Answer:
Explanation:
Name of Borrower
Address of Borrower
City, State, Zip Code
DATE
Name of Loan Officer
Name of Lending Institution
Address of Lending Institution
City, State, Zip Code
Re: Restructuring of Loan - Loan Number
Dear Name of Loan Officer:
This letter is a formal request for restructuring of my mortgage. I have fallen behind in payments for the last three months because my wife, Name of Wife, lost her job, which reduced our total income by half. I made the last payment on DATE.
I sincerely want to keep my home and make regular payments, but, at this time, require some restructuring in the terms of the loan. I request that the monthly payments be reduced and the delinquent payments be forgiven or recapitalized, so I can catch up and prevent delinquency in the future.
I would appreciate it if we could work together to find a way to normalize my mortgage payments. I fully intend to pay my debt, but need some help until my wife finds another job and our financial situation stabilizes again. She currently has two possible job offers, and will know the results next month.
I apologize for getting behind in my payments, but, as you can see, it was out of my control.
I can be reached at Phone Number or at Email Address if you have any further questions. I hope we can meet soon to agree on the terms of a loan modification.
Sincerely,
Signature of Borrower
Printed name of Borrower
Holland was one of the greatest nations in the world.
True
False
Help!!!
Answer:
true
Explanation:
it became the cultural,political and economic center of the United provinces
Where was the Erie Canal built? London b. Paris C. New York d. San Fransico Please select the best answer from the choices provided СА OB OD
Answer:
C New York State
Explanation:
Good Luck
Answer:
c
Explanation:
PLZ HELP ME IM STUCK ON THIS QUESTION, AND IM TRYING TO COMPLETE MY MIDTERM
In 1880Frederick Douglass said "to the freedman was given the machinery of liberty , but there was denied to them the steam to put it into motion...The old master class... retained power to starve them to death, and wherever this power is held there is the power of slavery"
Which of the following best explains this statement?
A, The ex -masters continued to treat newly- freed men like slaves.
B, The industrialization of the South prevented ex-slaves from prospering as much as whites
C, Freedmen who were given new farm equipment did much better financially than white landowners
D, Although freedmen had been given the right to votethey still had little economic independence
Nelson Mandela belonged to the African National Congress. What was the purpose of this group? A. The purpose was to work for equality for all people of South Africa. B. The purpose was to support the system of white rule in South Africa. C. The purpose was to unite the diamond mine workers of South Africa. D. The purpose was to help businesses become more successful in South Africa.
Answer:
A
Explanation:
Just makes sense and got it right on test
Which action is the most effective way for citizens to demonstrate civic responsibility?
Participating in the voting process
O Learning the words to the Pledge of Allegiance
O Learning the words to the national anthem
O Paying bills in a timely manner
Hbmm
Answer: A participating
Explanation:
I just took the test
which form was a common home design in arkansas's post during the 1700s
loo
dogtrot
cone-shaped
reel
Answer:
reel. i think guessing it the best game.. :0
Explanation:
Answer:
dogtrot
Explanation:
Need help Please Brainly to the first person right with reason and 5 Stars
Answer:
Theodore Dehone Judah (March 4, 1825 – November 2, 1863) was an American civil engineer who was a central figure in the original promotion, establishment, and design of the First Transcontinental Railroad.
Explanation:
Select the correct answer.
Which two entrepreneurs believed they were examples of social Darwinism at work?
A.
Thomas Edison and George Westinghouse
B.
Andrew Carnegie and John D. Rockefeller
C.
John D. Rockefeller and Cornelius Vanderbilt
D.
Thomas Edison and Alexander Graham Bell
Andrew Carnegie and John D. Rockefeller
can u tell me this girl name please if u can't see it just press the picture
Answer:
sorry don't know
god bless you have a great day
Answer:
sorry
have a great day
God bless you
O
• Vicksburg, Mississippi
Memphis, Tennessee
• New Orleans, Louisiana
The invention of the steamboat helped establish these cities as –
A major centers of commerce
B
locations of large textile mills
safe havens for fugitive slaves
capitals of state governments
1-25
Answer:
Explanation:
Whats the answer
Which feature is included in both the United States Constitution and the Georgia Constitution?
A.
Powers of government are centered in the executive branch.
B.
Powers of government are divided between three branches.
C.
Legislative power is centered in a single chamber of Congress.
D.
Judicial power is divided between two chambers of the Supreme Court.
Answer: B. Powers of government are divided between three branches.
Explanation:
Both the U.S. and Georgian Constitutions divide the powers of government between three branches namely the: Executive, Judiciary and Legislature.
The Legislature is in charge of making laws for the country and State. The Executive is in charge of enforcing those laws amongst other roles and the Judiciary helps administer this law through the Courts.
PLEASE HELP!!! ILL GIVE BRAINLIST!!!!
Describe some of the dangers of river crossings while traveling west.
Answer:
A swollen river could easily tip over a wagon, and drown a man and oxen alike. Even if they were not drowned, they would lose many supplies, and then would likely starve to death. Disease was also a major concern and killer.
Answer:
Quicksand may be on the river bottom and rivers could rise at night.
Explanation:
got it right
what is william shakespeare’s favorite color and WHYYY
Answer:
green
Explanation:
its mentioned most frequently in his work, the second color being most mentioned is red.
How did northern Africa's location affect the development of its civilizations?
A. It kept them separate from other parts of Africa
B. It forced them to move farther south every year.
C. It allowed them to control all trade in the region.
D. It gave them access to valuable new technology.
Answer:
The geography of Africa helped to shape the history and development of the culture and civilizations of Ancient Africa. The geography impacted where people could live, important trade resources such as gold and salt, and trade routes that helped different civilizations to interact and develop.
Explanation:
Answer:
the correct answer is A
Explanation:
i did the quiz and i want to help
Why did Qin Shihuangdi believe he should be the next ruler of China?
Answer:
He believed he had the mandate of heaven. He believed he was the people's choice to rule. He believed he could open China to outside trade.
Explanation:
Answer: He believed he had a mandate of heaven.
Explanation: I took the test.
Part 6
Provide one plece of evidence from the Declaration that justifies American independence. Explain your answer.
Answer:
The piece of evidence from the Declaration of Independence that justifies American independence is the collection of grievances and wrongdoings committed by the British monarchy to the people of the colonies in the Americas. Thomas Jefferson and the Founding Fathers established this in the line: "long train of abuses and usurpations...evinces a design to reduce them under absolute despotism, it is their right and duty to throw off such government..."
Please LIST the FOUR (4)
Long-Term CAUSES WHY
World War I began in Europe.
Please use M.A.I.N. to help
you list the reasons.
The Thirty Tyrants ruled Athens for one year?
True or False?
Answer:
Explanation:
The Thirty Tyrants were a pro-Spartan oligarchy installed in Athens after its defeat in the Peloponnesian War in 404 BCE. ... The Thirty Tyrants maintained power for eight months.
The “Atlanta Compromise” is the name given to the
A
proposal that African Americans emphasize making economic progress over the quest for political and social equality
B
political concessions southern White politicians made to African Americans in order to win their support against northerners
C
southern agreement to supply raw materials to the North and West in exchange for manufactured products
D
political deal made by northern Republicans and southern Democrats to pass legislation favoring the gold standard
E
agreement expected to forge a new Republican Party of northern moderates and southern conservatives
Answer:a
Explanation:
Which of the following is not a quality advertised "paradise KINGDOMS to get tourists to visit?
A: archaeological dig sites
B: coral reefs and tropical seas
C: enormous mountain and foothills
D: great deals of happiness
The underlined text uses similar language as what
other famous document or speech?
A beacon is a guiding light
DONE
Five score years ago, a great American, in
whose symbolic shadow we stand today,
signed the Emancipation Proclamation. This
momentous decree came as a great beacon
light of hope to millions of Negro slaves who
had been seared in the flames of withering
injustice...
Answer:
The first on is "The Gettysburg Address"
The second one if B "Abraham Lincoln"
Explanation:
The underlined text uses similar language as the famous document or speech called "The Gettysburg Address"which was delivered by "Abraham Lincoln".
What is the Gettysburg Address?The Gettysburg Address was a speech delivered by Abraham Lincoln at the dedication of the Soldiers' National Cemetery during American Civil War.
In conclusion, the purpose of Lincoln's speech was to unite the country together as they were divided through differing views of war.
Read more about Gettysburg Address
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The main duty of a vassal was to
a.
run his lord’s estate.
c.
farm land owned by nobles.
b.
advise the king.
d.
fight to defend his lord’s land.
Please select the best answer from the choices provided
A
B
C
D
Answer:
i dont know sorry
Explanation:
What is one example of the president acting as Chief Executive
_______ was the first crop farmed by early humans
a
Cheese
b
Wheat
С
Corn
d
Turnips
Answer:
Wheat
Explanation:
What did Horace advice poets to do before they publish their poetry?
Please heeeeelppp me
why was the battle of tippecanoe fought?
Answer:
American complaints that the British aided the Aboriginals in resisting American settlement of the Old Northwest have been cited as one of the causes of the War of 1812.
Explanation:
Please help me Hurry Due 12:00 Pm
11.The Domino Theory illustrated above represents one reason why the United States continued to support –
a. The Strategic Arms Limitations Talks
b. A policy of isolationism
c.A policy of containment
Answer:
C. A policy of CONTAINMENT
Explanation:
How did the Land Act of 1851 affect Mexican Americans living in territories
the United States won in the Mexican-American War?
O A. The law required Mexican Americans in Texas to prove they
owned their land.
B. The law prevented Mexican Americans from buying new land in
Texas.
C. The law forced Mexican Americans to move to Mexico.
D. The law seized Mexican American land in Texas and gave it to
American settlers.
SUBMIT
Answer:
A
Explanation:
The law required land owners to validate their grants before a land claim commission.
Who was the second president in the U.S?
George Washington
Thomas Jefferson
John Adams
Alexander Hamilton
THIS IS A WARMUP
Answer:
john adams
Explanation:
Answer:
John Adams, a remarkable political philosopher, served as the second President of the United States (1797-1801), after serving as the first Vice President under President George Washington.
Explanation:
C its C
Which statement best completes the diagram showing the development of modern democracy?
A. Democratic governments pass laws to protect human rights.
B. Judeo-Christian political beliefs evolve into Greco-Roman principles.
C. The idea of the rule of law is abandoned by representative democracies.
D. Democratic legal systems become more rooted in religious beliefs.
Democratic governments pass laws to protect human rights.
Why is the application of the law crucial in a democracy?A democracy cannot work or exist in reality without the legal system and the safeguarding of human rights. This is so that the people ("citizens"), who are the sovereigns under democracies, can govern themselves. The citizens must agree on the rules and laws through democratic processes for this democratic governance.
What role does democracy play?Democracy makes the supposition that people are inherently moral, logical, and capable of self-control. To put it another way, democracy protects human rights. Human rights, which are guaranteed by our Constitution, generally include the right to freedom, liberty, property, and safety of an individual. People have some rights thanks to democracy.
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