Imagine that you are a parent with young children. You want to get
life insurance to protect your children financially until they are old
enough to produce their own incomes. Would term life insurance or
permanent life insurance be a better choice in this situation? Why?
(2-4 sentences)

Answers

Answer 1

Answer:

El seguro de vida protege financieramente a su familia y a otras personas que dependen de sus ingresos. Si usted tiene un seguro de vida, éste hará pagos después de que usted fallezca a la persona que usted designe en su póliza. Esta persona es llamada su beneficiario. Usted puede nombrar a más de un beneficiario. Sus beneficiarios pueden usar el dinero para pagar facturas y otros gastos de la vida diaria, pagar deudas, pagar la universidad y otras cosas. Algunos tipos de seguros de vida también generan ahorros que usted puede utilizar durante su vida.


Related Questions

Kids Early Start (KES) operates from Monday to Friday. KES provides childcare and educational services for inner-city kids between ages of 3 months and 5 years. It has fixed expenses of $35,000 per week and charges parents $15 per day for each child who attends the program.

Answers

Answer:

Actualmente, más de la mitad de los niños menores de 5 años en Estados Unidos asisten periódicamente a algún tipo de programa de guardería o preescolar fuera del hogar. Las experiencias de estos niños en estos lugares afectarán sus vidas futuras. Para muchas familias, lamentablemente, la educación inicial y el cuidado infantil de buena calidad no están disponibles o no son accesibles.

Con el objetivo de tomar medidas para abordar los problemas que se presentan, la declaración de política de la American Academy of Pediatrics (AAP) titulada, "Educación inicial y cuidados infantiles de calidad desde el nacimiento hasta el jardín de niños" (en inglés), detalla tanto la importancia de la educación inicial y los cuidados infantiles de calidad como lo que su pediatra puede hacer para ayudarlo a encontrar estos servicios cerca de su casa.

Explanation:

Presently, more than half of young children in the United States under the age of five consistently attend some kind of preschool or day care program outside the home.

These kids' experiences there will have an impact on how they live in the future.

What does early childhood education process quality entail?

The daily interactions and activities that children have in ECEC settings that promote development are referred to as "process quality."

Prior research has mainly evaluated process quality through careful observation of the behaviors and interactions children take.

The American Academy of Pediatrics (AAP) policy statement aims to take action to solve the current problems. Unfortunately, many families lack access to or availability of high-quality early childhood education and care.

For more information about American Academy  to refer link

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As of December 31, the Stanford company has the following information. Use this information to answer questions 1 to 3. Cash $5,000 Accounts Receivable 15,000 Inventory 40,000 Prepaid Insurance 3000 Fixed Assets 100,000 Accounts Payable 15,000 Notes Payable in 5 Months 12,500 Salary Payable 25,000 Notes Payable in 5 years 35,000 Owner’s Equity 98,000 2. What is the company's Current Ratio? Question 3 options: 2.5 1.75 2.1 1.2

Answers

Answer:

1.2

Explanation:

current ratio = current assets / current liabilities

current assets = cash ($5,000) + accounts receivable ($15,000) + inventory ($40,000) + prepaid insurance ($3,000) = $63,000current liabilities = accounts payable ($15,000) + notes payable in 5 months ($12,500) + salaries payable ($25,000) = $52,500

current ratio = $63,000 / $52,500 = 1.2

What is the foolproof formula for the amount of money you need in an emergency fund? A: .8 to 12 months of essential expenses B: There is no single, foolproof formula for everyone C: 3 to 6 months of essential expenses D: Start with $500, build it to $1,000, then stop saving

Answers

Answer: I got this question on a test it’s A

Explanation:

The foolproof formula for the amount of money you need in an emergency fund is to have essential expenses covered for at least 8 to 12 months

What is an emergency fund?

An emergency fund, also known as contingency fund, is a personal budget set aside as a financial safety net for future mishaps or unexpected expenses.

The term “emergency fund” refers to money stashed away that people can use in times of financial distress. An emergency fund is used to improve financial security by creating a safety net that can be used to meet unanticipated expenses, such as an illness or major home repairs.

Assets in an emergency fund are more likely to be cash or other highly liquid assets. This reduces the need to either draw from high-interest debt options, such as credit cards or unsecured loans, or undermine your future security by tapping into retirement funds.

What are essential expenses?

Essential expenses are every expense related to living. For example, expenses such as rent, mortgage, utilities, groceries, or medication are essential ones that you need to pay for living.

You have to pay for Essential expenses no matter what, because you either need them or they are a financial responsibility for you

Hence, option A is the correct answer

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Knowing the uses of Word can help people make decisions on how best to navigate the application.
Which projects would Word be best used for? Check all that apply.
articles
reports
books
brochures
spreadsheets
presentations

Answers

Answer:

articles

reports

books

brochures

Explanation:

A word is a processing software in which we can make the best use to prepare articles, reports, books or booklets, brochuers, etc. It is best for editing the documents

There are various features in a word through we can make these things as discussed above

For making the spreadsheet we use the excel and for making the presentations we use power point

Therefore these two would not come under the word processor

Hence, the first four options are correct

Answer:

articles

reports

books

Explanation:

2020 e dengenuity

Think of a real or made up but realistic example of a pure risk that
you or someone you know may face, and then answer the
questions below.
(a) Describe the specific risk. (1-3 sentences. 0.5 points)
(b) What sort of negative outcomes are possible for this type
of risk? (1-3 sentences. 1.0 points)
(c) Would this risk be likely to create unexpected expenses?
Why or why not? (1-3 sentences. 1.0 points)
(d) Describe at least one way you could protect yourself
against this risk. (1-3 sentences. 1.0 points)

Answers

Answer:

Risk: Too many workers wanting more money

Outcome: Less workers, anger, satisfaction in business growth

C: Yes, Damage on revenue side, too much work for happy workers, need to pay more money to workers

D: Give offer and more benefit to workers, pay them occasional breaks

Explanation:

Assets - Liabilities = Owner's equity
Which of the following can best define this equation?
Short-term and long-term debt = Amount of money that owners have in
the company
All items of value that a company has - Short-term and long-term debt
= Amount of money that owners have in the company
Short-term and long-term debt - All items of value that a company has
= Amount of money that owners have in the company
All items of value that a company has - Short-term and long-term debt​

Answers

Answer:

I'd say "all items of value that a company has - short term and long term debt = amount of money that owner's have in the company.

Parental freedom is limited by laws requiring what?
O A. Public-school funding
O B. Uncensored textbooks
O C. Compulsory education
O D. Educational subsidies​

Answers

Answer:

Compulsory education

Explanation:

Compulsory education can be defined as the duration of time by law that is compulsory for children to start their education or start to attend school , although the period of time in which this children start their education depend on their age and in some cases the legal law of COMPULSORY EDUCATION may want parent to send their children to either Public or Private schools for a period of time.

Therefore we can vividly say that Parental freedom is limited by laws requiring what we called COMPULSORY EDUCATION .

The answer is c. Compulsory education.
Explanation: hopefully it’s correct :)

Economics: Which items make up the marketing mix?

Answers

Answer: Price, Product, Promotion and Place.

Explanation:

Answer:

price, product, promotion and place

Explanation:

plz follow me and give brainliest

Should senior citizens, students, and children be allowed to pay cheaper prices for goods and services

Answers

Answer:

Price discrimination

Explanation:

Price discrimination refers to a marketing tactic in which the seller invoice different prices to clients for the identical type of product or service they are offering to the customers

While on the other hand, In pure price discrimination, the seller charges the maximum price from each customer

Therefore in the given situation, here price discrimination should be used

Yes I agree totally correct love this students..

How can a country respond to a trade embargo?

A. By developing its infrastructure

B. By pursuing a policy of globalization

C. By seeking other trading partners

D. By imposing a protective tariff​

Answers

Answer: C. By seeking other trading partners

Which of the following accurately describes socially responsible investing?
A. When investors give some of their profits to nonprofit corporations
B. When investors vote for a board of directors from their own
society
C. When investors buy into companies with ethical practices they
support
D. When investors attempt to maximize profits for society instead of
for themselves​

Answers

Answer: C

C)When investors buy into companies with ethical practices they support

Explanation:

A P EX

1. The minimum age to receive a Class C drivers license is
A. 15
B. 16
C. 18

Answers

you would need to be at least 18 years old to hold a valid Ontario licence
c. 18 or at least be older than 21

What is one of the advantages of having a F a c e b o o k fan page instead of a personal page? Question 10 options: Receiving fewer personal messages Sending bulk messages Saving time More personal convenience

Answers

Answer: "More personal convenience".

Explanation:

A F acebook Fan Page is a business account.

It represents a company or organization.It offers unique tools as an added advantage for managing and tracking engagement.

One of the advantages is "More personal convenience".

F acebook fan page has the option of keeping personal page of a person separated and not connected to it.

It can be controlled by the privacy settings on the personal page and optimize the publicity for Fan Page.

Hence, the correct option is "More personal convenience".

Answer:

Sending bulk messages

Explanation:

One of the main differences between a Faceb00k profile and a fan page is you can send bulk messages to all your fans. This is according to the provided textbook, which I recommend reading if you want the answers to more of your questions.

1. actions and policies evaluated 1. actions and policies evaluated on the basis of benefits and costs make reference to:
a. ethical behavior
b. McGregor Model
c. utilitarianism
d. marketing four p’s

2. The combination of benefit/Cost consequences of actions:
a. utility
b. gray area
c.net income
D. income statement

3. Under the concept of _______, if it’s true of music and pizza, it’s true of everything:
a. price-fixing
b. common agreement
c. 1 size fits all
d. utilitarianism

4. under rule utilitarianism the notion that if an action increases utility at one particular moment, it does not show that:
a. decreases morale
b. affects performance
c. it is right
d. it will be taken into account by everybody

5. the main objective of “rights” is to allow the individual to freely pick interests and to:
a. protect those choices
b. allow him/her to pick as many as possible
c. never change them
d. be happy

6. In certain occasions, duties of a correlative nature imposed by rights may not apply to a particular person but to:
a. the international nation
b. the person itself
c. all the group members
d. none of the choices provided are the correct answer.

7. Under the categorical imperative, one of the criteria for determining moral right and wrong is
a. parent teaching
b. universalizability
c. self actualization
d. school friends

8. Kant, I., commented that:
a. a deliberate decision to refuse help others is wrong
b. ethics are the most important notion in the universe
c. self actualization is the top aspect of the pyramid
d. life is short, sweet, and trouble-free.

9. One thing that could have more weight than utilitarian considerations are:
a. standards of justice
b. good etiquette
c. presidents
d. freedom

10. To determine how burdens and benefits should be allocated amongst the society, the following should be considered :
a. human history
b. +$500k income
c. ethical and governmental theory
d. abilities on the basis of benefits and costs make reference to:

Answers

Answer:

1. actions and policies evaluated on the basis of benefits and costs make reference to:

c. utilitarianism

2. The combination of benefit/Cost consequences of actions:

c.net income

3. Under the concept of _______, if it’s true of music and pizza, it’s true of everything:

c. 1 size fits all

4. Under rule utilitarianism the notion that if an action increases utility at one particular moment, it does not show that:

c. it is right

5. The main objective of “rights” is to allow the individual to freely pick interests and to:

a. protect those choices

6. In certain occasions, duties of a correlative nature imposed by rights may not apply to a particular person but to:

c. all the group members

7. Under the categorical imperative, one of the criteria for determining moral right and wrong is

b. universalizability

8. Kant, I., commented that:

b. ethics are the most important notion in the universe

9. One thing that could have more weight than utilitarian considerations are:

a. standards of justice

10. To determine how burdens and benefits should be allocated amongst the society, the following should be considered:

c. ethical and governmental theory

Explanation:

a) In Economics, utility refers to the total satisfaction received from consuming a good or service.  It is a measurement of the usefulness that a consumer obtains from any good or service.

b)  Utilitarianism is an ethical theory that determines right from wrong by focusing on outcomes.  It is a form of consequentialism.  For Utilitarianism, the most ethical choice an entity can make is the one that will produce the greatest good for the greatest number.

How the nation’s total income is spread out among its population is referred to as _______. -) workforce -) income distribution -) the enterprise zone -) the poverty rate m

Answers

The answer is 2.
It is referred to as income distribution.

HEYA PAL!!

Answer:

It is referred to as income distribution.

Explanation:

i know the Answer is income distribution because

workforce is the people engaged in work or available for work, either in a country or area or in a particular firm or industry.

the enterprise zone is an area in which state motive such as tax are offered to encourage business investment. meaning it is money for business investments.

and poverty rate is the ratio of the number of people (in a given age group) whose income falls below the poverty line.

so, there is income distribution left because not only it suits the answer but as long as I remember, i knew the definition of it .

Hope it helps!!

Explain three guidelines for evaluating ads.

Answers

Answer:

Looks, actors, what the product is

Explanation:

If it looks perfect, you know it is fake or polished in some way. If the actors talk really fast or act serious, it shows a bad sign in the product. Finally, it needs to have facts not opinions

Looks actors and what products look like these are the main points and if any are missing it will not be a successful add campaign.

Which of the following accurately describes one way that individual goods
differ from public goods?
A. All individual goods are normal goods.
B. Demand for individual goods is always inelastic.
C. Consumer rivalry results in decreasing marginal utility for
individual goods.
D. People can be excluded from using individual goods if they don't
pay.​

Answers

D. People can be excluded from using individual good if they don’t pay
The correct answer is D. People can be excluded from using individual goods if they don't
pay.

With a(n) _______, the full amount of the loan is received when the contract is signed, but only the interest is paid over the life of the loan. The principal is then paid on the date that the loan is due. Question 2 options: retirement loan balloon loan line of credit installment loan

Answers

Answer:

Installment Loan

Jaden works for LeoHart. He meets with a team to discuss shareholders’ interests and assign managers to run certain parts of the company.

Answers

Answer:

Jaden have to deal with good products

Explanation:

Jaden have to advertise the product and be good bheaving to them

In 2012 London hosted the Olympic Games. Explain why business and sales within the hospitality and catering sector increased during and after the games.

Answers

The games increased because people came to the area to celebrate their country winning

What are the consequences of Real wage unemployment?

Answers

Answer:

Explanation:

Firstly, in a recession, if you cut wages, it will cause a fall in spending because people have less income, this will reduce aggregate demand and therefore lead to lower economic growth. This, in turn, will lead to less demand for labour.

This is a good question, I feel like the person who first responded gave a good detailed academic answer!

Which of the following statements about cash basis accounting is true? (Select the best answer.
A.The IRS allows all types of corporations to use it
B.It ensures the company always knows how much cash flow it has.
C.It is more complicated than accrual basis accounting.
D.It follows GAAP standards​

Answers

Answer: B.It ensures the company always knows how much cash flow it has.

Explanation:

Cash basis accounting is an accounting method whereby the revenues and expenses are recognized as at the particular time that the cash is gotten or paid out. It should be noted that for the accrual accounting, the income is recognized when revenue is earned and also records the expenses when the liabilities are incurred not taking into cognisance of when the cash is either received or paid.

In cash basis accountant, the expense is debited and the cash is credited in the period that the bill is paid. Finally, it should be noted that the cash basis accounting is not also acceptable under generally Acceptable Accounting Principles (GAAP).

A group of college students start a dog-walking service. At the end of the first month, they meet to discuss their business performance. Which statement reveals sound economic thinking in their analysis? A. We were profitable, because our total costs exceeded our total revenues. B. In considering our costs, we need to include what we could have earned by working at part-time jobs instead. C. The ethics of dog ownership need to be evaluated before proceeding with our business. D. The only relevant consideration is the total of our explicit costs. E. We want to continue to maximize the number of utils we gain as a business.

Answers

Answer:

B. In considering our costs, we need to include what we could have earned by working at part-time jobs instead.

Explanation:

When the group of college students include, in their analysis of costs, what they could have earned by working at part-time jobs instead, they are including the opportunity cost.

The opportunity cost is what is given up to do something: the cost of not choosing an alternative.

Including opportunity costs in their cost-benefit analysis reveals sound economic thinking.

ASAP!!!! Really easy

Answers

Answer:

Go to Excel and use the following business plan:

Explanation:

revenue sheet, gross profit, and firm statement

Answer:

Go to Excel and use the following business plan:

Explanation:

revenue sheet, gross profit, and firm statement

3. What is the balance sheet equation?​

Answers

Answer:

It is the sum of the owner's capital and company's total liabilities is equal to the company's total assets at a particular point of the time.

Answer:

Definition:The balance sheet equation or accounting equation is the most basic, fundamental part of accounting. The balance sheet equation forms the building blocks for the entire double entry accounting system.

The balance sheet is based on the fundamental equation:

Asset = Liabilities + Equity.

It helps the company to prepare a balance sheet and see if the entire enterprise's asset is equal to its liabilities and stockholder equity.

A(n) ________ ad tries to convince consumers that everyone else is already buying and enjoying the product, and they should too.

Answers

Answer: Bandwagon

Explanation: Advertisements which are structured in other to pounce on the emotion of the target audience mainly by utilizing the the fact that some consumers are already on board to spur others. It aims to influence consumer decision by making it known that a certain group, market have embraced or adopted a certain product. The main intention is to appeal to other potential consumers to come on board in other to be a part of what others are doing or enjoying. It is usually regarded as a propaganda or persuasive marketing strategy.

According to Florida law, a child between the ages of 4 and 5 may only use a seat belt in lieu of a
specialized device if:
a) the driver is not a member of the child's immediate family and the child is being transported gratuitously
b) child is being transported in an emergency
c) when a medical condition requires an exception
d) all of the above

Answers

B

Because if the child is an emergency they are required to wear a seat belt for their safety.

The driver is not a member of the child's immediate family and the child is being transported gratuitously and  child is being transported in an emergency.

What are the traffic law's of Florida?There is a certain age and weight limits and vehicle experts recommend that you should be placing your child in the rear seat until he or she is less than 20 pounds of weight or less than 4 years of age.Children below 4 years of age are restrained in the vehicle’s rear seat and must always be seated in the car seat with all the belts on.

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How does physical, chemical and biological factors affect the environment and examples of each

Answers

Physical factors shape the environment and determine climate rainfall and vegetation. Chemical factors determine acidity levels of soils, radioactivity and natural chemicals found below the soil. They are also important for the nutrition of other animals. Biological factors include all of the plants and animals and they help change the environment daily.

If you took $1,000 and put it into an interest-bearing savings account compounding quarterly at 3%, how much would your fund be worth at the end of one year? A: $1,030.00 B: $1,120.00 C: $1,030.34 D: $1,120.33

Answers

Answer:

C. $1030.34

Explanation:

Given:

Principal = $1,000

Interest = 3%

Number of Times = Quarterly

Time = 1 year

Interest Type = Compound Interest

Required

Amount at the end of the year

To solve this, I'll make use of Amount formula which is;

[tex]A = P(1 + \frac{r}{n})^{nt}[/tex]

Using compound interest notations, the given parameters are:

P = $1,000

r = 3%

t = 1

Quarterly means 4 times a year;

So, n = 4

Solving for Amount (A), the formula becomes

[tex]A = \$ 1000(1 + \frac{3\%}{4})^{4 * 1}[/tex]

[tex]A = \$ 1000(1 + \frac{3\%}{4})^{4}[/tex]

Convert percent to decimal

[tex]A = \$ 1000(1 + \frac{0.03}{4})^{4}[/tex]

[tex]A = \$ 1000(1 + 0.0075)^{4}[/tex]

Solve the expression in the bracket

[tex]A = \$ 1000(1 .0075)^{4}[/tex]

Solve the exponent

[tex]A = \$ 1000 * 1.03033919066[/tex]

[tex]A = \$ 1030.33919066[/tex]

[tex]A = \$ 1030.34[/tex] (Approximated)

Hence, the amount at the end of the year is approximately $1030.34

your answer should be C $1,030

Assume your city government has been contacting with a single garbage collection firm that has been granted an exclusive franchise, the sole right, to pick up trash within your entire city limits. However, it has been proposed that companies be allowed to compete for business with residents on an individual basis. The city government has estimated the price residents are willing to pay for various numbers of garbage collections per month and the total cost facing the garbage collector per resident as shown in the following table.

Pickup (Q) Price/Pickup Total Revenue (TR) Marginal Revenue (MR) Total Cost (TC) Marginal Cost (MC) Average Total Cost (ATC)
0 $4.20 0 --- $3.20 --- ---
1 $3.80 $4.20
2 $3.40 $5.60
3 $3.00 $7.80
4 $2.60 $10.40
5 $2.20 $13.40
6 $1.90 $16.80

1. What are the fixed costs per month of garbage collection per resident? Explain your answer
2. Considering that the current garbage collection firm the city has contracted with has a monopoly in garbage collection services, what is the current number of collections residents receive per month and the price charged residents for each collection? What is the economic profit received from each resident by the monopoly firm? (Note: Profit received form individual resident must be calculated a per unit basis)
3. If competitive bidding were allowed and therefore a competitive market for garbage collection services developed, what would the number of collections per month and the price charged residents per collection? What is the economic profit received from each resident by the competitive firm? (Note that in a competitive market (chapter 13), P=MC=MR)
4. Based on the above analysis, should the city government allow competitive bidding? Why? Would you expect there to be any quality differences between the monopolistic and competitive trash collection firms?

Answers

Answer:

collect and recycle

Explanation:

Other Questions
What usually happens to the hosts DNA during the lytic cycle? It is destroyed. It is integrated with the viral DNA. It becomes a provirus. It is deactivated. Midnight basketball and Boys/Girls Clubs fall under the category of __________ in community-based prevention programs. A. values clarification B. impacting C. alternative student activities D. peer-refusal skills Type the correct answer in the box. Spell all words correctly. Complete the statement by identifying the type of ratio used in cinematography. ________ ratio is a ratio of the horizontal to the vertical sides of an image. A simple random sample of 25 items from a normally distributed population resulted in a sample mean of 28 and a standard deviation of 7.5. Construct a 95% confidence interval for the population mean. what is the solution of the inequality shown below 1112151617181920TIME REMAINING01:29:49During photosynthesis, the energy from sunlight is used to split water molecules. What happens to the hydrogen ions that aresplit from the water molecules? A 2.5-kg object falls vertically downward in a viscous medium at a constant speed of 2.5 m/s. How much work is done by the force the viscous medium exerts on the object as it falls 80 cm? The study reported, "Girls aged 5-15 in villages that received the recruiting services were 3 to 5 percentage points more likely to be in school and experienced an increase in Body Mass Index, reflecting greater nutrition and/or medical care. However, there was no net gain in height. For boys, there was no change in any of these measures." Why do you think the author points out the lack of change in the boys? Select the correct answers.Macbeth and Lady Macbeth are partners in the murder of Duncan, and both become victims of guilt. In which TWO ways does their guilt manifestItself?lack of appetitehallucinationsexhaustioninability to sleep Let $x$ be the smallest multiple of $11$ that is greater than $1000$ and $y$ be the greatest multiple of $11$ less than $11^2$. Compute $x - y$. ****WHO ANSWER WILL BE THE BRAINLIEST**** In circle D, which is a tangent to the circle? * FE AB DC GBE Please answer this correctly The Commission on Wartime Contracting found that the use of private contractors during the wars in Afghanistan and Iraq Group of answer choices 1. wasted between $31 and $60 billion. 2. saved between $31 and $60 billion. 3. saved between $1 trillion and $2 trillion. 4. had no effect on the federal governments spending. Hi, i need help with this question. Thank you so much if you decide to help me :3 Which of the following is the first step in problem solving? Red 13 Silver 34 Black 25 White 10 Blue 8 Estimate the number of white cars you would expect to see if 4000 cars passed by? Yolonda wanted to see if there was a connection between red hair and green eyes. She observed people walking past her on the street Feminist criticism is most interested in A tree DOUBLES in height each year until it reached its maximum height over the course of 10 years. How many years did it take for the tree to reach HALF its maximum height? Simplify 36y/6+y+2*4y