Federal laws that protect consumers in the financial industry require credit lenders to

Group of answer choices


A. use all of the same methods when disclosing borrowing terms.

B. not discriminate when engaging in credit transactions.

C. not increase rates on existing credit card balances.

D. All of the above

Answers

Answer 1

Answer: All of the above

Explanation:

Federal laws that protect consumers in the financial industry require credit lenders to;

•Not increase rates on existing credit card balances.

•Use all of the same methods when disclosing borrowing terms.

•not discriminate when engaging in credit transactions.

Answer 2

Answer: All of the above

Explanation:

Federal laws that protect consumers in the financial industry require credit lenders to;

•Not increase rates on existing credit card balances.

•Use all of the same methods when disclosing borrowing terms.

•not discriminate when engaging in credit transactions.


Related Questions

Suppose your parents or close friends announce that retirement is only 5 years away. They have invested in stocks and saved a substantial nest egg. What advice would you give them with regard to the steps they should take now to plan for their retirement years?

Answers

Answer:

He should invest in stock as well as in other business.

Explanation:

My advice is they should invest the money in stock as well as in other business because there is high risk in investing money in stocks so some amount of money is also invested in other business such as poultry or dairy farming because there is low risk in these business and high profit should be earned from them. In stocks, there is a possibility that the invested money should be lost completely if the stock market crashed due to certain reasons.

Why is the Copernican Revolution significant? Check all that apply.

Answers

Explanation:

The Copernicus Revolution plays significant role in societybduring that period because it rejected the Church to believe and questioned church teaching. It also encouraged Galileo Galilei and Johannes Kepler to study further about the universe and its planets positions.

Answer:

Scientists discovered new evidence to support their theories.

Scientists discovered that old interpretations of data was incorrect.

Scientists used observations and mathematical data to solve problems in new ways.

Define nebulae (singular nebula)?

Answers

Answer:

Astronomy:

a cloud of gas in the outer space visible in the night sky either as an indistinct bright patch or as dark or as silhouette against other luminous matter.

Medicine:

a clouded spot on the cornea causing defective vision.

Answer: In Astronomy, a nebula (plural: nebulae) is a gas and dust cloud often seen deep in outer space.

Explanation: They are sometimes dubbed "stellar nurseries" because they may operate as birthplaces to millions of stars. Others are remnants originating from the finalizing explosions of other stars. Fun fact - even the most minuscule nebulae are at least a few light-years wide.

Hope this helps, and have a blessed day.

Alishan moved to the United States when he was 4 years old, and he gradually adopted the language, attitudes, and styles of American culture. The process through which Alishan became Americanized is known as ________. 1. assimilation 2. enculturation 3. acculturation 4. accommodation

Answers

Answer: 2) Enculturation

Explanation:

Enculturation could be defined as when someone is able to learn the culture, behaviour and values of the society and begin to act like those people he stays around with. Alishan has stayed long enough in America that he's been able to behave like an American, learning their culture, values, behavior and everything you'll expect or want to see from an American, this is Enculturation.

The portion of the authorized capital given out to members of the public for subscription is called____________capital?​

Answers

the portion of the authorised capital given out to members of the public for subscription is called authorised capital

Adam was raised in a home where men did not help with housework or cooking, because those chores were deemed "women's work." At age 20, he does not agree with that view but hides his negative reaction to it when visiting his parents' home. Adam is demonstrating _____ flexibility.

Answers

Answer:

Adam is demonstrating cognitive flexibility

Explanation:

Cognitive flexibility is the mental capacity to adapt to change, modifying behaviors and ways of understanding situations, as it requires. Furthermore, it constitutes the ability to keep several concepts in mind at the same time, allowing us to vary our beliefs and past habits in the most effective way, instead of getting stuck in old and fixed values.

During the excitement and stimulation of a large Mardi Gras street party, normally circumspect, law-abiding citizens wearing masks engage in uninhibited and even illegal behavior. This BEST reflects the social psychological phenomenon of:

Answers

The correct answer to this open question is the following.

Although there are no options provided, we can say the following.

During the excitement and stimulation of a large Mardi Gras street party, normally circumspect, law-abiding citizens wearing masks engage in uninhibited and even illegal behavior. This BEST reflects the social psychological phenomenon of anonymity.

These people have masks that cover their true identity, so in theory, nobody can recognize them. That is why they act in strange ways or their behavior is questioned. These can be ordinary, decent people that have families and jobs. But when they appear in public places in anonymity, they transform themselves. And more, if they are drunk because they are attending a Mardi Gras street party, they indeed can act in very strange ways under the influence of alcohol.

Hisaya, a Japanese businessman, spent the past several days meditating on his obligations to family members and co-workers, the favors that he has received from them, and the problems that he has caused them. Hisaya is probably engaged in which type of psychotherapy

Answers

Answer:

The correct answer will be "Naikan therapy".

Explanation:

Naikan seems to be a Japanese term meaning "taking a look inside" and sometimes "looking in there anyway" or "looking at someone's individuality from the eye of the imagination." A formal self-examination as well as the ability to reflect approach will assist individuals in knowing individuals regarding their interactions with someone else.

So that Hisaya is possibly engaged through psychotherapy - type Naikan therapy .

There is a long history of fighting between the Israelis and Palestinians, and many attempts to resolve these conflicts have failed. According to the __________ theory, the prejudice and discrimination that exist between the two groups will continue to rise as the conflict over limited land in the region continues.

Answers

Answer:

Realistic conflict.

Explanation:

This theory was been said to be made to come to limelight by Muzafer Sherrif. And this theory is simply explained to be a social psychological model where different intergroup conflicts fight to gain a particular resource which has proven itself of a limited supply to these groups altogether. It is seen to arise due to the competition found amongst these inter-groups over the scarce resources and conflicting goals.

It is seen to also be explained as the prejudice and discrimination that exist between the two groups will continue to rise as the conflict over limited land in the region continues.

PLEASE HELP ME OUT

In monopoly the industry is dominated by (blank#1). In this market structure, consumers pay (blank#2) prices.

The number of companies in a monopoly is a result of (blank#3), which prevent other companies from entering the market.

Answers

Answer: The first is ONE COMPANY, The second is HIGHER, The last is BARRIERS TO ENTRY

Explanation:

In a monopoly industry is dominated by one company the consumer pay higher prices it results from barrier to entry which prevent other companies from entering into the market.

What is a Monopoly market?

A monopoly is a market structure  actually where a single seller or producer merely or gradually assumes a dominant position in an industry or a relative sector in an economy over the period of the time.

A monopoly is known to be as that business that is characterized by the features of the lack of competition within a market and unavailable substitutes for its overall product in the market economy Monopolies can merely dictate the overall price changes and create certain barriers for competitors to enter the marketplace at a particular period of the time.

Companies actually become monopolies by generally controlling the entire and overall  supply chain, from production generally to the sales through different  vertical integration, or buying competing companies in the market actually or gradually through horizontal integration, becoming the single producer of the company.

Public monopolies merely provide essential services considering and goods, such as the utility industry as over and only one company commonly supplies water to certain place.

Therefore Monopoly market has single seller.

Learn more about Monopoly here:

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Who wrote the famous American novel The Scarlet Letter? A. Edgar Allen Poe B. Washington Irving C. Nathaniel Hawthorne D. Ralph Waldo Emerson

Answers

Answer:

That would be C. Nathaniel Hawthorne

Explanation:

He is best known for his novels 'The Scarlet Letter' and ' The House of Seven Gables'

What should be done to make Nepal a developed country? ​

Answers

Answer:

lkmlm,l'm80u0hni9unnmojn9nm99n9nm9h8bi0-

Explanation:

Using the new skills, attitudes and knowledge acquired through driver education the costs associated with policing or property replacement may be _______ and the result is a _______ driving environment for everyone. a) Reduced; Safer b) Increased; Hazardous c) Mitigated; Safer d) Eliminated; Safer

Answers

Answer: A) Reduced; Safer

Explanation: Equiping highway riders especially drivers with adequate knowledge as regards safe driving tips such as being conscious of driving speed and speeding areas on the highway, the use of traffic pointers, poor habits which should be avoided while or prior to mounting the wheels and explaining essential traffic rules.

If drivers abide and put these knowledge into use, there will be reductiin in the need for highway policing which are used to keep drivers in check and the cost expended on damages caused by reckless and careless driving. This will inadvertently lead to a safer highway for both drivers and commuters.

challenge
Space environment and
easy​

Answers

Answer:

The green politics or green movement can be defined as a social movement for the conservation of the environment.

In other wards, it is the movement to protect the environment through changes in public policy.

Explanation:

what are the push and pull factors of immigration?

Answers

Answer:

Push factors “push” people away from their home and include things like war. Pull factors “pull” people to a new home and include things like better opportunities.

Explanation:

The reasons people migrate are usually economic, political, cultural, or environmental. hope this helps you :)

Answer:The push factor of immigration is war and chaos and the pull factor of immigration is better opportunities

Explanation:

“We should not look back unless it is to derive useful lessons from past errors, and for the purpose of profiting by dearly bought experience.”
—George Washington (1732–1799), first president of the United States


What does this quote mean? What was George Washington trying to tell us?

Answers

Answer:

The message that Washinton wanted to convey through quote is that looking back is futile uunless one is looking back to derive useful lessons.

Explanation:

George Washington was the First President of the United States and one of the Founding Fathers along with Thomas Jefferson, Alexander Hamilton, Benjamin Franklin, and others. He served in the Office from 1789-1797. He mainly worked for the development of his country, thus also known as 'Father of the Country.'

The stated quote talks about the futility of looking back in the past. Since one can not go back to past to rectify the errors so it is worthless to mourn over those mistakes made in the past. The quote is conveying the message of moving forward in life with the lessons learned from the past errors.

Through this quote, Wasginton is telling us to stop mulling over past mistakes and move forward in the life with the lessons learned by them and the experience gained from it.


1.______ map shows variations of income across a geographic area.
2.______ map shows the shape of Earth's surface.
3.______ map shows the state and national boundaries of a place.

Answers

Answer:

1. Economical.

2. Topographical/Geographical

3. Political

Explanation:

1. Economical map shows variations of income across a geographic area. This type of map gives more information about the economy of the area under perspective.

2.Topographical/ Geographical map shows the shape of Earth's surface. It also tells more information about the soil types and patterns of the area.

3.Political map shows the state and national boundaries of a place. This map is important as it helps to prevent conflicts as a result of land encroachment.

Dr. Original conducts a study, finds significant results, and gets an article published. Dr. Copycat conducts the same study in her own lab using the same methodology and a matching sample of new participants. How would the field of psychology view Dr. Copycat’s research?

Answers

Answer:

The field of psychology would see Dr. Copycat's research as a replica of Dr. Original's original research. In that case, Dr. Copycat's experiment would be considered honest if, during publication, credits were provided for Dr. Original's research.

Explanation:

It is acceptable for scientific research to be replicated by different researchers. However, the publication of a scientific research classified as a replica must contain credits to the original research, otherwise it will be considered plagiarism.

In this case, in relation to the example shown in the question above, we can say that the field of psychology would see Dr. Copycat's research as a replica of the original research, carried out by Dr. Original. In that case, Dr. Copycat's experiment would be considered honest if, during publication, credits were provided for Dr. Original's research.

Dr. Copycat's study would be considered a copy of Dr. Original's initial research in the field of psychology.

In such instance, Dr. Copycat's investigation would be regarded honest if acknowledgment for Dr. Original's findings was given upon publishing.In this situation, we may argue that, in connection to the example given in the question, the area of psychology would see Dr. Copycat's study as a duplicate of Dr. Original's actual research.

Learn more:

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Why is participation essential in a democracy?

Answers

Answer:

It is essential because it gives everyone equal right to participate and it is a fair trial.

Explanation:

Dr. Nenning is a psychotherapist who is extremely supportive of all his clients. He encourages his clients to talk about their concerns, and he often acts as a sounding board, restating and clarifying the themes that come to the surface as his clients speak freely about their concerns and problems. Dr. Nenning appears to be

Answers

Answer:

Client center therapist

Explanation:

Client centered therapy is a therapy that allows the psychologist see from the point of view of the client, it allows them express themselves, talk about their problem in their own way while the therapist listen to them without judging or criticize them but rather seeing from their Stand point.

This therapy believes the client would perform better naturally if he had an enabling environment but a distortion of the environment has lead to the changes seen.

They believe in their client and know they would be better

Which reason for the decline of the Ghana Empire was the result of a natural disaster? New trade routes opened outside of Ghana. Rival armies and tribes invaded Ghana. A drought caused many farmers and other residents to leave. Individual states sought independence from the Empire.

Answers

Answer:

Correct Answer:  

A drought caused many farmers and other residents to leave.

Explanation:

An Empire is the period whereby a country is a given country experiences prosperity in the lives of its people and the environment. Ghana, was one of the countries to experience prosperity though, this was greatly affected by natural and artificial factors.

An example, the agricultural sector of Ghana was greatly affected by the drought which they experienced. This led to many farmers to leave those regions in search of better location for their farming activities.

Answer:

Correct Answer:  

A drought caused many farmers and other residents to leave.

Explanation:

i got this answer on my test and it was right

The Constitution’s creation of a national government with separation of powers
A. prevents the national government from being controlled by one branch.
B. eliminates overlapping or repetitive government powers among the branches.
C. reduces government powers among all branches and gives them to the states.
D. replaces stronger branch powers with weaker powers and grants more power to voters.

Answers

Answer:

a

Explanation:

The separation of powers prevents the national government from being controlled by one branch.

A democratic government is made up of an executive branch, legislative branch and the judiciary. Each of these branches operate at the federal level and they all have their own main functions.

In the absence of a separation, only one branch of government may end up controlling the whole nation. This would make power to be concentrated at only that branch. There would be no other branch to ensure checks and balances in the government.

Read more on https://brainly.com/question/12322297?referrer=searchResults

Accurate maps were important to European explorers because why?

Answers

Answer:

accurate maps were important to Eauropean explorers because while they were exploring the New World and claiming new land, the accuracy of the maps helped the navigators find the locations and measure the distances.

Finally, you consider how to start solving the problems in the organization. What would Mary Parker Follett recommend you do in this situation? Check all that apply.

Answers

The correct answer to this open question is the following.

Although the question is incomplete because it does not provide any options and further references, we can say that what Mary Parker Follett recommended in this situation are the following.

-Remember that you must have power with, not over your team. So when you ask Andrie and Marjorie, to write more, be sure to give them facts and information they need to understand the reason for your request.

-Get Destiny and Marjorie into one room. Have them present their vision of what a fundraising event should be, and then brainstorm with them to find ways to achieve both of their goals.

So as we see, what Follet recommends is an interesting way to resolve disputes in the workplace. Marjorie and his co-worker Destiny are two people that often disagree mostly on everything, so that is why they have to improve their working relationships in order to be more productive and alleviate the tensions. Otherwise, the heated arguments could erode even more the relationship and create resentfulness on the part of Destiny.

relationship between individual and community​

Answers

Answer:

the realtionship between individual and community because the individual is the of the person of community or a particular place and the community is the group of neighbours which makes a big group.They are similar because individual is a person of a community and the group of a person makes the neighbours and the group of the neighbours makes a community.So,we can tell their is a relationship between individual and community

relationship between individual and community ​

Answers

Answer:

individual and community are interconnected with eachother. many individuals forms a community. so community is defined as the group of people living together having commom rituals and religion. community gives a place to live for the individuals. whereas, individuals contribute to form a good community. so, both of them cannot be sepereted with eachother. both have their importance to eachother.

Determine whether the study is an experiment or an observational​ study, and then identify a major problem with the study. A sociologist has created a brief survey to be given to 2000 adults randomly selected from the U.S. population. Here are her first two​ questions: (1) Have you ever been the victim of a felony​ crime? (2) Have you ever been convicted of a​ felony?

Answers

Answer:

Observational study.

Problem: "have you ever been convicted of a felony?", the problem with this question is that it is very likely that people that have been convicted will lie and answer "no" to this question.

Explanation:

In an observational study, researchers observe individuals without actually intervening on their conducts. There is no manipulation of the conduct that is observed. And the conclusion is reached by observation of the subjects.

An experiment is made when the researcher takes the individuals and manipulates the variables he's interested in. He makes hypothesis and draws conclusion based on the intervention he did.

1. In this example, the sociologist is using a survey, there is not going to be any manipulation of the conduct but he/she will rather just observe the answers of the participants and draw conclusions based on them.

2. Now, the second question says "have you ever been convicted of a felony?", the problem with this question is that it is very likely that people that have been convicted will lie and answer "no" to this question and therefore the data that the sociologist will gather will not be accurate.

4. Why were women called to work in men's field during the war?​

Answers

Answer:

Because there were no men to work so women had to stand up

Explanation:

Like women in the ford factories.

Answer:

Because there was no men to work there.

Explanation:

For example, women's football became quite popular during the war, becayse there were no men to play and it was better then there being nthig to watch.

Hope This helps :)

Classify society on the basis of language

Answers

Answer:

There are two kinds of classification of languages practiced in linguistics: genetic (or genealogical) and typological. The purpose of genetic classification is to group languages into families according to their degree of diachronic relatedness.

Every disaster made my doubts stronger. But Rosetta just pulled herself up straight, set her shoulders, and said, “Well, I guess there’s nothing for it but to keep going. Let’s see what’s over the horizon, because it’ll be better than what’s here.” Today, our milk cow fell in a gully. My doubts finally won out, and I didn’t think we would ever be able to build a good life in this barren, harsh, unforgiving land. “It’s all my fault, Rosie,” I said sadly. “If I hadn’t dreamed those silly dreams, we never would have come to this terrible place.” Which type of conflict is shown in the excerpt? an internal conflict; Nate is regretting his decision to move west an internal conflict; Nate is confused by Rosetta’s words an external conflict; Rosetta believes Nate’s dreams to be silly an external conflict; Rosetta now believes they should turn back

Answers

Answer:

an internal conflict; Nate is regretting his decision to move west

Explanation:

In the excerpt, we can see that while Rosetta has a positive outlook to life, even if many bad things have happened, Nate has the opposite outlook: a very bleak opinion about what is happening, and about what will happen in the future.

Nate believes that all the hardships he and Rosetta are going through would not have come had not he decided to move west. In other words, he is blaming himself and his decision to move west to pursue a dream, for all the punishing experiences that he is going through.

Answer:

A

Explanation:

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