For individuals, stocks and bonds ar a better investment choice than mutual funds, because money is pooled from many investors for stocks and bonds.
A mutual fund affords diversification thru publicity to a multitude of stocks.
The reason that proudly owning shares in a mutual fund is encouraged over proudly owning a single inventory is that an individual inventory consists of more threat than a mutual fund. This type of risk is recognised as unsystematic risk.
What is better shares bonds or mutual funds?Bonds are the most conservative option, with a guaranteed return if held to maturity. However, the returns are typically lower than with mutual funds, stocks, and actual estate, which raise a more inherent risk.
Mutual funds assist furnish immediate diversification given that they invest throughout dozens or every now and then lots of individual stocks, bonds, or other securities. Further, records shows that giant businesses of stocks tend to ride out market volatility higher than character stocks.
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https://brainly.com/question/4521829#SPJ4a binding price floor in a market is removed. which of the following is likely to occur as a result? the supply of the item will rise. the market price will fall. the demand for the item will fall. the market price will rise.
The market experiences surplus supply when a binding price floor is implemented. In other words, there is more supply than demand. If the price floor is lifted, the market price begins to decline and will do so until it reaches the equilibrium level.
It is forbidden to purchase and sell at the equilibrium price or any other price that is lower than the price floor when there is a binding price floor. Non-binding price floors are those that are set below the equilibrium price.
There will be no change in the cost or availability of the product on the legal market. There may be a shortage if the supply is insufficient to meet demand if the price ceiling is set below the equilibrium price.
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consider a 4.00 percent tips with an issue cpi reference of 191.6. the bond is purchased at the beginning of the year (after the interest payment), when the cpi was 199.5. for the interest payment in the middle of the year, the cpi was 201.1. now, at the end of the year, the cpi is 205.6 and the interest payment has been made.What is the total return of the TIPS in dollars? (Do not round intermediate calculations. Round your final answer to 2 decimal places.)
What is the total return of the TIPS in percentage? (Do not round intermediate calculations. Round your final answer to 2 decimal places.)
The total return of the TIPS in percentage are:
Step: 1
Gain = End of year value - Beginning of year value
= [205.6 / 191.6 x $1000] - [199.5 / 191.6 x $1000]
= 1073.07- 1041.23
= $31.84
The mid-year interest payment was = 1/2 x 0.04 x 201.1 / 191.6 x $1000 = $20.99
The end-of-year interest payment was = 1/2 x 0.04 x 205.6 / 189.4 x $1000 = $21.71
Total dollar return = $31.84+ $20.99 + $21.71 = $74.54
Total percentage return = $74.54/ $1041.23 = 7.16%
Total dollar return = $74.54
Total percentage return = 7.16%
"Percent" manner "in keeping with one hundred" or "over one hundred". So, to transform 0. five to percentage we rewrite 0. five in phrases of "in keeping with one hundred" or over one hundred. Multiply 0. five with the aid of using one hundred/one hundred.
Since one hundred/one hundred = 1, we're simplest multiplying with the aid of using 1 and now no longer converting the fee of our number. percent, a relative fee indicating hundredth components of any quantity. One percentage (symbolized 1%) is a centesimal part; thus, one hundred percentage represents the whole thing, and 2 hundred percentage specifies two times the given quantity.
It manner that five percentage is similar to five% , five pct, 0.05, five/one hundred, or five-hundredths. It is as easy as that, and this percent calculator is a device devoted to running with decimal fractions and percentages.
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Ryan Cozzens withdraws $400 from his checking account at the local bank and keeps it in his wallet. a. How will the withdrawal change the T-account of the local bank and the money supply?
b. If the bank maintains a reserve ratio of 10%, how will it respond to the withdrawal? Assume that the bank responds to insufficient reserves by reducing the amount of deposits it holds until its level of reserves satisfies its required reserve ratio. The bank reduces its deposit by calling in some of its loans, forcing borrowers to pay back these loans by taking cash from their checking deposits (at the same bank) to make repayment. c. If every time the bank decreases its loans, checkable bank deposits fall by the amount of the loan, by how much will the money supply in the economy contract in response to Ryan's withdrawal of $400?
d. If every time the bank decreases its loans, checkable bank deposits fall by the amount of the loan and the bank maintains a reserve ratio of 20%, by how much will the money supply contract in response to a withdrawal of $400?
The bank must withdraw $3,600 from its deposits.
$1,600.
What is T-account?
A collection of financial records that employ double-entry bookkeeping are referred to informally as T-accounts. Because of the way the book keeping entries are organized, the account is known as a T-account. Just above the T, the account title can be seen.
The T-account instructs accountants on how to enter information in a ledger to obtain an adjusting balance, ensuring that revenues and expenses are equal.
Debits and credits may represent increases or decreases for various accounts, but they must always be recorded on the left and right sides of the T's outline, respectively. After any financial transaction takes place, a T-account can reflect the three main elements of the balance sheet: assets, liabilities, and shareholders' equity (SE).
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What three items are classified as consumer products.
Three items that are classified as consumer products are
Convenience products.Shopping products.Specialty products.What are consumer products?Generally, Products that are purchased with the intention of being used for personal consumption are known as consumer goods.
Consumer products are the ultimate result of production and manufacturing processes.
They are sometimes referred to as final goods. Examples of typical consumer items include clothing, food products, and dishwashers.
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a large publishing company contracts with a freelance writer for the task of copyediting a new manuscript, instead of hiring a full-time copyeditor. this is an example of:
This is an example of outsourcing.
A manuscript is a handwritten or typed file, especially a writer's first version of an e-book before it's far posted. He had seen a manuscript of the book. discovering an original manuscript of the tune in Paris. I'm thankful to him for letting me study his early chapters in the manuscript.
A manuscript is a handwritten or typed record, in particular, the author's first version of an ebook earlier than it is posted. A manuscript is a written, typed, or word-processed report submitted to a writer via the researcher. Researchers meticulously create manuscripts to talk their precise thoughts and clean findings to both the medical network and the majority.
The cause of the manuscript is to talk about how you conducted the work and the consequences received so that your target market can verify the veracity of the consequences and the realization.
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you are a contractor working on a 10-story condominium in ballard, wa that covers 5 acres. describe the elements required to be included in the stormwater pollution prevention plan (swppp) narrative
The SWPPP must include a description of each BMP put in place at the construction site, as well as a narrative evaluation of all areas of construction activity and possible sources of construction pollution that are expected to occur there.
What is swapp Narative?
By controlling facilities that release water pollutants, an SWPPP aids the Environmental Protection Agency (EPA) in maintaining and enhancing water quality. Due to the possibility that compost leachate might have significant concentrations of phosphorus or other contaminants, these pollutants are of concern.
Certain firms receive assistance from the Planning Program to reduce dangerous chemicals at their source, reduce the production of hazardous waste, and stop the release of pollutants into the environment. It outlines how we should safeguard and manage the sustainability of resources, air quality, water quality, and ecosystems, all of which are directly related to humanity's future. Additionally, it aids in avoiding any environmental harm brought on by technology growth.
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because of the lack of clear preferences or strong support for any new funding sources to improve and expand the state's roads and bridges, and decreases in existing revenue streams, which action has the legislature taken to build new transportation infrastructure and improve existing infrastructure?
In the situation given above, the legislative actions with respect to build new transportation infrastructure and improve existing infrastructure have been such that they have left infrastructure virtually unchanged.
A legislative action can be referred to or considered as an action that is undertaken and implemented by a legislative body or council. Such actions are taken as a necessary step towards better legal regulatory framework to exist in the society. Moreover, these actions might also be unsuccessful in bringing about a change.
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when government spending results in higher interest rates due to rising debt, what happens to consumption and investment according to a monetarist economist? group of answer choices
The liquidity trap reduces consumption and investment. The crowding-out effect reduces consumption and investment.
An investment is the use of capital today in order to increase its value over time. An investment entails putting capital to work in the form of time, money, effort, and so on, with the expectation of a greater payoff in the future than what was initially put in.
A good way to put your money to work and possibly increase your wealth is to invest. Your money may experience value growth and outperform inflation if you invest wisely. Saving money keeps your money safe and accessible in case you need it. By investing early and consistently, your money grows in value thanks to the power of compounding.
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she does not want the report to include any of the negatives because she feels that they hurt the company's image. how should you respond to such a request?
Say no politely. And please give a reason. Because I think that's really important, especially when you're in the office with your colleagues. And that's why you want to be polite.
Bad news description is the most important part of negative news. This is to prepare the reader to reject or deny. However, I'm not explicitly stating bad news. A direct address puts a negative message at the beginning of the message.
On the other hand, the indirect approach wraps the negative news between the positive introduction and the conclusion, sometimes called a buffer or cushion. Your negative message may include the rationale or reasons for your decision. The indirect method is the approach of using a positive buffer statement to deliver negative messages before processing bad messages.
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5. that employers are reluctant to decrease nominal wages during economic downturns and raise nominal wages during economic expansions is one reason nominal wages are described as a. long-run. b. unyielding. c. flexible. d. real. e. sticky.
That employers are reluctant to decrease nominal wages during economic downturns during economic expansions is one reason nominal wages are described as a Sticky explanation .
How does an increase in nominal wages affect the overall supply?
A rise in nominal wages would result in lower production since the cost of labor, a crucial resource, would rise. As a result, the aggregate supply curve would turn left.
What will happen to the short-term price level, nominal wages, real wages, and output?Both output and price are on the rise in the short term. Nominal salaries, costs, and opinions will eventually change to reflect this new price level. The short-run aggregate-supply curve will move to the left as a result.
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which document outlines how to communicate standards, procedures, and baselines that help an employee perform their job safely and effectively?
User Education and Awareness Policy outlines how to communicate standards, procedures, and baselines that help an employee perform their job safely and effectively,
What is meant by user education?According to Fleming, user education is any of the various programs of instruction, education, and exploration that libraries offer to their patrons in order to help them use the information sources and services that these libraries give them access to more effectively, efficiently, and independently.
User education is any official or informal attempt to assist current and prospective users in identifying and formulating their information needs, using information services effectively and efficiently, and evaluating sources of information that can satisfy certain requirements.
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last year, baldwin paid their workers $24.31 per hour. how much will they be paying them 2 rounds from then?
It is assumed that for Baldwin, the wage rate will grow by 5% year, or after three years.
The Baldwin theory is what?Mark James As a different strategy for fostering social understanding, Baldwin's thesis is put out. In Baldwin's theory, the gradual separation of the self and the other is emphasized, and this process is rooted in embodied activity in a social setting.
What is a good illustration of the Baldwin impact?For instance, Morgan suggested that the genesis of bird songs, as evolved as a result to sexual selection, can be explained by organic evolution (the word He used to describe the phenomenon now known as the Baldwin effect).
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true or false. servant leadership stresses the role of personal influence in the leadership process.
Answer: True
Explanation:
what would happen to the equilibrium price and quantity for a good if an innovative production technique decreased the cost of making it? (3 points)
If an innovative production technique decreased the cost of making it, the equilibrium price and quantity for a good would be expected to decrease and the equilibrium quantity to increase.
While the equilibrium quantity should rise, we anticipate a decline in the equilibrium price. Because the supplier's manufacturing costs have decreased as a result of advancements in production technology, the supply curve is now more to the right. The vendor is eager to produce more goods for less money.
According to the Law of Supply, a product's price is directly correlated with the quantity supplied and it's supply. Demand has a downward slope whereas the supply curve has an upward slope, representing the interests of the enterprise and the consumer, respectively. The market equilibrium is found when the curves intersect.
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one of the ways in which president nixon and his secretary of state henry kissinger tried to weaken communism was by
By fostering closer ties with the Soviet Union and the People's Republic of China at a time when tensions between those two communist countries were rising, President Nixon and his secretary of state Henry Kissinger attempted to undermine communism.
The strategy of President Richard Nixon attempted rapprochement with both countries, which were hostile to both the United States and one another. He departed from the conventional American strategy of containing Communism in the hopes that all parties would want American favor.
According to political science, Henry Kissinger invented triangle diplomacy as a technique of managing ties between the rival communist nations, the Soviet Union and China, during the Vietnam War (1955–1975).
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8. natural monopoly analysis the following graph shows the demand (d) for electricity services in the imaginary town of utilityburg. the graph also shows the marginal revenue (mr) curve, the marginal cost (mc) curve, and the average total cost (atc) curve for the local electricity company, a natural monopolist. on the following graph, use the black point (plus symbol) to indicate the profit-maximizing price and quantity for this natural monopolist. monopoly outcome 0 1 2 3 4 5 6 7 8 9 10 40 36 32 28 24 20 16 12 8 4 0 price (cents per kilowatt-hour) quantity (thousands of kilowatt-hours) d mr mc atc which of the following statements are true about this natural monopoly? check all that apply. the electricity company is experiencing economies of scale. the electricity company must own a scarce resource. the electricity company is experiencing diseconomies of scale. it is more efficient on the cost side for one producer to exist in this market rather than a large number of producers. true or false: without government regulation, natural monopolies can earn positive profit in the long run. true false
True, because it is difficult to enter a market, natural monopolies can limit output and raise prices without government intervention.
What is Natural Monopoly?If there are no barriers to entrance into the market, there is said to be a natural monopoly. Economy of scale and ownership of a valuable natural resource are the entry hurdles that lead to a natural monopoly. Government regulation can govern the market to avoid pricing discrimination but it cannot force businesses to enter or leave the market.
A particular type of monopoly known as a "natural monopoly" arises when there is only one business that can successfully also provide service in a given area because of high start-up costs and significant economies of scale. A company with a natural monopoly could be the exclusive provider of a good or service in a certain industry or geographic area.
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Which economic principle is related to supply and demand?
The economic principle which is related to supply and demand is known as the scarcity principle.
What is a scarcity principle?The scarcity principle is a price link between dynamic supply and demand that is explained by economic theory. The scarcity principle states that the price of an item with a low supply and strong demand rises to meet the predicted demand.
Marketers frequently employ the notion to create fake scarcity and exclusivity for a certain product or good in order to drive demand for it. The scarcity principle states that the price of a scarce commodity should grow until an equilibrium between supply and demand is attained. However, this would result in the good being restricted to those who can buy it.
Therefore, scarcity principle is related to supply and demand.
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the planning, direction, and control of personal selling activities, including recruiting, selecting, training, motivating, compensating, and evaluating, as they apply to the sales force is known as
Sales managers plan, direct, and control personal selling activities such as recruiting, selecting, training, motivating, compensating, and evaluating sales force members.
A company's sales force is any employee whose job it is to persuade customers to buy their company's products or services. The primary functions of the sales force are to generate income and revenue.
To raise brand awareness and drive sales, a sales team must collaborate. Small businesses that are hiring salespeople for the first time must overcome the difficulties of assembling a cohesive team that will work well together.
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scenario: assume that empathy state bank begins with the balance sheet shown and is not fully loaned-up. if this bank is subject to a reserve requirement of 5%, how much more can it loan out if it wants to be fully loaned-up?
Empathy state bank begins with the balance sheet shown and is not fully loaned-up. if this bank is subject to a reserve requirement of 5%, The amount of its excess reserves is $5000.
The assets, liabilities, and owner equity of a company are listed on the balance sheet as of any given date. Usually, a balance sheet is created at the conclusion of predetermined periods (e.g., every quarter; annually). In a balance sheet, there are two columns. The company's assets are listed in the column on the left. A balance sheet provides you with a quick overview of your company's financial situation at any given time. A balance sheet, along with an income statement and a cash flow statement, can aid business leaders in assessing the financial health of their organization. The purpose of a healthy balance sheet is to fund the company's core operations with an optimum amount of working capital (current assets less current liabilities), ultimately generating revenue and profit. It's critical for a firm to comprehend what that ideal level is. The balance sheet is crucial because it informs you and other interested parties about your financial situation. Making better management decisions can be aided by keeping this information current. It can also enhance your operating effectiveness, borrowing capacity, and overall financial stability.
Excess Reserves = $100,000*5%= $5000.
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Assume that the Empathy State Bank begins with the balance sheet below and is fully loaned up. Empathy State Bank Assets Liabilities Vault Cash $2,500 Deposits $100,000 Deposits at the Federal Reserve 7,500 Loans 90,000 Reference: Ret 12-1 If this bank is subject to a reserve requirement of 5%, what is the amount of its excess reserves? A $2,500 B. $5,000 C. $10,000 D. Negative.
kenny owns a small business with two employees. which form will kenny need to file to report wages, withholding, and employment taxes?
Form 941, EMPLOYERS QUARTERLY FEDERAL TAX RETURN will be needed by kenny to file to report wages, withholding, and employment taxes.
What do you know about employment taxes?
Employers are required to deposit and report employment taxes. Refer to the Employment Tax Due Dates page for more information on specific forms and their due dates. You must prepare and file Form W-2, Wage and Tax Statement, at the end of the year to report wages, tips, and other compensation (including noncash payments) paid to each employee in your trade or business. To send Forms W-2 to the Social Security Administration, use Form W-3, Transmittal of Wage and Tax Statements. You must provide your employees with a copy of Form W-2 so that they can accurately report the wages you paid to them.
So, the required answer is Form 941, EMPLOYERS QUARTERLY FEDERAL TAX RETURN.
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information technology can be utilized to do all of the following except build silos of responsiblites with limited interaction between store managers, designers, and market specialists
Information technology can be utilized to do all of the following except build silos of responsibilities with limited interaction between store managers, designers, and market specialists: job rotation
Information is the practice of creating one's living or earning money by producing or buying and promoting products. it's also "any interest or agency entered into for income."
Commercial enterprise information is information that holds means, fee, or importance to your commercial enterprise. it might encompass any reviews, spreadsheets, metrics, regulatory reporting, net pages, files, dashboards, etc that fit the definition of having which means, value, or importance on your business. enterprise information is all the facts that are associated with a business enterprise, which include income data, customer contact facts, and even internet site visitor statistics.
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a voucher is usually supported by a.a purchase order b.a receiving report c.a supplier's invoice d.all of these choices
Answer: d.all of these choices
Explanation:
The dynamic effect of social media engagement expands the impact of the network effect by examining how people flow in and out of networked communities as their interest change
True
False
By analyzing how people change their interests both within and outside of networked networks, the dynamic effect of social media involvement broadens the impact of network influence. This statement is true.
According to the Wheel of Social Media Engagement, the dynamic effect depicts how information is effectively and actively transmitted among network users through back-and-forth exchanges.
Content that varies according to user data, activity, and interests is referred to as dynamic content. There are various sets of demographics, interests, and content consumption patterns across various social media sites. Therefore, it's imperative that marketers modify their social media content to appeal to the customers of each platform.
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if severe demand-pull inflation was occurring in the economy, proper government policies would involve a government
Appropriate government policy involves the government when there is severe demand-pull inflation in the economy. Retained earnings and sales of securities on the open market, higher discount rates, and higher reserve requirements.
Demand-pull inflation is a type of inflation caused when consumer demand for goods and services increases. This drives prices up as businesses try to meet increased demand due to a shortage of the necessary supply. This has historically been the most common cause of inflation.
For example, if the cost of producing tires suddenly doubled, the price of those tires would also rise, causing inflation. This could also affect the car market as automakers have to pay more to complete their vehicles.
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The financial statements of Concord Manufacturing Company report net sales of $744600 and accounts receivable of $86000 and $16000 at the beginning and end of the year, respectively. What is the average collection period for accounts receivable in days?
42.2 days
50.0 days
7.8 days
25.0 days
The average collection period for accounts receivable in days is 25 days. The answer is D.
What is account receivable?It is the proceeds or payment which the company will receive from its customers who have purchased its goods and services on credit. Usually the credit period is short ranging from few days to months or in some cases maybe a year.
How to calculate average collection period for accounts receivable in days
= 365 / average account receivable turnover ratio
Average account receivable turnover ratio
= net credit sales / average account receivable
= $744,600 / ((86,000 + 16000)/2)
= 744,600 / 51,000
= 14.6
Average collection period for account receivable in days
= 365 / 14.6
= 25 days
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what responsibilities do project managers have during the forming stage of team development? select all that apply.
The responsibilities do project managers have during the forming stage of team development is to Provide context about the project and clarify project roles and goals.
Who is a project manager?An expert who organizes, plans, and manages projects while adhering to constraints like budgets and timetables is known as a project manager. Project managers oversee the work of entire teams, establish the objectives of a project, consult with stakeholders, and see it through to completion.
Major responsibilities include managing overall production of the essential deliverables. planning and monitoring the project. utilizing any delegation and project assurance responsibilities while adhering to predetermined reporting structures.
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if personal income taxes and business taxes increase, then this will
a. decrease aggregate demand and increase aggregate supply. b. increase aggregate demand and decrease aggregate supply. c. increase aggregate demand and aggregate supply. d. decrease aggregate demand and aggregate supply.
the multiplier impact the aggregate supply and demand will decline if personal income taxes and company taxes rise.
How does income tax work?Governments levy income tax, a specific kind of tax, on money made by people and businesses under their control. Public services, debt service, and the provision of products for citizens are all paid for via income tax. . Tax rates and taxable income are often multiplied to calculate income tax. Depending on the taxpayer's qualities and the type of income, different tax rates may apply.
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e. suppose the government changes the tax law so that individuals can now deduct the cost of health insurance from their personal incomes. if vanessa gets the $17,500 raise and then spends all of it on health insurance, will her tax liability change? no correct how much will she be able to spend on health insurance?
Answer:
The amount of taxes owed by Vanessa won't alter. She will be able to purchase health insurance for $5000. She won't favour HeadBook anymore while purchasing insurance.
Explanation:
Vanessa's taxable income won't change as a result of the fact that people can now deduct the expense of health insurance. As a result, she will still owe the same amount of income tax (so that her taxes paid will increase by zero dollars.) The cost of her health insurance will be $5000. As she can now afford just as much if HeadBook gives her the $5000 raise as if HeadBook spent the $5000 directly buying her health insurance, she will no longer prefer for HeadBook to purchase insurance for her.
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kileau corp., a calendar tax-year s corporation, terminated its s corporation status on september 22, 2018 when it failed the shareholder requirements. what is the first date on which kileau can re-elect s status?
Kileau Corp. can re-elect S status on January 1, 2019.
According to the IRS, a corporation that terminates it's S corporation status can re-elect S status only " on the first day of the first taxable year following the taxable year in which the termination occurred." Since Kileau Corp. terminated it's S corporation status on September 22, 2018, the first day of the first taxable year following that termination is January 1, 2019.
Re-electing S Corporation Status: An OverviewS corporations are a special type of business entity that offer certain tax benefits to their shareholders. However, the requirements for maintaining S corporation status are complex and must be met in order for a company to continue to qualify for these benefits.
In some cases, a company may find that it has failed to meet the requirements for S corporation status, resulting in the termination of its status. When this occurs, the company may choose to re-elect S corporation status in order to take advantage of the tax benefits available to S corporations.
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ezekiel agrees, for a certain fee, to serve as a private investigator for macy's and company, a new york retail establishment. to support a contract, the consideration exchanged by the parties must a. wisely priced. b. adequately considerate. c. equally valuable. d. legally sufficient.
To support a contract, the consideration exchanged by the parties must be d. legally sufficient.
In the field of business, a contract can be described as an official document that represents a bond or offer that has been made by two people, organizations,s or firms.
The considerations that are made inside the contract are legally sufficient for both parties to start the contract. Any kind of consideration that is made in the contract and is not followed will cause a case to be done against the person in the contract.
In the scenario mentioned in the question, the considerations that are made by Ezekiel and Macy's and the company should be legally sufficient.
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