Project management methodology is the term for a set of guiding principles and processes for owning a project through its life cycle.
The Project management is the management of the process of the work and achieve the project goal within the given internal of time period. The Project management is ususally escribed in the project documentation format and it is created at the begining of the development process.
The Project management methodology primary restriction is the time, value of money or budget and the scope which is used to set of guiding principles and processes for owning of the project through its life cycle.
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a consultant is meeting with a new client for the first time to design a rollout strategy for its sales cloud implementation. what should the consultant do during the planning phase to ensure a successful implementation?
A consultant is meeting for the first time with a new client to establish a rollout strategy for its Sales Cloud installation.
Create a prototype of the proposed solution.Determine which Salesforce features to employ.Establish objectives, KPIs, and sales procedures.Construct and test the new functionality.What exactly is a sales force management system?Salesforce management systems (also known as sales force automation systems (SFA)) are information systems that aid in the automation of various sales and sales force management operations in customer relationship management marketing and management. They are frequently paired with a marketing information system, in which case they are commonly referred to as CRM systems. An SFA is a system that automatically records all phases of a sales process. It is generally part of a company's CRM system. SFA contains a contact management system that monitors all interactions with a specific client, the purpose of the communication, and any necessary follow-up. This prevents sales attempts from being repeated, lowering the chance of offending clients.
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1. what are some of the darker sides (in other words, costs) associated with globalization? how can business leaders make sure that the benefits of their various actions (such as outsourcing) outweigh their drawbacks (such as job losses in developed economies)?
Globalization can have a dark side when it results in the exploitation of resources, labor, and the environment.
Workers in developing economies may be vulnerable to exploitation by companies from developed countries who can offer cheaper costs of production. This can lead to job losses in developed economies, particularly in industries that rely on manual labor.
Business leaders can ensure the benefits of their actions outweigh the drawbacks by collaborating with local communities and workers to ensure fair wages and working conditions. They should also use measures such as corporate social responsibility and ethical sourcing to ensure that their practices are not exploiting the environment or workers. Additionally, businesses should ensure that jobs are created in the local economy and that any job losses in developed countries are offset with job gains elsewhere. By taking these steps, business leaders can ensure that the benefits of globalization outweigh the costs.
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When resources, labor, and the environment are exploited, globalization can have a negative impact.
Workers in developing nations may be vulnerable to exploitation by developed-nation companies that can offer lower production costs. In developed economies, this may result in job losses, particularly in sectors that depend on manual labor.By working with local communities and workers to ensure fair wages and working conditions, business leaders can make sure the advantages of their actions outweigh the disadvantages. To make sure that their practices are not exploiting the environment or workers, they should also use strategies like corporate social responsibility and ethical sourcing. Additionally, businesses should make sure that any job losses in the local economy are offset by job creation in the community.To know more about Globalization click below:
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your pharmacy stocks progesterone cream 10%. how much stock cream is needed to fill the prescription?
Prescriptions for progesterone cream 10% are usually filled with a certain amount of the cream that is based on the strength of the cream and the amount of cream prescribed by the doctor.
To fill a tradition for progesterone cream 10, the drugstore must determine how important of the cream is demanded. For illustration, if the tradition specifies 5 grams of progesterone cream 10, the drugstore would need to give 5 grams of the cream. The drugstore would also measure out the proper quantum of progesterone cream 10 from their stock force and fill the tradition.
The progesterone cream 10 demanded to fill the tradition can be calculated by multiplying the strength of the cream( 10) by the quantum specified( in grams). For illustration, if the tradition specifies 10 grams of progesterone cream 10, the drugstore would need to give 100 grams of the cream( 10 x 10 grams). Once the drugstore has determined how important of the progesterone cream 10 is demanded to fill the tradition, they can also fill the tradition with the applicable quantum of the cream.
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aggregating unclassified information together will never make the information classified.
your new document may aggregate or aggregate information that is unclassified or has a degree of classification, but when you present them together, This is called compilation.
What is compilation?Compilation is one of the lowest-level financial reporting services an accountant can provide. An aggregation is essentially presenting information obtained from customers in the form of financial statements. No guarantee is provided by the accountant.
What is compilation report?General report is a report prepared by the accountant assigned by the client to perform the consolidation service and must accompany the prepared financial statements. Unlike an inspection or evaluation report, a summary report consists of a single paragraph, without a paragraph title.
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Which of the following will result in your paying the largest amount of interest to the credit card copany?Paying 20% of your credit card balance every monthMaking the minimum payment every monthPaying off your balance every monthSaying "credit" every time the cashier asks "Debit or Credit?"
Paying 20% of your credit card balance every month will result in your paying the largest amount of interest to the credit card company.
What is an credit card?Credit cards typically have a higher annual percentage rate (APR) compared to other consumer loans. Interest is ordinarily charged on any unpaid balances charged to the card around a month after a purchase is made, unless there is a 0% APR introductory offer in place for a specific amount of time after account opening. But there is no grace period for new charges if past due balances from a prior month were carried forward.
According to the law, credit card companies must give customers a grace period of at least 21 days before interest on purchases begins to accrue. As a result, it's always a good idea to pay off balances before the grace period expires.
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the preference of fund suppliers to choose to hold cash versus investing in long-term securities increases the cost of long-term borrowing. this cost can best be described as
Theory of Liquidity. According to the liquidity preference theory, investors choose medium- and long-term securities over short-term securities and demand progressively bigger premiums for them.
The premise that the need for liquidity has speculative power was supported by John Maynard Keynes' theory, and it states that liquid investments are simpler to sell for their full worth.
Most people agree that cash is the most liquid asset. The liquidity preference theory states that short-term securities have lower interest rates than medium- or long-term securities because investors do not have to give up liquidity for longer periods of time. The demand for money as expressed through liquidity is referred to as liquidity preference theory.
The relationship between interest rates and supply-demand was covered by John Maynard Keynes in his 1936 book The General Theory of Employment, Interest, and Money.
In the real world, an asset is more liquid if it can be changed into money more quickly.
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exercise 2-7 (algo) analyzing account entries and balances lo a1 use the information in each of the following separate cases to calculate the unknown amount. corentine company had $158,000 of accounts payable on september 30 and $135,500 on october 31. total purchases on credit during october were $287,000. determine how much cash was paid on accounts payable during october. on september 30, valerian company had a $105,500 balance in accounts receivable. during october, the company collected $105,890 from its credit customers. the october 31 balance in accounts receivable was $95,000. determine the amount of sales on credit that occurred in october. during october, alameda company had $108,500 of cash receipts and $109,150 of cash disbursements. the october 31 cash balance was $21,600. determine how much cash the company had at the close of business on september 30.
1. Cash paid on accounts payable during October =-$22,500., 2. Sales on credit in October = $106,390. 3. Cash at the close of business on September 30 = $20,950.
How much cash the company had at the close of business?
This question uses the theory of double-entry accounting, which states that for every transaction there must be a corresponding debit and credit entry.In this question, the debit entries are the accounts payable, receivable, and cash balances, while the credit entries are the purchases on credit and the cash receipts and disbursements.
By subtracting the debit entries from the credit entries, we can determine the unknown amounts.
The steps for this process are as follows:
1. To calculate the cash paid on accounts payable during October, we need to subtract the October 31 accounts payable balance from the September 30 accounts payable balance.We start by taking the September 30 accounts payable balance of $158,000 and subtract the October 31 accounts payable balance of $135,500.
The result is -$22,500, which means that the company paid $22,500 in cash on accounts payable during October.
2. To calculate the sales on credit in October, we need to add the September 30 accounts receivable balance, the October collections, and subtract the October 31 accounts receivable balance.We start by taking the September 30 accounts receivable balance of $105,500 and add the October collections of $105,890.
This gives us a total of $211,390. We then subtract the October 31 accounts receivable balance of $95,000,which gives us a total of $106,390, which is the amount of sales on credit that occurred in October.
3. To calculate the cash at the close of business on September 30, we need to add the October cash receipts, subtract the October cash disbursements, and add the October 31 cash balance.We start by taking the October cash receipts of $108,500 and subtract the October cash disbursements of $109,150.
This gives us a total of -$650. We then add the October 31 cash balance of $21,600 to get a total of $20,950,which is the amount of cash the company had at the close of business on September 30.
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All of the following would be considered a direct material for an automobile except
A. Tires
B. Batteries
C. fabric for seats
D. sand paper.
Sand and paper would not be considered a direct material for an automobile. Direct materials do not include any materials consumed as part of a company's general overhead.
What exactly is a direct material?Direct materials are components used in the production of a finished product. Components such as the screen, integrated circuits, camera modules, and buttons, for example, are direct materials used in the manufacture of a smartphone. Consider a business that makes tables and chairs. The following materials were used in production: Timber, wood, cushions, padding for the chairs, cloth fabric to cover the chairs are all direct raw materials. Fittings, nails, wood glue, and worker equipment are examples of indirect raw materials. The manufacturing overhead includes these materials. For example, in a furniture manufacturing company, the direct materials used in production are timber, paddings, and textile. Indirect materials include glue, nails, sandpaper, and so on. Direct materials do not include any materials consumed as part of a company's general overhead. For example, air filters used in a manufacturing facility's ventilation system are not direct materials; instead, they are included in manufacturing overhead.
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many firms of all sizes actively compete in the computer hardware industry, and there are no firms with a large market share. product offerings tend to be similar but are differentiated in ways that enable some firms to raise or impact pricing. the computer hardware industry is an example of
In the computer hardware market, there are many businesses of varying sizes that compete actively, but no companies have a significant market share. The market for computer hardware is an illustration of monopolistic competition.
In business, we refer to a close adversary as a rival. In other words, competitors are of a similar scale and produce comparable goods. We refer to two businesses as arch rivals if they are industry titans.
Surviving in a challenging economy and cutthroat marketplaces will be easier with differentiation, new approaches, and value-based marketing. Only those that are better and more valuable in the eyes of the customer will endure. Perfect competition is another name for a market that is competitive. A monopoly is a market that lacks ideal competition. Due to the lack of near equivalents or alternatives, it has just one vendor providing an exclusive product, making it vulnerable to consumer exploitation.
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using tools such as a digital calendar and a spreadsheet to track team tasks is evidence of what project management skill?
Using tools such as a digital calendar and a spreadsheet to track team tasks is evidence of effective organizational project management skills.
To complete certain jobs in an organization, an executive needs to have certain qualities or skills, which are referred to as management skills. Among these is the ability to carry out executive responsibilities in an organization while averting crises and quickly resolving issues as they arise.
Learning and getting real-world management experience are two ways to develop management skills. The ability of the management to communicate with other employees and deal effectively with subordinates enables the smooth flow of business operations inside the organization.
For any organization to prosper and accomplish its goals and objectives, effective management skills are essential. Good managers are able to advance the company's mission, vision, or business objectives with fewer roadblocks and resistance from both internal and external sources.
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Amazon. Com, Inc. ’s fnancial statements are presented in Appendix D. Click here to view Appendix D. Financial statements of Wal-Mart Stores, Inc. Are presented in Appendix E. Click here to view Appendix E. Instructions for accessing and using the complete annual reports of Amazon and Wal-Mart, including the notes to the financial statements, are also provided in Appendices D and E, respectively. Wal-Mart has 11,000 million shares authorized
In Appendices D and E, respectively, Amazon and Walmart provide full access to their annual reports, including the notes to the financial statements.
Amazon.com, Inc and Wal-Mart Stores, IncOne of the most well-known e-commerce sites both domestically and internationally is Amazon.com, Inc. The annual income statement, balance sheet, and statement of cash flows are all included in Appendix D's presentation of Amazon's financial statements. The notes to the financial statements offer more details about the operation of the business, accounting principles, and other topics.
With more than 11,000 million authorised shares, Wal-Mart Stores, Inc. is the biggest retailer in the world. The annual income statement, balance sheet, and statement of cash flows are all included in Appendix E's presentation of Wal-financial Mart's statements. The notes to the financial statements offer more details about the operation of the business, accounting principles, and other topics.
When analysing the financial performance and expansion potential of the companies, this information is essential. A thorough breakdown of the companies' assets, liabilities, and equity is also provided in the annual reports, enabling investors to make well-informed choices. Investors can learn a great deal about these businesses' financial situation and future prospects by carefully examining their financial statements.
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The answers for rectification of errors accountancy
The answers for rectification of errors accountancy assuming that suspense account was opened.
What is the solution?Solution:
Rectification Entries in Journal
Date Particulars LF Amt(Dr) Amt(Cr)
1 Depreciation A/c Dr 4000
To Suspense A/c 4000
(Depreciation on machinery
was not posted to depreciation
account, now rectified)
2 Suspense A/c Dr 5000
To Debtor's A/c 5000
(Bad debts written-off were
not posted to debtor's
account, now rectified)
3 Discount Allowed A/c Dr 100
To Suspense A/c 100
(Discount allowed to customer,
not posted to discount account,
now rectified)
4 Drawings A/c Dr 800
To Suspense A/c 800
(Goods withdrawn for personal
use, not recorded in drawings
account, now rectified)
5 Bills Receivable A/c Dr 2000
To Suspense A/c 2000
(Bills receivable from a debtor
was not recorded in bills
receivable account, now rectified)
Suspense A/c
Date Particulars JF Amt(Rs) Date Particulars JF Amt(Rs.)
Debtor's A/c 5000 Depreciation A/c 4000
Balance b/d 1900 Discount Allowed A/c 100
Drawings A/c 800
Bills Receivable A/c 2000
6900 6900
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prepare a contribution format income statement. prepare a traditional format income statement. calculate the selling price per unit. calculate the variable cost per unit. calculate the contribution margin per unit. which income statement format (traditional format or contribution format) would be more useful to managers in estimating how net operating income will change in response to changes in unit sales?
Traditional format income statement is a financial statement that shows a company's revenue, expenses and net income for a given period of time.
What is mean by traditional format and contribution format income statement?
1. Format income statement. 60000
2. A traditional format income statement. 18000
3. The selling price per unit. 300000/1000= 300
4. The variable cost per unit. 240000/1000=240
5. The contribution margin per unit. 60000/1000=60
It begins with the company's total revenues and then subtracts the cost of goods sold and other expenses such as operating, administrative and finance costs. The result of this calculation is the company's net income or net loss. This format has been used for many years and is still used by most companies. Contribution format income statement displays a company's total revenue, variable costs and contribution margin. The variable costs are the costs that are directly related to the production or sale of a product or service. The contribution margin is the revenue minus the variable costs and this gives the company its profit. This format is useful for analyzing the profitability of individual products and services as it gives a better picture of the profitability of each product or service.
This format is becoming increasingly popular as it gives a more accurate view of the company's financial performance.
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equired information skip to question [the following information applies to the questions displayed below.] data for hermann corporation are shown below: per unit percent of sales selling price $ 50 100% variable expenses 28 56 contribution margin $ 22 44% fixed expenses are $70,000 per month and the company is selling 4,000 units per month. 2-a. refer to the original data. how much will net operating income increase (decrease) per month if the company uses higher-quality components that increase the variable expense by $4 per unit and increase unit sales by 25%. 2-b. should the higher-quality components be used?
Variable costs are expenses that change in response to business activities. They rise greater as your workload increases.
What is a cost that is variable?
A company must clearly differentiate between its fixed costs and its variable costs. The first will change depending on how many units are made. For instance, with each additional unit produced, the cost of directly used materials will rise.
Net operational income equals 21,000 × 0.4-9,200, or 800 dollars in advertising costs.
What are fixed costs and variable costs?
A "fixed cost" is a cost that remains constant regardless if a company produces more or less things. Variable cost refers to a cost that varies according to variations in production levels.
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a corrupt and illegal activity in which a person offers, gives, solicits, or receives money, services, or anything of value to gain an illicit advantage is known as:
Bribery is the corrupt and illegal act of offering, giving, or receiving money, services, or anything else of value for profit.
Bribery that promises, gives, accepts or agrees to receive money or anything of value for the corrupt purpose of influencing a public official in the performance of his official duties. If money is offered or promised in return for a corrupt act, the official concerned does not have to actually commit the act for the bribery charge to be established. The act is usually punishable as a crime.
Bribery is the corrupt and illegal act of offering, giving, or receiving money, services, or anything else of value for profit.
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geno's body shop had sales revenues and operating costs in 2020 of $650,000 and $525,000, respectively. in 2021, geno plans to expand the services it provides to customers to include detailing services. revenues are expected to increase by $85,000 and operating costs by $50,000 as a result of this expansion. assuming that there are no changes to the existing body shop business, operating profits would be expected to increase during 2021 by:
Since there are no modifications to the current body shop operation, operating earnings should rise by $30,000 in 2021.
What is customers stratification?We have the ability to change our company from being a product-driven to a customer-driven organization through the use of customer stratification. Because of its assistance, we now have a deeper understanding of our clients, which has allowed us to better utilize our sales staff and increase return on investment. Customer Stratification classifies the distributor's customers into four groups: Core, Opportunistic, Marginal, and Service Drain based on each customer's purchasing power, cost to serve, loyalty, and profits. The distributor may thus better meet the needs of its core clients thanks to this. In the stratification technique, supply air is used to replace the air leaving the ventilated (and typically occupied) zone, inhibiting the passage of air between the zones.To learn more about customers stratification refer to:
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I received a statement from the IRS with a "statement showing interest income from the internal revenue service" for 2016.They tell me that I have to report this interest as income on my tax return. Where should I report this?
If your taxable interest income exceeds $1,500, you must include that income on your Schedule B (Form 1040), Interest and Regular Dividends, and include it on your tax return. See Form 1040-NR Instructions for specific reporting information when submitting Form 1040-NR.
What is a dividend explanation?
Dividends are a portion of profits and retained earnings that a company distributes to its shareholders and owners. When a company makes a profit and accumulates retained earnings, those profits are either reinvested in the company or paid out to shareholders as dividends.
What are the some examples of dividends?
An example of a dividend is a cash payment to shareholders from profits. They are usually paid quarterly. AT&T, for example, has been making such payments for several years, with its Q3 2021 offering price set at $2.08 per share.
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g record the appropriate adjusting journal entry at the current year end. what is the dollar increase (if any) on liabilities?
The adjusting entry in the journal would be the amount of the expected costs for the debit of the liabilities of future periods and the same amount credited to the expense account. The dollar increase in liabilities would be in the amount of expected costs.
Accruals are estimated costs that have been incurred but not yet paid. Therefore, a correcting journal entry is required at the end of the current year to ensure that expenses are accurately recorded in the accounts. By writing off accrued liabilities and crediting them to an expense account, the company will have an accurate record of expected expenses and liabilities will increase by the amount of expected expenses.
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what is the value today of $4,300 per year, at a discount rate of 10 percent, if the first payment is received 6 years from today and the last payment is received 20 years from today? (do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
Value six years from now equals Cash flow in year seven divided by the discount rate, which increases by 10% yearly. What is the annual payment if the next instalment is $12?
What happens in Equals?
When two people in an emotionless utopia regain their emotions as a result of a mystery illness, conflicts arise between them and their community as they fall in love. A futuristic love story that takes place in a world without emotions. As it turns out, Equals is a reimagining of the venerable dystopian novel 1984 by George Orwell. That's correct: Kristen Stewart's dystopian-future film 1984 is the most recent innovation in the field of young actors in dystopian-future films.
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an individual works as both a registered agent for a broker-dealer and a representative of an investment adviser, both of which are owned by the same parent company. the individual's sister has started up a successful e-tailing company that she wishes to expand. she asks her brother to sell private placement units of her company to his customers in return for a 20% commission that she will pay. which statement is true? a this action is prohibited because the commission amount to be paid is excessive b the action cannot be taken unless the brother obtains written permission of the broker-dealer c the partnership units cannot be sold to the agent's customers unless they are registered in the state d the partnership units cannot be sold to the agent's customers unless separate records are kept covering these transactions
The brother must have the broker-written dealer's consent before taking any action.
What do brokers do?A financial adviser (B-D) is an individual or corporation that trades stocks for its own account or even on behalf of clients. Because the majority of stock brokerages serve as both agents and principals, the term "broker-dealer" is used to characterise them in U.S. securities regulation. A dealer purchases and sells stocks for its own account, while a broker technically engages in the profession of buying and selling stocks on behalf of its clients. The broker-dealer carries out both. Broker-dealers could be appealing to investors who want to manage their own portfolios more actively. TD Ameritrade, E-Trade, and Charles-Schwab are a few of the best known broker-dealers.
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vision statements are used to create a better understanding of the overall purpose and direction of the organization. vision statements group of answer choices set organizational structure. are massively inspiring. are very specific. provide specific objectives.
They are usually ambitious and communicate how the company plans to impact the world. Think of it as a roadmap for making decisions that align with your company's philosophy and goals.Mission statements are specific to your business, but it's useful to see how popular brands express their future goals. For example Tesla, nordstrom, Amazonas, IKEA
It consists of three parts:what, how and why A vision statement outlines the company's long-term goals and future aspirations in terms of long-term growth and impact on the world.
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a company has the following cash transactions for the period. accounts amounts cash received from sale of products to customers $ 32,500 cash received from the bank for long-term loan 37,500 cash paid to purchase factory equipment (42,500 ) cash paid to merchandise suppliers (10,500 ) cash received from the sale of an unused warehouse 11,500 cash paid to workers (22,500 ) cash paid for advertisement (2,500 ) cash received for sale of services to customers 22,500 cash paid for dividends to stockholders (4,500 ) assume the balance of cash at the beginning of the period is $3,500. required: 1. calculate the ending balance of cash. 2. prepare a statement of cash flows. (cash outflows should be indicated by a minus sign.)
Here's the method for changing an earnings declaration into a declaration of money flow: establishing cash, plus/minus net income/loss, plus all sources of cash, minus all uses of cash equals ending cash balance.
How do you calculate money on stability statement?Add the whole amount of current non-cash belongings together. Next, discover the total for all present day assets at the backside of the present day property section.
Subtract the non-cash assets from the complete modern assets. This variety represents the amount of cash on the balance sheet
What is the money glide formula?Image result for calculate the ending balance of cash. two prepare a statement of money flows. (cash outflows should be indicated by means of a minus sign.)
The formula for running cash flow is: Operating money glide = working profits + non-cash fees – taxes + modifications in working capital The restaurant's running cash glide consequently equals $20,000 + $1,500 – $4,000 – $6,000, giving it a tremendous working money glide of $11,500
What is ending cash balance?On the money flows statement, ending Cash is the quantity of cash a employer has when including the exchange in cash and establishing cash balance for the contemporary fiscal period.
It equals the money and cash equivalents line on the stability sheet.
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which invention was the basis for the major developments in american transportation?
The progress of transportation was influenced by the creation of the wheel. Every discovery and invention inspires numerous others. More resources are produced as a result of human inventions and discoveries.
What does resources mean?A supply or support source: a practical way. A natural source of wealth or income, which is most often used in plural. A natural phenomena or trait that improves the quality of human existence; frequently used in plural.
An example of a resource is what?A natural resource is something that comes from the natural world and is used by humans. A few examples of other natural resources are air, sunlight, soil, and water. Natural resources include things like plants, fish, birds, and animals.
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there is only one explanation for why economists give conflicting advice on policy issues, and it is that they have different scientific judgments about the validity of alternative theories. State of True or False.1. True 2. False
False . They differ in their assessments of the scientific merit of competing hypotheses. There is only conceivable explanation for the inconsistent recommendations that economics makes regarding public policy.
What function does economics serve in business?Every company organization needs a business economist to perform three crucial tasks: demand estimation and forecasting, capital management, and profit management.
What is economics in plain English?Economics is the analysis of scarcity and how it affects how resources are used, how commodities and services are produced, how production and welfare increase over time, and a wide range of other complicated concerns that are extremely important to society.
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a process to identify potential events that may affect the entity, and manage risk to be within its risk appetite, to provide reasonable assurance regarding the achievement of entity objectives is called . multiple choice risk pooling practical reasoning theoretical reasoning risk assessment
The process of risk assessment involves identifying prospective occurrences that could have an impact on the entity. Thus Risk assessment is the correct answer.
Managing risk to be within its risk appetite in order to provide a fair level of assurance regarding the accomplishment of entity goals.
It is a methodical procedure for assessing the likelihood and implications of potential risks to the objectives of an organization and choosing the best course of action to manage such risks. It entails the recognition, assessment, and evaluation of risks as well as the creation of a plan of action for reducing or eliminating those risks.
Other terms for the given procedure, such as "risk pooling," "practical reasoning," and "theoretical reasoning," are incorrect.
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you want to buy a house for $250,000. the bank requires a down payment of 25%. what is the amount of the mortgage loan the bank will provide for you? round to the nearest $ and use the $ symbol.
For $250,000, you wish to purchase a house. A 25% down payment is required by the bank.
How much is a downpayment on a 200k house?The standard down payment for conventional loans, such as the traditional 30-year fixed rate mortgage, is typically 5%. In this scenario, $10,000 is required to obtain a mortgage for a $200,000 property purchase. It lowers the amount you'll have to borrow and is frequently quoted as a percentage of the house's sales price.
For instance, the buyer of a $250,000 home must pay at least $7,500 at closing if the mortgage lender demands a 3 percent down payment. A down payment is frequently described as a proportion of the cost of the home. As an illustration, 3.5% down equals $8,750 for a $250,000 house, whereas 20% equals $50,000. The down payment requirement for a $500,000 house is $17,500.
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The amount of the mortgage loan the bank will provide for you is $187,500. 25% of $250,000 = $62,500; $250,000 - $62,500 = $187,500
What is mortgage loan? A mortgage loan is a type of loan used to purchase real estate, usually a home. It is secured by the property, meaning that if the borrower fails to make payments, the lender has the right to take ownership of the property. Mortgage loans typically come with a fixed rate of interest, meaning that the interest rate stays the same over the life of the loan. The loan is usually paid back in monthly installments over a period of years, usually between 15 and 30 years. The amount of the loan and the length of the loan term will determine the size of the monthly payments. The borrower is usually required to put up some type of collateral, such as a down payment, to secure the loan.To learn more about mortgage loan refer to:
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Wich two following are benefits of consumer programs
Competitive advantage and customer loyalty are benefits of consumer programs.
What is consumer incentive?
Any reward you offer to persuade clients to buy your goods is a consumer incentive. A consumer rebate is a typical illustration of an incentive scheme. By offering your clients a financial incentive for making a certain purchase, you can conduct a rebate programme.
Customers incentives are gifts given to customers in exchange for actions that promote the brand. The kind of product you are offering will determine the precise layout of the incentives. Customers may receive more credits for sharing a social media post from your business.
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Steamroller Company sells two products—J and B. Steamroller predicts that it will sell 7400 units of J and 6500 units of B in the next period. The unit contribution margins are $2. 90 and $6. 30 for products J and B, respectively. What is the weighted-average unit contribution margin?
The average amount that a collection of goods or services contributes toward reducing a company's fixed expenses is known as the total average contribution margin. The idea is a crucial component of cost accounting, which projects profit levels for varying sales amounts.
How is composite index unit contribution margin determined?The sales volume by each product line must simply be added together to create the WACM. Add the totals after dividing the per-unit contribution margin for each category by the quantity sold. Subtract the total number of unit sales from the sum of the individual contribution margins.
How is the weighted average contribution determined?A weighting of the share fee quoted for the shares can be calculated by the investor. To do this, multiply the average number of shares purchased by each price, add those numbers, and then divide the amount by the number of pounds purchased.
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Why would you want to use small steps to get to a big economic goal?
The need to reduce any hazards or losses that may be experienced in the procedures is the main driver behind why people, businesses, or the government choose to take little steps rather than more significant ones to achieve the main economic aim.
Which of these best explains why economic growth is a key objective?Real incomes and wages rise as a result. - It raises living standards. - It improves a society's capacity for dealing with socioeconomic issues.
How can knowing about economics help you become a better citizen?People can make better judgments and solve more issues if they understand how markets operate, how rules affect results, and how economic factors shape social institutions. Excellence in both work and life can be attained in this way.
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ida's ice-cream stand has increasing profits each week during the hot summer months. ida finds that each week of summer her profits increase by 15% over the previous week. in her first week of business, her profits were $600. how much money will ida make in all over 5 weeks? enter your answer in the box rounded to the nearest cent.
Ida's total profits over five weeks, we can use the formula for geometric series, Ida will make $2666.67 in all over five weeks.
To calculate Ida's complete profit more than five weeks, we can involve the equation for geometric series:
Sn = a(1 - r^n)/(1 - r)
Where:
Sn = the sum of the series
a = the underlying worth (for this situation, $600)
r = the normal proportion (for this situation, 1.15, since profits increment by 15% every week)
n = the quantity of terms (for this situation, 5, since there are five weeks)
Connecting the given qualities:
Sn = 600(1 - 1.15^5)/(1 - 1.15)
Sn = 600(1 - 1.15^5)/ - 0.15
Sn = 600(1 - 1.15^5)/ - 0.15
Sn = $2666.67
geometric series, in math, a boundless series of the structure a + ar + ar2 + ar3+⋯, where r is known as the normal proportion. A straightforward model is the mathematical series for a = 1 and r = 1/2, or 1 + 1/2 + 1/4 + 1/8 +⋯, which meets to an amount of 2 (or 1 in the event that the initial term is prohibited).
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