Homeowners insurance costs are higher in the states that are more susceptible to hurricanes, floods or the tornadoes.
What is a insurance?As a way of financial loss protection, a party agrees to guarantee another party reimbursement in the case of a certain loss, damage, or injury in exchange for a fee. An underwriter, insurer, insurance company, or carrier is a business that provides insurance. A person or organization that obtains insurance is known as a policyholder, whereas a person or organization that the policy protects is known as an insured. In an insurance deal, the insured promises to pay the insurer back in the case of a covered loss in exchange for the insurer's agreement to accept payment from the policyholder for a predictable, modest, and assured loss.
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the savvy entrepreneurial firm feature in chapter 15 focuses on wahoo's fish taco, a franchise organization that offers mexican food mixed with brazilian and asian flavors. according to the feature, one of the things the founders of wahoo's did that has contributed to its success is elect to make wahoo's . a relatively slow growth system, focusing on branding and service quality rather than rapid growth a nationwide system, operating in all 50 states an extremely affordable system to buy into, with a $9,000 original franchise fee and an ongoing royalty of only 2 1/2 percent a niche franchise that is only available in theme parks and food courts of malls a fast growth system to establish a clear first-mover advantage in its nich
According to the feature, one of things the founders of Wahoo did that has contributed to its success is elect to make Wahoo's option a) a relatively slow growth system, focusing on branding and service quality rather than rapid growth.
What is a slow growth economy?An economy that has little or no macroeconomic growth is said to be in a state that is known as sluggish state. The phrase is a loosely defined zoological comparison to the common slug. Falling GDP growth or rising unemployment are said to be the two indicators of sluggish economies.
Therefore, one can say that this was the approach that the savvy entrepreneurial firm took and it is one where they were building a repeatable, profitable growth framework, one should adopt the mindset of "slow growth," which is centered on the core measures that will determine a company's success rather than those that just reflect it.
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See options correctly written below
a) a relatively slow growth system, focusing on branding and service quality rather than rapid growth, b) a niche franchise that is only available in theme parks and food courts of malls, c) a fast growth system to establish a clear first-mover advantage in its niche, d) a nationwide system, operating in all 50 states, e) an extremely affordable system to buy into, with a $9,000 original franchise fee and an ongoing royalty of only 2 1/2 percent
your estimate of the market risk premium is 6%. the risk-free rate of return is 4% and general motors has a beta of 1.4. what is general motors' cost of equity capital?
general motors' cost of equity capital is 14.5% CAPM.
The return a business needs to determine if an investment satisfies capital return criteria is known as the cost of equity. It is frequently used by businesses as a cap for the required rate of return. The price the market is willing to pay to own an asset and assume ownership risk is known as a company's cost of equity. The capital asset pricing model (CAPM) and dividend capitalization model are two common formulas for calculating the cost of equity. The cost of capital is typically calculated using the weighted average cost of capital, which takes into account both the cost of equity and the cost of debt.
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Julio has started his very own floral business. he sells centerpieces for $19.50 each. his fixed costs are $500 per month, and each centerpiece cost $8 to produce. let n represent the number of centerpieces you sell. write an equation to determine the cost, c. write another equation to determine the revenue, r.
a. c = 500 19.50 n. r = 8 n
b. c = 500 8 n. r = 19.50 n
c. c = 19.50 n 8 n. r = 500
d. c = 19.50 n. r = 500 8 n
Option B is correct. Another equation to determine the revenue is c = 500 8 n. r = 19.50 n
The cost C = 500 + 8n
The revenue R = 19.50n
In accounting, revenue is the full amount of income generated by using the sale of goods and services related to the primary operations of the enterprise. industrial sales can also be called sales or turnover. some organizations acquire sales from interest, royalties, or other charges. "Revenue" can refer to profits in the general public or to the sum, expressed in financial units, earned at a certain point in time, as in "closure yr, corporation X had revenue of $42 million". profits or net profits normally imply overall sales minus general charges in a given duration. In accounting, within the balance assertion, sales is a subsection of the equity section, and revenue increases fairness, it's miles often referred to as the "top line" due to its position at the income declaration at the very pinnacle. this is to be contrasted with the "bottom line" which denotes net income (gross sales minus total prices).
In preferred utilization, revenue is the whole amount of profits via the sale of goods or services related to the company's operations. income sales is income obtained from selling items or offerings over a time period. Tax revenue is profits that a central authority gets from taxpayers. Fundraising revenue is income obtained by a charity from donors and so forth. to in addition to its social purposes.
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on august 3, cinco construction purchased special-purpose equipment at a cost of $7,500,000. the useful life of the equipment was estimated to be eight years, with an estimated residual value of $60,000. a. compute the depreciation expense to be recognized each calendar year for financial reporting purposes under the straight-line depreciation method (half-year convention). b. compute the depreciation expense to be recognized each calendar year for financial reporting purposes under the 200 percent declining-balance method (half-year convention) with a switch to straight-line when it will maximize depreciation expense. c. which of these two depreciation methods (straight-line or double-declining-balance) results in the highest net income for financial reporting purposes during the first two years of the equipment’s use?
Here Calculation percentage is 20% (Under the DDB method double the straight-line percentage) option C.
Year 1 Depreciation = Cost x 20% /12 x 5 (For five months, asset purchased on August) = 714200
Year 2 Depreciation will be = Net book Value x 20% (Net Book value = Cost - Depreciation year 1)
For reference check the table attached above.
Under the DDB method, we will calculate depreciation on Net Book Value
From Year 4 we use depreciation and switched to straighten method. We can switch the depreciation method when the Straight line yearly depreciation amount is greater than the DDB method depreciation amount.
If we use the DDB method for year 4 = 1005594 (Net opening value of the asset on year 4 x 20% is 5027968 x 20%) (Under straight-line depreciation is 1059505, Here we switched method)
And one more thing to consider is that our maximum depreciation base is 8476940
Due to this year, 8 depreciation amount is adjusted with salvage value. Check the table for reference.
There is no need to enter depreciation for year 9 . Because we already write off the total depreciation amount.
Under the straight-line method, the net income for the 2 years is the highest. When Comparing the depreciation values under DDB and Straight line, DDB has the highest depreciation expense and straight line has the lowest method. So net income will higher under the straight-line method.
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joseph is working on his personal brand. after asking himself questions about his strengths, he's determined that his selling points are his facility with social media and his strong communication skills. he's now ready to write his tagline. which tagline would be best for joseph?
The tagline that would be best for Joseph is skilled writer with creative vision.
What is a tagline?In the world of entertainment, a tagline is a brief statement that seeks to elaborate on a concept for dramatic effect. Repeated phrases linked to a person, social group, or product are frequently used as taglines. Taglines are a type of branding slogan that can be used in marketing and advertising. The concept's goal is to develop a memorable dramatic phrase that will capture the mood and central idea of an audio or visual work,[a] or to jog the audience's memory of a written work. There are certain taglines that are successful enough to make it into mainstream culture. A tagline for a brand or product can be created by consulting firms that specialize in tagline creation.
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Which three characteristics help identify a business opportunity? (Choose three)
Select 3 correct answer(s)
Branding
Quality
Price
Service
Marketing
Size
Marketing, Size, and Quality are the three characteristics that help identify a business opportunity. The correct options are B, E, and F.
How do entrepreneurs identify business opportunities?When entrepreneurs look for opportunities in existing markets, they find them. This implies that they are aware of technological, economic, and social trends. They observe changes in their professional or personal environment and events. They communicate with others in their network.
Firms can survive, thrive, and remain competitive in their markets by continuously identifying and exploiting new opportunities. When this is widespread, the entire economy benefits from long-term growth.
Thus, the ideal selections are options B, E, and F.
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Answer: Marketing, Size, and Quality
Explanation: I got it right on a test
the allowance method of accounting for uncollectible accounts requires an adjusting entry each year before specific accounts are identified to be written off. the allowance method:
GAAP requires that the corresponding principle be met.
"Uncollectible receivables" is such element for this provision for an uncollectible debts adjusting entry. Organizations estimate how much money to set aside for uncollectible accounts based on past data.
To take off an unsecured debt account using the direct write-off method, two separate entries are required. When using the allowance technique to record bad debt expense, the transaction to document the write-off of a certain uncollectible account would reduce a. bad or doubtful accounts.
The accommodation method requires a corporation to record an openings at the end of every accounting quarter for the loss amount it expects to incur as a consequence of extending credit to its clients.
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Beryl enters into a contract with Clay for a guided tour of Deep Canyon. Clay represents that he is an experienced, knowledgeable guide, when in reality he has never been in the canyon. Most likely, Beryl
a. could exert duress to obtain a new guide.
b. can rescind the deal based on fraudulent misrepresentation.
c. might recover damages for the mistake.
d. must comply with the contract because the representation is an opinion.
The ideal response is (b). Most certainly, Beryla's claim of fraudulent misrepresentation entitles her to withdraw the agreement.
Can a dishonest deception render a contract void?Misrepresentations are false statements of fact that influence another party's decision on a contract. Such misleading statements may render a contract null and void, and in some cases, the other party may be entitled to damages.
The Agreement shall be enforced only to the extent that all Parties have "contractual ability." Having the basic minimum of mental capacity necessary to enter into an agreement is referred to as having "contractual capacity." To put it another way, those who are deemed incompetent and have the power to "void," or set aside, a contract are those who lack the mental capacity to enter into one.
Children, persons who suffer from mental diseases, and those who are intoxicated are three groups of people who the law regards as not being able to enter into a contract. Any individual who signs a contract and belongs to one of these categories may view it as "voidable." This guards against forcing a party lacking the required capacity into an agreement that takes advantage of their inexperience in the business world.
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the phillips curve illustrates which relationship? as unemployment decreases, real wages decrease. as unemployment decreases, inflation increases. as unemployment increases, real wages increase. as unemployment increases, inflation increases. as unemployment decreases, inflation decreases.
The Phillips Curve shows how inflation falls as unemployment rises.
What is inflation?The broad word for an increase with in cost of products and services throughout an economy in the study of economics is inflation. As the overall price level rises, each unit of currency may buy fewer goods and services, hence inflation is related to a reduction as in purchasing power of money. Inflation is the amount that prices rise over a given period of time. The general increase in prices or the increase in a country's cost of living are two examples of broad measures used to describe inflation.
What happens if inflation is high?The basic cost of inflation is the erosion of real income when prices increase unevenly and some customers' purchasing power decreases. Inflation may eventually have an impact on the ability of people who pay and receive fixed interest rates to make purchases. Inflation is the term used to describe when prices in an economy rise or when the purchasing power of money falls. According to economists, a number of factors, such as a rise in the money supply, higher wages, and increased aggregate demand, may contribute to inflation.
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why can it be dangerous to provide credit card information over the internet? does it stop the risk if you only use credit cards at local businesses?
If there were no rules or information security standards governing the data that makes up an e-commerce transaction, the Internet would not be as popular as it is now.
It is well recognized that using cyber security is important for e-commerce. Because cyber assaults may result in significant loss of income, data, and company viability, cyber security is crucial for e-commerce. Be aware that an increase in online crime may cause a crash. Therefore, I would say that, in the absence of regulations or information security standards pertaining to the data that makes up an e-commerce transaction, the Internet would not be as popular as it is now.
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respa regulates: select one: a. methods of recording titles. b. methods of settlement and closing. c. interest rates on home mortgages. d. the money supply in the economy.
Real Estate Settlement Procedures Act (RESPA) regulates methods of settlement and closing.
In 1974, the United States Congress approved the Real Estate Settlement Procedures Act (RESPA), which is now codified as Title 12, Chapter 27 of the United States Code, or 12 U.S.C. The primary goal was to safeguard homeowners by helping them to become more informed consumers of real estate services and by banning kickbacks and referral fees that drive up the price of settlement services.
In accordance with RESPA, mortgage lenders and other parties participating in mortgage lending are required to promptly and pertinently disclose to borrowers the nature and expenses of a real estate settlement procedure.
Hence the correct option is B.
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question content area part 1 externalities part 2 a. do become reflected in market prices, so they do not adversely affect economic efficiency. b. may or may not become reflected in market prices, but do not have an impact on economic efficiency in either event. c. do become reflected in market prices, so they can be a source of economic inefficiency. d. are not reflected in market prices, so they do not adversely affect economic efficiency. e. are not reflected in market prices, so they can be a source of economic inefficiency.
A good or service's production or consumption can have both positive and negative externalities, which can be both good and bad.
What causes markets to fail as a result of externalities?Market failure is caused by externalities when a good or service's pricing equilibrium does not accurately account for all of its benefits and costs.
Because of whatan externality exists?Externalities are situations in which the creation or consumption of products and services has an impact on third parties and results in advantages or costs that are not accounted for in the price of the goods and services being supplied.
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non-checkable savings deposits money market deposits small time deposits (less than $100,000) money market mutual funds.
Time deposits in small denominations, less than $100,000. Savings deposits that cannot be checked Individuals' cash market mutual fund holdings.
What exactly are mutual funds?
The mutual fund is indeed a collection of funds that is professionally managed by a fund manager. A trust that invests money in stocks, bonds, money market instruments, and/or other assets after collecting funds from a group of participants who have similar investing goals.
Is investing in mutual funds a wise idea?
Anyone wishing to diversify their portfolios may find mutual funds to be a beneficial investment. Find out if investing in mutual funds is the correct choice for you. Mutual funds provide convenience and diversity at a cheap cost, but whether you should invest in them relies on your specific circumstances.
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Federally insured mortgages guarantee:
A) loan repayment to the lending financial institution.
B) that the interest rate will not increase during the life of the mortgage.
C) the lending financial institution a selling price for the mortgage in the secondary market.
D) all of these.
That the interest rate will not increase during the life of the mortgage.
A mortgage loan is a secured mortgage that permits you to avail funds by presenting an immovable asset, which includes a house or commercial property, as collateral to the lender. The lender continues the asset till you repay the mortgage.
The term of your loan mortgage is how lengthy you have to repay the loan. For maximum varieties of houses, mortgage phrases are normally 15, 20, or 30 years.
In general, the longer your loan term, the more interest you will pay. Loans with shorter terms usually have lower interest costs but higher monthly payments than loans with longer terms.
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You have an idea for a company that sources fruits from local farms to make fresh juices that will be sold on a subscription-based service to households within a 100-mile radius. How will you know if your company has a sustainable advantage?.
Determine the value of your potential advantage and whether it has the potential to be profitable or beneficial to your business.
What does the phrase "sustainable advantage" mean?A benefit that enables a business to outperform its competitors over time: Businesses today understand that having excellent human resources is just as important as having excellent products if they want to maintain their competitive advantage.
A well-known example of a company with a persistent competitive advantage is Walmart. Walmart is able to maintain a competitive advantage over its competitors thanks to its organization-specific tactics, which are well known for differentiating Walmart's performance from that of its competitors.
What characteristics constitute a sustainable advantage?A corporation needs to have control over a group of resources that can be exploited and meet four key requirements in order to sustain a competitive advantage. These resources need to be irreplaceable, pricey, uncommon, imperfectly imitable, and non-substitutable.
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discuss how the managerial succession process and the composition of the top management team interact to affect strategy.
Internal labor markets represent the opportunities for employees to take managerial positions (including the position of CEO) within a firm. The external labor market is the collection of career opportunities for managers in firms outside of the one for which they currently work.
The CEO of a corporation or agency usually reports to the board of administrators and is charged with maximizing the cost of the commercial enterprise, which might also consist of maximizing the proportion fee, marketplace percentage, revenues, or any other detail. inside the non-income and government region, CEOs generally goal at achieving outcomes associated with the business enterprise's undertaking, normally furnished by way of rules. CEOs also are regularly assigned the position of fundamental manager of the corporation and the very best-rating officer in the C-suite.
A primary executive officer (CEO), additionally known as a central government officer (CEO), chief administrative officer (CAO), or just chief government (CE), is one in every of a number of corporate executives charged with the control of an organization – mainly an independent criminal entity including an employer or non-profit institution.
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the leadership of an organization has determined that its strategic direction and technology position would be significantly compromised if five key employees were to leave. which benefit of succession planning would increase the retention of these key employees?
Progression arranging is the most common way of distinguishing the basic situations inside your association and creating activity plans for people to accept those positions.
What preparations are made by the businesses for employee succession?
Choose positions that are typically filled internally, work to identify a number of potential feeder roles and incumbents, and make sure everyone is aware that succession planning is meant to match the needs of the organization with the interests of employees but does not promise anything.
How does an organization's strategic training plan benefit from succession planning?
Planning for Succession By combining the company's training and development program with its succession plan, an organization can prepare high-potential employees for their future roles.A sense of security and stability result from this.
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mobile and exxon, the nation s' two largest oil companies have recently reduced their wholesale prices for gasoline. mobile claims that their gas stations now sell, on the average, one gallon of regular gas at a lower price than exxon brand. in a recent study the price of one gallon of regular gas for 8 randomly selected mobile gas stations has a mean of $2.20 and a standard deviation of $0.11; and the price of one gallon of regular gas in 12 randomly selected exxon gas stations have a mean of $2.29 and a standard deviation of $0.07. assuming that the two population standard deviations are equal, a 99% confidence interval for the true difference in average price per one gallon of regular gas of mobile brand and exxon brand of gas is given by:
Average price per one gallon of regular gas of mobile brand and exxon brand of gas is given by (2.20-2.29)+-2.878 ((.11)^2 /8 + (.07)^2 /12)^.5.
Standard deviation is vital due to the fact it could assist users investigate hazard. keep in mind an funding option with an average annual go back of 10% in keeping with year. But, this common was derived from the beyond 3 yr returns of fifty%, -15%, and -five%. by means of calculating the same old deviation and knowledge your low likelihood of truly averaging 10% in any single given year, you are higher armed to make informed choices and spotting underlying chance.
Calculation:-
alpha = 1 - 0.99 = 0.01
alpha/2 = 0.005
df = 12+8-2 = 18
t = 2.878
(2.20-2.29)+-2.878 ((.11)^2 /8 + (.07)^2 /12)^.5
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Disclaimer:- your question is incomplete, please see below for the comlete question.
Mobile and exxon, the nation s' two largest oil companies have recently reduced their wholesale prices for gasoline. mobile claims that their gas stations now sell, on the average, one gallon of regular gas at a lower price than exxon brand. in a recent study the price of one gallon of regular gas for 8 randomly selected mobile gas stations has a mean of $2.20 and a standard deviation of $0.11; and the price of one gallon of regular gas in 12 randomly selected exxon gas stations have a mean of $2.29 and a standard deviation of $0.07. assuming that the two population standard deviations are equal, a 99% confidence interval for the true difference in average price per one gallon of regular gas of mobile brand and exxon brand of gas is given by:
a.(2.20-2.29)+-2.878 {[[7(.11)^2 + 11(.07)^2] /18][(1/8) + (1/12)]}^.5
b.(2.20-2.29)+-2.528 {[(.11)^2 / 8] + [(.07)^2 / 12]}^.5
c.(2.20-2.29)+-2.552 {[[7(.11) + 11(.07)] /18][(1/8) + (1/12)]}^.5
d.(2.20-2.29)+-2.878 ((.11)^2 /8 + (.07)^2 /12)^.5
The um of all of your cutomer Account Receivable i lited a part of _______________________ on your balance heet
Since accounts receivable typically convert to cash in less than a year, it is recorded on the balance sheet as a current asset.
When a consumer makes an account payment, which accounts are impacted and in what ways?Your bookkeeper records the amount of a customer's payment on an account as a journal entry, and the transaction is referred to as "paid on account." Simply put, this indicates that the customer has paid the entire amount due and that payment has been recorded in the accounts receivable ledger.
Receivables are recorded in what way on the balance sheet?Accounts receivable are represented on the balance sheet as a current asset since they normally convert into cash in less than a year. If the sum due only becomes cash after some more than a year, it is instead shown on the balance sheet as a long-term asset (possibly as a note receivable).
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A grid that combines an employee's performance rating with his or her position within a pay range so as to determine the size and frequency of pay increases is known as the ______ grid.
merit increase
A grid that combines an employee's performance rating with his or her position within a pay range so as to determine the size and frequency of pay increases is known as the merit increase grid. The merit system is one of the human resource management systems.
Merit systems are often found in the private sector. However, the birthplace of the merit system is the public sector. Specifically, in the United States. Initially, in the public sector, the spoil system or patronage system applies. This is the opposite of the merit system. In that system, jobs are obtained through the support of political parties. This is written by the American Historical Association. In this system, there is a demand to support a party. If that party wins, you will be given a public sector job.
The importance of the Merit System for Workers is
The selection and promotion process are only assessed through abilityPosition vacancy information and promotions are notified to everyoneThere is an option to appeal to HRD if there are problems in the selection and promotionYou can learn more about merit system here brainly.com/question/1330858
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a speculator purchased a put option with an exercise price of $56 for a premium of $10. the option was exercised a few days later when the stock price was $44. what was the return to the speculator?
A speculator purchased a put option with an exercise price of $56 for a premium of $10 and the option was exercised a few days later when the stock price was $44 so the return to the speculator was 20 percent.
Premium is associate quantity paid sporadically to the underwriter by the insured for covering his risk. In associate insurance contract, the chance is transferred from the insured to the underwriter. For taking this risk, the underwriter charges associate quantity referred to as the premium.
The stock price solely tells you a company's current price or its market price. So, the value represents what quantity the stock trades at—or the value set by a emptor and a vendor. If there are additional patrons than sellers, the stock's worth can climb. If there are additional sellers than patrons, the value can drop.
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On December 31, 2021, Bates Company had on their books an assembly machine that was purchased for $392,000 and had accumulated $352,800 in depreciation. On April 1, 2022, Bates Company sold the machine for $40,000. On the date of the sale, they recorded the following journal entry:
Cash $40,000
Accumulated Depreciation- Equipment $352,800
Equipment $392,000
Gain on Disposal of Plant Assets $800
What error did Bates Company make in this journal entry?
-They credited a gain account rather than a revenue account.
-They recorded a gain on disposal rather than a loss on disposal.
-They did not account for a partial year of accumulated depreciation.
-They credited Gain on Disposal of Plant Assets rather than debiting it.
The correct option for this question is C.
They did not account for a partial year of accumulated depreciation.
The accumulated depreciation account is a contra resource account on an organization's monetary record. It addresses a credit balance. It shows up as a decrease from the gross measure of fixed resources revealed. Accumulated depreciation determines the aggregate sum of a resource's wear to date in the resource's helpful life.
How much accumulated depreciation for a resource or gathering of resources will increment over the long haul as depreciation expenses keep on being recorded. At the point when a resource is in the end sold or put out of purpose, the accumulated depreciation related with that resource will be switched, wiping out all records of the resource from the organization's asset report.
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Evaluating manager's performance on financial measures only has
limitations. Therefore, companies should consider measures nonfinancial to
help evaluate manager performance.
Desktop Computer Company would like to calculate their cash conversion
cycle. What factors are included in computing this metric?
days' sales in accounts payable (aka days payables outstanding)
days' sales in accounts receivable
days' sales in inventory
Transfer prices: (Check all that apply.)
have a direct impact on division profits.
are transfers within the same company.
It is to be noted that when evaluating a manager's performance on financial measures there are some limitations. Hence, companies should consider measures nonfinancial to help evaluate manager performance.
Since Desktop Computer Company would like to calculate their cash conversion cycle, the factors included in computing this metric are:
days' sales in accounts receivabledays' sales in accounts payable (aka days payables outstanding)days' sales in inventory.What is Performance evaluation?A performance assessment, also known as a performance review, performance evaluation, development talk, or employee appraisal, is a periodic and systematic procedure that documents and evaluates an employee's work performance.
The significance of successful performance evaluations is that they enable managers to provide fair and actionable feedback to their direct subordinates. This may boost employee engagement by providing significant praise and encouragement, as well as creating clear avenues for employee progress that are based on responsibility.
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cobe company has manufactured 215 partially finished cabinets at a cost of $53,750. these can be sold as is for $64,500. instead, the cabinets can be stained and fitted with hardware to make finished cabinets. further processing costs would be $12,900, and the finished cabinets could be sold for $86,000. (a) prepare a sell as is or process further analysis of income effects. (b) should the cabinets be sold as is or processed further and then sold?
Additional $ 8600 in incremental income (loss) must be processed.
How would you ascertain steady pay misfortune?Your new sales less your baseline sales are the same as your incremental revenue (IR = NS – BS). Therefore, subtract your baseline sales of $75,000 from your new sales of $95,000. Your steady income rises to $20,000.
What exactly is a small loss?INCREMENTAL LOSSES are losses that would not have occurred if the parties had agreed to the Two Buyer Structure instead of the One Buyer Structure. These losses are caused by the Structure Change or by it.
What does incremental income mean?The profit a company makes from an increase in sales is known as incremental revenue. When the number of sales grows, it can be used to figure out how much more money a certain product, investment, or direct sale from a marketing campaign brings in.
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Most real estate loans have a definite term to maturity, stated in years. The majority of home loans will typically have a term to maturity between:
A. 1-5 years
B. 5-7 years
C. 7-15 years
D. 15-30 years
The majority of home loans will typically have a term to maturity between 15-30 years. The appropriate response is option D.
What is a home loan?A home loan is a secured loan that is acquired for the purpose of buying a property by pledging the asset as security. Home loans provide high-value financing with reasonable interest rates and lengthy terms. EMIs are used to pay them back. The borrower receives title to the property back after repayment.
In the US, a 30-year mortgage is the most typical length. In the case of a 30-year mortgage, the borrower has 30 years to repay the debt. With this kind of mortgage, the majority of borrowers won't maintain the initial loan for 30 years.
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Under ASC Topic 606 for revenue recognition, which of the following factors is not an indicator of the principal/agent determination?
Multiple Choice
Inventory risk.
Control of prices of the goods or services.
Shipping terms.
Credit risk.
Under ASC Topic 606 for revenue recognition, Shipping terms is not an indicator of the principal/agent determination.
What Is Revenue?Revenue, which is determined by multiplying the average sales price by the quantity of units sold, is the money made from routine business operations. It is the top line (or gross income) figure from which costs are deducted to calculate net income. The money received from routine business activities is known as revenue, sometimes known as sales or the top line. Operating income is the revenue (from the sale of goods or services) less operating expenses. Non-operating revenue is irregular or irregular income received from secondary sources (e.g., lawsuit proceeds).
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an example of open-end credit is: multiple choice the use of a bank credit card to make a purchase. a mortgage loan from a savings and loan institution. an automobile loan from a credit union. an installment loan from a furniture store. an installment loan for purchasing a major appliance.
Use of a bank credit card to make a purchase and a mortgage loan from a savings and loan institution are an example of open-end credit.
What is open-end credit?Open-end credit is a pre approved loan between a financial institution and borrower that can be repaid in advance of the due date and may be used repeatedly up to a set limit.
How open end credit works?In the case of open-end credit, you are given a credit line with a set limit that you can use as needed while only being charged interest on the amount you actually borrow. Credit cards and lines of credit are typical examples of open-end credit. You can continually draw from the credit line as long as you pay back the money you've already borrowed. You could be able to access the money using a cheque, a card, or an electronic transfer, depending on the product you choose. There is no expiration date for several types of open-end credit. For instance, if you have a credit card, you can pay off your balance and re-borrow provided the card issuer permits you to do so. In essence, your open-end credit could be spent indefinitely if the card issuer is in operation and the account continues in good standing. Although some credit lines, such as personal credit lines, frequently have fixed draw and repayment periods, you normally have years to borrow and repay again.
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monopolistically competitive markets may be socially inefficient due to the presence of too many or too few firms. the presence of thebusiness-stealing externality implies that there is too much entry of new firms in the market.
Monopolistically competitive markets may be socially inefficient due to the presence of product variety too many or too few firms. the presence of the business-stealing externality implies that there is too much entry of new firms in the market.
In economics, an externality or external fee is an indirect cost or gain to an uninvolved 1/3 birthday party that arises as an impact of some other birthday party's (or events') activity. Externalities can be taken into consideration as unpriced items concerned in both purchaser or producer marketplace transactions. Air pollution from motor automobiles is one example. The value of air pollutants to society isn't paid by means of both the producers or users of motorized shipping to the rest of society. Water pollution from turbines and factories is any other example.
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if there were no costs or loss of time in changing from one product to another, what would the impact be? check all that apply.
If there were no costs or loss of time in changing from one product to another, the impact would be that :
many small lots would be produced
- reduced inventory levels
- costs would be lower
What is the change in product?Product Changes can be described as any changes, as well as improvements, alterations, that can be made on any part substitutions as well as new applications, and additional specifications with respect to the Products.
It should be noted that theProducts' labeling may hve impact the marketability, as well as the effectiveness of a Product and hence If there were no costs or loss of time in changing from one product to another, many small lots would be produced.
Therefore the first three options are correct.
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missing options;
many small lots would be produced
- reduced inventory levels
- costs would be lower
cost do not matters
st. louis - a st. louis circuit court jury has ruled that laclede gas co. owes a $4.5 million judgment to the parents of a man who died of burns he suffered in a natural gas explosion at his home. the jury awarded tommy and rita coggins $4.38 million for the death of their son, thomas coggins, 20, and an additional $120,000 for their wrecked home in the city's lindenwood park neighborhood. on april 7, 1991, an explosion leveled the house at 7016 winona avenue. thomas c
st. louis - a st. louis circuit court jury has ruled that laclede gas co. owes a $4.5 million judgment to the parents of a man who died of burns he suffered in a natural gas explosion at his home.19 aircraft in St. Louis
20 aircraft in Dallas.
In the beginning, we had 16 planes in Dallas, 24 planes in St. Louis, and 20 planes in Los Angeles.
Los Angeles has 20% of its aircraft flying to St. Louis, or 0.20 * 20 = 4.There are 4 flights from Los Angeles to St. Louis and 10% to Dallas, for a total of 2 flights: 0.10 * 20.25% of the aircraft in St. Louis have flights to Los Angeles.There are 6 flights each day from St. Louis to Los Angeles, or 0.25 * 24.and 50% of them fly to Dallas, for a total of 12 flights from St. Louis to Dallas. 18 aircraft depart St. Louis. 12.5% of Dallas-based aircraft have flights to Los Angeles.2 flights fly from Dallas to Los Angeles and 50% fly to St. Louis (0.125 * 16 = 2); 0.5 * 16 = 8.Dallas to St. Louis is served by 8 aircraft.10 aircraft depart from Dallas.
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