Marcus by Goldman Sachs: $500 minimum opening deposit; 6 months to 6 years; 3.70% - 4.75% annual percentage yield. Capital One: No minimum deposit is required to open, terms of 6 months to 5 years, 3.30% APY to 4.30% APY. Synchrony Bank: No minimum deposit is required to open, terms of 3 months to 5 years, 2.25% APY to 4.60% APY.
How Many CD Terms Exist?You'll note that many banks and credit unions offer certificates of deposit (CDs) in a wide range of terms and maturities while you're shopping for one. There is a lot of diversity among suppliers in terms of the conditions and interest rates that they can establish. But some term durations have essentially become the norm. We'll examine the most typical CD terms in this post and demonstrate how to build a CD ladder with staggered-term CDs to protect yourself against interest rate changes.
There are several terms and maturities available for certificates of deposit (CDs).
For example, banks and credit unions are allowed to determine their own CD conditions. Some of the most popular CD periods are three months, six months, one year, two years, three years, and five years.
If you want to protect yourself against interest rate changes and have access to some of your money each year, think about creating a CD ladder.
Understanding CD Terminology
When you purchase a CD, you consent to retain your funds in it for the CD's term, which is the period of time specified in the CD. In return, you will get a set interest rate from the bank or credit union that offers your CD; this rate is generally greater than the interest rate on other kinds of savings accounts. The drawback is that your money isn't liquid.
In most cases, there are severe penalties if you need to remove it before the CD's term expires.
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what three subjects is the financial manager concerned with?
A financial manager is typically concerned with three main subjects: financial planning and analysis, investment management, and financial risk management.
What is the difference between them?Financial planning and analysis involve creating long-term financial plans and budgets and analyzing the financial performance of the organization. This includes forecasting future revenues and expenses and identifying areas where the organization can cut costs or increase revenue.
Investment management involves making decisions about how to invest the organization's money, such as in stocks, bonds, real estate, or other assets. This includes assessing the potential returns and risks of different investments and making decisions about how much to invest in each.
Financial risk management involves identifying, assessing, and mitigating financial risks that the organization may face. This includes assessing the potential impact of various risks, such as market risk, credit risk, and operational risk, and implementing strategies to minimize or manage those risks. This can include things like hedging, diversifying investments, or purchasing insurance.
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True or false? The area of accounting that focuses on reporting information to internal users is called managerial accounting.
True. In managerial accounting, financial data is presented for internal use so that management can use it to make important business decisions.
With an example, define managerial accounting?Capital budgeting is a tool used by managerial accountants to estimate potential outflows and inflows of cash associated with various business decisions. For instance, a manufacturer would need to first estimate the project's total cost and expected return on investment before beginning construction on a new production facility.
What does managerial accounting primarily address?In managerial accounting, financial data is presented for internal use so that management can use it to make important business decisions. In contrast to financial accounting, managerial accounting techniques are not constrained by accounting standards.
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howe co. leased equipment to kew corp. on january 2, year 1, for an eight-year period expiring december 31, year 8. equal payments under the lease are $600,000 and are due on january 2 of each year. the first payment was made on january 2, year 1. the list selling price of the equipment is $3,520,000, and its carrying cost on howe's books is $2,800,000. the lease is appropriately accounted for as a sales-type lease. the present value of the lease payments is $3,300,000. what amount of profit on the sale should howe report for the year ended december 31, year 1?
Choice "b' is correct. The excess of the present value of the selling price over its cost is recorded as profit. Present value of payments $3,300,000
What is meant by present value?A future sum of money or stream of cash flows' present value, or PV, is their current value at a particular rate of return. Using a discount rate or the interest that could be received through investment, present value calculates the future value. The value of an anticipated revenue stream calculated as of the date of valuation is known as present value, also referred to as present discounted value, in the fields of economics and finance. The future value of money is known as FV. The term "present value" is PV. I is the potential return on the investment (interest rate or other). t represents how many years should be taken into account. The quantity n represents the annual number of interest compounding cycles.Choice "B' is accurate. Profit is defined as the amount over the cost of an item that the present value of the selling price exceeds.
Payments' current value $3,300,000
Cost of carrying (2.800,000)
income from sales $ 500,000
"A" is not a valid choice. Profit is defined as the amount that the selling price (present value) exceeds the cost of an item. A distraction is the list price.
Decision 'c "est erroneous. Profit is defined as the amount that the selling price (present value) exceeds the cost of an item.
"D" is not a valid choice. Profit is defined as the amount that the selling price (present value) exceeds the cost of an item.
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rocky mountain bottling company produces a soft drink that is sold for a dollar. at production and sales of 1,000,000 units, the company pays $700,000 in production costs, half of which are fixed costs. at that volume, general, selling, and administrative costs amount to $300,000, of which $50,000 are fixed costs. what is the amount of contribution margin per unit?
The difference between the selling price per unit and the variable cost per unit is the contribution margin per unit. In the breakeven analysis, which is also known as the cost-volume-profit analysis.
This is used to calculate the breakeven point.
How is commitment edge determined?
Commitment edge is determined as Income - Variable Expenses. The commitment edge proportion is determined as (Income - Variable Expenses)/Income
What is commitment edge versus gross edge?
Commitment edge considers just the variable expenses of making an item or administration, while gross edge thinks about all immediate expenses of creation.
First, figure out all of the variable costs.
($800,000 x 0.50) plus (250,000 - 70,000) equals $580,000 in variable costs.
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what is the present value of a growing perpetuity that has an initial payment of $20,000 one year from now. assume a growth rate of 5% and a rate of return equal to 9%.
This growing perceptuality has a present value of $420,370. Investors will always receive a predetermined amount of cash flow from Perpetuity.
If the discount rate changes, the perpetuity present value changes. The present value will decrease in tandem with an increase in the discount rate.
In Excel, how do you calculate PV of perpetuity?A perpetuity series that is considered to be indefinite and is growing at a proportionate rate in terms of periodic payments. As a result, the formula can be summed up like this: PV is D/ (1+r) + D/ (1+g) + D/ (1+r) 2... It is believed that the perpetuity series will continue for an infinite amount of time.
With an example, what is perceptuality?A growing perpetuity involves cash flows that are not fixed, whereas a perpetuity provides you with fixed cash flows for an infinite period. For instance, a growing perpetuity is an investment in a perpetual fund whose annual payments increase at the same rate.
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true or false: imc calls for centralized messaging so that everything a company says and does communicates a common theme and positioning.
Given statement is true. The integrated marketing communications approach calls for a centralized messaging function so that everything a company says and does communicates a common theme and positioning.
IMC is defined as "a planning process designed to ensure that all label contacts that a client or possibility for a product, service, or organisation are relevant to the that person and remain consistent over time" by the American Marketing Association. "Public Relations (PR) was once the individuals who wrote news releases and dispersed them, or who pitched to the media," says Leigh Dow, communication executive at 48 West Collective in Phoenix. "Nowadays, public relations teams are typically the best at having thought around corners on message strategy and analysing how a message will be interpreted. This analysis pervades the content strategy. Furthermore, the more material is used in a variety of ways, such as media platforms, blog posts, and made contributions content, the much more PR and Creative execution strategy are intertwined."
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the need for hope springs to have tablet computers that are fast, include 24/7 tech support, and include a generous volume discount relate to which key characteristic of organizational buying?
Hope Springs requires tablets that are quick, come with round-the-clock technical support, and have a substantial bulk discount.
Why are Gantt and PERT charts so crucial to an organization?Project managers can monitor tasks and project status using PERT and Gantt charts. Gantt charts exhibit tasks and timeframes in a bar graph, whereas PERT charts show tasks and dependencies in a network diagram. Both fit into the PMBOK's task breakdown structure (WBS).
Which technique is unethical for gathering competitive intelligence?In order to get knowledge about your organization's industry and competitors, competitive intelligence relies on access to publically available information and unbiased research. A prohibited and immoral method of gaining access to confidential information is corporate espionage.
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why does airline management keep their financial date secret and only release the minimum required by company law or stock exchange rules? what events of the past 20 years have affected thi
Privately held businesses are typically exempt from legal requirements requiring them to disclose certain financial and operational data.
They have a lot of freedom in determining what kinds of information to make public. Small firms and other privately held businesses may choose to keep certain sorts of information private and decide for themselves who needs to know about them. On the other hand, businesses that are owned by the general public are governed by extensive disclosure regulations regarding their financial situation, operating outcomes, management remuneration, and other aspects of their operations.
Many smaller businesses decide to offer investors shares in their business in order to obtain finance. In these situations, small businesses are governed by many of the same disclosure regulations as large enterprises.
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cost the marginal cost for manufacturing an electrical component is $6.25 per unit, and the fixed cost is $600. write the cost c as a function of x, the number of units produced. c(x)
Skills in communication, education, technical skills, creativity, experience, problem-solving abilities, mental health, and personal resilience are all examples of human capital.
What is an example of human capital Class 9?
Human capital investment is the investment in things like education, training, and medical care.
What are the most important examples of human capital and physical capital?
Inanimate assets like cash, property, job site equipment, and inventory make up physical capital. In contrast, human capital refers to the capabilities, knowledge, and skills of an organization's staff.
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a cost driver is . multiple choice question. a factor that causes overhead costs to occur a measure that is used to assign overhead costs to products and services the amount of overhead assigned to a job something you want to know the cost of
Allocates overhead to activity cost pools, and then, using cost drivers, assigns the activity cost pools to goods and services.
Since these are the activities that really create costs, the System of Costs Based on ABC Activities (Activity Based Costing) is a model that enables the distribution and allocation of various indirect costs in accordance with the activities undertaken. This technique was developed to address the issue that standard costs typically create when they inaccurately reflect the value added chain in the creation of a specific good or service, which prevents an accurate estimation of pricing.
The ABC cost model divides and allots indirect costs in accordance with the operations performed during the production of the good or service, tracing the source of the cost to the operation required for not only production but also distribution and sale. The activity is understood as the sequence of operations intended to add value to the good or service during the manufacturing process. In addition to the definition of an activity, it should be noted that the ABC Model is predicated on the idea that activities are what products and services consume, and that activities are what ultimately lead to costs.
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Investor presentations of ________ provide an opportunity for discussions to take place regarding the continuing corporate performance on ________ value creation story and a ________ value creation plan.a) short-term plans; short term; short termb) short-term plans; long term; long termc) long-term plans; short term; long termd) long-term plans; long term; long term
Investor presentations of "long-term plans" provide an opportunity for discussions to take place regarding the continuing corporate performance on "long-term" value creation story and a "long-term" value creation plan. The correct option is D.
The long-term plans is the planning in which the target goals which is taken as a longer period of time to reach and need more processes steps.
That's why, most of the investor presentations of long-term plans which is to provide an opportunity for discussions to take place for the continuing corporate performance on long-term value creation story and a long-term value creation plan.
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the us exports 10 million dollars worth of goods to argentina. what happens to the current account balance ap macroeconomics
The macroeconomics current account balance is Net exports are worth a negative $250.
A country's net exports are calculated as its total exports minus its total imports. A positive or negative net export number represents a trade surplus or deficit, respectively. When there is a weak currency exchange rate, a nation's exports can be priced more affordably.
Value of Exports minus Value of Imports equals Net Exports.
Where,
$10 is the value of exports, which is equal to the sum of foreign purchases of local products and services.
Value of Imports is the sum of all domestic purchases of goods and services made from abroad, or $260.
Value of Exports minus Value of Imports equals Net Exports.
Net Exports = $10 - $260
Net Exports = - $250
The quantity of a country's net exports is equal to the sum of its total exports minus total imports. A positive or negative net export number represents a trade surplus or deficit, respectively.
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Note: The correct question would be as bellow,
Suppose that the US imports $10 million worth of goods and services and exports $260 million worth of goods and services. What is the value of net exports?
a market in which households sell land, labor, and capital to firms
The Market for Resources. In the demand curve concept, households are the users of said production factors in the financial economy (factor market).
Why is it vital to define the market?An essential initial step in evaluating mergers and the majority of antitrust lawsuits is market definition. It serves to outline the parameters of corporate rivalry.
What exactly is a market, for instance?A market is any place where sellers include producers, retailers, and distributors and buyers include consumers. Examples include storefronts, important thoroughfares, and websites. The term are also used to refer to any consumer who makes a purchase of a good or service.
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UH
What keeps you motivated when you face challenges? Check any that apply.
External rewards is when a person feels compelled to behave in order to gain a benefit or stay out of harm.
What makes an excellent challenge sentence?I enjoy a significant task, and there are few greater than this. The economy is the new president's first obstacle. The protesters have now openly contested the legitimacy of the government. I questioned him about his political attitudes' hypocrisy.
The three-word challenge is what?Use the What3Words smartphone app to take along a navigation challenge. Teams can compete to see who will finish the work in the shortest amount of time. Mobile phones can be downloaded using the app What3Words. It divides the globe into 3 meter squares, giving each square a unique size.
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in recent decades many large corporations have reorganized their matrix structures such that financial and strategic control is exercised through a single dimension. [see p.159] group of answer choices true false
True, In recent decades many large corporations have reorganized their matrix structures such that financial and strategic control is exercised through a single dimension.
What is matrix structures?A matrix structure combines two or more different organisational structure types. It is a method of setting up your company so that reporting relationships are established as a grid or matrix rather than in the conventional hierarchy.
Employees in this structure typically report to both the project manager and their functional manager. Usually, one reporting line will be given precedence over the other (eg staff may have to report to their functional manager before reporting to the project manager).
A matrix organisational structure deviates from the conventional, hierarchical model. In the matrix structure, resources and personnel are shared between teams, projects, and departments or functions.
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All of the following would be considered a direct material for an automobile exceptA.TiresB.BatteriesC.fabric for seatsD.sand paper
Option D sand paper is correct that would not be regarded as a direct material . The direct materials used in the manufacture of a smartphone are integrated circuits, camera modules, and buttons.
What is Direct material?Direct materials are raw materials that are directly used in the manufacturing process of a company's goods and services and are an essential component of the finished goods manufactured. Direct Material Costs are reported on the debit side of the trading account under the heading "cost of goods sold." They are also known as the costs incurred to create a product that can be traced back to its original form.
It can take physical or artificial forms, such as technology. For example, in a company like Amazon, the main cost of the company is to build a system that allows it to reach the greatest number of people worldwide. Since, in this case, the technology cost will be considered as the direct materials cost, The company will be unable to sell products on the platform unless it establishes a proper technical infrastructure. Cost accounting, on the other hand, is more thoroughly studied because it has a direct impact on the final product costing.
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bill jones tree trimming bills his clients for his services. bill's customers are allowed 30 days to pay. amounts owed by these clients are known as
Bill jones tree trimming bills his clients for his services. bill's customers are allowed 30 days to pay. amounts owed by these clients are known as accounts receivable.
Customers' outstanding debts for goods or services they have received but haven't yet paid for are referred to as accounts receivable. For instance, the amount owing when clients buy things on credit is added to the accounts receivable. It is a debt incurred as a result of a commercial transaction.
Hence the correct answer is accounts receivable.
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which strategy is used when a firm is attempting to create unique products or services for particular market?
The strategy used when a firm is attempting to create unique products or services for a particular market is called differentiation. Differentiation involves developing products or services with features that set them apart from the competition.
The strategy used when a firm is attempting to create unique products or services for a particular market is called customization or customization strategy. This strategy is based on the idea that customers have different needs and preferences, and that a product or service that is tailored to meet those needs or preferences will be more attractive than a generic offering. This strategy is often used in markets where there are limited competitors, or where the market consists of a diverse range of customers with different needs.
Customization strategy involves the customization of products and services to meet the specific needs of a particular market. This may involve a combination of research, product design and development, marketing and product positioning, and customer feedback. The goal of customization strategy is to provide unique products and services that meet the needs of the target market better than those of the competition. This can be accomplished by creating products with unique features, or by providing services that are tailored to meet the needs of the target market.
Customization strategy can also involve creating a unique brand identity and positioning the product or service in a way that appeals to the target market. This requires a deep understanding of the target market and their needs, as well as an understanding of the competitive landscape.
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a stock index pays dividends continuously at a rate proportional to its price. the rate is 3% during the next 6 months. afterwards the rate is 1%. andy invests in the index at time 0 and reinvests all dividends by purchasing extra units of the index. after one year, he owns 200 units of the index. if the index price is 30 at time 0, what is the initial cost for andy's position?
The stock's price is constantly negatively correlated with the frequency of dividend payouts. 8. This method is used to calculate the stock's dividend yield.
Describe stock in your own words.
Any corporation's ownership certificates are known collectively as stocks. On the other hand, a share alludes to a particular corporation's stock certificate. An individual is said to be a shareholder if they possess shares in a specific corporation. Both common and preferred stocks fall under this category.
A stock is a particular type of financial instrument that symbolizes the holder's ownership stake in the issuing company and is frequently traded on stock exchanges.
Even when there is little risk of a company collapsing, stock values can change. Huge company stocks, for instance,
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greenwood industries reports the following amounts at the end of the year: cash $ 47,500 service revenue $ 96,500 building 43,000 salaries expense 54,000 accounts payable 7,100 equipment 64,400 interest expense 2,900 accounts receivable 4,600 advertising expense 8,900 notes payable 22,600 in addition, the company had common stock of $71,000 at the beginning of the year and issued an additional $6,200 of common stock during the year. the company also had retained earnings of $23,500 at the beginning of the year and paid dividends of $1,600 during the year. required: 1. calculate net income. 2. prepare the statement of stockholders' equity. 3. prepare the balance sheet.
1. Net Income is $31,200
2. Statement of Stockholders' Equity Total Stockholders' Equity $129,800
3. Balance Sheet
Assets
Cash $47,500
Accounts Receivable $4,600
Equipment $64,400
Building $43,000
Total Assets $159,500
Liabilities and Stockholders' Equity
Accounts Payable $7,100
Notes Payable $22,600
Total Liabilities $29,700
Stockholders' Equity
Common Stock $77,200
Retained Earnings $52,600
What is mean by Balance Sheet?
A balance sheet is a financial statement that summarizes a company's assets, liabilities and shareholders' equity at a specific point in time. It is used to gain insight into the financial strength of a company.
Assets are divided into two categories: current assets and non-current assets.
Current assets include cash and cash equivalents, accounts receivable, inventories, and prepaid expenses. Non-current assets include long-term investments, property, plant, and equipment.
Liabilities are divided into two categories: current liabilities and non-current liabilities.
Current liabilities include accounts payable, short-term debt, accrued liabilities, and taxes payable.
Non-current liabilities include long-term debt, deferred taxes, and pension liabilities.
Shareholders' equity is the difference between assets and liabilities and represents the owners' residual claim on the assets of the company.
It is calculated as the sum of contributed capital, retained earnings, and other comprehensive income.
The balance sheet provides a snapshot of the financial health of a company and is one of the most important financial documents for investors and creditors.
1. Calculation of net income:
Service Revenue - Salaries Expense - Advertising Expense - Interest Expense = $96,500 - $54,000 - $8,900 - $2,900 = $31,200
2. The statement of stockholders' equity:
Common Stock (Beginning) $71,000
Plus: Additional Common Stock $6,200
Total Common Stock $77,200
Retained Earnings (Beginning) $23,500
Plus: Net Income $30,700
Less: Dividends $1,600
Total Retained Earnings $52,600
Total Stockholders' Equity $129,800
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programs determining how individuals enter, advance within, and leave an organization are examples of
Personnel management programs are examples of programs that determine how individuals enter, advance within, and leave an organization. These programs are used to select, hire, train, develop, motivate, and retain employees.
They also include policies and procedures that are designed to ensure that the organization is compliant with applicable laws and regulations. By creating and implementing these personnel management programs, organizations can ensure that they have the right people in the right roles and that they are able to build and maintain a positive organizational culture. Ultimately, personnel management programs ensure that employees are able to enter, advance within, and leave an organization in a fair and equitable way.
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on november 1, year 2, davis co. discounted, with recourse, a $20,000, 10%, one-year, interest-bearing note receivable. the note is scheduled to mature on january 31, year 3, and the bank's discount rate is 12%. what amount, if any, must davis disclose as a contingent liability for the year ended december 31, year 2?
$20,500; the company is subject to the maturity amount. The bank with which Davis discounted the note would be required to pay the full maturity amount if the note maker fails to do so.
A bank is a type of financial entity that lends money while both taking deposits from the general public and generating demand deposits. The bank may engage in lending activities directly or indirectly through the capital markets. bank, a business that deals with money and its alternatives as well as other financial services. A bank lends money and accepts deposits as part of its function as a financial middleman. Since Italian merchants in the Renaissance formed agreements to borrow and lend money next to a bench, the term bank is derived from the Italian word banco, which means bench. They set the cash down on the bench. Simple financial records have existed since the dawn of time.
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Which of the following best defines goal?
a. aim or purpose
b. disregard or disrespect
c. freedom from doubt
d. influence
describe the grid technique. what is is purpose and how does it lead to the making of a decision? what are its strengths and weaknesses?
Grid technique: advantages and disadvantages This method looks for a stationary facility, such a plant or distribution hub.
a quantitative method for identifying a plant or warehouse using suppliers, markers, and the least-cost centre given the raw materials a location to keep items.
A supply chain's network and structure are outlined in a working model called a supply chain design in order to calculate the time and expenses associated with getting products to market.
The grid technique is a written strategy for teaching multiplication to kids. Prior to multiplication, it entails dividing integers into tens and units. Because pupils are taught to divide numbers into a grid of boxes, the grid technique of multiplication is also known as the box method in some classrooms.
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imagine you want to buy a newly released pair of nike shoes and you go online to purchase them. because the product you want is the same for every website, the only thing that will affect where you decide to purchase your shoes is the price. what type of economic situation exists in this example?
Type of economic situation exists in this example is Pure Competition
Pure competition is a term that portrays a market that has a wide scope of contenders who are selling similar items. It is frequently alluded to as wonderful rivalry. Here are a few qualities that characterize unadulterated contest:
In an ideal absolutely aggressive market, the items being sold would be indistinguishable, which eliminates the choice of one dealer offering something else or better than another vender.
Since there are such countless rivals in the market offering a similar item at a similar cost, one contender doesn't have an edge over the others. Basically, every one of the merchants are equivalent.
New organizations can undoubtedly enter the market.
The cost of items is resolved exclusively by the thing customers will pay.
To additionally show unadulterated contest, how about we envision that you are buying arranged variety plastic inflatables. You hit up your neighborhood party store where you find a few unique brands of inflatables accessible. There are five distinct brands of 10-inch arranged variety inflatables, and they are completely valued at 99 pennies for each bundle.
Since there is definitely not a massive distinction in plastic inflatables, and they are generally a similar size and value, you are not worried about which bundle you purchase. They all are basically something similar. In this model, the inflatable makers are working under unadulterated rivalry since one organization doesn't have an edge over another. Conventional items, similar to inflatables, can outline unadulterated contest. Every one of the costs are equivalent, and eventually, the inflatables are something similar.
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there is a gap between how well the us stock market does, and how the average investor does. what 2 factors explain that gap?
1. Lack of education on investing & market knowledge.
2. Poor decision making based on emotions instead of research.
What 2 factors between US stock market and the average investor’s ?Fees and emotions are the two main factors that account for the discrepancy between the performance of the US stock market and that of the typical investor.
Fees include things like broker commissions and other administrative expenses that come along with buying and selling investments. Over time, even small fees can have a big impact on returns.
Emotions may also play a role. Investors may act irrationally in volatile markets, such as buying high and selling low, which can lower returns.
Investors might also become overconfident and take on more risk than they can handle, or they might become overly fearful and miss out on investment opportunities. Investors can increase their chances of success in the stock market by accounting for fees and emotions.
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carefully specified objectives should have all of the following characteristics except _______.
With the exception of having ambiguous end dates, correctly chosen objectives should contain all of the following criteria.
What makes something unspecific?The Latin verb specificare, which meaning "to mention especially," is where the word specify, the basis of unspecified, originates. Unspecified refers to something that is not specifically mentioned. The prefix un denotes "not," therefore. Get your favorite fruit if you're going to the supermarket to buy an unnamed fruit.
What are some instances of travel that is not specified?Imagine being pulled aside for a security check at the airport, then being led into a back room, hooded, and driven away. without any knowledge of your destination. You'll then be placed in a cramped cell where you can hear the cries coming from the other captives.
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suppose that the quantity supplied of pizza exceeds the quantity demanded for pizza. we would expect that:
We would expect that the price of pizza will decrease to meet the demand. Thus, option B is correct.
The supply and demand theory of economics in microeconomics explains how prices are established in a market. In a competitive market, it is hypothesised that, all other things being equal, the unit price for a particular good or other traded good, such as labour or liquid financial assets, will fluctuate until it settles at a point in which the demand curve (at the current price) will equal the consumer surplus (at the current price), causing an economic equilibrium for price and quantity transacted. The cornerstone of modern economics is the supply and demand theory.
Macroeconomics has also used the aggregate demand-aggregate supply model to show how the equilibrium total output and aggregate price level may be determined.
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Complete question:
Suppose that the quantity supplied of pizza exceeds the quantity demanded for pizza. We would expect that:
the price of pizza will increase.
the price of pizza will decrease.
the supply will decrease to meet the demand.
the demand will increase to meet the supply.
lease 1 does not contain a bargain purchase option, but the lease term is equal to 70 percent of the estimated economic life of the leased property. lease 2 does not transfer ownership of the property to the lessee by the end of the lease term, but the lease term is equal to 90 percent of the estimated economic life of the leased property. how should the lessee classify these leases? lease 1lease 2 1-operating leasefinance lease 2-operating leaseoperating lease 3-finance leasefinance lease 4-finance leaseoperating lease
Lease 1 should be classified as an operating lease, and lease 2 should be classified as a capital lease.
How should the lessee classify these leases?
Lease 1:
1. Check if the lease contains a bargain purchase option: No
2. Check if the lease transfers ownership of the property to the lessee by the end of the lease term: No
3. Check if the lease term is equal to 90 percent or more of the estimated economic life of the leased property: No
4. Classification: Operating lease
Lease 2:
1. Check if the lease contains a bargain purchase option: No
2. Check if the lease transfers ownership of the property to the lessee by the end of the lease term: No
3. Check if the lease term is equal to 90 percent or more of the estimated economic life of the leased property: Yes
4. Classification: Capital lease
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A perpetuity costs $77. 1 and makes annual payments at the end of the year. The and Sn at the end of year perpetuity pays $1 at the end of year 2, $2 at the end of year 3, etc (n+ 1). After year (n+1) payments remain constant at level $n. The annual effective rate is 10. 5%. Compute rn
If the and Sn at the end of year perpetuity pays $1 at the end of year 2, $2 at the end of year 3, etc (n+ 1), then n = 19.
What is perpetuity?An endless stream of cash payments or an annuity with no end is known as a perpetuity. In reality, there aren't many perpetuities. For instance, the Consols that the British government had previously issued and that were all finally redeemed in 2015 were issued.
Regular increasing perpetuity pays (n+1) at time (n+2) meanwhile this perpetuity pays n, resulting in a difference of 1 between two payments, at time (n+3) regular perpetuity pays (n+2) while this one pays (n+1)
Therefore, this perpetuity is the difference between regular increasing perpetuity with first payment at time 2 and identical increasing perpetuity with first payment at time (n+2)
77.1 = v2 * 1/d2 - vn+2 * 1/d2
= v2/d2 * (1-vn)
= i2 * v2 / d2 * (1 - vn / i * 1/i)
= a-n|
77.1 = a-n| = a-n|
= 0.105
8.0955 = a-n|10.5%
n = 19.002
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