1. lYour friend says, "I have some extra money, but I'm not sure if I should save or invest it." What key questions
would you ask your friend to help them figure out what to do?

Answers

Answer 1

Answer:

Answer below:

Explanation:

I would ask if he wants the highest return rates possible? interested in setting money aside to take advantage of compound interest and letting it grow over time? If you choose to invest do you understand that it comes with possible risk? Do you prefer playing it safe and getting an annual return of 0 to 2 % or playing it risky by investing and getting a potential 6 to 10 % annual return?


Related Questions

Soltura Products Inc. has a training program for its customer service representatives that tests trainees' abilities to interact with customers through role-playing exercises. Every time a trainee enacts a situation, he or she receives instantaneous feedback about the task and a specific type of reinforcement to either encourage or criticize their responses during the enactment. In the context of instructional strategies, this is most likely an example of _____. a. overlearning b. immediate confirmation c. behavior modeling d. active practice

Answers

Answer:

b. immediate confirmation

Explanation:

Training can be defined as a learning process which typically involves teaching an individual or group of people skills that are relevant to their job position or roles in an organization.

This ultimately implies that, the main purpose of a training is to improve an employee's performance in his or her place of work.

Operant conditioning can be defined as an associative learning process which involves reinforcing the strength of a behavior. Thus, the outcome depends on the response in operant conditioning.

A reinforcement of a desired behavior involves the process of strengthening a positive behavior being exhibited by an individual through the use of stimulus. Therefore, making the behavior to be exhibited in the future by the individual.

Basically, by reinforcing desired behaviors with rewards, parents, teachers and leaders can help people in building positive norms.

In this scenario, Soltura Products Inc. has a training program for its customer service representatives that tests trainees' abilities to interact with customers through role-playing exercises. Every time a trainee enacts a situation, he or she receives instantaneous feedback about the task and a specific type of reinforcement to either encourage or criticize their responses during the enactment. In the context of instructional strategies, this is most likely an example of immediate confirmation because the feedback that the trainee receives is instantaneous.

what important technology has done the most

Answers

The answer is Wireless networks

Which of these is a critical interaction in the hotel industry?
A.
a breakfast order through room service
B.
a first glimpse of the hotel
C.
a swim at the hotel pool
D.
a visit to the hotel boutique

Answers

Answer: B
hope this helps :)

MetLife was able to dramatically expand its global footprint by acquiring Alico, a global player in the insurance business, from AIG in 2010 when AIG was in financial distress. This shows that not all diversification moves erode performance.

a) true

b) false

Answers

Answer:

True

Explanation:

It is true that not all diversification erodes performance. That is it is not all diversification moves that reduces performance or destroys it. Sometimes diversification could lead to greater risks or greater costs of investment. By diversifying and acquiring Alico metlife was able to increase and expand globally

Can I get some assistance

Answers

Question 1: 4
Question 2:5
Question 3:D
Question 4:C
Question 5:B

What effects does scarcity of economic resources have on choices?

Answers

When economic resources are scarce, there’s going to be few choices to choose from.

PLEASE HELP ME!!
Please try to write 3 sentences each

What are the steps in personal financial planning? Describe each step.
Identify a financial goal that you or someone else might have. What are the risks or costs associated with this goal?
What are the advantages and disadvantages to shared decision-making?
Why is it important to try to make financial decisions without emotions?
What are some of the resources that families and individuals can use to reach their financial goals? Why is it important to take stock of these resources when planning financial goals?

Answers

Answer:

Financial goal: Buying a car.

Risks: High interest rates. Being scammed. cost of insurance going up

Advantages: newer cars usually mean better gas mileage. less repairs. builds credit.

It is important to make decisions with others inputs as at times we can often get distracted by things in our life leading us to make poor choices. Hence emotional buying. It can release endorphins when buying things making you feel better for a short period of time however, it always goes away.

Putting money back every time you get paid and absolutely do not touch it. That money is no longer yours. It is only for the one thing you were saving for! The stock market is very unreliable; it is basically gambling. It fluctuates quite a lot especially now during the pandemic. 401K's are fluctuating around 3,000 a day! Do not gamble your money.

Explanation:

1. What are the steps in personal financial planning? Describe each step.

- The steps in personal financial planning include:

Step 1: Determining Your Current Financial Situation

You need to determine what your current financial situation is when it comes to your income, savings, living expenses, and debts.

Step 2: Developing Financial Goals

What are your specific financial goals that you want to pursue, ranging from what you want to spend with your current income? Do you have any extensive savings or investment plans for your future?

Step 3: Identify the Alternative Courses of Action

Creativity in decision-making can have possible alternatives to be more effective and satisfying decisions.

Step 4: Evaluate Alternatives

Evaluate your possible courses of action, taking into consideration your life situation, personal values, and current economic conditions. Every decision makes alternatives, a decision to invest in stock may mean you cannot take a vacation, going to school means you can't work full time. Opportunity cost is what you give up by making a choice.

Step 5: Create and Implement a Financial Action Plan

Choose the ways you want to achieve your goals. As you'll achieve your immediate or short-term goals, your next priority will implement your financial action plan.

Step 6: Reevaluate and Revise Your Plan

As you regularly assess your financial decisions you can change your personal, social, and economic factors requiring more frequent decisions.

2. Identify a financial goal that you or someone else might have. What are the risks or costs associated with this goal?

- A financial goal that you could have could be buying a house. How is the house going to be purchased at the time, is there going to be a loan risking increase.

3. What are the advantages and disadvantages to shared decision-making?

- The advantages to shared decision-making supports conversations with better-informed decisions congruent with what matters. Disadvantages of shared decision-making can create competition between individuals who want to "win".

4. Why is it important to try to make financial decisions without emotions?

-It is important to try and make financial decisions without any emotions because emotions could negatively affect your business decisions, also stopping you from impulsively buying.

5. What are some of the resources that families and individuals can use to reach their financial goals? Why is it important to take stock of these resources when planning financial goals?

- Some resources families and individuals can use to reach their financial goals include budgeting, controlling spending habits, eliminating credit cards, set aside fixed percentages in your income, establishing an emergency fund account, etc. All such resources or ways will lead to reaching your financial goals. It's important to take stock of the resources when planning your financial goals because when you save money to achieve your goals, having discipline and management of your resources and income to achieve your goals helps.

Doing something without being told; willingness to get things done and taking responsibility; taking action when necessary is called initiative
True
False

Answers

Answer:

dhhdhshsjshshsjjjjjj

Explanation:

hdhsbsbsbhshshs

Answer:

True because Someone who takes charge and solves problems without being asked to is demonstrating initiative.

Explanation:

What is Seth Godin’s overall message to companies?

Answers

Answer:

Don't put all your money into marketing. Focus on those people who are passionate about your product and figure out what people want and focus on them.

(coursehero.com)

Which statements describe a Treble Clef correctly? Pick Two
Treble Clef is your right hand.
Treble Clef is your left hand.
Treble Clef sounds higher.
Treble Clef sounds lower.

Answers

Answer: c and a

Explanation:

You had a part time job that paid you $950 in one tax year. Do you have to file a
federal tax return?
OA. Yes.
OB. No.
O C. Yes. But my parents are responsible for filing it for me.
No. But if I am claimed on my parents tax return then I am required to file
OD
one.

Answers

Yes, you do have to file a tax return

Yes, a payment of $950 will attract federal tax in one year. Thus, Option A is the correct choice.

What exactly is taxation?

Taxation is the process by which the legislature of a state levy taxes in order to compel proportional contributions from its subjects for public purposes.

Taxation is a method by which the state distributes its costs or burden to those who benefit from its spending.

Thus, Yes, a payment of $950 will attract federal tax in one year. Thus, Option A is the correct choice.

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Money Management Assessment
Australians have the world's second-largest household debts. We know it, we worry about
it
, and there is increasing evidence it is changing our way of life. Ninety per cent of the
nearly 55,000 respondents to the ABC's Australia Talks National Survey rated household
debt as a problem for
the nation. On an individual level, 37 per cent are struggling to pay off
their own debts, with almost half of millennials reporting that debt is a problem for them
personally. https://www.abc.net.au/news/2019-10-18/household-debt-leaves-australians-
working-longer-spending-less/11608016
From what you have been taught this term on money management you need to write a response on
how Australians can turn their personal debt around and start to build wealth. In your response to
achieve above the standard you need to cover all of the key vocab: Debt, Savings, Loans, Banks,
Credit, Needs, Wants, Assets, Liabilities, Interest.

Answers

Answer: What are we suppose to answer where is the question

Explanation:

What is one benefit of selecting an income-based repayment plan for your student loans? a If you take a job that pays a low income, you will never have to pay any of your student loans b The total loan amount will be decreased to meet your starting salary at your first post-college job c Your student loan interest rate will fluctuate based on how much you've earned in the previous year d Your monthly loan payment will be set based on your income, so that you're not paying more than 20% of income toward your loans

Answers

Answer: D

Explanation:

One of the benefits of selecting an income-based repayment plan for students loan is that the monthly loan payment will be set based on the income you earn, so that person need not pay more than 20%  of the income towards the loan. Hence. Option D is the correct statement.

What is a student loan?

A sort of loan designed to assist college students to pay for post-secondary training and the related costs, along with tuition, books, supplies, and living expenses is called student loans.

Hence. Option D is the correct statement.

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Which of the following is a sign of a strong economy?

Answers

Answer: Here are a few signs:

Explanation: There is much to sell and the buissness is booming. The country/state/area is able to get the food and water and etc for their country and have a lot of money.

two document uesd in home trade

Answers


Documents used in Home Trade
Enquiry Letter Making an enquiry.
Reply Letter.
Order Letter Ordering goods.
Acknowledgement Letter.
Invoice Invoice.
Receipt of goods.
hope this helps!! <3

imagine braintly not allowing you to talk to a helping hand. yall doing too much that's why they think they the Kardashianios​

Answers

Answer:

That's just how they are lol

Answer:

FOREALLL

Explanation:

Xuechen graduated from culinary school at the top of her class, and signed an employment contract to work as a chef for one of Chicago's best restaurants for a period of three years. Additionally, Xuechen signed a non-competition agreement that stated she agreed not work as a chef for any other restaurant in the Chicago city area for a period of five years. Shortly after she began working, Xuechen left her employer to work as a manager at another Chicago restaurant. Has Xuechen breached either of the contracts she signed

Answers

Answer: Yes, the employment contract has been breached, but the non-competition agreement has not been breached.

Explanation:

The options are:

a. Yes, the employment contract has been breached, but the non-competition agreement has not been breached.

b. No, the employment contract has not been breached, but the non-competition agreement has been breached.

c. Yes, both contracts have been breached.

Based on the information given in the question, we can state that the employment contract has been breached. This is because Xuechen signed an employment contract to work as a chef for one of Chicago's best restaurants for a period of three years but she left shortly to work as a manager at another Chicago restaurant. On the other hand, the non-competition agreement has not been breached.

Which of the following are automatically withheld from paychecks?

Answers

Taxes are automatically withdrawn from paychecks.

what is the purpose of creating a prototype?​

Answers

Answer:

Prototypes provide a way to see how a possible product, idea, design, etc., would function in natural environments (not in the lab/workshop), but in the real world. They also can let designers, and those building it see if there are anything that needs to be changed or altered.

Khabib transferred $100,000 to an irrevocable trust for the benefit of his minor child, Rickson. The transfer was eligible for the annual exclusion. The trust permits the trustee to accumulate trust income within the trust, and only make distributions to Rickson based upon an ascertainable standard until Rickson is 21 years old. When Rickson attains the age of 21, the trust must terminate and the trust assets must be distributed to Rickson. Which type of trust has Khabib created

Answers

Answer:

are you well the son and me

Explanation:

hat

I NEED HELP PLS DONT RESPOND WITH A LINK

_______ used the terms Theory X and Theory Y to describe different attitudes managers had about employees.
Douglas McGregor
Victor Vroom
Elton Mayo
Robert Colby

Answers

Douglas McGregor, through his well-known “Theory X and Theory Y,” drew a distinction between the assumptions about human motivation which underlie these two approaches, to this effect: Theory X assumes that people dislike work and must be coerced, controlled, and directed toward organizational goals. Theory Y—the integration of goals—emphasizes the average person’s intrinsic interest in his work, his desire to be self-directing and to seek responsibility, and his capacity to be creative in solving business problems.

When you would like to send an e-mail to your coworkers about planned maintenance on the network, where is the best place in the e-mail to first use the phrase “planned maintenance on the network?

A. the Subject field
B. the Cc field
C. the body
D. the To field

Answers

Answer:

the answer is

ও a- the subject field

Explanation:

⁂ just did the cumulative exam review, hope this helped ☺

You need a new computer, and you will need a loan in order to buy one. Which lender is most likely to charge you the highest interest rate on your loan?


A. finance company

B. savings and loan association

C. credit union

D. savings bank

Answers

i would say B or D
hope this helps!! <3

Savings and loan association is the lender is most likely to charge you the highest interest rate on your loan. Hence, option B is correct.

What is the main purpose of a savings and loan association?

Building Societies or Savings and Loan Associations perform the same fundamental duties by gathering funds from the general public and using those savings to fund mortgage loans for residential real estate.

The S&L crisis may have caused the banking sector to collapse with the greatest degree since the Great Depression. By 1989, more than 1,000 S&Ls had failed nationwide, thus destroying one of the most reliable sources of house mortgages.

In that they provide many of the same services, including banking and mortgage financing, savings and loan associations function similarly to banks and credit unions. Savings and loan organizations, however, prioritize savings and mortgages more.

Thus, option B is correct.

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Your roommate told you she doesn’t need renter’s insurance because her parent’s homeowner’s policy covers her stuff. Is she correct? Explain your answer.

Answers

Answer: no she is not correct because if she has her own house or apartment then no she is not on homeowner's insurance. now she has to get her own.

Explanation:

hope this helps.

The roommate should not be correct.

What is insurance?

Insurance represents the arrangement where the company or the government agency gives the guarantee with respect to the compensation for the particular loss, damage and in return, the payment should be made with respect to the premium. Also, she is not correct since she has her own house so it is not the homeowner insurance.

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Q 9.22: Aledo Manufacturing utilizes a calendar year as its fiscal year and depreciates plant assets using the straight-line method. On January 2nd, 2017, the company purchased a semi-truck for $215,000 with a useful life of ten years and an estimated salvage value of $23,000. On January 1st, 2022, the company decides to extend the useful life to twelve years while decreasing the estimated salvage value to $21,000. What amount will Aledo report as depreciation expense for the year ended December 31st, 2022

Answers

Answer:

$3,000

Explanation:

The depreciation expense for the year ended December 31st, 2022 is $3,000

Imagine you are the dining room manager of a restaurant. You are responsible for
creating a set of sanitation rules to be followed by the staff.

The sanitation rules should cover the following aspects:
Service sanitation rules
Personal hygiene and attire rules
Side work rules

Answers

I would say always wash your hands before handling any food, wear gloves at all times, have a clean uniform each day. Please mark brainliest :))

What is a target market?

Question 9 options:

company’s share of the total market


A business-to-business market


A group of people who have enough money to buy a product


A group with specific characteristic who are most likely to become customers

Answers

Answer:

If am not mistaken it should be D- A group with specific characteristic who are most likely to become customers

Project selection helps to ensure that no project affect the status of other

Answers

Answer:

projects

Explanation:

Remember, among the 'Project selection' stage is the first stage of the Project Process Stages. This stage typically involves examining each project and then determining which is of utmost importance.

Rather than trying to run every uncompleted project with the limited resources available which may affect the status of other projects, it is better to select the project that is most beneficial and that is feasible to complete within the stipulated deadline.

What are the advantages of using social media to evaluate candidates during a job search? Check all that apply. Employers can learn more about a candidate's character. Social media makes it possible to skip the interview process. It allows an employer to discover whether a candidate may be reliable. It helps an employer determine whether a candidate may offend others. Social media can help to weed out candidates who are not a good fit. Employers can determine with total accuracy whether a candidate can do the job.

Answers

Part A. Employers can learn more about a candidate's character.

Part B. When It authorizes an employer to discover whether a candidate may be reliable.

What are the advantages of Social Media?

The benefit from a social media post of a job opening. Also, As interested individuals seek out more information regarding the job opportunity, Then your social media page gets more engagement.

Part A. Employers can learn more about a candidate's character.

Part B. It authorizes an employer to discover whether a candidate may be reliable.

Part C. When It supports an employer determine whether a candidate may offend others.

Part D. When The Social media can supports weed out candidates who may not be a good fit.

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Answer: A,C,D,E

Explanation: edge2023

The ABC Company borrows money to expand their funiture plant. Which of the following statements are very likely true? (Select all that apply) This loan is secured by the value of the plant. This is a short-term capital investment. The loan is made based on forecasted future returns from the investment. This loan is secured by other business assets.​

Answers

Answer:

I. This loan is secured by the value of the plant.

II. This loan is secured by other business assets.

III. The loan is made based on forecasted future returns from the investment.

Explanation:

A loan can be defined as an amount of money that is being borrowed from a lender and it is expected to be paid back at an agreed date with interest.

Generally, the financial institution such as a bank lending out the sum of money usually requires that borrower provides a collateral which would be taken over in the event that the borrower defaults (fails) in the repayment of the loan.

A credit score can be defined as a numerical expression between 300 - 850 that represents an individual's financial history and credit worthiness. Therefore, a credit score determines the ability of a borrower to obtain a loan from a lender.

This ultimately implies that, the higher your credit score, the higher and better it is to obtain a loan from a potential lender. A credit score ranging from 670 to 739 is considered to be a good credit score while a credit score of 740 to 799 is better and a credit score of 800 to 850 is considered to be excellent.

In this scenario, the ABC Company borrows money to expand their funiture plant. Thus, the following statements are very likely true;

I. This loan is secured by the value of the plant as a collateral incase the company defaults in the timely repayment of the loan.

II. This loan is secured by other business assets as a collateral incase the company defaults in the timely repayment of the loan.

III. The loan is made based on forecasted future returns from the investment. This is the basis on which debts such as loans are serviced.

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