Evaluate the following statement: "Under the Tax Cuts and Jobs Act of 2017, a married couple with three children that grosses $30,000 of wage income pays zero federal income tax. This is proof that low income families were the biggest beneficiaries of the TCJA."

Answers

Answer 1

The statement that "Under the Tax Cuts and Jobs Act of 2017, a married couple with three children that grosses $30,000 of wage income pays zero federal income tax" is partially correct. However, this statement cannot be used to conclude that low-income families were the biggest beneficiaries of the TCJA.

It is true that under the Tax Cuts and Jobs Act of 2017, a married couple with three children that grosses $30,000 of wage income will pay zero federal income tax. This is because the Tax Cuts and Jobs Act increased the standard deduction and the child tax credit, both of which benefit low- and middle-income families.

However, this does not mean that low-income families were the biggest beneficiaries of the TCJA. In fact, the biggest beneficiaries of the TCJA were high-income individuals and corporations. According to the nonpartisan Tax Policy Center, in 2018, the top 20% of income earners received 65% of the tax benefits from the TCJA, while the bottom 20% received just 1%.

Furthermore, the tax cuts for individuals are set to expire in 2025, while the tax cuts for corporations are permanent. This means that over time, the benefits of the TCJA will become increasingly skewed towards the wealthy.

To conclude, while it is true that low-income families received some benefit from the Tax Cuts and Jobs Act of 2017, it is inaccurate to say that they were the biggest beneficiaries. The biggest beneficiaries of the TCJA were high-income individuals and corporations.

Learn more about federal income tax: https://brainly.com/question/17092810

#SPJ11


Related Questions

Overall, there has been little change in private and public
ownership shares in capitalist countries.
True
False

Answers

False. There has been a significant change in private and public ownership shares in capitalist countries over the years.

Many of the world's largest economies have experienced an increase in private sector investment and a reduction in public ownership shares. Furthermore, some of the most significant economic transformations of the previous century, such as the privatisation of state-owned enterprises and the development of financial market liberalisation, have contributed to the increase in private sector investment in capitalist countries. Therefore, the statement "Overall, there has been little change in private and public ownership shares in capitalist countries" is False.

Learn more about the privatisation: https://brainly.com/question/18076597

#SPJ11

Jefferson Industries is considering an expansion. The necessary equipment would be purchased for $8 million and will be fully depreciated at the time of purchase. The expansion would also require an additional $1.5 million investment in working capital. The tax rate is 30 percent. Last year, the company spent and expensed $400,000 on research related to the project. The company plans to house the project in an unused building it owns. If the building were sold, it would net $1.6 million after taxes and real estate commissions. What is the initial investment outlay for this project after bonus depreciation is considered?
The correct answer is B. 8.7 million please show me steps on how to solve formula for answer. DO NOT USE EXCEL !
Answers:
a. $11.1 million Correct
b. $8.7 million
c. $6.7 million
d. $9.9 million
e. $11.5 million

Answers

The initial investment outlay for this project after bonus depreciation is considered is $8.7 million.

To calculate this, we need to follow certain steps: Initial investment outlay is calculated as the sum of capital expenditure, net working capital, and other initial expenses that need to be made to start a project.

Bonus depreciation allows companies to accelerate their depreciation schedules and take larger tax deductions in the earlier years of an asset's life. Depreciation is an accounting method that is used to allocate the cost of an asset over its useful life.

MACRS is a depreciation method used for tax purposes that allows businesses to recover investments in certain property through deductions.

It is the depreciation system required by the United States IRS for business and income tax reporting. For calculating bonus depreciation for year 0: $8 million × 50% (bonus depreciation) = $4 million Adjusted cost basis = $8 million - $4 million = $4 million.

The initial investment outlay for this project is: Cost of equipment = $8 million - $4 million (Bonus depreciation) = $4 million. Net working capital = $1.5 million. Research expenses = $400,000.Sale of building = $1.6 million.(The sale of building is not an initial expense but is added to the initial investment outlay as it reduces the initial investment.)Initial Investment Outlay = $4 million + $1.5 million + $400,000 - $1.6 million = $4.3 million + $1.6 million = $5.9 million.

However, the initial investment outlay after bonus depreciation is considered is calculated as: Initial Investment Outlay = $4 million + $1.5 million + $400,000 - $1.6 million = $4.3 million + $1.6 million = $5.9 million - $1.6 million = $4.3 million.

To Know more about Research expenses

https://brainly.com/question/30523094

#SPJ11

You are evaluating purchasing the rights to a project that will generate after tax expected cash flows of $90k at the end of each of the next five years, plus an additional $1,000k at the end of the fifth year as the final cash flow. You can purchase this project for $950k. Note: All dollar values are given in units of $1k = $1000. At this price, what rate of return would you earn on the investment (aka what is the internal rate of return)?

Answers

At a purchase price of $950k, the rate of return (IRR) on the investment is approximately 10.7%.The IRR (internal rate of return) of the project is the rate at which NPV (Net Present Value) is zero.

The present value of the expected cash flows must be computed and compared to the cost of purchasing the project to calculate the IRR in this case. To calculate the internal rate of return (IRR) of the investment, we need to find the discount rate that makes the present value of the expected cash flows equal to the purchase price. Let's perform the calculations:

Expected Cash Flows: Year 1: $90k,Year 2: $90k,Year 3: $90k,Year 4: $90k,Year 5: $90k,Year 5 (Final Cash Flow): $1,000k,Purchase Price: $950k.

We can set up the equation:  

$950k =[tex]($90k / (1 + r)^1) + ($90k / (1 + r)^2) + ($90k / (1 + r)^3) + ($90k / (1 + r)^4) + ($90k / (1 + r)^5) + ($1,000k / (1 + r)^5)[/tex]

where r represents the rate of return (IRR). Solving this equation for r will give us the IRR. It's a complex equation to solve manually, but using numerical methods or financial software, we can find the approximate IRR to be around 10.7%.

Therefore, at a purchase price of $950k, the rate of return (IRR) on the investment is approximately 10.7%.

To know more about IRR visit-

brainly.com/question/31393609

#SPJ11

How are derivative instruments priced? Give examples
of this pricing approach

Answers

Pricing mechanisms for different types of Derivatives vary. Simply put, a derivative is a financial contract whose value is determined by some underlying asset.

Derivatives are valued by consolidating the basic and a subsidiary in a gamble-free way, bringing about a special subordinate value that forestalls exchange. Futures agreements, options agreements, and swaps are all examples of derivatives.

Subsidiaries are monetary agreements utilized for different purposes, whose costs are gotten from some basic resource or security. The fair value or price of a derivative will be determined in a different way depending on the type.

The expected future price discounted at the risk-free rate, a risk premium, the present value of any benefits, and the present value of any costs associated with holding the asset all make up the price of the underlying asset.

To know more about Derivative Instruments,

brainly.com/question/32315005

#SPJ4

Providing Feedback This morning, one of you team members gave a presentation to the business unit about the new system. The material was well organized; he spoke clearly and handled questions with confidence. However, the presentation took nearly twice as long as it was scheduled for, and you noticed some of the audience glancing at the clock. You are planning to give feedback to the team member. WHAT Feedback would you give (HW: 4loops):
A.OBSERVATION: Betto, I noticed…
B.IMPACT: Betto, that will result in…
C.REQUEST: Betto, I’d like to ask that you…
D.AGREEMENT: Betto, do you agree that if you did x/y/z…

Answers

A. OBSERVATION: Betto, I noticed that the presentation took nearly twice as long as scheduled, and some audience members were glancing at the clock.

B. IMPACT: Betto, this will result in audience disengagement and potential loss of interest  in the topic.

C. REQUEST: Betto, I'd like to ask that you work on improving the time management aspect of your presentations to ensure they fit within the allocated timeframe.D. AGREEMENT: Betto, do you agree that if you can streamline your presentation and adhere to the scheduled time, it will help maintain audience attention and make your delivery more effective?

When providing feedback to Betto, it's important to structure it in a constructive and collaborative manner. The feedback should address the observation, explain the impact, suggest improvements, and seek agreement on the suggested actions.

A. OBSERVATION: Start by stating the observation, acknowledging the positive aspects of the presentation, and then highlighting the specific issue noticed, which is the duration exceeding the allotted time.

B. IMPACT: Explain the impact of the observed issue. In this case, emphasize that a longer presentation can lead to audience disengagement and loss of interest. This helps Betto understand the importance of addressing the concern.

C. REQUEST: Clearly state the requested improvement. In this case, it is to work on time management during presentations and ensure they fit within the allocated timeframe. By making this request, you are providing a specific area for Betto to focus on and improve.

D. AGREEMENT: Seek agreement from Betto on the suggested actions. By asking if Betto agrees that streamlining the presentation and adhering to the scheduled time will be beneficial, you are encouraging open communication and collaborative problem-solving.

Overall, this feedback approach acknowledges the positive aspects of the presentation, addresses the specific issue observed, explains the impact, suggests improvements, and seeks agreement on the proposed actions. This helps foster a constructive feedback conversation and encourages Betto to make the necessary improvements for future presentations.

Learn more about interest here:

https://brainly.com/question/30393144

#SPJ11

Which of the following is a challenge of being a new leader?
a]​Overcoming the need to be liked by everybody
​b]Achieving a formal education that compliments the current role
c]​Flourishing in the socialization programs conducted by the organization
d]​Developing a pool of successors

Answers

Being a new leader entails challenges such as overcoming the need for universal approval, obtaining relevant education, flourishing in organizational socialization, and cultivating a pipeline of future leaders. These challenges can be addressed through self-awareness, continuous learning, adaptability, and a focus on long-term leadership development.

a] Overcoming the need to be liked by everybody.

One challenge of being a new leader is overcoming the desire to be universally liked. Effective leadership requires making tough decisions that may not please everyone, prioritizing the team's goals over personal popularity.

b] Achieving a formal education that complements the current role.

Another challenge for new leaders is acquiring relevant education to support their current role. Continuous learning and professional development help leaders stay updated, improve their skills, and adapt to the evolving demands of their position.

c] Flourishing in the socialization programs conducted by the organization.

New leaders may face the challenge of thriving in socialization programs organized by the organization. These programs facilitate integration, building relationships, and understanding the organizational culture, requiring leaders to actively participate and navigate social dynamics.

d] Developing a pool of successors.

Developing a pool of successors is a challenge for new leaders. Effective leadership involves grooming and mentoring future leaders to ensure continuity and organizational growth. Identifying and nurturing potential successors is crucial for long-term success.

Learn more about leadership here:

https://brainly.com/question/32010814

#SPJ11

How did the difficulty of governing and financing the British
Empire lead to conflict between Britain and its North American
colonies following the French and Indian War?

Answers

They kept adding on more and more taxes to pay for the war and that made the colonists angrier

Assume FedEx stock has a beta of 1.3 and an expected return of
14%. If the expected market risk premium is 6%, what is the return
on the market portfolio?

Answers

The return on the market portfolio is estimated to be 10.8%.

To calculate the return on the market portfolio, we can use the Capital Asset Pricing Model (CAPM) formula:

Return on Market Portfolio = Risk-Free Rate + Beta × Market Risk Premium

Given the information provided:

Beta = 1.3

Expected Return on FedEx Stock = 14%

Expected Market Risk Premium = 6%

We need to know the risk-free rate to calculate the return on the market portfolio. Assuming we have a risk-free rate of 3% (this rate can vary), we can substitute the values into the formula:

Return on Market Portfolio = 3% + 1.3 × 6%

Return on Market Portfolio = 3% + 7.8%

Return on Market Portfolio = 10.8%

To know more about market portfolio, visit;

https://brainly.com/question/17165367

#SPJ11

2. Virtual Assistant Service Many small business owners and solopreneurs need helping hands to keep their business going, and wouldn't mind paying to get one. Why not cash in on this opportunity by offering virtual assistant services to these busy entrepreneurs? Global marketplaces and BPO's like 1840 \& Company can help you find clients You can help them manage booking appointments, send and reply to emails, make calls to their clients, answer customer queries, and lots more. The best part is that you can do all this without being physically present. Crowdsourcing platforms like Upwork, Remote.co, and indeed can help you find clients. Glassdoor reports that virtual assistants make a median salary of $37,018 per year across the U.S. The training you'll need depends on the type of assistance you'll provide. You may need certifications in your industry, as well as an associate's or bachelor's degree to be considered for virtual assistant positions.

Answers

Offering virtual assistant services to small business owners and solopreneurs is a lucrative opportunity to provide assistance remotely, manage tasks like appointments and customer queries, and earn a median salary of $37,018 per year.

With the increasing demand for remote support, providing virtual assistant services can be a profitable venture. Global marketplaces and BPOs like 1840 & Company can help connect you with potential clients, while crowdsourcing platforms such as Upwork, Remote.co, and Indeed can expand your client base. As a virtual assistant, you can offer various services like managing appointments, email correspondence, client calls, and more. The required training and qualifications may vary depending on the specific assistance you offer, but certifications in your industry and an associate's or bachelor's degree can enhance your credibility. By capitalizing on the growing trend of outsourcing administrative tasks, you can build a successful career as a virtual assistant while providing valuable support to busy entrepreneurs and business owners.

To know more about marketplaces visit-

https://brainly.com/question/32631900

#SPJ11

How should firms in perfectly competitive marketsloading. Decide how much to produce?

Answers

Firms in perfectly competitive markets can determine the optimal quantity to produce, balancing the market price and their costs.

In perfectly competitive markets, firms should decide how much to produce by following these steps:

1. Determine the market price: The first step is to identify the current market price for the product or service. In a perfectly competitive market, the price is set by the forces of supply and demand.

2. Calculate marginal cost: Firms need to calculate their marginal cost, which is the additional cost of producing one more unit of output. This includes both variable costs (e.g., raw materials, labor) and fixed costs (e.g., rent, equipment).

3. Compare price and marginal cost: Firms should compare the market price with their marginal cost. If the market price is higher than the marginal cost, it indicates that producing additional units will be profitable.

4. Produce where marginal cost equals price: Firms should continue producing additional units as long as the market price is higher than the marginal cost. They should keep increasing production until the marginal cost equals the market price.

5. Stop producing when marginal cost exceeds price: If the marginal cost starts to exceed the market price, it means that producing additional units will result in losses. Firms should stop producing at this point to maximize their profits.

By following these steps, firms in perfectly competitive markets can determine the optimal quantity to produce, balancing the market price and their costs.

learn more about Firms on :

https://brainly.com/question/28261254

#SPJ11

*Choose the correct option*
Indicate the different perspectives between an inspection and an audit for the following items:
Question options:
Objective
Inspection: Keep test data
Audit: evaluate the tools used for testing
Objective
Inspection: find anomalies, check the product
Audit: assess compliance with standards and rules
Objective
Inspection: finding the maturity level of the product
Audit: evaluate the tools used for testing

Answers

Objective

Inspection: Find anomalies, check the product

Audit: Assess compliance with standards and rules.

An inspection and an audit are both processes used to evaluate certain aspects of a system, product, or process. However, they differ in their objectives and focus.

An inspection is primarily aimed at finding anomalies or defects in a product or system. It involves examining and checking the product against established criteria or specifications. The main goal of an inspection is to identify any issues or deviations from the expected standards.

On the other hand, an audit focuses on assessing compliance with standards, rules, or regulations. It involves a systematic review of processes, procedures, and documentation to ensure adherence to predefined criteria. The purpose of an audit is to verify and validate the effectiveness and efficiency of the processes being audited.

In summary, while inspections aim to identify anomalies and check the product, audits aim to assess compliance with standards and rules.

To know more about audit, visit:

https://brainly.com/question/30436864

#SPJ11

Develop an Issue Management Plan based on the following scenario:
ABC College is embarking on a project whereby they will launch an app for students to order food directly from their food services area. The food services area will then deliver the food in a "Skip the Dishes" type format however will use their own delivery system. Three months prior to go live, a global pandemic occurred which had significant impact to the project including students and vendors.

Answers

An issue management plan is a plan that documents how an organization will identify, evaluate, and respond to unexpected events or incidents that may disrupt the delivery of projects. ABC College is set to launch a food-ordering app that enables students to order food from their food services area.

The food service zone will then distribute the food in a 'Skip the Dishes' format, albeit using their delivery network. Three months before the go-live, a global pandemic occurred, which had a significant impact on the project. The following scenario can be used as a reference for creating an issue management plan: Plan Development of a plan to mitigate the project's impact due to the global pandemic is critical. The team must be flexible in its approach, as the pandemic's situation can change rapidly, requiring the team to adjust its plan accordingly. Training and awareness: Training and awareness programs for project stakeholders should be put in place to help them understand how to respond to changes in project schedules due to the pandemic. The plan's implementation and effectiveness should be reviewed regularly to ensure its relevance and usefulness in mitigating the pandemic's impact on the project.

To know more about usefulness visit:

https://brainly.com/question/32025193

#SPJ11

The marginal propensity to expend is .4. Autonomous expenditures are $5,000. What is the level of equilibrium income in the economy? Instructions: Round intermediate calculations to two decimal places. Enter your response rounded to the nearest dollar amount. Equilibrium income is $ Congratulations. You've just been appointed chairman of the Council of Economic Advisers in Textland. You must rely on your research assistant for the specific numbers. He says income is $47,000, mpe is 0.75, and the president wants to raise output by $1,880. Instructions: Enter your responses rounded to the nearest whole dollar amount. a. You should advise the president to: taxes by $ government spending by $ or b. Your research assistant comes in and says "Sorry, I meant that the mpe is 0.6." You redo your calculations. taxes by $ government spending by $ or c. You're just about to see the president when your research assistant comes running in, saying, "Sorry, sorry, I meant that the mpe is 0.5." Redo your calculations. taxes by $ government spending by $

Answers

Question 1:  the level of equilibrium income in the economy is $8,333.

The marginal propensity to expend is 0.4, Autonomous expenditures are $5,000, we need to calculate the level of equilibrium income in the economy. In this case, the equation for equilibrium income is given as:

Y = AE / (1 - MPC)Where AE = Autonomous Expenditure

MPC = Marginal Propensity to Consume. Substituting the given values in the above formula, we get; Y = $5,000 / (1 - 0.4)Y = $8,333.33

Therefore, the level of equilibrium income in the economy is $8,333.  

Question 2:  the current autonomous expenditure is $11,750.

Income = $47,000, mpe = 0.75, and the president wants to raise output by $1,880.In this case, the government is trying to increase the output (i.e., Y) by $1,880.

Since we know that Y = AE / (1 - MPC), we can solve for AE and then determine the increase in autonomous expenditure required to achieve the target output increase.

AE = Y(1 - MPC)Substituting the given values, we get;

AE = $47,000(1 - 0.75)AE = $11,750Therefore, the current autonomous expenditure is $11,750.  

Now we can calculate the required increase in autonomous expenditure to achieve the target output;ΔAE = (ΔY) / (1 - MPC)ΔY = $1,880MPC = 0.75ΔAE = ($1,880) / (1 - 0.75)ΔAE = $7,520.

Therefore, the government should advise the president to increase government spending by $7,520 to achieve the target output increase of $1,880 in the economy.

Instruction b: mpe is 0.6.MPC is 0.6 is the new given value, all the other values remain the same. Using the same formula, we get;

AE = Y(1 - MPC)AE = $47,000(1 - 0.6)AE = $18,800ΔAE = ($1,880) / (1 - 0.6)ΔAE = $4,700.

Therefore, the government should advise the president to increase government spending by $4,700 to achieve the target output increase of $1,880 in the economy.

Instruction c: mpe is 0.5MPC is 0.5 is the new given value, all the other values remain the same. Using the same formula, we get;

AE = Y(1 - MPC)AE = $47,000(1 - 0.5)AE = $23,500ΔAE = ($1,880) / (1 - 0.5)ΔAE = $3,760.

Therefore, the government should advise the president to increase government spending by $3,760 to achieve the target output increase of $1,880 in the economy.  

learn more about Autonomous expenditures  

https://brainly.com/question/14763331

#SPJ11

The required rate of return is 20.70 percent. Sheridan Corp. has just paid a dividend of $3.12 and is expected to increase its dividend at a constant rate of 8.80 percent. What is the expected price of the stock three years from now? (Round answer to 2 decimal places, e.g. 15.20.)

Answers

The expected price of the Sheridan Corp.'s stock three years from now is $58.21.

According to the constant growth model;

The formula to calculate the expected price of the stock after a given period is given as:

Po = D1 / (rs - g)

Where, Po = the current price of the stock

D1 = the expected dividend per share one year from now

rs = the required rate of return

g = the constant growth rate

We are given the required rate of return as 20.70% and the dividend just paid as $3.12. Also, the expected growth rate of the dividend is 8.80%. Therefore, the dividend per share one year from now (D1) is calculated as follows:

D1 = $3.12 x (1 + 8.80%) = $3.39

Thus, the price of Sheridan Corp.'s stock three years from now is:

Po = $3.39 / (20.70% - 8.80%)^3

Po = $58.21

Therefore, the expected price of Sheridan Corp.'s stock three years from now is $58.21.

Learn more about the constant growth model: https://brainly.com/question/30355598

#SPJ11

You run into the office after avoiding the crazed zombie lawyers in the downtown Houston tunnels, and an old client, Terry, is waiting with some tax questions for you. Terry sold his condo (basis $50,000) to his daughter Megan for $75,000. Both agreed that its real worth is $180,000. Is there a gift? Why or why not? What is the gift, if any? What is Megan’s basis? Explain!

Answers

A gift occurs when someone transfers assets for less than fair value. Terry’s transfer of the condo for $75,000 to his daughter Megan, which is significantly less than the property's fair market value of $180,000, indicates that there is a gift. This is not an arms-length transaction because the two parties have a relationship. Terry, the seller, is a parent of Megan, the buyer.

Terry’s basis of $50,000 is used to calculate the capital gains tax on the sale.Terry's daughter Megan's basis in the condo is $75,000. She will have a $75,000 basis in the property because the transaction is considered a gift. She will be responsible for paying capital gains tax on the difference between the selling price and the basis if she sells the property at a higher price at a later date. This could result in a significant increase in taxes owed, so Megan should consult with a tax professional to determine the best course of action.

If Megan sells the property at a later date for less than $75,000, she will not owe capital gains tax. However, since Terry's original basis in the condo was $50,000, he would be responsible for any capital gains tax liability that arises from the sale.

To know more about transfers visit:

https://brainly.com/question/31945253

#SPJ11

Elizabeth has $2700 saved to buy a new car. If she can earn a 10% rate of return for 4 years, how much will she have (approximately) at the end of the 4 years?
$3953.
$4274.
$3780.
$2970.

Answers

Elizabeth If she can earn a 10% rate of return will have approximately $3780 at the end of the 4 years.

To calculate the future value, we can use the compound interest formula:

FV = PV * (1 + r)n

Where FV is the future value, PV is the present value (initial savings), r is the interest rate, and n is the number of years.

In this case, PV = $2700, r = 10% or 0.10, and n = 4. Substituting these values into the formula:

FV = $2700 * (1 + 0.10)⁴= $3780

Therefore, at the end of the 4 years, Elizabeth will have approximately $3780.

learn more about compound interest here:

https://brainly.com/question/14295570

#SPJ11

Which of the following transactions would appear as a debit in the current account of the Australian balance of payments;
a) An australian resident purchases a german made vehicle
b) a british bank opens a branch office in sydney
c) a japanese investor purcahses shares in an australian corporation
d) an australian investor receives dividens on investment in latin america
e) sales of australian goods to european importers

Answers

The transaction that would appear as a debit in the current account of the Australian balance of payments is a) An Australian resident purchases a German-made vehicle.

What is a debit?

A debit is an accounting transaction that increases either the assets or the expense account, or reduces either the liability or the equity account in the balance sheet. It is recorded on the left-hand side of a journal entry.

In terms of balance of payments, the debit records all the current transactions that have been made by the Australian residents to foreigners.

Australian balance of payments:

It is an accounting record of all financial transactions that are conducted between Australia and the rest of the world. The current account of the Australian balance of payments records all transactions that are conducted on goods and services between the Australian residents and the rest of the world. The transactions could either be exports or imports.

Australian resident purchases a German-made vehicle:

When an Australian resident purchases a German-made vehicle, it is considered an import. This transaction will increase the import account in the current account of the Australian balance of payments. Therefore, it will be recorded as a debit entry.

Learn more about balance of payments: https://brainly.com/question/30527829

#SPJ11

If your retirement is relatively near, one should ____________________.
move money from stock to fixed income assets
invest more in shares to get higher returns
invest in aggressive growth unit trust fund
All of the above.

Answers

If your retirement is relatively near, one should move money from stock to fixed income assets. The correct answer is option a.

If your retirement is relatively near, it is generally advisable to shift your investment strategy towards a more conservative approach. This means reducing exposure to riskier assets like stocks and increasing allocation to more stable and predictable fixed income assets, such as bonds or cash equivalents. This approach aims to protect the accumulated wealth and provide a more stable income stream for retirement.

Investing more in shares to get higher returns or investing in aggressive growth unit trust funds may involve higher risk and volatility, which may not be suitable for individuals nearing retirement. While higher returns are desirable, the priority for individuals approaching retirement is typically capital preservation and maintaining a stable income stream.

Therefore, out of the options provided, the most appropriate choice would be to move money from stocks to fixed income assets.

The correct answer is option a.

To know more about retirement  refer to-

https://brainly.com/question/31284848

#SPJ11

Complete question

If your retirement is relatively near, one should ____________________.

a. move money from stock to fixed income assets

b. invest more in shares to get higher returns

c. invest in aggressive growth unit trust fund

d. All of the above.

You take out a home loan for $205,000. The interest on this loan is fixed at 6.5% compounded monthly for 30 years. How much is your required monthly mortgage payment? $ Round to the nearest dollar USING THE WHOLE DOLLAR AMOUNT CALCULATED AS THE MONTHLY MORTGAGE PAYMENT, Over the entire period of the loan, what is the total amount of your payments? $ Round to the nearest dollar

Answers

The required monthly mortgage payment is $1,297. The total amount of payments over the entire period of the loan is $466,992.

To calculate the monthly mortgage payment, we can use the formula for calculating the monthly payment on a fixed-rate mortgage:

M = P [i(1 + i)^n] / [(1 + i)^n - 1]

Where:

M = Monthly mortgage payment

P = Loan amount

i = Monthly interest rate

n = Number of monthly payments

In this case, P = $205,000, i = 6.5% divided by 12 (monthly interest rate), and n = 30 years multiplied by 12 (number of monthly payments).

Plugging in the values, we get:

M = 205,000 [0.005416667(1 + 0.005416667)^360] / [(1 + 0.005416667)^360 - 1]

M ≈ $1,297

To calculate the total amount of payments over the entire period of the loan, we multiply the monthly payment by the number of monthly payments:

Total payments = Monthly payment x Number of monthly payments

Total payments = $1,297 x 360

Total payments ≈ $466,992

Based on the given loan amount, interest rate, and loan duration, the required monthly mortgage payment is approximately $1,297. Over the entire 30-year period of the loan, the total amount of payments will be approximately $466,992. It's important to note that these calculations assume a fixed interest rate and do not include additional costs such as taxes, insurance, or any changes in interest rates.

To know more about mortgage payment, visit:-

https://brainly.com/question/30093812

#SPJ11

Talk about the management of alcohol withdrawal using Clinical
Institution Withdrawal
Assessment - Alcohol(CIWA-AR)

Answers

The Clinical Institute Withdrawal Assessment - Alcohol (CIWA-AR) is a widely used tool in the management of alcohol withdrawal. It is a standardized assessment that helps healthcare professionals evaluate the severity of withdrawal symptoms and guide appropriate treatment interventions.

The CIWA-AR assesses ten common withdrawal symptoms, including nausea, tremors, anxiety, and agitation, among others. Each symptom is scored based on its severity, and the cumulative score determines the need for medication and the intensity of monitoring.

Using the CIWA-AR allows for individualized treatment plans tailored to the patient's specific needs. Medications such as benzodiazepines may be administered to manage withdrawal symptoms and prevent complications.

The frequency of assessment using the CIWA-AR helps healthcare providers monitor symptom progression and adjust treatment accordingly. This tool not only aids in symptom management but also enhances patient safety during the alcohol withdrawal process.

In summary, the CIWA-AR is a valuable tool for healthcare professionals in the management of alcohol withdrawal. Its systematic approach ensures effective treatment and reduces the risk of complications associated with alcohol withdrawal syndrome.

For more such questions on management

https://brainly.com/question/1276995

#SPJ8

Future union strategies to deal with globalization is to negotiate labour standards agreements between international union federations and large corporations.
True
False

Answers

False. Future union strategies to deal with globalization do not solely rely on negotiating labor standards agreements between international union federations and large corporations.

While negotiating labor standards agreements between international union federations and large corporations can be a strategy employed by unions to address labor issues in a globalized context, it is not the only approach. Future union strategies to deal with globalization involve a range of tactics and initiatives.

Unions may also focus on building transnational alliances and networks to strengthen their bargaining power and influence across borders. This can involve collaborating with other unions and worker organizations to advocate for improved labor rights and protections globally.

Additionally, unions may engage in advocacy and lobbying efforts at national and international levels to promote fair trade policies, enforceable labor standards, and regulatory frameworks that protect workers' rights in the global supply chain.

Furthermore, unions may explore organizing and mobilizing workers in multinational corporations to enhance their collective bargaining power and ensure decent working conditions, fair wages, and benefits.

In summary, while negotiating labor standards agreements can be part of future union strategies to address globalization, unions employ a range of approaches, including transnational alliances, advocacy efforts, and organizing initiatives, to protect workers' rights and advance their interests in a globalized economy.

Learn more about fedrations here:

https://brainly.in/question/16749274

#SPJ11

Controlling involves blank______. multiple choice question. measuring actual results

Answers

Controlling involves measuring actual results. Controlling is a managerial function that encompasses the process of measuring and evaluating actual results against planned objectives.

It involves systematically monitoring performance and comparing it to predetermined standards or benchmarks.  By measuring actual results, managers can assess the effectiveness of their plans and strategies, identify any deviations or discrepancies, and take corrective actions if necessary. Through controlling, organizations can ensure that their operations are on track and aligned with their goals.

It provides valuable feedback and insights into performance, enabling managers to make informed decisions and adjustments to improve outcomes. Measuring actual results is a vital aspect of the controlling function as it enables organizations to stay accountable, maintain performance standards, and achieve continuous improvement.

Learn more about controlling here:

https://brainly.com/question/28109846

#SPJ11

Complete Question:

Controlling involves ______.

putting the company's plan into action

measuring actual results

preparing annual budgets

establishing goals for the company

What setbacks from Covid-19 has the womens equality movement
encountered?

Answers

The COVID-19 pandemic has had a disproportionate impact on women, both in terms of their physical health and economic well-being. As a result, the women's equality movement has encountered a number of setbacks. One major setback is the exacerbation of pre-existing gender inequalities in the workforce.

Another setback is the increase in unpaid care work. With the closure of schools and childcare facilities, women have taken on an even greater burden of unpaid care work, which can negatively impact their paid work opportunities. Furthermore, women are more likely to work in essential jobs such as healthcare, where they are at increased risk of contracting the virus.

In addition, the pandemic has led to an increase in gender-based violence. Lockdowns and social distancing measures have made it more difficult for women to access support services, and isolation has increased the risk of domestic violence.

To know more about disproportionate visit:

https://brainly.com/question/31866071

#SPJ11

Suppose a firm is producing in the short run with a fixed amount of capital. Also the firm knows that each extra worker produces an extra unit of output up to six workers. After six no extra output is produced. Draw the total product, average product of labour and marginal product
of labour curves in three separate diagrams.

Answers

The total product curve initially increases, reaches a maximum, and then remains constant due to diminishing marginal returns.

1. Total Product (TP) Curve

The total product curve shows the relationship between the quantity of labor (workers) employed and the total output produced. Since each extra worker produces an extra unit of output up to six workers, the total product will increase up to that point and then remain constant.

2. Average Product of Labor (APL) Curve

The average product of labor curve represents the average amount of output produced per worker. It is calculated by dividing the total product by the number of workers. Initially, when only a few workers are employed, the average product will increase as each additional worker contributes more to the output. However, after reaching the maximum output of six workers, the average product of labor will start to decline because the fixed amount of capital is spread over more workers.

3. Marginal Product of Labor (MPL) Curve

The MPL curve indicates the additional output produced by each additional worker. It is calculated by taking the difference in the total product when one more worker is hired. Initially, the marginal product of labor will be positive and will increase as each new worker adds more output. However, after six workers, the marginal product will become zero since no additional output is produced.

Diagram 1: Total Product (TP) Curve

```

TP

^

|                   /

|                 /

|               /

|            /

|         /

|      /

|   /

|/

+---------------------------  (Number of Workers)

```

Diagram 2: Average Product of Labor (APL) Curve

```

APL

^

|                   /

|                 /

|               /

|            /

|         /

|      /

|   /

|/

+---------------------------  (Number of Workers)

```

Diagram 3: Marginal Product of Labor (MPL) Curve

```

MPL

^

|                   /

|                 /

|               /

|            /

|         /

|      /

|   /

|/

+---------------------------  (Number of Workers)

```

So, the total product curve initially increases, reaches a maximum, and then remains constant due to diminishing marginal returns.

Learn more about MPL here:

https://brainly.com/question/30886200

#SPJ11

Surinder borrowed $1300.00 and agreed to pay $2625.53 in settlement of the debt in four years, six months. What annual nominal rate compounded semi-annually was charged on the debt?
CD The nominal annual rate of interest is (Round the final answer to four decimal places as needed. Round all intermediate values to six decimal places as needed)

Answers

The nominal annual rate of interest is 10.965%. Given that Surinder borrowed $1300 and agreed to pay $2625.53 in settlement of the debt in four years, six months. We are to find the annual nominal rate compounded semi-annually charged on the debt.

To find the nominal annual rate compounded semi-annually, we can use the formula:

A=P (1+r/n)^(nt)

where, A = Amount at the end of the term

P = Principal amount

r = Nominal annual interest rate

n = Number of times interest is compounded per year

t = Time period in years

On substituting the given values in the formula, we get;2625.53 = 1300(1+r/2)^(2×4.5)

Multiplying both sides by (1+r/2)^-9 to solve for r/2, we get;

2625.53(1+r/2)^-9 = 1300

Now, we can find the value of (1+r/2)^9,

which is (1+r/2)^-9 = 1300/2625.53

(1+r/2)^9 = 2625.53/1300

(1+r/2)^9 = 2.0196431

Taking the 9th root of both sides, we get;

1 + r/2 = 1.054825

Taking away 1 from both sides, we get;

r/2 = 0.054825

Now, we can find the nominal annual rate of interest as follows: N = 2 (semi-annually compounded)So, the nominal annual rate of interest is 2×0.054825= 0.10965

The nominal annual rate of interest is 10.965% (rounded to four decimal places).

To know more about interest visit ;

https://brainly.com/question/30393144

#SPJ11

Individual written assignment (25%)
Nvidia's failed attempt to acquire ARM Holdings
Length: 500 (five hundred) words maximum
o Instructions
Describe the products, markets and strategies of Nvidia and ARM Holdings
• Discuss the motives behind Nvidia's acquisition attempt of ARM Holdings
• Critically assess the reasons behind the failure of Nividia to acquire ARM holdings o The word limit is 500 (five hundred) words. Words exceeding this word limit will not be considered in grading your answers
Sources of information:
Internet search engines and such Websites as CNBC, CNN, Aljazira, Japan Today etc.
O Newspapers available through LexisNexis Academic, Proquest etc. data bases
о Any other sources you find suitable for the purpose

Answers

Nvidia is a global leader in computing innovation that makes complex products such as graphics processing units (GPUs), integrated circuits, system-on-a-chip units (SoCs), gaming consoles, and supercomputers. Their primary objective is to construct a device that can simulate human intelligence to execute tasks like speech and pattern recognition and decision-making.

Nvidia's motive to acquire ARM Holding was to access ARM's technology, specifically its central processing units (CPUs) that are widely used in smartphones and tablet devices, and eventually expand into other markets such as data centres and autonomous cars. Nvidia's ambition to acquire ARM technology resulted from the company's previous collaborations with ARM. Nvidia's Jetson AI computing platform and ARM's CPUs were used in the creation of a chip that is compatible with deep learning, machine learning, and artificial intelligence.

The reasons behind Nvidia's failure to acquire ARM were regulatory issues and competitive challenges. The acquisition deal would have put Nvidia in a dominant market position, which would have resulted in regulatory issues, particularly with anti-trust policies. Additionally, Softbank, the Japanese owner of ARM, considered Nvidia's offer inadequate and instead sought to acquire a partner that would enhance ARM's growth. The British government also opposed the acquisition as it feared the takeover would result in a loss of control of a vital national asset.

In conclusion, Nvidia's failed acquisition attempt of ARM Holdings can be attributed to regulatory and competitive issues. Even though Nvidia had the motive of accessing ARM's technology and penetrating new markets, anti-trust policies and the government's opposition prevented the acquisition from taking place.

To know more about acquisition deal visit

https://brainly.com/question/30457863

#SPJ11

African nations have struggled with poachers killing elephants for their valuable usks for many years. One way of protecting the elephants is for the government to create a habitat for the elephants and fining anyone who enters the habitat or harms the elephants. Another alternative is to set up a national park with 10 designated villages outside the park which can be designated as official tourist centers. Here, the villages can offer tourists guided tours of the parks so they can see the elephants. What sort of incentives do the local villagers (who are often very poor) face in each of these plans? Which plan do you think will be more successful in sustaining the elephant population?
Previous question

Answers

African nations have battled poachers who have been slaughtering elephants for their precious tusks for many years. To protect elephants, one option is for the government to establish a habitat for them and to fine anyone who enters the habitat or harms the elephants.

The inhabitants, who are often extremely poor, face several incentives in each of these plans. If the government decides to create a habitat, the locals would have to move to another location. The government may provide them with new accommodations, but they may not have the same connection to the new location as they do to their original one. The government would pay them compensation for the destruction of their land, and the compensation would most likely be insufficient.

They would not be allowed to hunt in the habitat, which is one of the ways they sustain themselves. They will be able to earn money as guards or rangers if the government employs them. They would also gain protection from poachers because the government would punish them if they entered the habitat or killed an elephant. If the government creates a national park with 10 villages, on the other hand, the locals would have the option of remaining in their homes. Because the 10 villages have been designated as official tourist centers, they will have the chance to work as tour guides.

To know more about poachers visit:

https://brainly.com/question/2132182

#SPJ11

A college plans to set up an endowment fund that will provide a scholarship of $2,500 at the end of every quarter, in perpetuity. How much should the college invest in the fund, if the fund earns 4.00% compounded quarterly?

Answers

The college needs to invest 2,401.06 in the fund.

The amount that the college would require to invest, if it is providing a scholarship of 2,500 at the end of every quarter in perpetuity, is as follows:

The scholarship that the college is providing = 2,500

Compounded Interest Rate = 4%

Time = 1 year (since we are calculating the quarterly rate)

Total number of quarters in a year = 4

Now we have the scholarship rate per quarter = 2,500

Let us assume that the amount the college would require to invest = p

The future value of investment for one quarter (FV) is given by:

FV = p (1+ r/n)^(n*t)

FV = p (1+0.04/4)^(4*1)

FV = p (1.01)^4

FV = 1.040604p

The investment amount that the college would need to provide scholarship of 2,500 every quarter can be calculated by the following:

1.040604p = 2,500p = 2,500/1.040604p = 2401.06

The college needs to invest 2,401.06 to set up an endowment fund that will provide a scholarship of 2,500 at the end of every quarter, in perpetuity.  

To know more about Compounded Interest visit:

https://brainly.com/question/14295570

#SPJ11

Use the following information for questions 4 and 5 An investor with $1,000,000 forms an investment portfolio. He invests $200,000 in Stock Q, $300,000 in Stock R, $150,000 in the risk-free security, and the remaining wealth in the market portfolio. The beta for stock Q is 1.5, and the beta for the investment portfolio is 1.12. The retum on the risk-free rate is 2.50%, and the market portfolio's expected return is 10.80%. 4. What is the expected return for stock Q and stock R ? a. Expected return on Q=12.25%; expected return on R=6.65%. b. Expected return on Q=13.87%; expected return on R=9.75%. c. Expected return on Q=14.95%; expected return on R=5.27%. d. Expected return on Q=14.95%; expected return on R=15.50%. e. None of the above

Answers

Given,An investor with $1,000,000 forms an investment portfolio. He invests $200,000 in Stock Q, $300,000 in Stock R, $150,000 in the risk-free security and the remaining wealth in the market portfolio. The beta for stock Q is 1.5, and the beta for the investment portfolio is 1.12.

The return on the risk-free rate is 2.50%, and the market portfolio's expected return is 10.80%.Expected return of Stock Q:rf = 2.5%Rm = 10.8%bQ = 1.5Er(Q) = rf + bQ (Rm – rf) = 2.5% + 1.5 (10.8% – 2.5%)Er(Q) = 14.95%Expected return of Stock R:rf = 2.5%Rm = 10.8%bR = (1.12 – 1.5) = -0.38Er(R) = rf + bR (Rm – rf) = 2.5% + (-0.38) (10.8% – 2.5%)Er(R) = 5.27%Hence, the expected return for stock Q is 14.95% and for stock R is 5.27%.

Thus, the correct option is c. Expected return on Q=14.95%; expected return on R=5.27%.

To know more about market visit:

brainly.com/question/15483550

#SPJ11

What is the EAR if the APR is 11 percent compounded daily? Enter
answer with 4 decimals (e.g. 0.1234)

Answers

The  EAR (effective annual rate) is found to be 0.114643 or 11.4643%.

The EAR (effective annual rate) if the APR is 11 percent compounded daily is 11.4643 percent.

The formula to calculate the EAR is:

EAR = (1 + (APR/n))^n - 1

Where APR is the annual percentage rate and n is the number of compounding periods per year.

In this case, the APR is 11 percent, and since the interest is compounded daily, there are 365 compounding periods in a year.

Therefore,n = 365

Plugging these values into the formula, we get:

EAR = (1 + (0.11/365))^365 - 1

EAR = 0.114643 or 11.4643%

Therefore, the EAR is 11.4643 percent, rounded to 4 decimal places.

Know more about the effective annual rate

https://brainly.com/question/13024233

#SPJ11

Other Questions
B Solve Problems 55-74 using augmented matrix methods 61. x1 + 2x2 = 4 2x1 + 4x = 8 HELP FASTTTTTTTT PLEASE How is women's sports fanship performed in the United States?How can sports be a site of resistance? 8. b) Find the total excess charge on the outer surface inuc.9. Find the magnitude of the electric field at r = 9.5cm inN/C10. Find the magnitude the electric field at r = 15cm in 10^6N/C Question 70/1 pt 100 99 0 DetallsSuppose you want to have $300,000 for retirement in 20 years. Your account earns 4% interest. How much would you need to deposit in the account each month?Question Help:Post to forum Consider the functionf(x)=xon the interval[0,]. Sketch the odd periodic extension offwith period2and give its Fourier series. Q2. Define:1. Debentures2. Lease Financing3. Creditors A stationary charge a generates an electric field. Find the incorrect statement a) The magnitude of E measures the change in potential per unit length b) The magnitude of E is directly proportional to the charge.c) The magnitude of E measures the electric force per unit of charge. d) The magnitude of E is directly proportional to the distance of separation A paperweight is made of a solid glass hemisphere of index of refraction 1.53. The radius of the circular cross section is 4.0 cm. The hemisphere is placed on its flat surface, with the center directly over a 2.5 mm long line drawn on a sheet of paper. What length of line is seen by someone looking vertically down on the hemisphere? Question 15 The doctor orders Fortaz 25 mg/kg IVPB to be added to 100 mL of D-5-W to infuse over 30 minutes q 6 hours. The stock supply is Fortaz 2 gram vial. Directions say to reconstitute with 4.8 ml NS to yield 5 mL. The patient weighs 60 lbs. The drop factor is 15 gtt/mL. Calculate the flow rate for the IVPB in gtt/min Resolve the given vector into its x-component and y-component. The given angle 0 is measured counterclockwise from the positive x-axis (in standard position). Magnitude 2.24 mN, 0 = 209.47 The x-component Ax is mN. (Round to the nearest hundredth as needed.) The y-component A, ismN. (Round to the nearest hundredth as needed.) peter is 24 years younger than his father. In 5 years time, his father will be 3 times as old as peter? a). how old is peter. b). how old will peter's father be in 25 year's time? A blue puck has a velocity of 0i 3j m/s and a mass of4 kg. A gold puck has a velocity of 12i 5j m/s and a mass of 6kg. What is the kinetic energy of the system?a. 90 Jb. 489 Jc. 525 Jd. Ashley Turned 30 Today, And She Is Planning To Save $3,000 Per Year For Retirement, With The First Deposit To Be Made One Year From Today. She Will Invest In A Mutual Fund, Which She Expects To Provide A Return Of 9.8005. Per Year Throughout Her Lifetime. She Plans To Retire 35 Years From Today, When She Turns 65 , And The Expects To Live For 30 Years After Regarding the regulation of glomerular filtration rate (GFR), the the general tendency of vascular smooth muscle to contract when stretched. High GFR causes aan) (increase/decrease) in tubular flow rate, which leads to aan) (increase/decrease) in reabsorption in the tubules; the consequence of which is alan) (increase/decrease) in the concentration of NaCl in the filtrate as it moves down the distal convoluted tubule past the cells in the macula densa. Cells in the macula densa respond to higher NaCl concentration by increasing the of afferent arteriole which reduces arteriole diameter thus reducing GFR and countering the initial stimulus of high GFR A. Research and explain the following International Documentations based on Global Value Chain: 1. Global Sourcing Motivators 2. Contract Manufacturing Motivators 3. Outsourcing Motivators 4. Importance of Intellectual Property Protection 5. Importance of Supplier Partnerships and Alliances 2.1 Explain in your own words how data is analysed in classroomaction research? [5]2.2 Briefly explain how Action Research can improve your ownteaching practice. [5] In Kate Chopins "The story of an hour," the main character is referred to by two different names by the unknown narrator. Give 3 reasons as to how this emphasizes the theme of gender roles in the story please answer ASAP I will brainlist X-rays of wavelength 0.116 nm reflect off a crystal and a second-order maximum is recorded at a Bragg angle of 22.1. What is the spacing between the scattering planes in this crystal?