PLEASE ANSWER QUICKLY: (FIRST ANSWER GETS BRAINLIEST)

When comparing financial institutions, price is an important factor. What is TRUE about prices in financial institutions?


A. Interest rates on CD accounts are lower than on other types of accounts.


B. Higher interest rates will give you a higher return on your money.


C. It is illegal for financial institutions to have fees attached to checking accounts.

Answers

Answer 1
B
hope this helps you :)
Answer 2

Higher interest rates will give you a higher return on your money.


Related Questions

How do any of these life decision problems

Answers

Answer:

baseially you are putting in a person is affecting your life. you come up with a solution. write a postive way to solve it then right a negavitve way to solve it.  then write when you are going to solve  your problem. then the steps that are needed.

What is quality management.​

Answers

Answer:

Quality management ensures that an organization, product or service is consistent. It has four main components: quality planning, quality assurance, quality control and quality improvement. Quality management is focused not only on product and service quality, but also on the means to achieve it.

For this assignment, you will create a budget using the Cost of Living Worksheet. (Do not round any percentages.)

Cost of Living Worksheet
Your job: Sales Representative
Average Salary: $36,000 annually / $3,000 monthly. Note: these are pre-tax amounts, so your take-home pay will be roughly $2,000 monthly.

Based on your salary, what percentage of your monthly take-home pay will go to each of the following expenses? You will use $2,000 as your total take-home pay for the month.

Instructions: Fill in the last column with the correct percentage. The first one, the apartment, has already been done for you. The apartment is $500/$2000 = .25. So, 25% of your monthly total take-home pay goes towards rent. Complete and submit your assignment to 04.01 Your Money Now.

Expense Amount Paid % of total take-home pay of $2,000 per month
Apartment Rent (1 bedroom, 1 bathroom apartment) $500/month 25%
Car Payment (purchased used 4-door sedan) $250/month
Insurance (renter’s insurance, car insurance, health/dental insurance) $200/month
Gas/Parking $200/month
Groceries $360/month
Utilities (electricity, water, gas, garbage, cable) $80/month
Clothing budget $50/month
Entertainment (movies, eating out, etc.) $50/month
Savings Account $150/month
Emergency Fund (car accident, sick leave, house fire, etc.) $115/month
Total expenses $1,955/month

Answers

Answer

1- 25%

2- 12.5%

3- 10%

4- 10%

5- 18%

6- 4%

7- 2.5%

8- 2.5%

9- 7.5%

10- 7.5%

Total expenses =97.75%

Explanation:

You divide everything,So for example 500 divided by 2000=0.25

Then you turn it into a % so 25%

HOPE THIS HELPS

Answer:

Answer

1- 25%

2- 12.5%

3- 10%

4- 10%

5- 18%

6- 4%

7- 2.5%

8- 2.5%

9- 7.5%

10- 7.5%

Total expenses =97.75%

Explanation:

Did Sue draw this circle​ change into passive voice

Answers

Answer:

Was this circle drawn by Sue?

Explanation:

Which loan or loans listed below are awarded based on the financial need of the student?

Answers

Answer:

B) 1 and 2. I just took the quiz

Explanation:

Answer:

f me

Explanation:

Revise the following sentences to conform to standard business communication principles. Add appropriate details as needed to complete the ideas. First, identify the error(s): if you want to order a copy of the training video call

Answers

Answer:

If you would like to purchase or rent a copy of the training video call please contact me.

Explanation:

you want to be as professional as possible

REALLY EASY QUESTION!!

which of these would be considered an issue of law?
a. being excessively tardy
b. helping a child cross the street
c. lying to a friend
d. stealing from a store

Answers

D would be the correct answer due to the fact it is the only illegal option.

Answer:

Stealing from a store

Five data entry operators work at the data processing department of the Birmingham Bank. Each day for 30​ days, the number of defective records in a sample of 200 records typed by these operators has been​ noted, as​ follows:                                                                                                                       Sample No. No. Defectives Sample No. No. Defectives Sample No. No. Defectives 1 7 11 6 21 18 2 6 12 6 22 12 3 20 13 15 23 6 4 10 14 3 24 6 5 10 15 11 25 14 6 8 16 7 26 9 7 12 17 13 27 14 8 10 18 5 28 6 9 5 19 17 29 11 10 14 20 16 30 4 ​a) Establish 3sigma upper and lower control limits. UCL Subscript p ​=

Answers

Answer:

UCL =  22.336

LCL=  -2.936

Explanation:

Sple No. No. Defectives Sple No. No. Defectives Sple No. No. Defectives

1             7                               11                   6                    21 1             8

2             6                             12                   6                     22           12

3             20                           13                      15                    23          6

4               10                           14                        3                    24        6

5               10                            15                         11               25          14

6              8                              16                    7                     26           9

7             12                               17                     13                  27          14

8                10                                18                  5                     28       6

9                  5                             19                       17                  29       11

10                14                             20                     16                30          4

               

UCL= X~+ 3σ

LCL= X~- 3σ

Using calculator we get

X`= ∑x/n=7 + 6 +18+ 6 + 6  +12 + 20+  15 + 6 + 10 + 3+  6 + 10 + 11+  14+  8+  7+ 9+  12 + 13+  14 + 10 + 5 + 6 + 5 + 17 +11+  14+  16+  4/30 ​=  9.7        

σ= 4.212

UCL = 9.7 + 3(4.212) = 22.336

LCL= 9.7 - 3(4.212) = -2.936



which of the following factors are likely to strengthen a diverse family?
1. Family using their gadgets during breakfast
2. Family playing in the park
3. Mother busy on her laptop ignoring her daughter
4. Farther explaining family traditions to son

Answers

Family playing in the park :)

Answer:

Explanation:

For all Plato users

Argue why it is important for farmers to create three separate budgets.

Answers

They will split their budget up for different things, house, equipment, crops, combined this iss their total income but it is separate so you don’t over lap and not spend too much on equipment but then not have enough to weed your crops

what are the basic element of selection of profession describe any two of them​

Answers

Answer:

Basic elements of selection of profession are:

i. Knowledge

ii. Skill

iii. Demand

iv. Importance

v. Scope

vi. Interest

Knowledge: A person must have knowledge about the profession while selection. If a person has knowledge about all the basic things, and key factors which can help him to get success and run the profession properly then he/she can get achievement in profession. But if a person doesn't have knowledge while selecting profession of his/her kind he/she will be failure in the profession. So knowledge is a very important element of selection of profession.

Demand : A person should select a profession which is highly demanded in society. If a person is knowledgeable and skilled then it will be beneficial for him/her to select a profession according to the demand of people. When a skilled person involves in a job concerning the demand of people he/she can earn so much profit because of the popularity and reputation of the profession. In this way, demand is also an important elemeny of selection of profession.

Explanation:

Pls mark me brainliest if u like the answer :)

Knowledge, skill, demand, importance, scope, and interest are the fundamental factors in choosing a vocation.

What is knowledge?

Knowledge is frequently interpreted as being aware of facts or as having practical abilities, but it can also entail being familiar with things or circumstances. Propositional knowledge, also known as knowledge of the facts, is frequently characterized as a true belief that can be distinguished from opinion or conjecture by the use of evidence.

When choosing a profession, a person must be knowledgeable about it. A person can achieve in their profession if they are knowledgeable about all the fundamental concepts and important elements that can help them succeed and manage their profession effectively. However, a person will fail in their chosen profession if they don't have information when choosing a profession that suits them. Therefore, choosing a vocation requires careful consideration of knowledge.

Learn more about knowledge, from:

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Your brother has cooked the books and skimmed money because he has six kids, one ex-wife, and may lose his home. The corporation's ISP sues the corporation for defaulting on the Web design and hosting contract, which you signed, claiming that the corporation is a sham corporation. You and your mom are personally liable.

False

True

Answers

Answer

false (?)

Explanation

I have no explanation

True

Answer:

Explanation:

Did on Edg

The worst possible consequence of conflict is ______. a. Stress b. Hurtful words c. Damaged relationships d. Violence Please select the best answer from the choices provided A B C D

Answers

Answer:

Explanation:

Violence

The worst possible consequence of conflict is Violence. Thus the correct option is D.

What is a conflict?

Conflicts refer to situations when two individuals involved in a conversation share differences of opinions which causes disagreement between them and creates arguments in order to prove them stronger conflicts raises.

Conflicts can be a foundation for violence, most confrontations have a favorable outcome and do not escalate to violence. When there is a difference of opinion and no resolution is found, it enrages people and leads to violence.

When two parties believe that their objectives are incompatible, conflict develops. The diverse ways senior managers are rewarded within a company frequently lead to contradictory aims.

Therefore, option D is appropriate.

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rship
If two or more people own a business equally, it is called a
O corporation
O sole proprietorship
O partnership
O limited liability company

Answers

Answer:

Partnership

Explanation:

A partnership is a formal arrangement by two or more parties to manage and operate a business and share its profits.

Partnetship it’s when two or more people own a business

How has banking changed in the past 200 years of our nation's history?

Answers

Banking has changed in the past 200 years of our nation's history because:

Everything is digitized and more efficient

Banking is the institution which basically keeps money of its customers and allows them to perform financial transactions, collect overdrafts, send and receive money, give interests and many more.

As a result of this, we can see that there are differences in how banking was two hundred years ago and today. Back then, banking was not digitized as people exchanged money by hand and stored their money wherever they felt was safe for them.

Read more here:

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write the use of hydraulic press

Answers

Answer:

Hydraulic presses are used for ;

ForgingClinchingMouldingBlankingPunchingDeep drawing Metal forming operations. Creating more intricate shapes Can be economical with materials.

Explanation:

Taking money to allow someone to get what they want is a(n) ___ choice
ethical
unethical
neither

Answers

Answer:

its b, unethical

Explanation:

fix your grammer

Answer:

Unethical

Explanation:

Imagine yourself later on down the line knowing that you did something that you can't undo. Think before you react!!! People are challenged every day, but it's up to you to make that right decision.

PLEASE HELP QUICKLY: (FIRST PERSON GETS BRAINLIEST)

Adalaide is considering switching cell phone plans. Though the new plan is slightly more each month, she’ll be able to get a new phone sooner. When making this financial decision, what should Adalaide keep in mind?


A. Only major financial commitments will affect your overall financial status.


B. Any small financial commitments will make no effect on your financial standing.


C. Both small and large financial decisions can influence your financial health.

Answers

Explanation:

Though the new plan is slightly more each month, she'll be able to get a new phone sooner. When making this financial decision, what should Adalaide keep in mind? Only major financial commitments will affect your overall financial status. Any small financial commitments will make no effect on your financial standing.

When making this financial decision Only major financial commitments will affect your overall financial status should Adalaide keep in mind. Thus, option A is correct.

What is a financial status?

Financial status can be defined as the statement with States the income as well as expenses of a particular person's first stop clearly defined that the fund is being used for all updates. This gives the financial position of the individual or a company.

In this, as an Adalaide switched cell phone plant there is only a slide difference in the monthly plan but this will not affect in a very big or significant way the financial status of the financial structure for her overall new phone decision. As she can adjust us light expenses in other things or grocery.

Therefore, option A is the correct option.

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Why could the invention of new technology lead to new business ideas?

Answers

ANSWER: Another reason why entrepreneurs come up with new business ideas is that consumers' wants and needs also move on over time. As you saw in the Deliveroo case study, changes in lifestyle and technology have an impact on what consumers want, and entrepreneurs create businesses to satisfy these new demands.

Parent's Signature:------------
Sep
1
Balances brought forward: Cash $ 1620, Bank $9800
Trade Payables: Blue $ 800; Red $1200; White $2000
Trade Receivables: G Graham $500; A Ahmed $180; R Brown $640
b/a
70
2
6
8
9
>
The following paid their accounts by cheque, in each case deducting 5% cash discounts:
G Graham $500; A Ahmed $180; R Brown $640
Sold goods on credit Alan $900
Paid rent by cheque $350
H Mohamed lent us $6700 by cheque
We paid the following accounts by cheque in each case deducting 2 %% cash discount:
Blue $ 800; Red $1200; White $2000
Alan paid us the amount owed by him after allowing the discount of 10%
Paid motor expenses in cash $120
P Jack pays his account of $210, by cash $200, deducting $10 cash discount
Cash withdrawn from the bank for business use, $650
Paid wages in cash in cash $ 140
Cash withdrawn from the bank for personal use, $300
Received commission by cheque $260
Purchased furniture for $2200 and paid half of it by cheque
Cash deposited to bank account $600
Three Column Cash Book
12
15
18.
22
26
27
30
Date
Details
DA (S)
Date
Details
DR(S) Cash(s)
Cash($) Bank ($)
1620 9800 1
Bank($)
A Sep Balance b/a
Blue​

Answers

Answer:

its good

Explanation:

it's great vsvhebejehsdhdbehhebehdbeh

A 1-column table with 5 rows. Column 1 is labeled Addition Words with entries add, increase by, more than, sum, total.


Write an algebraic expression to model the unknown number situation.


the sum of five and a number


Complete each statement to explain how to model this situation.


Replace “a number” with .n,+,5, or -

Replace “sum” with .n,+,5, or -

Replace “five” with .n,+,5,or -

The correct algebraic expression is .+5n,5+n,5-n, or n5+




WILL GIVE 50 POINTS PLEASE HELP ME

Answers

Answer:

Replace “a number” with n

Replace “sum” with +

Replace “five” with 5

The correct algebraic expression is  5 + n

Im pretty sure this is right but correct me if im wrong :)

Answer:

Replace “a number” with

✔ n

.

Replace “sum” with

✔ +

.

Replace “five” with

✔ 5

.

The correct algebraic expression is ✔ 5 + N

Explanation:


Choose the answer.
This is one of the few languages that is accepted and supported by all major
browsers without the need for plug-ins or compilers. Choose the answer
A. PHP
B. CSS
C. JavaScript

Answers

C. Java script

I think srry if im wrong

PLEASE HELP QUICKLY: (FIRST ANSWER GETS BRAINLIEST) PERSONAL & FAMILY FINANCE

Manni wants to start a paper company. He needs to find a place where he can have access to lumber so he can create his products. Which category of economic resource does he require?



labor




entrepreneurial ability




land

Answers

Answer:

I think land

Explanation:

because he needs the wood to make paper, and wood makes paper so

The Correct Answer: land

Why does a business often reach a point at which adding more resources does not increase productivity or profits at the same rate it used to? (diminishing returns, stages of production)

Answers

Answer:

diminishing returns,

Explanation:

The law of diminishing marginal returns claims that the returns from the input will first increase at an increasing rate until production reaches an optimal level. After the optimal level, and holding the other factors constant, the returns from the output will start diminishing and eventually turn negative.

Diminishing returns concepts apply in the short term, where only variable inputs can change. For example, in a factory setting, the optimal production capacity is fixed in the short-run. Additional usage of a variable such as labor increase returns until the factor reaches its optimal capital. Additional hiring of labor results in diminishing returns in labor output.

The law of diminishing marginal returns claims that the returns from the input will first increase at an increasing rate until production reaches an optimal level. After the optimal level, and holding the opposite factors constant, the returns from the output will start diminishing and eventually turn negative.

Diminishing returns

Diminishing returns concepts apply within the short term, where only variable inputs can change. for instance, in a very factory setting, the optimal production capacity is fixed within the short run. Additional usage of a variable like labor increase returns until the factor reaches its optimal capital. Additional hiring of labor leads to diminishing returns of parturient output.

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Karl’s Sporting Goods started as a small shop catering to the fly-fishing crowd but as requests were made for different and varied goods, it branched out into an outdoor-sports store. Karl caters to his core customer base of hunters and fishermen, but stocks the latest outdoor gear for those who want to incorporate other sports such as backpacking into their hunting and fishing experience. Due to space limitations, he does not carry mountain bikes, but does carry gear for them. Since Karl’s is not located near the ocean or a large body of water, he does not carry wetsuits or other watersports equipment, but he does carry gear that would be required for wading in cold mountain rivers and streams, and canoes and kayaks. His marketing is directed toward hunters and fishermen, but includes activities, events, and sales aimed at bringing outdoor enthusiasts with other interests into his store. Over the past month, he has received numerous request for rock climbing gear. As a result of t

Answers

The full question is:

Karl's Sporting Goods started as a small shop catering to the fly-fishing crowd but as requests were made for different and varied goods, it branched out into an outdoor-sports store. Karl caters to his core customer base of hunters and fishermen, but stocks the latest outdoor gear for those who want to incorporate other sports such as backpacking into their hunting and fishing experience. Due to space limitations, he does not carry mountain bikes, but does carry gear for them. Since Karl's is not located near the ocean or a large body of water, he does not carry wetsuits or other watersports equipment, but he does carry gear that would be required for wading in cold mountain rivers and streams, and canoes and kayaks. His marketing is directed toward hunters and fishermen, but includes activities, events, and sales aimed at bringing outdoor enthusiasts with other interests into his store. Over the past month, he has received numerous request for rock climbing gear. As a result of these requests, Karl has entered into negotiations with three providers of high-quality rock climbing shoes and gear. What do Karl's activities show about his marketing for Karl's Sporting Goods?

Answer:

He has a marketing concept and is acting on it.

Explanation:

A marketing concept is the way by which businesses identify the needs of customers and come up with strategic ways of meeting those needs better than competing firms.

Different marketing concepts include: production concept, product concept, selling concept, marketing concept, and the societal marketing concept.

In the given scenario Karl's sporting goods only catered for fly fishers but as demand for other items increased they branched into other outdoor sport items.

He is stocking gear for swimming, rock climbing, and mountain bikers through partnership with suppliers even if they are not his primary market.

This is acting on marketing concept to be able to meet demand for the other outdoor sporting activities he does not normally supply

A "good," according to the UCC is defined as _____.

identified at the time of contract
in existence at the time of the contract
moveable
all of the above

Answers

moveable

A good is a thing that can be given to the other party and is identified at the time of contract but need not be in existence at the time (like in crop futures) and not all identified things are goods (like services).

Please mark as Brainliest if you found this helpful.

Answer:

all of the above

Explanation:

i just took the test and that's the only explainable answer choice

Businesses play a role in the circular flow of goods by:

A. Offering natural resources to manufacturing firms
B. Providing labor to resources markets.
C. Creating goods that households want to buy
D. Directly selling products to consumers

Answers

Answer:

C. Creating goods that households want to buy

Explanation:

Supply chain management can be defined as the effective and efficient management of the flow of goods and services as well as all of the production processes involved in the transformation of raw materials into finished products that meet the insatiable want and need of the consumers. Generally, the supply chain management involves all the activities associated with planning, execution and supply of finished goods and services to the consumers.

The main purpose of supply chain management is to provide collaboration between multiple firms. These multiple firms include a company that is saddled with the responsibility of manufacturing, a wholesaler, and a retailer who typically sells the products to the customers or consumers.

Basically, these three (3) firms or individuals are required to collaborate with each other so as to meet the needs of the customers in a timely manner or fashion and at a fair price too.

Hence, businesses play a role in the circular flow of goods by creating goods that households want to buy. These goods are produced to meet the needs or wants of customers (households) and as such making them willing to buy it.

Answer:

Turning resources into products for sale

Explanation:

What are some typical roles filled by the construction manager? (Select all that apply.)

responding to emergencies
designing exterior spaces
preparing budgets
conducting structural calculations
establishing a project timetable

Answers

Answer:

Construction managers typically do the following:

1. Prepare cost estimates, budgets, and work timetables.

2. Interpret and explain contracts and technical information to other   professionals.

3. Report work progress and budget matters to clients.

4. Collaborate with architects, engineers, and other construction specialists.

Explanation:

The answer is responding to emergencies and conducting structural calculations and establishing a project timetable.

If a person wants to work from home in the Business, Management and Administrative careers, what is required?
a cubicle to keep the person on task
a private office to protect confidential information
proper technology to keep the person connected
proper travel arrangements to meet with customers

Answers

Answer:

proper technology to keep the person connected

Answer:

proper technology to keep the person connected

Explanation:

A person in the  Business, Management, and Administrative career have a desk and computer in the office. For them to work efficiently, they will need to have a similar setting at home. In the office, they are most likely connected to the company's private network via the intranet.

To work from home efficiently, the person will need a strong and reliable technology to stay in touch with the official business. He or she will require access to the office files and programs while at home. Technology will be required to facilitate the seamless flow of information between him, his colleagues, and supervisors.

HELP PLEASE. PLEAASEEEE

WHICH OF THE FOLLOWING IS A TOTAL COST OF BUYING OR PRODUCING THE FIRM’S GOODS OR SERVICES.
A GROSS EXPENSE
B OPERATING EXPENSE
C NET EXPENSE
D COST OF GOODS SOLD

Answers

Answer:

COGS

Explanation:

Answer:

Answer is cost of goods sold

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ask me a question. any question. ill probably answer it. unless I'm lazy. Give an example of epidemiological transition model only using 6 words. Please help me. Please Help! What molecules need to travel through ATP synthase to help it create ATP? f(x) = x^3- 9xWhat is the average rate of change of f over the interval [1, 6] Read this excerpt from White Fang.Twilight drew down and night came on, and White Fang lay by his mother's side. His nose and tongue still hurt, but he was perplexed by a greater trouble. He was homesick. He felt a vacancy in him, a need for the hush and quietude of the stream and the cave in the cliff. Life had become too populous. There were so many of the man-animals, men, women, and children, all making noises and irritations.In this excerpt, White Fangs character is most developed through hisrelationship with his mother.actions during conflict.reaction to the setting.relationship with the humans. Food bank usage in Britain has grown dramatically over the past decade. The number of users, in thousands, of the largest food bank in year t is estimated to be N(t) = 1.3e0.81t , where t is the number of years since 2006.25 (a) What does the 1.3 represent in this context? Give units. (b) What is the continuous growth rate of users per year? (c) What is the annual percent growth rate of users per year? (d) Using only your answer for part (c), decide if the doubling time is more or less than 1 year. what is the geographical significance of dutch empire during WWI Suppose the following data were taken from the 2017 and 2016 financial statements of American Eagle Outfitters. (All numbers, including share data, are in thousands.) 2017 2016 Current assets $ 890,400 $999,600 Total assets 1,950,000 1,878,000 Current liabilities 424,000 357,000 Total liabilities 573,300 552,132 Net income 166,830 337,600 Net cash provided by operating activities 300,000 452,600 Capital expenditures 271,000 246,500 Dividends paid on common stock 85,000 76,500 Weighted-average shares outstanding 201,000 211,000 a. Calculate the current ratio for each year. (Round answers to 2 decimal places, e.g. 15.25.) 2017 2016 Current ratio b. Calculate earnings per share for each year. (Round answers to 2 decimal places, e.g. 15.25.) 2017 2016 Earnings per share $ c. Calculate the debt to assets ratio for each year. (Round answers to 1 decimal place, e.g. 29.5%) 2017 2016 Debt to assets ratio d. Calculate the free cash flow for each year. (Enter negative amounts using either a negative sign preceding the number e.g.-45 or parentheses e.g. (45).) 2017 2016 Free cash flow After Auschwitz: 3. Imagery consists of descriptive words and phrases that create sensory experiences for the reader. Wiesel writes: Here heaven and earth are on fire. What image is he communicating? What effect does it have on the reader? expand 3(z+3) please help me solve this Compare and contrast the responsibilities and skills required for production jobs versus service jobs in the food service industry. What is the essential difference between these two areas in the industry? Based on your inherent characteristics and skill set, which do you feel you are better suited for and why? 3. 9x10^4. 4. 5x10^7. Please answer 3 and 4 How is government in the United States today different from government in ancient Athens? O The United States is a direct democracy. The United States allows citizens to vote. The United States is a republic. O The United States has a unicameral legislature. Broussard is already at full capacity, so its assets must grow at the same rate as projected sales. At the end of 2019, current liabilities were $1.4 million, consisting of $450,000 of accounts payable, $500,000 of notes payable, and $450,000 of accruals. The after-tax profit margin is forecasted to be 4%, and the forecasted payout ratio is 45%. Use the AFN equation to forecast Broussard's additional funds needed for the coming year. Enter your answer in dollars. For example, an answer of $1.2 million should be entered as $1,200,000. Do not round intermediate calculations. Round your answer to the nearest dollar. A 24ft flagpole has a shadow of 9ft. A soldier standing next to the flagpole has a shadow of 2.25 feet. How tall is the soldier? Oct 16, 12:30:47 PMWyatt has 6 cups of yogurt to make smoothies. Each smoothie uses cup of yogurt.What is the maximum number of whole smoothies Wyatt can make with the yogurt? HELP PLEASE!!! 15 POINTSHow does the speed of waves vary in different media?Radio waves are used to transmit verbal messages through space.IS THIS TRUE OR FALSEE??? This line graph shows statistics related to agriculture in China.A line graph like this one is most helpful forillustrating percentages.showing how parts make up a whole.showing how trends change over time.comparing information from different sources. What is currently happening regarding the suprem court? Evaluate the expression x+2y when x=2 and y=2.5.