Answer:
housing- $554
food- $245
healthcare- $500
pensions- $350
entertainment- $118
transportation- $247
cash- $155
other- $94
2. As a teenager, why might creating a budget be important?
A budget can help teens start to discern between genuine needs and wants and will show them where their money is going each month. A good budget will provide for both needs and at least some wants and should be flexible and relatively easy to use and understand.
Mexico can produce vine-ripened tomatoes at a lower opportunity cost than firms in the United States. Through trade negotiations, the United States lifted quotas limiting the import of tomatoes from Mexico. Some firms in Florida, in the face of this new competition, had to close their farms and their workers lost their jobs. Many of the workers could not find new jobs right away. What type of unemployment describes the workers' situation
Answer:
Structural unemployment
Explanation:
From the question we are informed about Mexico which are producing vine-ripened tomatoes at a lower opportunity cost than firms in the United States. Through trade negotiations, the United States lifted quotas limiting the import of tomatoes from Mexico. Some firms in Florida, in the face of this new competition, had to close their farms and their workers lost their jobs. Many of the workers could not find new jobs right away. In this case, the type of unemployment that describes the workers' situation is
Structural unemployment.
Structural unemployment can be regarded as one type of unemployment which is a form of involuntary unemployment that is been causedd as a result of mismatch between the skills that can be offered by workers in the economy
and the skills that is been demanded of workers by their employers, structural unemployment can be regarded as" the skills gap"
Here's a paragraph from a recap email. "You currently have a quote from a moving company for about $5,000, but you would be willing to pay twice that much if it meant ensuring your equipment was moved safely and on time. However, the decision isn't yours alone. Sebastian is in charge of the equipment and Sal will have to approve the higher budget. We'll include them in our next meeting to discuss the details of where we go from here." Which part of the explore phase does it accomplish?
Answer:
Business Analysis
Explanation:
The business analysis approaches is used to describe the overall processes that needs to be followed or carried out to perform a business analysis work for a given initiative. The BA approach also describes what tasks to be performed, what deliverables to be produced and what techniques are to be used.
In the context, a recap email which shows things to be discussed and to take steps or actions in the next meeting accomplishes the BA or the business analysis approach of the explore phase.
Maria deposits her paycheck each week in a checking account. She plans to buy a car in the next year, so she decides to start saving $100 each month to pay for it. She does not want to have to remember to make that deposit each month. What savings instruments could help Maria reach her goal? Check all that apply. Series I savings bonds Series EE savings bonds a regular savings account a 24-month certificate of deposit a money market account with a $100 minimum deposit
Answer:
a regular saving accounts
a money market account with a $100 minimum deposit
Explanation:
i got right
Maria deposits her paycheck each week in a checking account. She plans to buy a car in the next year, so she decides to start saving $100 each month to pay for it. She does not want to have to remember to make that deposit each month. Savings instruments could help Maria reach her goal are -
A regular savings account a 24-month certificate of depositA money market account with a $100 minimum depositWhat is deposit?Deposit is a sum of money paid into a bank or building society account.
What is a paycheck?Paycheck is a salary or wages cheque made out to an employee.
What are savings?Savings are income not spent, or deferred consumption.
To learn more about deposits and savings refer
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What does it mean to negotiate? Why do you think it is so uncommon for people in our culture to negotiate? Do you think you would be a good negotiator? Why or why not?
A buyer made an earnest money offer to purchase property, and the broker placed the funds in his trust account. After the seller's acceptance but prior to opening of escrow, the buyer informs the broker that he has revoked his offer and demands the return of the deposit. The broker, not wanting to be involved in the conflict with respect to the disposition of the deposit funds, deposited them with the appropriate court. This would be an example of
Answer: Interpleader
Explanation:
The broker just engaged in an Interpleader action which is an action that allows a person who does not own a certain property to get the claimants to the property to go to court for it. The Court will then decide who should get the property after proceedings.
The Broker does not own the deposit but seeing as he did not want to get into trouble with either the Seller or the Buyer, he put the deposit with the courts so that they would decide who owns the deposit.
A developer is considering building a community for senior citizens. He sets up a building that is occupied only by tenants 62 years or older. He designs community areas with barrier-free access and he advertises to older people in retirement magazines. A niece of one of the owners requests permission to move in with her two children and live with her aunt in the building. The homeowners and the developers refuse to let her move in. Are they justified in doing this?
Answer: They are if the property qualifies for an exemption
Explanation:
Generally speaking it is illegal to deny a person the chance to rent or buy a house based on their age amongst other things due to the Fair Housing Act of 1968.
There are however, some exceptions to this law and one such exception has to do with the elderly. On account of the special needs they have, elderly people homes and communities can be exempted from this law so as to allow only the elderly to rent or buy in a certain place.
This is contingent on certain requirements being met and if they have been met in the above scenario, the homeowners can indeed refuse access to the niece in question.
Sifco Inc., a tire manufacturing company, stipulates that Rambox Corp. should buy its entire line of Roadgrip tires. Sifco has significant market power in a particular variety of Roadgrip tires for which no substitutes are available in the market. It uses this power to its advantage and does not agree to let Rambox buy less than the entire line of Roadgrip tires. The sales contract between Sifco and Rambox is an example of a ________.
Answer:
Reciprocal dealing arrangement.
Explanation:
The reciprocal dealing arrangement is the agreement where the buyer could offer to purchase the goods of the seller under the condition when the seller purchased the other type of the goods from the original buyer
So as per the given situation, the sales contract that made between the sifco and the rambox represent the reciprocal dealing arrangement
Hence, the same should be considered
The managing underwriter has set the POP for a new issue offering at $50 per share. After negotiating, the proceeds to be received by the issuer upon closing are set at $48 per share. The managing underwriter will retain a management fee of $.25 per share and the selling concession has been set at $.75 per share. The spread is: A $2.00 B $1.25 C $1.00 D $.25
Answer:
A $2.00
Explanation:
The computation of the spread is shown below;
Spread represent the gross compensation made to the underwriters. It shows the difference between the Public Offering Price and the amount per share that was collected by the issuer.
So, it should be
= $50 per share - $48 per share
= $2 per share
hence, the correct option is a.
In criticizing Booker T. Washington's educational emphasis on manual labor and industrial training, W.E.B. Du Bois emphasized instead that black education should concentrate on a adult education. b an intellectually gifted talented tenth of the black community that should be given full and immediate access to the mainstream of American life. c developing separate black schools and colleges. d developing black entrepreneurs to create black businesses to serve black communities. e education for political action.
Answer:
The answer is "Choice c".
Explanation:
In criticism of the instructional focus of George Washington on handicraft labor and manufacturing schooling, Du Bois emphasized that African American schooling must focus on a talented and cognitively skilled tenth part of the Black community to be able to gain full disclosure access to Usa's mainstream.
In the context of the number and the intensity of external factors in the environment that affect organizations, a(n) _____ is defined as an environment with few environmental factors.
Answer:
simple environment
Explanation:
Organizational environment can be regarded as internal as well as external environmental factors which can influence the activities and
decision making of the
organization. The environment of an organization has a surroundings which has favourable or unfavorable effects on its operations. simple environment is one with a limited environmental factors which can influence or affect the operation of the organization, the intensity of external factors that affects
simple environment is very low compare to complex environment. It should be noted that In the context of the number and the intensity of external factors in the environment that affect organizations, simple environment is defined as an environment with few environmental factors.
interview any business owner on impact of crime
Answer:
Businesses that had been affected by crime were found to be 17 to 22 percent less likely to increase employment. Almost half the businesses said that fear of crime among their clients or customers had had a negative impact on their businesses. This figure was particularly high in townships and inner city locations.
Explanation:
I hope this helps you sorry if it doesn’t
Plant Away is an Oregon-based retailer and distributor of trees and shrubs. They have hundreds of smaller nurseries based around the country that grow the plant stock. The majority of their business is conducted online Consumers purchase typically small quantities of products online and Plant Away coordinates the shipping from the most appropriate nursery. What unique problems might you anticipate they have in their supply chain? What might remedy these problems?
Answer: See explanation
Explanation:
A supply chain refers to the network of people, firms, resources, technology etc that are involved in product creation and sale.
Based on the question, the unique problems that one can anticipate in the supply chain can be due unforeseeable events. For example, the uncertainties in this case can be disease of plants, bad weather, interstate regulations etc.
To remedy the problem, it's vital to have a weather forecast that's up-to-date. This can help in anticipating the challenges and then determining the best transportation routes to take.
In cultures where work gets done because of the relationship _____. Select one: a. the priority is on accomplishing the task. b. business meetings tend to be quick and to the point. c. people spend a great amout of time getting to know each other than working. d. interactions are informal.
Answer:
c. people spend a great amount of time getting to know each other than working.
Explanation:
In the cultures, the work should get done as because of the relationship that means the people spend a great amount of time in order to know each other personally other than for working purpose so that the mutual understanding between them could be created and accordingly they will communicate with one another
Therefore as per the given situation, the option c is correct
what is the meaning of cheque stub
Answer:
A check stub is the part of a check that is kept by the payee with information such as the check number, date, and amount. ... A check stub is the part of a check that is kept by the payee with information such as the check number, date, and amount.
Consider the following three scenarios:I. ABC Lawncare performed lawn maintenance services for Drake Inc. on June 1st, and received payment of $500 for those services.II. On June 1st, Melly Corp received payment for 100 pounds of raw material to be delivered to Drake Inc. in 6 months.III. Lodo, LLC collected cash on June 1st for services rendered on May 1st.Given these scenarios, revenue cannot be recognized on June 1st for:
Answer:
Scenario IIScenario IIIExplanation:
The Accrual basis is used in Accounting which means that when it comes to revenue, it can only be recognized in the period that it is earned.
Scenario II cannot be recognized on June 1st because it is for goods to be delivered in 6 months. As the goods have not been delivered, the revenue has not be earned so will not be recognized.
Scenario III cannot be recognized on June 1st as well because it was for work done in May which means that it was earned in May. It is to be recognized as revenue earned in May, not in June.
Government regulations that prevent two firms from merging to become a monopoly address which type of market failure?
Market power
positive externality
private good
negative externality
imperfect information
9. An important difference between common stock and preferred stock is that the price of the common stock tends to be more than that of preferred stock. a) volatile b) stable c) expensive
Answer:
The correct answer is B. Stable.
Explanation:
Preference share is a share which, in the event of a dividend and liquidation, has a preferential right over other shares, for example ordinary shares. The more favorable position of the preference share is usually reflected in a higher market price than for the ordinary share, all other things being equal. Preference shares with a high guaranteed dividend are partly given the character of a corporate bond. A fundamental difference, however, is that the company's creditors take precedence over all shareholders, including holders of preference shares, in the event that the company develops payment difficulties. At the same time as the preference share gives priority to dividends, they generally give significantly less voting rights than the ordinary share.
In 1949, Sycamore, Illinois built a hospital for about $500,000. In 1987, the county restored the courthouse for about $2.4 million. A price index for nonresidential construction was 14 in 1949, 92 in 1987, and 114.5 in 2000. According to these numbers, the hospital cost about a. $4.1 million in 2000 dollars, which is more than the cost of the courthouse restoration in 2000 dollars. b. $4.1 million in 2000 dollars, which is less than the cost of the courthouse restoration in 2000 dollars. c. $3.6 million in 2000 dollars, which is more than the cost of the courthouse restoration in 2000 dollars. d. $3.6 million in 2000 dollars, which is less than the cost of the courthouse restoration in 2000 dollars.
Answer:
a. $4.1 million in 2000 dollars, which is more than the cost of the courthouse restoration in 2000 dollars.
Explanation:
The computation is shown below;
Cost in 2000 dollars is
= $500,000 × (Price index in 2000 ÷ Price index in 1949)
= $500,000 × (114.5 ÷ 14)
= 40,89,285.71
= $4.1 million
So overall we can see that the $4.1 million in the year 2000 more than the cost of the courthouse
Therefore the option a is correct
An employee receives an hourly rate of $22.00, with time and a half for all hours worked in excess of 40 during the week. Payroll data for the first week of the calendar year are as follows: hours worked, 45.00 federal income tax withheld, $146.00; Social security tax rate, 6% on maximum of $100,000; and Medicare tax rate, 1.5% on all earnings; state unemployment compensation tax, 3.4% on the first $7,000; federal unemployment compensation tax, .8% on the first $7,000. What is the net amount to be paid the employee
Answer: $820.63
Explanation:
First find the gross pay of the employee.
Hourly rate of $22. Hours worked = 45 hours. Overtime rates apply for anything over 40 hours so overtime hours are 5 hours.
Normal pay = 22 * 40 = $880
Overtime = 22 * 5 hours overtime * 1.5 time normal pay = $165
Total:
= 880 + 165
= $1,045
Net pay to employee:
= Gross pay - Federal income tax - Social security tax - Medicare tax
= 1,045 - 146 - (6% * 1,045) - (1.5% * 1,045)
= $820.63
Which concurrent testing method helps calculate the visibility of an outdoor advertisement?
A. interview test
B. passers-by count test
C. telephonic survey
D. speech test
E. interactive test
Answer:
A
Explanation:
A contractor puts in a claim under a comprehensive standard general liability policy. The policy has no additional coverage, riders, or floaters, and has a $500 deductible per occurrence. The claim is for a job-site accident that caused $2,000 of injuries to employees, $1,800 of injuries to a pedestrian, $2,300 damage to the contractor's equipment, and $1,750 loss of project materials purchased by the contractor. The insurance company is liable for
Answer: $1,300
Explanation:
A comprehensive standard general liability policy is used when there are operations being conducted by a contractor or tenant. The basic policy covers property damage to other parties as well as bodily harm. Seeing as there are no additional coverages, the basic plan is in effect.
The only thing that can be covered here by the insurance company therefore is the $1,800 damage to the pedestrian because the rest relate to the contractor so are not covered,
As there is a $500 deductible, the amount the insurance company is liable for is:
= 1,800 - 500
= $1,300
Suppose your boss has asked you to write a letter to a client about a problem with their order. What format of writing would you use, and what kind of style would you use to write? Justify your response.
Answer:
if my boss had asked me to write a letter to a client It can begin with the word “Dear” followed by the person's name or the word “To.” Include a date at the top of the letter. Begin the letter with a brief introduction. Keep the introduction pleasant and conversational.
1. Use simple, plain English. No jargon.
2. Make sure there are no typos and all the provided information is “correct”.
3. Answer all the questions that have been asked (and any that may come after). ...
4. Tone. Using the right tone, that fits the reader (or customer) and the reason you're contacting them.
5. Never Use an Anonymous Greeting.
6.If in Doubt Use Mr/Mrs Instead of First Names.
7. Get Someone to Check the Name Is Right
8.Thank Them for Their Custom.
9.Offer Something in Return.
10.Place Important Information in the PS Section.
11.Add a Personal Touch.
12.Adopt a Clear and Striking Layout.
13.Express your gratitude, clearly stating why you're sending the note.
14.Include details about why enjoyed your experience with this customer — this is a prime opportunity to be specific and thoughtful.
15.Add the Date.
16.Identify Your Address.
17.Close the Letter.
18.Greet Your Reader.
19. last ,Repeat your thanks.
A Rhode Island state statute requires machinery in industrial plants to include automatic shut-off switches accessible to each employee working on the machine. Steel Company’s equipment does not have the switches. Trudy, a Steel employee, suffers an injury that an accessible shut-off switch would have prevented. Trudy’s best theory for recovery is:
Answer:
negligence
Explanation:
From the question we are informed about A Rhode Island state statute requires machinery in industrial plants to include automatic shut-off switches accessible to each employee working on the machine. Steel Company’s equipment does not have the switches. Trudy, a Steel employee, suffers an injury that an accessible shut-off switch would have prevented. In this case, Trudy’s best theory for recovery is Negligence.
Negligence can be regarded as legal theory which is required to be proved first in a situation whereby you are holding a company responsible as regards harm that you have suffered for. Negligence theory let us understand that there should be a prove on four things in court. And they are ;
✓damages/harm
✓causation
✓duty
✓ breach
A supply partnership refers to Multiple Choice an arrangement a manufacturer makes with a reseller to handle only its products and not those of competitors. a supplier that requires a buyer purchasing some products from it to also buy others. the illegal practice of refusing to purchase a seller's products unless the seller agrees not to purchase that product or any similar products from any other buyer. a relationship that exists when a buyer and its supplier adopt mutually beneficial objectives, policies, and procedures for the purpose of lowering the cost of or increasing the value of products and services delivered to the ultimate consumer. the practice whereby a seller requires the purchaser of one product to also buy another item in the line.
Answer:
a relationship that exists when a buyer and its supplier adopt mutually beneficial objectives, policies, and procedures for the purpose of lowering the cost of or increasing the value of products and services delivered to the ultimate consumer.
Explanation:
Supply chain management can be defined as the effective and efficient management of the flow of goods and services as well as all of the production processes involved in the transformation of raw materials into finished products that meet the insatiable want and need of the consumers.
Generally, the supply chain management involves all the activities associated with planning, execution and supply of finished goods and services to the consumers.
The fundamental principle on which supply chain management is based, is the complete collaboration between multiple firms. These multiple firms include a company that is saddled with the responsibility of manufacturing producer), a wholesaler, and a retailer who typically sells the products to the customers or consumers.
Basically, these three (3) firms or individuals are required to collaborate with each other so as to meet the needs of the customers in a timely manner or fashion and at a fair price too.
A supply partnership refers to a relationship that exists when a buyer and its supplier adopt mutually beneficial objectives, policies, and procedures for the purpose of lowering the cost of or increasing the value of products and services delivered to the ultimate consumer.
Hence, to select a potential supplier-partner, the buyer should consider both hard and soft factors with an eye toward long-term outcomes. The hard factors comprises of equipment, product, technology, and raw materials used in the manufacturing process while the soft factors are work methods, organizational style and structure, labor or workforce, organizational procedures and policies.
Some economists believe that higher marginal income tax rates __________ the incentive to work and thus shift the __________. Question 14 options: increase; AD curve to the right increase; SRAS curve to the right increase; SRAS curve to the left decrease; AD curve to the left decrease; SRAS curve to the left Question 15 (1 point)
Answer:
The answer is "Decrease; SRAS curve to the left".
Explanation:
It indicates that certain incomes fall into additional tax categories, owing to a higher percentage of all raising revenue earned above the preceding category. Increased marginal cost tax rates would require a greater percentage of tax revenue. It will cut labor and lower output so that the limited supply aggregate curve could be moved to the left.
The Coase theorem states that ... a) property rights should initially be assigned to those affected by a negative externality. b) property rights should initially be assigned to those creating a negative externality. c) as long as property rights are well defined and no transactions costs exist, an efficient allocation will result. d) as long as property rights are well defined and transactions costs are high, an efficient allocation will result. e) an efficient allocation will also be equitable to all parties concerned.
Answer:
c) as long as property rights are well defined and no transactions costs exist, an efficient allocation will result.
Explanation:
Coase theorem was developed in 1960 by a British economist and author named Ronald Coase.
Coase theorem states that when the actions of a party (X) negatively affects or harm another party (Y), then party Y should be able to create an incentive for party X to stop or limit the action creating such harm.
Generally, when transaction cost are low, the two parties are able to bargain and reach a mutual agreement in the presence of an externality such as a pollution.
An externality is typically an unwarranted cost or benefit by a manufacturer or producer of goods and services that affects a third party.
In Economics, an externality could either be positive or negative depending on its effect on a third party.
A negative externality arises when the production or consumption of a finished product or service has negative impact (cost) on a third party.
In conclusion, the Coase theorem is applicable only if there are well defined property rights, the number of people involved is small, and the cost of negotiation is low.
The five situational influences that have an impact on the purchase decision process are ______. Multiple choice question. personal influences, the reference group, family, friends, and the Internet problem recognition, search, alternative evaluations, the decision process, and postpurchase behavior the purchase task, social surroundings, physical surroundings, temporal effects, and antecedent states habits, routines, problem solving, research, and delayed decisions
Answer:
the purchase task, social surroundings, physical surroundings, temporal effects, and antecedent states
Explanation:
Purchase decision can be regarded as thought process which gives a consumer leads starting from identification of a need to generating options, as well as choosing a specific product and brand. Some of this decision are minor such as buying of biscuits, other are major as seen in buying of houses. It is decision-making process that is been utilized by consumers as regards the market transactions before or during purchase as well as after the purchase of a good or service. It can be regarded as as particular type of a cost–benefit analysis when there is multiple alternatives. It should be noted that The five situational influences that have an impact on the purchase decision process are;
✓ antecedent states
✓the purchase task
✓physical surroundings
✓ temporal effects
✓social surroundings
These Situational influences can be regarded as temporary conditions which has effect on how buyers behave, in case whereby they
actually purchase your product, or do not buy, or buy additional products,
If a strategic plan is failing to meet its objectives, but the company's execution is deemed sufficient, management should first Multiple choice question. reconsider the assumptions that were used to formulate the strategic plan. pressure employees to improve their implementation efforts. start from stage one of the strategy process. set less ambitious objectives.
Answer:
The answer is "reconsider the assumptions that were used to formulate the strategic plan".
Explanation:
This strategic plan is a document used to improve objectives to achieve these objectives and all other essential aspects generated during the planning process to the company. That's why Whether the business strategy fails to meet its goals, but the performance of the business is judged enough, management must first s right the premises used in construct the comprehensive strategy.
During the accumulation phase of a variable annuity: A payments can be made into the plan; but distributions may not be taken from the plan B distributions may be taken from the plan; but payments may not be made into the plan C both payments may be made into the plan; and distributions may be taken from the plan D neither payments may be made into the plan; nor distributions may be taken from the plan Review
Answer:
Explanation:
ruing the accumulation phase of a variable annuity: A payments can be made into the plan; but distributions may not be taken from the plan B distributions may be taken from the plan; but payments may not be made into the plan C both payments may be made into the plan; and distributions may be taken from the plan D neither payments may be made into the plan; nor distributions may be taken from the plan Review