La promoción de 5to grado de secundaria "Jóvenes caminando hacia el éxito" han estado realizando actividades

para su viaje y fiesta de promoción, logrando hasta la fecha juntar la suma de S/. 24 000. Por ello, el comité de

padres de familia convocó una reunión general para decidir dónde depositar el dinero, presentando dos opciones

de ahorro:

Opción 1: Depósito por 2 años que paga el 10% trimestral en interés simple.

Opción 2: Depósito por 2 años en una cuenta que paga el 18% de semestral compuesto anual.

Ayuda a los padres de familia de la promoción a elegir la mejor opción.







ACTIVIDAD 2:
Carolina y Carla son dos hermanas gemelas quienes ganaron S/.3450 en el Bingo organizado por su parroquia,
decidiendo gastar S/. 1450 en un viaje a Cuzco y repartirse el resto en partes iguales. Cada hermana decidió
ahorra en su Banco de confianza. ¿Cu

Answers

Answer 1

Answer:

Los padres de la promoción deben elegir la Opción 1, porque da un mayor interés en la inversión.

Step-by-step explanation:

El monto recaudado por la escuela secundaria = S / 24,000

Las opciones que tienen los padres para depositar el dinero son;

Opción 1:

El interés simple del depósito = 10%

El número de veces que se aplica el interés anualmente = Trimestral

El número de años para el depósito = 2 años

opcion 2

La tasa de interés del depósito, r = 18% de interés simple.

El número de veces que se aplica el interés = Semestralmente

La cantidad de años que se ahorrará la cantidad = 2 años

Opción 1

Observamos que para el interés simple no hay interés ganado sobre el interés anterior.

Por lo tanto;

Una inversión que paga el 10% trimestralmente = (1/4) año pagará 4 × 10% = 40% en 4 × (1/4) año = 1 año

La cantidad de interés ganado en 2 años invirtiendo en la opción 1 se da como sigue;

Yo = P × R × T / (100)

∴ I₁ = 24.000 × 40 × 2/100 = 19.200

El interés después de 2 años en la opción 1, I₁ = S /. 19.200

opcion 2

Una inversión que paga 18% semestralmente = (1/2) año pagará 2 × 18% = 36% en 2 × (1/2) año = 1 año

La cantidad de interés ganado en 2 años invirtiendo en la opción 2 se da a continuación;

Yo = P × R × T / (100)

∴ I₂ = 24.000 × 36 × 2/100 = 17.280

El interés después de 2 años en la opción 2, I₂ = S /. 17.280

Dado que el interés dado por la opción 1, I₁ = S / .19,200 es mayor que el interés dado por la opción 2, I₂ = S /. 17.280, los padres de la promoción deben elegir la opción 1, que es depositar durante 2 años que paga un interés simple trimestral del 10%


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