CHRISTIE IS THINKING ABOUT GETTING A TERM LIFE insurance policy. She currently makes $75,000 a year. Her husband, Chip, is a stay at home dad. He takes care of their 6 year child who has autism. Based on a conversation Christie had with her dad, she estimates that she'll need $750,000 in life insurance. What method did Christie most likely use to calculate her life insurance needs

Answers

Answer 1

Answer: c. Complex Needs Analysis

Explanation:

The Complex needs analysis method is the most probable assessment method used by Christie on account of her dependents. Christie has a child who has Autism which means that she has to factor in the various costs associated with with managing the condition as the child grows.

These are complex needs which is why the complex needs approach is best. The other approaches do not take into account (at least not adequately), the needs of the child so aren't the best fit.

Answer 2

For Christie who calculates her life insurance needs taking into account her autistic child and her stay-at-home father, the method that Christie most likely used to arrive at her calculation is the Complex Needs Analysis.

What is Complex Needs Analysis?

Complex Needs Analysis is a way of calculating how much insurance a person needs based on his or her present condition.

It takes into consideration factors like the future cost of education, and inheritance to be bequeathed on offsprings.

In Christie's case, factors like her autistic child and her needs were put into consideration. Therefore, Christie most likely used the Complex Needs Analysis methods.

Other methods that can be used to calculate insurance needs are Human Life Value and Income Multiple methods.

Learn more about Complex Needs Analysis here:

https://brainly.com/question/19793481


Related Questions

Amigo Software, Inc., has total assets of $800,000, current liabilities of $150,000, and long-term liabilities of $120,000. There is $65,000 in preferred stock outstanding. Thirty thousand shares of common stock have been issued.

Required:
a. Compute book value (net worth) per share.
b. If there is $48,000 in earnings available to common stockholders and the firm’s stock has a P/E of 20 times earnings per share, what is the current price of the stock?
c. What is the ratio of market value per share to book value per share? (Round to two places to the right of the decimal point.)

Answers

Answer and Explanation:

a. The book value per share is

But before that the net worth is

= Total assets - current liabilities - long term liabilities - preferred stock

= $800,000 - $150,000 - $120,000 - $65,000

=  $465,000

Now the book value per share is

= $465,000 ÷ 30,000 shares

= $15.50

b. The current price of the stock is

= $48,000 ÷ 30,000

= $1.60

Now the market value is

= $1.60 × 20

= $32

c. The ratio of market value per share to book value per share is

= $32 ÷ $15.50

= 2.06

Identify whether the actions or scenarios would likely increase or decrease the natural rate of unemployment. You are currently in a sorting module. Turn off browse mode or quick nav, Tab to items, Space or Enter to pick up, Tab to move, Space or Enter to drop. Increases natural rate of unemployment reducing workers' collective bargaining rights extra financial benefits for the unemployed a large number of young people entering the labor force an increase in union membership Decreases natural rate of unemployment

Answers

Answer:

increases natural rate of unemployment

extra financial benefits for the unemployed

a large number of young people entering the labor force

an increase in union membership

Decreases natural rate of unemployment

reducing workers' collective bargaining rights

Explanation:

natural rate of unemployment is unemployment that exists when there is only structural and frictional unemployment in an economy

structural unemployment is an unemployment that occurs as a result of changes in the economy. These changes can be as a result of changes in technology, polices or competition . Structural unemployment tends to be permanent.  

Frictional unemployment . the period of time a person is unemployed from the period he leaves his current job and the time he gets another job. Eg. when a real estate agent who leaves a job in Texas and searches for a similar, higher-paying job in California.

If the unemployed are given extra benefits, there would be less incentive to find a job, thus unemployment would increase

An increase in union membership increases bargaining power of employees. this can lead to increase in wages. increase in wages reduces demand for labour and this increases unemployment. reducing collective bargaining right has the opposite effect on unemployment

a large number of people entering the labour force increases frictional unemployment

Assume that a company is financed 75% with equity and 25% with debt. A decrease in the corporate tax rate of the firm will cause its weighted average cost of capital (WACC) to:_____.
1. Rise.
2. Fall.
3. Stay constant
4. More information is needed

Answers

Answer:1. Rise.

Explanation:

The weighted average cost of capital (WACC) is an evaluation of a firm's cost of capital in which every category of capital is proportionately weighted.

Weighted average cost of capital is computed as:

WACC =( Weightage of Equity x Cost of Equity )+  Weightage of Debt x Cost of Debt x(1- Tax Rate )

A decrease in the corporate tax rate of the firm will cause its weighted average cost of capital (WACC) to rise due to an increase in the cost of debt.

hence, the correct option is 1. Rise.

hi! the answer is 1. rise :))

RM Company, a manufacturer, has provided the following information pertaining to its recent year of operation:
Net income $390,000
Accounts payable increased $33,000
Prepaid rent decreased $14,500
Depreciation expense was $44,000
Accounts receivable increased $43,000
Gain on sale of a building was $15,500
Wages payable decreased $30,000
Unearned revenue increased $53,000
Using the indirect method, how much was RM's net cash provided by operating activities?
a. $259,000.
b. $327,000.
c. $347,000.
d. $358,000.

Answers

Answer:

RM Company

Using the indirect method, RM's net cash provided by operating activities is:

= $446,000.

Explanation:

a) Data and Calculations:

Net income $390,000

Accounts payable increased $33,000

Prepaid rent decreased $14,500

Depreciation expense was $44,000

Accounts receivable increased $43,000

Gain on sale of a building was $15,500

Wages payable decreased $30,000

Unearned revenue increased $53,000

Operating Activities:

Net income                                 $390,000

Adjustment with non-cash items:

Depreciation expense was            44,000

Gain on sale of a building was      (15,500)

Working capital changes:

Accounts payable increased         33,000

Prepaid rent decreased                 14,500

Unearned revenue increased      53,000

Accounts receivable increased  (43,000)

Wages payable decreased         (30,000)

Net cash provided by operating

 activities                                $446,000

Dreary Credit Agency processes credit applications. The labor standard at Dreary is $15 per hour, 8 hours per day (per employee). During the last pay period (10 business days), Dreary's 25 credit agents worked 1,920 hours and processed 2,500 applications. The total labor cost for the agents during this period was $29,184. What was Dreary's direct labor efficiency variance for this last pay period

Answers

Answer:

See below

Explanation:

Given the above, we will calculate first the standard hours allowed for actual work using the formula below

Standard hours allowed for actual work

= Total number of applications × Number of standard

= 2.500 × 8 hours × 10

= 2,000 hours

Therefore, the labor efficiency variance

= (Actual hours worked - Standard hours allowed for actual work) × Standard rate

= (1,920 - 2,000 ) × $15

= -$1,200

The labor efficiency variance is $1,200 favorable

Doogan Corporation makes a product with the following standard costs: Standard Quantity or HoursStandard Price or Rate Direct materials 2.0grams$7.00per gram Direct labor 0.4hours$12.00per hour Variable overhead 0.4hours$2.00per hour The company produced 4,600 units in January using 10,100 grams of direct material and 2,080 direct labor-hours. During the month, the company purchased 10,670 grams of the direct material at $7.30 per gram. The actual direct labor rate was $12.65 per hour and the actual variable overhead rate was $1.80 per hour. The company applies variable overhead on the basis of direct labor-hours. The direct materials purchases variance is computed when the materials are purchased. The materials quantity variance for January is:

Answers

Answer:

Direct material quantity variance= $6,300 unfavorable

Explanation:

Giving the following information:

Direct materials 2 grams $7.00 per gram

The company produced 4,600 units in January using 10,100 grams of direct material.

To calculate the direct material quantity variance, we need to use the following formula:

Direct material quantity variance= (standard quantity - actual quantity)*standard price

Direct material quantity variance= (2*4,600 - 10,100)*7

Direct material quantity variance= $6,300 unfavorable

What is least likely and most likely to do ?

Answers

Answer:

Most Likely to do:

" Try to learn why the customer likes the product, and suggest a similar but less expensive alternative."

This will help you to gain the customer's trust, and will most likely take or buy the alternative if he is convinced of getting the same functionality.

Least Likely to do:

"Offer to check with your Store Manager to see if anything can be done. Ask your Manager how to handle the situation."

This will probably not yield a positive result because the price would not likely be changed, and it may put you in a bad light under your Manager, as he will believe you can't think on your feet or improvise on your own.

You need to answer all questions about the case "IKEA Entering India, Finally" Make sure that your submission (paper) should reflect a deep understanding of the content of international expansion and global economy (see Chapter 13). Your paper should have 3 to 4 pages (except for a cover page and references) for this assignment. An electronic document will be required. Format your paper according to APA style. Use double-spacing, Times New Roman, 12-point font with a 1-inch margin

Answers

Answer:

oiuytrertyhj

Explanation:

Emerald Co. uses a perpetual inventory system and records purchases of merchandise at net cost. The company recently purchased 200 compact discs for the price of $6,000 and terms of 2/10, n/30. Half of these discs had been mislabeled and were returned immediately to the supplier. Record the journal entry to record payment of this invoice after the discount period has expired. Use Journal Entry format.

Answers

Answer:

Credit to cash for $3,000

Explanation:

Based on the information given the appropiate the journal entry to record payment of this invoice after the discount period has expired is: CREDIT TO CASH FOR $3,000 which is calculated as (1/2*$6,000).

Credit to cash for $3,000

(To record payment of invoice after the discount period has expired)

It is an accounting question

Answers

Answer:

Latana Company

Classified Balance Sheet

As of the first month of operation

Assets

Current assets:

Cash                             $49,500

Short-term investments 10,000

Notes receivable             5,000

Supplies                              900     $65,400

Long-term assets:

Land                               15,000

Equipment                     10,000     $25,000

Total assets                                   $90,400

Liabilities and Equity

Current liabilities:

Accounts payable                               $400

Long-term liabilities:

Notes payable                                $15,000

Total liabilities                                 $15,400

Stockholders' equity:

Common stock                    $750

Additional Paid-in Capital 74,250 $75,000

Total liabilities and equity             $90,400

Explanation:

a) Data and Calculations:

Latana Company

Trial Balance

As of the first month of operation

Account Titles                 Debit         Credit

Cash                             $49,500

Short-term investments 10,000

Notes receivable             5,000

Supplies                              900

Land                               15,000

Equipment                     10,000

Accounts payable                               $400

Notes payable                                  15,000

Common stock                                     750

Additional Paid-in Capital               74,250

Total                          $90,400     $90,400    

Let’s say Bob wants to offer an insurance package to his employees that will cover any outpatient surgery charges, tooth sealants, and glasses. His total annual cost for providing these insurance plans will be $
per employee for the year.

Let’s assume that Schmidt wants to cover his employees’ expenses in case of disability. He also wants to ensure that the family of an employee is provided for in the event of an employee’s loss of life. The total annual cost for providing these insurance plans will be $
per employee.

Answers

Answer: its 480$ per person

Explanation:

just got 100

Expected cash flows: FireRock Wheel Corp is evaluating a project in which there is a 40 percent probability of revenues totaling $4 million and a 60 percent probability of revenues totaling $2 million per year. Its cash expenses will be $1.0 million while depreciation expense will be $300,000. What is the expected free cash flow from taking the project if the marginal tax rate for the firm is 25 percent

Answers

Answer:

$1,425,000

Explanation:

Calculation to determine the expected free cash flow

Expected revenue$2,800,000

[(40%*$4 million)+(60%*$2 million)]

Less Cash Expenses $1,000,000

Less Depreciation Expense $300,000

EBIT$1,500,000

($2,800,000-$1,000,000-$300,000)

Tax $375,000

(25%*$1,500,000)

Net Income $1,125,000

($1,500,000-$375,000)

Add Depreciation Expense $300,000

Free Cash Flow $1,425,000

($1,125,000+$300,000)

Therefore the expected free cash flow is $1,425,000

A company uses the weighted average method for inventory costing. At the beginning of a period the production department had 54,000 units in beginning Work in Process inventory which were 33% complete; the department completed and transferred 168,000 units. At the end of the period, 15,000 units were in the ending Work in Process inventory and are 68% complete. Compute the number of equivalent units produced by the department.

Answers

I’m not sure but 181,500

Alpha Industries is considering a project with an initial cost of $9.7 million. The project will produce cash inflows of $1.67 million per year for 9 years. The project has the same risk as the firm. The firm has a pretax cost of debt of 6.12 percent and a cost of equity of 11.61 percent. The debt–equity ratio is .77 and the tax rate is 40 percent. What is the net present value of the project?

Answers

Answer:

$660,000

Explanation:

WACC = [wD * kD * (1 - t)] + [wE * kE]

WACC = [(0.77 / 1.77)*6.12%* (1 - 0.40)] + [(1 / 1.77)*11.61%]

WACC = 1.60% + 6.56%

WACC = 8.16%

Present value of annuity = Annuity*[1-(1+interest rate)^-time period]/rate

Present value of annuity = $1.67*[1-(1.08156745763)^-9]/0.0816

Present value of annuity = $1.67*6.206374532

Present value of annuity = $10.36 million

NPV = Present value of inflows - Present value of outflows

NPV = $10.36 million - $9.7 million

NPV = $660,000

Whitmer Inc. sells to customers all over the U.S., and all receipts come in to its headquarters in New York City. The firm's average accounts receivable balance is $2.5 million, and they are financed by a bank loan at an 11% annual interest rate. The firm is considering setting up a regional lockbox system to speed up collections, and it believes this would reduce receivables by 20%. If the annual cost of the system is $15,000, what pre-tax net annual savings would be realized

Answers

Answer:

$40,000

Explanation:

Average accounts receivables = $2,500,000. Loan amount is also $2,500,000.

Interest rate is 11%. So, interest paid = $2,500,000*0.11 = $275,000

If the system reduces receivables by 20%,then current receivables = $2,500,000*0.8 = $2,000,000. So,  loan amount = $2,000,000

Interest payable = $2,000,000*0.11 = $220,000

Cost of system = $15,000

Net annual savings = Interest payable without system - Interest payable after system installed - Cost of system

Net annual savings = $275,000 - $220,000 - $15,000

Net annual savings = $40,000

4. What have been some of the causes of the changing busi-
ness environment in recent decades?

Answers

Answer:

The answer is below

Explanation:

Some of the causes of the changing business environment in recent decades are:

1. the commencement and development of technology

2. the economy

3. societal components

4. deregulation of several industries

5. Regional differences

6. the rise in white-collar workers, women, and older people in the workforce

7. a complex and varying level of workforce

8. rise in the number of small businesses.

Sheffield Corp. developed the following data for the current year: Beginning work in process inventory $ 216000 Direct materials used 208000 Actual overhead 176000 Overhead applied 184000 Cost of goods manufactured 990000 Total manufacturing costs 926000 How much is Sheffield Corp.'s direct labor cost for the year?

Answers

Answer:

$534,000

Explanation:

Given that;

Direct materials used = $208,000

Overhead applied = $184,000

Total manufacturing costs = $926,000

We know that the total manufacturing cost is calculated as seen below.

Total manufacturing cost

= Direct materials used + Direct labor + Allocated overhead

$926,000 = $208,000 + Direct labor + $184,000

Direct labor = $926,000 - $208,000 - $184,000

Direct labor = $534,000

Therefore, Sheffield Corp's direct labor cost for the year is $534,000

Simone is the only provider of pumpkins for three cities. Because she has her own large garden, the marginal cost to produce an additional pumpkin is $0. As she knows, firms discriminate to improve profits. How much would her she earn in additional profit if she practiced price discrimination across cities, charging a different price in each city versus charging everyone a single price

Answers

Answer: hi your question has some missing data attached below is the missing table

answer : $9

Explanation:

If Simone practices price discriminations across cities i.e. charging different prices across city  instead of charging a single price

To determine the additional profit we will apply the formula below

Profit made from charging different prices   -  profit made from charging a single price

= ( ( $11 * 4) + ( $9 * 4 ) + ( $10 * 5) )  - ( $11 * 11 units )  

= $130 - $121

= $9

Note : For a single pricing system Simone will sell only 11 units at a unit price of $11

while for different pricing system Simone will sell 4 units in city A at$11 , 4 units in City B at $9 ,  5 units in city C at $10

Why would you choose a job over a career?

Answers

Answer:

A job can be just going to work to earn a paycheck. A career means that each of your jobs, experiences, and training programs is helping you advance in pay or responsibility. The real difference between a job and a career is your attitude. People who want a career are always thinking about their long-term goals.

Explanation:

Sorry if this isn't right love, I tried:(

equity method to account for inOn January 1 of the current​ year, Beta Company paid​ $200,000 for shares of Gamma Company common stock. Beta owns​ 10% of Gamma Company. Gamma reported net income of for December 31 of the current year. The fair value of the Gamma stock on that date was . What amount will be reported in​ Beta's balance sheet for the investment in Gamma at December​ 31?vestments

Answers

Answer:

$270,000

Explanation:

Calculation to determine What amount will be reported in Beta's balance sheet for the investment in Gamma at December 31

Using this formula

December 31 Investment in Gamma= Shares of Gamma*Fair value of the Gamma stock

Let plug in the formula

December 31 Investment in Gamma = 10,000 shares*$27

December 31 Investment in Gamma = $270,000

Therefore The amount that will be reported in Beta's balance sheet for the investment in Gamma at December 31 is $270,000

The following selected amounts are reported on the year-end unadjusted trial balance report for a company that uses the percent of sales method to determine its bad debts expense. Accounts receivable $ 433,000 Debit Allowance for Doubtful Accounts 1,370 Debit Net Sales 2,220,000 Credit All sales are made on credit. Based on past experience, the company estimates 1.0% of credit sales to be uncollectible. What adjusting entry should the company make at the end of the current year to record its estimated bad debts expense

Answers

Answer:

Journal Entry:

Debit Bad Debts $23,370

Credit Allowance for Doubtful Accounts $23,370

To record bad debts expense and bring the balance of Allowance to $22,000 (credit)

Explanation:

a) Data and Calculations:

Accounts receivable $ 433,000

Debit Allowance for Doubtful Accounts 1,370 Debit

Net Sales 2,220,000

Estimated uncollectible = 1.0% of credit sales

= $2,220,000 * 1% = $22,000

Adjusting entry analysis:

Bad Debts $23,370

Allowance for Doubtful Accounts $23,370

Torino Company has 1,500 shares of $10 par value, 7.0% cumulative and nonparticipating preferred stock and 15,000 shares of $10 par value common stock outstanding. The company paid total cash dividends of $500 in its first year of operation. The cash dividend that must be paid to preferred stockholders in the second year before any dividend is paid to common stockholders is:________.
a. $1,600.
b. $550.
c. $1,050.
d. $2,100.
e. $500.

Answers

Answer:

a. $1,600.

Explanation:

The computation of the amount of the dividend that should be paid to the preference shareholder in the second year is shown below:

Annual dividend is

= 1,500 shares × 7% × $10

= $1,050

Now the dividend that should be paid to the next year

= $1,050 + $1,050 - $500

= $1,600

Hence, the mount of the dividend that should be paid to the preference shareholder in the second year is $1,600

The market consensus is that Analog Electronic Corporation has an ROE of 9% and a beta of 1.70. It plans to maintain indefinitely its traditional plowback ratio of 2/3. This year's earnings were $3.6 per share. The annual dividend was just paid. The consensus estimate of the coming year's market return is 15%, and T-bills currently offer a 5% return.

Required:
a. Find the price at which Analog stock should sell.
b. Calculate the P/E ratio.
c. Calculate the present value of growth opportunities.
d. Suppose your research convinces you Analog will announce momentarily that it will immediately reduce its plowback ratio to 1/3. Find the intrinsic value of the stock.

Answers

Answer:

a $7.95

b. $2.21

c $16.36

d, $13.01

Explanation:

according to the constant dividend growth model

price = [d0 (1+g)] / (r - g)

d0 = recently paid dividend

Dividend = payout ratio x earnings

payout ratio = 1 - plowback rate

1 - 2/3 = 1/3

1/3 x 3.6 = $1.2

r = cost of equity

According to the capital asset price model: Expected rate of return = risk free + beta x (market rate of return - risk free rate of return)

5% + 1.7(15 - 5) = 22%

g = growth rate

g = plowback rate x ROE

2/3 X 9 = 6%

1. [1.2 x 1.06] / (0.22 - 0.06) = 1.272/ 0.16 = $7.95

2.

The price to earning ratio is a financial metric used to value a company. it compares the price of a stock to the earnings of the stock. the lower the metric is, the higher the valuation of the firm

price to earning ratio = market value per share / earnings

$7.95 /  $3.6 = $2.21

c. present value of growth opportunities = earnings / cost of equity

3.6 / 0.22 = $16.36

d.

price = [d0 (1+g)] / (r - g)

d0 = recently paid dividend

Dividend = payout ratio x earnings

payout ratio = 1 - plowback rate

1 - 1/3 = 2/3

2/3 x 3.6 = $2.40

r = cost of equity = 22%

g = plowback rate x ROE

1/3 X 9 = 3%

[2.4 x 1.03] / (0.22 - 0.03) = 2.472/ 0.19 = $13.01

Tariq and Noelle work in the sales department at CTI Telecommunications. Tariq is the star salesman of the department and makes it his mission to motivate the rest of the team when sales numbers are down or when there are problems interacting with other departments. Meanwhile, Noelle consistently ranks in the middle or near the bottom in terms of sales, and she often gets distracted by calls from her teenage son. She also spends more time than she should socializing with friends in other departments. However, everyone, including the bosses, loves Noelle because of her true-blue loyalty to the company and her team. What else is most likely true of Noelle

Answers

Answer:

D. She volunteers to do the mundane tasks others avoid, and she does things like buying birthday cards for co-workers and organizing parties.

Explanation:

Noelle is an average perfomer so she is open for doing mundane task also she is not worried for star performance. in addition to this, she spends more time with some one as compared by having socializing. moreover, she is having a good skills and does not give priority to perform better as compared with others

So here the second last option is correct

If the four-firm concentration ratio for industry X is 60, Multiple Choice the four largest firms account for 60 percent of total sales. each of the four largest firms accounts for 15 percent of total sales. the four largest firms account for 60 percent of total advertising expenditures. the industry is monopolistically competitive, but on the threshold of being an oligopoly.

Answers

Answer:

The four largest firms account for 60 percent of total sales.

Explanation:

The four firm concentration ratio calculates the concentration ratio of the 4 largest firms in an industry.

IF the concentration ratio is 60, it means that the 4 largest firms account for 60% of the sales

Liu Zhang operates Lawson Consulting, which began operations on June 1. On June 30, the company’s records show the following accounts and amounts for the month of June.


Cash $ 6,500 Service revenue $ 12,900
Accounts receivable 4,800 Equipment 6,800
Accounts payable 3,800 Rent expense 2,300
L. Zhang, Withdrawals 1,800 Wages expense 8,000

Need an income statement for june

Answers

Answer:

Lawson Consulting

LAWSON CONSULTING

Income Statement for the month ended June 30

Service revenue          $ 12,900

Rent expense      2,300

Wages expense  8,000 10,300

Net income                   $2,600

Explanation:

a) Data and Calculations:

Cash $ 6,500  

Accounts receivable 4,800

Equipment 6,800

Accounts payable 3,800

L. Zhang, Withdrawals 1,800

Service revenue $ 12,900

Rent expense 2,300

Wages expense 8,000

b) The income statement for the month of June summarizes Lawson's revenue and expenses, giving rise to a net income of $2,600.  On the statement, the financial profitability of the business is determined.  Only temporary accounts from the list of account balances are used to prepare the statement.

In a year in which common stocks offered an average return of 18%, Treasury bonds offered 10% and Treasury bills offered 7%, the risk premium for common stocks was:_______
A. 1%.
B. 3%.
C. 8%.
D. 11%.
Explain.

Answers

Among us in real life sus sus c

Spartan Corporation, a U.S. corporation, reported $6.5 million of pretax income from its business operations in Spartania, which were conducted through a foreign branch. Spartania taxes branch income at 15 percent, and the United States taxes corporate income at 21 percent. Required: a. If the United States provided no mechanism for mitigating double taxation, what would be the total tax (U.S. and foreign) on the $6.5 million of branch profits

Answers

Answer: $2,340,000

Explanation:

Spartania Tax on branch income:

= 15% * 6,500,000

= $975,000

U.S. Corporate tax:

= 21% * 6,500,000

= $1,365,000

Total tax:

= 975,000 + 1,365,000

= $2,340,000

Kyle Corporation is comparing two different capital structures, an all-equity plan (Plan I) and a levered plan (Plan II). Under Plan I, the company would have 765,000 shares of stock outstanding. Under Plan II, there would be 515,000 shares of stock outstanding and $9.25 million in debt outstanding. The interest rate on the debt is 12 percent, and there are no taxes. a. Assume that EBIT is $2.6 million. Compute the EPS for both Plan I and Plan II. (Do not round intermediate calculations and round your answers to 2 decimal places, 32.16.) EPS Plan I $ Plan II $ b. Assume that EBIT is $3.1 million. Compute the EPS for both Plan I and Plan II. (Do not round intermediate calculations and round your answers to 2 decimal places, 32.16.) EPS Plan I $ Plan II $ c. What is the break-even EBIT

Answers

Solution :

Calculation of the [tex]$\text{EPS}$[/tex] for both [tex]$\text{plan I}$[/tex] and [tex]$\text{plan II}$[/tex] where EBIT is 2.6 million.

                                                     [tex]$\text{plan I}$[/tex]                      [tex]$\text{plan II}$[/tex]

EBIT                                          $ 2.6 million           $ 2.6 million

Less : Interest                                                          $ 1.1 million

Less

PAT                                           $ 2.6 million            $ 1.5 million

Earnings available                    $ 2.6 million            $ 1.5 million

for share holder

No. of shares                             765,000                      515,00

[tex]$\text{EPS}$[/tex] = earnings available          $ 3.40                            $ 2.9

for share holder/no. of

shares

Hence [tex]$\text{EPS}$[/tex] under the [tex]$\text{plan I}$[/tex] is $ 3.40 and [tex]$\text{plan II}$[/tex] is $ 2.91

Calculating the [tex]$\text{EPS}$[/tex] for both plan I and [tex]$\text{plan II}$[/tex] where EBIT is $ 3.1 million

                                                       [tex]$\text{plan I}$[/tex]                    [tex]$\text{plan II}$[/tex]

EBIT                                          $ 3.1 million           $ 3.1 million

Less : Interest                                                          $ 1.1 million

Less

PAT                                           $ 3.1 million            $ 2.0 million

Earnings available                    $3.1 million            $ 2.0 million

for share holder

No. of shares                            765,000                      515,00

[tex]$\text{EPS}$[/tex] = earnings available          $ 4.05                            $ 3.88

for share holder/no. of

shares

Hence, [tex]$\text{EPS}$[/tex] under the [tex]$\text{plan I}$[/tex] is [tex]$\$4.05$[/tex] and [tex]$\text{plan II}$[/tex] is [tex]$\$ 3.88$[/tex]

Calculating the breakeven EBIT

When [tex]$\text{accessing}$[/tex] the relative effectiveness leverage versus equity financing companies look for the level of the EBIT where [tex]$\text{EPS}$[/tex] remains unaffected, called the EBIT-EPS breakeven point .

To calculate the EBIT-EPS breakeven point, rearranging the [tex]$\text{EPS}$[/tex] formula:

[tex]$\text{EBIT}=\text{(EPS }\times \text{no. of common shares outstanding )}+\frac{\text{preferred share dividends}}{1-\text{tax rate}}+ \text {debt interest}$[/tex]    

        [tex]$=(\$4.05 \times 515,000)+0+\$1,100,000 = \$3,185,750$[/tex]

Therefore, the break even EBIT is $ 3,185,750  

Rationale of the cost replacement approach is: an informed investor would not pay more for real estate than what it would cost to buy the land and build the structure an informed investor would pay for a property based on its ability to produce cash flow an informed buyer of real estate would not pay more for a property than what other investors have recently paid for comparable properties. None of the above

Answers

Answer:

an informed buyer of real estate would not pay more for a property than what other investors have recently paid for comparable properties

Explanation:

The replacement cost is the cost when the improvement represent the cost to replace one improvement with another containing the similar utility

So here the cost replacement approach would be informed buyer of the real estate that should not pay more as compared with the other investor who currently paid for the properties that are comparable with each other

Therefore the above represent the answer  

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