Joetta Hernandez is a single parent with two children and earns ​$ a year. Her​ employer's group life insurance policy would pay 2. 5 times her salary. She also has ​$ saved in a​ 401(k) plan, ​$ in mutual​ funds, and a ​$ CD. She wants to purchase term life insurance for 15 years until her youngest child is​ self-supporting. She is not concerned about her outstanding​ mortgage, as the children would live with her sister in the event of​ Joetta's death. Assuming she can receive a percent​ after-tax, after-inflation return on insurance​ proceeds, use the earnings multiple method to calculate her insurance need. How much more insurance does Joetta need to​ buy? What other information would you need to know to use the needs approach to calculate​ Joetta's insurance​ coverage? Click on the table icon to view the PVIFA table LOADING.


Assuming she can receive a percent​ after-tax, after-inflation return on insurance proceeds and using the earnings multiple​ method, Joetta's insurance need is ​$


nothing. ​(Round to the nearest​ dollar. )


Enter your answer in the answer box and then click Check Answer.


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Present Value of an Annuity of​ $1 (PVIFA)


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Answers

Answer 1

The amount of insurance Joetta needs using the earnings multiple method cannot be determined without the given information.

The earnings multiple method calculates the amount of insurance needed based on a multiple of Joetta's annual income. However, the question does not provide Joetta's annual income, making it impossible to determine the exact amount of insurance she needs using this method.

To use the needs approach to calculate Joetta's insurance coverage, additional information would be required. The needs approach considers various factors such as outstanding debts, future expenses (such as education costs for the children), and any financial support Joetta would want to provide to her children or dependents in the event of her death. Without these specific details, it is not possible to calculate Joetta's insurance coverage using the needs approach.

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Related Questions

Rocket Fuel: Measuring the Effectiveness of Online Advertising
Case Analysis
Was the advertising campaign effective? Did additional consumers convert as a result of the ad campaign? (10 points)
Was the campaign profitable? (20 points) Please show all of your work/logic in computing the calculations. If you do not show your work, points will be taken off.
How much more money did TaskaBella make by running the campaign (excluding advertising costs)?
What was the cost of the campaign?
Calculate the ROI of the campaign. Was the campaign profitable?
What was the opportunity cost of including a control group; how much more could TaskaBella have made with a smaller control group or not having a control group at all?
How did the number of advertising impressions seen by each user influence the effectiveness of advertising? (20 points) Please show all of your work/logic in computing the calculations. If you do not show your work, points will be taken off.
Create a chart of conversion rates as a function of the number of ads displayed to users. Plot conversion rates for those who were in the control group and for those who were exposed to the ad. Group together number of impressions as necessary to obtain a meaningful plot. (Conversion rate means the percentage of unique users who made a purchase.)
What can we infer from the charts? In what region is advertising most effective?
What do the above figures imply for the design of the next campaign assuming that response would be similar?
How does consumer response to advertising vary on different days of the week and at different times of the day? (20 points) Please show all of your work/logic in computing the calculations. If you do not show your work, points will be taken off.
Create a chart with the conversion rates for the control group and the exposed group as a function of the day of the week when they were shown the most impressions.
Create the same chart for hours within a day (excluding the period between midnight and 8 am).
What days/hours is advertising most/least effective?

Answers

In measuring the effectiveness of online advertising, the number of advertising impressions seen by each user plays a crucial role. According to research, the higher the number of impressions a user sees, the more likely they are to respond positively to the advertising. This is because repeated exposure to the same ad increases the user's familiarity with the product or service being advertised, which in turn enhances brand recall and recognition.

To determine how consumer response to advertising varies on different days of the week and at different times of the day, data analysis is needed. The first step is to collect data on consumer response rates on each day of the week and at different times of the day. This data can be obtained through tracking user engagement metrics such as click-through rates, conversion rates, and bounce rates.
Once the data is collected, it can be analyzed to identify patterns and trends. For instance, if the data shows that consumer response rates are consistently higher on weekends than on weekdays, it suggests that advertising on weekends is more effective than on weekdays. Similarly, if the data shows that consumer response rates are highest during lunchtime, then advertising during this period is more effective than during other times of the day.
To create a chart for hours within a day, the data can be segmented into hourly intervals and plotted on a graph. This will show the hourly trends of consumer response rates, which can be used to identify peak and off-peak periods.
Overall, the most effective days/hours for advertising will depend on the target audience and the type of product or service being advertised. For example, if the target audience is working professionals, advertising during weekdays may be more effective than on weekends. Similarly, if the product or service is related to food, advertising during lunch and dinner hours may be more effective than during other times of the day. Therefore, it is important to analyze data and identify patterns to determine the most effective advertising strategies for a specific audience and product/service.

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Jasper Metals is considering installing a new molding machine which is expected to produce operating cash flows of $64,000 per year for 8 years. At the beginning of the project, inventory will decrease by $23,200, accounts receivables will increase by $24,600, and accounts payable will increase by $17,700. At the end of the project, net working capital will return to the level it was prior to undertaking the new project. The initial cost of the molding machine is $276,000. The equipment will be depreciated straight-line to a zero book value over the life of the project. The equipment will be salvaged at the end of the project creating an aftertax cash flow of $66,000. What is the net present value of this project given a required return of 10.9 percent?

Answers

The first step in calculating the net present value (NPV) of the project is to determine the total cash flows, both inflows and outflows. In this case, the initial outflow is the cost of the molding machine, which is $276,000. Therefore, the net present value of the project is $28,467.90  indicating that the project is expected to generate a return that exceeds the 10.9%. Therefore, Jasper Metals should undertake the project.

The annual operating cash flows are $64,000, but we need to adjust for the changes in net working capital (NWC). The decrease in inventory of $23,200 and the increase in accounts receivable of $24,600 both represent cash outflows, while the increase in accounts payable of $17,700 represents a cash inflow. Therefore, the total annual cash flows are:
$64,000 - $23,200 + $24,600 - $17,700 = $47,700
These cash flows occur for 8 years, so the total cash inflows are:

$47,700 x 8 = $381,600
At the end of the project, there is also a cash inflow of $66,000 from salvaging the equipment. To calculate the NPV, we need to discount these cash flows back to the present using the required return of 10.9%. Using a financial calculator or spreadsheet, the NPV is calculated to be:
NPV = -$276,000 + ($47,700 / 1.109) + ($47,700 / 1.109^2) + ... + ($47,700 / 1.109^8) + ($66,000 / 1.109^8)
NPV = -$276,000 + $311,643.08 + $279,330.08 + ... + $95,611.21 + $24,882.43
NPV = $28,467.90

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XYZ's stock price and dividend history are as follows:Year Beg$ Dividend Paid2017 $190 $52018 200 52019 180 52020 190 5An investor buys three shares of XYZ at the beginning of 2017, buys another two shares at the beginning of 2018, sells one share at the beginning of 2019, and sells all four remaining shares at the beginning of 2020.
a. What are the arithmetic and geometric average time-weighted rates of return for the investor? 18-2-a

Answers

The investor's average time-weighted rate of return is -3.09% on an arithmetic basis and -1.32% on a geometric basis.

We must determine the entire gain or loss over the holding period, accounting for cash flows and the timing of each transaction, in order to determine the time-weighted rate of return.

The investor spends $570 ($190 x 3) to purchase three shares at the start of 2017. The three shares are worth $570 + $5 x 3 = $585 by the end of 2017. The investor now owns a total of five shares after purchasing two additional shares at a cost of $400 ($200 x 2). The value of the five shares at the end of 2018 is $1,000 + $5 x 5 = $1,025. At the start of 2019, The investor obtains $180 in cash after selling one share for $180. The investor currently owns four shares totaling $820 ($205 x 4). The investor sells all four of the remaining shares for a total of $760 at the start of 2020.

The investor will receive a total of $940 in cash, including $180 from the sale of one share and $760 from the sale of four shares. The overall cash outflows amount $970 and include $570 from purchasing three shares and $400 from purchasing two shares. As a result, the investor has a total gain or loss of $30.

By dividing the total gain or loss by the total amount invested, which is $970, the arithmetic average time-weighted rate of return is determined. Therefore:

Mathematically, the average time-weighted rate of return is equal to (-$30 / $970) times 100%, or -3.09%.

The compounding effect of returns over time is taken into account by the geometric average time-weighted rate of return. It is determined by calculating the nth root of the product of (1 + r)n, where n is the number of periods and r is the return for each period. There are four timeframes in this case: 2017, 2018, 2019, and 2020. Therefore:

[(1 + (-0.05)) x (1 + 0.025) x (1 + 0) x (1 + (-0.05)] is the geometric average time-weighted rate of return.^(1/4) - 1 = -1.32%

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Let's calculate the investor's cash flows from buying and selling shares of XYZ:At the beginning of 2017, the investor buys 3 shares for a total cost of 3 x $190 = $570.

At the end of 2017, XYZ pays a dividend of $5 per share, so the investor receives 3 x $5 = $15 in dividends.At the beginning of 2018, the investor buys 2 more shares for a total cost of 2 x $200 = $400.At the end of 2018, XYZ pays another dividend of $5 per share, so the investor receives 5 x $5 = $25 in dividends.At the beginning of 2019, the investor sells 1 share for a price of $180, receiving $180 in cash.At the end of 2019, XYZ pays another dividend of $5 per share, but since the investor only owns 4 shares at this point, they receive 4 x $5 = $20 in dividends. At the beginning of 2020, the investor sells the remaining 4 shares for a price of 4 x $190 = $760, receiving $760 in cash.Therefore, the investor's total cash inflows are $15 + $25 + $180 + $20 + $760 = $1,000. The total cost of buying the shares was $570 + $400 = $970. Therefore, the investor's total profit was $1,000 - $970 = $30.

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Dense Company's income statement showed revenues of $275,000 and operating expenses of $135,000. Accounts receivable decreased by $40,000 and accounts payable increased by $35,000 during the year. Compute cash receipts from customers and cash payments for operating expenses using the direct method.
Cash receipts from customers $
Cash payments for operating expenses $

Answers

Cash receipts from customers: $235,000

Cash payments for operating expenses: $170,000

To compute cash receipts from customers, we need to adjust the revenue figure by the decrease in accounts receivable. This means that the company received $40,000 less from customers during the year than it had anticipated.

Cash receipts from customers = Revenues - Decrease in accounts receivable

Cash receipts from customers = $275,000 - $40,000

Cash receipts from customers = $235,000

To compute cash payments for operating expenses, we need to adjust the operating expenses figure by the increase in accounts payable. This means that the company paid $35,000 more for operating expenses during the year than it had anticipated.

Cash payments for operating expenses = Operating expenses + Increase in accounts payable

Cash payments for operating expenses = $135,000 + $35,000

Cash payments for operating expenses = $170,000

Therefore, the company received $235,000 in cash from customers and paid $170,000 in cash for operating expenses during the year.

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Some of the radical changes brought about by new technologies include: Group of answer choices the creation of an unprecedented set of security and espionage threats. The proliferation of telecommunications into the hands of a few. An increase in computing costs owing to the growth of licensed software. The stagnation of advertising. A decrease in the standards of corporate ethics

Answers

The radical changes brought about by new technologies include the creation of an unprecedented set of security and espionage threats and the proliferation of telecommunications into the hands of a few.

These changes have significant implications for various aspects of society, including privacy, national security, and the concentration of power. With the advancement of technology, there has been a rise in security and espionage threats. The interconnectedness of devices and networks has made them vulnerable to cyber attacks, hacking, and data breaches. This poses risks to individuals, businesses, and governments, as sensitive information can be accessed and exploited. Additionally, the widespread use of technology has led to an increase in surveillance capabilities, raising concerns about privacy and civil liberties.

Furthermore, the proliferation of telecommunications into the hands of a few has resulted in a concentration of power. Large technology companies have gained significant control over communication channels and data, influencing how information is disseminated and accessed. This concentration of power raises questions about competition, equity, and access to information, as well as the potential for abuse or manipulation of these technologies for political or economic gain.

In summary, the radical changes brought about by new technologies include the emergence of security and espionage threats and the concentration of telecommunications power. These changes have profound implications for privacy, national security, information access, and the distribution of power in society.

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according to the law of one price, if the exchange rate between the euro and the british pound is £1=€1.10, a dress that retails for €220 in frankfurt should sell for _____ in london.

Answers

According to the law of one price, if the exchange rate between the euro and the British pound is £1=€1.10, a dress that retails for €220 in Frankfurt should sell for £200 in London.

The law of one price is an economic principle that states that in a competitive market, identical goods should have the same price in different locations when the prices are expressed in the same currency. This principle assumes that there are no transportation costs, trade barriers, or other factors that would prevent the free flow of goods and services between markets.

In this case, the dress that retails for €220 in Frankfurt should sell for the same price in London when the prices are expressed in the same currency. To convert the price from euros to pounds, we can use the exchange rate of £1=€1.10. Multiplying the price of €220 by the exchange rate of £1=€1.10 gives us a price of £200 in London.

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What sort of inaccuracies might arise in using a bonus card system for tracking grocery purchases in a supermarket?

Answers

While bonus card systems for tracking grocery purchases in a supermarket have become increasingly popular, there are several potential inaccuracies that could arise:

Incomplete data: The bonus card system only captures purchases made by customers who have signed up for the program and use the card during their purchases.

This means that the data may not represent the entire customer base of the supermarket, and therefore may not be fully representative of the overall purchasing habits of all customers.

Data entry errors: There is always the possibility of data entry errors when customers scan their bonus cards or when supermarket staff enter data into the system.

This can lead to inaccurate or missing data, which can affect the overall accuracy of the data analysis.

Misuse or loss of cards: Customers may not always use their bonus cards or may lose them, which can lead to missing data for certain purchases.

Limited purchase information: The bonus card system only tracks purchases made within the supermarket, and does not take into account purchases made at other stores or online.

This can limit the scope of the data analysis and may not provide a complete picture of a customer's purchasing habits.

Unrepresentative sample: Even among those customers who use the bonus card, there may be demographic or other differences that make them unrepresentative of the overall population.

This can affect the accuracy of any conclusions drawn from the data.

Overall, while bonus card systems can provide valuable data for supermarkets and retailers, it is important to consider the potential inaccuracies and limitations of the data when using it for analysis and decision-making purposes

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A stock has an expected return of 10. 5 percent, its beta is 1. 15, and the risk-free rate is 5 percent. What must the expected return on the market be

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To determine the expected return on the market, given a stock's expected return of 10.5 percent, a beta of 1.15, and a risk-free rate of 5 percent, we can use the Capital Asset Pricing Model (CAPM). The expected return on the market must be 10.65 percent.

The Capital Asset Pricing Model (CAPM) is a widely used model for calculating expected returns on investments. It takes into account the risk of an investment relative to the overall market. The formula for CAPM is:

Expected Return on Stock = Risk-free Rate + Beta * (Expected Return on Market - Risk-free Rate)

In this case, the stock has an expected return of 10.5 percent, a beta of 1.15, and a risk-free rate of 5 percent. To find the expected return on the market, we rearrange the formula and solve for it:

Expected Return on Market = (Expected Return on Stock - Risk-free Rate) / Beta + Risk-free Rate

Plugging in the given values, we get:

Expected Return on Market = (10.5% - 5%) / 1.15 + 5% = 10.65%

Therefore, the expected return on the market must be 10.65 percent to match the stock's expected return of 10.5 percent, given its beta of 1.15 and the risk-free rate of 5 percent.

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Suppose HomeNet's lab will be housed in warehouse space that company could have otherwise rented out for $200,000 per year during years 1 through 4. How does this opportunity cost affect HomeNet's incremental earnings?A. $200,000B. $120,000C. $80,000D. $40,000

Answers

The opportunity cost of HomeNet housing their lab in warehouse space that could have been rented out for $200,000 per year . Option A

Therefore, this opportunity cost will reduce HomeNet's incremental earnings by $200,000 per year.

Incremental earnings refer to the additional earnings that a company generates by taking a particular action, such as starting a new project or investing in a new product line.

In this case, HomeNet's decision to house their lab in the warehouse space will generate incremental earnings, but these earnings will be lower due to the opportunity cost of not renting out the space.

To calculate incremental earnings, you need to take into account all of the costs and revenues associated with the project. In this case, the incremental earnings will be the revenue generated by the lab minus the cost of housing the lab in the warehouse space.

However, because of the opportunity cost, the revenue generated by the lab will be reduced by $200,000 per year.

Therefore, the correct answer to the question is A) $200,000. This opportunity cost will have a significant impact on HomeNet's incremental earnings, as it represents a significant portion of the potential revenue that they could have earned.

HomeNet will need to carefully consider this opportunity cost when making decisions about how to allocate their resources and invest in new projects. So Option A is correct

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The opportunity cost of housing HomeNet's lab in warehouse space is $200,000 per year. This means that if HomeNet decides to use the warehouse space for its lab, it will forego the potential rental income of $200,000 per year.

Therefore, the opportunity cost affects HomeNet's incremental earnings in a negative way, as it is a cost that needs to be considered.To calculate the impact of this opportunity cost on HomeNet's incremental earnings, we need to subtract the $200,000 rental income that could have been earned from the incremental earnings. Assuming that HomeNet's lab generates incremental earnings of $280,000 per year, the incremental earnings after considering the opportunity cost would be: Incremental earnings = $280,000 - $200,000 = $80,000

Therefore, the correct answer is (C) $80,000. The opportunity cost reduces the incremental earnings by $200,000, resulting in an incremental earning of $80,000.

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A wide variety of firm resources that are costly to imitate due to the social engineering that is required being beyond the capability of competitors include interpersonal relations among managers in the firm, its culture, and its reputation with its suppliers and customers. Such competitive advantages are based upon

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a combination of intangible assets and organizational capabilities.

Intangible assets refer to non-physical resources that provide value to a firm but are not easily quantifiable or visible. Examples of intangible assets in this context could include the interpersonal relations among managers, the firm's culture, and its reputation with suppliers and customers. These intangible assets are valuable because they are difficult for competitors to replicate or imitate.

Organizational capabilities, on the other hand, refer to the firm's ability to utilize its resources effectively and efficiently. In this case, the firm's capability to foster strong interpersonal relations among managers, cultivate a unique and strong culture, and maintain a favorable reputation with suppliers and customers contributes to its competitive advantage.

The combination of these intangible assets (interpersonal relations, culture, reputation) and organizational capabilities (ability to leverage and utilize these assets) creates a competitive advantage for the firm. Competitors may find it challenging to imitate or replicate these resources due to the complexity involved in social engineering and building such valuable relationships and reputation.

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some organizations believe that they can manage performance better by getting rid of pms. a) true. b) false.

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True - some organizations do believe that they can manage performance better by getting rid of traditional performance management systems (PMS). These organizations may argue that PMS is too time-consuming, and bureaucratic, and does not necessarily lead to improved employee performance. Instead, they may adopt alternative approaches such as ongoing feedback and coaching, regular check-ins, and goal setting.

However, it's important to note that this is not a universal belief, and not all organizations have abandoned PMS. Some still see value in having a formal system in place for tracking and evaluating employee performance. The decision to eliminate PMS should be made based on the unique needs and culture of the organization, and what will ultimately lead to the most effective management of performance.

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2. discuss the specific objectives of the global initiative in environmental accounting.

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The global initiative in environmental accounting aims to create a comprehensive framework for integrating environmental considerations into economic decision-making. The specific objectives of this initiative can be categorized into three main areas: measuring and monitoring, reporting and disclosure, and decision-making.

Firstly, the initiative aims to develop standardized methodologies and metrics for measuring and monitoring the environmental impact of economic activities. This will enable businesses and governments to identify areas of high environmental risk and prioritize resource allocation accordingly. By providing accurate and reliable data, environmental accounting can support evidence-based policy-making and encourage more sustainable business practices.

Secondly, the initiative aims to improve reporting and disclosure practices, both within and across organizations. This involves promoting transparency and accountability by requiring businesses to disclose their environmental performance and impact. By doing so, environmental accounting can help to build trust and confidence among stakeholders, including investors, regulators, and consumers.

Finally, the initiative aims to support decision-making by integrating environmental considerations into economic analysis. This requires developing tools and frameworks for assessing the trade-offs between economic development and environmental protection. By providing decision-makers with a more complete understanding of the costs and benefits of different courses of action, environmental accounting can help to promote more sustainable development.

Overall, the global initiative in environmental accounting represents a major step towards integrating environmental considerations into economic decision-making. By setting clear objectives and promoting standardized methodologies, this initiative can help to ensure that environmental accounting becomes an integral part of the global economy.

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According to chapter "Monopoly" and "Is Small Beautiful? Is Big Better?" by Chris Tilly, explain the following:
a. List the pros and cons of large and small businesses that Tilly discusses.

Answers

In "Monopoly," Tilly discusses the issue of market concentration, particularly in the context of the US economy. In "Is Small Beautiful? Is Big Better?," Tilly explores the debate over the relative merits of small businesses versus large corporations.

Pros of "Monopoly":

Increased competition can lead to lower prices and better quality products and services for consumers.Breaking up monopolies may lead to more innovation and new market entrants.Stronger antitrust enforcement may help promote a more equitable distribution of wealth and power in the economy.

Cons of "Monopoly":

Some argue that large corporations can benefit from economies of scale and other efficiencies that allow them to offer better products or services at lower prices than smaller firms.Breaking up successful companies can be disruptive to markets and consumers.Stronger antitrust enforcement may be seen as intrusive government regulation and could limit the ability of firms to compete on a global scale.

Pros of "Is Small Beautiful? Is Big Better?":

Small businesses can offer personalized service and unique products that may not be available from larger corporations.Small businesses can be more adaptable to changes in market conditions and may be better able to innovate.Small businesses may be more likely to be locally owned and operated, which can benefit the local economy.

Cons of "Is Small Beautiful? Is Big Better?":

Large corporations can bring economies of scale, stability, and resources for research and development that may not be available to smaller firms.Small businesses may have difficulty competing with larger corporations in certain industries, such as technology or manufacturing.Small businesses may have limited resources for marketing and may struggle to attract customers outside of their immediate community.

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A high-end luxury car manufacturer sells 5,000 cars per year to four dealerships in four regions of a country. Assume 50 weeks per year.
Out of this total sale, the following percentages are sold in each region.
Region Percentage Sold
North-Region 15%
East-Region 20%
West-Region 16%
South-Region The rest
On average there are 400 cars of this manufacturer in all dealerships. Out of this total inventory, the following percentages are in each region.
Region Percentage of Inventory
North-Region 18%
East-Region 15%
West-Region 28%
South-Region The rest
On average how long does it take to sell a car in the South-Region? Enter your answer in terms of weeks with ONE decimal point.
ANSWER:________?

Answers

On average it will take 3.2 weeks to sell a car in the South-Region.

To calculate the average time it takes to sell a car in the South-Region, we first need to determine the number of cars sold and the number of cars in inventory in that region.

Total cars sold per year = 5,000

South-Region percentage sold = 100% - (15% + 20% + 16%) = 49%

South-Region cars sold per year = 5,000 * 0.49 = 2,450 cars

Total cars in inventory = 400

South-Region percentage of inventory = 100% - (18% + 15% + 28%) = 39%

South-Region cars in inventory = 400 * 0.39 = 156 cars

Now, we calculate the average time it takes to sell a car in the South-Region:

Total weeks per year = 50 South-Region cars sold per week = 2,450 cars / 50 weeks = 49 cars/week

Average time to sell a car in the South-Region = 156 cars (inventory) / 49 cars/week = 3.183 weeks

Rounded to one decimal point, the answer is: 3.2 weeks.

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coalition building is most valuable in which phase of the incremental decision model? question 22 options: a) identification b) implementation c) development d) selection

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Coalition building is most valuable in the development phase of the incremental decision model. In the development phase, various alternatives are identified, evaluated, and refined.

This is a critical phase as it lays the foundation for the final decision. Coalition building in this phase can prove to be beneficial as it enables individuals or groups with similar interests to come together and support a particular alternative. This helps in gaining more support and resources for the alternative, increasing the chances of its selection in the next phase. Moreover, the formation of coalitions also helps in identifying potential roadblocks and addressing them beforehand. This ensures smoother implementation in the next phase. Therefore, coalition building can prove to be a valuable tool in the development phase of the incremental decision model.

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businesses should focus on the details of the customer experience because it ensures exceptional customer service is provided. (True or False)

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True, Businesses that pay attention to the details of the customer experience can ensure that they are providing exceptional customer service.

This includes factors such as ease of use of products or services, responsiveness to customer inquiries, and personalized interactions. By focusing on these details, businesses can improve customer satisfaction and loyalty, which can ultimately lead to increased revenue and growth. Neglecting the details of the customer experience can result in dissatisfied customers who may take their business elsewhere.


By focusing on the details of the customer experience, businesses can identify and address specific customer needs and preferences. This, in turn, allows them to provide tailored and exceptional customer service, which can lead to increased customer satisfaction, loyalty, and positive word-of-mouth.

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For each of the following, is the business a price-taking producer? Explain your answers 1. a. A cappuccino café in a university town where there are dozens of very similar cap.- puccino cafés b. The makers of Pepsi-Cola c. One of many sellers of zucchini at a local farmers' market

Answers

The cappuccino café in a university town where there are dozens of very similar cappuccino cafés can be considered a price-taking producer.

The makers of Pepsi-Cola are not considered price-taking producers. This is because Pepsi-Cola is a well-established brand with a large market share and significant market power. As a result, the company has some control over the price of their product and can set prices that reflect their brand value and market position.


One of many sellers of zucchini at a local farmers' market can be considered a price-taking producer. This is because the seller operates in a market where there are many other sellers offering the same product. In this scenario, the seller has little control over the price of their zucchini and has to set their prices in line with the other sellers in order to remain competitive.

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a 3 pound bag of florida oranges is sold for $5.00 to jucico, a us company that turns them into orange juice. then jucico sells the orange juice

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Jucico, a US company, buys a 3-pound bag of Florida oranges for $5.00. Jucico processes the oranges into orange juice, which they sell to their customers. The price of the orange juice will depend on a variety of factors, including the cost of production, marketing, and distribution. Jucico must also factor in a profit margin to cover their overhead costs and generate a profit.

The cost of production will include labor, equipment, and utilities. The labor costs will include the wages and salaries of the workers who operate the processing equipment, the people who package the juice, and those who load it onto trucks for distribution.

Equipment costs will include the purchase price of the juicing machines, as well as any maintenance and repair costs. Utilities such as electricity and water are needed to operate the equipment, and these costs must also be considered.

Once the juice has been produced, it must be marketed and distributed. Jucico will need to consider the cost of advertising, promotion, and sales to get their product to market. They must also consider the cost of transportation and storage to ensure the product reaches its destination in good condition.

Finally, Jucico must set a profit margin to cover their overhead costs and generate a profit. This margin will depend on a variety of factors, including competition, market demand, and pricing strategies. The price of the orange juice will reflect all of these factors, and Jucico will aim to maximize their profit while remaining competitive in the market.

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The prisoners' dilemma is an example of A) product differentiation. B) decision making in a monopoly. monopolistic competition. D) game theory. E) collusion.

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The prisoners' dilemma is an example of game theory. Game theory is a branch of mathematics that studies strategic decision making. The prisoners' dilemma is a classic example of game theory, in which two individuals are faced with a choice between cooperation and betrayal.

Each individual must choose whether to cooperate with the other person or betray them. If both individuals cooperate, they both receive a moderate reward. If one individual betrays the other, they receive a high reward while the other person receives nothing. If both individuals betray each other, they both receive a low reward. This scenario demonstrates the difficulties of cooperation when individuals have conflicting interests and the potential for greater rewards through betrayal.
In conclusion, the prisoners' dilemma is an example of game theory because it involves strategic decision making and demonstrates the challenges of cooperation in situations of conflicting interests.

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airlines measure revenues and cost by fuel used. number of passengers per flight. miles logged. available seat miles.\

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Airlines measure revenues and costs using a variety of metrics, including fuel used, number of passengers per flight, miles logged, and available seat miles. These metrics help airlines to understand their financial performance and make strategic decisions to improve profitability.

Fuel used is a key cost driver for airlines, and measuring fuel consumption helps them to manage costs and improve efficiency. Airlines may track fuel consumption by flight or over a longer period of time, and use this information to optimize routes and flight schedules to minimize fuel usage.

The number of passengers per flight and available seat miles are important revenue drivers for airlines. Airlines may track these metrics to monitor demand for their services and make pricing decisions to maximize revenue.

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An award of stock that is not transferable or subject to forfeiture for a period of years is called:________

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An award of stock that is not transferable or subject to forfeiture for a period of years is called Restricted Stock.

Restricted stock is a type of equity compensation granted to employees by their employer. The shares are subject to a vesting schedule, which means they cannot be sold or transferred until a certain time period has elapsed or specific performance milestones are met. This vesting period serves as an incentive for employees to stay with the company and contribute to its success.

Once the vesting conditions are satisfied, the employee gains full ownership of the shares, which can then be freely traded or sold. Restricted stock helps align the interests of employees and shareholders, fostering a long-term commitment to the company's growth and success.

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A coupon bond that pays semiannual interest is reported in the Wall Street Journal as having an ask price of 115% of its $1,000 par value. If the last interest payment was made 3 months ago and the coupon rate is 5.80%, the invoice price of the bond will be Multiple Choice $1,164.50 $1,150.00 $1,121.00 $1,179.00

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The invoice price of the bond will be $1,164.50. Therefore, the correct option is option 1.

To calculate the invoice price, first we need to calculate the annual coupon payment:

Coupon rate = 5.80%

Par value = $1,000

Annual coupon payment = Coupon rate x Par value = 0.058 x 1000 = $58

Since the bond pays semiannual interest, the bondholder will receive $58/2 = $29 every 6 months.

Next, we need to determine how many semiannual periods have passed since the last interest payment was made 3 months ago.

3 months is half of a semiannual period, so 1 semiannual period has passed.

Now we can calculate the accrued interest, which is the interest that has accumulated since the last interest payment:

Accrued interest = (Number of days since last interest payment / Number of days in a semiannual period) x Semiannual interest payment

Since there are 180 days in a semiannual period, and 3 months is 90 days, the number of days since the last interest payment is 90.

Accrued interest = (90/180) x $29 = $14.50

Finally, we can calculate the invoice price:

Invoice price = Clean price + Accrued interest

Since the bond is trading at 115% of par value, the clean price is 1.15 x $1,000 = $1,150.

Invoice price = $1,150 + $14.50 = $1,164.50

Therefore, the correct answer is option 1: $1,164.50.

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refers to any marketing activity conducted though internet networks to which consumer are continuously connected using a personal mobile device.

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Mobile marketing refers to any marketing activity conducted through internet networks to which consumers are continuously connected using a personal mobile device.

Mobile marketing is a targeted marketing strategy that allows businesses to reach their potential customers with relevant messages and offers through their mobile devices. With the rise of smartphones and tablets, the potential audience for mobile marketing has expanded significantly, and businesses are taking advantage of this platform to reach consumers more effectively.

Mobile marketing allows businesses to connect with consumers at any time and any place, providing a personalized and relevant experience. With the use of mobile apps, push notifications, and SMS messaging, businesses can engage with their customers and provide them with valuable content, offers, and information about their products and services. Mobile marketing can also provide businesses with valuable data and insights into consumer behavior, which can help them to improve their marketing strategies and enhance their customer experience.

In conclusion, mobile marketing is an essential component of any marketing strategy that aims to reach consumers who are continuously connected to the internet using their personal mobile devices. By leveraging this platform, businesses can effectively target and engage with their potential customers, provide them with relevant content and offers, and ultimately drive sales and revenue.

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Midyear on July 31st, the Andrews Corporation's balance sheet reported: Total Liabilities of $82.529 million Cash of $10.050 million Total Assets of $224.741 million Retained Earnings of $83.363 million. What was the Andrews Corporation's common stock?a. $68.899 millionb. $225.575 millionc. $235.625 milliond. $58.849 million

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Based on the balance sheet provided with total assets of  $224.741 million for midyear on July 31st, the Andrews Corporation's common stock will be option (d) $58.849 million.

It's worth noting that common stock represents the total par value of all shares issued by a company. It is a common type of equity financing that gives shareholders ownership rights and a claim to a portion of the company's profits. Common stockholders also have voting rights and may receive dividends if the company chooses to distribute them.

To calculate the Andrews Corporation's common stock, we will use the basic accounting equation: Assets = Liabilities + Equity.

First, we need to calculate the equity, which is equal to the sum of retained earnings and common stock. Rearranging the equation, we get: Equity = Assets - Liabilities.

Substituting the given values, we get: Equity = $224.741 million - $82.529 million = $142.212 million.

Next, we can use the formula to calculate the common stock: Common Stock = Equity - Retained Earnings.

Substituting the given values, we get: Common Stock = $142.212 million - $83.363 million = $58.849 million.

Therefore, the answer is (d) $58.849 million.

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it is stated that a higher current ratio is better. there are a couple reasons that this is not completely true. what are they?

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The current ratio is a financial ratio that measures a company's ability to pay its short-term liabilities with its short-term assets. A higher current ratio generally indicates that a company is more capable of meeting its financial obligations in the short term.

Firstly, a very high current ratio may indicate that a company is not using its assets effectively. If a company has too much cash or inventory, it may not be generating enough revenue or investing in growth opportunities. This could ultimately lead to lower profitability and stagnation in the long run.

Secondly, different industries have different average current ratios. For example, a manufacturing company may have a higher current ratio due to the nature of its business, which involves holding a large amount of inventory. On the other hand, a service-based company may have a lower current ratio since it does not require as much inventory.

In conclusion, while a higher current ratio generally indicates better short-term financial health, it is important to consider the industry and overall financial strategy of the company before making any conclusions about its financial performance.

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For the next two questions, use SEC EDGAR to locate the 10-K for Steel Connect (Ticker STCN) filed on 10/16/17. When opening the 10K you'll notice the company is called ModusLink Global Solutions - it changed its name to Steel Connect after the filing. Calculate Net Cash per Share for Steel Connect as of July 31, 2017. Net Cash is defined as cash, cash equivalents and trading securities, less debt obligations. Use the latest basic share count as of 10/1/17. O $0.92 O $1.13 O $1.37 O $2.67

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Net Cash per Share for Steel Connect as of July 31, 2017 is $1.13. Net Cash is defined as cash, cash equivalents and trading securities, less debt obligations. Use the latest basic share count as of 10/1/17. Thus, option (b) is correct.

According to the 10-K report dated 10/16/17,

Net Cash is equal to Cash and Cash Equivalents plus Trading Securities minus Notes. Payable Net Cash is equal to 110 670 + 11 898 - $59 758 equals $62.810 million.

Divide by the 55.555473 shares listed on the 10-K's cover to get $1.13.

Therefore, option (b) is correct.

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Prior to their merger in 1998, Daimler and Chrysler had not collaborated in any alliance relationship. This probably contributed to the eventual failure of DaimlerChrsyler. After Fiat made a strategic investment in Chrysler in 2009, both of them collaborated in an alliance, which eventually resulted in a merger. Does Fiat Chrysler have better odds for success than DaimlerChrysler?

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Before the merger of Daimler and Chrysler in 1998, there was no collaboration in any alliance relationship.

However, after Fiat’s strategic investment in Chrysler in 2009, they collaborated in an alliance that eventually resulted in a merger. The question that arises here is whether Fiat Chrysler will have better odds for success than DaimlerChrysler. The success of DaimlerChrysler can be attributed to several factors. One of the significant reasons was the clash of two different corporate cultures. Both the companies had different approaches to management, work ethics, and communication styles. Additionally, the merger was a hostile one, meaning the management was forced to adopt new policies. Consequently, the merger did not work, and in 2007, Daimler sold most of its shares to Cerberus.

Chrysler then filed for bankruptcy in 2009.Fiat Chrysler's merger seems to have better odds of success than DaimlerChrysler for several reasons. For starters, unlike Daimler and Chrysler, Fiat and Chrysler have similar business models. Moreover, they have a mutual interest in expanding their presence in the global market. Furthermore, Fiat and Chrysler both understand that to succeed, they have to adapt to a new environment. As such, they are more willing to work together and learn from one another. Additionally, Fiat's CEO, Sergio Marchionne, has been the architect behind the merger's success. He had a clear vision of what he wanted to achieve and how to do it.

In conclusion, it is evident that Fiat Chrysler has a better chance of success than DaimlerChrysler because of their similarities in business models, mutual interests, and willingness to adapt to the new environment. Additionally, the leadership behind the merger is more focused and visionary.

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brannan manufacturing has a target debt-equity ratio of .65. its cost of equity is 13 percent, and its cost of debt is 6 percent. if the tax rate is 25 percent, what is the company’s wacc?

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if the tax rate is 25 percent, The company's WACC is 7.475%.

Weight of Debt = Debt / (Debt + Equity)

Weight of Equity = Equity / (Debt + Equity)

Given the target debt-equity ratio of 0.65, we can assume that the weight of equity is 0.35.

Weight of Debt = 0.65

Weight of Equity = 0.35

Next, we can calculate the after-tax cost of debt:

After-tax cost of debt = Cost of debt * (1 - Tax rate)

After-tax cost of debt = 0.06 * (1 - 0.25) = 0.045

Now, we can calculate the WACC:

WACC = (Weight of Debt * After-tax cost of debt) + (Weight of Equity * Cost of equity)

WACC = (0.65 * 0.045) + (0.35 * 0.13)

WACC = 0.02925 + 0.0455

WACC = 0.07475 or 7.475%

WACC stands for Weighted Average Cost of Capital, which is a financial metric used to calculate the average cost of a company's capital. It is a weighted average of the cost of equity and the cost of debt, where the weights are the proportion of equity and debt in the company's capital structure.

The cost of equity is the return required by shareholders for their investment in the company, while the cost of debt is the interest paid by the company on its outstanding debt. The WACC takes into account both the cost of equity and the cost of debt to determine the minimum return a company must earn to satisfy its investors and lenders. WACC is an important metric for companies as it helps them in determining the feasibility of new projects or investments. The WACC is used as a hurdle rate to evaluate the attractiveness of investment opportunities.

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Though the GM has edge over other automobile manufacturers, it has to address the challenges posed by the market. The key challenges in the current scenario are as follows.
• There is economic slowdown in China
• Materials that need to be imported for manufacturing in China are costlier due to devaluation of Yuan
• Government controlled auto companies are placing tough completion to the GM
• The US is showing signs of recovery and the auto sale is expected to grow there, especially in SUV (Sports Utility Vehicle) sector. GM will have resource constraints if the company decides to sharply compete in both the markets.

Answers

As one of the leading automobile manufacturers in the world, GM definitely has an edge over its competitors.

However, it is important for GM to address the various challenges that are being posed by the market. In the current scenario, there are several key challenges that GM needs to focus on.

The challenges-Firstly, there is an economic slowdown in China, which is a major market for GM. This slowdown is likely to affect the company's sales and revenue in the region.Additionally, materials that need to be imported for manufacturing in China are costlier due to the devaluation of Yuan, which further adds to the company's financial challenges. Moreover, the government-controlled auto companies in China are placing tough competition for GM, which adds to the company's challenges in the region.On the other hand, the US is showing signs of recovery and the auto sale is expected to grow there, especially in the SUV sector. This presents an opportunity for GM to expand its sales in the region. However, if the company decides to sharply compete in both the markets, it may face resource constraints.

Therefore, GM needs to strategically manage its resources and focus on its core competencies to address these challenges and maintain its competitive edge in the global market.

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The budget and trade deficits will not always move together because of Select the correct answer below: imports and exports domestic monetary policy investment and private savings fiscal policy

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The budget and trade deficits can move independently of each other due to various factors such as imports and exports, domestic monetary policy, investment and private savings, and fiscal policy.

The budget deficit and trade deficit are two distinct economic concepts that can move independently of each other due to various factors. The budget deficit refers to the difference between government spending and revenue, while the trade deficit refers to the difference between a country's exports and imports.

One factor that can cause the budget deficit and trade deficit to move independently is imports and exports. If a country increases its imports, it can lead to a larger trade deficit, but it may not necessarily affect the budget deficit. On the other hand, if a country increases its exports, it can reduce the trade deficit, but it may not have a direct impact on the budget deficit.

Another factor that can affect the budget and trade deficits independently is domestic monetary policy. Changes in monetary policy, such as interest rates, can impact domestic investment and private savings, which can in turn affect the budget deficit. However, it may not have a direct impact on the trade deficit.

Investment and private savings are also factors that can affect the budget and trade deficits independently. If private savings increase, it can lead to a reduction in the budget deficit, but it may not necessarily affect the trade deficit. Similarly, if investment increases, it can lead to economic growth and a reduction in the budget deficit, but it may not necessarily affect the trade deficit.

Finally, fiscal policy can impact both the budget and trade deficits. Changes in government spending and taxation can affect the budget deficit, while changes in tariffs and subsidies can affect the trade deficit. However, the impact on each deficit may not be equal, and they can move independently of each other.

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