a person who has completed the required licensing education, passed a license exam and primarily generates reports on property values is known as a(n):
A person who has completed the required licensing education, passed a license exam and primarily generates reports on property values is known as an appraiser.
What is the role of the appraiser?Assessors and appraisers make estimates of a property's value. Real estate appraisers and assessors offer an estimation of the value of tangible personal and commercial property as well as real estate.
However, historically speaking, the comparison approach, the income approach, and the cost approach have been the three primary methods of appraisal practice. Photographs of every room in the house, the garage, and the exterior will be taken by the appraiser while they are performing the appraisal. Additionally, they will measure the house and look over any notable features, additions, and general condition.
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which of the following best defines a monopolistically competitive industry? multiple choice 2single firm, unique productmany firms, identical productsmany firms, differentiated productsfew firms, similar products
A monopolistically competitive industry is one in which there are many firms producing products that are similar but slightly different from each other.
The Benefits of Monopolistically Competitive IndustriesThese firms are able to differentiate their products from those of their competitors through product design and marketing strategies. This type of industry structure gives firms the ability to charge different prices and gain some degree of pricing power. As a result, these firms have an incentive to invest in innovation and marketing, which can lead to more consumer choice and increased competition.
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The returns on the common stock of New Image Products are quite cyclical. In a boom economy, the stock is expected to return 32 percent in comparison to 14 percent in a normal economy and a negative 28 percent in a recessionary period. The probability of a recession is 25 percent while the probability of a boom is 10 percent. What is the standard deviation of the returns on this stock?
19.94 percent
E(r) = (0.10 0.32) + (0.65 0.14) + (0.25 -0.28) = 0.053
Var = 0.10 (0.32 - 0.053)2 + 0.65 (0.14 - 0.053)2 + 0.25 (-0.28 - 0.053)2 = 0.039771
Std dev = 0.039771 = 19.94 percent
Returns on New Image Products' common shares are very cyclical. The returns for this stock have a standard deviation of 19.94%.
Why do you say "stock"?Any corporation's ownership certificates are referred to as "stock." A share can refer to either hand of a stock certificate for a certain company. You are regarded as a shareholder if you already own shares in a certain company. Common and preferred stocks are the two categories.
The stock process is what?Stock in Process refers to "raw stock" that has gone through any aging, seasoning, mechanical, or other manufacturing process but hasn't yet turned into finished stock. Over the long term, stocks provide the highest potential for capital gain for investors.
Briefing:E(r) = (0.10 0.32) + (0.65 0.14) + (0.25 -0.28) = 0.053
Var = 0.10 (0.32 - 0.053)2 + 0.65 (0.14 - 0.053)2 + 0.25 (-0.28 - 0.053)2 = 0.039771
Std dev = 0.039771 = 19.94 percent
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which global facility type is set up in an area with an abundance of advance suppliers, competitors, and research facilities? which global facility type is set up in an area with an abundance of advance suppliers, competitors, and research facilities? outpost factory. contributor factory. server factory. offshore factory.
Outpost factory is set up in an area with an abundance of advanced suppliers, competitors and research facilities. The correct answer would be option A.
One could think of an outpost factory as an intelligence gathering unit. This means that an outpost factory is frequently located close to the main operations or headquarters of a rival, as well as close to the most picky clients or significant suppliers of special and vitally crucial parts. An outpost factory serves a purpose in production as well; it frequently doubles as a server and/or an offshore plant. The outpost factory is closely related to the concept of deciding which nations to operate in based on their strategic value rather than on a location's ability to produce goods. Maintaining and possibly even improving the global company's position in important nations is occasionally seen as a practical consideration.
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suppose that the federal reserve is concerned about the effects of falling stock prices on the economy. what could it do?
Suppose that the federal reserve is concerned about the effects of falling stock prices on the economy. buy bonds to lower the interest rate could it do.
An interest charge is the amount of hobby due in keeping with length, as a proportion of the quantity lent, deposited, or borrowed (referred to as the principal sum). the entire hobby on a quantity lent or borrowed depends on the essential sum, the hobby price, the compounding frequency, and the period of time over which its miles lent deposited, or borrowed.
the once-a-year hobby charge is the rate over a duration of 365 days. different interest costs practice over distinctive durations, including a month or a day, however, they're usually annualized.
The interest charge has been characterized as "an index of the preference . . . for a dollar of present [income] over a dollar of future profits." The borrower wishes, or needs, to have cash quicker in preference to later and is willing to pay a price—the interest charge—for that privilege.
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Which of the following generates a positive externality?
A) You buy a new car and find $5,000 in the door panel.
B) Your next-door neighbor mows the lawn at 6 A.M.
C) Your next-door neighbor installs a bat house and the bats eat mosquitoes.
D) Joe buys health insurance but decides not to take the time to get a flu shot.
The statement that generates a positive externality is when your next-door neighbor installs a bat house and the bats eat mosquitoes. The Option C is correct.
What is a positive externality?In economics, a positive externality is when the third party benefits from another party deciding to consume or produce a product or service. This turns into greater social benefit as the benefits are usually more widespread than a single individual, however a positive externality can also translate to private benefit which is the instance of an individual or single business entity receiving the benefit.
Also, a positive externality also occur on the production or consumption sides of the transaction involving a good or service.
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Melvin Indecision has difficulty deciding whether to put his savings in Mystic Bank or Four Rivers Bank. Mystic offers 10% interest compounded semiannually. Four Rivers offers 8% interest compounded quarterly. Melvin has $10,000 to invest. He expects to withdraw the money at the end of 4 years.
Calculate interest for each bank and identify which bank gives Melvin the better deal? (Please use the following provided Table.) (Do not round intermediate calculations. Round your answers to the nearest dollar amount.)
Mystic Four Rivers Better deal
Interest $ $ (Click to select)Mystic BankFour Rivers Bank
The offer at Mystic Bank is the superior one compared to the one at Four Rivers Bank.
The better offer is what?The worth of the investment possibilities in the future must be calculated in order to decide which bank has the better offer.
The amount invested, how many times it has been compounded, how many years it has been invested, and the interest rate all influence the future value of an investment.
Semi-annual compounding indicates that an investment doubles in size every two years. Investing is exponentially growing four times a year when it is compounded quarterly.
The future value calculation formula is as follows:
FV = PV (1 + r)^nm
Where:
FV = Future value
P = Present value
R = Rate of interest
m = no. of compounding
N = no. of years
Mystic bank's rate of interest = 10% /2 = 5%
Four Rivers Bank's rate of interest = 8% / 4 = 2%
The investment's future worth at Mystic bank is as follows:
$10,000 x (1.05)^(2 x 4) = $14,774.55
The investment's future worth at Four Rivers Bank is as follows:
$10,000 x (1.02)^(4 x 4) = $13,727.86
Melvin will therefore have $17,170.36 if he decides to invest in Four Rivers Bank.
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span of control refers to . a. the ability to forecast a year in advance b. the number of employees a manager can reasonably supervise c. the level of authority a manager has over another manager d. the level at which a manager can personally affect a guest’s perception of the property
The quantity of employees who directly answer to a manager or leader is known as the span of control (or span of management). A manager's area of influence increases with the number of employees under their supervision.
What is the span of control?The term "span of control," sometimes known as "span of management," is used in business management, notably in the management of human resources. The phrase describes how many direct reports or subordinates a supervisor is in charge of. You may actually reduce the level of micromanagement in the organization by giving managers who might or should have more authority greater authority, which will increase team members' autonomy, speed of decision-making, and opportunities for professional growth.
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(true/false) conflict is a natural phenomenon of organizational life, but with the proper measures in place, it can be eliminated in the workplace. true false
Although conflict arises naturally in organizations, it can be avoided at work with the right policies in place. The assertion is accurate.
What does the term "workplace" mean?
A workplace is a place where someone performs work—either as their employer or for themselves. Such a location could be anything from an office to a sizable office complex or factory.
What three types of workplaces are there?
A job, an career, as well as a vocation exist. After working with hundreds of people over the course of my 20 years as a career coach, I can tell that that whatever you do for a living fits into one of the 3 groups.
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ashburn corporation issued 15-year bonds 2 years ago at a coupon rate of 6.6 percent. the bonds make semiannual payments. if these bonds currently sell for 115 percent of par value, what is the ytm? (do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)
10.32% is the YTM value for the given question.
What is YTM?Yield to maturity (YTM) is the total rate of return a bond will have achieved after all interest payments and principal repayments have been completed. The internal return rate (IRR) on a bond if carried to maturity is essentially what YTM stands for.
Calculation:
Given the following :
Assume par value of $1000
Payment is made semi annually
Payment per period (PMT) = 115% of par value = [(6.6/100) × 1000] ÷ 2
= 66 / 2
= $33
Present value(PV) = 115% × 100 = $1150
Year of maturity = (15 - 2) = 13 years
Therefore, number of periods = 13 × 2 = 26
( since payment is made semi annually).
We can utilize the yield to maturity calculator online or the excel formula to reduce the computational complexity:
Using the online calculator :
Yield to maturity = 10.32%
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referring to the above diagram, which of the following is a true statement? a. there is sufficient aggregate demand to reach full employment b. the equilibrium in the economy is in the neoclassical zone c. the equilibrium in the economy is at a level of output above full employment d. macroeconomic policy will be needed to reduce unemployment issue
To address the issue of unemployment, macroeconomic policy will be required.
What is the sum of the supply and demand?
The aggregate supply, or real GDP, is the total quantity of output that businesses will produce and sell.In an economy, aggregate demand is the total amount spent on domestic goods and services.
What is aggregate demand?
The total amount spent on those goods and services at a particular price level and point in time is referred to as aggregate demand.All consumer goods, capital goods (factories and equipment), exports, imports, and government spending make up aggregate demand.
Can there be equilibrium in an economy when there is unemployment?
Yes, when aggregate demand equals aggregate supply in the economy, an economy can be in equilibrium when there is unemployment.When aggregate demand and aggregate supply are equal at a level where resources are not fully utilized, this is referred to as a situation.
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poindexter is funded by a group of wealthy investors for the sole purpose of providing funding for individuals and small firms that are trying to convert their new ideas into viable products. what is this type of funding called?
Poindexter is funded by a group of wealthy investors for the sole purpose of providing funding for individuals this type of funding called venture capital.
An investor is a person who invests financial capital with the expectation of future returns or for profit. Through this allocated capital, the investor primarily acquires property of some kind.
Investment types include equities, bonds, securities, real estate, infrastructure, currencies, commodities, tokens, derivatives such as put and call options, futures and forwards. This definition does not distinguish between primary and secondary market investors. In other words, both those who provide capital to a company and those who buy shares are investors.
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the pap's audio visual endorsement provides coverage for tapes, records, disc, and media up to $ while contained in an insured auto.
Coverage of tapes, records, and disk. The following insurance is modified by this endorsement: form for auto dealers coverage. Form for business auto coverage.
There is frequently misunderstanding regarding whether or not particular electronic equipment that has been "factory installed" is covered. Reviewing the aforementioned exclusions reveals that the term "factory installed" is absent from them. Radios, tape decks, and CD players must be "permanently placed" in order to be covered.
Only two of the many types of electronic gadgets under exclusion 5 are protected by the exception. One is a phone that is "permanently installed." Autos with TV monitors, VCRs (likely including the more recent DVDs), personal computers, and the other kinds described are all thus not included. With Endorsement, a buy-back of coverage is possible. PP 03 13 - Coverage For Excess Audio, Visual, and Data Electronic Equipment, Tapes.
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Theo Chocolate has very public dedication to international fair trade, a dedication that comes before profits. Customers and employees who care about fair trade are more likely to support the cause with donations to Fair Trade USA. O more likely to shop for the best price or demand the highest salary. more likely to buy from or stay loyal to the firm
Theo Chocolate has very public dedication to international fair trade, a dedication that comes before profits. Customers and employees who care about fair trade are more likely: buy from or stay loyal to the firm. Last option.
What is a fair trade?A fair trade arrangement is one that aims to facilitate equitable and sustainable economic ties for producers in developing nations. In the fair trade movement, higher export prices are combined with higher social and environmental standards.
In order to guarantee that a set of standards are met during the manufacture and supply of a product or ingredient, fair trade is a certification system. Fairtrade means workers' rights for farmers and workers.
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an import can only occur inside the borders of your home country and an export can only occur outside the borders of your home country an import can only occur inside the borders of your home country and an export can only occur outside the borders of your home country true false
An import can only occur inside the borders of your home country and an export can only occur outside the borders of your home country is FALSE.
Import is a selling activity where a product from the home country is beiing sold to a foreign nation. Meanhwile export is the purchase of foreign product by someone from the home country and bringing it into the home country.
Import and export allows a country to generate more profits from selling its products to a different market (internationally). Import and export also allows a country to produce more products and generate huge employment opportunities.
Import may happen not only inside the borders of someone's home country. You may purchase a product abroad and bring it back to your country and still being counted as importing product. Export transaction also may incurred inside the home country's border. For example a foreigner buy a new product from the home country and bring the product back to his country.
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advanced technology and performance capabilities, consistent quality, availability in multiple colors and sizes, prompt delivery, technical support services, customer financing, distribution channels, or some other feature of importance to customers are examples of:
Examples of differentiation include superior performance and technology, consistent quality, availability in a variety of colors and sizes, prompt delivery, technical support services, customer financing, distribution channels, or some other feature that is important to customers.
What are some examples of strategies for differentiation?
A company can compete in the market with something other than lower prices using a differentiation strategy.A candy company might, for instance, make their candy stand out by making it taste better or using healthier ingredients.
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a(n) has a legal life of its own. a.corporation b.association c.sole proprietorship d.trade alliance e.partnership
corporation has its own legal existence.
Which type of business enterprise is created as a distinct legal entity?A corporation—also known as a C corp—is a legal entity distinct from its owners. Corporations are able to earn money, pay taxes, and deal with legal repercussions. Although founding a corporation is more expensive than creating other forms of companies, it offers owners the strongest defense against personal liability.
Continuity is another benefit of incorporation. The corporation can (at least theoretically) last eternally since it has a separate legal existence from that of its owners. It is simple for shareholders to transfer control of a firm by selling their stock to third parties.
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all other varaibles held constant, investmemts paying siple interes havt to pay significance hiher interest rate to erab the sane anount of interest as an account compiund interestTrue or False
If all other variables remained unchanged, investments paying simple interest would need to bear a higher interest rate in order to accrue the same amount of interest as compound interest on an account. So statement is true.
Why Does Simple Interest Exist?The calculation of a loan's interest rate can be done quickly and simply using simple interest. To calculate simple interest, multiply the daily interest rate by the principle and the number of days between payments. Even though some mortgages employ this calculation technique, this kind of interest typically applies to auto loans or short-term loans. The daily interest rate is multiplied by the principal and the number of days between payments to determine simple interest.
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assuming all other elements are the same, what would most likely lead a global firm to purchase an item from an outside supplier?
The item to be manufactured is a non-essential item with little impact on the worldwide firm's key competencies or consumer expectations.
What are the customer's expectations?Customer expectations are any set of behaviors or activities that people expect when they interact with a firm. Customers have traditionally anticipated the essentials, such as quality service and fair pricing, but current customers have considerably greater expectations, such as proactive service, personalized interactions, and integrated experiences across digital channels. There are five degrees of consumer expectations: ideal service level, desired service level, adequate service level, anticipated service level, and zone of tolerance.
Expectations for Basic Customer Service.
To be heard, cherished, and appreciated.To make the procedure feel simple and uncomplicated.To observe that action is being made on the request or issue.To learn more about customer's expectations, click
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People gain consumer surplus when they purchase an item:
at a price below the value of the benefit they receive from the item.
at an equitable price.
at a price above marginal revenue but lower than the cost of production.
with a marginal benefit below the price of the item.
People gain consumer surplus when they purchase an item at a price above marginal revenue but lower than the cost of production with a marginal benefit below the price of the item.
In an accounting context, revenue refers to the total income from the sale of products and services that are directly related to the main operations of the company. Revenue or turnover are two terms that complement business income. Interest, royalties, and other fees are a source of income for some companies.
The term "revenue" can refer to general or total income, expressed in money, received over a certain period of time, as in "Last year, company X had sales of 42 million dollars". Profit or net income generally refers to total revenue minus total expenses for a particular period.
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Surf 'N' Sun Shop sells ski boats and other boating accessories.It receives most of its inventory about three months in advance of the summer season,but it is not able to pay for the inventory up front.Instead,its suppliers allow Surf 'N' Sun to use its inventory as collateral.This type of agreement is called
Choose correct answer/s
A unsecured short-term financing.
B long-term lending.
C factoring.
D secured short-term financing.
E a promissory note.
It receives most of its inventory about three months in advance of the summer season, but it is not able to pay for the inventory upfront. Instead, its suppliers allow Surf 'N' Sun to use its inventory as collateral. This type of agreement is called D) secured short-term financing.
Inventory is the goods or materials an enterprise intends to sell to customers for profit. stock management, a crucial detail of the delivery chain, is the monitoring of inventory from producers to warehouses and from those facilities to a degree of sale.
A skills inventory is a compilation of the abilities, schooling, and studies of contemporary employees. businesses use those inventories to assess whether the modern teams of workers can meet the organization's desires. know-how of the business enterprise's pool of modern abilities/competencies and destiny ability necessities aids in strategic making plans efforts.
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There are three important aspects that affect the ultimate performance of a team. Describe each of these: a) Organizational context b) Team design c) Team culture d) Which (one, two, or three equally) does a leader have the most control over?
Organizational context is the important aspect that affects the ultimate performance of a team and the leader has the most control over it.
The management strategies a team adopts to oversee not just the work its members do but also how people and groups interact, collaborate, assess, and plan are referred to as the team's organization. It also depends on the team's ability to establish clear goals and how those responsibilities are defined and understood in order to achieve goals in an efficient manner. Responses to questions concerning organization from team members can differ greatly depending on their personal perspectives and understandings. In some cases, a well-run weekly meeting may be sufficient to reassure team members of the team's organization.
In other cases, team members might not feel organized until they can delegate some of their work to a smaller group.
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the software division of lamda co. has sales of $6,000,000, operating assets of $5,000,000, operating income of $600,000, and cost of capital is 9%. calculate residual income for the software division.
Residual income is $150,000, The money that still comes in after an initial time and resource commitment has been made is known as residual income.
What sort of income has a residual component?Net operating income $6,000,000
Average operating assets $5,000,000
Sales $6,000,000
Operating assets * 9% = $5,40,000
Residual income = $1,50,000
The money that still comes in after an initial time and resource commitment has been made is known as residual income. Artist royalties, rental income, interest income, and dividend payments are a few types of residual revenue.
Is extra money a salary?In essence, residual income is any extra money someone has left over after meeting all of their financial responsibilities. For instance, if a person earns a salary of $40,000 per year and pays off all of their obligations and household expenses with $30,000 per year, the remaining $10,000 is regarded as residual income.
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suppose a tax per unit is imposed on this market and the new equilibrium quantity is 30. what is the tax per unit imposed in this market?
The sum of all taxes paid is known as tax revenue. This is the quantity sold multiplied by the amount of the excise (or per unit) tax.
What is the price and quantity in equilibrium before the tax is applied?Prior to the tax's implementation, the supply and demand curves intersect at the equilibrium price and quantity. As a result, $5 must be the price consumers pay and the amount producers receive before tax, and 12 pinckneys must be produced to achieve equilibrium.
What does a tax example by unit mean?In a per-unit tax, the tax base is specified in terms of a physical quantity rather than a monetary amount. If the federal government imposes a tax on each unit, for instance regardless of the price, buyers and/or sellers are required to pay an additional 10 cents for each gallon of gasoline sold.
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A hiking boot’s profits are declining because new competition has entered the market, but its cost has also declined due to increased volume of production. What stage of the product development life cycle is the hiking boot in?.
The stage of the product development life cycle is the hiking boot in maturity stage.
What stage of the product life cycle demands marketers to focus extra emphasis on how their product is distributed?During this phase, "This brand is the best!" is the main message used in marketing and promotion. Additionally, when pricing gets more competitive, it must be changed to fit the differentiation strategy. The marketer frequently needs to focus heavily on distribution during the growth period.
Which stage of the product lifecycle could potentially demand the largest outlay of funds for marketing initiatives?Stage of the market's emergence. Consider the stage of product launch as the market introduction. A substantial marketing investment is necessary for this PLC phase. The product's advantages are not yet known by the market.
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two countries are in a recession. country a has an mpc of 0.8 and country b has an mpc of 0.6. in which country will government spending have the greatest impact?
The term "multiplier" is used in economics to describe the effect that changes in government consumption or investment spending have on an economy's GDP (gross domestic product).The marginal propensity to consume (MPC) value has the greatest impact on the multiplier value.
How is the spending multiplier calculated?
The effect that a change in autonomous spending will have on the economy's total spending and aggregate demand is shown by the expenditure multiplier.Divide the final change in real GDP by the change in autonomous spending to determine the expenditure multiplier.
Why is the multiplier effect on spending?
Any changes in consumer spending brought about by fiscal policy-induced real GDP growth or contraction are referred to as the multiplier effect.Real GDP increases when the government spends more money. This boosts aggregate demand.As a result of this growth, more jobs are created and workers earn money.
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When using the indirect method, adding a decrease in prepaid insurance to net income eliminates the effect of recording insurance expense that ______.
When using the indirect method, adding a decrease in prepaid insurance to net income eliminates the effect of recording insurance expense that decreased net income but did not impact cash.
When you mention insurance, what do you mean?Explain insurance. A risk management tool is insurance. When you buy insurance, you get protection against unanticipated financial losses. If something unfavorable occurs, the insurance provider compensates you or a different person of your choosing.
What benefits does insurance provide?Insurance serves as a financial safety net to help you and your loved ones recover in the event of a tragedy, such as a fire, theft, legal action, or car accident. When you get insurance, you will receive an insurance policy, which is a contract that is legally enforceable between you and your insurance company.
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4. Governments sometimes try to manipulate exchange rates in order to:
a. O make their exports cheaper
b. O increase interdependence
c. O overcome trade restrictions
d. O make their exports more expensive
1. Rey is working at a part-time job while going to college. Out of the 80 hours per week that are available for work, Rey can work up to 30 hours per week in the school bookstore and make$20per hour. A. Draw a time allocation budget to reflect the choices available to Rey. Indicate with an indifference curve the choice to work 30 hours per week. B. The government has now imposed a tax on weekly income, although the first$100of income is tax-exempt. Show how this changes the time allocation budget, and use the indifference curve you drew for part a to indicate how this tax might impact the choice of how many hours to work. C. When Rey finishes college, what is likely to be the change in the work-leisure tradeoff?
An individual pays 20% in average weekly taxes, with a marginal tax rate of 37.5% during the final hour of work each week. The correct answer is Draw a time allocation budget to reflect the choices available to Rey. Indicate with an indifference curve the choice to work 30 hours per week.
The rate of taxation applied to taxable income for each extra dollar of income produced is known as the marginal tax rate.The application of marginal tax rates is divided into four taxable households and seven tax frames.For the most recent hour, the marginal tax rate is:Given the circumstances, Assessed in Taxes for Final Hour = $3 Hourly Wage $8. When we substitute the values in the marginal tax rate formula, we obtain.
Assessed in Taxes for Fina Earning Per Hour = Marginal Tax Rate.
For (b), the marginal tax rate is 37.5%.
$3 $8\sX 100
Tax Rate Marginal = 37.5%
Consequently, 20% is the appropriate number.
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Which of the following is likely to happen in the very early stages of the product life cycle?Group of answer choicesinformative communicationpursuingpromotingrewards programpersuasive communication
Early on in the product life cycle is when informative communication is most likely to occur.
The product life cycle includes all of the phases that a product goes through from the time it is introduced to the market until it is discontinued. A product's life cycle has four stages: introduction, growth, maturity, and decline. Many things are still in the extended mature stage.
The five stages that make up a product's life cycle are development, introduction, growth, maturity, and decline. Theodore Levitt, a German economist, came up with the concept and published his Product Life Cycle model in the Harvard Business Review in 1965. Even now, many still employ this model.
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