Mia and Allen have been married for 3 years. They both have well-paying jobs
that allow them to live comfortably and pay their bills. They are trying to live on
a budget. They have a $1,000 emergency fund, and they are paying down $28,000
worth of combined student loan debt. Each year for the past 3 years, they have
received a large tax refund -- which they call their "celebration fund" - and use it
to take a nice vacation each summer. They are receiving a large refund, rather
than one close to zero. Why is this kind of tax refund problematic?

Answers

Answer 1

Receiving a large tax refund is problematic because it means overpaying taxes and missing out on the opportunity to use that money throughout the year for paying down debt, building an emergency fund, or investing.

We have,

While receiving a large tax refund each year may seem like a positive thing, it actually means that Mia and Allen are overpaying their taxes throughout the year.

This means that they are essentially giving the government an interest-free loan by allowing them to hold onto their money instead of having it available to them throughout the year to use for things like paying down debt or investing in their future.

By overpaying their taxes,

Mia and Allen are essentially missing out on the opportunity to use their money in ways that could benefit them in the long run.

Additionally, the large tax refund they receive each year may create a sense of false security, leading them to believe that they are in a better financial situation than they actually are.

Rather than receiving a large tax refund each year, it may be more beneficial for Mia and Allen to adjust their tax withholdings so that they are receiving more money in each paycheck.

This way, they can use the extra money to pay down debt, build up their emergency fund, or invest in their future, rather than giving the government an interest-free loan.

Thus,

Receiving a large tax refund is problematic because it means overpaying taxes and missing out on the opportunity to use that money throughout the year for paying down debt, building an emergency fund, or investing.

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Related Questions

which can be represented using the product (50)*(-5) ?

Answers

The expression that can be represented by product (50)*(-5) is 250

Which expression represented using the product (50)*(-5) ?

Any number that can be expressed as the product of 50 and -5 can be represented using the expression (50)*(-5).

For example, if we multiply 50 and -5, we get -250. Therefore, -250 can be represented using the expression (50)*(-5).

Similarly, if we multiply 50 and -5 by any other number, we can represent the product using the expression (50)*(-5).

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Gustave Eiffel built the Eiffel Tower (1887-89) for the______In 1889.

World's Fair

Panama Pacific Exhibition

Salon

Great Exhibition

Answers

Answer:

World's Fair. Is the correct answer

Find the Fourth vertex

Answers

The vertex of the parallelogram is (5, 13)

We know that in a parallelogram the opposite sides are equal

AB=√(-3-4)²+(-6+3)²

=√49+9

=√58 units

BC=√(6-4)²+(2+3)²

=√4+25

=√29 units

AD=√(-3-x)²+(-6-y)²

AD=√58 units

√58 units=√(-3-x)²+(-6-y)²

58 units=(-3-x)²+(-6-y)²

Now CD=√(6-x)²+(2-y)²

29 units=(6-x)²+(2-y)²

x=5 and y=13 satisfies the equation

Hence, the vertex of the parallelogram is (5, 13)

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Complete the ratio table

Answers

The first blank is 57 so it makes
57/438
The second blank is 584 so it makes
76/584

A study is testing the effectiveness of a new allergy medication. Sixty people who reported they have allergies volunteered to be part of the study and were randomly assigned to one of two groups, as shown in the design web.

Which of the following accurately describes the benefit of comparison in the experiment shown in the design web?

A. The level of allergic symptoms in both groups can be compared to see if the new medication had a significant effect.
B. The overall level of allergic symptoms can be used to determine if the new allergy medication had a significant effect.
C. The level of allergic symptoms in the group who received the medication can be used to determine if the medication had a significant effect.
D. The level of allergic symptoms in both groups cannot be compared to determine if the medication had a significant effect because one group only received a placebo.

Answers

The level of allergic symptoms in both groups cannot be compared to determine if the medication had a significant effect since, one group only received a placebo accurately describes the benefit of comparison in the experiment shown in the design web.  Thus option A is correct.

A scientific experiment inside that carry out a sequence of tasks and closely monitor their results to discover new information. An investigation is a method that used to confirm or deny a hypothesis, as well as assess the likelihood or effectiveness of something that hasn't been tried before.

Although one sample only obtained a placebo inside the investigation depicted in the design web, which is difficult to compare the severity of allergic rhinitis in both groups to establish whether the drug had a substantial impact.

Hence, option A is the correct option.

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Solve for x. Round to the nearest tenth, if necessary.

Answers

Step-by-step explanation:

For a RIGHT triangle   tan Φ = opposite leg / adjacent leg

 for this triangle

         tan 71 = x / 5.7

       5.7 * tan 71 = x    =   16.6  units

URGENT!! ILL GIVE BRAINLIEST! AND 100 POINTS

Answers

It would be 14. Since 6 to 3 has a relationship so u can 3x2=6 so we can do 7x2 = 14

Gabriel finds some wooden boards in the backyard with lengths of 5 feet, 2.5 feet and 4 feet. He decides he wants to make a triangular garden in the yard and uses the triangle inequality rule to see if it will work. Which sums prove that the boards will create a triangular outline for the garden? Select all that apply. 5 + 2.5 > 4 5 + 2.5 < 4 4 + 2.5 > 5 4 + 2.5 < 5 4 + 5 > 2.5

Answers

So the correct possible triangular outline for the garden is:

5 + 2.5 > 4

4 + 2.5 > 5

4 + 5 > 2.5

Given information:

Gabriel finds some wooden boards in the backyard with lengths of 5 feet, 2.5 feet, and 4 feet.

He decides he wants to make a triangular garden in the yard and uses the triangle inequality rule to see if it will work.

The sums that prove that the boards will create a triangular outline for the garden are:

5 + 2.5 > 4

4 + 2.5 > 5

4 + 5 > 2.5

So the correct options are:

5 + 2.5 > 4

4 + 2.5 > 5

4 + 5 > 2.5

These sums satisfy the triangle inequality rule, which states that the sum of the lengths of any two sides of a triangle must be greater than the length of the remaining side.

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Best represents the population

Answers

The equation that best represents the population of the town, which increases exponentially at the rate of 6% every year, after x years is C. y = 158,260(1.06)ˣ.

What is exponential growth?

Exponential growth refers to a constant percentage or rate of growth per period.

The opposite of exponential growth is exponential decay and refers to the constant rate of decay in value per period.

The town's initial population = 158,260

Growth rate per year = 6%

Let x = the number of years of growth

Let y = the population after x years

Equation:

y = 158,260(1 + 0.06)^x

Thus, the correct equation representing population growth after x years is Option C.

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What is the volume of the following rectangular prism? 3 1/3 1 2/5

Answers

Area of rectangular prism: Base x Height.

so 3x1/3x2/5=0.4 0r 2/5

The question the question shown says, Classify the following triangle as Acute, Obtuse or Right. The angles shown on the triangle are 45, 45, and 90.

Answers

Answer:

c

Step-by-step explanation:

Answer:  C

Step-by-step explanation:

A.  incorrect.  Acute is when all the angles in the triangle are less than 90, not including 90 ex. (35, 65,80)

B.  incorrect.  Obtuse is when you have 1 angle greater than 90, not including 90.  ex( 100,20, 60)

C. correct, Right is when you have have 1, 90 degree angle.  That symbol in the corner of the triangle means the lines are perpendicular, which means it forms  right angle or 90 degree angle

D, incorrect because C is true

I have to factor, solve, and sketch a parabola for the following, but I do not know how.

2x(x-7)

(x+4)(x-4)

Answers

The parabola for the expression are given in attachment.

A parabola is a U-shaped plane curve where any point is at an equal distance from a fixed point (known as the focus) and from a fixed straight line, which is known as the directrix

y=2x(x-7)

Let us take few values of x and y and draw the parabola

Similarly we draw the graph for (x+4)(x-4)

Hence, the parabola for the expression are given in attachment.

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What is the volume of this figure?

Enter your answer in the box.

Answers

Answer:6720m^2

Step-by-step explanation:

For each graph below, state whether it represents a function. I don’t know if I got these right.

Answers

Answer:

you got them all right except graph 4 is a function! The trick is to use the vertical line test. Put your pencil vertically on your paper and move it across the graph. If your pencil passes through the same point twice, it's not a function. :)

Step-by-step explanation:

What is the value of x?
cos 63° = sin x
Enter your answer in the box
X= ​

Answers

Answer:

x = 27°

Step-by-step explanation:

using the co-function identity

cos x = sin(90 - x) , then

cos63° = sin(90 - 63)° = sin27° with x = 27°

If four bags of flour and three bags of sugar hace a total mass of 3.9kg (one bag of sugar has a mass of 460g)

What is the mass of one bag of flour?​

Answers

_________________________________

Notes: 1,000g = 1kg1 Bag of Sugar = 460gTotal Mass of Bags = 3.9kg= 460g × 3= 1,380g= 1,380g ÷ 1,000= 1.38kg= 3.9kg - 1.38kg= 2.52kg= 2.52kg ÷ 4 = 0.63kg= 0.63kg × 1,000= 630g1 Bag of Flour Is 630g

________________________________

GIVING BRINLIET
Question
The set shows the absolute values of a set of rational numbers in increasing order.

{0.4, 1, 212
, 4, 5.3, 7, 9.8}

Can you determine the order of the rational numbers themselves? Explain why.
Responses
A No, it is not possible to determine the order of the rational numbers because we only know the signs of the rational numbers.No, it is not possible to determine the order of the rational numbers because we only know the signs of the rational numbers.
B Yes, it is possible to determine the order of the rational numbers because we know the size of the rational numbers.Yes, it is possible to determine the order of the rational numbers because we know the size of the rational numbers.
C No, it is not possible to determine the order of the rational numbers because we do not know the signs of the rational numbers.No, it is not possible to determine the order of the rational numbers because we do not know the signs of the rational numbers.
D Yes, it is possible to determine the order of the rational numbers because we know that all of the rational numbers are positive.

Answers

Answer:

C. No, it is not possible to determine the order of the rational numbers because we do not know the signs of the rational numbers.

Women in the age group of 20-29 have total cholesterol levels with a mean of 183 mg per dl and the standard deviation of 37. 2mg per dl. if 250 women were randomly selected about how many would you expect to have a total cholesterol level greater than 240mg/dl?

Answers

Answer:

Sidama Cofee Football Team, the Ethiopian premier league club in Yiregalem, plays 70 percent of their games at night and 30 percent during the day. The team wins 50 percent of their night games and 90 percent of their day games. According to today’s news, they won yesterday. What is the probability the game was played at night?

Find the maximum volume of the cylindrical can such that the sum of its height and its circumference is 45 cm.

Answers

The maximum volume of the cylindrical can such that the sum of its height and its circumference is 45 cm is  337.5 cm³

Let's denote the radius of the cylindrical can as r, and its height as h.

The circumference of the base of the can is 2πr, so the sum of the height and the circumference can be written as:

h + 2πr = 45..(1)

We want to find the maximum volume of the can, which is given by:

V = πr²h..(2)

From (1), h = 45 - 2πr

Substitute h value in equation above

V = πr²(45-2r)

V = 45πr² - 2π²r³

To find the maximum volume, we have to find the differentiation of V

dV/dr = 90πr - 6π²r² = 0

Solving for r, we get:

r = 15/π cm

Now plug in r value in h

V = π(15/π)²(15)

= 337.5 cm³

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x2+10x+=()2
step by step

Answers

The value of the expression x² + 10x, when x = 2 is 24.

In the expression x² + 10x, x represents a variable, which is a placeholder for a value that can change. We are given that x = 2, which means we substitute 2 for x in the expression:

x² + 10x = 2² + 10(2)

Here, 2² means 2 raised to the power of 2, which is 2 multiplied by itself: 2² = 2 x 2 = 4.

10(2) means 10 multiplied by 2, which is 20.

So we can substitute these values in the expression:

x² + 10x = 2² + 10(2)

= 4 + 20

= 24

Therefore, when x is equal to 2, the value of the expression x² + 10x is 24.

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The complete question:

Evaluate the expression x² + 10x, when x = 2.

Jared's class took a survey to see how many students owned a trampoline. Of the 24 students in the class, 14 students said they owned a trampoline. If you chose a student at random from Jared's class, what is the probability that the student does not own a trampoline?

Answers

The  probability that the student does not own a trampoline is given by the relation P ( A' ) = 5/12

Given data ,

Let the probability that the student does not own a trampoline be P ( A ' )

Given that there are 14 students who own a trampoline out of 24 students in total, the probability of owning a trampoline is 14/24. Therefore, the probability of not owning a trampoline is:

1 - 14/24 = 10/24 = 5/12

So, the probability that a student chosen at random from Jared's class does not own a trampoline is 5/12

Hence , the probability is 5/12

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Complete the following statement. Write your answer as a decimal or whole number.
% of $800,000 = $360,000
Submit

Answers

Answer:

45%

Step-by-step explanation:

Divide $360,000 by $800,000 to find the percentage

360,000/800,000=.45

To conver the decimal to a percentage, move the decimal point two places to the right, so .45 becomes 45%

CAN SOMEONE HELP WITH THIS QUESTION?✨

Answers

The value of the linear sum ∑(i = 1 to 124) (29a_i - 13b_i) is -30.

We have,

Using the linearity of the sum, we have:

∑(i = 1 to 124) (29a_i - 13b_i)

= 29∑(i = 1 to 124)a_i - 13∑(i = 1 to 124)b_i [Distributive property]

= 29(-10) - 13(-20) [Substitute the given sums]

= -290 + 260

= -30

Therefore,

The value of ∑(i = 1 to 124) (29a_i - 13b_i) is -30.

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please help!!!!!!!!!!!​

Answers

The value of x in the given diagram is 12.

option C.

What is the value of x?

The value of x in the given diagram is calculated by apply the principle of intersecting chord theorem as shown below;

The intersecting chord theorem states that angle formed at the circumference is twice the angle at the tangent.

the angle at circumference = 360 - (6 + 20x)

tangent angle = 4x + 9

360 - (6 + 20x) = 2 (4x + 9)

360 - 6 - 20x = 8x + 18

-28x = -336

x = 336/28

x = 12

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a cylinder with a height of 32 mm and a diagonal 40 mm what is the surface area

Answers

The surface area of the cylinder is calculated as approximately:

8,444.6 mm².

How to Find the Surface Area of a Cylinder?

The surface area of a cylinder (SA) = 2πrh + 2πr², where:

r is the radius

h is the height of the cylinder.

Given the following:

Diagonal of cylinder = 40 mm

Height of cylinder (h) = 32 mm

Radius (r) = √(40² - 32²) = 24 mm [based on Pythagorean Theorem]

Plug in the values:

surface area of the cylinder (SA) = (2 * π * 24 * 32) + (2 * π * 24²)

≈ 8,444.6 mm²

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PLEASE HELP
What is the difference between the median math test score in the morning and the
afternoon?

Answers

Answer:

difference = 12.5

Step-by-step explanation:

the median score is the value of the line inside the box.

median in afternoon = 75

median in morning = 87.5

difference = 87.5 - 75 = 12.5

You need to arrange 7 of your favorite books along a small shelf. How many different ways can you arrange the​ books, assuming that the order of the books makes a difference to​ you?

Answers

There are 5,040 different ways you can arrange your 7 favorite books on the small shelf.

The organization or positioning of a group of items or components in relation to one another is referred to as an arrangement. It can be used in a variety of situations, such as mathematics, art, or event planning, and can relate to the arrangement, positioning, or grouping of things.

The number of different ways you can arrange 7 books in a specific order is given by the permutation formula:

P(7,7) = 7!

where "!" denotes the factorial operation.

Thus, the number of ways you can arrange your 7 favorite books along a small shelf, assuming that the order of the books makes a difference to you, is:

7! = 7 x 6 x 5 x 4 x 3 x 2 x 1 = 5,040

Therefore, there are 5,040 different ways you can arrange your 7 favorite books on the small shelf.

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Determine whether the given ordered list of numbers is a solution of the the system of equations

Answers

It should be noted that to evaluate whether an organized array of numbers serves as a resolution for a combination of equations, one can apply this method.

How to explain the method

Write down the arrangement of equations that you wish to evaluate the solution for. For illustration, let us say that we have this system:

2x + 3y = 7

x - y = 2

Inject the data from the orderly list into the equations. For example, if the ordered list is (x=1, y=3), then we have:

2(1) + 3(3) = 7

1 - 3 = -2

Verify whether the outcome of the equations are equivalent to the values in the ordered list. If they are, then the orderly list is a resolution of the arrangement of equations. On the other hand, if not, then it is not a solution.

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Help !!!!!!!!!!!!!!!!!!!!

Answers

Step-by-step explanation:

Upper problem:

The transformation is a translation of 3 units down.

Lower problem:

The transformation is a translation of 2 units left and 5 units down.

Find the pair of numbers that completes the factorization. x^2 - 3x - 40 = (x +?)(x-?)
a- 5,8

b- 4,10

c- 10,4

d- 8,5

Answers

answer

a. 5,8

explanation

use numbers in each answer choice

+5 * -8 = - 40

+5 -8 = -3

Consider the form [tex]x^2+bx+c[/tex]. Find a pair of integers whose product is [tex]c[/tex] and whose sum is [tex]b[/tex]. In this case, whose product is -40 and whose sum is -3.

[tex]\longrightarrow\boxed{\bold{(-8,5)}}[/tex]

Write the factored form using these integers.

[tex](x-8) \ (x+5)[/tex]

Other Questions
A Chemicals Plant Produces Chemicals (C) As Well As Pollution (X) As A By-Product. A Nearby Wheat Farm Produces Wheat (W), But Is Impacted By The Chemical Plant's Emitted Pollution. Suppose That The Chemical Plant's Profits Are Given By c= 20c - (0.8c2 + 5.2x2 - Xc). 1. What Quantity Of Chemicals Will The Plant Optimally Choose To Produces? [Use Two DecimalA chemicals plant produces chemicals (c) as well as pollution (x) as a by-product. A nearby wheat farm produces wheat (w), but is impacted by the chemical plant's emitted pollution.Suppose that the chemical plant's profits are given by c= 20c - (0.8c2 + 5.2x2 - xc).1. What quantity of chemicals will the plant optimally choose to produces? [Use two decimal points in all of your answers.]2. How much pollution (x) will the chemical plant generate?3. The wheat farm's profits are given by w= 40w - (0.25w2 + xw - 2x).Remember that x is chosen by the chemical plant, and the wheat farm has no control over it. Find the wheat farm's optimal choice of w, given the chemical plant's choice of x.4. Suppose that the government introduces new environmental regulations that force the chemical plant to reduce its pollution to zero.What amount of chemicals c will the plant now choose to produce?5. How much wheat w will the wheat farm choose to produce, given the new regulation?6. Suppose that the chemical plant and the wheat farm merge. What amount of chemicals c will the merged firm choose to produce?7. How much wheat w will the merged firm produce?8. How much pollution x will the merged firm generate?9. Assume that pollution generates no further externalities beyond the one on the wheat farm. Is it socially optimal for the government to introduce legislation that reduces emissions to zero? Explain why or why not.10. If the wheat farm and the chemical plant continue to operate independently, what kind of mechanism could be used in order to achieve the socially optimal amount of pollution in this economy? the zinc blende (zns) structure is shown below. [ select ] how many zn2 ions are in one cubic unit cell? [ select ] how many s2- ions? [ select ] how many zns units? [ select ] what type of cell is it? Wooden blocks in the shape ofcubes are painted with differentcolors. How many squarecentimeters will be painted?4 cm repare generaljournal entries to record the following transactions. Noexplanations.Jan. 3 Paid office rent, $1,600.4 Bought a truck costing $50,000, making a down payment of $7,000.6 Paid wages, $3,000.7 Received $16,000 cash from customers for services performed.10 Paid $4,100 owed on last month's bills.12 Billed credit customers, $5,300.17 Received $1,800 from credit customers.19 Taylor Gordon, the owner, withdrew $1,700.23 Paid $700 on amount owed for truck.29 Received bill for utilities expense, $255.AccountsCashAccounts ReceivableTruckAccounts PayableTaylor Gordon, DrawingService FeesRent ExpenseWages ExpenseUtilities Expense what impact did the american indian movement (aim) have throughout the 1960s and 70s?(select all that apply) multiple answers: multiple answers are accepted for this question select one or more answers and submit. for keyboard navigation...show more a led to the passage of american indian self-determination and educational assistance act in 1975 b led to a federal standoff in waco texas in which dozens of men women and children died c resulted in millions of acres of land being returned to the oglala nation in south dakota d culminated in the wounded knee incident of 1973 In this assignment, you will conduct research, then use what you have learned to create a map of Europe in 1945 and a map of Europe after World War II. Then, you will compare the two maps to identify territorial changes. Compare the following functions: cervical and lumbar traction applies a force that separates vertebrae and increases the intervertebral space and leads to what effects? _____refers to the extent to which a test measures what it is supposed to measure. validity reliability both validity and reliability none of the above Find the equation of the line with slope = -10 and passing through (-5,-4). Write your equation in point-slope AND slope-intercept forms Find the length of the indicated line segment of VX and SU Questions 17-18 In the electron transport chain, protons are pumped into the ____ as ___ are moved along, which is known as the ___ does this graph represent a function? why or why not? responses a yes, it is a function because it passes the horizontal line test.yes, it is a function because it passes the horizontal line test. b no, it is not a function because it contains a quadratic and linear relation.no, it is not a function because it contains a quadratic and linear relation. c yes, it is a function because it passes the vertical line test.yes, it is a function because it passes the vertical line test. d no, it is not a function because it has two open circles.no, it is not a function because it has two open circles. e no, it is not a function because it does not pass the horizontal line test. in a right triangle with integer length sides, the hypotenuse has length $39$ units. how many units is the length of the shorter leg? would a chi-square test based on a 2 2 table using a level of 0.05 be statistically significant?chi-square statistic = 11.2a) Yes, because 11.2 > 0.05.b) Yes, because 11.2 > 3.84. c) No, because 11.2 > 3.84.d) No, because 11.2 > 0.05. the total work done on an object results in negative work. from this statement, the following conclusions may be correctly drawn uestion 22 2 pts What form of latus agrees with viis? 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