in what ways is a cmbs structure different from a cmo backed by residential mortgages? why is default risk in a cmbs offering given more attention?

Expenditure changing policies moves the ii​ / xx​ lines. The goal of expenditure-changing policy, which can take the shape of fiscal or monetary policy, is to equalise domestic consumption or absorption and production by influencing income and employment.

Expenditure measures aim to reduce aggregate demand and real earnings, which will reduce the demand for imports. For instance, increased direct taxes, lower government spending, or higher interest rates for monetary policy. Spending-cutting measures try to lower economic demand so that consumers spend less on imports. Spending-production strategies seek to shift consumer spending from imported items to domestic goods. Spending can be reduced or switched to reduce the growth of the money supply in an economy.

To learn more about Expenditure, click here.

https://brainly.com/question/22636973

#SPJ4

According to the transfer between countries in the prevention of climate change, those who pay the money are the developed countries, with a green climate fund established as a financial mechanism to distribute the money

It is a United Nations conference on Environment and Development, which was applied mainly in Rio de Janeiro in 1992, through international consensus when addressing the problem of climate change. It was initially signed by 166 countries and finally entered into force on March 21, 1994. Currently, it has been ratified by 197 countries.

The main objective of this agreement is to intensify actions to curb climate change and propose a sustainable future with lower carbon emissions.

For more about climate change here https://brainly.com/question/1789619

#SPJ4

It is usually used to promote a service as opposed to a product, is the statement that best describe the true statement of corporate advertising.

Corporate advertising is generally understood to refer to paid communications disseminated through various media channels and intended to affect consumers' opinions of a company and its goods, as well as their intentions to buy those goods.

The phrase that best captures the essence of corporate advertising is that it is typically used to market a service as opposed to a product.

Therefore, option C is correct.

Learn more about the corporate advertising, refer to:

https://brainly.com/question/13192149

#SPJ1

The unlevered beta is 0.9

Data provided in the question:

Debt = 40% = 0.4

Equity = 60% = 0.6

Tax rate = 35% = 0.35

levered beta = 1.25

Now,

Using the Hamada equation

Levered beta = Unlevered beta × [ 1 + (1 - tax rate) × Debt-equity ratio ]

Thus,

1.25 = Unlevered beta × [ 1 + (1 - 0.35 ) × ( 0.4 ÷ 0.6 )]

or

1.25 = Unlevered beta ×  [ 1 + 0.65 × ( 0.4 ÷ 0.6 )]

1.25 = Unlevered beta ×  1.433

or

Unlevered beta = 0.872 ≈ 0.9

Hence,

The answer is 0.9

To learn more about Unlevered Beta here

https://brainly.com/question/15575686

#SPJ4

This decision means that Mr. Crusoe will incur an opportunity cost of 9 pounds of fruit.

Cost is generally the monetary value of goods and services purchased by producers and consumers. In a basic economic sense, the cost is a measure of the alternative choices we give up in choosing one good or activity over another.

The two basic costs that businesses incur are fixed and variable costs. Fixed costs do not change with performance, while variable costs do. Fixed costs are sometimes called overhead costs. It happens whether the company produces 100 products or 1,000 products.

Learn more about the cost here: https://brainly.com/question/19104371

#SPJ4

The final contract settlement will be lessened if an annuity contract has been entirely surrendered.

You can exchange all or a portion of your annuity when you surrender it for its cash value prior to the end of the annuity contract period. Or, to put it another way, you lose your annuity if you take early withdrawals. There is a price you must pay for this.

You will at the absolute least need to pay income taxes on the taxable amount you get when you surrender an annuity. The year that you actually get the funds is when these are due. In addition to your standard income tax, you may also owe the IRS other taxes.

Learn more about annuity contract: https://brainly.com/question/29488566

#SPJ4

When a firm sets out to analyze, plan, implement, and control sales force activities, it is undertaking   sales force management. Option B

Some sales and sales force management tasks can be automated with the use of Salesforce management systems, which are information systems used in customer relationship management marketing and administration. When integrated with a marketing information system, they are frequently referred to as CRM systems.

The creation of a sales force, which entails the coordination of sales operations, training, and the use of sales techniques, is what leads to the accomplishment of sales goals and objectives. The success of your company depends on your sales force management approach.

Read more on salesforce here:https://brainly.com/question/28064650

#SPJ1

The cost the company is spending on education is a type of Pioneering cost.

Investment costs Pioneering expenses happen when a company must spend a lot of time, money, and effort learning the game since the international business system is so different from the native market.

A pioneer strategy necessitates additional funding and R&D assets. A follower strategy suggests strong marketing and production capabilities. This is crucial when allocating finite resources. The understanding of internal resources and competencies forms the first pillar of strategic analysis.

To know more about  Pioneering Cost visit:

https://brainly.com/question/18402596

#SPJ4

Ubiquity is the  unique feature of​ e-commerce is related to the ability to interact with web technology​ everywhere.

The phrase "e-commerce," often known as "electronic commerce," is used to refer to all online activities, including the buying and selling of goods and services. Therefore, the process of conducting business online is known as e-commerce.

Online purchasing and selling of goods and services is known as e-commerce. Customers that shop online or at an online store employ electronic payments. After receiving payment, the seller sends the goods or provides the service.

To know more about E-commerce visit:

https://brainly.com/question/14157556

#SPJ4

Empire Airlines' contribution margin on the trip would be if it accepts the offer, which is -$1,120

Contribution margin is calculated as:

= Revenue - Variable costs

The revenue the group is offering is $11,100.

The Variable costs are;

= Wages + Fuel + Food

= 7,100 + 4,600 + 520

= $12,220

The Contribution margin is:

= 11,100 - 12,220

= -$1,120

In conclusion, the contribution margin is -$1,120

The contribution margin demonstrates how much extra money is made by producing each additional unit of a product once the business has achieved the breakeven threshold.

To know more about contribution margin visit:

https://brainly.com/question/15186113

#SPJ4

objectives typically have a designated time period, while key results can be long lived. given statement is false.

An objective-achieving key result is a quantifiable result that is necessary. It includes a metric with a starting and ending value. In the same way that a signpost indicates how close you are to your objective, Key Results track progress towards the goal. Meaningful change, advancement, and expansion are represented by effective OKRs. Our top priority for the following 30 to 90 days are those. Meaningful, bold, and inspirational objectives are what make goals effective. Effective Key Results are measurable and verifiable, aggressive and time-bound, and specific.

To know more about Key Result visit:

https://brainly.com/question/28302722

#SPJ4

Dysfunctional is the right answer choice.

This happens as a result of the organization's lack of coordination and control over its personnel. This might simultaneously result in the organization's workforce being reduced.

A dysfunctional family is one in which there is constant conflict, poor conduct, frequent child neglect or abuse, and occasionally even all of the above on the part of individual parents, prompting other family members to put up with such behavior.

The main cause of dysfunctional families is usually two people, one of whom is usually outwardly abusive and the other is codependent. Substance abuse, other types of addiction, and occasionally untreated mental illness may also have an impact. Parents who grew up in an unhappy household may overcorrect or act like their own parents. When one parent abuses or neglects their children, the other parent may follow suit.

Know more about Dysfunctional  https://brainly.com/question/15561017

#SPJ4

The entry to record this transaction will include a $2,200 credit to common stock.

Common stock alludes to the shares of proprietorship interest in a U.S. corporation. The proprietors of the common stock are alluded to as common stockholders, common shareholders, or basically as stockholders or shareholders. [A relatively couple of corporations issue favored stock in addition to its common stock.]

Generally, the holders of common stock:

to know more about stockholders click here:

https://brainly.com/question/9546872

#SPJ4

Item purchase cost Is not generally a determinant of the reorder point. Option E

Generally, The term "Purchase Cost" refers to the entire amount paid for the item(s) or service(s) ordered, which includes all applicable taxes, shipping expenses, and other fees, as well as any potential additional charges.

Delivering inventory in its present position and value results in the acquisition of buy expenses, which include both the value of the transaction and the overhead expenditures associated with it. 1 Money spent on purchases and money spent on travel and food 1

Calculating the purchase price is as simple as multiplying the "unit cost" by the "number of units." To put it another way, there are no bulk discounts available. In addition, the per-unit price stays the same during the course of the year. Order Cost is a kind of fixed overhead cost, and it does not change during the course of the year.

Read more about the Item purchase cost

https://brainly.com/question/13638104

#SPJ1

To amend the Constitution, the two procedures of proposal and ratification are required.

Congress and the states can both engage in the proposal phase, but the states are solely responsible for securing ratification, in accordance with the government policies. Once a state has ratified an amendment, it cannot go back on that decision. Two-thirds of the members of each house of Congress and the state legislatures must vote in favor of calling a national convention.

The proposed amendment process is accepted when the legislatures of 3/4 (38) of the states represented at the conventions and those 3/4 (38) states agree. It establishes a mechanism that would make it challenging to modify the Constitution, which would make it less irrevocable and more akin to statute law.

To learn more about government policies, visit:

https://brainly.com/question/28149414

#SPJ1

An incentive to attend the review session would be this extra credit. your economics professor offers 10 points extra credit if you attend a review session before your next exam

Using a positive economic statement as an example: "Healthcare given by the government raises public spending." There is no value judgment associated to this factual statement.

The economic challenge, or the challenge of making the best use of finite or restricted resources, affects all cultures. Although humans have limitless needs and wants, there is an economic difficulty because there are only so many resources that can be used to fulfill those needs and wants.

To know more about economics professor visit:-

https://brainly.com/question/9271116

#SPJ4

Euro commercial paper resembles the US commercial paper market allows borrowers to issue their own short term euro notes.

Euro commercial paper (ECP) is commercial paper denominated in a currency other than the domestic currency of the market where the paper is issued. International firms use ECP to raise short-term funding to fund day-to-day operations, with notes due in days or weeks. ECPs are an ideal source of funding for global institutional investors since borrowers prefer to acquire financing at the lowest possible cost of borrowing. Euro commercial papers are typically issued in $100,000 denominations, with a minimum investment of $500,000.

To know more about euro commercial paper visit:

brainly.com/question/15088870

#SPJ4

10 percent is the expected return on the resulting portfolio.

The expected rate of return is calculated by dividing the expected rate of return for each asset by the weight of that item in the portfolio. The findings are then added together. As a formula, we obtain:

ERR = R1 x W1 + R2 x W2

Expected return

= 0.5(16) + 0.5(4)

= 8 + 2

= 10%.

The amount of profit or loss an investor might expect to experience as a result of an investment is known as the expected return. When calculating an expected return, potential outcomes are multiplied by the likelihood that they will occur before being added together. Return expectations cannot be guaranteed.

To know more about expected rate of return, visit:

brainly.com/question/14281182

#SPJ4

The shares can be officially retired or they can be referred to as treasury shares, either of which are acceptable accounting options for the transaction.

Shares are fractional ownership interests in a corporation. For some businesses, shares are a type of financial instrument that allows for the equitable distribution of any declared residual earnings in the form paid dividends. Stockholders of a company that doesn't pay dividends are not included in the distribution of profits.

People acquire and firm's capital as a way to get exposure to both the health and growth of the global economy as well as a specific firm. Interest will play a role in your choice of investing in stocks or trading on their price.

To know more about shares visit:

https://brainly.com/question/28392295

#SPJ4

A supplier who has informational control over key employee competencies and technical know-how has an advantage over their lead company.

A provider is a company that offers other companies large quantities of products and services. Additionally, suppliers have the option of producing their own products or buying them from a producer. Their objective is to sell specialty goods to other companies, such vendors, who will then resale the products.

A supplier is referred to as a company or someone who provides goods to another company or service. Suppliers, who solely engage in business-to-business interactions and deliver items to manufacturers in sizable quantities, are regarded as the initial step of the supply chain.

To know more about supplier visit:

https://brainly.com/question/9379790

#SPJ4

Prices and production methods are completely under the control of monopolistic competition. The government's backing causes the frequency.

In a monopolistically competitive market, the difference between the short and long runs is that new firms can enter the market in the long runs, which is particularly plausible if firms are making positive economic profits in the short runs. In the long run, new businesses will be drawn to these profit prospects and decide to enter the market. In contrast to a monopolistic market, a monopolistically competitive market lacks entry barriers, making it relatively simple for new enterprises to enter the market in the long run.

To know more about monopolistic competition visit:

https://brainly.com/question/29407851

#SPJ4

Closed-end mutual funds can trade at either a discount or a premium to their net asset values (navs). This statement is a true statement.

The closed-end funds are listed on a stock exchange when the money is raised, allowing its units to be traded just like any other stock on the board. Investors can redeem their units when the closed-end mutual fund scheme has ended and the fixed-duration period has passed.

The market will set the price of the units because closed-end funds are traded on a public exchange. Due to this, the price may occasionally trade at a premium or a discount to the NAV as indicated. The share price and NAV ought to converge in the longer run.

To know more about closed-end mutual funds visit:

https://brainly.com/question/28054239

#SPJ4

Stakeholder theory posits that companies have a responsibility to protect public interests, such as reducing the number of guns in their communities, so it is true that they are doing their duty.

Stakeholders include everything from shareholders, creditors and bondholders to employees, customers, suppliers and governments. The main difference between the two is that shareholders focus on return on investment. Stakeholders care more about company performance

To learn more about stakeholder theory visit:

https://brainly.com/question/28316831

#SPJ4

An injection molding system has a first cost of $180,000, and an annual operating cost of $84,000 in years 1 and 2, increasing by $5000 per year thereafter:= $−246,000.

​

Operating expenses are operating expenses incurred in the course of a business's day-to-day activities. Operating expenses include both cost of goods sold (COGS) and other operating expenses, often referred to as selling, general, and administrative (SG&A) expenses.

Running value is calculated with the aid of the price of products bought + operating fees. operating charges encompass Administrative and workplace costs like hiring, salaries, the body of workers, coverage, administrators fees, and so on. promoting and distribution costs like a commercial, and salaries of salesmen.

a) Determine the ESL and the respective AW value of the system by hand solution:

\begin{align*} \text{AW}_1&=-180{,}000(A/P, 15\%, 1)-84{,}000+45{,}000(A/F, 15\%, 1)\\[7pt] &=-180{,}000(1.1500)-84{,}000+45{,}000(1.0000)\\[7pt] &= \boxed{\$-246{,}000}\\ \end{align*}

AW 1

​=−180,000(A/P,15%,1)−84,000+45,000(A/F,15%,1)

=−180,000(1.1500)−84,000+45,000(1.0000)

= $−246,000.

Learn more about operating costs here:

https://brainly.com/question/14697297

#SPJ4

​

A leader can overcome resistance to a change by communicating early and often, by listening to employees and educating employees on the value of the change.

Unwillingness to adjust to novel situations or methods of operation is referred to as resistance to change. It can occur with people, in relationships, or in workplace settings. Although there are various causes for resistance, the main one is dread of the unknown.

The dread of the unknown Getting through employees' concerns about what the change might entail is a common strategy for overcoming resistance to change. They can be concerned that the change will make their working life worse or result in their job loss.

To know more about resistance, visit:

brainly.com/question/13800591

#SPJ4

Country B but not country A, a rise in the cost of the products and services that households purchase is known as inflation.

U.S. Labor Department data released on Nov. 10 show that the annual inflation rate for the United States is 7.7% for the 12 months ending in October 2022, down from 8.2% the previous year. The following inflation update will be made public on December 13 at 8:30 a.m. ET.

According to monetarists, inflation results from too many money chasing too few goods. In other words, there is now too much money available. This theory holds that the value of money is governed by the law of supply and demand, just like the value of any other item on the market. Value declines as the supply expands.

To learn more about Inflation visit:

https://brainly.com/question/29308595

#SPJ4

d). sold to a foreign buyer

What is export?

China, the United States, Germany, the Netherlands, and Japan were the top five exporting nations in terms of dollars in 2019, according to research firm Statista.

China reported exports of goods totaling about $2.5 trillion, mainly machinery and electronic equipment. The majority of the $1.6 trillion in exports from the US were capital goods.  made up the majority of Japan's exports, which totaled about $705 billion, as well as Germany's, which totaled about $1.5 trillion.

In the twenty-first century, there has been a significant increase in demand for Kentucky bourbon and American bourbon in general on the international market.

Know more about foreign buyer visit:

https://brainly.com/question/15876388

#SPJ4

Which of the following would be the most effective way to control your expenses?

Answer is: d) cook for yourself

The most agreeable and simple approach to adjust a budget to make room for a new sofa is to cook evenings instead of eating out. An estimate of income and expenses for a specific time period is the simplest definition of a budget.

Finally, cooking dinners at home rather than dining out helps you adjust your budget. She is a strong, independent woman who enjoys spending time with her family after finishing her workday at the office. She must be skilled at handling and managing a work-life balance.

Learn more about cook for yourself here,

https://brainly.com/question/14639959

#SPJ4

The Financial Crisis of 2008–2009 in Numbers

8.8 million jobs were lost, the unemployment rate reached 10% by October 2009, and there were 8.8 million foreclosed homes.

6. Household wealth lost $19.2 trillion4.

Systemic breakdowns, unexpected or uncontrollable human behavior, incentives to take on too much risk, regulatory absence or failures, or contagions that amount to a virus-like spread of issues from one institution or country to the next are all contributing reasons to a financial crisis.

Domestic consumers and visitors will purchase more as the value of the US dollar declines since domestic items will be more affordable and imported goods will be more expensive.

To know more about Financial crisis

https://brainly.com/question/13082160

#SPJ4

The right answer is C. Because there will be less demand for assets denominated in euros, currencies will appreciate versus the common currency.

There are numerous factors that originate from both the supplier side, or the worker, and the supply curve, or the employer, that contribute to unemployment. High interest rates, the world economy being in a recession, and the financial crisis might all affect demand. Layoff and structural employment are supply line contributors.

To lower unemployment, industrial activity must be decentralized. The number of employment prospects in underdeveloped areas will decrease if industrial operations are concentrated in one location. Therefore, the government should implement such measures that support the decentralization of economic activity.

To know more about unemployment visit:

https://brainly.com/question/14227610

#SPJ4

Heterogeneity refers to variability in the service's quality.

The 5 carrier fantastic dimensions are tangibility, reliability, responsiveness, assurance, and empathy

Service nice is the measure of how well the provider furnished meets the customer's expectations. Learn about the definition of provider first-rate and its dimensions, such as tangibles, reliability, responsiveness, assurance, and empathy.

Example: being well mannered and displaying respect for customer. Empathy: Ability to be approachable. Example: being a desirable listener. Tangibles: Physical facilities and facilitating goods.

Learn more about service quality here: