Larry should tell his employees what to do and follow up to be sure that they do their jobs as instructed.
Who is a manager?
Whether it's a company, a nonprofit, or a government agency, management is the administration of the institution. The art and science of managing a company's resources are involved. A manager is a qualified someone who leads an organization and oversees a group of personnel. Managers frequently oversee a certain department within their organization. There are many different kinds of managers, but they typically have responsibilities including making decisions and conducting performance reviews. Organizing and supervising a certain group, project, or industry within a firm is the responsibility of managers. Depending on a manager's position within the organization, the breadth and depth of their duties may change.
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refer to the two tables below, which show, respectively, the willingness to pay and the willingness to accept of buyers and sellers of individual bags of oranges. for the following questions, assume that the equilibrium price and quantity depend on the following changes in supply and demand. also assume that the only market participants are those listed by name in the two tables. in addition, assume that each seller is only able to sell one bag of oranges and each buyer is only able to buy one bag of oranges during the period represented by the data in the tables. further, assume that the equilibrium price is known to all participants in the market.
A) All consumers are willing to buy at the equilibrium price because it is less than their maximum willingness to pay. Because the price is higher than the producers' minimum acceptable price, Equilibrium Quantity = 6.
What is a consumers?A consumer is a person or group who intends to order or uses purchased goods, products, or services primarily for personal, social, family, or household needs and is not directly related to entrepreneurial or business activities. The term is most commonly used to describe someone who buys goods and services for personal use.
b)
Producer Minimum Acceptable Price
Carlos 7
Courtney 8
Chuck 9
Cindy 10
Craig 11
Chad 12
After tax the minimum acceptable price increases for each producer by $2.
Only four producers are willing to supply at the old equilibrium price of $10, and all six consumers are willing to buy. There is no supply and demand equilibrium.
We Increase the price & see the change.
At $11, Only 5 producers are willing to supply
And while 5 consumers are willing to buy, Betty is no longer interested because the price exceeds her maximum willing to pay.
So $11 is new equilibrium price and New equilibrium quantity = 5.
Orange bags were being overproduced by 1 bag.
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the issue of censorship of the arts was brought to public attention in 1989 when an exhibit of photographs by robert mappelthorphe was cancelled in cincinnati, t/f?
True. The most typical violation of artistic freedom is censorship. Due of the innovative content of contemporary art, artists and art are unfairly censored.
What is the impact of censorship on art?Such a censor severely restricts the freedom of expression of an artist, risking the loss of the entire meaning of the work. These limitations might even compel them to give up on a certain endeavour entirely. The procedure results in the loss of numerous noteworthy and unique artistic contributions.
Censorship harms artistic expression, right?Restricting art is the same as censoring an individual's thoughts and prohibiting them from expressing themselves freely online. Censorship isolates people from the outside world and makes marginalised groups even less visible than they already are.
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the profits earned by firms in an industry, are determined by: [see p. 66] group of answer choices the overall state of the economy and the intensity of competition within the industry how much customers value the products supplied by the industry the extent to which the industry is protected by barriers to entry the value of the product for customers, the intensity of competition, and the relative bargaining powers of producers, their suppliers and their buyers
The profits earned by firms in an industry, are determined by the value of the product for customers.
What is profit?In accounting, profit is income distributed to owners in a profitable market production process. Profit is a measure of profitability and is the primary concern of owners in the income generation process of market production. There are several common measures of profit. Profit is the money left over after you pay your business expenses. There are following three main types of profit: Gross profit, operating profit, net profit. Gross profit shows how much money is remaining after paying for the goods and services sold. Profit is defined as the amount earned by selling a product and must be greater than the cost of the product. In other words, profit is the profit derived from any business activity.To learn more about profit from the given link :
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find the total number of employees and the total number of dependents for every department (the number of dependents for a department is the sum of the number of dependents for each employee working for that department). return the result as department name, total number of employees, and total number of dependents.
A change in an input, presumption, or driver is considered an independent variable when determining how it will affect a dependent variable (the outcome).
What is a dependent variable in business analytics?In essence, the dependent variable is the outcome, whereas the independent variable is an input. To evaluate performance, sales, costs, profitability, and other factors, we can use independent variables. The client demographics could be considered the independent variable when it comes to sales.
Age is just one example of an independent variable. Other elements (such as what they consume, how much they attend school, and how much television they watch) won't alter a person's age. Any variable whose value depends on an independent variable is said to be dependent. The thing being measured in an experiment or assessed in a mathematical equation is the dependent variable. Sometimes the dependent variable is referred to as "the result variable."
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To find the total number of employees and the total number of dependents for every department, the following steps can be taken:
What are the ways to find total number of employees?Gather the data: Collect information on the number of employees and dependents for each department. This data can be obtained from employee records or a company database.Group the data by department: Organize the data by department, so that all employees and dependents for each department are together.Sum the data: For each department, sum the number of employees and dependents.Return the results: Return the department name, total number of employees, and total number of dependents in a format that is easy to understand and use.Create a query: Create a query to extract data from the database or spreadsheet with all information.Use a spreadsheet software like excel to create a pivot table that will group by department and sum the number of employees and dependents for each department.Clean and format the data for a better readability and understanding.This process will provide a clear and comprehensive view of the number of employees and dependents for each department, which can be useful for budgeting, staffing, and other business decisions.To learn more about employee refer:
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Kanye, Juliana, Les, and Danny are trying to form a band. They each have some basic skills on most instruments, so their current plan is for each of them to rotate among vocals, guitar, bass, and drums.
After a year of practice and rehearsals, the band still sounds awful. Kanye can't keep a steady beat when on bass drums. Les sounds terrible at everything except the bass, nobody except Juliana can remember all the cords on guitar, and even Danny's own mother thinks his singing sounds like a dying cow.
At their current rate, they expect it will be several years before they are good enough to land their first paid performance. None of them have enough money saved up to last that long.
What economics advice would you give to them?
a. Continue with the current plan, as economies of scale should eventually kick in.
b. Change the rotation to be random rather than equal, to take advantage of heteroskedasticity.
c. Abandon the band, as continued practice is doomed to suffer diminishing marginal returns.
d. Have each member specialize in the role that they are best in, to take advantage of benefits from specialization.
e. Invest their remaining savings in new instruments, as they are at a point where the marginal product of capital exceeds the marginal product of labor.
When extra gadgets of a right or service can be produced on a large scale, yet with (on average) fewer enter costs, economies of scale are said to be achieved.
Alternatively, this capacity that as a company grows and production devices increase, a enterprise will have a higher chance to limit its costs.
What is economies of scale strategy?Economies of Scale Definition
Economies of scale are price savings that a enterprise (and, through default, its customers) can reap as a end result of efficient production processes.
Generally, these fee savings are carried out because the average price of producing some thing falls as the volume being produced increases.
What will the use of economies of scale lead to?Increased earnings – Economies of scale lead to expanded profits, generating a greater return on capital investment and supplying agencies with the platform to grow.
Larger business scale – As a enterprise grows in size, it solidifies and turns into less inclined to external threats, such as opposed takeover bids.
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g jake is buying salad and pizza for a company lunch. suppose that a bowl of salad costs $5.00, and a slice of pizza costs $3.00. let e be the amount in dollars that jake spends on salad and pizza. if jake buys s bowls of salad and p slices of pizza, then the total amount of money he spends (e) can be represented by the equation . now rearrange the equation you wrote above so that p is written in terms of e and s. the quantity of pizza he buys can be represented by the equation . suppose jake has $30.00 to spend on salad and pizza; that is, e
Together, the variable and fixed costs make up the overall cost. The overall cost, for instance, will be $35 if a corporation has a fixed cost of $30 per unit and a variable cost of $5 per unit when they increase their output.
What is meant by total cost?The total cost is the sum of the variable and fixed costs. For instance, the total cost will be $35 if a company has a fixed cost of $30 per unit and a variable cost of $5 per unit when they raise their output. The total expense incurred by a company to produce a specific production level. Total cost is the collective term for the cost of production as a whole, which includes both fixed and variable costs. The cost necessary to manufacture a good is referred to in economics as the whole cost.1. If Eric spends $e on salad and pizza, with the salad costing $5.00 and being represented by s and the pizza costing $3.00 and being represented by p, the equation can be used to describe the total amount Eric spends;
e = 5.00s + 3.00p
Where the sum represents the price of the quantity of pizza slices purchased and the quantity of salad bowls consumed.
2. Re writing the equation so p is written in terms of e and s;
e =5.00 s +3.00 p
3.00 p = e - 5.00 s
[tex]$& p=\frac{e-5.00 s}{3.00}[/tex]
3. If Eric has $30 to spend on salad and pizza,
[tex]$& p=\frac{e-5.00 s}{3.00} \\[/tex]
[tex]$& p=(30-5.00 \times 3) / 3.00 \\[/tex]
p = 5 slices of pizza
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financial statements must be prepared in a specific order so that information from the preceding financial statement may be placed into the next financial statement. identify which of the following statements is correct regarding preparation of financial statements:
It can be identified as- Because information from one statement is used in the next, financial statements are put together in a specific order.
The trial balance, the adjusted trial balance, the income statement, the balance sheet, and the statement of owner's equity are the next steps in the procedure.Adjusting entries are made following the completion of the trial balance. Wages payable, accumulated depreciation, and prepaid office supplies are a few examples of accounts that frequently need to be adjusted. All the accounts are included in the adjusted trial balance after the necessary adjusting entries have been made. The financial statements are put together using these sums.To know more about financial statements here
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Hans is a manager of a bookstore. At the end of each year, he gives his employees performance reviews to let them know what they are doing well, what they need to improve on, and their annual raise amount. This is a form of ________ communication.
Hans is a manager of a bookstore. At the end of each year, he gives his employees performance reviews to let them know what they are doing well, what they need to improve on, and their annual raise amount. This is a form of downward communication.
In organization, organizational communication generally can be defined as a field of study surrounding all areas of communication and information flow that contribute to the functioning of an organization. There are several types of organizational communications, such as formal communication, Informal communication, Horizontal communication, Vertical communication. Downward communication generally can be defined as the act of relaying important information in a company or organization from higher levels to lower levels.
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look at the figures below, which show the costs and benefits to voters garcia, johnson, and lee of two different public goods that the government will produce if a majority of voters support them. suppose that garcia, johnson, and lee have decided to have one single vote at which the funding for both of those public goods will be decided simultaneously.
In a democracy,each adult citizen must have the right to vote,and each vote must have equal value.
It expresses that individuals should have equal representation in voting.Quadratic voting works by allowing users to pay for additional votes on a given matter to express their support for a public good has two key characteristics it is nonexcludable and nonrivalrous.Nonexcludable means that it is costly or impossible for one user to exclude others from using a good.The two main criteria that distinguish a public good are that it must be non-rivalrous and non-excludable.Non-rivalrous means that the goods do not dwindle in supply as more people consume them non-excludability means that the good is available to all citizens.Examples of public goods.
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When preparing a bid for a large group, the proposed rooms rates are most often:
The proposed hotel prices are often less expensive than those charged to a walk-in visitor when drafting a pitch for a big group.
What do rates in business mean?Property utilized for commercial purposes is subject to a tax called business rates. It is crucial that you comprehend corporation tax and the fees you must pay if you operate your business out of a commercial building (or, in certain situations, from home).
How do rates work in economics?The proportion of the principle that the lender charges for the usage of its funds is known as the interest rate. The amount of the loan is known as the principle. The price of loan varies with interest rates. They can therefore influence how quickly or slowly the economy grows.
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According to the five forces model, an unattractive industry would include all of the following characteristics EXCEPT:-low economies of scale needed for new firms to enter.-low supplier power due to commodity inputs.-high threat of substitute products due to a large number of low-cost alternatives.-high bargaining power of buyers due to low switching costs.
According to the five forces model, an unattractive industry would include all of the following characteristics EXCEPT: low supplier power due to commodity inputs.
What is the main goal of five forces model?The goal of Porter's Five Forces model is to assess the overall competitive landscape of a particular business sector. Each of these five forces corresponds to a key component of market intensity.
How do you do Five Forces analysis?To create your own Porters Five Forces model and long-term strategy for your business: Evaluate your competitors. Calculate the bargaining power of suppliers. Assess the bargaining power of buyers. Identify potential new entrant threats. Evaluate the risks of substitution.
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complete question:
According to the five forces model, an unattractive industry would include all of the following characteristics EXCEPT:
-low economies of scale needed for new firms to enter.
-low supplier power due to commodity inputs.
-high threat of substitute products due to a large number of low-cost alternatives.
-high bargaining power of buyers due to low switching costs.
mexico encounters severe inflation the u.s. economy moves into a severe recession interest rates in the u.s. increase drug violence along the border reduces american tourism in mexico
The U.S. economy entering a deep recession, rising interest rates in the US, and Mexico experiencing high inflation might all have a detrimental influence on the Mexican economy.
Consumers' buying power may decline as a result of severe inflation due to rising prices for goods and services. Reduced consumer spending and sluggish economic growth may result from this. Given that the U.S. is one of Mexico's primary commercial partners, a severe recession in the United States might potentially have a detrimental effect on Mexico. A U.S. recession may result in less demand for Mexican exports, which may slow down Mexico's economic expansion and raise unemployment rates. In the United States, rising interest rates can also make borrowing more costly, which can inhibit investment and hamper economic development.
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A responsibility center in which the department manager has responsibility for and authority over costs and revenues is called a(n)
a. investment center
b. profit center
c. volume center
d. cost center
A responsibility center in which the department manager has responsibility for and authority over costs and revenues is called cost center .
Why do you use the term "cost center"?
An organizational department or function known as a "cost center" incurs operating expenses even though it does not immediately contribute to profit.
In contrast to profit centers, which directly impact profitability through their operations, cost centers can only have an indirect impact on a company's profitability.
In responsibility accounting, what does responsibility center mean?
A responsibility center is a functional division of a company with distinct goals and targets, a committed personnel, established rules and regulations, and accurate financial records.
Giving managers explicit accountability for income produced, costs paid, and/or investments made is done with this method.
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Please answer the question posted in the image below:
The present value of their donation is 0.96.0 None of the above is the correct. Hnece, option B is correct.
What is present value?Given a certain rate of return, present value (PV) is the current value of a future financial asset or stream of cash flows. A discount rate or the interest rate that could be obtained through investment is applied to the future value to get the present value.
Future Value is also known as FV. the present value, or PV. I is the interest rate or other potential return on the investment. t is the number of years that must be taken into account. N is the annual number of interest compounding periods.
Thus, option B is correct.
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2. Choose a well-known company, and describe at least three qualities that you associate with that company or brand. Explain why you associate those qualities with that brand. (1-6 sentences. 3.0 points) TIP: This can be the same company you used in question 1 above, or it can be different.
Ebay is effective, secure, and beneficial. It is effective at helping you find anything you want to buy, safe due to the company's reputation, and also useful in the event that the client did not receive the item.
What do you mean by the brand?A brand is a good, service, or idea that is publicly set apart from similar ones. This makes it simple to convey and generally promote.
The process of developing and promoting a brand's name, attributes, and personality is known as branding. Both specific goods and services or ideas can be branded, as well as the complete corporate identity.
Therefore, Ebay is effective, secure, and beneficial. It is effective at helping you find anything you want to buy, safe due to the company's reputation, and also useful in the event that the client did not receive the item. If you still haven't received the merchandise, they offer an alternative where you can get a complete refund.
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An owner of a building has an accounting and economic profit of 409,045.78 and 227,206.016 respectively for a building she can lease for $200,000 per year for 3 years. Suppose the owner just discovered that she needs to purchase a licence this year for $250,000. Does it make sense for her to produce?. why or why not?
If the owner goal is to maximize economic profit, then it does not make sense for her to continue leasing the building, as the cost of the license will reduce her economic profit below zero.
But if her goal is to maximize accounting profit, then it may make sense for her to continue leasing the building, as the license cost will only reduce her accounting profit from $409,045.78 to $159,045.78, which is still positive.
What are accounting and economic profit?Economic profit is defined as a company's revenue less its explicit and opportunity costs. It's used for internal research. Accounting profit (net income) is the revenue of a company less its direct, indirect, and capital costs. It is included in financial statements and reported to the IRS.
In continuation of our main answer, she might have other non-monetary goals and values that might influence her decision, such as the importance of owning and managing the building, or the value of the services provided by the building.
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FILL IN THE BLANK Chef Brown's health store sells nutritional, energy-producing foods. Product prices are adjusted frequently to meet the needs of individual customers and situations. For example, long time customers receive discounts. This strategy is most likely an example of __________ pricing
Chef Brown's health store sells nutritional, energy-producing foods. Product prices are adjusted frequently to meet the needs of individual customers and situations. For example, long time customers receive discounts. This strategy is most likely an example of dynamic pricing.
Dynamic pricing often referred to as demand pricing, or time-based pricing, is a tactic used by companies to change the price of their products in response to shifting demand.
For instance, an airline may adjust seat rates according on the type of seat, the number of available seats, and the remaining time until takeoff.
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which of the following are associated with marketing, as defined by the american marketing association? multiple select question. institutions that facilitate the exchange of offerings that have value for customers institutions that implement technologies for increased production efficiency processes used to create value for clients activities that communicate offerings that have value for society at large organizations that devel
Activities that promote products and services that are valuable to society at large. processes that add value for clients. Institutions that facilitate the exchange of goods and services that are valuable to clients.
What is Marketing?
This field of study focuses on the analysis of market and consumer behaviours as well as how businesses manage their commercial operations to draw in, acquire, and keep customers by meeting their needs and wants and inspiring loyalty to the brand.
Marketing is defined as the process of promoting and selling goods and services, including market analysis and advertising. Every business and organization today needs to include marketing in its growth plan.
Many businesses, in their efforts to advertise themselves and boost sales of their good or service, employ marketing tactics to achieve their objectives without even being aware of it. Marketing is one of the most important components of businesses nowadays.
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Which of the following factors determines the structure, features, and functions of an information system used in a company?the size of the companythe value of its brandsthe competitive strategythe technology used by competitors
The provided statement claims that a company's information system's structure, features, and operations are determined by aspects related to its competitive strategy.
What is the short definition of a company?A corporation that seems to be different from its owners legally is a corporation. Because of new reporting with higher-level duties, the business structure is more extensive and has greater setup and administration expenses.
How should I sum up a business?A business's goal, purpose, and ties are outlined in some kind of a company description. The identity of the organization, its organizational structure, its goal purpose, and a description of the customer base are frequently included in these documents.
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The complete question is-
Which of the following factors determines the structure, features, and functions of an information system used in a company?
the size of the company
the value of its brands
the competitive strategy
the technology used by competitors
Using the examples from the videos, which of these types of loans require that the full principal be repaid at maturity (i.e., end of the loan period)? (check all that apply) A. Zero-coupon bond B. Coupon bond C. Mortgage loan D. Capital lease E. Bank loan
Option A, Zero-coupon bond, and E. Bank credit are the kinds of advances that expect that the full chief is reimbursed at development.
Regularly, both zero-coupon bonds and bank credits require full reimbursement of the head at development (end of the advance time frame).
Coupon bonds pay occasional interest installments and the chief is reimbursed at development, contracts are utilized to fund land buys and might be taken care of over a significant stretch of time, and capital leases are plans in which a tenant leases a resource and has the choice to buy it sometime in the future.
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customers have been complaining to the management at sam's sports bar that it only serves domestic beer. so the establishment has decided to introduce a new line of craft beers to its menu. by providing its customers with benefits that meet their needs, sam's sports bar is providing blank
Sam's Sports Bar offers its clients benefits that are in line with their demands, which is an example of customer value.
Customer value matters primarily because it has an impact on customer satisfaction. A logical consumer will weigh the advantages and disadvantages. They purchase a product if the advantages outweigh the disadvantages and satisfy them. According to the study's findings, elements influencing client values include prices, interpersonal advantages, brand perceptions, and the calibre of the offered services. Accordingly, these variables affect consumer values. Customer value strategies deliver goods and services in such a way that customers understand they are either saving money right away or will be saving money in the long run by doing business with you. Low pricing are desired by customers because they want to save money. High-quality products are also required in order to give clients the impression that they are getting their money's worth.
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suppose the follwing data were taken from the 2022 and 2021 financial statements of american eagle outfitters 930600
Calculate earnings per share for each year. (Round answers to 2 decimal places, e.g. 15.25.)
Here according to the financial statements, 2022 Earnings per Share = $197,760 / 206,000 = $0.96 and the 2021 Earnings per Share = $415,296 / 216,300 = $1.92.
Earnings per share (EPS) is calculated as a company's profit divided by the outstanding shares of its common stock. The performing number serves as an index of a company's profitability. It's common for a company to report EPS that's acclimated for extraordinary particulars and implicit share dilution. The advanced a company's EPS, the more profitable it's considered to be. Earnings per share is one of the most important criteria employed when determining a establishment's profitability on an absolute base. It's also a major element of calculating the price- to- earnings( P/ E) rate, where the E in P/ E refers to EPS. By dividing a company's share price by its earnings per share, an investor can experience the worth of a stock in terms of how much the request is willing to pay for each bone of earnings. To calculate a company's EPS, the balance distance and income statement are used to find the period- end number of common shares, tips paid on favored stock( if any), and the net income or earnings.
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a is an automated system that typically ask a series of questions and then takes specific actions based questions and then take
An Expert is an automated system that typically ask a series of questions and then takes specific actions based questions.
What is the difference between AI and ES?AI is the application of methods based on human intelligence to tackle complicated problems. Computer programmes built to tackle complicated decision issues are known as expert systems.
What is expert system example?The following are some instances of expert systems in use: CaDet is a test used to detect cancer in its early stages. DENDRAL aids chemists in the identification of unknown organic compounds. DXplain is a clinical assistance system for illness diagnosis.
What is an expert system in AI?An expert system is artificial intelligence software that employs knowledge stored in a knowledge base to solve issues that would normally require a human expert, therefore maintaining the knowledge of a human expert in its knowledge base.
What are the 4 components of expert system?A knowledge base, a search or inference engine, a knowledge acquisition system, and a user interface or communication system are the four main components of an expert system.
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consider a service company that provides carpet cleaning. classify the cost of the hourly workers who clean carpets for customers. (check all that apply.) multiple select question. fixed variable direct indirect period
The hourly wages of the workers who clean customers' carpets fall into two categories: variable and direct.
Fixed Costs: Costs a business must pay even if it makes no money. Sales volume does not affect these expenditures. Constant. Fixed costs stay the same if the company sells nothing.
Variable Costs: Sales volume directly affects these costs. Zero sales mean zero variable costs. Variable costs rise proportionally as the company sells thousands of units.
Direct Costs: Directly related costs. Product, service, project, or department are cost objects. a project worker. Project labor is the direct expense.
Indirect Costs: The "actual costs" of a business include its daily expenses, materials, and supplies. Indirect expenses have no direct cost object.
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The right way of asking the question is:
Consider a service company that provides carpet cleaning. Classify the cost of the hourly workers who clean carpets for customers. (Check all that apply.)
Variable
Direct
Period
Fixed
Indirect
______ are frequently able to influence others' attitudes on behavior. A) Opinion leaders. B) Anti-brand communities. C) Norms D) Environmental cues.
B) Anti-brand communities are frequently able to influence others' attitudes on behavior.
Is it possible to change people's behavior?Influencing people's behavior is a leadership quality. Leadership is the practice of influencing others' behavior at work in order to accomplish a certain objective. Simply said, influence is the process through which leadership is defined.
The term "social influence" refers to how our ideas, feelings, and actions react to the social environment in which we live, including our propensities to fit in with other people, abide by social norms, and submit to authoritative figures. Implicit expectations and explicit expectations are the two main types of social influence.
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true/false. financial markets have experienced many changes in recent years. technological advances in computers and telecommunications, along with the globalization of banking and commerce, have led to deregulation, which has -select- competition throughout the world.
True, financial markets have experienced many changes in recent years. technological advances in computers and telecommunications, along with the globalization of banking and commerce, have led to deregulation.
The globalisation of banking and commerce brought about by technological advancements has boosted competitiveness in the industry. Additionally, it has increased market complexity and efficiency. A growth in the usage of derivatives with underlying assets that determine their value.
Technology advancements are seen as a good thing since they make the market more effective and give all market players access to all the necessary information.
Since it enables investors to reduce risks by hedging, the adoption of derivatives is considered as a beneficial development. It is advantageous to an investor who is speculating on an underlying asset's price movement in order to make money.
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different forms of businesses have different characteristics. which of the following characteristics would apply to a corporation? check all that apply.
Option C. Under the heading "Various forms of enterprises have different features," we can classify behavioral finance, security analysis, portfolio theory, and market analysis.
A form of wholly independent corporation with stockholders. one of the trickiest business models. Limited Liability Company (LLC): A hybrid of a corporation and a partnership that makes it simpler for small enterprises to get started. one of the most well-liked business models for new companies. one of the most well-liked business models for new companies. Nonprofit Organization: A category of company that donates its profits to charity. tax-exempt, but subject to particular guidelines. A cooperative (Co-op) is a company that is owned and run for the benefit of the customers who make up the organisation.
An organisation that employs economic resources to offer products or services to clients in exchange for cash or other goods and services is referred to as a business entity. Business entities occur in a variety of forms.
Different forms of businesses have different characteristics. which of the following characteristics would apply to a corporation? check all that apply.
A. Easier to transfer ownership in the form of stock.
B. Exempt from double taxation
C. Chartered by a state and is its own legal entity separate and distinct from its owners and managers.
D. Owned by single individual.
E. Has unlimited life
Owners have limited liability.
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If a product is faulty, what is the responsibility of the retailer who sold it?
A. Replace the product or refund the purchase price
B. Provide the consumer with contact information for the
manufacturer
C. Do nothing because only the manufacturer has responsibility
D. Call the manufacturer on behalf of the consumer
Suppose there are two kinds of cars: Good cars, Lemons. The owner of a used car knows whether it is a lemon but prospective buyers cannot tell. Suppose 40% of all new cars produced are lemons. Good used cars are worth $15,000 to their owners and lemons are worth only $10,000. Which of the following is correct?
I. If the used cars for sale had the same quality distribution as new cars (i.e., 60% good, 40% lemons), risk-neutral people would willing to pay $13,000 for a used car.
II. The owner of a good used car will able to sell it for $15,000.
III. In the equilibrium, the only used cars for sale will be lemons. They will sell for $13,000.
Group of answer choices
II only
I and III only
III only
I only
I, II, and III
If used cars for sale had the same quality distribution as new cars (i.e., 60% good, 40% lemons), risk-averse buyers would pay $13,000 for a used car. In the end, the only used cars available for purchase will be lemons. They will be sold for $13,000 each. Only b) I and III are correct.
Buyers are expected to pay the following price:
expected price = 0.6(15000) x 0.4 (10000)
expected price = $13,000
As a result, only lemons would be sold, and risk-averse buyers would pay only $13,000 for a car. No good car would be sold at this price.
An expected price level, also known as an anticipated price level, is the rate or price that goods and services can be reasonably expected to reach given a specific set of economic circumstances. An expected price level attempts to account for a variety of economic variables that are likely to influence consumer demand for various products.
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In question 5 above, you calculated what the schedule would look like if Janet had made one $285.05 payment in January 2022. You did it by hand, but the Bankrate calculator has a feature that allows you to adjust the entire schedule.
Using the Bankrate.com loan calculator, enter in the original loan amount, loan term, and interest rate.
Then, click on "Calculate" to get the monthly loan payment of $185.05.
Click "Show Amortization Schedule" and scroll down to the table. Make sure that the "Start Date" of the payment in the table is 12/01/2020.
Click on "ADD EXTRA PAYMENTS" under the blue Calculate button. Add an extra one-time payment of $100 in January 2022 and click the blue button "APPLY for EXTRA PAYMENTS."
Now, scroll down to January 2022 in the amortization table. You should see that there is now a one-time payment of $285.05 for that month.
How did the extra, one-time payment of $100 affect the total interest Janet pays on the loan?
What was the impact on the number of months it will take Janet to pay off her loan?
This new calculation has Janet curious -- if she’d been making $285.05 payments for the entire duration of the loan*,
what would be the impact on the total interest Janet would have paid?
what would be the impact on the number of months to pay off the loan?
Reset Janet’s loan back to $3500, 24% interest, but pretend she decided from the start that her pay-off goal was 4 years instead of 2.
What is Janet’s new monthly payment?
Look at the very first payment month. What do you notice about the principal and the interest?
Explain how your answer in part c created the change in interest you noticed in part b.
What would be the benefit of taking a longer time to pay back your loan (ex: 4 years instead of 2)?
If Janet got a year-end bonus that would allow her to make a payment of $285.05 in January 2022, the amortization schedule's line for that date would appear as follows:
Date Payment Principal Interest Balance
$3500
01/01/2022 $285.05 $215.05 $70 $3284.95
The annual interest rate used in this amortization scheme is 24%.
($3,500 x 24% x 1/12) Equals $70 in interest expenses.
Repayment of Principal: $215.05 ($285.05 - $70)
The amortization schedule will so display that Janet has a balance due of $3,284.95.
An amortization schedule, also known as an amortization table, is a table that lists each instalment of a loan that is being repaid over time. The calculator will also provide an annual and monthly amortization schedule for each computation. An amortised loan will have two payments per repayment: one for interest and the other for the principal, which will change each pay period. The precise amount that will be paid toward each is shown on an amortization schedule together with the interest and principle that have already been paid and the principal balance that remains at the end of each pay period.
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