The recent dividend payment from Ottocell Motor Company was $1.40. At the conclusion of year 5, the anticipated dividend per share is $1.98.
What does "business" actually mean?A group of people can form a legal entity called a corporation to run and manage a commercial or industrial business. A corporation may very well be set up by a variety of methods for tax and financial obligation concerns depending also on section 4(2 of its jurisdiction.
What does the Company ending mean?The play's ending is left up to the audience's assessment because Robert may have been thinking about it the entire time before he realized he wanted to live alone. The production has no predetermined running length for the musical, and Robert is celebrated his 35th birthday three times by his pals.
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Which would you rather have: a daily compounded rate of 0. 045%, a weekly compounded rate of 0. 305%, a monthly compounded rate of 1. 55%, a quarterly compounded rater of 4. 25%, a semiannually compounded rate of 8%, or an annually compounded rate of 18%?What is the effective annual (EAR) of a daily compounded rate of 0. 050%?
_____(round to two decimal places)
the effective annual (EAR) of a daily compounded rate of 0.050% is 0.051%, , the annually compounded rate of 18% is the highest option would be the best.
To compare different rates, it is best to convert them all to an annual effective rate (EAR), which takes into account the effects of compounding. Use the below formula :
EAR = (1 + r/n)^n - 1
where r is the rate and n is the number of times per year the rate is compounded.
When we compare the given options, the annually compounded rate of 18% is the highest.
For the second part of the question, to find the effective annual rate of a daily compounded rate of 0.050%, we can use the formula above with n = 365 (since it's compounded daily)
EAR = (1 + 0.050%/365)^365 - 1
Using a calculator, we find that the EAR is 0.051%.
so the effective annual (EAR) of a daily compounded rate of 0.050% is 0.051%.
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assume that you are analyzing the chocolate production industry. you have found that the primary suppliers (e.g. dairy, sugar, etc.) to the industry have limited differentiation in their products and industry members face fairly low switching costs if they choose to move to a different supplier. this suggests that supplier power is high and it will put downward pressure on the profitability of the chocolate production industry. group of answer choices true
This suggests that supplier power is high and it will put downward pressure on the profitability of the chocolate production industry.---- True
Primary supplier:
The term "primary supplier" refers to either a city that owns and maintains its own electric system or a person, business, or corporation that provides electric service within a city under a franchise granted by or contract with that city, or that has provided service within a city under a franchise or contract and will continue to do so after the franchise or contract expires.
Who is referred to as a supplier?A person or company that provides a product or service to another entity is referred to as a supplier. In a business, a supplier's job is to offer a distributor or retailer for resale high-quality products from a manufacturer at a competitive price.
What is a supplier's role?A supplier in business is a person or organization that provides retailers or distributors with high-quality services and products from manufacturers at reasonable prices. They provide deliverables in the form of raw materials, which are later processed by manufacturers into finished goods that are ready for the market.
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Document 7: According to the author, what aspects of life are improved under communism?
According to the author mentioned in the pictures, aspects related to benefits such as medical care and social insurance improve under communism.
What is communism?Communism is a socio-economic ideology that advocates for the establishment of a classless, stateless society, where the means of production are collectively owned and controlled by the community as a whole. According to the author, Harry Schwarts, in The New York Times article from 1952, several aspects of life are improved under communism. These aspects include:
Free medical care: The author states that under communism, the worker receives free medical care. This implies that healthcare services are provided by the government without any cost to the individual, ensuring access to medical treatment and services for all workers.Unemployment protection: The author mentions that the communist worker does not have to worry about being unemployed. This suggests that the government provides some form of social safety net or employment guarantee, ensuring job security for workers and protecting them from the risk of unemployment.Social insurance for old and disabled people: The author highlights that under communism, old and disabled people receive social insurance. This indicates that the government provides support and financial assistance to elderly and disabled individuals, likely in the form of pensions or other social welfare programs, to help improve their quality of life.Nurseries and kindergartens: The author mentions that the government provides nurseries and kindergartens for the children of working mothers. This suggests that the government takes responsibility for childcare services, making it easier for working mothers to pursue their careers while their children receive care and education in dedicated facilities.It's important to note that this excerpt reflects the perspective of the author in 1952 and focuses on the positive aspects of life under communism. Different viewpoints exist, and there are various interpretations and evaluations of the impacts of communism on different aspects of life and society.
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why do you think comfort taxi was able to attract 16,000 taxi drivers and to adopt the gps-dispatch system within two years, whereas taiwan taxi managed to recruit only 6,700 members over seven years?
Comfort Taxi was able to attract 16,000 taxi drivers and to adopt the GPS-dispatch system within two years because the company offered incentives to drivers who joined the system, such as higher fares and a bonus system.
Comfort Taxi also provided better customer service and more reliable dispatching technology than Taiwan Taxi, which allowed it to attract more drivers. Additionally, Comfort Taxi had a larger marketing budget and was better able to promote its services to potential customers and drivers than Taiwan Taxi.
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what is an example of a pareto improvement? suppose mike and john are two brothers who are given $110 to split. from the example, the brothers have different options of splitting the money. they can use the following options; mike and john each take $55. mike is older, so they decide mike should get a bigger share. mike gets $70 while john gets $40. mike takes the whole $110, and john gets nothing.
A Pareto improvement happens when, given an initial distribution of goods for a group of people, a change in allocation benefits everyone while harming no one.
What is a Pareto improvement example?Pareto improvement examples
Let's say that two families, one wealthy and the other destitute, could each get an equal quantity of money (ex nihilo). The sum does little to change the former's overall income but does assist the latter rise beyond the poverty line.
What is Pareto optimality, and can you give an example to illustrate the idea?The concept of Pareto optimality, also known as Pareto efficiency, is widely applied in economics.
It describes a situation where no further improvements to society's well being can be made through a reallocation of resources that makes at least one person better off without making someone else worse off.
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A Pareto improvement occurs when, given the initial distribution of goods for a group of people, a change in the distribution benefits everyone and harms no one.
What is an example of a Pareto improvement?
Examples of Pareto Improvements: We say that two families, one rich and one poor, can receive the same amount of money (ex nihilo). This amount hardly changes the total income of the former, but helps the latter to overcome the poverty line. The concept of Pareto optimality, also known as Pareto efficiency, is widely used in economics.
Describes a situation where the welfare of society cannot be further improved by reallocating resources that improve the situation of at least one person without making the situation worse for another person.
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(this question refers to the mru video 'supply and demand terminology'.) which of the following can cause a change in demand? select one: a. a change in the price of the good's inputs b. a change in the good's price c. a change in the personal income of buyers d. a change in production technology
C. A change in the personal income of buyers.
Demand refers to the quantity of a good or service that consumers are willing and able to purchase at a particular price. Changes in the personal income of buyers are one of the primary factors that can cause a change in demand. When personal incomes increase, buyers may have more money to spend on goods and services and therefore may be willing to purchase more at a given price. Conversely, when personal incomes decrease, buyers may have less money to spend and therefore be less willing to purchase the same amount of goods and services at that price. Other factors that can cause a change in demand include changes in the price of the good itself, changes in the price of the good's inputs, and changes in production technology.
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the blank adjustment helps to minimize misleading international comparisons of gdp. multiple choice question. purchasing power parity tragedy of the commons just-in-time production possibility frontier
The d) frontier adjustment helps to minimize misleading international comparisons of GDP.
The concept of frontier adjustment is an important tool for accurately comparing Gross Domestic Product (GDP) across countries.
The idea is to adjust for variations in the way countries measure and report their economic output, thereby eliminating any discrepancies or distortions in the data.
Frontier adjustment ensures that international comparisons of GDP are accurate and unbiased, providing a more reliable basis for making economic decisions.
By taking into account differences in price levels, taxation, and other economic factors, frontier adjustment helps to minimize misleading international GDP comparisons and ultimately leads to more reliable economic analysis.
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(HELP) Which details apply to a financing contract? Check all that apply.
A. requires a credit check
B. are always less expensive than using a credit card
C. includes interest rate information
D. requires a signature for rent-to-own agreements
E. can be broken at any time
assume the invention of a competitively priced synthetic fuel that could supply 25 percent of u.s. energy needs within 20 years. in what major ways might this change the external environment of u.s. businesses?
The invention of a competitively priced synthetic fuel that could supply 25 percent of U.S. energy needs within 20 years could have a wide range of impacts on the external environment of U.S. businesses.
First, it could reduce the overall cost of energy, as synthetic fuel is typically cheaper than traditional sources such as oil or natural gas. This could lead to lower overhead costs for businesses, which could help lower prices for consumers and increase profits.
Second, it could reduce the U.S.’s dependence on foreign energy sources, as synthetic fuel is produced domestically. This could lead to increased economic and political stability, as relying on foreign energy sources often leads to geopolitical instability.
Third, it could reduce the environmental impact of energy production, as synthetic fuel is much cleaner than traditional sources. This could lead to increased public support for businesses, as consumers become more aware and concerned about the environmental impact of their purchases.
Finally, it could lead to increased investment in the U.S. energy industry, as businesses look to capitalize on the new synthetic fuel technology. This could lead to increased research and development in the sector, as well as increased job opportunities and economic growth.
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on january 16, tree co. paid $60,000 in property taxes on its factory for the current calendar year. on april 2, tree paid $240,000 for unanticipated major repairs to its factory equipment. the repairs will benefit operations for the remainder of the calendar year. what amount of these expenses should tree include in its third quarter interim financial statements for the three months ended september
A. $95,000
Industrial goods are used for the production of consumer goods which are products sold and consumed by people. Consumer goods are ready for the consumption and satisfaction of human wants, such as clothing or food.
60,000 will be property taxes for an entire yearwe just need to calculate expense from July to September thus:
60,000 x 3 months / 12 months = 15,000
The repairs are also distributed among the periods to not put the entire weight in a month or quarter:
240,000 x 3 / 9 months outstanding = 80,000
total amount of expenses for the period July - September:
15,000 property tax expense+ 80,000 repair expense= 95,000
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How does this act impact college students who want to open a credit card?
The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 was signed into law to protect consumers from unfair credit card practices.
What is credit card?
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder’s promise to the card issuer to pay them for the amounts plus the other agreed charges.
The act includes provisions that are especially beneficial to college students who want to open a credit card. It requires issuers to verify a student’s ability to repay before issuing a card, limits the marketing of credit cards on college campuses, and requires issuers to provide clear, understandable terms and conditions of credit card agreements.
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which system has complete public ownership of the means of production?
a. Socialism
b. communism
c. anarchism
d. fascism
The system has complete public ownership of the means of production
b. .communism
communism In a communist system, the means of production, such as factories, farmland, and natural resources, are owned and controlled by the state or the community as a whole. There is no private ownership of the means of production, and the goal is to create a classless society where wealth and resources are distributed equally. In theory, the government controls the economy and makes all major decisions regarding production and distribution, guided by the principle "from each according to their ability, to each according to their needs".a. Socialism Socialism is an economic system in which the means of production are owned and controlled by the state, but there's not necessarily a complete absence of private property. c. anarchismAnarchism is a political philosophy that advocates for the abolition of government and the establishment of a society without rulers. It generally advocates for the idea of self-government and the autonomy of individuals and communities.d. fascism: Fascism is a political ideology that prioritizes the interests of the state and the nation above the rights of individuals and groups. Fascism is characterized by authoritarian government, aggressive nationalism, and suppression of political opposition.
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a country that produces a maximum possible combination of two goods using all of the resources available in the economy
If a country can produce a range of items that effectively utilizes every single means available in the economy, it is operating at the frontier of its production potential.
Describe an economy.A community's distribution is determined largely by a collection of interrelated consumption and producing processes collectively referred to as an economy. The production and consumption of goods and services in their entirety satisfy the needs of the people who reside somewhere and make deals there.
What objectives does the economy have?However, economists agree that administrations in market economies can play six main roles. In addition to establishing the legal and emotional framework, it is necessary to maintain proper competition, provide public facilities and services, distribute revenue, account for drawbacks, and mend the economy.
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the project manager reviews documentation for the project, including the statement of work and raci chart. the project manager closes the vendor contract, submits all payments, and retrieves all final deliverables from contracted workers. they send an email communication to ensure all stakeholders are aware that the project is ending. finally, the project manager finishes up the project by gathering final feedback and conducting closing surveys. what step of the closing process did the project manager skip in this scenario?
Three stages—Initiation, Research, and Report—make up a typical review procedure. Every project will undergo two standard reviews. If the project does not comply with the requirements or at the stakeholder's request, a special review may be conducted.
What is Project Review Team?When the review is planned, the Review Team will give the Project Manager the PM Project Review Guidelines and the Document Review Checklist. Both a list of deliverables and a knowledge of the review process will be provided by these documents to the project manager. It will be possible to determine the review analysis's focus from this list of deliverables.By email with the verified date, time, and place, the Review Team will inform the Project Manager of the review.Prior to the scheduled in-person interview, the Review Team will evaluate the project team's deliverables during a two-week period. As part of this procedure, the Analysts will assess if the review deliverables fulfill the necessary requirements.To Learn more About Review procedure refer To:
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The qualified business income deduction (QBI) is a tax deduction that allows eligible self-employed and small-business owners to deduct up to 20% of their qualified business income on their taxes. true or false
True. (The Qualified Business Income (QBI) Deduction, also known as Section 199A, allows owners of run-through businesses to claim a tax credit of up to 20% of their qualifying business income.)
What is qualifying business income?
QBI is the net amount of eligible items of income, profits, deductions and losses from qualifying transactions or businesses, including income from partnerships, S corporations, sole proprietorships and certain trusts.
Is an LLC a qualifying business income?
The QBI deduction applies to qualifying income from sole proprietors, partnerships, limited liability companies (LLCs) treated as sole proprietors or partnerships for tax purposes, and S corporations.
Is 1099 qualifying business income?
The income reported on Form 1099-NEC is self-employed income, not wages. Your net self-employed income is Qualifying Business Income (QBI) and is eligible for QBI deductions.
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which systems development life cycle model assumes that requirements will remain stable after they are defined?
The waterfall life cycle model has distinct, linear stages for system development and support. This life cycle model assumes that requirements will remain stable after they are defined.
The waterfall model is a popular software development and product development method to the software development cycle (SDLC). The waterfall model employs a logical path of SDLC steps for a venture, similar to how water flows over a cliff's edge. It establishes distinct endpoints or objectives for each stage of development. After they have been completed, those data points or goals cannot be revisited. In a study written in 1970, Dr. Winston W. Royce of the Aerospace Software Technical Institute introduced the concept based on his experience creating apps for satellites. Royce, on the other hand, did not use the term waterfall; rather, he referred to the down - stream value of paperwork.
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What is the difference between CDE and LDE? (FFA)
PLS ANSWER ASAP!!
The CDE's stands for Career Development Events and LDE's stands for Leadership Development Events. In CDE a person inculcates the skill of decision making and in LDE a person inculcates the skills of leadership.
What is LDE's (Leadership Development Events) ?The LDE's (Leadership Development Events) is an event in which the participants learns and inculcates the leadership skills like public speaking, professionalism, interviewing skills, etc.
The leadership skills are very much needed in the corporate sector where we a person has to deal and manage with a large group of people and lead them as a single unit.
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Which of these is NOT a flow that moves up and down the supply chain?
A. Procedural
B. Monetary
C. Information
D. Physical
Which of these is NOT a flow that moves up and down the supply chain? A. Procedural B. Monetary C. Information D. Physical
The correct option is A. Procedural
What are the typical flows in a supply chain?
Product flow, information flow, and money flow are the three main flows in supply chain management.
What is meant by supply chain management?
Supply chain management (SCM), which includes purchasing, operations, inventory management and storage, customer service, and logistics, has evolved into "a highly sophisticated, technology-dependent, and collaborative discipline" (source). Supply chain management professionals focus on controlling the movement of products, information, and money while exceeding customer expectations and keeping expenditures to a minimal level.
Three layers of decisions are involved in supply chain management: strategic, tactical, and operational. Long-term choices involving the site, manufacturing, inventory, and transportation are referred to as strategic decisions. Weekly demand predictions, distribution and transportation planning, production planning, and material requirement planning are all examples of medium-term decisions that are part of the tactical process.
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financial institutions frequently transform short-maturity liabilities provided by investors into a portfolio of long-maturity assets. this is know as
Financial institutions frequently transform short-maturity liabilities provided by investors into a portfolio of long-maturity assets. This is known as maturity intermediation.
What does maturity intermediation mean?Maturity intermediation occurs when a financial institution borrows money from certificates of deposit or demand deposits and then lends that money out as a 30-year mortgage. Banks are exposed as a result of this practise because the cost of short-term funding could increase quickly.
The goal of maturity intermediation is to profit from interest rate discrepancies. Utilizing maturity intermediation, banks convert short-term debt into long-term credit. Banks borrow money from depositors and charge those clients interest. Banks then take that cash and lend it to people who require credit in order to purchase large items like houses, cars, and other real estate. Since the 30-year mortgage's long-term interest is greater than the short-term interest paid to depositors, the financial institution makes money.
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if net income is $2,700 and owner withdrawals are $9,600, how much did the owner contribute (owner, capital)?
The owner contributed $9,600. This amount is taken out of the owner's capital account and added to the owner's personal account. This reduces the net income of the business from $2,700 to a loss of $6,900.
Owner contributions, also known as capital contributions, are the funds that owners put into a business to finance its operations. When a business is started, the owner typically puts in some of their own money to get the business up and running. These contributions can include cash, personal or business property, or services.
In this case, the owner contributions are equal to the difference between the net income and the owner withdrawals. Net income is the total amount of money earned by a business after all expenses have been paid and taxes have been deducted. Owner withdrawals are the amount of money taken out of the business by the owner for their personal use.
To calculate the owner contributions, subtract the owner withdrawals from the net income. In this case, the owner contributions are equal to $2,700 - $9,600 = -$6,900. This means that the owner put in $6,900 more money than they withdrew from the business.
Owner contributions are an important part of a business's capital structure. By contributing their own funds, the owner is investing in their business and demonstrating their commitment to its success. This can be used to help secure financing from other sources, such as lenders, investors, or venture capitalists.
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Which of these is the most striking example of the costs and risks of pure capitalism?
A. The Great Depression
B. A socialist economy
C. Command economy and capitalism
D. A large and inefficient bureaucracy
the most striking example of the costs and risks of pure capitalism
A. The Great Depression is considered the most striking example of the costs and risks of pure capitalism.
The period of economic decline in the 1930s was characterized by widespread unemployment, poverty, and hardship, and was caused by a number of factors, including a lack of regulation and oversight, and a failure of the financial system.The Great Depression is considered one of the most striking examples of the costs and risks of pure capitalism. The economic downturn, which lasted from 1929 to 1939, was characterized by widespread unemployment, poverty, and bank failures, and it had a profound impact on the global economy and society.
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explain the importance of logistics important on a macro level and the contributions of logistics to the economy?
The logistics industry makes significant macroeconomic contributions to the national economy by creating jobs, increasing national income, and attracting foreign investment. On a micro scale, the logistics industry is critical to increasing corporations' competitive power.
Logistics is a subset of distribution network management that is concerned with the effective forward reverse movement of goods, assistance, and information related from point of origin to point of consumption based on customer needs. Logistics management is an important part of the supply chain. Logistics resources can include tangible goods like components, equipment, and supplies, in addition to food and other consumables. Aside from troop transportation, military logistics is responsible for maintaining army supply routes to food, armaments, ammunition, and spare parts. Meanwhile, civil logistics is concerned with the procurement, transportation, and storing of raw materials, semi-finished products, and finished goods.
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which one of the following statements is true? group of answer choices evaluating global investments is easy because there is plenty of good information available. for most small investors, it makes more sense to invest in stocks and bonds issued by individual foreign firms, rather than in global mutual funds. today, very few investors are investing in stocks and bonds issued by foreign firms or in global mutual funds. since global investments can only be bought in the u.s., there is no need to worry about currency exchange rates. global investments must be evaluated just like other investment alternatives.
Safety, income, and capital positive factors are the large three targets of investing. But there are others that need to be stored in mind when they select investments.
What is the motive of the investment quizlet?The purpose of investing is to purchase assets with the goal of including extra income, and portfolio diversification is for Creating a collection of investments that will supply an applicable return with an perfect publicity to risk.
What are the 4 standards of investment?Principles for investing success
Goals. Create clear, appropriate investment goals. An splendid funding intention ought to be measurable and attainable. ...
Balance. Develop a suitable asset allocation the use of widely different funds. ...
Cost. Minimize cost. ...
Discipline. Maintain standpoint and long-term discipline.
The purpose of investing is to purchase assets with the goal of including extra income, and portfolio diversification is for Creating a collection of investments that will supply an applicable return with an perfect publicity to risk.
What are the 4 standards of investment?Principles for investing success
Goals. Create clear, appropriate investment goals. An splendid funding intention ought to be measurable and attainable. ...
Balance. Develop a suitable asset allocation the use of widely different funds. ...
Cost. Minimize cost. ...
Discipline. Maintain standpoint and long-term discipline.
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Indicate whether each of the following allocations is efficient or inefficient.
Allocations
A
B
C
D
A = Effective B = Effective A = Ineffective A = Ineffective A fixed dollar allocation entry transfers a predetermined sum from one account to additional accounts.
What is the allocation right now?The amount of the Group's Federal Income Tax liability for the applicable Taxable Period that is assigned to each Group Member in accordance with Regulations Sections 1.1502-33(d)(2)(ii) and 1.1552-1(a) will be referred to as the "Current Allocation" for any Taxable Period (2).
What is an example of allocation?To allocate means to reserve a specific sum of money for a cost. You frequently hear about how the government distributes money for the military or for education, but you might personally choose to use some of your allowance to buy comic books.
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Selected transactions for Martinez, an interior decorator corporation, in its first month of business, are as follows.
1. Issued stock to investors for $13,300 in cash.
2. Purchased used car for $10,100 cash for use in business.
3. Purchased supplies on account for $280.
4. Billed customers $3,930 for services performed.
5. Paid $150 cash for advertising at the start of the business.
6. Received $1,610 cash from customers billed in transaction (4).
7. Paid creditor $310 cash on account.
8. Paid dividends of $550 cash to stockholders.
Required:
For each transaction indicate the basic type of account debited and credited (asset, liability, stockholders' equity)
Debit and credit are the two ways that money is received and spent in a business. Debit and credit are also the two ways that money is received and paid out. Credit.
The meaning of credit in balance?An sum that the card provider owes you can be seen as a credit line on your billing statement. With each payment you make, credits were added to your bank account. When you refund something you purchased with a credit card, a credit might well be added.
What does credit mean?
Latin roots can be found in the words debit (DR) and credits (CR): Credit derives from the Latin term creditum, which means "anything entrusted to another person or a loan," whereas debit derives from the Latin word debitum, which means "what is due." 23.
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The utilitarian philosophy for business ethics primarily focuses on: a. Adopting the ethics of the culture in which a business operates. B. Weighing the benefits, costs, and risks associated with a course of action. C. Ensuring justified treatment of any minority. D. Applying home-country standards of ethics in foreign countries. E. Maximizing business profits by increasing employee productivity
The utilitarian business ethics theory is largely concerned with B. Weighing the benefits, costs, and risks associated with a course of action.
Utilitarianism is a philosophy that holds that the best course of action is the one that maximizes overall happiness or pleasure and minimizes overall pain or suffering. In the context of business ethics, this means that a business should weigh the benefits, costs, and risks associated with a particular course of action, and choose the one that will result in the greatest overall good for all stakeholders. This approach is often contrasted with deontological or duty-based approaches, which focus on upholding moral rules or principles regardless of their consequences, and virtue-based approaches, which focus on promoting the development of good character in individuals and organizations.
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at september 1, 2020, kern enterprises reported a cash debit balance of $140,000. during the month of september, kern received cash of $60,000 and made cash payments of $100,000. at september 30, 2020, the cash balance is a. $100,000 credit. b. $40,000 credit. c. $100,000 debit. d. $200,000 debit.
During the month of September, kern received cash of $60,000 and made cash payments of $100,000. at September 30, 2020, the cash balance is c. $100,000 debit.
Beginning cash balance = $ 140,000
Now, certain cash is collected, so balance = 140,000 + 60,000 = $200,000
Now, we will subtract cash payments made from 200,000
Ending cash balance = $200,000 - $100,000 = $100,000.
A cash balance is the amount of money that a business currently has on hand. This money is kept on hand to cover any unanticipated cash outflows. Businesses may find themselves unable to pay their expenses if this safety net is not in place.
The cash balance is often used to pay down debt or distributed to investors in the form of a dividend. Businesses that have a considerable variance in the timing and amount of cash inflows and outflows require a cash balance in particular.
When a company has an excess cash balance, it suffers from a financial drag and misses out on investment possibilities.
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if time has value, why are financial institutions often willing to extend you a 30-year mortgage at a lower annual interest rate than they would charge for a one-year loan? multiple choice with a mortgage, the house you purchase acts as collateral for the loan. this reduces the risk associated with the loan and so reduces the compensation the bank requires. because time has value, banks charge a lower interest rate on mortgages because they receive payments for 30 years instead of just one year. because time has value and mortgages don't take as long to approve as a one-year loan, the financial institution can charge a lower interest rate. there is no economic reason for financial institutions to charge a lower interest rate on a 30-year mortgage.
When you get a mortgage, the house you buy serves as security for the loan. If you don't pay, the bank can sell the house and get its money back. Collateral lowers the risk connected with the loan, which in turn lowers the compensation the bank needs.
What connection exists between interest rates and mortgage rates?Mortgage interest rates and other consumer borrowing interest rates typically rise. Long-term interest rates often increase in tandem with increases in short-term interest rates. Mortgage rates typically increase as a result of this and an increase in the interest rate on the 10-year Treasury bond. Mortgage rates may fluctuate every day. Actual payments will change depending on your unique circumstances and the current exchange rate. It's possible that not all states offer certain things. First-time home purchasers might not be allowed to purchase some large products. The proportion of your mortgage payment that goes toward principle and interest increases as the variable rate rises.
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can i dispute a debit card charge that i willingly paid for
Customers are able to contest credit card charges in some situations, even those involving things they knowingly bought. However, misusing this right by objecting when it isn't necessary.
What function does a credit card serve in business?A business's lifeline is having access to company-issued credit. You can use it to get the money you need to grow your business, pay for ongoing bills, buy merchandise, recruit more employees, and have available funds to cover operating costs.
What does the term "credit card purpose" mean?Money that a broker may loan to an investor in order for them to purchase stocks. Cash and/or securities held in a margin account serve as collateral for purpose credit.
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2. the first step in the posting procedure is writing the (a) entry date in the date column of the account. (b) journal page number in the post. ref. column of the journal. (c) account number in the post. ref. column of the account. (d) entry amount in the debit or credit column of the account.
(d) entry amount in the debit or credit column of the account.
Step 1: Enter the Date in the Date Column of the Account: The first step in the posting procedure is to enter the date of the transaction into the date column of the account. This will help keep track of when the transaction was made.
Step 2: Enter the Account Number in the Post. Ref. Column of the Account: The next step is to enter the account number in the post. ref. column of the account. This will help identify which account the transaction is being posted to.
Step 3: Write the Journal Page Number in the Post. Ref. Column of the Journal: After the account number is entered, the journal page number should be entered into the post. ref. column of the journal. This will help you quickly locate the transaction when you are ready to post it.
Step 4: Enter the Entry Amount in the Debit or Credit Column of the Account: After the journal page number is noted, the entry amount should be entered into the debit or credit column of the account. This will help ensure that the correct amount is posted to the account.
Step 5: Record the Posting in the Journal: The final step in the posting procedure is to record the transaction in the journal.
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