1. Work: First identify the cash value per unit. 10 years= 89 dollars per unit.
Cash value of his policy is $5,340.
2. Work: First identify the cash value per unit. 15 years= 160 dollars per unit.
Cash value of his policy is $9,600.
3. Work: First identify the cash value per unit. 25 years= 340 dollars per unit. Cash value of his policy is $20,400.
What is the life policy?Life insurance is a contract between a policy holder and an insurer wherein the insurer agrees to pay a sum of money in exchange for a premium at the demise of an insured person or after a specific period of time.
Is life insurance something I need?When you're not around to support them financially, life insurance might step in. Take into account your mortgage and other bills, the amount of lost income, funeral costs, and the cost of the kids' tuition. You can estimate the amount of insurance you'll need by adding these up.
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For a given inflation rate, if a rise in the stock market makes consumers more willing to spend, then the ______ shifts _____.
aggregate demand curve; right
aggregate demand curve; left
aggregate supply curve; upward
aggregate supply curve; downward
A rise in the stock market makes consumers more willing to spend, then the aggregate demand curve shifts right.
Consumers typically spend more when they are more optimistic about the direction of the economy. Businesses tend to spend more on investments when there is a high level of business confidence because they think the return on their investment will be significant in the future. In contrast, when consumer or business confidence wanes, expenditure on consumption and investments falls.
The components of aggregate demand—consumption spending, investment expenditure, government spending, and spending on exports minus imports—increasingly move to the right, causing a shift in the aggregate demand curve. As these components decrease, the AD curve will turn back to the left.
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refers to intangible harm. question 64 options: personal injury professional liability bodily injury builder's risk
Refers to intangible harm (c) bodily injury .
Even though "bodily injury" is a legal term, it is surprisingly literal: bodily injury means an injury to a person's body. Bodily injury occurs when an incident causes someone physical pain, illness, or death. The term usually refers to physical injuries rather than psychological ones.
Bodily injury refers to the physical damage caused to a person's body. It can also be known as physical injury. Examples of bodily injuries could include: Cuts, abrasions, bruises, burns, and lacerations.
Bodily Injury Liability (BIL) compensates others for bodily harm or death. When an at-fault party is sued in a civil court for damages caused by a motor vehicle accident and has not satisfied property damage and/or bodily injury requirements, a judgment is entered.
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your colleague would like to set transcoding for their new campaign that includes in-stream video creatives, but they ask you for help about which campaign manager 360 hierarchy where they should look. how would you answer them?
Your colleague would like to set transcoding for their new campaign that includes in-stream video creatives, but they ask you for help about which campaign manager 360 hierarchy they should look into Placement.
A paid or volunteer person with the title of "campaign manager," "campaign chairman," or "campaign director" is responsible for organizing the direct operations of a political campaign, including fundraising, advertising, opinion polling, voter turnout, and other supporting activities.
They frequently serve as the campaign's most prominent leader outside of the candidate. Modern campaign managers, especially those running for president, are more focused on carrying out plan than on developing it. Usually, pollsters and media consultants that specialise in politics work as outside political consultants with the senior strategists.
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silicone engine inc. produces wrist-worn tablet computers. the company uses thin film crystal (tfc) lcd displays for its products. each tablet uses one display. the company produced 550 tablets during december. however, due to lcd defects, the company actually used 500 lcd displays during december. each display has a standard cost of $6.00. lcd displays were purchased for december production at a cost of $3,150.
While the quantity variance is $300 in the negative direction, the price variance for December is $150 in the positive direction.
What do mean by standard cost?A standard cost is the budgeted cost of a regular manufacturing process against which actual costs are compared. Of course, if a new product, service, or process is to be carried out, the initial standard costs will have to be estimated. A standard cost is described as a predetermined cost, an estimated future cost, an expected cost, a budgeted unit cost, a forecast cost, or as the "should be" cost. Standard costs are often an integral part of a manufacturer's annual profit plan and operating budgets.
Where is standard cost used?Standard costing, often known as standard cost accounting, is used to create budgets and predict future expenses. This type of cost accounting is generally used in the manufacturing sector since it is easier to assign expenses directly to the products being produced .Instead of using the actual cost of manufacturing a product, standard costing assigns "standard costs" to each product. Any resources required in routine activities to produce the product are included in standard costs. This may include costs for labour, overhead, and materials.
Briefing:Actual Price= $3,150 divide by 500 LCD= $6.3
Standard Price = 6
Actual Quantity = 500
Standard Quantity = $550
Price Variance = (Standard price – Actual price) × Actual Quantity
=($6-6.3)×500
= $150 Favorable
Quantity Variance = (Standard quantity – Actual quantity) × Standard Price
=(550-500)×6
=$300 Unfavorable
Total Direct Material Cost Variance = (Standard quantity × Standard price – Actual quantity actual price)
=(550×6-500×6.3)
=$150 Favorable
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which of the following strategies for dealing with conflict requires input from both sides to work through differences to find a win-win solution?
In order to resolve disagreements and reach a win-win outcome, negotiation of conflict resolution tactics calls for input from both parties.
The Process of Negotiation
In negotiations, two or more parties work together to reach a consensus-driven compromise or resolution that benefits all parties. A position will be put forth by one party, and the other will either accept the terms or respond with a different position. The process continues until a solution is reached by both parties.
Before a negotiation starts, participants gather as much information as they can about the other party's position, including its advantages and disadvantages, any potential counterarguments, and how to get ready to defend their own positions.
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task question how can you fix the current finance decisions so that we are in a healthy cash position at the end of the year?
Ten Strategies to Boost Cash Flow. Offer discounts for early payment, lease instead of purchase, and run credit checks on your customers. Improve your inventory, start a buying cooperative, send out invoices right away, Increase pricing, Pay Suppliers Less, Use High-Interest Savings Accounts, and Use Electronic Payments.
You are unquestionably on the right track if you own a business and your top line or sales are growing swiftly while your earnings are increasing every year. But don't let your guard down. Even growing, profitable organizations might experience cash flow challenges due to inefficient operations in finance, operations, and/or investing. For instance, if your payables are due before your receivables are collected, you will run into cash flow problems. You won't be able to make your payments on time as a result, which could lead to serious problems including payroll delays and questions about your creditworthiness. If you want to increase cash flow, think about implementing any of the following strategies.
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a sterilized foreign exchange intervention part 2 a. always increases the money supply. b. always involves the sale of foreign assets. c. always leaves the money supply unchanged. d. always involves the sale of domestic assets.
A sterilized foreign exchange intervention always involves the sale of foreign assets.( the correct option is B). Monetary authorities engage in foreign exchange intervention, buying and selling different currencies on the foreign exchange market, to affect foreign currency rates.
Foreign currency intervention aims to stabilise and control excessive volatility in exchange rates. intervention in the foreign exchange market can either expand or contract the money supply. The central bank's foreign reserves are increased when it purchases or sells various currencies, whether they are domestic or foreign. It then triggers an expansion of its money supply. The general definition of direct currency intervention is foreign exchange operations carried out by the monetary authorities with the intention of affecting the exchange rate.
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The major understandings and assumptions for an organization, which are often neither stated nor documented as goals or formal policies, are known as _____.
The major understandings and assumptions of an organization, which are often neither stated nor documented as goals or formal policies, are known as organization culture.
All team members' behavior is influenced and guided by the values, expectations, and practices that make up the organization's culture. Consider it as the assortment of characteristics that define your business. While a dysfunctional workplace culture brings out tendencies that can impede even the most successful firms, a great workplace culture showcases beneficial features that result in enhanced performance.
Despite the fact that both can assist define it, organizational goals and a mission statement should not be confused with culture. Press releases or policy statements don't build culture; consistent and genuine behavior does.
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A perfectly competitive firm in the short run maximizes its profit by producing theoutput where:a. Marginal cost equals priceb. Marginal cost equals marginal revenuec. Total revenue minus total cost is at a maximumd. All of these
A perfectly competitive firm in the short run maximizes its profit by producing the output where marginal cost equals to revenue.
Companies can only make money or lose money in the short term in a completely competitive market. Profits and losses are eventually eliminated because an endless number of businesses produce uniform, infinitely divisible items.
Companies can only make money or lose money in the short term in a completely competitive market. Profits and losses are eventually eliminated because an endless number of businesses produce uniform, infinitely divisible items.
The perfectly competitive business will go for output in the near term where profits are highest or, if profits are not attainable, where losses are lowest.
Hence the correct option is A
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a company is considering a $150,000 investment in machinery with the following net cash flows. the company requires a 10% return on its investments. (pv of $1, fv of $1, pva of $1, and fva of $1) (use appropriate factor(s) from the tables provided.) year 1 year 2 year 3 year 4 year 5 net cash flows $10,000 $25,000 $50,000 $37,500 $100,000 (a) compute the net present value of this investment. (b) should the machinery be purchased?
The investor employs capital budgeting techniques to evaluate the financial viability of projects based on a variety of parameters. Capital budgeting techniques include payback, NPV, and IRR.
Yearly Cash Flows Total Flows of Cash 1 $9,500 $9,500 2 $25,400 $34,900 3 $15,500 $50,400.
Which types of capital budgeting are there?Capital planning is characterized as the cycle used to decide if capital resources merit putting resources into. A company's capital assets are typically long-term investments like new software, facilities, and equipment, even though they typically make up only a small portion of its total assets.
What are the four ways to budget for capital?Capital budgeting can be carried out using the Payback Period, the Net Present Value Method, the Internal Rate of Return, or the Profitability Index.
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conduct research about how 3d printing would change the manufacturing and supply chain, and share the findings with the class. inventory can take up to 5% of capital investment, and it's essentially a liability until it is translated into sales. in the era of additive manufacturing, does business still need to carry inventory? discuss.
In the era of additive manufacturing, businesses still need to carry inventory: 3D printing can help reduce lot sizes in the manufacturing process.
This would in turn help reduce inventory held by organizations, and make them more agile. The organizations that implement 3D printing are able to adjust their production as per the demand.
Inventory is a cost to the organization until it has been utilized and converted into finished goods and sold to customers. Today's companies have realized the importance to minimize inventory and save costs, efforts, and space. Businesses must work towards reducing inventory, so as to be more responsive to demand and fulfill the changing needs and demands of customers.
Inventory or stock refers to the goods and materials that a commercial enterprise holds for the final intention of resale, production, or utilization. stock control is a subject more often than not about specifying the form and location of stocked items.
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Qismat is an advertiser at a bedding company. He wants to reach shoppers who purchased his brand's mattress so that he can promote bedding and pillows. Which audience would be best for helping him achieve this goal?
Audiences based on purchase would be best for helping him achieve this goal.
Audience-based buying permits publicists to purchase the best promotion units based on their ideal interest group, as opposed to restricting their missions to conventional area by-area buying. The final product is that sponsors set aside time and cash.
Audience-based buying empowers another degree of mission productivity by permitting sponsors to exchange the variety in estimating between business sectors. Purchasers live all over (particularly now, post-COVID), however area is as yet a critical determinant of out-of-home promoting costs. By opening the gap from a particular area or market to the expansiveness of all suitable OOH media, sponsors can arrive at their main interest group for 30-half not as much as while zeroing in on unambiguous areas.
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If the economy is experiencing less than full-employment, the keynesian model recommends that the government.
Answer:
d
Explanation:
How is the marketing department involved in the technical and marketing development stage of the product development process?.
The most effective promotional mix for the fresh product is determined by doing product prototype testing with target consumers.
What is the 7 Ps marketing mix?
These seven factors are people, place, packaging, positioning, place, and product. You should frequently review these seven Ps to ensure that you're on track and getting the best outcomes possible in the market today. This is because products, markets, customers, and demands are constantly changing.
What is the marketing mix? Give an example
The term "marketing mix" refers to a group of procedures, or techniques, that a business use to sell its goods or services. Price, Product, Promotion, and Place are the 4Ps that make up a conventional marketing mix.
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if we asked you to calculate the return on investment of this purchase, the metrics to consider would be the cost of the investment and what else?
The two principal complete investment return calculations are Net Present Value (NPV) and Internal Rate of Return (IRR).
Both measures are rooted in Time Value of Money concepts, which essentially kingdom that money has time cost because it can earn interest when invested over time.
How do we calculate return on investment?The most frequent is net earnings divided with the aid of the whole cost of the investment, or ROI = Net profits / Cost of funding x 100.
What is the total charge of return on the investment?Total return is the true charge of return of an funding or a pool of investments over a period. Total return includes interest, capital gains, dividends, and realized distributions. Total return is expressed as a share of the amount invested.
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https://brainly.com/question/16725994#SPJ4What would help a company reduce the risk of developing products for which there is little or no demand?.
The danger of creating items for which there is little or no market demand can be decreased by integrating the R&D and marketing departments.
What kind of connection exists between R&D and marketing?Integration makes it possible for the marketing and R&D teams to exchange current market information. R&D departments can take the needs of their customers into account in order to create products that are feasible and grow market share while reducing the risk involved with launching a new product.
What role does R&D play in creating and implementing a marketing strategy?The process of developing new, improved goods and services to meet the demands of your target market and clients is known as research and development (R&D). Companies with an R&D plan have a higher chance of success than those without one.
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assume the current nzd/usd quote is 0.801. if i wish to exchange $3,000 usd, how much will i receive in nzd?
$2430
If the current rate is given and it is reflecting that the United States currency is trading at a premium to the New Zealand dollars as 1 New Zealand dollar will be equal to .801, so when we are converting the 3,000 New Zealand dollars we will be overall getting
=[Total amount in New Zealand dollar x exchange rate]
= (3000*.81)
= $2430
Hence the total United State dollars will be $2430
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which economic theory adopts the idea that cutting the marginal tax rate can actually increase government revenue?
The economic theory that adopts the idea that cutting the marginal tax rate can actually increase government revenue is supply-side economics.
What is the supply-side economics?Supply-side economics, can as well be described as the trickle-down economics, theory which is one that focuses on influencing the supply of labour and goods.
It should be noted that this is usually done by the use of tax cuts and benefit cuts as incentives to work and produce goods., however it can be perceived as one that focus on the process of cutting the marginal tax rate which can actually increase government revenue.
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5. The measurement of how happy the customer is with their shopping experience with a retailer is called:
O A. Product solutions
O B. Brand knowledge
O C. Customer satisfaction
O D. Product knowledge
an apartment complex is severely damaged by a tornado, making it uninhabitable. what type of insurance covers the landlord against the resulting loss of rent?
Consequential loss use and occupancy:
Fire and hazardLiabilityCasualtyWorkers' Compensation insurance serves two purposes. It provides compensation for a portion of lost earnings while an injured worker receives medical care and is unable to return to work, and usually protects employers from claims made by workers injured on the job.
The purpose of the property manager's operating budget is to plan for the upcoming fiscal year. A budget serves as a guide for the future financial performance of a building. This is the main duty of a property manager. Achieving the highest return consistent with the property owner's investment objectives. Partial permanent disability claims are the most common type of workers' compensation lawsuit accounting for more than half of all workers' compensation claims nationwide.
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overproducing for a given period (that is, producing more units than the denominator activity volume) will generate a(n) variance. multiple choice question. unfavorable fixed overhead spending (budget) unfavorable fixed overhead production volume favorable fixed overhead production volume favorable fixed overhead spending (budget)
Favorable fixed overhead production volume. (Option C)
Why would favorable fixed overhead production volume be generated?Because, in other words, conventional fixed overhead expenses will exceed budgeted (lump-sum) fixed overhead expenses. A favorable fixed overhead production volume variance would result from this differential.
Why is fixed overhead volume variation favorable?When applied fixed overheads are higher than planned fixed overheads, the fixed overhead volume variance is positive. This shows that the corporation overused its manufacturing facilities by cranking out a lot of units using the resources at hand. This indicates a good situation for the business.
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Consider a relational DBMS that has two relations: Emp (employees) and Dept (departments).
Emp(id, name, age, salary, dname)
Dept(dname, location)
- The Emp table has 500 tuples, and each tuple has a fixed length of 500 bytes. The primary key attribute "id" has a length of 40 bytes.
- The Dept table has 100 tuples, and each tuple has 200 bytes. The primary key attribute "dname" has a length of 20 bytes.
For simplicity, we assume each employee belongs to one and only one department, and each department has 5 employees. All the records are stored in 8K (8192 bytes) disk blocks. Each block uses 100 bytes for its header. Consider the following three disk-organization strategies:
- Sequential/Nonspan: All the Emp records are placed sequentially based on their id's. Similarly, all Dept records are stored sequentially based on their names. Records may not span two or more blocks.
- Sequential/Span: All the Emp records are placed sequentially based on their id's. Similarly, all Dept records are stored sequentially based on their names. Records are spanned, and spanning between blocks does not introduce additional storage cost.
- Clustered/Nonspan: For each department, its department record and its 5 employee records are stored in the same disk block. All department records are stored sequentially based on their names. We do NOT store Emp records separately. No records span two or more blocks.
For each storage organization, compute the total number of disk blocks required to store the two relations. Which of the following statements is true?
a) Sequential/Nonspan: 34 blocks.
b) Sequential/Nonspan: 30 blocks.
c) Clustered/Nonspan: 50 blocks.
d) Sequential/Nonspan: 38 blocks.
All department records are stored sequentially based on their names. The cornerstone of nested-loop join is to scan the outside relation page-by-page and the inner relation page-by-page for each outer page.The correct answer is Clustered/Nonspan:30 blocks.
When S is used in a nested loop as the outer relation, the cost of joining R and S is kept to a minimum.
200 + 0 * 1000, or 200,200, is the cost.The cost of using a sort-merge join to connect R and S is equal to bS + bs * bR.
2bS(1+ceil(logB-1ceil(bS/B) + 2bR(1+ceil (logB-1ceil(bR/B) + bS + bR = 220o(1+ceil(log51ceil(200/52) + 21000(1+ceil(log51ceil(1000/52) + 200 + 1000 = 2.200(1+ceil(log514) + 2:1000.When logB-1ceil(bR/(B-1) exceeds 1, the situation is considered critical. When B reaches 15, something occurs (and B-1 becomes 14).
One input buffer page and one output buffer page, or three buffer pages, are the absolute minimum because the nested-loop strategy does not need many per-relation buffers.
buffers and that the hash function will yield a uniform distribution. The first condition is definitely met because sqrt(200) and sqrt(1000) are both less than the total number of buffers.
Cost equals 3.(bS + bR), or 3.(200 + 1000) or 3,600.
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The truck was the only asset purchased during the year. Which of the following statements is correct regarding the depreciation that can be taken on the truck?
The truck was the only asset purchased during the year. Which of the following statements is correct regarding the depreciation that can be taken on the truck The business will deduct one-half of a full year's depreciation on the truck in the current year.
You can not depreciate property that do not lose their cost over time – or that you are now no longer presently using to provide income. These include: Land. Collectibles like art, coins, or memorabilia. You can not declare depreciation on Goodwill and value of land. Depreciation is obligatory from A.Y. 2002-03 and will be allowed or deemed to were allowed as a deduction no matter a declare made via way of means of a taxpayer withinside the profit & loss account.
Some examples of the maximum not unusual place sorts of depreciable property include vehicles; buildings; workplace system or furniture; computer systems and different electronics; equipment and system; and positive intangible items, including patents, copyrights, and pc software.
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whichever method a government chooses to supply a good, two common issues arise:1. what is the right amount of the good to supply?2. who will pay for the good?
The two common issues that arise whenever a government chooses to control the supply a good, include,
What is the right amount of the public good to supply?Who will pay for the public good?Government controls the supply of goods in a command economy or a mixed economy. This is done in order to ensure that the supply is optimum, and economic functions are run efficiently under its own control. However, it also faces a number of problems at the time of controlling the supply of goods within an economy.
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Complete question,
whichever method a government chooses to supply a good, two common issues arise: ____________ and ______________.
Your community faces a challenging issue. You will serve on a volunteer committee to evaluate and make a recommendation to the city council. Which economic process will help your committee identify all potential solutions to the issue?.
Our committee will be able to discover all feasible solutions to the problem with the aid of the economic decision-making model.
How would you define "economic"?Economic is the study underlying scarcity and how it affects how resources are used, how commodities and services are produced, how production and welfare increase over time, and a wide range of other complicated concerns that are extremely important to society. Farmers reduce the price of both the crop when corn production rises in order to sell more of their harvest.
Which seven economic factors are there?The presence of a viable market, affordable land, high plant yields, well-developed plantation methods, a competent labor force, strong research support, and a robust supporting infrastructure to assure price delivery to markets are important considerations.
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to prevent a majority shareholder from dominating the management and operation of a close corporation, the firm should
To prevent a majority shareholder from dominating the management and operation of a close corporation, the firm should require that more than a simple majority of the directors approve any action taken by the board.
In the field of business, majority shareholders tend to make major decisions rather than approving the other shareholders that have a small hold in the corporation.
If a firm is to stop the major shareholders from making all the decisions, then the form should make it a rule that all of the directors or shareholders need to approve any action rather than just the majority shareholders. This action should be implied so that each shareholder has a say in the important decisions.
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which global facility type is focused on product development and engineering for products that they manufacture? which global facility type is focused on product development and engineering for products that they manufacture? lead factory offshore factory source factory contributor factory outpost factory server factory
A global facility known as a supply chain transports goods and services from raw resources to final consumers using a planned flow of information, physical distribution, and money.
Supply chain management (SCM) is the administration of a good from its production to consumption. SCM deals with the movement of resources, money, and information. This covers the creation, implementation, monitoring, and control of the product. With a focus on profit, this method decreases inventory, speeds up transactions, and enhances workflow.
Supply chain management is described as "the design, planning, execution, control, and monitoring of supply chain activities with the purpose of creating net value, constructing a competitive infrastructure, utilizing global logistics, synchronizing supply with demand.
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the difference between actual cost incurred and standard cost is called the: multiple choice usage variance. controllable variance. volume variance. flexible variance. cost variance.
The difference between actual cost incurred and standard cost is called the cost variance. (Option D).
What is Cost Variance?The process of analyzing your project's financial performance is called cost variance. Cost variance compares the amount that was allocated for the project in your budget with what was actually spent. This is determined by subtracting the ACWP from the BCWP (Budgeted Cost of Work Performed) (Actual Cost of Work Performed).
For instance, a corporation would have a cost variation of $150 if actual repairs costs for May were $950 as opposed to the $800 projected amount.
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market development market penetration ethical objectives smart goals elements drucker strategic objectives tactical objectives strategic goals operational objectives product development diversification
H. Igor Ansoff, an applied mathematician and business executive, created the matrix, which was then published in the Harvard Business Review in 1957.
To assist more thorough analyses of the factors influencing corporate growth, the Ansoff Matrix is frequently used in conjunction with other business and industry analysis tools, including as the PESTEL, SWOT, and Porter's 5 Forces frameworks.
Management teams and the analyst community use the Ansoff Matrix, also known as the Product/Market Expansion Grid, as a two-by-two structure to help plan and assess expansion projects.
The tool specifically aids stakeholders in conceptualising the degree of risk connected to various growth strategies.
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when calling a previous employer or reference of an applicant, which of the following is the most appropriate question to ask?
when calling a previous employer or reference of an applicant always ask earlier than along with any individual as a reference.
Send a well mannered email or call them on the phone, imparting a few details about the request such as timelines.
After your reference agrees, send them your updated resume and small print about the position. Follow up in a well timed manner, thanking them for their reference.
Which query have to no longer be requested of a reference?Don't ask about a candidate's sexuality, age, religion or comparable matters. Anything associated to non-public health. Don't ask about a candidate's scientific records or the existence of disabilities. You can ask whether the candidate is succesful of performing the tasks that the job requires.
Who need to I ask to be a reference?Most commonly, you will ask your former employers and supervisors to be references for you. However, you can also consist of different human beings with whom you've got had a professional relationship. For example, you would possibly consist of colleagues, commercial enterprise contacts, customers, clients, or vendors.
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