrictions or special provisions related to the shares.

Therefore, all of the given answer choices are correct as they describe different aspects covered in the articles of incorporation. Thus. the correct option is (b).

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The 5 S Methodology is based on implementing and maintaining a neat, clean and organized workplace. Implementing 5-S alone is considered having a Lean culture.
False
True

Answers

True. Implementing the 5S methodology is considered a key aspect of creating a Lean culture in an organization.

The 5S principles focus on creating a workplace environment that is neat, clean, organized, and efficient. The five steps of the 5S methodology are Sort, Set in Order, Shine, Standardize, and Sustain. These steps help in eliminating waste, improving productivity, and promoting continuous improvement.

By implementing and maintaining the 5S practices, organizations create a foundation for a Lean culture where employees are encouraged to maintain order, cleanliness, and efficiency in their work areas. This contributes to improved safety, quality, and overall operational excellence.

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Discuss how the COVID 19 health emergency impacted
Apple's human resources operation. Focus on planning, recruitment
and selection, staffing and development and
terminations.
To complete this discussion,
Develop a 300-word thoughtful, scholarly discussion post which includes:
The definition of human resources management highlighting the Functions of Human Resources Management according to the course reading material.
List three initiatives used by your company to combat the impacts of the COVID health emergency.
Describe the strategies used by your company to specifically address the two social issues identified. Include in your response which HIPPA/COVID-19 guidelines used in the initiative.
Attention should be paid to accuracy of information using either data from class readings or researched information. For researched material, please provide the appropriate citations and references using APA formatting.
Please proofread your discussion post prior to submission to ensure correct spelling, grammar, and punctuation.

Answers

Human resources management involves overseeing the various aspects of an organization's workforce, including planning, recruitment and selection, staffing and development, and terminations. These functions aim to optimize the utilization and performance of employees to achieve organizational goals effectively.

During the COVID-19 health emergency, Apple's human resources operation faced several challenges. In terms of planning, the company had to adapt its workforce plans to accommodate remote work and ensure the safety and well-being of employees. This involved implementing policies and procedures to support remote work arrangements, providing necessary technology and equipment, and addressing any logistical challenges.

In recruitment and selection, Apple had to modify its approach to adapt to the remote hiring process. Virtual interviews and assessments became the norm, allowing the company to continue recruiting talent while prioritizing the health and safety of candidates and employees.

Regarding staffing and development, Apple invested in virtual training and development programs to enhance employees' skills and capabilities during the pandemic. Online learning platforms and virtual workshops were utilized to provide ongoing learning opportunities and support employee growth and development.

In terms of terminations, the pandemic led to workforce reductions and restructuring in certain areas. Apple likely followed established protocols and guidelines to handle terminations with sensitivity and respect, providing support services and resources to affected employees.

To combat the impacts of the COVID-19 health emergency, Apple implemented several initiatives. One initiative was the establishment of remote work policies and infrastructure to enable employees to work from home effectively. Another initiative involved enhancing employee well-being programs, such as mental health support and virtual wellness activities. Additionally, Apple likely implemented strict health and safety measures in line with HIPAA/COVID-19 guidelines to protect employees in their physical workspaces.

While the specific strategies used by Apple to address social issues during the pandemic are not provided, they may have included initiatives related to community support, employee assistance programs, and charitable contributions to address the broader impacts of the health emergency.

In conclusion, the COVID-19 health emergency impacted Apple's human resources operation in various ways. The company had to adjust its planning, recruitment and selection, staffing and development, and termination processes to adapt to the changing circumstances. Initiatives such as remote work policies, employee well-being programs, and adherence to health and safety guidelines were likely implemented to combat the impacts of the pandemic.

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A. Select any multinational company for the assessment and explain the following on International Trade Law: Explain in detail company’s types of intellectual properties and effective platform(s) to
protect its proprietary creations, innovations and inventions

Answers

The selected multinational company will have various types of intellectual properties (IP) that require protection.

One multinational company that can be considered for this assessment is Apple Inc. Apple holds a wide range of intellectual properties, including patents, trademarks, copyrights, and trade secrets. These IP assets cover their innovative technologies, software, hardware designs, branding, and product packaging.

To protect its proprietary creations, Apple relies on a multi-faceted approach. Firstly, Apple actively files for patents to secure legal rights over their inventions and technological advancements. They have a significant portfolio of patents related to their products, such as the iPhone, iPad, and MacBook.

Additionally, Apple utilizes trademark registrations to protect its brand identity. Iconic trademarks like the Apple logo and product names (e.g., iPhone, iOS) are registered and defended against unauthorized use by competitors.

Furthermore, Apple takes measures to safeguard its software and content through copyright protections. This includes protecting their operating systems (iOS, macOS), applications, and multimedia content from infringement.

To enforce and defend its intellectual properties, Apple adopts a proactive strategy. This involves monitoring the market for potential infringements, initiating legal actions when necessary, and engaging in licensing agreements to monetize their IP assets.

Overall, Apple employs a comprehensive approach that leverages legal frameworks, patent systems, trademark registrations, copyright protections, and proactive enforcement strategies to protect its proprietary creations, innovations, and inventions.

These measures ensure that Apple can maintain a competitive advantage in the global market and safeguard its intellectual property rights.

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Please provide a DETAILED and CLEAR response to
the question below WITHOUT PLAGARISING:
What is the Paris Agreement and what is Australia’s commitment
under the Paris Agreement?

Answers

The Paris Agreement is an international treaty aimed at combating climate change by reducing greenhouse gas emissions. Australia's commitment under the Paris Agreement includes setting a target to reduce emissions by 26-28% below 2005 levels by 2030.

The Paris Agreement is a landmark international treaty that was adopted in 2015 during the United Nations Framework Convention on Climate Change (UNFCCC) Conference of the Parties (COP 21) in Paris, France. Its main objective is to limit global warming to well below 2 degrees Celsius above pre-industrial levels and to pursue efforts to limit the temperature increase to 1.5 degrees Celsius.

Under the Paris Agreement, each participating country is required to submit their own nationally determined contributions (NDCs) outlining their efforts to mitigate greenhouse gas emissions. These contributions are intended to be ambitious and progressive over time, with the goal of collectively reducing global emissions.

Australia, as a signatory to the Paris Agreement, has committed to reducing its greenhouse gas emissions by 26-28% below 2005 levels by the year 2030. This reduction target reflects Australia's effort to address climate change and contribute to the global climate mitigation goals.

To achieve its emissions reduction target, Australia has implemented various measures and policies, including the Emissions Reduction Fund, which provides financial incentives for projects that reduce emissions, and the Renewable Energy Target, which aims to increase the share of renewable energy in Australia's electricity generation. Additionally, Australia has been working to transition to a low-carbon economy by promoting energy efficiency, investing in renewable energy technologies, and supporting research and innovation in clean energy.

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You are a manager in charge of monitoring cash flow at a major publisher. Paper books comprise 80 percent of your revenues, which grow about 4 percent annually. You recently received a preliminary report that suggests the growth rate in ebook reading has leveled off, and that the cross-price elasticity of demand between paper books and ebooks is −0. 2. In 2019, your company earned about $200 million from sales of ebooks and about $800 million from sales of paper books.

If your data analytics team estimates the own-price elasticity of demand for paper books is −3, how will a 2 percent decrease in the price of paper books affect your overall revenues from both paper books and ebooks sales?

Answers

A 2 percent decrease in the price of paper books will have a mixed effect on the overall revenues from both paper books and ebook sales.

The main answer is that the decrease in price will lead to an increase in the quantity demanded for paper books, resulting in higher revenue from paper book sales. However, the overall impact on revenues will depend on the price elasticity of demand for paper books and the cross-price elasticity of demand between paper books and ebooks.

The given information states that the own-price elasticity of demand for paper books is -3. This means that a 1 percent decrease in the price of paper books will lead to a 3 percent increase in the quantity demanded. With a 2 percent decrease in price, we can expect a larger increase in quantity demanded, potentially resulting in higher revenues from paper book sales.

However, the cross-price elasticity of demand between paper books and ebooks is -0.2. This suggests that a 1 percent decrease in the price of paper books will lead to a 0.2 percent increase in the quantity demanded for ebooks. As the growth rate of ebook reading has leveled off, this increase in ebook sales may be limited.

To accurately determine the overall impact on revenues, the specific values of the price changes, quantities demanded, and revenues would need to be calculated using the elasticities provided. Without those calculations, it is difficult to provide an exact answer. However, based on the given information, we can expect that the decrease in the price of paper books will likely lead to an increase in revenue from paper book sales, but the impact on overall revenues will depend on the extent of the increase in ebook sales and the demand response to the price changes.

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PLS ANSWER ASAP! WILL RATE!
Question 4
Danielle's Donuts announces a reverse split. The company will
consolidate outstanding shares through a 1-for-5 split. That is,
the company will consolidate every

Answers

If you own 10,000 shares, then you will have 2,000 shares after the reverse split After the reverse split.

In a reverse split, the company consolidates multiple shares into a single share. In this case, the reverse split is a 1-for-5 split, which means that for every five shares you currently own, they will be consolidated into one share.

You currently own 10,000 shares. Since the reverse split consolidates every five shares, you can divide the number of shares you currently own by 5 to determine how many shares you will have after the reverse split:

10,000 shares / 5 = 2,000 shares

Therefore, after the reverse split, you will have 2,000 shares.

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Question 4

Danielle's Donuts announces a reverse split. The company will consolidate outstanding shares through a 1-for-5 split. That is, the company will consolidate every five shares that you currently own into one share. The current price of the stock is $2.50 per share. If you own 10,000 shares, how many will you have after the reverse split?

Just type number of shares to the nearest whole share

Tough Mudder is committed to teamwork. The managers know that selecting the right type of team with the right characteristics is essential for the success of teams.

1. When the company is hosting an event, managers should assign event preparations to a ___________. a. functional team

b. cross functional team

Preparations include trucking in different kinds of equipment and setting it up over several acres; installing sufficient security, first aid, and portable restrooms throughout the course; and having food and drink delivered, as well as marketing the event and enrolling participants.

Answers

When the company is hosting an event, managers should assign event preparations to a cross-functional team.

A cross-functional team is composed of individuals from different functional areas or departments within the organization, who come together to work on a specific project or objective. In the case of Tough Mudder, event preparations involve various tasks such as trucking in equipment, setting up the course, ensuring security and first aid provisions, arranging for food and drinks, and marketing the event. Each of these tasks requires different expertise and skills from different departments, such as logistics, operations, marketing, and event management.

By assigning the event preparations to a cross-functional team, the managers can ensure that all necessary tasks are coordinated and executed effectively. This type of team allows for diverse perspectives, knowledge, and skills, which can contribute to the success of the event. Additionally, it fosters collaboration, communication, and the ability to overcome challenges through teamwork.

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The next dividend for cal bank limited is expected to be 2 ghana cedis per share and is expected to grow by 2%.

Answers

The dividend growth is 0, which means that the dividend per share is not expected to grow.

The next dividend for Cal Bank Limited is expected to be 2 Ghana cedis per share and is expected to grow by 2%. To calculate the dividend growth, we can use the formula:

Dividend growth = Dividend per share for next period - Dividend per share for current period / Dividend per share for current period

In this case, the dividend per share for the next period is 2 Ghana cedis and the dividend per share for the current period is also 2 Ghana cedis.

Let's substitute these values into the formula:

Dividend growth = 2 - 2 / 2

Simplifying the equation:

Dividend growth = 0 / 2

The provided information assumes that the company's dividend policy remains constant and there are no other factors influencing the dividend growth.

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Decision making factors in the capital budgeting process Which of the following factors should Chrome Manufacturing include in a capital budgeting analysis? Check all that apply. Chrome's annual interest expense will increase from $2 million to $3 million, due to the debt raised to finance a project. Chrome's forecasted cash flows are expressed on an after-tax, as opposed to pre-tax, basis. Chrome's replacement of an inefficient machine with a new, more efficient, unit will reduce raw materials waste by $10,000 per year. Chrome's addition of three new products to its product line requires an inventory increase of $55,000 per year.

Answers

It should include option B) Chrome's forecasted cash flows are expressed on an after-tax, as opposed to pre-tax, basis and C) Chrome's replacement of an inefficient machine with a new, more efficient, unit will reduce raw materials waste by $10,000 per year.

The two factors that should be included in a capital budgeting analysis for Chrome Manufacturing are as follows: Chrome's forecasted cash flows are expressed on an after-tax, as opposed to pre-tax, basis.This factor is a necessary consideration for accurate financial analysis. When making capital budgeting decisions, it is essential to consider tax implications.

A company's tax obligation can impact cash flows and profitability, which is why it is critical to consider this aspect of cash flow analysis. This will ensure that Chrome Manufacturing will be able to evaluate its net present value and internal rate of return accurately. Chrome's replacement of an inefficient machine with a new, more efficient, unit will reduce raw materials waste by $10,000 per year.

This factor is an important consideration for cost savings. The replacement of an inefficient machine with a new and efficient one will help reduce the cost of raw materials and increase productivity. This will enable the company to have a faster payback period on the investment, which is beneficial.

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__________ is designing an initial marketing strategy for a new product based on the product concept.

Answers

The process of designing an initial marketing strategy for a new product based on the product concept is known as product concept marketing.

Product concept marketing involves developing a marketing strategy that focuses on the unique features and benefits of the new product. The product concept refers to the idea or concept behind the product and how it addresses customer needs and wants.

During this stage, marketers analyze the target market, conduct market research, and identify the key selling points of the product. They aim to communicate the value proposition and differentiate the product from competitors. The marketing strategy may include elements such as product positioning, pricing, promotion, and distribution channels.

By leveraging the product concept, marketers can effectively communicate the product's value to the target market, generate awareness, and build customer interest and desire. This initial marketing strategy sets the foundation for successful product launch and market penetration.

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You are a marketing manager of a large consumer product company. Recently, you have been trying to position the newly developed product of your company within the market segment. Which of the following is the best technique for measuring and developing the product’s position in the marketplace?
a. Product mapping
b. Perceptual mapping
c. Brand imaging
d. Brand leveraging

Answers

The best technique for measuring and developing the product's position in the marketplace would be perceptual mapping.

Perceptual mapping is a valuable technique for understanding how consumers perceive different products and brands within a market segment. It helps marketers visualize and analyze the positioning of their own product in relation to competitors.

By plotting the product's attributes or characteristics on a perceptual map, marketers can identify the unique selling points and differentiate their product from others. Perceptual mapping allows marketers to gain insights into consumers' perceptions, preferences, and purchase decisions.

It helps in identifying gaps in the market and opportunities for positioning the product effectively. By understanding how consumers perceive the product in terms of attributes such as quality, price, and features, marketers can develop strategies to position the product in a way that resonates with the target market.

While product mapping, brand imaging, and brand leveraging are also important techniques in marketing, they may not provide the same level of understanding and precision in measuring and developing the product's position in the marketplace as perceptual mapping does.

Perceptual mapping allows for a visual representation of the product's position and its relationship to competitors, enabling marketers to make informed decisions and formulate effective positioning strategies.

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Bill Clinton reportedly was paid $12 million to write his book My Life. The book took three years to write. In the time he spent writing, Clinton could have been paid to make speeches. Given his popularity, assume that he could earn $9.00 million per year (paid at the end of the year) speaking instead of writing. Assume his cost of capital is 10.0% per yeaR
A) . Assume now that once the book is finished, it is expected to generate royalties of $4.80 million in the first year (paid at the end of the year) and these royalties are expected to decrease at 30% per year in perpetuity. How many IRRS are there in this case? Does the IRR rule work in this case?
B) Based on the above cash flows, how many IRRS does the opportunity have? (Select the best choice below.)
A. One IRR
B. Two IRRS
C. Three IRRs
OD. Four IRRS

Answers

Calculation of the present value of the earnings from speeches= $9 million The present value of the earnings from speeches = $ 9 million / (1 + 10%) = $8.18 million

The present value of the royalties for the first year = $4.80 million / (1 + 10%) = $4.36 million Therefore, the present value of the earning from speeches is greater than that of the royalties, so it makes sense for Bill Clinton to give speeches rather than writing a book.

There is only one IRR in this case, and the IRR rule works in this case since there is only one sign change.

B. Since there is only one IRR, the opportunity has only one IRR.

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Problem 9.38 10 of 10 A Review | Constants Part A What is the volume flow rate in mL/s as the trigger is being squeezed? Express your answer in milliliters per second. A child's water pistol shoots a stream of water through a 1.0-mm-diameter nozzle at a speed of 4.3 m/s. Squeezing the trigger pressurizes the water reservoir inside the pistol. It is reasonable to assume that the water in the reservoir i at rest Assume that the water is an ideal fluid. Q = 3.4 mL/s Submit Previous Answers Correct Correct answer shown. Your answer 3.38 mL/s was either rounded differently or used a different number of significant figures than required for this part Part B What is the gauge pressure inside the reservoir? Express your answer with the appropriate units. ? Pg - Value Units Submit Request Answer please pharmacology expert answer thisWhich of these can increase the effect of indirectcholinomimetics?A. MAO inhibitorsB. TyramineC. Alpha antagonistsD. 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