characteristics of co operative business

Answers

Answer 1

According to the Commission, cooperatives have several defining characteristics: 1) they are open and voluntary associations; 2) they have a democratic structure, with each member having one vote; and 3) they have an equitable and fair distribution of economic results based on the volume of operations made through them ...

Answer 2

A cooperative is a group of people that work together to run a jointly owned and democratically run firm to achieve their shared economic, social, and/or cultural goals and objectives.

Characteristics of co-operative business :

1. Open membership- A cooperative organization's membership is open to everyone and is entirely voluntary, regardless of race, color, creed, caste, or sex.

2. Democratic control- Democracy in action is cooperation. A committee chosen by the membership at the annual general meeting often oversees the operations of cooperative societies.

3. Service motive- A co-operative society is established with the primary goal of offering its members and the society a valuable service, whether it be credit, consumption items, or input resources.

4. Voluntary membership- A person has the right to join a society whenever they choose, stay in it for as long as they please, and leave it at any time as long as they share a similar interest and are willing to adhere by its laws.

5. Liability of members- Similar to how corporations are set up, cooperative societies can be set up with either restricted or unlimited liability.

To know more about cooperative business :

https://brainly.com/question/22402457


Related Questions

starware software was founded last year to develop software for gaming applications. initially, the founder invested $800,000 and received 8 million shares of stock. starware now needs to raise a second round of capital, and it has identified an interested venture capitalist. this ven- ture capitalist will invest $1 million and wants to own 20% of the company after the investment is completed. a. how many shares must the venture capitalist receive to end up with 20% of the company? what is the implied price per share of this funding round? b. what will the value of the whole firm be after this investment (the post-money valuation)?

Answers

The venture capitalist must receive 45,000,000 shares to end up with 20% of the company. The post-money valuation of the whole firm after this investment would be $5,000,000.

a. The venture capitalist wants to own 20% of the company after the investment. To determine the number of shares the venture capitalist must receive, we can set up the following equation:

Venture capitalist's shares / Total shares after investment = 20%

Let's denote the total shares after the investment as X. The venture capitalist will receive 20% of X, which is 0.20X. We know that the founder initially received 8 million shares, so the equation becomes:

0.20X = 8,000,000 + 1,000,000

Simplifying the equation, we find:

0.20X = 9,000,000

X = 9,000,000 / 0.20

X = 45,000,000

Therefore, the venture capitalist must receive 45,000,000 shares to end up with 20% of the company.

To calculate the implied price per share of this funding round, we divide the venture capitalist's investment of $1,000,000 by the number of shares received:

Implied price per share = Venture capitalist's investment / Number of shares received

Implied price per share = $1,000,000 / 45,000,000

b. The post-money valuation refers to the value of the whole firm after the investment. Since the venture capitalist invested $1,000,000 and received 20% of the company, we can calculate the post-money valuation using the following equation:

Post-money valuation = Venture capitalist's investment / Ownership percentage

Post-money valuation = $1,000,000 / 0.20

The post-money valuation of the whole firm after this investment would be $5,000,000.

To know more about venture capitalist, click here:

https://brainly.com/question/30469461

#SPJ11

a man invested 1/3rd of the sum at 7%, 1/4th at 8% and the remaining at 10% for one year. if the annual interest is 408, then the investment is 2 points a. p8,400 b. p5,600 c. p7, 200 d. p6,600

Answers

The initial investment was 7,200, and the answer is option (c).

Let the total sum of the investment be x. Then, the amount invested at 7% is (1/3)x, the amount invested at 8% is (1/4)x, and the amount invested at 10% is [(3/12)-(1/4)]x or (1/6)x.

Now, we can use the formula for simple interest to calculate the interest earned on each investment:

Interest at 7% = (1/3)x * 0.07 * 1 = 0.07x/3

Interest at 8% = (1/4)x * 0.08 * 1 = 0.02x

Interest at 10% = (1/6)x * 0.10 * 1 = 0.01x

The total interest earned is given as 408, so we can set up the equation:

0.07x/3 + 0.02x + 0.01x = 408

Simplifying and solving for x, we get:

x = 7,200

Therefore, the initial investment was 7,200, and the answer is option (c).

Learn more about  initial investment

https://brainly.com/question/14189182

#SPJ4

consider a machine that makes 8 parts in an hour and operates 8 hours per day. what is the machine utilization if demand for the parts is 12 parts per hour and three machines are available to make the parts?

Answers

The machine can produce a total of 64 parts in 8 hours, as it produces 8 parts in an hour and operates for 8 hours per day. If three machines are available, the total production rate is 3 times the rate of a single machine, which is 24 parts per hour.

However, the demand for parts is 12 parts per hour, which means that the machines' capacity exceeds the demand. Therefore, the utilization of the machines is limited by the demand and not by their capacity. To calculate the utilization of the machines, we need to determine the ratio of the actual production rate to the maximum production rate.

The maximum production rate of the machines is 24 parts per hour, but the actual production rate is limited by the demand, which is 12 parts per hour. Therefore, the utilization of the machines is 50%, which is the ratio of the actual production rate (12 parts per hour) to the maximum production rate (24 parts per hour), expressed as a percentage.

In summary, the machine utilization in this scenario is 50%, as the machines' capacity exceeds the demand for parts. This implies that there is room for increasing the demand or reducing the number of machines to optimize the utilization rate.

To know more about optimize please visit:

https://brainly.com/question/26020620

#SPJ11

the contract with the greatest risk to the seller is the a. time and material b. cost-plus-fixed-fee c. firm-fixed-price d. cost-plus-incentive-fee

Answers

The contract with the greatest risk to the seller is the time and material contract.

In a time and material contract, the seller is typically responsible for providing labor and materials based on the actual time spent and the cost of the materials used. This type of contract poses a higher risk to the seller because the final price is uncertain and can vary depending on the actual time and materials required to complete the project. If the project takes longer than expected or if the cost of materials increases, the seller may face higher expenses and lower profitability.

On the other hand, in a cost-plus-fixed-fee contract, the seller is reimbursed for the actual costs incurred and receives a fixed fee on top of that, providing some level of predictability for the seller's revenue.

To know more about time and material contract, click here:

https://brainly.com/question/30450013

#SPJ11

which of the following is true of a negative externality? question 12 options: a) the government can use subsidies to encourage firms to internalize the externality. b) some costs are borne by a third party. c) some benefits accrue to a third party. d) its existence always requires corrective measures by the government.

Answers

A negative externality is a situation where the production or consumption of a good or service imposes costs on a third party, who is not directly involved in the production or consumption of the good or service.

One of the defining features of a negative externality is that some costs are borne by a third party, which means that the party who is responsible for creating the externality does not fully pay for the costs of their actions. Because of the existence of negative externalities, corrective measures are often necessary to address the issue. These measures can include government regulation or intervention, such as taxes or other policies that discourage activities that generate negative externalities. Subsidies can also be used to encourage firms to internalize the externality, but this is only applicable in specific situations, such as when the government wants to encourage the production of a good that generates positive externalities. In general, negative externalities have negative effects on the economy and society as a whole, and it is necessary to take steps to minimize their impact.

Learn more about negative externality here: brainly.com/question/30087206

#SPJ11

Assume that Ernest Corporation has a required hurdle rate of 14% for all new investments. What does this hurdle rate mean? A. If a potential investment has an IRR of 14% or higher, it will be analyzed further. B. If a potential investment has an IRR less than 14%, it will be analyzed further. C. All potential investments with an IRR less than 14% will be accepted. D. All potential investments with an IRR of 14% or higher will be accepted. ing adshe + Cou PS

Answers

Assume that Ernest Corporation has a required hurdle rate of 14% for all new investments. This hurdle rate means that "if a potential investment has an IRR of 14% or higher, it will be analyzed further".

The hurdle rate, also known as the minimum acceptable rate of return (MARR), is the minimum return that a company expects to receive from an investment. In this case, Ernest Corporation has set a hurdle rate of 14%, which means that any potential investment must have an internal rate of return (IRR) of 14% or higher to be considered for further analysis. If the IRR is lower than 14%, the investment will be rejected. The hurdle rate helps the company to evaluate the profitability of the investment and to ensure that it meets the company's minimum standards for returns.

Learn more about Minimum acceptable rate  here:

https://brainly.com/question/9217875

#SPJ11

alpha has made the following investments. required: which companies would be accounted for using the consolidation method? (select all that apply.)

Answers

The consolidation method is used when a company has control over another company, typically when it owns over 50% of the voting shares. Under this method, the parent company combines the financial statements of both companies into a single set of statements.

Based on this, it is difficult to provide a specific answer without more information about the investments made by Alpha. If Alpha has made investments in companies where it owns over 50% of the voting shares, then those companies would likely be accounted for using the consolidation method. However, if Alpha has made investments in companies where it owns less than 50% of the voting shares, then those companies would likely be accounted for using the equity method.

In summary, the companies that would be accounted for using the consolidation method would depend on the ownership percentage of Alpha in each company.

Know more about consolidation method here:

https://brainly.com/question/14784134

#SPJ11

carlisle transport had $4,822 cash at the beginning of the period. during the period, the firm collected $1,549 in receivables, paid $2,146 to supplier, had credit sales of $6,895, and incurred cash expenses of $500. what was the cash balance at the end of the period?

Answers

To calculate the cash balance at the end of the period, we need to consider the cash inflows and outflows during the period.

Given:

Beginning cash balance: $4,822

Cash collected from receivables: $1,549

Cash paid to suppliers: $2,146

Credit sales: $6,895

Cash expenses: $500

Let's calculate the cash balance at the end of the period:

Add the beginning cash balance to the cash collected from receivables:

Beginning cash balance + Cash collected from receivables = $4,822 + $1,549

Subtract the cash paid to suppliers and cash expenses:

(Beginning cash balance + Cash collected from receivables) - Cash paid to suppliers - Cash expenses

($4,822 + $1,549) - $2,146 - $500

$6,371 - $2,146 - $500

$3,725 - $500

$3,225

Therefore, the cash balance at the end of the period is $3,225.

Learn more about cash here:

https://brainly.com/question/31754110

#SPJ11

what is the contract called that is issued to an employer for a group medical insurance plan?

Answers

The contract issued to an employer for a group medical insurance plan is called a "Group Health Insurance Contract." A Group Health Insurance Contract is a legally binding agreement between an insurance company and an employer that provides health insurance coverage to a group of employees.

Group Health Insurance Contract type of insurance is commonly offered by employers as part of employee benefits packages.

The Group Health Insurance Contract outlines the terms and conditions of the coverage, including the benefits provided, the premium rates, and the duration of the contract. It specifies the rights and responsibilities of both the employer and the insurance company.

Under a group medical insurance plan, the employer typically acts as the policyholder and pays the premiums on behalf of the employees. The contract may also include provisions related to the eligibility criteria for employees to participate in the plan, such as minimum hours worked or length of employment.

The Group Health Insurance Contract serves as a legal document that governs the relationship between the employer and the insurance company, ensuring that both parties fulfill their obligations and that employees receive the specified health insurance benefits as agreed upon in the contract.

Learn more about Health Insurance here :

https://brainly.com/question/28521072

#SPJ11

The two step buy-out is a recent merger plot that has which of the following characteristics?
A. It is negotiated in a social, rather than a business setting.
B. The acquiring firm offers to pay a very high price for the target company's stock, and a short time later announces another price which may be higher or lower.
C. The acquiring firm offers to pay a very high price for the target company's stock for a limited time only, after which it will pay a considerably lower price.
D. It forces stockholders to sell out./20

Answers

The two-step buy-out is a recent merger plot that has the characteristic of option B. The acquiring firm offers to pay a very high price for the target company's stock, and a short time later announces another price which may be higher or lower.

This type of buy-out is also sometimes referred to as a "topping bid" because the acquiring firm will offer a higher bid than the initial offer in order to outbid any other potential buyers. The two-step buy-out is often used in hostile takeovers, where the acquiring firm is looking to gain control of the target company without the approval of its board of directors. By offering a higher bid in the second step, the acquiring firm is hoping to persuade enough shareholders to sell their shares and gain control of the target company.

Overall, the two-step buy-out is a complex and often controversial tactic that requires careful consideration and negotiation on both sides.

Know more about shareholders here:

https://brainly.com/question/31687599

#SPJ11

the closing disclosure includes several required loan disclosures. which of the following is not one of the loan disclosures that a lender provides on a closing disclosure? The Closing Disclosure does not disclose the right of lender to change the loan interest rate.

Answers

The Closing Disclosure is a document that a lender must provide to a borrower at least three days prior to the closing of a mortgage loan.

It includes several required loan disclosures such as the loan amount, interest rate, monthly payments, and closing costs. However, the right of the lender to change the loan interest rate is not included in the Closing Disclosure. This information is typically outlined in the loan agreement or note, which the borrower receives prior to closing. It is important for borrowers to carefully review the Closing Disclosure and ensure that all the loan disclosures are accurate and in line with what was previously discussed with the lender.

To know more about Closing Disclosure visit:

https://brainly.com/question/13958061

#SPJ11

Noble, Inc. acquires land for $56,000 cash. Additional costs are as follows.Removal of shed $ 300Filling and grading $1,500Broker commission $1,130Noble, Inc. will record the acquisition cost of the land as(1) $59,3700 2) $57,1303) $58,9304) $56,000

Answers

The correct answer to this question is option (2) $57,130.

What is the reason?

This is because the acquisition cost of the land includes not only the initial purchase price of $56,000, but also the additional costs associated with the acquisition, such as the removal of the shed, filling and grading, and broker commission.

When these costs are added to the purchase price, the total acquisition cost comes to $57,130.

It is important for companies like Noble, Inc. to accurately record the total cost of acquiring an asset, as this will impact the asset's value and the company's financial statements.

To know more on Investment visit:

https://brainly.com/question/15353704

#SPJ11

Which two of the following would likely benefit from being presented as a list with bulleting or numbering in a business report?
Multiple select question.
a detailed discussion of what went wrong with the company's failed launch of a new product
summaries of five surveys, with statistical information and source citations
the top 10 innovations that made our company the industry leader this year and how much profit each generated
a recommendation for further action based on the information presented in the body of the report

Answers

The top 10 innovations that made our company the industry leader this year and how much profit each generated. Presenting this information as a numbered list would make it easy for readers to quickly grasp the key innovations and their corresponding profit. The use of numbering would provide a clear hierarchy and structure to the information.

A recommendation for further action based on the information presented in the body of the report. Using bullet points or numbering to present the recommendation would make it stand out and enhance its readability. It would allow readers to easily identify the suggested actions without having to go through lengthy paragraphs.

The other options, such as a detailed discussion of what went wrong with the company's failed product launch and summaries of five surveys with statistical information and source citations, may require more extensive explanations and analysis, making them more suitable for paragraphs or sections rather than a simple list format.

learn more about "surveys":- https://brainly.com/question/196770

#SPJ11

Which of the following is the LEAST critical area of expatriate preparation?
A) cultural training
B) language instruction
C) technical training
D) familiarity with everyday matters

Answers

In the context of expatriate preparation, the least critical area among the options provided would be D) familiarity with everyday matters. While all areas are important in ensuring a successful expatriate assignment, familiarity with everyday matters is generally less critical compared to cultural training, language instruction, and technical training.

Cultural training is crucial because it helps expatriates understand the customs, values, and norms of the host country. It enables them to navigate cultural differences, adapt their behavior, and avoid misunderstandings that could hinder their effectiveness. Language instruction is also vital as it facilitates effective communication with local colleagues, clients, and stakeholders. It allows expatriates to build relationships, convey their ideas accurately, and integrate into the local community.

Technical training is essential to ensure expatriates possess the necessary skills and knowledge specific to their roles. It equips them with the expertise needed to perform their job responsibilities and contribute to the organization's objectives. On the other hand, familiarity with everyday matters, while helpful, can often be learned through personal experiences and interactions with locals. It involves understanding local customs, transportation, local amenities, and other practical aspects of living in a foreign country. While important for expatriate comfort and well-being, it is generally considered less critical compared to cultural, language, and technical training, which directly impact professional performance and effectiveness.

To learn more about least critical area visit: brainly.com/question/30531374

#SPJ11

pace company issued bonds with a face value of $200,000 at 97. how does the issuance affect the company’s accounting equation?

Answers

The accounting equation is affected by the bond issuance as follows:

assets increase by $194,000liabilities increase by $200,000 equity is not directly affected.

when pace company issues bonds with a face value of $200,000 at 97, the accounting equation is affected as follows:

assets: the company receives cash of $194,000 ($200,000 x 0.97), which increases the asset account cash.

liabilities: the company incurs a liability in the form of bonds payable for $200,000, which represents the face value of the bonds. the bonds payable account is a long-term liability account.

equity: the issuance of bonds does not affect equity directly. however, it may indirectly affect equity if the company uses the proceeds from the bond issuance to invest in new projects or to pay off existing debt, which can impact the company's future profitability and cash flows. overall, the bond issuance results in an increase in liabilities and an increase in assets, which means that the company's total assets and liabilities both increase by the same amount.

Learn more about bonds  here:

https://brainly.com/question/10777799

#SPJ11

Your assignment is to develop a PowerPoint presentation presenting your idea to LA DUNN VENTURE CAPITALISTS in order to obtain funding for your business. This business can be any type of company, real or fictional, existing or brand new. If you have ever wanted to be an entrepreneur, NOW is your chance! Have a dream of owning a business? Consider this my "gift" to you to give you the time and direction to create your business plan! Starting with a named, well- defined business: 1. State the company mission 2. Will there be a physical store or will you sell your items through the Internet (or both?) 3. What needs does your business fill and why is it different than other similar products? Why would the customer want to choose your business over competitors? Who are the potential customers for your product and why will they purchase it from you rather than your competitors? 4. How will you reach your potential customers? How will you let your potential customers know you are in business? 5. What form of business organization will you use and why? What steps will you take to obtain that form of organization? 6. What laws must you comply with regain the sale of this particular product or service? You will be expected to have a professional presentation, suitable for meeting with a venture capital firm to seek funding. You will be graded on development of required elements including needed research as well as your overall Powerpoint presentation .

Answers

The assignment to create a PowerPoint presentation presenting to create your business plan.

1. Company Mission :

to become the state's most reliable name in professional preparation for the fields of records and automation. To inspire students to pursue their dreams and create an environment that prepares them for the real world by focusing on their overall behaviour

2. Actual Store or Not :

Yes we will deal with both the perspectives. We will begin our focuses in the area urban communities of the state and for the understudies a long way from the city can get to the course from online stage. We will likewise run a prepared PC research facility van for those understudies who live far in the sloping territory

3. Needs:

People in the state of Uttarakhand are currently dealing with a serious problem with accurate information in records and mechanisation. The state's unemployment rate increased as a result. Students don't know anything about the commercial necessity.

It wouldn't be appropriate for them to work. The state's topographical situation is the primary cause of all these deficiencies. Over 70% of the state is comprised of sloping terrain. People in this area are impoverished. They are unable to control the price of the tuition fees.

4. Proposition:

So, in order to address this issue, we shall present a scenario involving current mechanisation and record-keeping preparation. We use online planning since the hilly area has internet connectivity to avoid the geological test. We will operate a van that will go to different schools and communities to provide free instruction to the vulnerable children on behalf of all public authority students and helpless students. Van will operate on a 15-day schedule to provide the essential PC information. On the odd occasion that a student wants specific training in the technology, he should go to the local community. Since no one is available with the van idea and the online programmes are also of low quality, moving in this direction sets us apart from the competitors.

5. Reach:

To educate the target market about the firm and its accomplishments, we will use cart micing for showcasing and lessons at the schools and colleges. We will get the opportunity to work closely with the students via teaching classes. We will provide interested students with a two-day free trial lesson. We will compile data on the chosen undergraduates from universities and conduct a cold pitch with them to familiarise them with the company's goals. We will do banner and gathering at the school's area during the period when students are concluding their academic year. As a startup, I believe we should have a level relationship with the lowest level. We must make sure that each representative is on board.

6. We'll apply for enrollment in the government-sponsored programme for public expertise enhancement and also sign up for the state government office. Due to these enlistments, we may easily choose to participate sometimes in public authority endeavours. We can increase transactions and brand perception in this way. We may provide free instruction to students and receive funding from the government.

Learn more about Business

https://brainly.com/question/27968241

#SPJ4

:a change in which one of the following factors would shift the aggregate supply curve? multiple choice government regulation profit expectations on investment projects personal income taxes consumer spending

Answers

A change in government regulation can shift the aggregate supply curve. Government regulations can directly impact the costs of production and business operations, which in turn affect the aggregate supply of goods and services in the economy. The correct answer is "Government regulation".

For instance, if the government introduces stricter environmental regulations, businesses may face higher compliance costs, leading to an increase in production costs. This would result in a leftward shift of the aggregate supply curve, indicating a decrease in overall supply.

Profit expectations on investment projects can also shift the aggregate supply curve. When businesses anticipate higher profits from their investment projects, they are likely to increase their production capacity. This would lead to an expansion of aggregate supply and a rightward shift of the curve.

On the other hand, personal income taxes and consumer spending typically affect aggregate demand rather than aggregate supply. Personal income taxes influence disposable income and can impact consumer spending patterns.

An increase in taxes reduces consumers' purchasing power, leading to lower demand for goods and services. However, it does not directly affect the production costs or capacity of businesses, thus not shifting the aggregate supply curve.

Similarly, consumer spending affects aggregate demand by influencing the total demand for goods and services in the economy, but it does not directly shift the aggregate supply curve.

Therefore, the correct answer is "Government regulation". A change in government regulation can shift the aggregate supply curve.

For more such questions on economy

https://brainly.com/question/30197415

#SPJ11

A company like PUMA’s corporate culture is concerned with Multiple Choice 1. the four multinational hubs that represent different national cultures. 2. its medley race to claim market share from Adidas and Reebok. 3. the sportswear industry's attractiveness as well as its competitive strength relative to that industry. 4. its values, ingrained attitudes, business principles, and ethical standards that management preaches and practices. 5. a drive to out-innovate and outpace its rivals.

Answers

PUMA's corporate culture is primarily concerned with its- 4. values, ingrained attitudes, business principles, and ethical standards that are preached and practiced by its management.

What does this do?

The company places a strong emphasis on innovation and outpacing its competitors, and this drive is evident in the way it approaches the sportswear industry.

While the company is certainly concerned with the industry's attractiveness and its competitive strength relative to other players, these factors are secondary to PUMA's commitment to its core values.

Additionally, PUMA operates with a global perspective, recognizing and celebrating the different national cultures that make up its multinational hubs.

Ultimately, PUMA's corporate culture is a reflection of its identity as a sportswear company that values creativity, excellence, and ethical conduct above all else.

Hence, the answer is option 4.

To know more about Corporate culture visit:

https://brainly.com/question/30975548

#SPJ11

in a steady state a the amount of energy slowly rises. b input is greater than output. c input equals output. d the amount of energy slowly diminishes.

Answers

(c) Input=output.  In a steady state, where the system is in balance, the input of energy is equal to the output of energy, ensuring that the amount of energy within the system remains constant.

In a steady state, the amount of energy remains constant over time. This means that the input of energy into the system is equal to the output of energy from the system. Therefore, option c) "input equals output" is the correct choice.

In a steady state, there is no net gain or loss of energy within the system. The input of energy into the system may be in the form of various sources, such as electrical power, heat, or mechanical work. The output of energy from the system can be in the form of useful work, heat dissipation, or other forms of energy transfer.

Mathematically, this can be represented as:

Input = Output

This equilibrium between input and output ensures that the total energy within the system remains constant. If the input exceeds the output, energy within the system would accumulate over time, leading to a gradual rise in the amount of energy (option a). Conversely, if the output exceeds the input, energy within the system would deplete over time, resulting in a slow decrease in the amount of energy (option d).

In a steady state, where the system is in balance, the input of energy is equal to the output of energy, ensuring that the amount of energy within the system remains constant.

To know more about steady state :

https://brainly.com/question/9128896

#SPJ11

A commercial bank has $100 million in checkable-deposit liabilities and $12 million in actual reserves. The required reserve ratio is 10 percent. How big are the bank’s excess reserves?$100 million$88 million$12 million$2 million

Answers

The option D is the best alternative. The required reserve ratio is the percentage of checkable-deposit liabilities that a commercial bank must hold in actual reserves. In this case, the required reserve ratio is 10 percent, meaning that the bank must hold 10 percent of its checkable-deposit liabilities in actual reserves.

The bank in question has $100 million in checkable-deposit liabilities and, as stated, $12 million in actual reserves. To find the bank's excess reserves, we must subtract the required reserves from the actual reserves.
The required reserves are calculated by multiplying the checkable-deposit liabilities by the required reserve ratio (10 percent). In this case, the required reserves are $10 million (10% of $100 million).
To find the excess reserves, we subtract the required reserves from the actual reserves:
Excess Reserves = Actual Reserves - Required Reserves
Excess Reserves = $12 million - $10 million
Excess Reserves = $2 million
Therefore, the bank's excess reserves are $2 million.

to know about reserve ratio visit:

https://brainly.com/question/6831267

#SPJ11

Which one of the following is a benefit of job satisfaction?
a. higher turnover
b. lower level of organizational performance
c. lower level of customer satisfaction
d. lower level of organizational citizenship behaviors
e. higher job performance

Answers

One benefit of job satisfaction is higher job performance.

Job satisfaction refers to an individual's overall positive or negative feelings about their job. It plays a crucial role in employee motivation, engagement, and well-being. Among the options provided, the benefit of job satisfaction that stands out is higher job performance.

When employees are satisfied with their jobs, they are more likely to be motivated, committed, and productive. They experience a sense of fulfillment and enjoyment in their work, which can lead to higher levels of performance. Satisfied employees tend to be more dedicated, focused, and proactive in their roles, which contributes to improved productivity and quality of work.

On the other hand, the other options listed as benefits of job satisfaction are not accurate. Higher turnover is generally associated with lower job satisfaction, as dissatisfied employees are more likely to seek opportunities elsewhere. A lower level of organizational performance, lower customer satisfaction, and lower organizational citizenship behaviors are also more likely to be associated with low job satisfaction, as employees may be less engaged and less motivated to go above and beyond their required tasks.

In summary, one of the key benefits of job satisfaction is higher job performance, as satisfied employees are more likely to excel in their roles and contribute positively to their organizations.

Learn more about job satisfaction here:

https://brainly.com/question/28580172

#SPJ11

based on the information provided above, which of the following are mutually beneficial terms of trade at which both home and foreign nation will be willing to specialize and exchange?

Answers

To determine mutually beneficial terms of trade, we need more information about the home and foreign nations' opportunity costs of producing different goods or services. The concept of comparative advantage helps identify the terms of trade that benefit both parties.

Comparative advantage refers to a country's ability to produce a good or service at a lower opportunity cost compared to another country. The terms of trade should be such that both nations can specialize in the production of goods or services in which they have a comparative advantage and engage in trade to maximize their overall gains.

Without specific information about the opportunity costs or comparative advantages of the home and foreign nations, it is not possible to identify the mutually beneficial terms of trade. The terms of trade will depend on the relative efficiencies and costs of production in each country.

Know more about comparative advantage here:

https://brainly.com/question/13221821

#SPJ11

a bond with an issue price of $10,100 and a face value of $10,000 was issued at ______.

Answers

A bond with an issue price of $10,100 and a face value of $10,000 was issued at a premium.

When a bond is issued at a premium, it means that the issue price of the bond is higher than its face value. In this case, the bond was issued at a premium of $100. The premium represents the additional amount that investors are willing to pay over and above the face value of the bond. It can occur when the bond's stated interest rate is higher than the prevailing market interest rate or when the bond is perceived to have more favorable terms or features.

The premium is typically determined by market forces and investor demand for the bond. Investors may be willing to pay a premium for a bond if they expect to receive higher interest payments or if they believe that the bond's price will appreciate in the secondary market.

The premium is accounted for as a separate component of the bond's carrying value, along with the face value. Over the bond's term, the premium is amortized, or gradually reduced, to align the bond's carrying value with its face value at maturity.

In summary, when a bond is issued with an issue price of $10,100 and a face value of $10,000, it indicates that the bond was issued at a premium of $100, reflecting the additional value that investors are willing to pay for the bond beyond its face value.

Know more about Issue price here:

https://brainly.com/question/13134570

#SPJ11

Garage Inc. has identified the following two mutually exclusive (i.e. it can only do one or the other but not both) projects with cash flows as outlined below. YYear Cash Flow(A) Cash Flow (B)0 -$43,500 -$43,5001 21,400 6,4002 18,500 14,7003 13,800 22,8004 7,600 25,200Without using excel-------What is the IRR for each project? Using the IRR decision rule, which project should the company select? IS this necessarily correct? If cost of capital (e.g. required return hurdle rate) is 11%, what is the NPV for each of these projects? Using the NPV rule, which project would the company select? Over what range of discount rates would the company choose project A? Project B? At what discount rate would the company be indifferent between these two projects? Explain.

Answers

The IRR for each project can be determined by finding the discount rate that equates the present value of the cash flows to zero. Without using Excel, we can calculate the IRR manually.

For Project A:

IRR = Discount rate that makes the present value of cash flows equal to zero.

Using the cash flows provided, we can solve for the IRR by trial and error or interpolation method. By applying these methods, we find that the IRR for Project A is approximately 9.46%.

For Project B:

Similarly, we can calculate the IRR for Project B by finding the discount rate that makes the present value of cash flows equal to zero. Again, using trial and error or interpolation, we find that the IRR for Project B is approximately 15.64%.

Using the IRR decision rule, the project with the higher IRR would be selected. Therefore, the company should select Project B.

However, it is important to note that the IRR decision rule may not always lead to the correct selection of projects, especially when cash flows exhibit unconventional patterns or multiple IRRs exist.

To calculate the NPV for each project, we discount the cash flows at the given cost of capital (hurdle rate) of 11% and subtract the initial investment.

For Project A:

NPV = (-$43,500) + ($21,400 / (1+0.11)^1) + ($18,500 / (1+0.11)^2) + ($13,800 / (1+0.11)^3) + ($7,600 / (1+0.11)^4)

NPV for Project A is approximately $2,542.39.

For Project B:

NPV = (-$43,500) + ($6,400 / (1+0.11)^1) + ($14,700 / (1+0.11)^2) + ($22,800 / (1+0.11)^3) + ($25,200 / (1+0.11)^4)

NPV for Project B is approximately $6,638.18.

Using the NPV rule, the project with the higher NPV would be selected. Therefore, the company should select Project B.

The company would choose Project A over a range of discount rates below approximately 9.46%, which is its IRR. Beyond that rate, Project B would be chosen. The company would be indifferent between these two projects at the discount rate of approximately 9.46%. At this rate, the NPV of both projects would be equal, making the decision between the two projects neutral.

learn more about "IRR":- https://brainly.com/question/29581665

#SPJ11

what is the typical shape of short run and lonng run average cost curves, and why? why is the long run average cost curve flatter than the short run average cost curve

Answers

In the short run, the average cost curve typically exhibits a U-shape, where the average cost initially decreases as output increases, reaches a minimum at some level of output, and then increases as output continues to increase.

This shape is due to the presence of fixed costs, which cannot be easily adjusted in the short run. As output increases, the fixed costs are spread over more units, leading to a decrease in average cost. However, once the optimal level of output is reached, the additional units produced require a higher proportion of variable costs, leading to an increase in average cost.

In the long run, all costs become variable, and firms have the flexibility to adjust their production processes and plant size. As a result, the average cost curve typically exhibits a flatter U-shape or a downward sloping shape. This is because firms can choose the optimal size and scale of production, leading to economies of scale and lower average costs as output increases. The flatter shape of the long run average cost curve compared to the short run average cost curve is due to the absence of fixed costs in the long run. Without fixed costs, all costs can be adjusted as output changes, allowing for a more gradual increase in average cost as output increases.

To know more about   average cost  click this link -

brainly.com/question/14415150

#SPJ11

if the unit selling price is $16, the unit variable cost is $12, and fixed costs are $160,000, what are the break-even sales (units)?

Answers

The break-even sales (units) can be calculated using the following formula:

Break-even sales (units) = Fixed costs / (Unit selling price - Unit variable cost)

Plugging in the given values, we get:

Break-even sales (units) = $160,000 / ($16 - $12) = 40,000 units.

Therefore, the break-even point is 40,000 units. This means that the company needs to sell at least 40,000 units in order to cover all of its costs (both fixed and variable). Any sales above 40,000 units will result in a profit for the company, while any sales below 40,000 units will result in a loss.

Learn more about Break-even sales here:

https://brainly.com/question/31649579

#SPJ11

because this job was traditionally viewed as women's work, women in hollywood have long played important roles as

Answers

Women in Hollywood have played important roles due to the historical association of certain jobs, traditionally viewed as women's work, with the entertainment industry.

In the entertainment industry, certain jobs have been historically associated with women's work, leading to women playing important roles in Hollywood. For instance, positions such as costume designers, makeup artists, hair stylists, and wardrobe assistants have often been seen as jobs suitable for women. These roles are vital for creating the visual aesthetic and character development in films and television shows.

Costume designers are responsible for creating and selecting the attire worn by actors, while makeup artists and hair stylists contribute to the transformation and appearance of characters. Wardrobe assistants assist in the maintenance and organization of costumes. The expertise and creativity of women in these roles have significantly contributed to the overall production value and success of numerous films and television productions.

Over the years, the industry has recognized the immense talent and contributions of women in these traditionally female-dominated roles. Efforts have been made to promote gender equality and diversity in all aspects of filmmaking, encouraging more women to pursue careers in various departments, including writing, directing, producing, and other behind-the-scenes roles. This progress has allowed women to showcase their skills and expertise beyond traditional gender expectations, creating a more inclusive and diverse Hollywood landscape.

Learn more about Hollywood, below:

https://brainly.com/question/28091507

#SPJ11

a police officer approached another officer with an offer to sell a car that was confiscated in a drug bust. what is this an example of?

Answers

This is an example of corruption, specifically, police corruption. The police officer is using their position of power and authority for personal gain, which is unethical and illegal. Confiscated items are supposed to be properly documented and handled by law enforcement agencies according to established procedures and regulations.

Selling confiscated property without proper authorization is a violation of the law and undermines the integrity of law enforcement agencies. Corruption can damage public trust in law enforcement and lead to a breakdown of the rule of law. It is important for law enforcement agencies to have systems in place to prevent and detect corrupt behavior and to hold those who engage in corrupt activities accountable.

To know more about corruption click this link -

brainly.com/question/15270178

#SPJ11

a finance lease agreement calls for quarterly lease payments of $6,809 over a 10-year lease term, with the first payment on july 1, the beginning of the lease. the annual interest rate is 8%. both the present value of the lease payments and the cost of the asset to the lessor are $190,000.required:prepare a partial amortization table up to the october 1 payment.what would be the amount of interest expense (revenue) the lessee (lessor) would record in conjunction with the second quarterly payment on october 1?

Answers

To prepare the partial amortization table, we first need to calculate the total number of payments, the periodic interest rate, and the periodic lease payment.

Number of payments = 10 years * 4 quarters per year = 40 quarterly payments

Periodic interest rate = 8% / 4 = 2% per quarter

Present value of lease payments = $190,000
Using the formula for present value of an annuity, we can calculate the periodic lease payment:PV = PMT * [(1 - (1 + r)^-n) / r]

$190,000 = PMT * [(1 - (1 + 0.02)^-40) / 0.02]

PMT = $6,809
For the second quarterly payment on October 1, the amount of interest expense the lessee would record is $3,740, and the amount of interest revenue the lessor would record is also $3,740

To learn more about interest rate:

https://brainly.com/question/28272078

#SPJ11

omar company uses a periodic inventory system and erroneously overstates ending inventory by $10,000 for the year ended december 31. ignoring the tax effect, the effect on the current year financial statement includes an

Answers

Under a periodic inventory system, the cost of goods sold is calculated using the beginning inventory, purchases, and ending inventory.

By overstating the ending inventory, Omar Company has decreased the cost of goods sold, which in turn increases the gross profit and net income for the year. The effect on the current year financial statement would include an increase in gross profit and net income by $10,000.

This overstatement would also increase the inventory balance on the balance sheet, which would affect the current ratio and working capital.

However, this error would not affect the previous year's financial statements. To correct this error, Omar Company would need to adjust the ending inventory balance and the cost of goods sold for the current year. This adjustment would be reflected in the next year's financial statements.

To know more about periodic please visit....

brainly.com/question/14041350

#SPJ11

Other Questions
(help!) which equation illustrates the matrix associative property of addition olivia is in a study group. the group has four members. they are all biology majors and have had many classes together. everyone in her study group wants to make a good grade on their project. carlos wants to make the main decision about the topic, but kenly does too. there is quite a bit of personal animosity between the two and loyalties within the group are strongly split. they know that each of the group members have different preferences for communicating their ideas, so they often discuss ideas on an internet message board. which part of this description describes a potential risk for groupthink? Find a matrix A such that W = Col A. W = {[2s - 5t 2t 2s + t]:s, t in R} Gallop poll confirmed MS's status as the _____. which theorist is best associated with an ecological approach to human development? Suppose you want to test the claim that < 65.4. Given a sample size of n = 35 and a level of significance of = 0.01, when should you reject H0?A) Reject H0 if the standardized test statistic is less than -2.33.B) Reject H0 if the standardized test is less than -2.575.C) Reject H0 if the standardized test statistic is less than -1.96.D) Reject H0 if the standardized test statistic is less than -1.28. Rewrite the equation below so that it does not have fractions.2/9 x - 5 = 2/3 in a single-slit diffraction experiment, monochromatic light of wavelength 600. nm is passed through a slit 0.050 mm wide, and the diffraction pattern is observed on a screen 3.0 m from the slit. the intensity at the center of the pattern is io. what is the ratio of the intensity at the center of the pattern to the intensity at a point 11 mm from the center of the diffraction pattern (i/io)? By the time the conceptus arrives in the uterus, it consists of at least ______ or more cells. A. 2. B. 4. C. 8. D. 16. E. 32. From Georgeoupolous research, strong evidence that population coding is used in movement PLANNING is the finding that: O a. Population vectors for a target movement direction are present when the monkey is presented with the god signal O b. Movement direction is encoded by a population of broadly tuned neurons Oc. Population vectors for a target movement direction are present after the cue and while the monkey is waiting for the "go signal Od. Population vectors are oriented in the direction of the cued movement direction what does hund's rule state? select the correct answer below: no two electrons in the same atom have the exact same set of quantum numbers. electrons fill degenerate orbitals singly first before pairing. electrons fill orbitals in increasing energy order. electrons are most likely to be found in regions of space called atomic orbitals. the respiratory therapist is setting up a portable liquid o2 system for a patient with copd. the patient is on a 2l/min nasal cannula, and the portable o2 container holds 4lb of o2. the therapist should explain to the patient that the o2 supply will last for approximately what length of time? hich statement is true regarding the similarities between the phallic stage and genital stage? select all that apply. one, some, or all responses may be correct. Use the box plot to answer the following:A). What is the median temperature?B). 75% of the temperatures are below what value? How do you know?C). 75% of the temperatures are above what value? How do you know? T/F : according to the dopamine hypothesis of schizophrenia, the disorder reflects diminished activation of nmda receptors in the brain. hulk drove a truck for banner enterprises. he was 500 miles away from banner headquarters when he noticed a custom paint shop. he stopped at the shop and was told they would paint illustrations of several marvel superheros on the side of the truck for $800. hulk attempted to contact banner to see if this was ok, but was unable, as it was on a weekend. hulk had the paint shop paint the graphics at a cost of $800. when he got back to headquarters two days later, he went into a rage when he was told that the $800 would be deducted from his paycheck, as his boss said he never got proper authority to have the painting done. is hulk entitled to reimbursement for the paint job? multiple choice hulk is entitled to reimbursement. hulk is not entitled to reimbursement. hulk is entitled to reimbursement only if he can prove that he was involved in a gratuitous agency arrangement. What was the reason the United Nations was formed? aTo attack whoever went against the West bTo protect any enemies of freedom cTo maintain world peace dTo protect the Soviets from attack A code of ethics designed to avoid criminal misconduct is an example of a compliance-based ethics code.true/false Which of the following psychologists is MOST likely to work with people having severe mental health problems?a. counseling psychologistb. clinical psychologistc. school psychologistd. research psychologist Factor Completely [tex]3x^{2} -5x+2[/tex]