jennifer did not pay her flashcard bill in full in september. her october bill showed a finance charge, and she wants to see whether or not it is correct. the average daily balance is $970.50, and the apr is 15.6%. find the finance charge for her october statement.

Answers

Answer 1

The finance charge for her october statement is $12.6165.

What is Finance charge?

A finance charge is a fee incurred while borrowing money or extending credit that has already been granted. Finance costs can be calculated using a set rate or a percentage of borrowings. The second option is more usual. A finance charge is usually made up of the cost of maintaining the debt as well as any related processing fees, account management costs, or late fees imposed by the lender.

Government regulation covers finance costs. All interest rates, regular fees, and penalty fees must be notified to the consumer in accordance

with the federal Truth in Lending Act.

Finance charge = Average daily balance × monthly periodic rate.

where,

Monthly periodic rate = APR / 12 months

Monthly periodic rate = 15.6% / 12

= 0.156 / 12

= 0.013

Finance charge = $970.50 × 0.013

= $12.6165

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Related Questions

if a monopolist is able to increase the amount of product she sells from 400 to 425 units by lowering the price of that product from $40 to $30, her marginal revenue is:

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If a monopolist is able to increase the amount of product she sells from 400 to 425 units by lowering the price of that product from $40 to $30, her marginal revenue is:$-55

TR=P*Q

TR(400)=400*50=20000

TR(420)=420*45=18900

MR(n)=(TR(n)-TR(p))/(n-p)

MR(n)= MR of n th unit of output

TR(n)=TR of n units of output

TR(p)=TR of p units of output

it is true for n>p

MR(420)=(18900-20000)/(420-400)

=$-55

Sales is the whole quantity of profits generated through the sale of goods and services related to the primary operations of the enterprise. commercial revenue can also be called sales or as turnover. a few businesses acquire sales from interest, royalties, or other fees.

Revenue definition says that it's miles the overall sum of money obtained from wearing out the enterprise operations inclusive of income.

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The offices and committee hearing spaces for texas legislators is best described as.

Answers

The offices and committee hearing spaces for Texas legislators is best described as excellent.

What is Texas legislators?

The state legislature of the US state of Texas is called the Texas Legislature. It is a bicameral body with a 150-member House of Representatives and a 31-member Senate. At the Capitol in Austin, the Texas legislature convenes. In addition to its strong constitutional ties to the Lieutenant Governor of Texas and its influence over and direction of state government's actions, it is a potent branch of Texas government thanks to the state's plural executive.

Since Texas's admission to the Union in 1845, the Legislature has been the Republic of Texas's legally recognized successor to the Congress. The first regular session of the legislature took place from February 16 to May 13, 1846.

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contests addie is entering a contest in which she needs to make a piece of clothing entirely out of duct tape. if her budget for tape is $100 and each roll costs $2.50 after sales tax, how many rolls of tape can addie buy?

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If contests addie is entering a contest in which she needs to make a piece of clothing entirely out of duct tape. if her budget for tape is $100 and each roll costs $2.50 after sales tax. The number of  rolls of tape that addie can buy is 40.

How to find the number of rolls of tape?

Using this formula to find the number of rolls of tape

Number of rolls of tape = Budget for Tape / Roll costs after sales tax

Where:

Budget for Tape = $100

Roll costs after sales tax = $2.50

Let plug in the formula

Number of rolls of tape = $100 / $2.50

Number of rolls of tape = 40 rolls

Therefore the Number of rolls of tape  is 40 rolls.

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In September, DK Company sells merchandise to Lions Company on credit. In October, Lions Company pays the balance in full. The entry to record the collection of cash by DK Company in October will include a (debit/credit) to Accounts Receivable.credit

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In September, DK Company sells merchandise to Lions Company on credit. In October, Lions Company pays the balance in full. The entry to record the collection of cash by DK Company in October will include a (debit/credit) to Accounts Receivable credit.

The amount that a corporation will receive in the future is called account receivable. Cash is deducted and accounts receivable is credited when the amount is received. Credit for accounts receivable denotes a decrease in the account for accounts receivable.

Therefore, a credit to accounts receivable and a debit to the cash account will both be included in the entry to reflect a cash collection by DK Company in October.

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a partnership has the following capital balances with partners’ profit and loss percentages indicated parenthetically: lo 14-8 burks (35%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $280,000 donovan (40%) . . . . . . . . . . . . . . . . . . . . . . . . . . . 300,000 watkins (25%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . 170,000 ranzilla agrees to pay a total of $245,000 directly to these three partners to acquire a 25 percent ownership interest from each. the partnership will record goodwill based on the new partner’s payment. what is donovan’s capital balance after the transaction?

Answers

.

donovan’s capital balance after the transaction is  $294,000.

What exactly is capital balance? How are capital balances calculated?

Capital Balance refers to the principal balance of a mortgage loan, as of any given date, to which the seller applies the applicable interest rate at which interest on each mortgage loan is applicable. The Closing Working Capital Balance may only be chosen by the Accountants from the amounts provided by Acquiror or Weatherford. The Accountants are not permitted to choose any other sum.

Net Non-Produced Surpluses or Deficits + Non-Financial Assets + Net Capital Transfers equal the balance on the capital account. Net direct investment plus Net portfolio investment plus Asset funding plus Errors and Omissions equals the financial account's balance.

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as economic actors we attempt to consume a bundle of goods that will maximize our utility, subject to (mark all that apply).

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As economic actors we attempt to consume a bundle of goods that will maximize our utility, subject to time constraints income .

Economic actors are grouped into 3 categories, particularly individuals/households, companies, and the kingdom. among those actors handiest monetized transactions are taken into consideration.

Like companies and families, the government is an financial actor. Its taxes, spending, laws, wars, and other sports are as a great deal part of financial life because the investment, financial savings, buying, and promoting sports of families and corporations.

An entrepreneur is an financial agent who unites all means of production—land of one, the labour of some other and the capital of yet another—and as a result produces a product.

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research shows that tall and good-looking employees are more likely to be promoted to managerial positions than their average-looking peers, because they better match people’s prototypical image of a good leader. what might be the mechanism causing such bias? group of answer choices individualized consideration idealized influence inspirational motivation ironic processing implicit leadership theories

Answers

Implicit leadership theories: It is a cognitive theory of leadership that suggests that individuals create cognitive representations of the world and use these preconceived notions to control their behavior and interpret their surroundings. It was developed by Robert Lord and his colleagues.

Leadership in business is the capability of a company's management to set and acquire hard desires, take fast and decisive motion whilst wanted, outperform the opposition, and encourage others to perform at the highest degree they are able to.

Leadership is critical as it evokes, motivates, and unites an instance for humans to accomplish nice changes globally. Leaders establish a vision, offer a plan of action, and build sturdy relationships with their fans. As a result, they guide people to perform extremely good feats collectively.

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Which best describes the attitudes of the republican and democratic party on free trade?.

Answers

The phrase "significant internal division within each party on the merits of free trade" best captures how the republican and democratic parties feel about free trade.

What do you mean by free trade?

Free trade is the exchange of products and services between nations or subnational areas without the imposition of tariffs, quotas, or other limitations. Under the mostly hypothetical free trade system, governments are not allowed to impose any export or import quota, taxes, levies, or penalties. The total opposite of free markets in this regard is protectionist, a defensive trade strategy meant to fend off potential foreign competition.

What are the two disadvantages of free trade?

The drawbacks come in two forms. If they are not put up within the appropriate context of policy, FTAs have the potential to decrease rather than boost economic welfare. They are inadequate tools for pushing trade liberalization in sectors where parties outside of the agreement have a strong say, which is the second disadvantage.

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what tools or ideas are good to track micro-conversions? group of answer choices behavior segments in analytics utm codes in urls. demographics in analytics share of voice goals in analytics

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The most popular method for monitoring them is to record the micro conversions in web analytics tools like Analytics. The ability to record micro conversions as goals and events using that tool is provided below.

Micro conversions can also be recorded in testing software like Optimizely, Suspect, or VWO.Micro is the study and analysis of small-scale interactions, including interpersonal conflicts, group dynamics, and individual perceptions.Large-scale social processes are examined and analyzed from a macro analytic point of view. The reason it is called macro is that the word derives from the Greek for huge size. While the word "micro" comes from the Greek for small. Both of these are used to describe the various viewpoints researchers have while examining phenomena of various sizes across a wide range of fields.

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who manages the big picture and strategies for corporations, and who manages the day-to-day affairs of a corporation?

Answers

It is the CEO's responsibility to implement the Board's decisions and initiatives, and with the support of senior management, to keep the company running smoothly. In many cases, the CEO is also appointed president of the company, so he is one of the in-house directors on the board.

What does corporation mean?

A corporation is a legal entity exists in a distinct legal relationship from its owner. Corporations are given many of the same legal rights and obligations as people. They have legal rights to sign contracts, make loans and take loans, sue and be sued, hire staff, own property, and pay taxes.

How do you build your corporation?

A corporation can have many structures, but the typical structure is (1) Board of Directors, (2) Officers, (3) Employees, and (4) Shareholders or Owners. There is no limit to how much your corporation can have.

What are types of corporate strategy?

There are following types of corporate strategies:

Stabilize, combine, save, expand strategies. Business strategy differs from business strategy because it surrounds and focuses on a particular entity.

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The following data relate to direct materials costs for February:Materials cost per yard: standard, $1.91; actual, $2.04Yards per unit: standard, 4.62 yards; actual, 4.98 yardsUnits of production: 9,000The direct materials quantity variance isa.$6,188.40 favorableb.$6,188.40 unfavorablec.$6,609.60 favorabled.$6,609.60 unfavorable

Answers

The following data relate to direct materials costs for February: Materials cost per yard: standard, $1.91; actual, $2.04Yards per unit.

Direct material costs that are readily identifiable by production unit. For example, the cost of glass is a direct material cost in manufacturing a light bulb. Materials are the most important factor in the manufacture of products and goods.

Material cost is the cost of materials used to manufacture a product or provide a service. All indirect materials such as B. Cleaning agents used in the manufacturing process.

Direct material costs are the costs of raw materials or parts used directly in the manufacture of a product. For example, if Company A is a manufacturer of toys, an example of a direct material cost would be the plastics used to make the toys.

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if the annual dividend on preferred stock is 50400 what is the dividend rate on preferred stock quizklet

Answers

Dividend shares=[tex]$100800[/tex]

Dividend shares =dividend rate*preferred stock

if dividend rate=2%

Dividend shares=2%*50400=$100800

Stocks of companies that regularly distribute to their owners, typically in the form of cash payments, are known as dividend stocks. The finest dividend stocks can be fantastic strategies to build long-term wealth in addition to being valuable sources of income. The Distribution of Dividends. A dividend is when a class of shareholders receives a portion of a company's earnings. Typically, dividends are paid in the form of dividend checks. They might, though, also receive payment in more equity shares.

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when a company's culture is defined and shaped by the people who start it, it is known as founder .

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When a company's culture is defined and shaped by the people who start it, it is known as founder imprinting.

According to imprinting theory, an organization is influenced not only by the institutional environment that exists today but also by the institutional, commercial, and technological environments that existed at the time of its founding. These basic elements still have an effect on the operation of the organization and do not disappear on their own.

Workplace behavior is governed by company culture. It's the culmination of all of your official and informal processes, attitudes, and beliefs that work together to give your staff and consumers a positive experience. Company culture is really about how things are done in the office.

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the projected benefit obligation was $80 million at the beginning of the year. service cost for the year was $10 million. at the end of the year, pension benefits paid by the trustee were $6 million and there were no pension-related other comprehensive income accounts. the actuary’s discount rate was 5%. what was the amount of the projected benefit obligation at year-end?

Answers

Initially in the year, the anticipated benefit obligation was $80 million. $10 million was spent on services throughout the year.

How do you determine your estimated benefit obligation at year's end?

The Process for Calculating Projected Benefit Obligation

On the balance sheet of the company, you can see how financed the pension plan is.

The assets of the pension plan should be valued fairly.

To calculate the projected benefit obligation, deduct the funded status of the pension plan from the fair market value of the assets in the pension plan.

How is PBO calculated at the end of the year?

Benefits from earlier years (1 plus the discount date) divided by PBO at the start of the year.

decades until retiring

Opening obligation is equal to benefits accrued in preceding years plus the discount rate.

decades until retiring

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which of the following nontaxable fringe benefits have a maximum dollar amount that is not subject to tax? (check all that apply.)

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Employee educational assistance, qualified transportation fringe benefits, and dependent care benefits nontaxable fringe benefits have a maximum dollar amount that is not subject to tax.

What fringe benefits are not taxable?

The IRS makes a distinction between three separate categories of non-taxable benefits: those that are entirely tax-free, those that are income tax-free, and those that are tax-free up to a specific threshold. The main categories of fringe benefits that can be excluded from gross income include flexible spending accounts, group term life insurance, education aid plans, no-additional-cost services, qualifying employee discounts, and working condition fringe benefits.

Hence taxable fringe benefits and nontaxable fringe benefits are present. The spending accounts offered by the employer, such as flexible spending accounts for dependent care and medical expenses are not taxable. The payment for parking while at work and using public transportation to go there and back, assistance with adoption, on-site meals, athletic facilities, disability insurance, health insurance, and financial aid for education are all examples of nontaxable fringe benefits.

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which approach to career management prepares workers for moving through clearly defined career paths? companies using this approach want a stable plan for leadership succession.

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Standard approach to career management prepares workers for moving through clearly defined career paths. Companies using this approach want a stable plan for leadership succession.

Career management objectives

From the explanation above, you need to know that career management activities have several objectives, including:

To achieve employee and company goals. Proving employee welfare. Assist employees in identifying potential/skills. Establish a close relationship between employees and the company. Evidence for social responsibility. Strengthen the implementation of company goals

Career Management Benefits

Career management process in the company is a very important activity. Because this process will provide several benefits for the company itself, including:

Develop the quality of employee performance and understand the benefits of building partnerships with companies. Increase employee morale for their career application process in an organization or company. Identify employees' skills, interests, and career goals. Broaden the horizons needed to increase employee commitment and satisfaction. Creating and maintaining a learning environment in the company on an ongoing basis. Achieve results from employee performance by providing several facilities to support their work processes.

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​(cost of common​ equity) falon corporation is issuing new common stock at a market price of ​$. dividends last year were ​$ and are expected to grow at an annual rate of percent forever. what is​ falon's cost of common equity​ capital?

Answers

According to the question, the falon's cost of common equity​ capital is 12.86%. It is one of the main ways that companies get the money they need to finance their operations and overall growth.

What do you mean by the equity capital?

Equity capital is the money that a business raises from its owners and other shareholders in exchange for a stake in the business. The money raised through equity financing is not subject to repayment by the corporation.

Private equity capital and public equity capital are two of the most typical ways to raise equity funds. Both involve the public and private issuance of shares.

Given,

Growth rate = 7.4%

Stock price = $ 27.32

Last year dividend = $ 1.39

Here,

Cost of Equity = Next year dividend / Stock price + Growth rate

Cost of Equity = 1.39 × (1+0.074) / 27.32 + 7.4%

Cost of Equity = 1.49286 / 27.32 + 7.4%

Cost of Equity = 5.46 % + 7.40%

Cost of Equity =  12.86%

Therefore, according  to the question, the falon's cost of common equity​ capital is 12.86%. It is one of the main ways that companies get the money they need to finance their operations and overall growth.

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a company is releasing a new device that can run games. the company offers many different options for the graphics card used in the device. the motherboard of the device also has a few options.

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Virtually all computers, notably desktop and laptop PCs, contain motherboards. They link to chipsets, central processing units (CPU), and memory, among other components. Wi-Fi, Ethernet, and graphics cards with the graphics processing unit, or GPU, are examples of external peripherals.

The primary printed circuit board (PCB) of general-purpose computers and other extensible systems is known as a motherboard. It is also referred to as a mainboard, main circuit board, mother board, backplane board, base board, system board, and logic board. It provides connectors for additional peripherals and retains and enables communication between many of the critical electronic parts of a system, including the memory and central processing unit. In contrast to a backplane, a motherboard frequently houses important sub-systems such the central CPU, input/output and memory controllers for the chipset, interface connectors, and other parts that are integrated for general usage. Specifically, a PCB with expansion capability is referred to as a motherboard. This board, as its name implies, is frequently referred to as the "mother" of all components connected to it, which frequently include daughterboards, interface cards, and peripherals:

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ellie wants to double her savings of $6000 by investing her money for 13 years. what interest rate does she need to look for? give your answer to 1 d.p.

Answers

If Ellie wants to double her savings of $6000 by investing her money for 13 years, interest rate would be 7.70%

What is an interest rate?

For a loan, deposit, or borrowed amount (also called principal), the interest rate is the amount of interest paid each period. The interest rate is the amount of interest paid each period on amounts lent, deposited, or borrowed. The amount lent or borrowed, the interest rate, the frequency of compounding, and the length of time you lent, deposit, or borrow all affect how much interest you are charged overall.

Thus, The interest rate is determined as A = P (1 + rt)

where:

A = Doubled value after investment

P = Principal

r = rate

t = time

Given:

$12,000 = $6000 (1 + 13r)

t = 13 years

P = $6000

A = $6000×2

= $12000

r = ?

By substituting,

12,000 = 6000( 1+ 13r )

13r = 2-1

r = 1/13

r = 0.0769

Convert to percent = 7.70%

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the typical firm in a monopolistically competitive industry earns zero economic profit in the long run because:

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The company sets its price in accordance with its demand curve and produces an output at which marginal revenue equals marginal cost.In monopolistic competition, whether a company enters or exits, it will ultimately result in zero economic profits for the company.

How Does Monopolistic Competition Work?

Monopolistic competition occurs when numerous businesses offer competing products or services that are comparable to one another, if not perfect.In a monopolistic competitive industry, entry barriers are low and a single company's actions do not directly affect its rivals.

Give an example of monopolistic competition.

Beauty products, which have a lot of sellers and sell similar but not identical products, are an example of monopolistic competition. These sellers cannot compete on price because they can charge prices based on the uniqueness of the product they are selling and this business.

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suppose there is a 3 percent increase in the nominal wages of workers in an economy. the annual rate of inflation in the economy is about 6 percent. which of the following is true?

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After analyzing the scenario, the following which is true "Your real wage fell". Thus, option 'A' is the correct option.

What is a real wage?

Real wages are salaries that have been increased to account for inflation or salaries that are expressed in terms of how much may be spent on goods and services. In contrast to nominal wages or unadjusted wages, this phrase is used.

Real earnings offer a clearer picture of an individual's pay in terms of what they can afford to buy with those wages - particularly, in terms of the number of goods and services that can be purchased - since they have been adjusted to account for changes in the pricing of goods and services.

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Your complete options probably are:

a. Your real wage fell.

b. Your nominal wage fell.

c. Both your nominal and real wages decreased.

d. Although your nominal wage fell, your real wage increased.

e. Both nominal and real wages increased.

major investments in either tangible long-term assets such as land, or intangible assets such as patents are considered to be expenditures. multiple choice question. capital master time value primary

Answers

Major investments in either tangible long-term assets such as land, or intangible assets such as patents are considered to be a capital expenditures.

Capital expenditure is a sum of money used to purchase, maintain, modernize, or enhance a fixed firm asset, such as a structure, place of business, or piece of machinery. A capital expenditure is distinct from a regular company expense, which belongs to the operational expense group.

The cash flow from the investment activities section of a company's cash flow statement is where you may see capital expenditure. A capital expenditure may be referred to as capital expenditures, acquisitions of property, plant, and equipment, or acquisition expense, depending on the company and how it is highlighted.

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in our lecture, the professor used coca-cola, airline tickets, and amazon purchases as examples of what type of pricing strategy?

Answers

Pricing strategies are the procedures and methods that companies employ to determine the costs of their goods and services.

Which four price schemes are there?

Depending on the sector and type of business, value-based, competition-based, cost-plus, and dynamic pricing are all regularly employed approaches.

Which pricing technique is employed when a business wants to match the prices of its rivals?

1. A pricing strategy based on competition. Competitive pricing or competitor-based pricing are other names for competition-based pricing. This pricing strategy does not take into account the cost of the product or consumer demand; instead, it concentrates on the current market rate (or going rate) for a company's good or service.

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1.you can create a customer master record centrally or in a distributed fashion. what are the reasons that sap offers this option? describe a situation where each option would be appropriate?

Answers

In a small business where roles are clearly defined and someone's explicit responsibility is to enter all new client data into the system, I can see one scenario where a master record should be created centrally.

What is SAP?

SAP provides this choice so you can arrange records anyway you like in accordance with the requirements of your business. Regardless on how you arrange the records or enter the data, you can either do it centrally, in which case all the data is entered at once, or distributed by department, in which case each department can input the data as they see fit.

By managing the data centrally, storing it centrally will also help to reduce the number of times the very same information is input, preventing inconsistent master data. For instance, if the address of one of your clients changes, you only need to enter this update once, and your sales and accounting departments will always have the most recent data.

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jarad rodriguez deposits $10,000 at 10% compounded semiannually. at the start of year 6, jarad deposits an additional $5,000 that is compounded at the same rate. at the end of 10 years, what is the balance in jarad's account?

Answers

If jarad rodriguez deposits $10,000 at 10% compounded semiannually. the balance in jarad's account is $34,677.30.

How to find the balance in  jarad account?

Number of period = 5 × 2 = 10

Interest rate = 10%/2 = 5% (Semiannually)

Face value after 5 years = 10,000 (1 + 0.05)^10

Face value after 5 years = $16,288.85

After Year 6=$16,288.85 + $5,000

After 6 years = $21,288.85

Face value after 10 years = 21,288.85 (1 + 0.05)^10

Face value after 10 years = $34,677.30

Therefore the balance in jarad's account is $34,677.30.

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which position describes the anthropologic view of the role of leaders in shaping organizational culture?

Answers

The position that describes the anthropologic view of the role of leaders in shaping organizational culture is that Leaders are part of the culture.

What is the anthropological view of culture?

Majority of the anthropologists would consider culture as the mutual set of implicit and explicit values, ideas, concepts, and rules of behaviour that permit a social group to perform and perpetuate itself.

Culture is explained in anthropology as the science of human behaviors that are passed down from one generation to another and how they interact.

Therefore, the correct answer is as given above

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what are the estimated percentages of innovation and diffusion responsible for bringing cultural items to a society?

Answers

Cultural diffusion refers to the process by which various aspects of one culture are incorporated into other cultures. The widespread use of cell phones is an illustration of cultural dissemination.

What are the differences between invention and discovery as catalysts for cultural change?

Technology is the foundation of invention, while culture is typically the foundation of discovery. While creation involves putting things together in novel ways, discovery entails discovering something that already exists. While discovery, like the principles of physics, can be both theoretical and tangible, invention pertains to material culture.

What is the effect of cultural dispersion on society?

Cultural fusion and mutual understanding are made possible through cultural dispersion. This merging of cultures has both advantages and disadvantages. A few of the advantages are,

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if the federal government were to mandate a nationwideexpansion of unemployment benefits what would the primary source of funding be

Answers

If the federal government were to mandate a nationwide expansion of unemployment benefits  the primary source of funding will be federal government.

What are the unemployment benefits?

Unemployment benefits  can be described as the benefits that helps to give temporary income when you lose your job through no fault of your own.

It should be noted that themoney partly replaces the lost earnings and helps individuals to pay expenses while looking for new work however the benefits, from taxes former employer(s) paid, are not based on financial need.

In conclusion, the funding of the benenefits can be attributed to the Federal Government which is composed of three distinct branches and their powers are vested by the U.S. Constitution in the Congress which is been controlled by the President.

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entrepreneurship combines the creativity, business smarts, passion, and work of the traditional entrepreneur with a social mission. a.nascent b.contemporary c.conventional d.social e.modern-day

Answers

Entrepreneurship combines the creativity, business smarts, passion, and work of the traditional entrepreneur with a social mission. Thus, option A is correct.

The aptitude and preparedness to create, plan, and manage a commercial enterprise—along with all of its uncertainties—in order to turn a profit is what is meant by entrepreneurship. The creation of new firms is the most visible illustration of entrepreneurship.

In terms of economics, entrepreneurship including land, labor, raw materials, and capital may be profitable. The entrepreneurial vision is characterized by exploration and taking risks, and it is a crucial component of a country's ability to prevail in a world market that is always evolving and becoming more competitive.

A person who possesses the aptitude and motivation to launch, manage, and be successful in a startup enterprise, coupled with the risk necessary to do so, is referred to as an entrepreneur. The launch of a new company endeavor is the finest illustration of entrepreneurship.

Therefore, option A is the ideal selection.

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coach dan gets paid $15 for each basketball practice session that he runs. if this equation represents the amount of money that he has in his bank account (t) and the number of practices (p): t

Answers

Answer:

f

Explanation:

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