Answers
Answer:
Short-term disability
Related Questions
A firms demand function for a good is given by P = 107-2Q and their total cost function is given by TC = 200+3Q .
i. Obtain an expression for total revenue profit in terms of Q
ii. For what values of Q does the firm break even
iii. Illustrate the answer to (ii) using sketches of the total cost function, the total revenue function and the profit function.
iv. From the graph estimate the maximum profit and the level of output for which profit is maximised
Answers
i) 107Q - 2Q^2
ii) At Q = 2 and Q = 50 the firm break even
How to solveSOLUTION:
Given that
P = 107-2Q
TC = 200+3Q
i) Total Revenue R(Q) = P.Q = (107 - 2Q) Q
= 107Q - 2Q
ii) For break even R(Q) = C(Q)
107Q - 2Q
= 200 + 3Q
2Q
-104Q+200 = 0
Q
-52Q+100 = 0
(Q-2) (Q-50) = 0
Q = 2 , Q = 50
Therefore,
At Q = 2 and Q = 50 the firm break even
Final answer
i) 107Q - 2Q^2
ii) At Q = 2 and Q = 50 the firm break even
The graph has been sketched below:
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Which is a benefit of being an employee paid commission?
A. You receive more paid time off than other types of pay
B. Excellent job performance is rewarded with high pay
C. The work schedule is typically weekdays 9:00am to 5:00pm
D. Commission is typically paid monthly making budgeting easier
Answers
Your commissioned employees are compensated for their contributions to the business; if they aren't generating revenue, you save on payroll expenses. This lowers the cost of training new hires or of keeping on board employees who are simply below par. Another excellent motivator is commission pay.
What is revenue?Revenue is the entire amount of money made through the sale of products or services related to a business's core operations. Revenue, also known as gross sales, is commonly referred to as the "top line" since it lies at the top of the income statement. A company's overall revenue or profit is known as income, or net income. Both revenue and profit are positive indicators for your company, but the terms shouldn't be used interchangeably. Both provide an essential means of comprehending your company. Profit is the net money left over after deducting costs from earnings, whereas revenue is the income created by business operations.In the world of business, revenue is a company's top line (total income from goods and services), whereas income is its bottom line (revenue minus the costs of doing business).To learn kore about revenue, refer to:
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Suppose the following describes the economy (all figures in billions)
Business Profits (PR)........... $200
Compensation ………… 3244.20
Corporate profits ...........297.10
Deprecation.................. 575.70
Depreciation .....................$36
Government Purchases........ $156
Gross Private Investment...... $124
Household Consumption...... $304
Indirect business taxes.......469.90
Indirect Business Taxes.......... $74
Interest Income (i)............. $150
Net Exports......................... $18
Net Foreign Factor Income..... $12
Net interest.................... 467.10
Proprietor‘s income.......... 402.40
Rental Income (R)............. $75
Rental income of persons...... 6.70
Transfer Payments............... $54
Wages (W)......................... $67
a. What is the value of net domestic product/income at factor cost?
b. What is the value of GDP at market price?
c. Find GDP using expenditure approach
d. Find GDP using income approach
e. Compare the GDP values obtained using income and expenditure approaches.
Answers
A. The value of net domestic product/income at factor cost is $7,278.20.
b. The value of GDP at market price is $7,877.20.
What is net domestic product?Net Domestic Product (NDP) is the total value of all goods and services produced within a country’s boundaries during a specific period of time, usually one year. It is calculated by adding the gross domestic product (GDP) of the country to its net foreign factor income.
c. The GDP using expenditure approach is as follows: Household Consumption: $304, Government Purchases: $156, Gross Private Investment: $124, Net Exports: $18, Total Expenditure: $602.
d. The GDP using income approach is as follows: Business Profits: $200, Compensation: $3,244.20, Corporate Profits: $297.10, Depreciation: $575.70, Indirect Business Taxes: $469.90, Interest Income: $150, Net Foreign Factor Income: $12, Proprietor’s Income: $402.40, Rental Income: $75, Transfer Payments: $54, Wages: $67, Total Income: $7,278.20.
e. The GDP values obtained using income and expenditure approaches are different due to the fact that the expenditure.
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Which of the following costs would not be allocated to products or customers?
multiple choice
Customer service
Other
Machine setup
Product design
Answers
Answer:
B. Other
Explanation:
Sam bought 100 shares of common stock on company A at the price of $40.97 per share on June 1. Since then Sam has closely watched the monthly prices for company A: $45.19 on July 1, $49.75 on August 1 and $51.58 on September 1 of the same year. company A doesn’t pay any dividend. Based on the stock performance over these three months, what is the standard deviation for monthly returns on company A?
A. 10.50%
B. 10.09%
C. 3.68%
D. 3.76%
Answers
The standard deviation for monthly returns on company A is approximately 8.03%
What is the standard deviation for monthly returns on company ATo calculate the standard deviation of monthly returns, we need to first calculate the monthly returns for the three months of observation. We can do this by using the formula:
Monthly Return = (Current Price - Purchase Price) / Purchase Price
For July 1:
Monthly Return = ($45.19 - $40.97) / $40.97 = 0.103 or 10.3%
For August 1:
Monthly Return = ($49.75 - $40.97) / $40.97 = 0.2143 or 21.43%
For September 1:
Monthly Return = ($51.58 - $40.97) / $40.97 = 0.2589 or 25.89%
Next, we need to calculate the average monthly return (R) over the three months:
R = (10.3% + 21.43% + 25.89%) / 3 = 19.2%
Now, we can calculate the standard deviation (σ) of the monthly returns using the formula:
σ = √ [(Σ (Ri - R)^2) / (n - 1)]
where Ri is the return for the ith month, and n is the number of observations (in this case, n = 3).
Plugging in the values, we get:
σ = √[((10.3% - 19.2%)^2 + (21.43% - 19.2%)^2 + (25.89% - 19.2%)^2) / (3 - 1)]
= √[(94.86 + 3.62 + 35.37) / 2]
= √[(133.85) / 2]
= 8.03%
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Maha looks at this graph and says: “This survey shows that Americans really care about the security of their bank account” Do you agree or disagree with Maha’s conclusion? Explain your reasoning.
Answers
It is challenging to judge the validity of Maha's conclusion without knowing the specifics of the poll.
What year did mobile banking begin?A change in 2007: Many of the mobile banking capabilities we use today were first introduced in 2007, when smartphones first became widely available and major financial institutions regularly announced new product launches from U.S. banks.
Is mobile banking available?You may access practically all financial services using mobile banking. You are not required to go to the bank branch. For instance, you can transfer money, make payments, create an FD in seconds, pay bills and get your bank statements through this service.
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Ilustration 7 Akosus Meko started business on 1 January 2015 with cash of GH¢7,000 her transactions during the month of January 1 Purchased goods paying cash Returned goods Paid rates by cash Opened a bank account Cash sales 5,000 7,000 9,000 Received loan from Apaw Received goods to replace those returned on the 2nd Jan. 20 penalty) Bought goods on credit from pampam Gave loan to an employee - Cheque Paid pampam less 5% discount Drew cheque for personal use Sold goods on credit to Smart Withdrew cash for office use Smart paid the amount less 7% discount Paid Apaw a quarter of the loan Paid audit fee by cheque GHe 2,500 100 500 1,000 1,600 34 600 1,600 400 Paid salaries by choque less half of the staff loan Paid for advert by cash Sales to Paulvi on credit 800 3,000 1,800 29 700 Bought goods on credit from Sosu Paulvi made 80% payment but all attempts to recover the rest Sold goods to Sosu as part set-off (1/2) for goods sold to Akosua Meko
Answers
The following list summarises Akosus Meko's financial activities throughout the January month:
Explain the list of the transactions?On January 1, 2015, Akosus Meko launched her company with GH7,000 in cash. She made purchases and paid with cash. Akosus Meko purchased the returned products with cash. She used cash to pay her bills. Opened a bank account was Akosus Meko. She generated GHC 5,000 in cash sales. Apaw gave a loan to Akosus Meko. With a GH20 fine, she was given products to replace those that had been returned earlier. Pampam sold products on credit to Akosus Meko. She used a check to give an employee a loan. Pampam was paid by Akosus Meko less a 5% discount. She took out a check for her own use. To Smart, Akosus Meko provided items on credit. She took out money for the office. To Smart, Akosus Meko provided items on credit. She took out money to use at the workplace. The money was paid by Smart less a 7% discount. Apaw received a fraction of the loan from Akosus Meko. She used a check for a GHC 2,500 audit charge. Salary payments were made by check from Akosus Meko, less the employee loan in half. She used $500 in cash to purchase an advertisement. Paulvi received purchases from Akosus Meko on credit. She used Sosu's credit to purchase stuff. All efforts to recoup the remaining 20% of the goods sold on credit were unsuccessful, although Paulvi paid for 80% of them. As a set-off for products sold to Sosu, Akosus Meko sold goods to her.
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18.
19.
20.
21.
22.
23.
O
24. O
25.
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27.
D
0
General Electric calculates that the total number of light bulbs sold to consumers in the next year by all light bulb producers is 1 billion, given anticipated marketing efforts by the
firms involved. This figure represents the industry's
O a. sales potential.
O b. sales objective.
c. target growth rate.
d. market potential.
e sales forecast.
a
Answers
When General Electric calculates that the total number of light bulbs sold to consumers in the next year by all light bulb producers is 1 billion, given anticipated marketing efforts by the firms involved; such figure in this case represents the industry's market potential. The Option D is correct.
What does market potential means for an indutstry?Market potential refers to forecast of potential revenue for a specific product or service at a given point in time. A target market or a market segment can be included in the market size, which can be measured in terms of total value or units of a specific product.
A proactive business plan frequently necessitates knowledge of the overall market potential. The maximum sales potential of a product or service will have a direct impact on your company's ability to expand and is one of the most important data points for investors.
Companies should calculate potential profitability, conduct market research, and analyze the market growth rate before launching a new product or service for maximum success.
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Tiana is an architect. She suggests that her team draw up a list of rules about how to treat their fellow employees and their customers. Tiana wants there to be clear guidelines about what her group believes is right and fair. What is Tiana suggesting?
A.
a code of ethics
B.
consumer needs
C.
a union
D.
front-end development
Answers
A. a code of ethics. Tiana is suggesting that her team should create a code of ethics, which is a set of principles or values that guides the behavior and decision-making of individuals.
The code of ethics is used to establish a framework of ethical behavior within an organization and to ensure that all employees understand what is expected of them. By having clear guidelines about what is right and fair, Tiana is promoting a culture of ethical behavior in her team. A code of ethics is a document that outlines the ethical principles and values that an organization or group adheres to. It typically includes guidelines for how individuals should behave in various situations, as well as information on how to report ethical violations or concerns.
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What is a reason to pay more than the minimum payment due on your credit statement each month?
Answers
Answer:
You Reduce Your Credit Utilization Ratio and Likely Improve Your Credit Scores. Paying more than the minimum will reduce your credit utilization ratio—the ratio of your credit card balances to credit limits. (Credit utilization ratio makes up approximately 30% of your overall credit score.)
Explanation:
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Contributing more than the minimum payment can eliminate debt faster, save money on interest charges and maintain a healthy credit score.
Based on information from your credit reports, a credit score predicts your credit behavior, such as how likely you are to repay a loan on time.
Based on your prior credit usage and money management behaviors, this number represents your likelihood of repaying any loans you take out. Although it's not a guarantee, having a higher credit score may increase your chances of being approved for credit when you apply for it.
In addition to tenant screening, businesses use credit scores to decide whether to offer you a mortgage, credit card, vehicle loan, and other credit products.
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Which of the following encourages creativity and innovation. Flexibility, realistic expectations, persistence or organized planning
Answers
Flexibility fosters invention and creativity.
what is flexibility?If we take corporate work into consideration.
Instead, workplace flexibility is fostering an environment where workers may balance work and personal obligations while still performing at a high level. Options for when, where, and how the work is completed are part of flexible work arrangements.
Creative thinking demands flexibility, which makes it easier to come up with original and creative ideas. If someone is flexible, they will have creative thoughts.
In that we are working with ideas, flexibility is similar to fluency. Yet, while fluency focuses on producing as many ideas as possible, flexibility focuses on producing concepts that are unique from one another.
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Choose the level of national income in equilibrium
Answers
When the whole available supply and total available demand are equal to one another, the level of national income is said to be at equilibrium.
How will the equilibrium national income change?A change in AD or AS can lead to a change in equilibrium national income (or "Y") (or in J or W). Assuming a steady price level, if one of AD's components increases, AD may move to the right, signaling an increase. Increases in household consumption, investment, public spending, or exports may all be examples of this. According to Keynesian theory, the production level at which the AD, represented by C + I, exactly equals the AS (output), which is the sum of C and S, determines the equilibrium level of income in an economy. The equilibrium level of national income for the given schedule is 400 crore.To learn more about national income, refer to:
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What is a process?
A a project team
B a type of project
C a goal of a project
D a set of tools or techniques used during a
stage of a project
Answers
D. a set of tools or techniques used during a stage of a project is a process.
What steps make up a project's process?The project start, project preparation, project planning, project implementation, and project completion are its constituent parts. The project choice should be included in the two final elements.
Processes needed to determine the project's scope, hone its goals, and specify the course of action needed to fulfill the goals the project was started to pursue.
The primary project, jobbing, batch, line, and continuous manufacturing process categories are. Project management techniques result in low volume, highly varied goods. A hallmark of a project process is that the location of the result is stationary.
A process is a collection of progressive, interconnected processes used to achieve a goal, such as a chemical process. Procedure typically denotes a formal or predetermined way to perform business: parliamentary process.
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If the natural rate of unemployment is 4% and the actual rate of unemployment is 11%, then using Olin’s Law calculate the percentage loss in GDP.
Answers
Using Olin's Law, we can estimate that percentage loss in GDP associated with the 7% increase in unemployment above the natural rate is approximately 14%.
What is unemployment?Unemployment refers to the condition where individuals who are willing and able to work are unable to secure employment. It is a critical economic and social issue affecting individuals, families, and communities. Unemployment occurs when there is a mismatch between the number of people seeking employment and the number of available jobs. Various factors can contribute to unemployment, such as technological changes, economic recession, lack of skills, and mismatched skills. Unemployment is measured by calculating the percentage of the workforce that is actively seeking employment but unable to find work. Governments and policymakers often use unemployment rates to gauge the health of the economy and design policies to address the problem. High levels of unemployment can lead to social and economic consequences such as poverty, crime, and reduced productivity.
Difference between actual rate of unemployment
and natural rate= 11% - 4% = 7%
2 x 7% = 14%
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"unemployed person." Your definition should answer such questions as: Are students on summer vacation unemployed? Are college professors who do not teach summer school unemployed? At what age are people considered to be eligible for the workforce? Are people who are out of work but not actively seeking a job unemployed?
Answers
Unemployed people are those who don't have a job but are looking for one and are willing to work. Both working and jobless people are part of the labor force.
Are students on summer vacation unemployed?
Individuals who are neither employed or looking for work are not part of the labor force. Your base period non-school earnings are sufficient to support a legitimate claim. When determining whether you have accrued sufficient income to support an Unemployment Insurance (UI) claim, we use a specified 12-month period known as a base period.
You can work for a school employer who has said they may contact you to work during break time. When the break is over, you don't have a good guarantee that you'll be able to go back to work. Your job may be affected by program changes, financing, or enrollment.
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recommend three ways in which the youth could use entrepreneurship to benefit their community. In your answer, also indicate how that could bring about postive change in the life of the community.
Answers
The three ways in which the youth could use entrepreneurship to benefit their community are: 1. Create Job Opportunities, 2. Provide Access to Affordable Goods and Services, 3. Develop Social Enterprises.
What is entrepreneurship?Entrepreneurship is the process of creating or taking on a business venture and taking risks to turn it into a successful business. It involves identifying opportunities, developing products or services, and executing plans to bring them to market. It requires creativity, innovation, and hard work. Entrepreneurs are often viewed as risk-takers, but they are also resourceful and creative problem-solvers who develop solutions to meet consumers' needs. Entrepreneurship is essential for economic growth and job creation, as it can create new markets, create employment opportunities, and drive economic development.
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Williams Company, located in southern Wisconsin, manufactures a variety of industrial valves and pipe fittings that are sold to customers in nearby states. Currently, the company is operating at about 70% capacity and is earning a satisfactory return on investment.
Glasgow Industries Limited of Scotland has approached management with an offer to buy 120,000 units of a pressure valve. Glasgow Industries manufactures a valve that is almost identical to Williams’ pressure valve; however, a fire in Glasgow Industries’ valve plant has shut down its manufacturing operations. Glasgow needs the 120,000 valves over the next 4 months to meet commitments to its regular customers; the company is prepared to pay $21 each for the valves.
Williams’s product cost for the pressure valve, based on current attainable standards, follows:
Direct materials $ 6
Direct labor (0.5 hour per valve) 8
Manufacturing overhead (1/3 variable) 9
Total manufacturing cost $ 23
Additional costs incurred in connection with sales of the pressure valve are sales commissions of 5% and freight expense of $1 per unit. However, the company does not pay sales commissions on special orders that come directly to management. Freight expense will be paid by Glasgow.
In determining selling prices, Williams adds a 40% markup to product cost. This provides a $32 suggested selling price for the pressure valve, rounded to the nearest whole dollar. The marketing department, however, has set the current selling price at $30 to maintain market share.
Production management believes that it can handle the Glasgow Industries order without disrupting its scheduled production. The order would, however, require additional fixed factory overhead of $12,000 per month in the form of supervision and clerical costs.
If management accepts the order, Williams will manufacture and ship 30,000 pressure valves to Glasgow Industries each month for the next 4 months. Shipments will be made in weekly consignments, FOB shipping point.
Required:
5. Suppose now that if the Glasgow order were accepted, sales of 5,000 units per month to regular customers would be precluded (at a selling price of $30 per unit). All other facts are as given in this problem. What is the revised breakeven selling price per unit for the Glasgow special sales order?
Answers
60000 direct labor hours, a $432,000 increase in operational income The Cut Sale Value is 19.15, and the Minimum Unit Pricing is 17.4,
What are an example and income?For many people, an illustration of income would've been their wage from a job. Any money that a person or corporation receives in exchange for labor, the creation of goods and services, or the investment of capital can be considered income.
What does a business's income mean?Income, often known as "net income" or "net profit," is the sum of a company's profits less costs. It is computed by deducting income from corporate expenses including depletion, debt, tax, as well as other charges.
2. Sales 120,000*21 2,520,000
Less: relevant Costs
Direct Material 120,000*6 720,000
Direct Labor 120,000*8 960,000
Variable manufacturing overhead 120,000*3 360,000
Total Variable Manufacturing Cost 2,040,000
Additional Fixed factory Overhead 12,000*4 48,000
Operating Income from the Order 432,000
Hence, the operating income will increase by [tex]432,000[/tex]
3. Minimum Unit Price will be such that has no profit no loss
i.e. [tex](2,040,000+48,000)/120,000 = 17.4[/tex]
5. Contribution from Regular Sales:
Selling Price $30
Direct Material 6
Direct Labor 8
Variable manufacturing overheads 3
Commission 1.5
Freight 1
Total Variable Cost 19.5
Contribution per unit $10.5
Break-even Selling Price = (Cost incurred + Contribution lost)/Number of units
[tex]= (2,040,000+48,000+ 10.5*20,000)/120,000[/tex]
[tex]= 19.15[/tex]
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Tom and John are engaged in buying and selling certain products A and B. Tom BUYS 5 of product A but
SELLS twice as much of product B. John on the other hand SELLS three times what Tom BOUGHT of
product A and BUYS 13 of product B. At the end of the business day, John banks Ksh 110,000/- while
Tom banks Ksh 230,000.
Under the assumption that the sale prices for product A and B are the same for the two men, and the costs prices for the products A and B are also the same for the two men, obtain the following:
The price for product A which was determined as Ksh 42,727.27 and the price for product B as 44,363.63
Question: If there was a mark up of 25% on the cost price and a discount of 15% on the sale price, how
much would each of the partners have banked at the end of the business day?
Answers
Tom would have banked Ksh 666,864.33 at the end of the business day and John would have banked Ksh 1,345,055.79.
What is business?Business is an activity involving the exchange of goods and services for money or other goods and services. It is an economic system where goods and services are exchanged for money or other goods and services. Businesses can be small, with a single person, or large, with multiple employees, departments, and divisions.
Tom: Cost Price of Product A = 5 x 42,727.27 = 213,636.35
Selling Price of Product A = 213,636.35 + (25% x 213,636.35) = 267,045.44
Selling Price of Product B = 10 x 44,363.63 - (15% x 44,363.63) = 399,818.89
Total Profit = 267,045.44 + 399,818.89 = 666,864.33
John: Cost Price of Product A = 15 x 42,727.27 = 640,909.05
Selling Price of Product A = 640,909.05 + (25% x 640,909.05) = 800,136.31
Selling Price of Product B = 13 x 44,363.63 - (15% x 44,363.63) = 544,919.48
Total Profit = 800,136.31 + 544,919.48 = 1,345,055.79
Therefore, Tom would have banked Ksh 666,864.33 at the end of the business day and John would have banked Ksh 1,345,055.79.
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Why supply of agricultural products tends to be more inelastic than a supply of manufactured products
Answers
Agricultural products have a more rigid supply since they are perishable. Before it spoils, everything that is created must also be offered at the same price. Agri-products also have a lengthy gestation time. It is therefore difficult to modify supply.
Why is the supply of some goods price-inelastic?Products with fewer near alternatives typically experience price inelasticity, giving consumers less options. Since these items are typically requirements that people cannot live without, their needs do not change.
What does agriculture's flexibility of production mean?The Cobb Douglas function was used to calculate the elasticity of production, which corresponds to the extent of response of the result to a unit change in the input used. Direct elasticities of supply made up the Cobb Douglas function's independent variable (Xi) coefficients.
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Assume that both companies have an average annual holding cost rate of 20% (i.e. it costs both retailers $2 to hold an item for one entire year that they procured for $10). How many days, on average, does a product stay in Save-A-Lot’s inventory before it is sold? Assume that stores operate 365 days a year.
Answers
Answer:
To calculate the average number of days a product stays in Save-A-Lot's inventory before it is sold, we can use the formula:
Average inventory days = 365 / 2
Assuming an annual holding cost rate of 20%, a product stays in Save-A-Lot's inventory for an average of 182.5 days before it is sold.
Explanation:
explain the factor that enhance industrial development
Answers
The following are the top 6 elements that have an impact on industrial productivity:
Policy of the government.Human Resources' Level of Quality.Financial accessibility.Technological Progress.Natural Constraints.Management aptitude.What is industrial development?Seems to be the development and expansion of industries within an economy via the use of new technologies that make work simpler, quicker, and better and result in a growth in the output and earnings of a corporation. Science and technological advancement are promoted by industrial development. The industrial businesses carry out research and create new items. An illustration of industrial progress is ethanol in the form of biofuel. Industry studies its wastes and creates byproducts like biodiesel from Jatropha seeds.Industrialization gives way to urbanization. Growth in transportation and communication is a result of industrialization in a given area. Industrialization is important to attain defense production independence.To learn more about industrial development, refer to:
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What is one the greatest benefits of using a materials requirements planning system
Answers
One of the greatest benefits of using a materials requirements planning (MRP) system is improved inventory management. MRP allows companies to forecast demand for materials based on production schedules and sales orders, and plan for procurement of materials accordingly. This results in reduced inventory carrying costs, improved order fulfillment rates, and reduced waste and obsolescence of materials. MRP systems also help improve production planning and scheduling, as they allow for better coordination of resources and better management of lead times. This leads to improved efficiency and productivity, as well as improved customer satisfaction due to on-time deliveries.
O
A disadvantage of the concentrated targeting strategy is that
O a. production costs may be higher than with other strategies.
Ob. marketing personnel may become dissatisfied with the limited opportunities provided by this approach.
O c. the firm's financial condition is tied to a single and specialized marketing mix.
O d. marketing costs are often higher than for other strategies.
O e. large sales volumes cannot be generated.
Answers
Answer:
c
Explanation:
the family, school, church and the work place represent important social Institutions that effects entrepreneurship development. discuss
Answers
1. Family: The family is often the first social institution that a person encounters, and it can play a critical role in shaping an individual's attitudes towards entrepreneurship. Family members can provide emotional support, financial resources, and mentorship to aspiring entrepreneurs. Additionally, family members may serve as role models for entrepreneurship, inspiring younger generations to pursue their own business ventures.
2. School: Schools can provide formal education and training in entrepreneurship, as well as exposure to entrepreneurial role models and opportunities. Entrepreneurship education can help students develop the skills and knowledge necessary to start and run their own businesses. Additionally, schools can foster an entrepreneurial culture, encouraging students to take risks and pursue innovative ideas.
3. Church: Religious institutions can provide a supportive community for entrepreneurs, as well as opportunities for networking and mentorship. Religious values such as hard work, perseverance, and service to others can also be important drivers of entrepreneurial activity.
4. Workplace: The workplace can also play an important role in entrepreneurship development. Entrepreneurs may gain valuable skills and experience through employment, as well as access to resources such as funding, technology, and networks. Additionally, employers can foster entrepreneurial behavior by providing opportunities for innovation and creativity, and by rewarding risk-taking and initiative.
In summary, the family, school, church, and workplace are all important social institutions that can influence entrepreneurship development. These institutions can provide resources, mentorship, education, and support for aspiring entrepreneurs, as well as foster an entrepreneurial culture and values. By working together, these institutions can help create an environment that encourages and supports entrepreneurship.
Which action could help improve your credit history?
Answers
Explanation:
One of the best things you can do to improve your credit score is to pay your debts on time and in full whenever possible. Payment history makes up a significant chunk of your credit score, so it's important to avoid late payments.
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what is water mill? which force helps to run this mill
Answers
Explanation:
Mill that is being operated by the combine infrastructure having something like turbine fitted so as to run the attach crusher or something else, where trubine is rotated by water's kinetic energy is consider to be WATER MILL.
The force required to run this mill is being supplied by the kinetic energy of water.
what is meant by insufficient mandate in bank transactions
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Insufficient mandate in bank transactions refers to a situation where a financial transaction cannot be completed due to a lack of authorization or permission from the account owner or authorized signatory.
This may occur when the account holder has not provided the bank with clear instructions on the types of transactions that can be performed on their behalf, or when the instructions provided are not sufficient to cover the particular transaction being requested. For example, if an individual or company authorizes a bank to issue cheques on their behalf, but fails to specify the amount limit, then the bank may not be able to process a cheque above a certain amount due to insufficient mandate. In such cases, the bank may require the account holder to provide additional instructions or authorization before proceeding with the transaction. Alternatively, the bank may decline the transaction altogether to avoid any legal or regulatory issues. To avoid insufficient mandate issues, it is important for account holders to clearly define the scope and limitations of their authorization, and to update the bank promptly in case of any changes or modifications to their instructions.
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a manager passes off a well-appreciated presentation made by his team member as his own
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Answer:
Passing off someone else's work as your own is not ethical or professional behavior. It undermines the hard work and contributions of the team member who actually created the presentation and can damage their morale and trust in the manager.
If you are the team member whose presentation was taken credit for, it is important to address the situation with the manager in a professional manner. You can start by asking for clarification about the presentation and expressing your concern that the manager took credit for your work. It is possible that the manager may have had a genuine misunderstanding, but if it was intentional, it is important to express how this behavior makes you feel and why it is not acceptable.
Four years ago, you set up a fund to finance your plans to undertake a two-year Master’s programme in Canada. The cost of this programme including living expenses was estimated at that time to be $66,000. The average inflation rate for Canada is 3% per annum. Your plan was to invest for five years to achieve this goal. You have decided to borrow the remaining funds after five years if you do not have sufficient funds in your account. Every month, you contributed $400 to meet this objective. The funds were invested in a mutual fund with an asset allocation of 70:30 in stocks and bonds respectively. The return on the mutual was 54% per annum for each year. At the end of the fourth year, you decided to invest the funds in treasury bills for another year. You, therefore, called your investment manager to transfer all the funds into treasury bills. You instruction to the broker was to purchase 91-day treasury bills to be rolled over for a year. The discount rate for the 91-day Treasury Bill is given as 23.7280%.
a. How much would it cost you to pay for your education at the end of year 4?
b. How much would you have in your Education Fund account at the end of year 4?
c. What may have informed the decision to invest in the mutual fund and subsequently treasury bills?
d. How much will the investor be debited with to fulfill his request to purchase Treasury Bills? Assume that the amount in the mutual fund is the face value of the Treasury bill.
e. How much will you earn, in terms of the interest rate (p.a)
Answers
a. To calculate how much it would cost to pay for your education at the end of year 4, we need to account for inflation over the four-year period. Using the average inflation rate of 3% per annum for Canada, the cost of the program including living expenses would have increased to:
$66,000 x (1 + 0.03)^4 = $77,696.88
Therefore, it would cost approximately $77,696.88 to pay for the program at the end of year 4.
b. To calculate how much you would have in your Education Fund account at the end of year 4, we need to calculate the value of the mutual fund after four years of investing:
Year 1: $4,800 = ($400 x 12 months)
Value of mutual fund = ($4,800 x 1.54) x 0.7 + ($4,800 x 1.54) x 0.3 = $11,167.20
Year 2: $9,600 = ($400 x 12 months x 2 years)
Value of mutual fund = ($9,600 x 1.54) x 0.7 + ($9,600 x 1.54) x 0.3 = $22,334.40
Year 3: $14,400 = ($400 x 12 months x 3 years)
Value of mutual fund = ($14,400 x 1.54) x 0.7 + ($14,400 x 1.54) x 0.3 = $33,501.60
Year 4: $19,200 = ($400 x 12 months x 4 years)
Value of mutual fund = ($19,200 x 1.54) x 0.7 + ($19,200 x 1.54) x 0.3 = $44,668.80
At the end of year 4, the value of the mutual fund would be approximately $44,668.80.
c. The decision to invest in the mutual fund was likely informed by the desire to achieve higher returns than other low-risk investments, such as savings accounts or CDs. The asset allocation of 70:30 in stocks and bonds allowed for potential growth while minimizing risk. The decision to invest in treasury bills for the fifth year was likely motivated by a desire to preserve the capital and ensure that the funds were available when needed for the education program.
d. To purchase Treasury Bills, the investor would need to sell their mutual fund and use the proceeds to buy the Treasury Bills. Assuming the face value of the Treasury Bills is the same as the amount in the mutual fund, the investor would be debited with $44,668.80 to fulfill their request.
e. The interest rate on the 91-day Treasury Bill is given as 23.7280%. This represents the annualized yield on the Treasury Bill. Therefore, the investor would earn 23.7280% per annum on their investment in the Treasury Bills.
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VERY LATEE HOMEWORK
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Answer:
The cost of borrowing money will be lower.
Explanation:
A lower interest rate would lower the total amount needed to be repaid to the person/company the money is being borrowed from.