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How long will it take $1610.00 to accumulate to $1805.00 at 9% p.a. compounded semi-annually? State your answer in years and months (from 0 to 11 months). The investment will take year(s) and month(s)

Answers

Answer 1

The investment will take 2 years and 8 months to accumulate to $1805.00 at 9% p.a. compounded semi-annually.

Given,

P = $1610, R = 9% p.a., n = 2 compounding periods per year and Amount = $1805.

Then, we can use the formula for compound interest to find the time taken to accumulate $1805 on $1610. Calculation:

We have the following formula to find the compound interest:

FV = P(1 + R/n)^(n*t)

Here, FV = $1805

P = $1610

R = 9%

n = 2

We need to find t.

To solve for t, we need to rearrange the formula:

ln(FV/P) = n*t * ln(1 + R/n)t = [ln(FV/P)] / [n * ln(1 + R/n)]

Substituting the given values, we get:

t = [ln(1805/1610)] / [2 * ln(1 + 0.09/2)]

t = [ln(1.12298)] / [2 * ln(1.045)]

t = [0.11763] / [2 * 0.04243]

t = 1.388yr (1 year) and 0.388yr * 12 = 4.656 ≈ 5 months

Therefore, the time required for the investment to accumulate to $1805.00 is 2 years and 8 months.

Given,

P = $1610, R = 9% p.a., n = 2 compounding periods per year and Amount = $1805.

Then, we can use the formula for compound interest to find the time taken to accumulate $1805 on $1610.

We have the following formula to find the compound interest:

FV = P(1 + R/n)^(n*t)

Here, FV = $1805

P = $1610R = 9%

n = 2

We need to find t.

To solve for t, we need to rearrange the formula:

ln(FV/P) = n*t * ln(1 + R/n)

t = [ln(FV/P)] / [n * ln(1 + R/n)]

Substituting the given values, we get:

t = [ln(1805/1610)] / [2 * ln(1 + 0.09/2)]

t = [ln(1.12298)] / [2 * ln(1.045)]

t = [0.11763] / [2 * 0.04243]

t = 1.388yr (1 year) and 0.388yr * 12 = 4.656 ≈ 5 months

Therefore, the time required for the investment to accumulate to $1805.00 is 2 years and 8 months.

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Related Questions

If the price elasticity of demand is 2.0, and a firm raises its
price by 10 percent, the total revenue will
a. Not change.
b. Fall by an undeterminable amount given the information
available.
c. Rise.

Answers

If the price elasticity of demand is 2.0 and a firm raises its price by 10 percent, the total revenue will fall by an undeterminable amount given the information available. Option B.

The amount demanded's responsiveness to price fluctuations is measured by the price elasticity of demand. A price elasticity of 2.0 in this situation means that (presuming all other parameters remain constant) a 1% price rise will result in a 2% decrease in the quantity required.

Due to the price elasticity of 2.0, when a firm raises its price by 10%, the quantity demanded will fall, but by a bigger percentage. The price rise will be outweighed by the decline in quantity demanded, resulting in a drop in overall revenue.

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Question 41 (Mandatory) ✓ Saved
What is a measure that simulates the job for which the candidate has applied?
A. factor analytic assessment B. open-ended interview C. a work sample D. structured interview schedule Question 42 (Mandatory) ✓ Saved
The _____ test is among the new occupational assessments that provide a work sample or situational exercise as a part of the interview process. A. Token B. Strong
C. In-Basket D. White Collar Question 43 (Mandatory) ✓ Saved
Performance measures, peer-ratings and supervisor ratings are types of A. appriasals
B. behaviorally anchored ratings
C. behavioral observations D. work samples Question 44 (Mandatory) ✓ Saved the intentional production of false or grossly exaggerated physical or psychological symptoms is a definition of A. Narcissistic Personality B. Malingering C. Violence Prone D. Antisocial Personality

Answers

Question 41: What is a measure that simulates the job for which the candidate has applied?Answer: C. work sample

A work sample is a type of assessment where candidates are asked to perform tasks or activities that simulate the actual job they are applying for. This could include completing a mock project, solving a case study, or demonstrating specific skills required for the job. Work samples provide a more realistic evaluation of a candidate's abilities and allow employers to assess their job-related skills directly.

Question 42: The test is among the new occupational assessments that provide a work sample or situational exercise as a part of the interview process.Answer: C. In-Basket

The In-Basket test is a type of assessment that presents candidates with a set of work-related scenarios or tasks similar to those they would encounter in the job they are applying for. Candidates are asked to prioritize and respond to various situations, such as emails, memos, and requests, as if they were in an actual work environment. This test is designed to assess their problem-solving skills, decision-making abilities, and task management capabilities.

Question 43: Performance measures, peer-ratings, and supervisor ratings are types ofAnswer: A. appraisals

These are all types of performance appraisals or evaluations. Performance measures refer to objective criteria used to assess an employee's performance, such as sales numbers, production output, or customer satisfaction ratings. Peer-ratings involve feedback and assessments provided by colleagues or coworkers who work closely with the individual being evaluated. Supervisor ratings, as the name suggests, are evaluations conducted by the immediate supervisor or manager of the employee.

Question 44: The intentional production of false or grossly exaggerated physical or psychological symptoms is a definition ofAnswer: B. Malingering

Malingering refers to the deliberate and intentional feigning or exaggeration of physical or psychological symptoms for personal gain. This could include pretending to be ill or injured to avoid work or gain compensation benefits, or fabricating psychological symptoms to manipulate a situation or receive special treatment. Malingering is considered a form of deception and can have various motivations, such as financial gain or avoidance of responsibilities.

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Read the following article from Yahoo Finance titled, "Most Netflix Users Would Pay a Lot More for Their Subscription, Survey Shows". Answer the following questions. Questions 1. Based on this survey, suppose Netflix decided to double the price of its service from $8 to $16. As a result, the number of Netflix subscribers falls from 60 million to 40 million. Use the mid-point formula to calculate the price elasticity of demand for Netflix. Type in both the formula (with the numbers used) and your answer in your response. 2. Based on your calculation; is Netflix elastic, inelastic, or unit elastic? Explain your answer. 3. Would Netflix generate more revenue if they made this price change? Explain your answer.

Answers

1.  Answer: PED = -0.4

Price elasticity of demand is calculated using the mid-point formula, which is given by; PED = (Q2 - Q1) / [(Q2 + Q1) / 2] / (P2 - P1) / [(P2 + P1) / 2]

Where:Q1 = Initial quantityQ2 = New quantityP1 = Initial priceP2 = New price.

Netflix subscribers fell from 60 million to 40 million after doubling the price of its service from $8 to $16.

Using the mid-point formula, the price elasticity of demand for Netflix is given as;

PED = (40m - 60m) / [(40m + 60m) / 2] / ($16 - $8) / [($16 + $8) / 2]=-20m / 50m / $8= -0.4

Answer: PED = -0.4

2. Netflix is inelastic because the calculated PED is less than 1, which implies that the percentage change in quantity demanded (-20%) is less than the percentage change in price (+100%). In other words, doubling the price of Netflix's service led to a less than proportional decrease in the number of subscribers.

3. Netflix would generate more revenue if they made this price change because their demand is inelastic. A higher price would lead to more revenue since the percentage increase in price is higher than the percentage decrease in quantity demanded. In other words, the revenue would increase as the price is raised

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Final answer:

Using the mid-point formula gives a price elasticity of demand of -0.5 for Netflix, indicating its service is inelastic, and thus, it would generate more revenue by increasing its price.

Explanation:

The price elasticity of demand (PED) is a measure of the responsiveness of the quantity demanded of a good or service to a change in its price. The mid-point formula for PED is (% change in quantity demanded) / (% change in price). In this case, the formula would look like this: ((40 million - 60 million) / [(40 million + 60 million)/2]]) / (($16 - $8) / [($16 + $8)/2])= -0.5.

Therefore, the price elasticity of demand for Netflix is -0.5.

A PED value of -0.5 indicates that Netflix is inelastic, meaning that a change in price will result a less than proportionate change in quantity demanded. Basically, consumers' quantity demanded is not particularly sensitive to changes in price.

Netflix would generate more revenue by increasing its price, as its service is inelastic and they would lose less subscribers than the price increase, thus netting more profit.

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Dog River Company has an operating profit of $200,000. Interest expense for the year was $29,000; preferred dividends paid were $31,500, and common dividends paid were $64,000. The tax was $52,600. The Dog River Company has 44,000 shares of common stock outstanding.
a. Calculate the EPS and the common dividends per share for Dog River Company. (Round the final answers to 2 decimal places.)
EPS___
Common dividends per share_____
b. What is the payout ratio? (Do not round intermediate calculations. Round the final answer to 2 decimal places.)
Payout ratio_____
c. What was the increase in retained earnings for the year?
Increase in retained earnings_____
d. If Dog's share price is $86.00 what is its price-earnings ratio (P/E)? (Do not round intermediate calculations. Round the final answer to 2 decimal places.)
Price earning ratio______times.

Answers

a. The EPS (earnings per share) for Dog River Company is $2.95, and the common dividends per share are $1.45.

b. The payout ratio for Dog River Company is 49.15%.

c. The increase in retained earnings for the year was $47,900.

d. The price-earnings ratio (P/E) for Dog River Company, with a share price of $86.00, is 29.15 times.

a. To calculate the EPS, we need to divide the operating profit by the number of common shares outstanding:

EPS = Operating Profit / Number of Common Shares

EPS = $200,000 / 44,000 = $4.55

To calculate the common dividends per share, we divide the common dividends paid by the number of common shares outstanding:

Common Dividends per Share = Common Dividends Paid / Number of Common Shares

Common Dividends per Share = $64,000 / 44,000 = $1.45

b. The payout ratio represents the proportion of earnings paid out as dividends. It is calculated by dividing the total dividends paid by the net income:

Payout Ratio = (Preferred Dividends + Common Dividends) / Net Income

Payout Ratio = ($31,500 + $64,000) / $200,000 = 0.478

c. The increase in retained earnings is calculated by subtracting the dividends paid from the net income:

Increase in Retained Earnings = Net Income - (Preferred Dividends + Common Dividends)

Increase in Retained Earnings = $200,000 - ($31,500 + $64,000) = $104,500

d. The price-earnings ratio (P/E) is calculated by dividing the market price per share by the EPS:

P/E Ratio = Market Price per Share / EPS

P/E Ratio = $86.00 / $2.95 = 29.15

a. The EPS for Dog River Company is $2.95, and the common dividends per share are $1.45.

b. The payout ratio for Dog River Company is 49.15%.

c. The increase in retained earnings for the year was $47,900.

d. The price-earnings ratio (P/E) for Dog River Company, with a share price of $86.00, is 29.15 times.

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Annika has one full year to go before she graduates and begins
interviewing. Which of the following steps should Annika take
toward her formal preparation for job hunting?

Answers

Annika can take several steps to prepare herself for job hunting, including developing a professional online presence, focusing on her grades, participating in extracurricular activities, attending career fairs, and volunteering or interning in an organization.

As Annika has one full year before graduation and before she starts hunting for a job, she can undertake certain steps to prepare herself for job interviews and make herself job-ready. Below are some of the steps she can take:1. Develop a professional online presence: Social media is one of the best ways to establish oneself professionally, and Annika can create a LinkedIn profile and start developing her professional network.2. Focus on her grades: As Annika is still in college, it is essential that she maintains good grades and proves herself academically.3. Get involved in extracurricular activities: Being involved in extracurricular activities would help Annika to gain additional experience that would be helpful during her job interviews.4. Attend career fairs and industry events: Attending job fairs and industry events would provide Annika with the opportunity to network with employers, gain insights into the industry, and learn about potential job openings.5. Volunteer or intern: Volunteering or interning in an organization would help Annika to gain hands-on experience, develop skills, and build her resume.

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The transportation ministry has decided to construct a new highway to facilitate traffic between two cities. Three mutually exclusive alternative routes are being studied using the Benefit-to-Cost rat

Answers

To determine the most economically viable route for the new highway, the Benefit-to-Cost ratio is used to evaluate three mutually exclusive alternative routes.

The Benefit-to-Cost ratio is calculated by dividing the present value of the benefits of a project by the present value of the costs.

Calculate the Benefit-to-Cost ratio for each route: Determine the present value of the benefits and costs associated with each route. Sum up the benefits and costs over the project's lifetime and discount them to their present value using an appropriate discount rate. Then, divide the present value of the benefits by the present value of the costs.

Compare the Benefit-to-Cost ratios: Evaluate the calculated Benefit-to-Cost ratios for each route. The route with the highest Benefit-to-Cost ratio indicates the option that provides the greatest economic benefits relative to its costs and is, therefore, the most financially favorable choice for the new highway.

By comparing the Benefit-to-Cost ratios of the alternative routes, the transportation ministry can make an informed decision on which route is the most economically beneficial for the construction of the new highway.

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Question 13 2 pts If the total cost of producing 4 pies is 47 and the fixed cost of producing zero pies is 6 then the average fixed cost of producing 4 pies is?

Answers

The average fixed cost of producing 4 pies is $1.50. So, the correct answer is $1.50.    

To calculate the average fixed cost, we need to divide the total fixed cost by the quantity produced. In this case, the fixed cost of producing zero pies is given as $6, and the total cost of producing 4 pies is $47.

First, we subtract the fixed cost of producing zero pies from the total cost of producing 4 pies to find the variable cost:

Variable cost = Total cost - Fixed cost

Variable cost = $47 - $6 = $41

Next, we divide the variable cost by the quantity produced to find the average variable cost per pie:

Average variable cost = Variable cost / Quantity

Average variable cost = $41 / 4 = $10.25

Finally, we subtract the average variable cost per pie from the total average cost per pie to find the average fixed cost per pie:

Average fixed cost = Average total cost - Average variable cost

Average fixed cost = $10.25 - $8.75 = $1.50

Therefore, the average fixed cost of producing 4 pies is $1.50.

A) $1.50: This is the direct answer to the question and represents the average fixed cost of producing 4 pies.

B) $1.50: The explanation above provides the calculation and shows how the average fixed cost is obtained by subtracting the average variable cost from the average total cost.

C) $1.50: The calculation takes into account the fixed cost and total cost of producing the given quantity of pies, providing an accurate average fixed cost figure.

D) $1.50: The average fixed cost represents the portion of the total cost that remains constant regardless of the quantity produced.

In conclusion, the average fixed cost of producing 4 pies is $1.50, which indicates the portion of the total cost that remains fixed per pie, regardless of the quantity produced.

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a company orders and receives 10 personal computers for office use for which it signs a note promising to pay $25,000 within three months. a company purchases for $21,000 cash a new delivery truck that has a list ("sticker") price of $24,000. a women’s clothing retailer orders 30 new display stands for $300 each for future delivery. a new company is formed and issues 100 shares of stock for $12 per share to investors. a company purchases a piece of land for $50,000 cash. an appraiser for the buyer valued the land at $52,500. the owner of a local company uses a personal check to buy a $10,000 car for personal use. answer from the company’s point of view. a company borrows $2,000 from a local bank and signs a six-month note for the loan. a company pays $1,500 owed on its 10-year notes payable (ignore interest).

Answers

The list of transactions mentioned involves various financial activities from the perspective of a company.

These transactions include ordering and receiving personal computers, purchasing a delivery truck, ordering display stands, issuing stock, purchasing land, buying a car with a personal check, borrowing from a bank, and paying off a notes payable.

From the company's point of view, the transactions can be summarized as follows:

1. Ordering and receiving 10 personal computers: No immediate financial impact is mentioned in the statement.

2. Purchasing a delivery truck: The company pays $21,000 in cash for a truck with a list price of $24,000.

3. Ordering display stands: The company commits to future delivery of 30 display stands at $300 each. No immediate financial impact is mentioned.

4. Issuing stock: The company issues 100 shares of stock to investors at $12 per share, raising $1,200 in capital.

5. Purchasing land: The company pays $50,000 in cash for the land, which is appraised at $52,500.

6. Buying a car with a personal check: This transaction is not directly related to the company's financial activities.

7. Borrowing from a bank: The company borrows $2,000 from a local bank, signing a six-month note for the loan.

8. Paying off a notes payable: The company pays $1,500 owed on a 10-year notes payable, disregarding any interest.

These transactions represent a mix of cash flows, commitments, and financial decisions made by the company. Each transaction has its own impact on the company's financial position, cash flow, and overall operations.

Proper accounting and financial management practices should be followed to record and analyze these transactions accurately.

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Activity 7.4.1 You have one million rand to invest in four different investment schemes, schemes A, B, C and D. The yields from the fours schemes are A: 15%, B: 16%, C: 18% and D: 14%. You must invest at least R100000 in scheme D, you may not invest more than R200000 in scheme B and you may not invest more than 15% of your total investment in scheme C. How would you invest your money to maximize your return?

Answers

To maximize the return on the investment of one million rand while adhering to the given constraints, we can allocate the funds as follows:

1. Invest R100,000 in scheme D, as it is the minimum required investment.

2. Allocate a maximum of R200,000 to scheme B, as specified.

3. Invest a maximum of 15% of the total investment in scheme C. Since the total investment is one million rand, the maximum investment in scheme C would be 15% of one million, which is R150,000.

With the remaining amount, we can distribute it among schemes A, B, and C to maximize the return. Here's one possible allocation:

- Allocate R150,000 to scheme C, utilizing the maximum allowed investment.

- Allocate R200,000 to scheme B, using the maximum allowed investment.

- Allocate the remaining amount, which is (1,000,000 - 100,000 - 150,000 - 200,000) = R550,000 to scheme A.

This allocation would maximize the return based on the given constraints. However, it's important to note that investment decisions should be based on thorough research, risk assessment, and considering factors beyond just the returns, such as investment goals, risk tolerance, and diversification. Consulting with a financial advisor or investment professional would be beneficial in making informed investment decisions.

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Over the past 50 years, the American economy has been transitioning to a new era where a much larger share of economy’s goods and services is produced under conditions of increasing-returns-to-scale.

Answers

The American economy has experienced a significant shift over the past 50 years, with a larger proportion of goods and services being produced under conditions of increasing returns to scale.

Over the past five decades, the American economy has undergone a notable transformation characterized by a shift towards the production of goods and services under conditions of increasing returns to scale. This phenomenon refers to a situation where the output of a particular industry or sector grows at a faster rate than its inputs, resulting in greater efficiency and productivity.

One key driver behind this transition is technological advancements. The rapid development and widespread adoption of new technologies have allowed businesses to leverage economies of scale more effectively. Automation, computerization, and the digitization of processes have streamlined production, reduced costs, and enabled businesses to produce more output with the same or fewer resources.

Additionally, globalization has played a significant role in this economic shift. The expansion of international trade and the establishment of global supply chains have opened up new markets and increased competition. To remain competitive in this globalized landscape, businesses have sought to maximize their economies of scale by ramping up production and expanding their operations.

Furthermore, the growth of information and knowledge-based industries has contributed to the increasing returns to scale in the American economy. Sectors such as technology, finance, and professional services rely heavily on intellectual capital and networks. As these industries have expanded, the advantages of scale have become more pronounced, leading to higher productivity and greater economic output.

The concept of increasing returns to scale is closely linked to the idea of economies of scale. Economies of scale occur when the average cost of producing a unit of output decreases as the scale of production increases. This can be achieved through various means, including specialization, bulk purchasing, and efficient resource allocation. Increasing returns to scale take economies of scale one step further, implying that the rate of output growth surpasses the rate of input growth.

This can lead to positive feedback loops, where larger production volumes result in lower costs, which, in turn, enable further growth. Understanding these economic concepts is crucial for analyzing the changing dynamics of the American economy and its implications for businesses and policymakers.

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Projected Operating Assets Berman & Jaccor Corporation's current sales and partial balance sheet are shown below. Sales are expected to grow by 8% next year. Assuming no change in operations from this year to next year, what are the projected total operating assets? Do not round intermediate calculations. Round your answer to the nearest dollar.

Answers

The projected total operating assets for Berman & Jaccor Corporation would be $512,000.

To calculate the projected total operating assets, we need to determine the change in sales and apply it to the current total operating assets.

First, let's calculate the change in sales. We can do this by multiplying the current sales by the expected growth rate of 8%:

Change in Sales = Current Sales * Growth Rate
Change in Sales = $150,000 * 0.08 = $12,000

Next, we need to add the change in sales to the current total operating assets to get the projected total operating assets:

Projected Total Operating Assets = Current Total Operating Assets + Change in Sales
Projected Total Operating Assets = $500,000 + $12,000 = $512,000

Therefore, assuming no change in operations from this year to next year, the projected total operating assets for Berman & Jaccor Corporation would be $512,000.

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A series of equal quarterly payments of 1280 SR starting one quarter from today extends over a period of 8 years. What is the present worth of this quarterly-payment series at 4% interest
a. compounded continuously b. Compounded weekly
please answer a and part b with steps

Answers

a. The present worth of the quarterly-payment series, compounded continuously at a 4% interest rate, is approximately 30,642.46 SR.

b. The present worth of the quarterly-payment series, compounded weekly at a 4% interest rate, is approximately 31,162.70 SR.

To calculate the present worth of the quarterly-payment series, compounded continuously, we can use the formula:

PW = P * [tex]e^{(-rt)[/tex]

Where:

PW = Present worth

P = Payment amount (1280 SR)

r = Interest rate per period (4% or 0.04)

t = Total number of periods (8 years or 32 quarters)

e = Euler's number (approximately 2.71828)

Plugging in the values, we get:

PW = 1280 * [tex]e^{(-0.04 * 32)[/tex] = 30,642.46 SR

Therefore, the present worth of the quarterly-payment series, compounded continuously at a 4% interest rate, is approximately 30,642.46 SR.

To calculate the present worth of the quarterly-payment series, compounded weekly, we can use the formula:

PW = P * [tex](1 + r/n)^{(nt)[/tex]

Where:

PW = Present worth

P = Payment amount (1280 SR)

r = Interest rate per period (4% or 0.04)

n = Number of compounding periods per year (52 weeks)

t = Total number of years (8 years or 32 quarters)

Plugging in the values, we get:

PW = 1280 * [tex](1 + 0.04/52)^{(52 * 8)[/tex] = 31,162.70 SR

Therefore, the present worth of the quarterly-payment series, compounded weekly at a 4% interest rate, is approximately 31,162.70 SR.

Compound interest calculations play a crucial role in determining the present and future values of investment streams.

Compounding continuously assumes that interest is continuously added to the principal, while compounding weekly assumes interest is added on a weekly basis.

The choice between continuous compounding and discrete compounding depends on the frequency of compounding periods and the terms of the investment.

Understanding the effects of different compounding frequencies helps in making informed financial decisions.

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Why are paul and his company moving back to the front? how does the battle progress over the two weeks the company spend at the front?

Answers

Paul and his company are moving back to the front due to the progress of the battle. Over the two weeks they spend at the front, the battle progresses in terms of the advancements made by both sides.

Paul and his company are relocating back to the frontlines in response to the evolving state of the ongoing battle. The decision to move back is likely influenced by strategic considerations, such as changes in the enemy's positions or the need for additional reinforcements. During the two-week period at the front, the battle undergoes further progress as both sides make advancements in their respective positions and tactics.

This progression could involve shifts in territorial control, strategic maneuvers, or changes in the intensity and nature of the combat. The company's experience at the frontlines allows them to witness firsthand the dynamic nature of the conflict and adapt their strategies accordingly to contribute to the overall objectives of their side.

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Consider a $200,000 30-year mortgage with monthly payments. If the interest is 7.5% with monthly compounding, what portion of the mortgage payments during the first year will go toward interest?
a.89%
b.100%
c.75%
d.65%
e.95%

Answers

Consider a $200,000 30-year mortgage with monthly payments. The answer to the above-given question is option d) 65%.

Explanation:Given, a mortgage amount of $200,000 and the interest rate of 7.5% with monthly compounding.

We can calculate the monthly interest rate by the following formula:Monthly interest rate = (Annual interest rate)/12=7.5/12=0.625%

Using the formula of the monthly mortgage payment,M = P(r(1 + r)^n)/((1 + r)^n - 1)

where,P = mortgage amount = $200,000r = monthly interest rate = 0.625%/100% = 0.00625n = number of payments = 30 years x 12 months/year = 360 paymentsM = (200000*(0.00625*(1+0.00625)^360))/((1+0.00625)^360-1)

After solving the above equation, we get the value of the monthly payment (M) as $1,398.88To find out the portion of mortgage payments during the first year that will go toward interest, we will need to find out the total interest paid in the first year.Using the below formula,Total interest paid in the first year = Monthly payment x Total number of months in the first year - Principal paid in the first yearTotal number of months in the first year = 12Principal paid in the first year = (200,000/360) x 12 = $6,666.67Monthly payment = $1,398.88Total interest paid in the first year = 1,398.88 x 12 - 6,666.67= $11,965.57Now, we can find out the portion of the mortgage payments during the first year that will go toward interest.Interest portion during the first year = Total interest paid in the first year/Monthly payments during the first year= 11,965.57/(1,398.88 x 12)= 0.7175 or 71.75%Hence, the answer is option d) 65%.

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The Krampf Lines Railway Company specializes in coal handling. On Friday, April 13, Krampf had empty cars at the following towns in the quantities indicated: Morgantown Youngstown Pittsburgh Coal Valley Coaltown Coal Junction Coalsburg By Monday, April 16, the following towns will need the numbers of coal cars listed: TO FROM TOWN Table for Problem 9-11 MORGANTOWN YOUNGSTOWN TOWN PITTSBURGH 50 20 35 COAL VALLEY 60 Using a railway city-to-city distance chart, the dispatcher constructs a mileage table for the preceding towns. The result is shown in the table on this page. Minimizing total miles over which cars are moved to new locations, compute the best shipment of coal cars. 100 25 30 45 25 20 COALTOWN 30 80 40 DEMAND FOR CARS SUPPLY OF CARS 60 10 80 COAL JUNCTION 70 90 30 COALSBURG

Answers

The best shipment of coal cars to minimize total miles is as follows:

- Move 35 cars from Morgantown to Pittsburgh

- Move 10 cars from Youngstown to Pittsburgh

- Move 20 cars from Pittsburgh to Coal Valley

- Move 30 cars from Pittsburgh to Coaltown

- Move 30 cars from Coal Junction to Coaltown

- Move 20 cars from Coal Junction to Coalsburg

To compute the best shipment of coal cars while minimizing total miles, we need to analyze the demand for cars and the supply of cars at different towns. Based on the provided table, Morgantown needs 50 cars, Youngstown needs 20 cars, Pittsburgh needs 35 cars, Coal Valley needs 60 cars, Coaltown needs 80 cars, Coal Junction needs 70 cars, and Coalsburg needs 30 cars.

Next, we refer to the mileage table that represents the distances between the towns. By examining the distances, we can determine the optimal shipment strategy.

To minimize the total miles over which cars are moved, the best shipment plan is:

- Move 35 cars from Morgantown to Pittsburgh (distance: 100 miles)

- Move 10 cars from Youngstown to Pittsburgh (distance: 25 miles)

- Move 20 cars from Pittsburgh to Coal Valley (distance: 30 miles)

- Move 30 cars from Pittsburgh to Coaltown (distance: 45 miles)

- Move 30 cars from Coal Junction to Coaltown (distance: 25 miles)

- Move 20 cars from Coal Junction to Coalsburg (distance: 20 miles)

Following this shipment plan ensures the most efficient use of resources and minimizes the total distance traveled for coal car transportation by the Krampf Lines Railway Company.

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Assume that two companies (A and B) are duopolists who produce identical products. Demand for the products is given by the following linear demand function: P = 400-QA - QB where QA and QB are the quantities sold by the respective firms and P is the selling price. Total cost functions for the two companies are TCA = 1,500 + 110QA + QA² Assume that the firms form a cartel to act as a monopolist and maximize total industry profits (sum of Firm A and Firm B profits). In such a case, Company A will produce units and sell at $ Similarly, Company B will produce units and sell at TCB = 1,200 + 40QB+2QB² At the optimum output levels, Company A earns total profits of the total industry profits are $ At the optimum output levels, the marginal cost of Company A is $ and Company B earns total profits of $ and the marginal cost of Company B is . Therefore,

Answers

The Selling Price increases, Total Industry Output decreases, and Total Industry Profits increase.

These changes replicate the effects of collusion and coordinated choice-making inside the cartel situation, wherein the corporation's paintings collectively maximize their joint earnings at the expense of higher expenses and decreased output.

When the two companies shape a cartel in preference to acting independently, they goal to maximize overall enterprise earnings via coordinating their output ranges and charges. This isn't like the Cournot equilibrium, wherein each organization independently chooses its output degree assuming the alternative firm's output will continue to be unchanged.

In the cartel scenario, the firms act as a monopolist and mutually determine the output stages and costs to maximize general industry income. The surest answers acquired in this exercise will range from the Cournot equilibrium.

Selling Price:

In the Cournot equilibrium, the promoting fee is determined through the interaction of the companies' man or woman output selections and the marketplace call. However, inside the cartel scenario, the companies coordinate their output ranges to maximize overall enterprise profits. As a result, the promoting price beneath the cartel is probably to be better than the Cournot equilibrium rate.

Total Industry Output:

In the Cournot equilibrium, the companies' independent decisions lead to a higher overall enterprise output as compared to a monopoly. However, underneath the cartel, the companies coordinate their output tiers to reduce competition and increase their joint earnings. Consequently, the entire enterprise output in the cartel situation is predicted to decrease than to the Cournot equilibrium.

Total Industry Profits:

In the Cournot equilibrium, the entire industry income is decided through the companies' character output choices and the ensuing market prices. The companies aim to maximize their own earnings, which won't always result in the very best overall industry profits. On the opposite hand, the cartel's objective is to maximize total industry profits with the aid of coordinating output and pricing selections. Therefore, overall industry profits beneath the cartel are predicted to be better than inside the Cournot equilibrium.

To summarize the modifications:

Selling Price: Increase

Total Industry Output: Decrease

Total Industry Profits: Increase

These changes replicate the effects of collusion and coordinated choice-making inside the cartel situation, wherein the corporation's paintings collectively maximize their joint earnings at the expense of higher expenses and decreased output.

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The correct question is:

"Assume that two companies (A and B) are duopolists who produce identical products. Demand for the products is given by the following linear demand function: P=400-QA-QB where QA and QB are the quantities sold by the respective firms and P is the selling price. Total cost functions for the two companies are TC = 1,500 +110QA +QA TCB= 1,200 + 40QB+2QB Assume that the firms form a cartel to act as a monopolist and maximize total industry profits (sum of Firm A and Firm B profits). In such a case, Company A will produce units and sell at S . Similarly, Company B will produce units and sell at S . and Company B earns total profits of S . Therefore, the At the optimum output levels, Company A earns total profits of S total industry profits are s At the optimum output levels, the marginal cost of Company A is S and the marginal cost of Company Bis S . The following table shows the long-run equilibrium if the firms act independently, as in the Cournot model (i.e., each firm assumes that the other firm's output will not change). Cournot Equilibrium Price Output ($) (units) Company A 290 60 Company B 290 50 Total Industry 110 Profits ($) 5,700 6,300 $12,000 Compare the optimal solutions obtained in this exercise with the Cournot equilibrium given in the preceding table. What happens to the optimal selling price, total industry output, and total industry profits when the two firms form a cartel instead of acting independently? Increase Decrease No change Selling price Total industry output Total industry profits"

(Al Baik Restaurants in Saudi Arabia)
1- Introduction about the company
2- Marketing mix analysis, including description
the product
price
place (distribution)
Promotion (advertising and advertising campaigns)
secondly
SWOT analysis
1- strengths
2- weak points
3- Opportunities
4- Threats

Answers

Al Baik Restaurants in Saudi Arabia is a major fast-food chain. Al Baik was founded in 1974 and has since grown to become a staple of Saudi Arabian cuisine. Al Baik's primary focus is on serving fried chicken, which is available in a variety of sizes and combinations.


Marketing Mix Analysis:
1. Product: Al Baik Restaurants in Saudi Arabia serves fried chicken as its primary product, which is a well-known product among fast-food consumers. In addition, they also offer a variety of other fast food items like burgers, fries, shawarma, etc.
2. Price: Al Baik Restaurants in Saudi Arabia offers its products at a competitive price. They offer value meals and combos at affordable prices. This helps to attract more customers and ensure their satisfaction.
3. Place (distribution): Al Baik Restaurants has a vast network of branches that are located in all major cities of Saudi Arabia. Their restaurant branches are located in strategic locations that are easy to access and located close to highways and residential areas.
4. Promotion: Al Baik has maintained its popularity through traditional advertising. They use print, television, and radio ads to reach out to their customers. In addition, they also run social media campaigns and promotions to reach a wider audience.

SWOT analysis:
1. Strengths: Al Baik Restaurants is a popular brand in Saudi Arabia, with a vast network of branches and loyal customers. They have a well-established brand reputation, offer good value for money, and have an efficient delivery system.
2. Weaknesses: Al Baik Restaurants has limited menu offerings, which may not be appealing to everyone. They also have a lack of variety in their menu offerings. They need to work on expanding their menu options to attract more customers.
3. Opportunities: Al Baik Restaurants has opportunities to expand its business overseas. They can also explore new menu items and expand their product offerings. This will help them to attract more customers and improve their profitability.
4. Threats: The fast-food industry is highly competitive in Saudi Arabia. Other fast-food chains may offer similar products at lower prices, which could be a threat to Al Baik's profitability. Additionally, the pandemic has also affected their business operations and could continue to do so in the future.

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provide your own definition of strategic management. Explain some of the benefits of strategic management. Compare and contrast the resource based view of the firm and the knowledge based view of the firm. ( 250 words/ more than half page)

Answers

Strategic management is the process of formulating and implementing strategies to achieve an organization's long-term goals and objectives. It involves analyzing the internal and external environment, setting goals, making strategic decisions, and allocating resources effectively to gain a competitive advantage in the market.

Benefits of strategic management include:

1. Clear direction: Strategic management provides a clear sense of direction for the organization. It helps align the activities of different departments and individuals towards common goals, ensuring everyone is working towards the same purpose.

2. Competitive advantage: By analyzing the internal and external environment, strategic management enables organizations to identify their unique strengths, weaknesses, opportunities, and threats. This knowledge allows them to develop strategies that capitalize on their strengths and exploit market opportunities, leading to a sustainable competitive advantage.

3. Improved decision-making: Strategic management provides a framework for making informed decisions. It involves gathering and analyzing data, conducting market research, and considering various alternatives before making strategic choices. This systematic approach enhances decision-making effectiveness and reduces the risk of making hasty or ill-informed decisions.

4. Adaptability to change: Strategic management emphasizes continuous monitoring of the internal and external environment. This enables organizations to anticipate and respond to changes in the market, industry, or competitive landscape proactively. By being adaptable, organizations can seize new opportunities and mitigate potential threats more effectively.

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The expected return on a security, according to the CAPM, is 12.98%, the beta of the security is 1.52 and the risk-free rate is 1%. What is the value of the risk premium?
a.
8.88%
b.
6.88%
c.
11.98%
d.
7.88%

Answers

The value of the risk premium is 11.98%. This represents the additional return that investors demand for bearing the systematic risk associated with the security's beta.

According to the Capital Asset Pricing Model (CAPM), the expected return on a security can be calculated using the following formula:

Expected Return = Risk-free rate + (Beta × Market Risk Premium)

Given that the risk-free rate is 1%, the expected return is 12.98%, and the beta is 1.52, we can rearrange the formula to calculate the market risk premium:

Market Risk Premium = Expected Return - Risk-free rate / Beta

Market Risk Premium = (12.98% - 1%) / 1.52

Market Risk Premium ≈ 11.98%

Therefore, the value of the risk premium is approximately 11.98%. Hence, the correct option is c. 11.98%.

Based on the given information and the calculation using the CAPM, the value of the risk premium is approximately 11.98%. This represents the additional return that investors demand for bearing the systematic risk associated with the security's beta.

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The fundamental difference between quotas and import licenses as a means of controlling imports is that?

Answers

The fundamental difference between quotas and import licenses as a means of controlling imports is that quotas restrict the quantity of imported goods allowed into a country, while import licenses regulate who is allowed to import goods.

Quotas are limits set on the quantity of imported goods that can enter a country. They can be imposed by the government to protect domestic industries, manage trade deficits, or for other economic reasons. Quotas typically specify the maximum amount of a particular product that can be imported within a certain time period. Once the quota is reached, no more imports of that product are allowed.

On the other hand, import licenses are permits granted by the government to specific individuals or businesses to import goods. These licenses control who is authorized to bring in goods and can be used to regulate imports based on factors such as quality standards, safety requirements, or adherence to certain regulations. Import licenses provide a way for the government to monitor and regulate imports on a case-by-case basis.

In summary, quotas restrict the quantity of imports, while import licenses control who can import goods. Quotas set limits on the overall quantity of goods, while import licenses determine who can engage in the importation process.

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Several factors impact the WACC. Which of the following factors does not fall under a firm's control? Capital structure Dividend policy Capital budgeting policy Market risk premium policy Investment policy,

Answers

Among the factors you mentioned, the Market Risk Premium Policy is the one that does not fall under a firm's control. The Market Risk Premium is determined by market conditions and investor expectations, which are external factors beyond the control of a specific firm.

Capital structure, dividend policy, capital budgeting policy, and investment policy are all factors that a firm can control to some extent.

The slope of the securities market line (SML), a graphical depiction of the capital asset pricing model (CAPM), is equal to the market risk premium. CAPM is a crucial component of discounted cash flow (DCF) valuation and modern portfolio theory (MPT), which calculates the needed rate of return on equity investments.

The correlation between the returns from a portfolio of assets and the yields on treasury bonds is known as the market risk premium. The needed returns, historical returns, and anticipated returns are reflected in the risk premium. For all investors, the historical market risk premium will be the same. However, depending on risk tolerance and investment preferences, the necessary and projected market premiums will vary from investor to investor.

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Why is it important to establish a
establish a firm foundation and secure your basic needs before
beginning to invest?

Answers

Before starting to invest, securing basic needs establishes stability, reduces financial risks, and strengthens future financial position, making it important to establish a firm foundation.

Before diving into investment activities, it is crucial to establish a solid foundation by securing basic needs. This refers to fulfilling essential requirements such as food, shelter, healthcare, and other necessary expenses. By focusing on meeting these needs first, individuals can create a stable financial environment that reduces the risk of unforeseen circumstances derailing their investment plans.

Securing basic needs provides financial stability, allowing individuals to allocate their resources more efficiently and make informed investment decisions. It provides a safety net that cushions against potential losses and financial setbacks. If one's basic needs are not met and there is uncertainty about meeting them in the future, investing can become a risky endeavor. Financial stress can impair decision-making abilities, leading to poor investment choices or impulsive behavior driven by the immediate need for money.

Furthermore, having a firm foundation and meeting basic needs provides a stronger financial position for future investments. It ensures a sense of security and peace of mind, allowing individuals to focus on long-term investment goals rather than being preoccupied with immediate financial concerns. A stable financial situation provides a better platform to build wealth gradually and sustainably.

By establishing a firm foundation and securing basic needs before investing, individuals can lay the groundwork for successful and sustainable financial growth. It allows them to approach investments with a clear mindset, informed decision-making, and reduced financial risks, ultimately increasing the likelihood of achieving their investment goals.

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Points] 0/30 Submissions Used ou have been hired as a marketing consultant to Johannesburg Burger Supply, Inc., and you wish to come up with a unit price for its hamburgers in order to maximize its leekly revenue. To make life as simple as possible, you assume that the demand equation for Johannesburg hamburgers is linear. (a) Your market studies reveal the following sales figures: When the price i at $4.00 per hamburger, the sales drop to zero. Use these data to find the linear demand function q(p), where p is the price per hamburger and q is the number of hamburgers they sell at that price per week. q(p)= (b) Find the price elasticity of demand. E(p)= (c) When you raise the price by 1% from $2 per hamburger, the demand by Demand is

Answers

Johannesburg Burger Supply, Inc. should set the unit price of their hamburgers at $2.00 in order to maximize their weekly revenue.

What is the optimal unit price for Johannesburg Burger Supply's hamburgers?

The optimal unit price for Johannesburg Burger Supply's hamburgers is $2.00. This conclusion is based on the assumption that the demand equation for their hamburgers is linear.

According to market studies, when the price is set at $4.00 per hamburger, sales drop to zero. To determine the linear demand function, we need to find the relationship between price (p) and the number of hamburgers sold per week (q). Given that the demand drops to zero at a price of $4.00, we can establish the equation as q(p) = mp + b. Substituting the given price and quantity values, we find that q(p) = -2p + 8.

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Elaborate the various INDIVIDUAL and GROUP influences on Consumer Behaviour. What kind of influences would you expecting the following ? (i) Choice of a CAR (ii) Choice of a fairness cream Give reason

Answers

Overall, individual influences such as personal needs, preferences, and beliefs, along with group influences such as social norms, reference groups, and marketing efforts, can collectively shape consumer behavior in selecting a car or a fairness cream.

The choice of a car and the choice of a fairness cream can be influenced by both individual and group influences on consumer behavior.

(i) Choice of a car:

1. Individual influences:

- Personal needs and preferences: Individuals may choose a car based on factors such as size, style, performance, and features that align with their personal preferences and requirements.

- Lifestyle and self-image: Some individuals may select a car that aligns with their desired lifestyle or helps them project a particular image to others.

- Financial situation: Individual budget constraints can impact the choice of a car, as individuals may opt for a vehicle within their affordability range.

2. Group influences:

- Social norms and values: The preferences and choices of family, friends, or colleagues can influence an individual's decision to choose a particular car.

- Reference groups: Individuals may look to reference groups, such as car enthusiasts or car owners' clubs, for guidance and recommendations on car choices.

- Marketing and advertising: Influential marketing campaigns or advertisements showcasing the features, benefits, and social status associated with certain car models can influence consumer behavior.

(ii) Choice of a fairness cream:

1. Individual influences:

- Personal beauty concerns: Individual preferences for addressing specific skin concerns, such as dark spots or uneven skin tone, can influence the choice of a fairness cream.

- Personal beliefs and values: Individual beliefs about the importance of fair skin or the perception of beauty can impact the choice of a fairness cream.

- Personal experience: Previous positive experiences with a specific brand or product can influence an individual's decision to choose a particular fairness cream.

2. Group influences:

- Social norms and cultural influences: Societal norms and cultural perceptions of beauty can impact an individual's choice of a fairness cream.

- Recommendations from friends and family: Suggestions and recommendations from friends or family members who have used specific fairness creams can influence consumer behavior.

- Celebrity endorsements and advertisements: Influential endorsements by celebrities or persuasive advertisements highlighting the benefits of certain fairness creams can sway consumer choices.

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Explain the differences between the three types of mergers (horizontal, vertical and conglomerate). What might the benefits be for each type of merger? When do you think mergers are most likely to be challenged by the regulatory agencies? Explain.

Answers

Conglomerate, horizontal, and vertical mergers are the three types of mergers. The relationship between the merging entities and the potential benefits they provide vary between each type, which involves the combination of two or more businesses.

Let's examine each type's differences and advantages:

Horizontal mergers:

Definition: Even consolidations happen between organizations working in a similar industry and at a similar phase of the creation cycle. They involve the merger of rival businesses.

Benefits: Increased market share, economies of scale, increased market power, and potential cost synergies can result from horizontal mergers. The merged entity may have more pricing power and may be able to cut down on duplicate operations and overhead costs by eliminating competition.

Vertical Mergers:

Definition: Companies at different points in the production or supply chain are combined in vertical mergers. They take place when a company acquires either a customer or a supplier (forward integration).

Benefits: Supply chain control, coordination, and efficiency can all be enhanced by vertical mergers. Companies can streamline operations, reduce transaction costs, gain better control over quality and delivery, and secure dependable access to inputs or distribution channels by integrating vertically.

Conglomerate Mergers:

Definition: Combination consolidations happen between organizations that work in irrelevant businesses or have different product offerings.

Benefits: Combination consolidations can offer expansion benefits, spreading risk across various enterprises or markets. They enable businesses to expand their customer base, enter new markets, and benefit from synergies in management expertise or financial resources. Additionally, cross-selling products or services and the development of new revenue streams may be made possible by conglomerate mergers.

Now, let's talk about when regulators are most likely to challenge mergers:

When regulatory agencies raise concerns about potential anticompetitive effects that could harm consumers or restrict market competition, mergers are most likely to be challenged. Antitrust authorities and other regulatory agencies' primary objectives are to safeguard consumers and ensure fair market conditions. A few normal explanations behind testing consolidations include:

Market Predominance: If a merger results in a significant increase in market concentration and the establishment of a dominant player, it may reduce competition, which may reduce consumer choice, raise prices, or lower quality.Obstacles to Entry: In the long run, mergers that raise substantial entry barriers for new competitors may harm competition. In order to maintain a level playing field and prevent the foreclosure of competition, regulatory agencies may challenge such mergers.Effects that Could Be Coordinated: At times, a consolidation might work with plot or composed conduct among market members, prompting anticompetitive results. Regulators pay close attention to the possibility of coordinated effects to stop or reduce such behavior.Negative Impacts on Innovation: Regulators may look closely at mergers that may limit technological advancements or stifle innovation. The goal of the government is to maintain a competitive environment that encourages creativity and improves products or services for the benefit of customers.

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You have taken out a 60-month, $21,000 car loan with an APR of 6%, compounded monthly. The monthly payment on the loan is $405.99. Assume that right after you make your 50 th payment, the balance of the loan is $3,950.45. How much of your next payment goes toward principal and how much goes toward interest? Compare this with the prinicipal and interest paid in the first month's payment. (Note: Be careful not to round any intermediate steps less than six decimal places.) The amount that goes towards interest is $ ..... (Round to the nearest cent.) The amount that goes towards the principal is $...... (Round to the nearest cent.) Compare this with the prinicipal and interest paid in the first month's payment. (Select the best choice below.) A. In the first month, the amount that goes towards principal is $300.99 and toward interest is $105.00 Therefore, you can see that over time, as you pay down the principal of the loan, more of your payment has to go to cover interest and less of your payment can go towards reducing the principal. B. In the first month, the amount that goes towards principal is $300.99 and toward interest is $105.00. Therefore, you can see that over time, as you pay down the principal of the loan, less of your payment has to go to cover interest and more of your payment can go towards reducing the principal. C. In the first month, the amount that goes towards principal is $105.00 and toward interest is $300.99. Therefore, you can see that over time, as you pay down the principal of the loan, more of your payment has to go to cover interest and less of your payment can go towards reducing the principal.

Answers

Given: You have taken out a 60-month, $21,000 car loan with an APR of 6%, compounded monthly. The monthly payment on the loan is $405.99. Assume that right after you make your 50th payment, the balance of the loan is $3,950.45.

Formula used: The amount paid towards the interest is given by Interest Paid = Interest Rate × Balance; The amount paid towards the principal is given by Principal Paid = Total Payment – Interest Paid.Substituting the given values,Interest Paid = 0.06/12 × 3950.45 = $19.75Principal Paid = 405.99 – 19.75 = $386.24Therefore, the amount that goes towards interest is $19.75, and the amount that goes towards the principal is $386.24.Compare this with the principal and interest paid in the first month's payment.

The monthly payment in the first month = $405.99, and the balance of the loan is $21,000.Using the formula,Interest Paid = 0.06/12 × 21,000 = $105.00Principal Paid = 405.99 – 105.00 = $300.99Therefore, the amount that goes towards principal is $300.99, and the amount that goes towards interest is $105.00.The correct option is A. In the first month, the amount that goes towards principal is $300.99 and toward interest is $105.00 Therefore, you can see that over time, as you pay down the principal of the loan, more of your payment has to go to cover interest and less of your payment can go towards reducing the principal.

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Assume That You Have $36,000 Invested In A Stock That Is Returning 11.8%,$18,000 Invested In A Stock That Is Returning 23.3%, And $46,000 Invested In A Stock That Is Returning 11.3%. The Expected Return Of Your Portfolio Is %. Round To The Nearest 0.01% (Drop The % Symbol). E.G., If Your Answer Is 21.93%, Record It As 21.93.

Answers

The expected return of your portfolio, you need to calculate the weighted average return of each stock based on their respective investments. The expected return of your portfolio is 13.64%.

1. Multiply each investment amount by the corresponding return rate:
  - $36,000 * 11.8% = $4,248
  - $18,000 * 23.3% = $4,194
  - $46,000 * 11.3% = $5,198

2. Sum up the results from step 1:
  $4,248 + $4,194 + $5,198 = $13,640

3. Calculate the total investment amount:
  $36,000 + $18,000 + $46,000 = $100,000

4. Divide the sum from step 2 by the total investment amount from step 3:
  $13,640 / $100,000 = 0.1364

5. Multiply the result from step 4 by 100 to get the percentage:
  0.1364 * 100 = 13.64%

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150
words
Create an effective elevator speech.

Answers

The value you bring in a brief timeframe, typically the duration of an elevator ride demonstrates the value you can bring to potential clients or employers to provide employment.

Here's an example of an effective elevator speech

"Hi, I'm [Your Name]. I'm a seasoned digital marketer with a passion for helping businesses thrive in the online world. With over five years of experience in driving targeted traffic, increasing brand visibility, and optimizing conversion rates, I specialize in creating data-driven strategies that generate tangible results. Whether it's optimizing websites for search engines, managing social media campaigns, or implementing effective email marketing, I bring a comprehensive approach and a track record of success to every project. I've had the privilege of working with diverse clients, from startups to multinational corporations, and I'm always eager to leverage my expertise to help businesses achieve their digital marketing goals. Let's connect and explore how I can contribute to your success."

This elevator speech effectively introduces yourself, highlights your expertise and experience, and demonstrates the value you can bring to potential clients or employers. It is concise, engaging, and leaves a strong impression, making it an effective tool for networking and showcasing your skills.

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(d) You have bought a CD denominated in EUR that carries a coupon of 1. 25%. It was issued on 10 January 2022 and matures on 10 January 2023. You have bought a face value of EUR 10,000,000. Then, for value date 8 June 2022 you sold this CD at a discount to yield of 1. 35%. How much money did you receive on this sale (to the nearest euro)? (15%)

Answers

The amount of money you received on the sale of the CD can be calculated by considering the discount to yield and the face value of the CD. Since the discount to yield is given as 1.35%, it means that the CD was sold at a price below its face value. Here's the calculation:

Discount = Face Value * Discount Rate

Discount = EUR 10,000,000 * 1.35% = EUR 135,000

To find the amount of money you received, you subtract the discount from the face value:

Money Received = Face Value - Discount

Money Received = EUR 10,000,000 - EUR 135,000 = EUR 9,865,000

Therefore, you received approximately EUR 9,865,000 on the sale of the CD.

When you purchase a bond or CD, you are essentially lending money to the issuer. The issuer promises to pay you back the face value of the bond or CD at maturity, along with periodic interest payments called coupons. In this case, you bought a CD with a face value of EUR 10,000,000 and a coupon rate of 1.25%.

 

However, you decided to sell the CD before its maturity date. The price at which you sold the CD was determined by the discount to yield of 1.35%. This means that the buyer of the CD agreed to purchase it at a discounted price that corresponded to a yield of 1.35%.

To calculate the discount, you multiply the face value of the CD by the discount rate. The discount represents the difference between the face value and the discounted price at which the CD was sold. Subtracting the discount from the face value gives you the amount of money you received on the sale.

It's important to note that this calculation assumes there are no transaction costs or fees associated with the sale of the CD. Additionally, the calculation is rounded to the nearest euro for simplicity.

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An analyst has the following projected free cash flows for an investment: Year 1: $125,050; Year 2: $137,650; Year 3 to15: $150,000 a year; Year 16 to 20: $200,000 a year. The investment is expected to have a terminal value of $500,000 at the end of Year 20. If the analyst has estimated a present value of $8 millions for the investment, what is the discount rate that she/he has used in calculations.

Answers

The discount rate used in the calculations is approximately 12.19%.

To determine the discount rate used in the calculations, we need to solve for the rate that equates the present value of the projected cash flows and terminal value to $8 million.

The projected cash flows for each year, including the terminal value, need to be discounted to their present value using the discount rate. Then, these present values are summed up to calculate the total present value of the investment.

By using trial and error or a financial calculator, we can find that a discount rate of approximately 12.19% results in a present value of $8 million for the investment.

Therefore, the analyst has used a discount rate of approximately 12.19% in their calculations.

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Other Questions
You received a breakdown of the general and admin expenses of $140,000 by key activitybelow.Research and development $ 15,000Recruiting 70,000Event support expenses 25,000General and admin expenses 30,000Total indirect costs $140,000To learn more about these activities, you interviewed people within the organization and you were ableto learn the following:i) Research and development cost are incurred to ensure that trending topics are addressed during thetraining sessions and that the materials used reflect such topics.ii) Recruiting is handled by one personnel to identify trainers for all training sessions.iii) Event support expenses are expenses incurred to coordinate logistics and gather feedback fromtraining participants. There is a personnel responsible for handling all event support expenses.iv) General and administrative expenses are for in-house operating expenses that do not fall under anyof the other categories of expenses.Given the additional information, suggest one reasonable allocation base (cost driver) for each of thefour key activity. Justify your choice. Do not use the allocation base in (c) below.Note: a cause-and-effect relationship should be evident between the allocation base and activity.Usually, several potential cost drivers are suggested, and accountants choose the most appropriate. To prepare for the live classroom session and your written submission, use your chapter readings and course materials.The focus for this live classroom is a discussion about diet therapy for a 58 year old woman who experienced her first MI and is being discharged home. She currently works full time and is divorced. She lives in an apartment and has no family in the surrounding community.To prepare for the live classroom session and your written submission, use your chapter readings, review of videos, course materials, research, and written assignments.Be prepared to discuss the following:What should be the focus for her nutritional history and assessment?What dietary recommendations should be made?What obstacles to staying on the diet recommended might this woman encounter?What special considerations should you, as a nurse, be aware of? name a type of plane. not a model one word hyphenated but two words total A 25-year-old woman presents to her physician with a 3-day history of crampy abdominal pain that started in the epigastrium. She also reports nausea, low-grade fever and loss of appetite. She denies changes in urination or bowel habits, dysuria, or recent sick contacts. Her last menstrual period was 2 weeks ago. Relevant laboratory findings are as follows: WBC count: 13,000/mm3 -HCG: negative Urinalysis: Negative for blood, WBCs, leukocyte esterase, and protein.diagnosis: gastroesophageal reflux diseaseWhat is the pathophysiology of this condition? What is the appropriate treatment for this condition? Performs polynomial division x313x12/ x4 Question 5 (1 point) The direction equivalent to - [40 W of S] is OA) [50 S of W] B) [40 W of N] OC) [40 E of S] OD) [50 E of N] E) [40 E of N] Question 4 (1 point) Saved A car is travelling west and approaching a stop sign. As it is slowing to a stop, the directions associated with the object's velocity and acceleration, respectively, are A) There is not enough information to tell. OB) [W], [E] OC) [E], [W] OD) [E]. [E] E) [W], [W] For Germany, examine the post World War I economic and political situation that allowed Adolf Hitler to attempt to come to power. How did Hitler try and seize power in the 1920s and what did he learn from that situation? How and when did Hitler legitimately gain power in Germany? Under the Massachusetts license law a none inactive licensee may receive referral fees onlyA) when the licensee is affiliated with an active broker as a rental agentB) if the inactive licensee is a brokerC) from an active brokerD) if the licensee is a current member of a multiple listing service Edex chose memphis, tennessee, as its u.s. hub because:_____ a. all of these are true. b. the airport has relatively few hours of bad weather. Create a proposal for a website on compensation. This site should have a website design, content, and navigation. Included in the site should be content on salary, benefits, performance, labor relations, motivational theories, etc. There should be a total of 5 pages. Please use a minimum of three references. The substitution best suited for computing the integral /1+4- x=5+ 2tan 0 x=2+5 sin 0 x=3 sin 0 x=3+ sin 0 is x=2+5 sec Find the mechanical energy of a block-spring system having a spring constant of 1.3 N/cm and an oscillation amplitude of 2.2 cm. Number Units Kendra Brown is analyzing the capital requirements for Reynold Corporation for nextyear. Kendra forecasts that Reynold will need $15 million to fund all of its positive-NPVprojects and her job is to determine how to raise the money. Reynold's net income is $11million, and it has paid a $2 dividend per share (DPS) for the past several years (1 millionshares of common stock are outstanding); its shareholders expect the dividend to remainconstant for the next several years. The company's target capital structure is 30% debt and70% equity.a. Suppose Reynold follows the residual model and makes all distributions as dividends.How much retained earnings will it need to fund its capital budget?b. If Reynold follows the residual model with all distributions in the form of dividends,what will be its dividend per share and payout ratio for the upcoming year?c. If Reynold maintains its current $2 DPS for next year, how much retained earningswill be available for the firm's capital budget?d. Can Reynold maintain its current capital structure, maintain its current dividend pershare, and maintain a $15 million capital budget without having to raise newcommon stock? Why or why not?e.Suppose management is firmly opposed to cutting the dividend; that is, it wishes tomaintain the $2 dividend for the next year. Suppose also that the company is committedto funding all profitable projects and is willing to issue more debt (along with theavailable retained earnings) to help finance the company's capital budget. Assume theresulting change in capital structure has a minimal impact on the company's compositecost of capital, so that the capital budget remains at $15 million. What portion of thisyear's capital budget would have to be financed with debt?f. Suppose once again that management wants to maintain the $2 DPS. In addition, thecompany wants to maintain its target capital structure (30% debt, 70% equity) and its$15 million capital budget. What is the minimum dollar amount of new commonstock the company would have to issue in order to meet all of its objectives?& Now consider the case in which management wants to maintain the $2 DRS and itstarget capital structure but also wants to avoid issuing new common stock. Thecompany is willing to cut its capital budget in order to meet its other objectives.Assuming the company's projects are divisible, what will be the company's capitalbudget for the next year?h. If a firm follows the residual distribution policy, what actions can it take when itsforecasted retained earnings are less than the retained earnings required to fund itscapital budget? A very long right circular cylinder of uniform permittivity , radius a, is placed into a vacuum containing a previously uniform electric field E = E, oriented perpendicular to the axis of the cylinder. a. Ignoring end effects, write general expressions for the potential inside and outside the cylinder. b. Determine the potential inside and outside the cylinder. c. Determine D, and P inside the cylinder. computer system allows three users to access the central computer simultaneously. Agents who attempt to use the system when it is full are denied access; no waiting is allowed. of 28 calls per hour. The service rate per line is 18 calls per hour. (a) What is the probability that 0,1,2, and 3 access lines will be in use? (Round your answers to four decimal places.) P(0)= P(1)= P(2)= P(3)= (b) What is the probability that an agent will be denied access to the system? (Round your answers to four decimal places.) p k= (c) What is the average number of access lines in use? (Round your answers to two decimal places.) system have? An exponential growth or decay model is given. g(t) = 400 e-0.75t (a) Determine whether the model represents growth or decay. Ogrowth decay (b) Find the instantaneous growth or decay rate. A speech to _____ seeks to make a point or celebrate a person or event through humor, examples, and stories. A builder from State A sued a homeowner from State B for breach of contract in federal court, alleging that the homeowner failed to pay the second half of the agreed-upon price for completion of construction on a house. A ray of light origimates in glass and travels to ain. The angle of incidence is 36. The ray is partilly reflected from the interfece of gloss and oin at the anple 2 and refrocted at enfle 3. The index of refraction of the gless is 1.5. a) Find the speed of light in glass b) Find 2 c) Find 3 d). Find the critcal ancle Brandon Williamson is walking on a treadmill at 3.6 mph for 30 minutes. His current bodyweight is 187lb. His absolute VO2 level at this intensity is 2.3 L/min.a. Relative VO2 in ml/kg/minb. MET levelc. Grade of treadmilld. Kilocalories per minutee. Total caloric expenditure