Consider a student loan of ​$20,000 at a fixed APR of 12​% for 15 years. a. Calculate the monthly payment.​(Do not round until the final answer. Then round to the nearest cent as​ needed.) b. Determine the total amount paid over the term of the loan. ​(Round to the nearest cent as​ needed.) c. Of the total amount​ paid, what percentage is paid toward the principal and what percentage is paid for interest. ​(Round to the nearest tenth as​ needed.)

Answers

Answer 1

Answer:

a. $240.03

b. $43,205.04

c. Principal = 46.29%

   Interest = 53.71%

Step-by-step explanation:

The computation is shown below:

a. For computing the monthly payment we need to apply the PMT formula i.e to be shown in the attachment below

Given that,  

Present value = $25,000

Future value or Face value = 0

RATE = 12% ÷ 12 months = 1%

NPER = 15 years × 12 months = 180 months

The formula is shown below:  

= PMT(RATE;NPER;-PV;FV;type)  

The present value come in negative  

So, after applying the above formula the monthly payment is $240.03

b. Now the total amount paid is

= Monthly payment × time period

= $240.03 × 180 months

= $43,205.04

c. Now the percentage is

For principal

= $25,000 ÷ $43,205.04 × 100

= 46.29%

And, for the interest, it is

= 100% - 46.29%

= 53.71%

Consider A Student Loan Of $20,000 At A Fixed APR Of 12% For 15 Years. A. Calculate The Monthly Payment.(Do

Related Questions

1. The graph of yf(x) is translated 3 units right and 4 units down. What is the equation of the translation
image in terms of the function ?
A. Y-3 = f(x+4)
B. y + 4 = f(x-3)
C. y + 3 = f(x-4)
D. y - 4 = f(x + 3)

Answers

Answer:

D.y-4=f(x+3)

Step-by-step explanation:

The correct translation would be y-4 because the y-coordinate moves down 4 units and f(x+3) because the x-coordinate would move 3 spaces to the right.

Hope this helps!!! PLZ MARK BRAINLIEST!!!

The equation of the translation image of the function is  y - 4 = f(x + 3).

which is the correct answer would be an option (D).

What is a graph?

A graph can be defined as a pictorial representation or a diagram that represents data or values.

Vertical shifting of a graph is done by adding any arbitrary constant to the function in shifting.

For example, If shift up by 1 unit,  add 1 to the function

If shift down by 4 units, subtract 4 from the function

To determine the graph of y (x) is translated as 3 units right and 4 units down.

The x-coordinate will increase by 3 if we move it to the right.

If we shift it downward, it will become negative and read as y - 4.

So y - 4 = f(x + 3)

Therefore, the equation of the translation image of the function is  y - 4 = f(x + 3).

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please simplfy this equation

Answers

Answer:

0

Step-by-step explanation:

√12 can be rewritten as √2²·3 = 2√3

√75 can be rewritten as √5²·3 = 5√3

2/5 * 5 = 2

so

2√3 - 2/5 * 5√3 = 2√3 - 2√3 = 0

Answer:

0

Step-by-step explanation:

Please answer this correctly

Answers

Answer:

1/2

Step-by-step explanation:

The non-even numbers are 1, 3, and 5 on the dice.

3 numbers out of 6.

3/6 = 1/2

Answer:

1/2

Step-by-step explanation:

Total sides of 6-sided die = 6

Numbers not even = 3

Probability of not getting an even = 3/6

=> 1/2

A human resources specialist is investigating a government claim that the unemployment rate is less than 5%. To test this claim, a random sample of 1500 people is taken and its determined that 61 people are unemployed. The following is the setup for this hypothesis test:

H0:p=0.05

Ha:p<0.05

Find the p-value for this hypothesis test for a proportion and round your answer to 3 decimal places.

The following table can be utilized which provides areas under the Standard Normal Curve:

z 0.00 0.01 0.02 0.03 0.04 0.05 0.06 0.07 0.08 0.09
-1.8 0.036 0.035 0.034 0.034 0.033 0.032 0.031 0.031 0.030 0.029
-1.7 0.045 0.044 0.043 0.042 0.041 0.040 0.039 0.038 0.038 0.037
-1.6 0.055 0.054 0.053 0.052 0.051 0.049 0.048 0.047 0.046 0.046
-1.5 0.067 0.066 0.064 0.063 0.062 0.061 0.059 0.058 0.057 0.056
-1.4 0.081 0.079 0.078 0.076 0.075 0.074 0.072 0.071 0.069 0.068

Answers

Answer:

P-value =0.062

At a signficance level of 0.05, there is not enough evidence to support the claim that the unemployment rate is less than 5%.

Step-by-step explanation:

This is a hypothesis test for a proportion.

The claim is that the unemployment rate is less than 5%.

Then, the null and alternative hypothesis are:

[tex]H_0: \pi=0.05\\\\H_a:\pi<0.05[/tex]

The significance level is 0.05.

The sample has a size n=1500.

The sample proportion is p=0.041.

[tex]p=X/n=61/1500=0.041[/tex]

The standard error of the proportion is:

[tex]\sigma_p=\sqrt{\dfrac{\pi(1-\pi)}{n}}=\sqrt{\dfrac{0.05*0.95}{1500}}\\\\\\ \sigma_p=\sqrt{0.000032}=0.0056[/tex]

Then, we can calculate the z-statistic as:

[tex]z=\dfrac{p-\pi+0.5/n}{\sigma_p}=\dfrac{0.041-0.05+0.5/1500}{0.0056}=\dfrac{-0.0087}{0.0056}=-1.5401[/tex]

This test is a left-tailed test, so the P-value for this test is calculated as:

[tex]\text{P-value}=P(z<-1.5401)=0.062[/tex]

As the P-value (0.062) is greater than the significance level (0.05), the effect is  not significant.

The null hypothesis failed to be rejected.

There is not enough evidence to support the claim that the unemployment rate is less than 5%.

A director of the library calculates that 10% of the library's collection is checked out. If the director is right, what is the probability that the proportion of books checked out in a sample of 899 books would be less than 11%? Round your answer to four decimal places.

Answers

Answer:

0.8413

Step-by-step explanation:

p = 0.10

σ = √(pq/n) = 0.01

z = (x − μ) / σ

z = (0.11 − 0.10) / 0.01

z = 1

P(Z < 1) = 0.8413

The probability that the proportion of books checked out in a sample of 899 books would be less than 11% is approximately 0.5425.

We have,

We can use the normal approximation to the binomial distribution to find the probability that the proportion of books checked out in a sample of 899 books would be less than 11%.

First, we need to calculate the mean and standard deviation of the binomial distribution:

Mean:

np = 899 × 0.1 = 89.9

Standard deviation:

√(np(1-p)) = √(899 × 0.1 × 0.9) = 9.427

Next, we need to standardize the sample proportion of 11% using the formula:

z = (x - μ) / σ

where x is the sample proportion, μ is the mean of the distribution, and σ is the standard deviation of the distribution.

Substituting the values we have, we get:

z = (0.11 - 0.1) / 0.9427 = 0.1059

Using a standard normal distribution table or calculator, we can find that the probability of getting a z-score less than 0.1059 is 0.5425.

Therefore,

The probability that the proportion of books checked out in a sample of 899 books would be less than 11% is approximately 0.5425.

Rounded to four decimal places, the answer is 0.5425.

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PLEASE HELP!!! How many 2-digit numbers are among the terms of the arithmetic sequence 2, 7, 12, 17, ...?

Answers

Step-by-step explanation:

The difference between. Each numbers is 5 so, it's answer is 22 and 27

PLEASE HELP I’LL MARK BRAINLIEST If 1 equals 1 2/3 how much does 1 1/2 equal?

Answers

Answer:

0.9 (9/10)

Step-by-step explanation:

(see picture)

What is the area of the triangle?
9 4 12

Answers

Answer:

  13.636

Step-by-step explanation:

The area can be found using Heron's formula:

  A = √(s(s-a)(s-b)(s-c))

where s=(a+b+c)/2.

For the given triangle, ...

  a=9, b=4, c=12, s=(9+4+12)/2 = 12.5

  A = √(12.5(3.5)(8.5)(0.5)) = √185.9375 ≈ 13.636

The area of the triangle is about 13.636 square units.

Answer:

24 units\

Step-by-step explanation:

Which expression correctly represents “six more than the product of five and a number, decreased by one”?

Answers

Answer:

Step-by-step explanation:

Product of 5 and a number:  5n

Six more than that would be 5n + 6

Finally, "six more than the product of 5 and a number, decreased by one" would be

5n + 6 - 1, or 5n + 5

Answer: A) 6 + 5n - 1

Step-by-step explanation: edge. 2022

What is the answer? ACB ~ EFD

Answers

Answer:

y=4

solution,

[tex] \frac{ac}{ef} = \frac{cb}{fd} \\ or \: \: \frac{12}{y} = \frac{15}{5} \\ or \: 15 \times y = 12 \times 5( \: cross \: multiplication) \\ or \: 15y = 60 \\ or \: y = \frac{60}{15} \\ y = 4[/tex]

Hope this helps...

Good luck on your assignment..

Answer:

The value of y is 4

Step-by-step explanation:

What is similarity ?

In Euclidean geometry, two objects are similar if they have the same shape, or one has the same shape as the mirror image of the other.

Given,

ΔACB~ΔEFD

The proportional sides are equal.

[tex]\frac{AC}{EF}=\frac{CB}{FD}=\frac{AB}{DE} \\\frac{12}{y}=\frac{15}{5} \\y=12*\frac{5}{15}\\\\ y=4[/tex]

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PLEASE ANSWER FAST!! THANK YOU :)

Answers

Answer:

option 1 both statements are true

Step-by-step explanation:

Prove by PMI -- Principle of Mathematical  Induction

1) n³ + 2n

n= 1 , 1³ +2*1 = 1+2 = 3 = 3*1   ---->divisible by 3

n = 2 ; 2³ + 2*2 = 8+4 = 12  = 3*4  ----> is divisible by 3

Assume that It is valid for n = k ;  

[tex]k^{3}+2k[/tex] = 3*m -----(I) , for all m ∈ N

We have to prove for n =k +1 , the statement is true.

n = k+1, [tex](k+1)^{3}+2(k +1) =k^{3}+3k^{2}+3k +1 +2k +2[/tex]

                                           = k³ + 3k² + 3k + 3 + 2k

                                           =  k³ +  2k + 3k² + 3k + 3

                                           = 3m + 3 (k² + k + 1)

                                          = 3(3 + [k² + k + 1] ) is divisible by 3

Therefore, this statement is true

2) [tex]5^{2n}-1\\[/tex]

[tex]n=1 ; 5^{2}-1 = 25 -1 = 24 divisible by 24\\\\n = 2 ; 5^{2*2}-1 = 5^{4}-1 = 625 - 1 = 624 divisible by 24[/tex]

This statement is also true

Brainliest to whoever gets this correct! Does this graph show a function? Explain how you know.A.No; there are y-values that have more than one x-value.B.No; the graph fails the vertical line test.C.Yes; the graph passes the vertical line test.D.Yes; there are no y-values that have more than one x-value.

Answers

Answer:

B. No; the graph fails the vertical line test.

Step-by-step explanation:

If you hold a pencil up to the graph, the parabola would technically touch the pencil at more than one point. That means it failed the test, and therefore it is not a function.

hope this helped :)

Do 2b+ b and 3b have the same value for all values of b? explain your reason

Answers

Answer:

Yes

Step-by-step explanation:

b is as in 1b so. . .

2 + 1 = 3

We can plug in b or as "b"

2b + b = 3b

So yes in whatever case 2b + b's value  will always equal 3b's value

Answer:

yes

Step-by-step explanation:

because you can use any number to put for B and they will have the same value as an example we will use 3 for b so 2b = 6 + b = 9 and 3b = 9

Help me find volume for this given radius please

Answers

Answer:

see below

Step-by-step explanation:

The volume of a sphere is given by

V = 4/3 pi r^3

  = 4/3 pi ( 7)^3

  = 1372/3 pi in^3

Using 3.14 for pi

V =1436.0266666 in^3

Using the pi button

1436.75504 in^3

The distance d of a particle moving in a straight line is given by d(t) = 2t3 + 5t – 2, where t is given in seconds and d is measured in meters. Find an expression for the instantaneous velocity v(t) of the particle at any given point in time. Question 1 options: 6t3 – 5 5t3 + 6 6t2 + 5 5t2 – 6

Answers

Answer:

(C)[tex]6t^2+5[/tex]

Step-by-step explanation:

Given the distance, d(t) of a particle moving in a straight line at any time t is:

[tex]d(t) = 2t^3 + 5t - 2, $ where t is given in seconds and d is measured in meters.[/tex]

To find an expression for the instantaneous velocity v(t) of the particle at any given point in time, we take the derivative of d(t).

[tex]v(t)=\dfrac{d}{dt}\\\\v(t) =\dfrac{d}{dt}(2t^3 + 5t - 2) =3(2)t^{3-1}+5t^{1-1}\\\\v(t)=6t^2+5[/tex]

The correct option is C.

Answer:

6t2+5

Step-by-step explanation:

7. Factor by grouping.
6p2 - 17p - 45
A (2p - 9)(3p + 5)
B (2p + 9)(3p + 5)
7096
Oc
C (2p - 9)(3p - 5)
90%
D (2p + 9)(3p - 5)
ping​

Answers

Answer:

Step-by-step explanation: 4

Given: a concave polygon Conjecture: It can be regular or irregular

Answers

Answer:

[tex]false[/tex]

Step-by-step explanation:

A concave polygon can never be regular (all sides and angles must be congruent). Hope this helps..

1/4 ÷ 3/8 simplest form

Answers

Answer:

2/3

Step-by-step explanation:

divide by a fraction = multiply by reciprocal

1/4 * 8/3

2/3

Answer:

Step-by-step explanation:

= ¼ ÷ ⅜

= ¼ × ⁸/3

= ⅔

Have a great day !

Pls cam someone help me
Extremely confused with both if poss xxxx

Answers

Answer:

1. Red red blue blue

2. Red blue red blue

Step-by-step explanation:

A 50 percent chance

Solve by completing the square: 5x2 + 20x + 32 = 0

Answers

your answer is no solution (because a negative square root doesn't exist)
first, you divide all sides by five and then take b, half it then square it

PLEASE HELP!! 2. Helen and Stephen both simplify the exponential expression .
Helen:
Stephen:
Unfortunately, they both made an error. Identify where each person made his or her error and explain in words what he or she did wrong. Then, correctly simplify the expression.

Answers

Answer:

We start with the expression:

exp( (4/3)*ln(2) - 1)

Here we can use that:

exp(ln(x)) = x.

and e^(a + b) = e^a*e^b.

the first step here is:

e^((4/3)*ln(2) - 1) = e^((4/3)*ln(2)*e^(-1)

So the first step of Stephen is correct, but the first step of helen is not, you can not simplify the expression in that way.

now, we have that:

a*ln(x) = ln(x^a)

then we can write:

(4/3)*ln(2) = ln(2^(4/3))

and e^(ln(2^(4/3)) = 2^(4/3)

then we have:

e^((4/3)*ln(2)*e^(-1) = 2^(4/3)/e

now we can write this as:

∛(2^4)/e

here is where stephen makes the mistake, he uses the 4 in the rooth and the 3 in the power.

so the expression actually is:

∛(16)/e

Please answer this correctly

Answers

Answer:

60%

Step-by-step explanation:

Total Cards = 5

Even Numbers = 3

P(even) = 3/5

In %age:

=> 60%

Answer:

60%

Step-by-step explanation:

The numbers that are even from the list are 2, 4, and 6.

3 numbers are even out of 5 total numbers.

3/5 = 0.6

P(even) = 60%

Write the equation of each line in slope intercept form (If possible please show work)

Answers

Hope it make sense now :)

choose the function that has domain x ≠ -3 range y ≠ 2.

Answers

The function is f(x)= 2x+1/x+3.

How to find the domain of a function?

A work domain is a set of all possible inputs for a job. For example, the domain f (x) = x² is all real numbers, and the domain g (x) = 1 / x is all real numbers except x = 0. And we can define the special functions of its most limited domains.

Which function has the domain and range?

The function domain f (x) is a set of all values ​​defined by the function, and the scope of the function is a set of all values ​​taken by f. (In grammar school, you probably call the domain a set of substitutes and a set of solutions.

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Answer:

B

Step-by-step explanation:

i got it right! :)

Which of the following is parallel to
2Y = 6X + 4?

A. Y = -3X + 3
B. Y = 3X + 4
C. Y = x + 3
D. Y = -2X - 3
E. Y= 1/2 X + 3

Answers

Answer:

B. y = 3x + 4

Step-by-step explanation:

Step 1: Find slope-intercept form of 1st equation

2y = 6x + 4

2y/2 = 6x/2 + 4/2

y = 3x + 2

A parallel line has the same slope but different y-intercept:

y = -3x + 3 (No, different slope)

y = 3x + 4 (Yes, same slope, different y-int)

y = x + 3 (No, different slope)

y = -2x - 3 (No, different slope)

y = 1/2x + 3 (No, different slope)

Find the missing side and round the answer to the nearest tenth. Thanks.

Answers

Answer:

22.2

Step-by-step explanation:

The missing side is x

cos19° = 21/x      switch x and cos19° x = 21/cos 19°

x = 22.21≈ 22.2

Write the function whose graph is the graph of y= Vx, but is translated 5 units downward.

Answers

Answer:

y = Vx - 5

Step-by-step explanation:

shift down is -5

y = Vx - 5 is the function whose graph is the graph of y= Vx, but is translated 5 units downward.

What is Graph?

Graph is a mathematical representation of a network and it describes the relationship between lines and points.

The function y = Vx represents the square root function, which is a graph of a half of a parabola opening upwards and passing through the point (0, 0).

To translate this function 5 units downward, we need to subtract 5 from the function. Therefore, the function we need is:

y = Vx - 5

This is the square root function shifted downward by 5 units.

The graph of this function will be the same as the graph of y = Vx, but shifted 5 units downward.

Hence, y = Vx - 5 is the function whose graph is the graph of y= Vx, but is translated 5 units downward.

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Try it
Evaluate the function g(x) = -2x² + 3x – 5 for the input values -2, 0, and 3.
g(-2) = -2(-2)2 + 3(-2) - 5
g(-2) = -2(4) - 6-5
g(-2) = ?
g(0) =?
g(3) =?

Answers

Answer:

g(-2) = -19g(0) = -5g(3) = -14

Step-by-step explanation:

When you have several evaluations to do, it is often convenient to put the formula into a graphing calculator or spreadsheet.

__

If you must evaluate a polynomial by hand, it is often easier if the expression is written in "Horner form":

  g(x) = (-2x +3)x -5

Then we have ...

  g(-2) = (-2(-2) +3)(-2) -5 = 7(-2) -5 = -19

  g(0) = (-2(0) +3)(0) -5 = -5

  g(3) = (-2(3) +3)(3) -5 = (-3)(3) -5 = -14

PLEASE HELP ME OUT

Move point b to different locations in the coordinate plane. What do you notice about the relationship between BG and GF? Explain in terms of <BGF

Answers

Answer:

BG is always perpendicular to GF. The measure of angle BGF is always 90 degree

Step-by-step explanation:

Answer:

is always perpendicular to . The measure of  is always 90°.

Step-by-step explanation:

Plato Awnser

The four-member math team at Pecanridge Middle School is chosen from the math club, which has three girls and five boys. How many different teams made up of two girls and two boys could be chosen?

Answers

Answer:

30 ways

Step-by-step explanation:

Given the following :

Number of boys in school (n1) = 5

Number of girls in school (n2) = 3

Total number of team members to be selected = 4

Number of boys required in team(r1) = 2

Number of girls required in team(r2) = 2

How many different teams made up of two girls and two boys could be chosen?

= (2 boys from 5) * (2 girls from 3)

Using combination :

5C2 * 3C2

Recall :

nCr = n! ÷ (n-r)! r!

5C2 = 5! ÷ (5-2)! 2!

5C2 = 5! ÷ 3!2!

5C2 = (5*4) / 2 * 1 = 10ways

3C2 = 3! ÷ (3-2)! 2!

3C2 = 3! ÷ 1!2!

3C2 = (3) /  1 = 3ways

3C2 = 3/1 = 3ways

10 * 3 = 30 ways

Other Questions
1. Analyze the following pattern: 1, 2, 5, 10, 17, In 1988, Congress established the ________ to decide on military base closings, allowing Congress only an up or down vote on the groups proposals. 1. Department of Homeland Security 2. National Security Council 3. Defense Base Closure and Realignment Commission BRAC 4. Unified Combatant Commands divided 80 by my number, and then added 13. The result was 93. What was my number ? Combs Co. is planning to sell 400 hair dryers and produce 380 hair dryers during March. Combs uses 500 grams of plastic and one-half hour of direct labor to produce one hair dryer. Plastic costs $10 per 100 grams and employees of the company are paid $15 per hour. Manufacturing overhead is applied at a rate of 110% of direct labor costs. Combs Co. has 300 kilos of plastic in beginning inventory and wants to have 200 kilos in ending inventory. How much is the total amount of budgeted direct labor for March? a. $2,800 b. $5,600 c. $2,660 d. $5,320 What is the equivalent resistance between the points A and B of the network? Ifa bill is approved by the committee and has survived a Senate vote, theTrueFalse What can develop in the uterus? Some seats in New Zealands legislature are reserved for __________. A. ethnic politicians B. female politicians C. Aboriginal politicians D. Maori politicians A stock just paid a dividend of $5.37 and is expected to maintain a constant dividend growth rate of 4.6 percent indefinitely. If the current stock price is $77, what is the required return on the stock CaC(s) + H2O(l) > Ca(OH)2(s): triangle H = -65.2kJ Please help, i need to finish this please! Medeco sold goods for $100 to a charge customer. The customer returned for credit $25 worth of goods. Terms of the sale were 1/10,n/30. If the customer pays the amount owed within the discount period, what is the amount the customer should pay? A drug's generic name is the official drug name found in theA. National Institutes of Health.B. Center for Disease Control.C.U.S Pharmacopeia National Formulary.D. Physician's Desk Reference. the iupac name of the compound An 75-kg hiker climbs to the summit of Mount Mitchell in western North Carolina. During one 2.0-h period, the climber's vertical elevation increases 540 m. Determine the change in gravitational potential energy of the climber-Earth system. A student mixed 115 g of sugar, 350 g of water and 5 g of spices. What will be the mass of the solution? these are the options 470g 465g 350g 120g What is homeostatis and how it is occured in plants What statement best describes the Belgian colony in the Congo under King Leopold II? A. Congolese citizens were largely independent as long as they provided Belgium with rubber B. Congolese leaders maintained their power by encouraging rebellions against colonial rule C. Belgium used intimidation and violence to establish a forced labor system in the colony D. Belgian leaders worked with the Congolese officials to promote economic growth in the colony Which would be an adaptation in a rainforest, but NOT in a desert? A: Skin that blends in with green plants B: Better eyes for hunting prey C: Ability to store water for a long time (Obviously not the answer) D: Very small leaves to trap water Deb works 19.5 hours at a car wash every week. She makes $12.80 per hour. Each week, she puts 1 4 of her earnings into her savings account. How much money does Deb put into her savings account each week?